The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   224,794 639 SH   SOLE   0 0 639
LINDE PLC SHS G54950103   233,199 557 SH   SOLE   0 0 557
ABBVIE INC COM 00287Y109   354,334 1,994 SH   SOLE   0 0 1,994
ADOBE INC COM 00724F101   213,002 479 SH   SOLE   0 0 479
ADVANCED MICRO DEVICES INC COM 007903107   232,400 1,924 SH   SOLE   0 0 1,924
ALPHABET INC CAP STK CL C 02079K107   837,174 4,396 SH   SOLE   0 0 4,396
ALPHABET INC CAP STK CL A 02079K305   1,200,541 6,342 SH   SOLE   0 0 6,342
AMAZON COM INC COM 023135106   2,045,373 9,323 SH   SOLE   0 0 9,323
APPLE INC COM 037833100   3,807,135 15,203 SH   SOLE   0 0 15,203
BANK AMERICA CORP COM 060505104   237,945 5,414 SH   SOLE   0 0 5,414
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   888,429 1,960 SH   SOLE   0 0 1,960
BROADCOM INC COM 11135F101   1,066,464 4,600 SH   SOLE   0 0 4,600
CATERPILLAR INC COM 149123101   206,048 568 SH   SOLE   0 0 568
CISCO SYS INC COM 17275R102   222,118 3,752 SH   SOLE   0 0 3,752
COSTCO WHSL CORP NEW COM 22160K105   426,982 466 SH   SOLE   0 0 466
EXXON MOBIL CORP COM 30231G102   392,523 3,649 SH   SOLE   0 0 3,649
META PLATFORMS INC CL A 30303M102   1,350,772 2,307 SH   SOLE   0 0 2,307
GE AEROSPACE COM NEW 369604301   223,832 1,342 SH   SOLE   0 0 1,342
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   863,309 8,640 SH   SOLE   0 0 8,640
HOME DEPOT INC COM 437076102   378,876 974 SH   SOLE   0 0 974
INTERNATIONAL BUSINESS MACHS COM 459200101   330,844 1,505 SH   SOLE   0 0 1,505
INTUITIVE SURGICAL INC COM NEW 46120E602   224,443 430 SH   SOLE   0 0 430
ISHARES TR CORE S&P500 ETF 464287200   13,791,279 23,427 SH   SOLE   0 0 23,427
ISHARES TR CORE US AGGBD ET 464287226   10,290,779 106,200 SH   SOLE   0 0 106,200
ISHARES TR MSCI EAFE ETF 464287465   252,764 3,343 SH   SOLE   0 0 3,343
ISHARES TR CORE S&P MCP ETF 464287507   1,455,495 23,359 SH   SOLE   0 0 23,359
ISHARES TR CORE S&P US VLU 464287663   7,001,743 75,621 SH   SOLE   0 0 75,621
ISHARES TR CORE S&P US GWT 464287671   8,065,990 57,883 SH   SOLE   0 0 57,883
ISHARES TR RUSSELL 3000 ETF 464287689   1,506,799 4,508 SH   SOLE   0 0 4,508
ISHARES TR CORE S&P SCP ETF 464287804   783,662 6,801 SH   SOLE   0 0 6,801
ISHARES TR NATIONAL MUN ETF 464288414   5,021,808 47,131 SH   SOLE   0 0 47,131
ISHARES TR EAFE VALUE ETF 464288877   533,882 10,175 SH   SOLE   0 0 10,175
ISHARES TR MSCI USA QLT FCT 46432F339   11,888,565 66,760 SH   SOLE   0 0 66,760
ISHARES TR CORE MSCI EAFE 46432F842   10,670,331 151,826 SH   SOLE   0 0 151,826
ISHARES INC CORE MSCI EMKT 46434G103   2,832,099 54,234 SH   SOLE   0 0 54,234
ISHARES TR 0-3 MNTH TREASRY 46436E718   7,130,244 71,075 SH   SOLE   0 0 71,075
JPMORGAN CHASE & CO. COM 46625H100   799,433 3,335 SH   SOLE   0 0 3,335
JOHNSON & JOHNSON COM 478160104   200,877 1,389 SH   SOLE   0 0 1,389
ELI LILLY & CO COM 532457108   674,728 874 SH   SOLE   0 0 874
MASTERCARD INCORPORATED CL A 57636Q104   487,077 925 SH   SOLE   0 0 925
MCDONALDS CORP COM 580135101   383,814 1,324 SH   SOLE   0 0 1,324
MERCK & CO INC COM 58933Y105   304,807 3,064 SH   SOLE   0 0 3,064
MICROSOFT CORP COM 594918104   3,130,902 7,428 SH   SOLE   0 0 7,428
NETFLIX INC COM 64110L106   549,944 617 SH   SOLE   0 0 617
NVIDIA CORPORATION COM 67066G104   3,338,315 24,859 SH   SOLE   0 0 24,859
ORACLE CORP COM 68389X105   248,794 1,493 SH   SOLE   0 0 1,493
PROCTER AND GAMBLE CO COM 742718109   313,506 1,870 SH   SOLE   0 0 1,870
SPDR SER TR S&P 600 SMCP GRW 78464A201   945,160 10,461 SH   SOLE   0 0 10,461
SPDR SER TR S&P 600 SMCP VAL 78464A300   972,335 11,144 SH   SOLE   0 0 11,144
SPDR SER TR PRTFLO S&P500 GW 78464A409   6,043,565 68,755 SH   SOLE   0 0 68,755
SPDR SER TR PRTFLO S&P500 VL 78464A508   5,566,487 108,848 SH   SOLE   0 0 108,848
SPDR SER TR S&P 400 MDCP GRW 78464A821   282,479 3,251 SH   SOLE   0 0 3,251
SPDR SER TR S&P 400 MDCP VAL 78464A839   257,121 3,206 SH   SOLE   0 0 3,206
SALESFORCE INC COM 79466L302   357,064 1,068 SH   SOLE   0 0 1,068
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   10,890,280 479,748 SH   SOLE   0 0 479,748
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   491,509 21,204 SH   SOLE   0 0 21,204
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   983,760 35,502 SH   SOLE   0 0 35,502
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   424,615 15,945 SH   SOLE   0 0 15,945
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,718,020 146,920 SH   SOLE   0 0 146,920
SERVICENOW INC COM 81762P102   222,625 210 SH   SOLE   0 0 210
TESLA INC COM 88160R101   1,799,915 4,457 SH   SOLE   0 0 4,457
UNITEDHEALTH GROUP INC COM 91324P102   381,924 755 SH   SOLE   0 0 755
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   13,441,505 68,639 SH   SOLE   0 0 68,639
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   260,431 2,200 SH   SOLE   0 0 2,200
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   6,345,338 88,240 SH   SOLE   0 0 88,240
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   15,959,686 333,745 SH   SOLE   0 0 333,745
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,477,067 101,659 SH   SOLE   0 0 101,659
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   421,154 4,077 SH   SOLE   0 0 4,077
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   381,713 4,698 SH   SOLE   0 0 4,698
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,934,309 58,534 SH   SOLE   0 0 58,534
VANGUARD INDEX FDS GROWTH ETF 922908736   491,297 1,197 SH   SOLE   0 0 1,197
VANGUARD INDEX FDS VALUE ETF 922908744   309,650 1,829 SH   SOLE   0 0 1,829
VISA INC COM CL A 92826C839   537,268 1,700 SH   SOLE   0 0 1,700
WALMART INC COM 931142103   438,107 4,849 SH   SOLE   0 0 4,849
WELLS FARGO CO NEW COM 949746101   241,134 3,433 SH   SOLE   0 0 3,433