The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FACEBOOK INC CL A 30303M102 216 620 SH   SOLE   620 0 0
ISHARES TR CORE S&P500 ETF 464287200 562 1,307 SH   SOLE   1,307 0 0
ISHARES TR CORE US AGGBD ET 464287226 374 3,240 SH   SOLE   3,240 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 229 1,000 SH   SOLE   1,000 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 13,602 249,113 SH   SOLE   249,113 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 894 6,126 SH   SOLE   6,126 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 360 5,263 SH   SOLE   5,263 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,272 32,244 SH   SOLE   32,244 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 333 4,249 SH   SOLE   4,249 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 295 3,906 SH   SOLE   3,906 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 995 9,573 SH   SOLE   9,573 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 420 4,885 SH   SOLE   4,885 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 8,024 140,519 SH   SOLE   140,519 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,701 15,660 SH   SOLE   15,660 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 3,903 27,776 SH   SOLE   27,776 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 12,769 44,522 SH   SOLE   44,522 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,731 12,874 SH   SOLE   12,874 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,983 22,938 SH   SOLE   22,938 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 12,760 92,829 SH   SOLE   92,829 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,943 22,186 SH   SOLE   22,186 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,801 69,989 SH   SOLE   69,989 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 5,791 104,728 SH   SOLE   104,728 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 935 6,040 SH   SOLE   6,040 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 7,417 112,921 SH   SOLE   112,921 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 16,279 315,969 SH   SOLE   315,969 0 0