Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Interest and dividend income:
Interest on loans receivable	$ 16,057	$ 15,603	$ 34,257	$ 30,528
Interest on deposits due from banks	132	2	168	4
Interest and dividend on securities and FHLBNY stock	978	239	1,760	489
Total interest and dividend income	17,167	15,844	36,185	31,021
Interest expense:
Interest on certificates of deposit	677	1,108	1,480	2,327
Interest on other deposits	521	382	805	764
Interest on borrowings	481	622	1,074	1,306
Total interest expense	1,679	2,112	3,359	4,397
Net interest income	15,488	13,732	32,826	26,624
Provision for loan losses (Note 5)	817	586	2,075	1,272
Net interest income after provision for loan losses	14,671	13,146	30,751	25,352
Non-interest income:
Service charges and fees	445	366	885	695
Brokerage commissions	214	430	552	653
Late and prepayment charges	193	298	251	542
Income on sale of mortgage loans	200	1,288	618	2,796
Loan origination	97	971	558	1,510
Gain on sale of real property		4,176		4,839
Other	1,030	812	1,541	1,199
Total non-interest income	2,179	8,341	4,405	12,234
Non-interest expense:
Compensation and benefits	6,911	4,212	14,036	9,876
Occupancy and equipment	3,237	2,838	6,429	5,472
Data processing expenses	824	733	1,671	1,327
Direct loan expenses	505	1,151	1,379	2,160
Insurance and surety bond premiums	156	143	303	289
Office supplies, telephone and postage	406	467	811	876
Professional fees	1,748	2,902	3,082	4,164
Contribution to the Ponce De Leon Foundation (Note 2)			4,995
Grain write-off and write-down (Note 5)	1,500		9,574
Marketing and promotional expenses	52	48	123	86
Directors fees	96	69	167	138
Regulatory dues	71	120	154	180
Other operating expenses	1,061	958	1,917	1,988
Total non-interest expense	16,567	13,641	44,641	26,556
Income (loss) before income taxes	283	7,846	(9,485)	11,030
(Benefit) provision for income taxes (Note 9)	(488)	1,914	(3,436)	2,646
Net income (loss)	$ 771	$ 5,932	$ (6,049)	$ 8,384
Earnings (loss) per common share (Note 11):
Basic	$ 0.03	$ 0.35	$ (0.27)	$ 0.50
Diluted	$ 0.03	$ 0.35	$ (0.27)	$ 0.50
Weighted average common shares outstanding (Note 11):
Basic	23,056,559	16,737,037	22,243,776	16,643,138
Diluted	23,128,911	16,773,606	22,243,776	16,661,423