Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Cash and due from banks (Note 3):
Cash	$ 53,544	$ 98,954
Interest-bearing deposits in banks	221,262	54,940
Total cash and cash equivalents	274,806	153,894
Available-for-sale securities, at fair value (Note 4)	140,044	113,346
Held-to-maturity securities, at amortized cost (fair value 2022 $211,352; 2021 $914) (Note 4)	211,517	934
Placements with banks	2,490	2,490
Mortgage loans held for sale, at fair value	9,234	15,836
Loans receivable, net of allowance for loan losses - 2022 $17,535; 2021 $16,352 (Note 5)	1,324,320	1,305,078
Accrued interest receivable	13,255	12,362
Premises and equipment, net (Note 6)	18,945	19,617
Federal Home Loan Bank of New York (FHLBNY) stock, at cost	16,429	6,001
Deferred tax assets (Note 9)	9,658	3,820
Other assets	21,585	20,132
Total assets	2,042,283	1,653,510
Liabilities:
Deposits (Note 7)	1,148,728	1,204,716
Accrued interest payable	158	228
Advance payments by borrowers for taxes and insurance	8,668	7,657
Advances from the FHLBNY and others (Note 8)	334,375	106,255
Warehouse lines of credit (Note 8)		15,090
Second-step liabilities		122,000
Other liabilities	32,272	8,308
Total liabilities	1,524,201	1,464,254
Commitments and contingencies (Note 12)
Stockholders' Equity:
Preferred stock, $0.01 par value; 100,000,000 shares authorized, 225,000 shares issued and outstanding as of June 30, 2022. None were issued and outstanding as of December 31, 2021.	225,000
Common stock, $0.01 par value; 200,000,000 shares authorized; 24,724,274 shares issued and outstanding as of June 30, 2022 and 18,463,028 shares issued and 17,425,987 shares outstanding as of December 31, 2021	247	185
Treasury stock, at cost; no shares as of June 30, 2022 and 1,037,041 shares as of December 31, 2021 (Note 10)		(13,687)
Additional paid-in-capital	205,669	85,601
Retained earnings	116,907	122,956
Accumulated other comprehensive loss (Note 15)	(15,032)	(1,456)
Unearned compensation ─ ESOP; 1,632,982 shares as of June 30, 2022 and 434,251 shares as of December 31, 2021 (Note 10)	(14,709)	(4,343)
Total stockholders' equity	518,082	189,256
Total liabilities and stockholders' equity	$ 2,042,283	$ 1,653,510