Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Cash Flows From Operating Activities:
Net (loss) income	$ (6,820,000)	$ 2,452,000
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of premiums/discounts on securities, net	67,000	20,000
Gain (loss) on sale of loans	(7,000)	152,000
Gain on sale of real property		(663,000)
Gain on derivatives	(152,000)	(59,000)
Provision for loan losses (Note 5)	1,258,000	686,000	$ 2,717,000
Depreciation and amortization	467,000	603,000
ESOP compensation	375,000	157,000
Share-based compensation expense	356,000	352,000
Deferred income taxes	(2,090,000)	254,000
Changes in assets and liabilities:
Decrease in mortgage loans held for sale, fair value	7,864,000	20,649,000
Increase in accrued interest receivable	(437,000)	(1,151,000)
Decrease in other assets	6,554,000	5,459,000
(Decrease) increase in accrued interest payable	(5,000)	6,000
Increase in advance payments by borrowers	2,504,000	2,245,000
Decrease in mortgage loan funding payable		(807,000)
Increase (decrease) in other liabilities	2,024,000	(7,744,000)
Net cash provided by operating activities	11,958,000	22,611,000
Cash Flows From Investing Activities:
Proceeds from redemption of FHLBNY stock	581,000	399,000
Purchases of FHLBNY Stock		(30,000)
Purchases of available-for-sale securities	(53,385,000)	(14,123,000)
Proceeds from maturities, calls and principal repayments on securities	4,763,000	634,000
Proceeds from sales of loans	3,699,000	880,000
Net increase in loans	(317,000)	(72,504,000)
Proceeds from sale of real property		2,417,000
Purchases of premises and equipment	(130,000)	(3,739,000)
Net cash used in investing activities	(44,789,000)	(86,066,000)
Cash Flows From Financing Activities:
Net (decrease) increase in deposits	(23,551,000)	108,967,000
Repurchase of treasury stock		(1,171,000)
Contribution to the Ponce De Leon Foundation	(1,000,000)
Proceeds from advances from FHLBNY		500,000
Repayments of advances from FHLBNY	(12,880,000)	(8,500,000)
Net advances on warehouse lines of credit	(14,337,000)	(18,297,000)
Net cash (used in) provided by financing activities	(51,768,000)	81,499,000
Net (decrease) increase in cash and cash equivalents	(84,599,000)	18,044,000
Cash and Cash Equivalents including restricted cash:
Beginning	153,894,000	72,078,000	72,078,000
Ending	69,295,000	90,122,000	$ 153,894,000
Supplemental disclosures of cash flow information:
Cash paid for interest on deposits and borrowings	1,685,000	2,279,000
Cash paid for income taxes	$ 42,000	$ 50,000