Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Cash and due from banks (Note 3):
Cash	$ 32,168	$ 98,954
Interest-bearing deposits in banks	37,127	54,940
Total cash and cash equivalents	69,295	153,894
Available-for-sale securities, at fair value (Note 4)	154,799	113,346
Held-to-maturity securities, at amortized cost (fair value 2022 $868; 2021 $914) (Note 4)	927	934
Placements with banks	2,490	2,490
Mortgage loans held for sale, at fair value	7,972	15,836
Loans receivable, net of allowance for loan losses - 2022 $16,893; 2021 $16,352 (Note 5)	1,300,446	1,305,078
Accrued interest receivable	12,799	12,362
Premises and equipment, net (Note 6)	19,279	19,617
Federal Home Loan Bank of New York (FHLBNY) stock, at cost	5,420	6,001
Deferred tax assets (Note 9)	7,440	3,820
Other assets	13,730	20,132
Total assets	1,594,597	1,653,510
Liabilities:
Deposits (Note 7)	1,181,165	1,204,716
Accrued interest payable	223	228
Advance payments by borrowers for taxes and insurance	10,161	7,657
Advances from the FHLBNY and others (Note 8)	93,375	106,255
Warehouse lines of credit (Note 8)	753	15,090
Second-step liabilities		122,000
Other liabilities	9,341	8,308
Total liabilities	1,295,018	1,464,254
Commitments and contingencies (Note 12)
Stockholders' Equity:
Preferred stock, $0.01 par value; 100,000,000 shares authorized, none issued
Common stock, $0.01 par value; 200,000,000 shares authorized; 24,724,274 shares issued and outstanding as of March 31, 2022 and 18,463,028 shares issued and 17,425,987 shares outstanding as of December 31, 2021	247	185
Treasury stock, at cost; no shares as of March 31, 2022 and 1,037,041 shares as of December 31, 2021 (Note 10)		(13,687)
Additional paid-in-capital	205,243	85,601
Retained earnings	116,136	122,956
Accumulated other comprehensive income (Note 15)	(7,035)	(1,456)
Unearned compensation ─ ESOP; 1,668,101 shares as of March 31, 2022 and 434,251 shares as of December 31, 2021 (Note 10)	(15,012)	(4,343)
Total stockholders' equity	299,579	189,256
Total liabilities and stockholders' equity	$ 1,594,597	$ 1,653,510