X0306 4 2022-05-09 0 0001874071 Ponce Financial Group, Inc. PDLB 0001920629 Gonzalez Luis Gerardo Jr. 2244 WESTCHESTER AVENUE BRONX NY 10462 0 1 0 0 Chief Operating Officer Common Stock 2022-05-09 4 P 0 107 9.29 A 107 D Common Stock 2022-05-09 4 S 0 107 9.26 D 0 D On May 9, 2022, the reporting person inadvertently purchased 107 shares of common stock. He subsequently sold the shares on the same date upon realizing the error. The price reported in Column 4 is a weighted-average price. These shares were purchased in multiple transactions at prices ranging from $9.285 to $9.51, inclusive. The reporting person undertakes to provide to Ponce Financial Group, Inc., any security holder of Ponce Financial Group, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of share sold at each separate price within the range set forth in this footnote. /s/Frank Perez, as attorney in fact 2022-05-11