X0206 3/A 2022-02-16 2022-01-28 0 0001874071 Ponce Financial Group, Inc. PDLB 0001717603 Marquez Madeline V. 2244 WESTCHESTER AVE BRONX NY 10462 0 1 0 0 Chief External Affairs Officer Common Stock 2995 D Common Stock 2694 I By ESOP Includes 2,092 shares of restricted stock units, of which 697 shares vest on December 4, 2022, 698 shares vest on December 4, 2023 and the remainder vest on December 4, 2024. This amendment to Form 3 is filed to correct an immaterial rounding error in footnote 1. /s/Frank Perez, as attorney in fact 2022-02-16