Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
Cash Flows From Operating Activities:
Net income	$ 12,059	$ 5,606
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Amortization of premiums/discounts on securities, net	(39)	(73)
Gain on sale of loans	(721)	(576)
Provision (benefit) for credit losses	1,341	(555)
Depreciation and amortization	2,427	2,260
ESOP compensation expense	1,053	626
Share-based compensation expense	955	1,036
Deferred income taxes	(678)	1,406
Changes in assets and liabilities:
Decrease (increase) in mortgage loans held for sale, fair value	5,350	(4,651)
(Increase) decrease in accrued interest receivable	(1,355)	569
(Increase) decrease in other assets	(1,670)	3,216
Increase (decrease) in accrued interest payable	449	(5,145)
Decrease in operating lease liabilities	(1,355)	(1,249)
Increase in advance payments by borrowers	593	60
Increase (decrease) in other liabilities	852	(3,622)
Net cash provided by (used in) operating activities	19,261	(1,092)
Cash Flows From Investing Activities:
Net redemption and (purchase) of FHLBNY stock	2,562	(4,580)
Proceeds from maturities, calls and principal repayments on securities	42,382	25,511
Proceeds from sale of loans	5,738
Net increase in loans	(179,518)	(142,513)
Purchase of loans		(5,956)
Purchases of premises and equipment	(407)	(1,846)
Net cash used in investing activities	(129,243)	(129,384)
Cash Flows From Financing Activities:
Net increase in deposits	157,345	98,477
Net repayments from borrowings	(60,000)	(4,000)
Dividends paid on preferred stock	(563)	(25)
Net cash provided by financing activities	96,782	94,452
Net decrease in cash and cash equivalents	(13,200)	(36,024)
Cash and Cash Equivalents:
Cash and cash equivalents at beginning of period	139,839	139,190
Cash and cash equivalents at end of period	126,639	103,166
Supplemental disclosures of cash flow information:
Cash paid for interest on deposits and borrowings	42,778	46,876
Cash paid for income taxes	$ 3,335	305
Supplemental Disclosures of Noncash Investing Activities:
Transferred from loans receivable to mortgage loans held for sale, at fair value		$ 22,557