XML 84 R77.htm IDEA: XBRL DOCUMENT v3.25.2
Regulatory Capital Requirements - Summary of Actual Capital Amounts and Ratios As Compared to Regulatory Requirements (Details)
$ in Thousands
Jun. 30, 2025
USD ($)
Dec. 31, 2024
USD ($)
Ponce Financial Group, Inc.    
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]    
Total Capital to Risk-Weighted Assets, Actual Amount $ 560,220 $ 546,128
Tier 1 Capital to Risk-Weighted Assets, Actual Amount 534,011 520,796
Common Equity Tier 1 Capital Ratio, Actual Amount 309,011 295,796
Tier 1 Capital to Total Assets, Actual Amount $ 534,011 $ 520,796
Total Capital to Risk-Weighted Assets, Actual Ratio 0.2265 0.2298
Tier 1 Capital to Risk-Weighted Assets, Actual Ratio 0.2159 0.2191
Common Equity Tier 1 Capital Ratio, Actual Ratio 0.1249 0.1244
Tier 1 Capital to Total Assets, Actual Ratio 0.1713 0.177
Total Capital to Risk-Weighted Assets, For Capital Adequacy Amount $ 197,902 $ 190,147
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Amount 148,426 142,611
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Amount 111,320 106,958
Tier 1 Capital to Total Assets, For Capital Adequacy Amount $ 124,713 $ 117,715
Total Capital to Risk-Weighted Assets, For Capital Adequacy Ratio 0.08 0.08
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Ratio 0.06 0.06
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Ratio 0.045 0.045
Tier 1 Capital to Total Assets, For Capital Adequacy Ratio 0.04 0.04
Total Capital to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 247,377 $ 237,684
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount 197,902 190,147
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount 160,795 154,495
Tier 1 Capital to Total Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 155,892 $ 147,144
Total Capital to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.10 0.10
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.08 0.08
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.065 0.065
Tier 1 Capital to Total Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.05 0.05
Ponce Bank    
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]    
Total Capital to Risk-Weighted Assets, Actual Amount $ 522,728 $ 507,632
Tier 1 Capital to Risk-Weighted Assets, Actual Amount 496,519 482,300
Common Equity Tier 1 Capital Ratio, Actual Amount 496,519 482,300
Tier 1 Capital to Total Assets, Actual Amount $ 496,519 $ 482,300
Total Capital to Risk-Weighted Assets, Actual Ratio 0.2122 0.2147
Tier 1 Capital to Risk-Weighted Assets, Actual Ratio 0.2015 0.204
Common Equity Tier 1 Capital Ratio, Actual Ratio 0.2015 0.204
Tier 1 Capital to Total Assets, Actual Ratio 0.1599 0.1581
Total Capital to Risk-Weighted Assets, For Capital Adequacy Amount $ 197,088 $ 189,137
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Amount 147,816 141,853
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Amount 110,862 106,390
Tier 1 Capital to Total Assets, For Capital Adequacy Amount $ 124,240 $ 122,011
Total Capital to Risk-Weighted Assets, For Capital Adequacy Ratio 0.08 0.08
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Ratio 0.06 0.06
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Ratio 0.045 0.045
Tier 1 Capital to Total Assets, For Capital Adequacy Ratio 0.04 0.04
Total Capital to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 246,359 $ 236,421
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount 197,088 189,137
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount 160,134 153,674
Tier 1 Capital to Total Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 155,300 $ 152,514
Total Capital to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.10 0.10
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.08 0.08
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.065 0.065
Tier 1 Capital to Total Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.05 0.05