Regulatory Capital Requirements (Tables)

6 Months Ended

Jun. 30, 2025

Disclosure Of Regulatory Capital Requirements [Abstract]

Summary of Bank's Actual Capital Amounts and Ratios As Compared to Regulatory Requirements

The Company's and the Bank’s actual capital amounts and ratios as of June 30, 2025 and December 31, 2024 as compared to regulatory requirements are as follows:

									To Be Well
									Capitalized Under
						For Capital			Prompt Corrective
	Actual					Adequacy Purposes			Action Provisions
	Amount		Ratio			Amount		Ratio	Amount		Ratio
	(Dollars in thousands)
June 30, 2025
Ponce Financial Group, Inc.
Total Capital to Risk-Weighted Assets	$	560,220		22.65	%	$	197,902	8.00%	$	247,377		10.00	%
Tier 1 Capital to Risk-Weighted Assets		534,011		21.59	%		148,426	6.00%		197,902		8.00	%
Common Equity Tier 1 Capital Ratio		309,011		12.49	%		111,320	4.50%		160,795		6.50	%
Tier 1 Capital to Total Assets		534,011		17.13	%		124,713	4.00%		155,892		5.00	%
Ponce Bank
Total Capital to Risk-Weighted Assets	$	522,728		21.22	%	$	197,088	8.00%	$	246,359		10.00	%
Tier 1 Capital to Risk-Weighted Assets		496,519		20.15	%		147,816	6.00%		197,088		8.00	%
Common Equity Tier 1 Capital Ratio		496,519		20.15	%		110,862	4.50%		160,134		6.50	%
Tier 1 Capital to Total Assets		496,519		15.99	%		124,240	4.00%		155,300		5.00	%

											To Be Well
											Capitalized Under
						For Capital					Prompt Corrective
	Actual					Adequacy Purposes					Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
December 31, 2024
Ponce Financial Group, Inc.
Total Capital to Risk-Weighted Assets	$	546,128		22.98	%	$	190,147		8.00	%	$	237,684		10.00	%
Tier 1 Capital to Risk-Weighted Assets		520,796		21.91	%		142,611		6.00	%		190,147		8.00	%
Common Equity Tier 1 Capital Ratio		295,796		12.44	%		106,958		4.50	%		154,495		6.50	%
Tier 1 Capital to Total Assets		520,796		17.70	%		117,715		4.00	%		147,144		5.00	%
Ponce Bank
Total Capital to Risk-Weighted Assets	$	507,632		21.47	%	$	189,137		8.00	%	$	236,421		10.00	%
Tier 1 Capital to Risk-Weighted Assets		482,300		20.40	%		141,853		6.00	%		189,137		8.00	%
Common Equity Tier 1 Capital Ratio		482,300		20.40	%		106,390		4.50	%		153,674		6.50	%
Tier 1 Capital to Total Assets		482,300		15.81	%		122,011		4.00	%		152,514		5.00	%