XML 84 R77.htm IDEA: XBRL DOCUMENT v3.25.1
Regulatory Capital Requirements - Summary of Actual Capital Amounts and Ratios As Compared to Regulatory Requirements (Details)
Mar. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Ponce Financial Group, Inc.    
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]    
Total Capital to Risk-Weighted Assets, Actual Amount $ 552,191 $ 546,128
Tier 1 Capital to Risk-Weighted Assets, Actual Amount 527,401 520,796
Common Equity Tier 1 Capital Ratio, Actual Amount 302,401 295,796
Tier 1 Capital to Total Assets, Actual Amount $ 527,401 $ 520,796
Total Capital to Risk-Weighted Assets, Actual Ratio 0.2284 0.2298
Tier 1 Capital to Risk-Weighted Assets, Actual Ratio 0.2182 0.2191
Common Equity Tier 1 Capital Ratio, Actual Ratio 0.1251 0.1244
Tier 1 Capital to Total Assets, Actual Ratio 0.1684 0.177
Total Capital to Risk-Weighted Assets, For Capital Adequacy Amount $ 193,396 $ 190,147
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Amount 145,047 142,611
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Amount 108,785 106,958
Tier 1 Capital to Total Assets, For Capital Adequacy Amount $ 125,287 $ 117,715
Total Capital to Risk-Weighted Assets, For Capital Adequacy Ratio 0.08 0.08
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Ratio 0.06 0.06
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Ratio 0.045 0.045
Tier 1 Capital to Total Assets, For Capital Adequacy Ratio 0.04 0.04
Total Capital to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 241,745 $ 237,684
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount 193,396 190,147
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount 157,134 154,495
Tier 1 Capital to Total Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 156,609 $ 147,144
Total Capital to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.10 0.10
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.08 0.08
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.065 0.065
Tier 1 Capital to Total Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.05 0.05
Ponce Bank    
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]    
Total Capital to Risk-Weighted Assets, Actual Amount $ 514,077 $ 507,632
Tier 1 Capital to Risk-Weighted Assets, Actual Amount 489,287 482,300
Common Equity Tier 1 Capital Ratio, Actual Amount 489,287 482,300
Tier 1 Capital to Total Assets, Actual Amount $ 489,287 $ 482,300
Total Capital to Risk-Weighted Assets, Actual Ratio 0.2138 0.2147
Tier 1 Capital to Risk-Weighted Assets, Actual Ratio 0.2035 0.204
Common Equity Tier 1 Capital Ratio, Actual Ratio 0.2035 0.204
Tier 1 Capital to Total Assets, Actual Ratio 0.1561 0.1581
Total Capital to Risk-Weighted Assets, For Capital Adequacy Amount $ 192,356 $ 189,137
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Amount 144,267 141,853
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Amount 108,200 106,390
Tier 1 Capital to Total Assets, For Capital Adequacy Amount $ 125,381 $ 122,011
Total Capital to Risk-Weighted Assets, For Capital Adequacy Ratio 0.08 0.08
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Ratio 0.06 0.06
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Ratio 0.045 0.045
Tier 1 Capital to Total Assets, For Capital Adequacy Ratio 0.04 0.04
Total Capital to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 240,445 $ 236,421
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount 192,356 189,137
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount 156,289 153,674
Tier 1 Capital to Total Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 156,726 $ 152,514
Total Capital to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.10 0.10
Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.08 0.08
Common Equity Tier 1 Capital Ratio, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.065 0.065
Tier 1 Capital to Total Assets, For Capital Adequacy Ratio, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.05 0.05