Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Cash Flows From Operating Activities:
Net income	$ 2,414	$ 331
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of premiums/discounts on securities, net	(39)	(30)
Gain on sale of loans	(276)	0
Gain on derivatives	0	(119)
Grain recoveries	(53)	(914)
Benefit for credit losses	(180)	(174)
Depreciation and amortization	673	742
ESOP compensation	297	262
Share-based compensation expense	517	404
Deferred income taxes	667	391
Changes in assets and liabilities:
Decrease (increase) in mortgage loans held for sale, fair value	2,396	(1,008)
Increase in accrued interest receivable	(53)	(386)
Decrease (increase) in other assets	3,572	(778)
(Decrease) increase in accrued interest payable	(7,747)	377
Decrease in operating lease liabilities	(198)	(224)
Increase in advance payments by borrowers	2,467	5,178
(Decrease) increase in other liabilities	(2,996)	2,094
Net cash provided by operating activities	1,461	6,146
Cash Flows From Investing Activities:
Net purchase and redemption of FHLBNY stock	(4,500)	5,452
Proceeds from maturities, calls and principal repayments on securities	11,419	21,140
Placements with banks	0	249
Net increase in loans	(79,278)	(117,890)
Purchase of loans	(5,956)	0
Purchases of premises and equipment	(1,776)	(235)
Net cash used in investing activities	(80,091)	(91,284)
Cash Flows From Financing Activities:
Net increase in deposits	78,164	84,465
Net proceeds from borrowings	(4,000)	131,000
Net cash provided by financing activities	74,164	215,465
Net (decrease) increase in cash and cash equivalents	(4,466)	130,327
Cash and Cash Equivalents:
Cash and cash equivalents at beginning of period	139,190	54,360
Cash and cash equivalents at end of period	134,724	184,687
Supplemental disclosures of cash flow information:
Cash paid for interest on deposits and borrowings	28,590	10,734
Cash paid for income taxes	$ 290	$ 37