Consolidated Statements of Operations - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest and dividend income:
Interest on loans receivable		$ 95,805	$ 69,865	$ 65,532
Interest on deposits due from banks		4,973	713	20
Interest and dividend on securities and FHLBNY stock		25,089	12,174	1,546
Total interest and dividend income		125,867	82,752	67,098
Interest expense:
Interest on certificates of deposit (1)	[1]	16,571	4,148	4,244
Interest on other deposits (1)	[1]	18,570	5,802	1,427
Interest on borrowings		25,460	6,199	2,581
Total interest expense		60,601	16,149	8,252
Net interest income		65,266	66,603	58,846
Provision for credit losses (Note 3) (Note 5)		973	24,046	2,717
Net interest income after provision for credit losses		64,293	42,557	56,129
Non-interest income:
Service charges and fees		1,986	1,830	1,657
Brokerage commissions		80	1,020	1,324
Late and prepayment charges		2,365	623	1,207
Income on sale of mortgage loans		598	741	5,265
Loan origination			1,286	3,021
Grant income		4,156
Loss on sale of premises and equipment			(436)	20,270
Other		1,038	1,355	1,893
Total non-interest income		10,223	6,419	34,637
Non-interest expense:
Compensation and benefits		30,699	27,914	23,262
Occupancy and equipment		14,568	13,968	11,328
Data processing expenses		5,083	3,779	3,015
Direct loan expenses		1,623	2,487	3,888
Provision for contingencies		2,311	126	45
Insurance and surety bond premiums		1,018	870	585
Office supplies, telephone and postage		1,483	1,555	2,054
Professional fees		7,092	5,904	7,629
Contribution to the Ponce De Leon Foundation (Note 2)			4,995
Grain (recoveries) and write-off (Note 5)		(1,481)	17,940
Marketing and promotional expenses		825	593	206
Directors' fees and regulatory assessment		657	705	608
Other operating expenses		4,785	4,986	4,522
Total non-interest expense		68,663	85,822	57,142
Income (loss) before income taxes		5,853	(36,846)	33,624
Provision (benefit) for income taxes (Note 11)		2,501	(6,845)	8,209
Net income (loss)		$ 3,352	$ (30,001)	$ 25,415
Earnings (loss) per share: (Note 13)
Basic		$ 0.15	$ (1.32)	$ 1.52
Diluted		$ 0.15	$ (1.32)	$ 1.51
Weighted average shares outstanding: (Note 13)
Basic		22,745,317	22,690,943	16,744,561
Diluted		22,822,313	22,690,943	16,791,443

[1] For the year ended December 31, 2022, $0.7 million of interest expense were reclassified from Interest on other deposits to Interest on certificates of deposits.