Consolidated Statements of Financial Condition - USD ($) $ in Thousands		Dec. 31, 2023	Dec. 31, 2022
Cash and cash equivalents:
Cash (1)	[1]	$ 28,930	$ 31,977
Interest-bearing deposits (1)	[1]	110,260	22,383
Total cash and cash equivalents		139,190	54,360
Available-for-sale securities, at fair value (Note 3)		119,902	129,505
Held-to-maturity securities, net of allowance for credit losses of $398 at December 31, 2023 and $0 at December 31, 2022; at amortized cost (fair value 2023 $450,042; 2022 $495,851) (Note 3)		461,748	510,820
Placements with banks		249	1,494
Mortgage loans held for sale, at fair value (Note 4)		9,980	1,979
Loans receivable, net of allowance for credit losses - 2023 $26,154; 2022 $34,592 (Note 5)		1,895,886	1,493,127
Accrued interest receivable		18,010	15,049
Premises and equipment, net (Note 6)		16,053	17,446
Right of use assets (Note 7)		31,272	33,423
Federal Home Loan Bank of New York (FHLBNY) stock, at cost		19,377	24,661
Deferred tax assets (Note 11)		14,332	16,137
Other assets		24,723	13,988
Total assets		2,750,722	2,311,989
Liabilities:
Deposits (Note 8)		1,507,620	1,252,412
Operating lease liabilities		32,684	34,532
Accrued interest payable		11,965	1,390
Advance payments by borrowers for taxes and insurance		10,778	9,724
Borrowings (Note 9)		684,421	517,375
Other liabilities		11,859	3,856
Total liabilities		2,259,327	1,819,289
Commitments and contingencies (Note 14)
Stockholders' Equity:
Preferred stock, $0.01 par value; 100,000,000 shares authorized, 225,000 shares issued and outstanding as of December 31, 2023 and 2022		225,000	225,000
Common stock, $0.01 par value; 200,000,000 shares authorized; 24,886,711 shares issued and 23,785,520 shares outstanding as of December 31, 2023 and 24,861,329 shares issued and 24,859,353 shares outstanding as of December 31, 2022		249	249
Treasury stock, at cost; 1,101,191 shares as of December 31, 2023 and 1,976 shares as of December 31, 2022 (Note 12)		(9,747)	(2)
Additional paid-in-capital		207,106	206,508
Retained earnings		97,420	92,955
Accumulated other comprehensive income (loss) (Note 17)		(15,649)	(17,860)
Unearned Employee Stock Ownership Plan (ESOP); 1,435,732 shares as of December 31, 2023 and 1,569,475 shares as of December 31, 2022 (Note 12)		(12,984)	(14,150)
Total stockholders' equity		491,395	492,700
Total liabilities and stockholders' equity		$ 2,750,722	$ 2,311,989

[1] As of December 31, 2022, $2.1 million of FRBNY cash were reclassified from Cash to Interest-bearing deposits.