Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Interest and dividend income:
Interest on loans receivable	$ 69,865	$ 65,532	$ 52,389
Interest on deposits due from banks	713	20	84
Interest and dividend on available-for-sale securities and FHLBNY stock	12,174	1,546	866
Total interest and dividend income	82,752	67,098	53,339
Interest expense:
Interest on certificates of deposit	3,477	4,244	6,576
Interest on other deposits	6,473	1,427	2,174
Interest on borrowings	6,199	2,581	2,619
Total interest expense	16,149	8,252	11,369
Net interest income	66,603	58,846	41,970
Provision for loan losses (Note 5)	24,046	2,717	2,443
Net interest income after provision for loan losses	42,557	56,129	39,527
Non-interest income:
Service charges and fees	1,830	1,657	892
Brokerage commissions	1,020	1,324	974
Late and prepayment charges	623	1,207	358
Income on sale of mortgage loans	741	5,265	4,120
Loan origination	1,286	3,021	925
(Loss) gain on sale of premises and equipment	(436)	20,270	4,177
Other	1,355	1,893	1,801
Total non-interest income	6,419	34,637	13,247
Non-interest expense:
Compensation and benefits	27,914	23,262	22,053
Occupancy and equipment	13,968	11,328	9,564
Data processing expenses	3,779	3,015	2,137
Direct loan expenses	2,487	3,888	1,447
Insurance and surety bond premiums	870	585	553
Office supplies, telephone and postage	1,555	2,054	1,399
Professional fees	5,904	7,629	6,049
Contribution to the Ponce De Leon Foundation (Note 2)	4,995
Grain write-off and write-down (Note 5)	17,940
Marketing and promotional expenses	593	206	488
Directors fees	368	285	276
Regulatory assessment	337	323	210
Other operating expenses	5,112	4,567	3,363
Total non-interest expense	85,822	57,142	47,539
(Loss) income before income taxes	(36,846)	33,624	5,235
(Benefit) provision for income taxes (Note 10)	(6,845)	8,209	1,382
Net (loss) income	$ (30,001)	$ 25,415	$ 3,853
(Loss) earnings per share: (Note 12)
Basic	$ (1.32)	$ 1.52	$ 0.23
Diluted	$ (1.32)	$ 1.51	$ 0.23
Weighted average shares outstanding: (Note 12)
Basic	22,690,943	16,744,561	16,673,193
Diluted	22,690,943	16,791,443	16,682,584