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Deposits (Tables)
12 Months Ended
Dec. 31, 2022
Banking And Thrifts [Abstract]  
Summarized Deposits

Deposits at December 31, 2022 and 2021 are summarized as follows:

 

 

 

December 31,

 

 

 

2022

 

 

2021

 

 

 

(in thousands)

 

Demand

 

$

289,149

 

 

$

274,956

 

Interest-bearing deposits:

 

 

 

 

 

 

NOW/IOLA accounts

 

 

24,349

 

 

 

35,280

 

Money market accounts

 

 

317,815

 

 

 

186,893

 

Reciprocal deposits

 

 

114,049

 

 

 

143,221

 

Savings accounts

 

 

130,432

 

 

 

134,887

 

Total NOW, money market, reciprocal and savings

 

 

586,645

 

 

 

500,281

 

Certificates of deposit of $250K or more

 

 

70,113

 

 

 

78,454

 

Brokered certificates of deposits (1)

 

 

98,754

 

 

 

79,320

 

Listing service deposits (1)

 

 

35,813

 

 

 

66,411

 

Certificates of deposit less than $250K

 

 

171,938

 

 

 

205,294

 

Total certificates of deposit

 

 

376,618

 

 

 

429,479

 

Total interest-bearing deposits

 

 

963,263

 

 

 

929,760

 

Total deposits

 

$

1,252,412

 

 

$

1,204,716

 

 

(1)
As of December 31, 2022 and 2021, there were $13.6 million and $29.0 million, respectively, in individual listing service deposits amounting to $250,000 or more. All brokered certificates of deposit individually amounted to less than $250,000.
Scheduled Maturities of Certificates of Deposit

At December 31, 2022, scheduled maturities of certificates of deposit were as follows:

 

December 31,

 

 

 

 

 

(in thousands)

 

2023

 

$

196,342

 

2024

 

 

49,457

 

2025

 

 

41,169

 

2026

 

 

42,165

 

2027

 

 

47,485

 

 

 

$

376,618