Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest and dividend income:
Interest on loans receivable	$ 17,058	$ 16,991	$ 51,315	$ 47,519
Interest on deposits due from banks	346	9	514	13
Interest and dividend on securities and FHLBNY stock	4,230	425	5,990	914
Total interest and dividend income	21,634	17,425	57,819	48,446
Interest expense:
Interest on certificates of deposit	687	1,010	2,167	3,337
Interest on other deposits	1,543	354	2,348	1,118
Interest on borrowings	1,793	621	2,867	1,927
Total interest expense	4,023	1,985	7,382	6,382
Net interest income	17,611	15,440	50,437	42,064
Provision for loan losses (Note 5)	9,330	572	11,405	1,844
Net interest income after provision for loan losses	8,281	14,868	39,032	40,220
Non-interest income:
Service charges and fees	464	494	1,349	1,189
Brokerage commissions	288	270	840	923
Late and prepayment charges	109	329	360	871
Income on sale of mortgage loans	116	1,175	734	3,971
Loan origination	522	625	1,843	2,135
(Loss) gain on sale of premises and equipment	(436)		(436)	4,812
Other	514	341	1,292	1,567
Total non-interest income	1,577	3,234	5,982	15,468
Non-interest expense:
Compensation and benefits	7,377	6,427	21,413	16,303
Occupancy and equipment	3,611	2,849	10,040	8,321
Data processing expenses	994	917	2,665	2,244
Direct loan expenses	654	696	2,033	2,856
Insurance and surety bond premiums	297	147	600	436
Office supplies, telephone and postage	369	626	1,180	1,502
Professional fees	1,251	1,765	4,333	5,929
Contribution to the Ponce De Leon Foundation (Note 2)			4,995
Grain write-off and write-down (Note 5)	8,881		18,455
Marketing and promotional expenses	214	51	337	137
Directors' fees	89	67	256	205
Regulatory assessment	99	74	253	254
Other operating expenses	1,580	1,113	3,497	3,101
Total non-interest expense	25,416	14,732	70,057	41,288
(Loss) income before income taxes	(15,558)	3,370	(25,043)	14,400
(Benefit) provision for income taxes (Note 9)	(820)	1,318	(4,256)	3,964
Net (loss) income	$ (14,738)	$ 2,052	$ (20,787)	$ 10,436
(Loss) earnings per common share (Note 11):
Basic	$ (0.64)	$ 0.12	$ (0.92)	$ 0.62
Diluted	$ (0.64)	$ 0.12	$ (0.92)	$ 0.62
Weighted average common shares outstanding (Note 11):
Basic	23,094,859	16,823,731	22,524,477	16,703,997
Diluted	23,094,859	16,914,833	22,524,477	16,746,554