SCHEDULE 13G 0001439934 XXXXXXXX LIVE Common Stock 12/31/2025 0001873951 Exzeo Group, Inc. 30234F101 1000 Century Park Drive Tampa FL 33607 Rule 13d-1(d) Paresh Patel X1 6572013 0 6572013 0 6572013 6.86 IN Included in the reported beneficial ownership of the Reporting Person are (i) 1,572,013 shares of common stock and (ii) 5,000,000 shares of common stock underlying options that are currently exercisable. Row 11 represents the percentage of the outstanding shares of common stock held by the Reporting Person based on 90,771,289 shares of common stock issued and outstanding, as reported by the Issuer in its Quarterly Report on Form 10-Q filed with the Securities and Exchange Commission on December 11, 2025, increased by 5,000,000 shares underlying options exercisable within 60 days held by the Reporting Person. The Reporting Person has agreed with HCI Group, Inc. that he will not, without the consent of the board of directors of HCI Group, Inc., exercise such options to the extent that the exercise would cause HCI Group, Inc. to own less than 80.1% of the Issuer's outstanding shares of common stock. Exzeo Group, Inc. 1000 Century Park Drive, Tampa, Florida 33607 Paresh Patel 1000 Century Park Drive Tampa, Florida 33607 United States Y 6,572,013 6.86 6,572,013 0 6,572,013 0 Y Y Y Y Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. Paresh Patel /s/ Paresh Patel 02/13/2026