SCHEDULE 13G 0001400810 XXXXXXXX LIVE Common Stock 12/31/2025 0001873951 Exzeo Group, Inc. 30234F101 1000 Century Park Drive Tampa FL 33607 Rule 13d-1(d) HCI Group, Inc. FL 75000000 0 75000000 0 75000000 82.6 HC The share percentage is based on 90,771,289 shares outstanding as of December 5, 2026, as reported on the cover page of the Issuer's Form 10-Q filed December 11, 2025. Exzeo Group, Inc. 1000 Century Park Drive, Tampa, Florida 33607 HCI Group, Inc. 3802 Coconut Palm Drive Tampa, FL 33619 Florida Y 75,000,000 82.6 75,000,000 0 75,000,000 0 Y Y Y Y Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. HCI Group, Inc. /s/ Paresh Patel 02/13/2026