The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   285,657 1,329 SH   SOLE   0 0 1,329
EA SERIES TRUST US QUAN VALUE 02072L102   1,302,657 24,845 SH   SOLE   0 0 24,845
EA SERIES TRUST INTL QUAN VALUE 02072L201   627,537 18,169 SH   SOLE   0 0 18,169
EA SERIES TRUST INTL QUAN MOMNTM 02072L300   639,311 15,614 SH   SOLE   0 0 15,614
EA SERIES TRUST US QUAN MOMENTUM 02072L409   1,305,789 18,721 SH   SOLE   0 0 18,721
EA SERIES TRUST ALPHA ARCHITECT 02072L516   665,207 7,339 SH   SOLE   0 0 7,339
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   2,341,050 20,145 SH   SOLE   0 0 20,145
EA SERIES TRUST FREEDOM 100 EM 02072L607   517,821 9,273 SH   SOLE   0 0 9,273
EA SERIES TRUST ALPHA ARCHITECT 02072L631   1,357,706 56,571 SH   SOLE   0 0 56,571
EA SERIES TRUST ALPHA ARCHITECT 02072Q358   398,408 8,501 SH   SOLE   0 0 8,501
ALPHABET INC CAP STK CL C 02079K107   1,744,445 5,915 SH   SOLE   0 0 5,915
ALPHABET INC CAP STK CL A 02079K305   1,470,725 4,945 SH   SOLE   0 0 4,945
ALTRIA GROUP INC COM 02209S103   711,332 10,863 SH   SOLE   0 0 10,863
AMAZON COM INC COM 023135106   1,690,877 8,030 SH   SOLE   0 0 8,030
AMERICAN CENTY ETF TR AVANTIS ALL INT 025072174   292,694 3,785 SH   SOLE   0 0 3,785
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   372,024 6,187 SH   SOLE   0 0 6,187
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   3,005,331 36,975 SH   SOLE   0 0 36,975
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   6,950,172 68,313 SH   SOLE   0 0 68,313
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,538,407 22,937 SH   SOLE   0 0 22,937
AMERICAN CENTY ETF TR US EQT ETF 025072885   2,608,286 23,307 SH   SOLE   0 0 23,307
AMERICAN EXPRESS CO COM 025816109   300,850 998 SH   SOLE   0 0 998
ANGEL OAK FUNDS TRUST OAK ULTRASHORT 03463K752   3,247,363 63,626 SH   SOLE   0 0 63,626
APPLE INC COM 037833100   6,177,677 24,166 SH   SOLE   0 0 24,166
BP PLC SPONSORED ADR 055622104   213,305 4,620 SH   SOLE   0 0 4,620
BERKSHIRE HATHAWAY INC DEL CL A 084670108   716,258 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,517,324 3,171 SH   SOLE   0 0 3,171
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   1,200,822 23,164 SH   SOLE   0 0 23,164
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   4,549,021 77,457 SH   SOLE   0 0 77,457
BLACKROCK ETF TRUST ISHARES INTL CTR 09290C764   1,910,367 58,421 SH   SOLE   0 0 58,421
BLACKROCK ETF TRUST ISHARES A I INNO 09290C780   1,774,127 52,073 SH   SOLE   0 0 52,073
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806   1,545,239 42,162 SH   SOLE   0 0 42,162
BLACKROCK ETF TRUST ISHARES LARGE CA 09290C855   328,040 7,861 SH   SOLE   0 0 7,861
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812   1,703,666 37,312 SH   SOLE   0 0 37,312
BROADCOM INC COM 11135F101   1,357,835 4,331 SH   SOLE   0 0 4,331
CBOE GLOBAL MKTS INC COM 12503M108   1,136,296 4,054 SH   SOLE   0 0 4,054
CME GROUP INC COM 12572Q105   3,055,665 10,291 SH   SOLE   0 0 10,291
CATERPILLAR INC COM 149123101   917,290 1,256 SH   SOLE   0 0 1,256
CHEVRON CORPORATION COM 166764100   566,503 2,870 SH   SOLE   0 0 2,870
COCA COLA CO COM 191216100   238,290 3,132 SH   SOLE   0 0 3,132
COSTCO WHOLESALE CORPORATION COM 22160K105   662,719 665 SH   SOLE   0 0 665
DEERE & CO COM 244199105   406,404 712 SH   SOLE   0 0 712
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,315,854 28,958 SH   SOLE   0 0 28,958
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,587,619 40,152 SH   SOLE   0 0 40,152
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   421,674 12,355 SH   SOLE   0 0 12,355
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   8,080,070 113,071 SH   SOLE   0 0 113,071
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,185,664 16,578 SH   SOLE   0 0 16,578
DIMENSIONAL ETF TRUST GLOBAL CR ETF 25434V567   369,224 6,811 SH   SOLE   0 0 6,811
DIMENSIONAL ETF TRUST DIMENSIONAL INTE 25434V575   316,697 6,022 SH   SOLE   0 0 6,022
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583   2,001,532 37,014 SH   SOLE   0 0 37,014
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591   1,471,466 29,023 SH   SOLE   0 0 29,023
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,777,042 44,333 SH   SOLE   0 0 44,333
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   359,575 4,840 SH   SOLE   0 0 4,840
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   7,701,941 106,219 SH   SOLE   0 0 106,219
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   9,257,400 346,201 SH   SOLE   0 0 346,201
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   365,123 7,053 SH   SOLE   0 0 7,053
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   232,085 5,432 SH   SOLE   0 0 5,432
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   578,708 13,401 SH   SOLE   0 0 13,401
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   37,170,319 950,162 SH   SOLE   0 0 950,162
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   1,955,131 47,203 SH   SOLE   0 0 47,203
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,602,119 32,965 SH   SOLE   0 0 32,965
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   8,818,238 253,398 SH   SOLE   0 0 253,398
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   493,064 15,083 SH   SOLE   0 0 15,083
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   2,536,513 63,572 SH   SOLE   0 0 63,572
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   18,116,463 502,259 SH   SOLE   0 0 502,259
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,009,984 18,938 SH   SOLE   0 0 18,938
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   5,934,033 169,013 SH   SOLE   0 0 169,013
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   3,006,452 81,277 SH   SOLE   0 0 81,277
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   1,570,884 32,706 SH   SOLE   0 0 32,706
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,260,724 30,219 SH   SOLE   0 0 30,219
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   249,290 5,208 SH   SOLE   0 0 5,208
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   13,069,504 309,411 SH   SOLE   0 0 309,411
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   3,930,789 114,201 SH   SOLE   0 0 114,201
DUKE ENERGY CORP NEW COM NEW 26441C204   851,930 6,508 SH   SOLE   0 0 6,508
ETF SER SOLUTIONS APTUS COLLRD INV 26922A222   302,405 7,168 SH   SOLE   0 0 7,168
ETF SER SOLUTIONS APTUS INT ENH YL 26922B709   245,403 9,727 SH   SOLE   0 0 9,727
EXXON MOBIL CORP COM 30231G102   1,158,270 7,204 SH   SOLE   0 0 7,204
META PLATFORMS INC CL A 30303M102   506,512 874 SH   SOLE   0 0 874
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   282,141 1,339 SH   SOLE   0 0 1,339
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   3,195,673 70,065 SH   SOLE   0 0 70,065
FIFTH THIRD BANCORP COM 316773100   216,543 4,625 SH   SOLE   0 0 4,625
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740U661   343,732 8,396 SH   SOLE   0 0 8,396
GLOBAL X FDS DEFENSE TECH ETF 37960A529   739,282 10,061 SH   SOLE   0 0 10,061
GOLDMAN SACHS ETF TR ULTRA SHORT BOND 381430230   1,199,259 23,809 SH   SOLE   0 0 23,809
HOME DEPOT INC COM 437076102   531,530 1,613 SH   SOLE   0 0 1,613
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855   332,419 9,920 SH   SOLE   0 0 9,920
INVESCO QQQ TR UNIT SER 1 46090E103   2,166,948 3,709 SH   SOLE   0 0 3,709
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   3,834,496 50,547 SH   SOLE   0 0 50,547
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,148,781 5,966 SH   SOLE   0 0 5,966
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   7,458,906 71,439 SH   SOLE   0 0 71,439
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   1,309,092 11,433 SH   SOLE   0 0 11,433
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   321,657 19,536 SH   SOLE   0 0 19,536
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   322,206 19,265 SH   SOLE   0 0 19,265
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   572,586 30,693 SH   SOLE   0 0 30,693
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   1,005,848 49,246 SH   SOLE   0 0 49,246
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   996,799 50,766 SH   SOLE   0 0 50,766
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   988,415 50,636 SH   SOLE   0 0 50,636
ISHARES GOLD TR ISHARES NEW 464285204   292,895 3,266 SH   SOLE   0 0 3,266
ISHARES INC MSCI GBL MIN VOL 464286525   1,812,930 15,168 SH   SOLE   0 0 15,168
ISHARES INC MSCI EQUAL WEITE 464286681   2,031,836 19,898 SH   SOLE   0 0 19,898
ISHARES TR CORE S&P TTL STK 464287150   2,129,457 14,845 SH   SOLE   0 0 14,845
ISHARES TR CORE S&P500 ETF 464287200   7,910,612 12,021 SH   SOLE   0 0 12,021
ISHARES TR CORE US AGGBD ET 464287226   408,568 4,127 SH   SOLE   0 0 4,127
ISHARES TR IBOXX INV CP ETF 464287242   397,317 3,657 SH   SOLE   0 0 3,657
ISHARES TR S&P 500 GRWT ETF 464287309   3,480,884 30,372 SH   SOLE   0 0 30,372
ISHARES TR S&P 500 VAL ETF 464287408   4,099,527 19,384 SH   SOLE   0 0 19,384
ISHARES TR 7-10 YR TRSY BD 464287440   608,161 6,399 SH   SOLE   0 0 6,399
ISHARES TR 1 3 YR TREAS BD 464287457   811,840 9,862 SH   SOLE   0 0 9,862
ISHARES TR MSCI EAFE ETF 464287465   325,413 3,300 SH   SOLE   0 0 3,300
ISHARES TR RUS MDCP VAL ETF 464287473   381,739 2,602 SH   SOLE   0 0 2,602
ISHARES TR RUS MD CP GR ETF 464287481   389,332 3,023 SH   SOLE   0 0 3,023
ISHARES TR CORE S&P MCP ETF 464287507   1,572,733 23,094 SH   SOLE   0 0 23,094
ISHARES TR RUS 1000 VAL ETF 464287598   761,747 3,544 SH   SOLE   0 0 3,544
ISHARES TR RUS 1000 ETF 464287622   385,831 1,074 SH   SOLE   0 0 1,074
ISHARES TR CORE S&P US VLU 464287663   2,251,351 21,988 SH   SOLE   0 0 21,988
ISHARES TR RUSSELL 3000 ETF 464287689   2,503,198 6,707 SH   SOLE   0 0 6,707
ISHARES TR U.S. TECH ETF 464287721   265,012 1,437 SH   SOLE   0 0 1,437
ISHARES TR CORE S&P SCP ETF 464287804   1,517,931 12,152 SH   SOLE   0 0 12,152
ISHARES TR SHRT NAT MUN ETF 464288158   840,089 7,897 SH   SOLE   0 0 7,897
ISHARES TR MSCI ACWI EX US 464288240   1,692,838 24,396 SH   SOLE   0 0 24,396
ISHARES TR NATIONAL MUN ETF 464288414   1,939,807 18,247 SH   SOLE   0 0 18,247
ISHARES TR INTL SEL DIV ETF 464288448   415,612 9,747 SH   SOLE   0 0 9,747
ISHARES TR MBS ETF 464288588   1,207,989 12,760 SH   SOLE   0 0 12,760
ISHARES TR ISHS 1-5YR INVS 464288646   949,630 18,119 SH   SOLE   0 0 18,119
ISHARES TR 10-20 YR TRS ETF 464288653   258,218 2,576 SH   SOLE   0 0 2,576
ISHARES TR EAFE VALUE ETF 464288877   2,729,215 36,259 SH   SOLE   0 0 36,259
ISHARES TR EAFE GRWTH ETF 464288885   311,424 2,739 SH   SOLE   0 0 2,739
ISHARES TR RUS TP200 GR ETF 464289438   294,925 1,175 SH   SOLE   0 0 1,175
ISHARES TR US TREAS BD ETF 46429B267   825,556 36,161 SH   SOLE   0 0 36,161
ISHARES TR FLTG RATE NT ETF 46429B655   2,484,272 48,980 SH   SOLE   0 0 48,980
ISHARES TR MSCI USA MIN VOL 46429B697   2,039,306 22,006 SH   SOLE   0 0 22,006
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,264,268 12,260 SH   SOLE   0 0 12,260
ISHARES U S ETF TR SHORT DURATION B 46431W507   545,507 10,768 SH   SOLE   0 0 10,768
ISHARES TR MSCI USA QLT FCT 46432F339   2,255,419 11,700 SH   SOLE   0 0 11,700
ISHARES TR MSCI USA MMENTM 46432F396   316,406 1,290 SH   SOLE   0 0 1,290
ISHARES TR CORE MSCI EAFE 46432F842   938,729 10,214 SH   SOLE   0 0 10,214
ISHARES TR CORE 1 5 YR USD 46432F859   1,553,528 32,164 SH   SOLE   0 0 32,164
ISHARES INC CORE MSCI EMKT 46434G103   796,182 11,329 SH   SOLE   0 0 11,329
ISHARES INC MSCI EMRG CHN 46434G764   2,465,438 31,000 SH   SOLE   0 0 31,000
ISHARES INC ESG AWR MSCI EM 46434G863   2,005,900 43,796 SH   SOLE   0 0 43,796
ISHARES TR FUTURE EXPONENTI 46434V381   451,805 6,538 SH   SOLE   0 0 6,538
ISHARES TR CORE UNIVRSL USD 46434V613   2,228,313 48,347 SH   SOLE   0 0 48,347
ISHARES TR GLOBAL REIT ETF 46434V647   3,458,996 136,181 SH   SOLE   0 0 136,181
ISHARES TR ESG AWRE USD ETF 46435G193   331,481 14,378 SH   SOLE   0 0 14,378
ISHARES TR ESG AWR MSCI USA 46435G425   799,088 5,610 SH   SOLE   0 0 5,610
ISHARES TR MSCI USA SMCP MN 46435G433   859,509 19,601 SH   SOLE   0 0 19,601
ISHARES TR ESG AW MSCI EAFE 46435G516   1,036,448 10,658 SH   SOLE   0 0 10,658
ISHARES TR CORE INTL AGGR 46435G672   916,477 18,381 SH   SOLE   0 0 18,381
ISHARES TR USD GRN BOND ETF 46435U440   617,565 13,066 SH   SOLE   0 0 13,066
ISHARES TR BROAD USD HIGH 46435U853   1,218,828 33,183 SH   SOLE   0 0 33,183
ISHARES TR 0-3 MNTH TREASRY 46436E718   4,944,208 49,250 SH   SOLE   0 0 49,250
ISHARES TR ESG EAFE ETF 46436E759   1,901,552 24,815 SH   SOLE   0 0 24,815
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   260,975 6,754 SH   SOLE   0 0 6,754
JPMORGAN CHASE & CO COM 46625H100   726,267 2,459 SH   SOLE   0 0 2,459
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   253,496 5,523 SH   SOLE   0 0 5,523
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   907,720 16,091 SH   SOLE   0 0 16,091
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   1,120,432 23,900 SH   SOLE   0 0 23,900
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   862,076 17,091 SH   SOLE   0 0 17,091
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   421,647 8,371 SH   SOLE   0 0 8,371
JOHNSON & JOHNSON COM 478160104   1,502,078 6,153 SH   SOLE   0 0 6,153
LAM RESEARCH CORP COM NEW 512807306   232,715 1,048 SH   SOLE   0 0 1,048
ELI LILLY & CO COM 532457108   271,145 284 SH   SOLE   0 0 284
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   327,265 10,833 SH   SOLE   0 0 10,833
MCDONALDS CORP COM 580135101   458,477 1,492 SH   SOLE   0 0 1,492
MCKESSON CORP COM 58155Q103   253,260 290 SH   SOLE   0 0 290
MERCK & CO INC COM 58933Y105   270,016 2,234 SH   SOLE   0 0 2,234
MICROSOFT CORP COM 594918104   1,199,178 3,247 SH   SOLE   0 0 3,247
MORGAN STANLEY COM NEW 617446448   342,310 2,060 SH   SOLE   0 0 2,060
NETFLIX INC. COM 64110L106   200,655 2,100 SH   SOLE   0 0 2,100
NORTHERN LTS FD TR IV INSPIRE 500 ETF 66537J796   3,184,508 12,652 SH   SOLE   0 0 12,652
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   704,155 14,768 SH   SOLE   0 0 14,768
NVIDIA CORPORATION COM 67066G104   6,321,945 35,971 SH   SOLE   0 0 35,971
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   1,717,252 18,684 SH   SOLE   0 0 18,684
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   874,578 19,074 SH   SOLE   0 0 19,074
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   2,297,126 50,553 SH   SOLE   0 0 50,553
ORACLE CORP COM 68389X105   388,926 2,678 SH   SOLE   0 0 2,678
PACER FDS TR TRENDP US LAR CP 69374H105   609,140 11,574 SH   SOLE   0 0 11,574
PHILIP MORRIS INTL INC COM 718172109   592,221 3,764 SH   SOLE   0 0 3,764
PIMCO ETF TR MULTISECTOR BD 72201R585   758,614 28,999 SH   SOLE   0 0 28,999
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   211,210 2,213 SH   SOLE   0 0 2,213
PIMCO ETF TR ACTIVE BD ETF 72201R775   589,221 6,403 SH   SOLE   0 0 6,403
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   201,262 2,007 SH   SOLE   0 0 2,007
PIMCO ETF TR INTER MUN BD ACT 72201R866   11,311,418 216,985 SH   SOLE   0 0 216,985
PROCTER & GAMBLE CO COM 742718109   534,574 3,710 SH   SOLE   0 0 3,710
QUANTA SVCS INC COM 74762E102   217,938 389 SH   SOLE   0 0 389
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   9,601,375 14,653 SH   SOLE   0 0 14,653
SPDR GOLD TR GOLD SHS 78463V107   624,769 1,427 SH   SOLE   0 0 1,427
SPDR INDEX SHS FDS STATE STREET SPD 78463X152   274,991 3,278 SH   SOLE   0 0 3,278
SPDR INDEX SHS FDS STATE STREET SPD 78463X475   1,237,622 16,195 SH   SOLE   0 0 16,195
SPDR INDEX SHS FDS STATE STREET SPD 78463X509   808,663 17,180 SH   SOLE   0 0 17,180
SPDR SERIES TRUST STATE STREET SPD 78464A284   213,100 8,572 SH   SOLE   0 0 8,572
SPDR SERIES TRUST STATE STREET SPD 78464A300   303,351 3,204 SH   SOLE   0 0 3,204
SPDR SERIES TRUST STATE STREET SPD 78464A383   275,351 12,331 SH   SOLE   0 0 12,331
SPDR SERIES TRUST STATE STREET SPD 78464A409   3,398,437 34,258 SH   SOLE   0 0 34,258
SPDR SERIES TRUST STATE STREET SPD 78464A672   6,490,642 227,423 SH   SOLE   0 0 227,423
SPDR SERIES TRUST STATE STREET SPD 78464A805   299,522 3,760 SH   SOLE   0 0 3,760
SPDR SERIES TRUST STATE STREET SPD 78464A821   871,620 8,983 SH   SOLE   0 0 8,983
SPDR SERIES TRUST STATE STREET SPD 78464A847   10,700,897 179,274 SH   SOLE   0 0 179,274
SPDR SERIES TRUST STATE STREET SPD 78464A854   4,540,013 58,869 SH   SOLE   0 0 58,869
SSGA ACTIVE ETF TR STATE STREET MUL 78467V103   639,331 17,710 SH   SOLE   0 0 17,710
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107   332,036 534 SH   SOLE   0 0 534
SPDR SERIES TRUST STATE STREET SPD 78468R101   824,643 28,348 SH   SOLE   0 0 28,348
SPDR SERIES TRUST STATE STREET SPD 78468R663   710,671 7,775 SH   SOLE   0 0 7,775
SPDR SERIES TRUST STATE STREET SPD 78468R853   5,708,107 117,355 SH   SOLE   0 0 117,355
SSGA ACTIVE TR STATE STREET DOU 78470P200   308,153 6,562 SH   SOLE   0 0 6,562
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   308,910 9,885 SH   SOLE   0 0 9,885
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,418,874 48,343 SH   SOLE   0 0 48,343
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,601,487 85,267 SH   SOLE   0 0 85,267
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,862,540 113,864 SH   SOLE   0 0 113,864
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   4,768,727 205,904 SH   SOLE   0 0 205,904
SCHWAB STRATEGIC TR US REIT ETF 808524847   393,777 18,247 SH   SOLE   0 0 18,247
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   680,123 27,413 SH   SOLE   0 0 27,413
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,581,829 106,687 SH   SOLE   0 0 106,687
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209   816,749 5,529 SH   SOLE   0 0 5,529
SELECT SECTOR SPDR TR STATE STREET CON 81369Y308   225,238 2,765 SH   SOLE   0 0 2,765
SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886   349,145 7,572 SH   SOLE   0 0 7,572
T ROWE PRICE ETF INC PRICE GRW STOCK 87283Q305   304,133 7,428 SH   SOLE   0 0 7,428
TESLA INC COM 88160R101   346,565 909 SH   SOLE   0 0 909
TIMOTHY PLAN INTL ETF 887432334   4,296,525 117,713 SH   SOLE   0 0 117,713
TIMOTHY PLAN U S SM CP CORE 887432342   2,296,377 53,729 SH   SOLE   0 0 53,729
TWO RDS SHARED TR ANFIELD US EQU 90214Q733   3,980,166 233,715 SH   SOLE   0 0 233,715
TWO RDS SHARED TR ANFIELD UNVL ETF 90214Q766   1,998,750 213,770 SH   SOLE   0 0 213,770
UNITEDHEALTH GROUP INC COM 91324P102   211,509 772 SH   SOLE   0 0 772
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   2,047,344 21,227 SH   SOLE   0 0 21,227
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   377,656 1,751 SH   SOLE   0 0 1,751
VANGUARD STAR FDS VG TL INTL STK F 921909768   10,573,868 135,545 SH   SOLE   0 0 135,545
VANGUARD WORLD FD ESG US CORP BD 921910691   497,959 7,944 SH   SOLE   0 0 7,944
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   227,796 3,325 SH   SOLE   0 0 3,325
VANGUARD BD INDEX FDS INTERMED TERM 921937819   231,469 3,010 SH   SOLE   0 0 3,010
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   539,617 6,904 SH   SOLE   0 0 6,904
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   222,609 3,032 SH   SOLE   0 0 3,032
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   17,961,920 275,743 SH   SOLE   0 0 275,743
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   746,366 5,045 SH   SOLE   0 0 5,045
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   255,971 3,902 SH   SOLE   0 0 3,902
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755   1,306,440 16,902 SH   SOLE   0 0 16,902
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   7,865,185 157,714 SH   SOLE   0 0 157,714
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605   289,699 2,923 SH   SOLE   0 0 2,923
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   3,211,520 64,735 SH   SOLE   0 0 64,735
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   11,233,254 233,977 SH   SOLE   0 0 233,977
VANGUARD WORLD FD INF TECH ETF 92204A702   898,383 1,271 SH   SOLE   0 0 1,271
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   5,022,414 35,954 SH   SOLE   0 0 35,954
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   9,012,602 166,254 SH   SOLE   0 0 166,254
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   5,634,037 96,572 SH   SOLE   0 0 96,572
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,254,189 66,475 SH   SOLE   0 0 66,475
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   410,224 6,917 SH   SOLE   0 0 6,917
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   240,191 5,129 SH   SOLE   0 0 5,129
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   17,302,558 209,677 SH   SOLE   0 0 209,677
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   28,033,530 46,544 SH   SOLE   0 0 46,544
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   945,933 5,123 SH   SOLE   0 0 5,123
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   384,430 4,318 SH   SOLE   0 0 4,318
VANGUARD INDEX FDS SML CP GRW ETF 922908595   825,453 2,708 SH   SOLE   0 0 2,708
VANGUARD INDEX FDS SM CP VAL ETF 922908611   531,394 2,436 SH   SOLE   0 0 2,436
VANGUARD INDEX FDS MID CAP ETF 922908629   233,515 808 SH   SOLE   0 0 808
VANGUARD INDEX FDS LARGE CAP ETF 922908637   728,227 2,419 SH   SOLE   0 0 2,419
VANGUARD INDEX FDS GROWTH ETF 922908736   7,596,180 17,204 SH   SOLE   0 0 17,204
VANGUARD INDEX FDS VALUE ETF 922908744   3,407,219 17,325 SH   SOLE   0 0 17,325
VANGUARD INDEX FDS SMALL CP ETF 922908751   351,668 1,335 SH   SOLE   0 0 1,335
VANGUARD INDEX FDS TOTAL STK MKT 922908769   34,129,512 105,586 SH   SOLE   0 0 105,586
VERIZON COMMUNICATIONS INC COM 92343V104   235,576 4,770 SH   SOLE   0 0 4,770
VISA INC COM CL A 92826C839   652,440 2,186 SH   SOLE   0 0 2,186
WALMART INC COM 931142103   1,082,579 8,679 SH   SOLE   0 0 8,679
WASTE MGMT INC DEL COM 94106L109   448,602 1,942 SH   SOLE   0 0 1,942
WELLS FARGO & CO COM 949746101   449,530 5,579 SH   SOLE   0 0 5,579
WISDOMTREE TR WISDOMTREE US VA 97717W547   439,503 4,654 SH   SOLE   0 0 4,654
WISDOMTREE TR JAPN HEDGE EQT 97717W851   3,230,389 19,921 SH   SOLE   0 0 19,921
WISDOMTREE TR EM EX ST-OWNED 97717X578   849,961 21,059 SH   SOLE   0 0 21,059
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   1,627,533 33,242 SH   SOLE   0 0 33,242
WISDOMTREE TR US QUALITY GROW 97717Y477   620,740 11,475 SH   SOLE   0 0 11,475
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,173,576 23,313 SH   SOLE   0 0 23,313
WISDOMTREE TR EFFICIENT GLD PL 97717Y568   501,133 7,840 SH   SOLE   0 0 7,840
WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683   413,126 17,315 SH   SOLE   0 0 17,315
WISDOMTREE TR US EFFICIENT COR 97717Y790   916,910 17,515 SH   SOLE   0 0 17,515
WORLD GOLD TR SPDR GLD MINIS 98149E303   1,555,290 16,493 SH   SOLE   0 0 16,493
XCEL ENERGY INC COM 98389B100   214,021 2,685 SH   SOLE   0 0 2,685