The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   303,820 1,330 SH   SOLE   0 0 1,330
EA SERIES TRUST US QUAN VALUE 02072L102   1,187,978 24,346 SH   SOLE   0 0 24,346
EA SERIES TRUST INTL QUAN VALUE 02072L201   590,011 18,756 SH   SOLE   0 0 18,756
EA SERIES TRUST INTL QUAN MOMNTM 02072L300   624,215 16,375 SH   SOLE   0 0 16,375
EA SERIES TRUST US QUAN MOMENTUM 02072L409   1,179,923 18,071 SH   SOLE   0 0 18,071
EA SERIES TRUST ALPHA ARCHITECT 02072L516   529,861 5,902 SH   SOLE   0 0 5,902
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   323,776 2,813 SH   SOLE   0 0 2,813
EA SERIES TRUST FREEDOM 100 EM 02072L607   509,946 9,946 SH   SOLE   0 0 9,946
EA SERIES TRUST ALPHA ARCHITECT 02072L631   1,091,339 48,023 SH   SOLE   0 0 48,023
EA SERIES TRUST ALPHA ARCHITECT 02072Q358   419,355 8,501 SH   SOLE   0 0 8,501
ALPHABET INC CAP STK CL C 02079K107   1,834,039 5,844 SH   SOLE   0 0 5,844
ALPHABET INC CAP STK CL A 02079K305   1,351,318 4,317 SH   SOLE   0 0 4,317
ALTRIA GROUP INC COM 02209S103   588,369 10,204 SH   SOLE   0 0 10,204
AMAZON COM INC COM 023135106   1,705,991 7,391 SH   SOLE   0 0 7,391
AMERICAN CENTY ETF TR AVANTIS ALL INT 025072174   278,273 3,785 SH   SOLE   0 0 3,785
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   341,405 5,855 SH   SOLE   0 0 5,855
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   1,770,305 22,985 SH   SOLE   0 0 22,985
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   5,988,543 63,728 SH   SOLE   0 0 63,728
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,434,166 23,869 SH   SOLE   0 0 23,869
AMERICAN CENTY ETF TR US EQT ETF 025072885   2,172,333 19,434 SH   SOLE   0 0 19,434
AMERICAN EXPRESS CO COM 025816109   321,487 869 SH   SOLE   0 0 869
AMPLIFY ETF TR BLACKSWAN GRWT 032108888   207,808 6,400 SH   SOLE   0 0 6,400
ANGEL OAK FUNDS TRUST OAK ULTRASHORT 03463K752   2,403,448 46,993 SH   SOLE   0 0 46,993
APPLE INC COM 037833100   6,946,116 25,550 SH   SOLE   0 0 25,550
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,509,600 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,237,525 2,462 SH   SOLE   0 0 2,462
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   992,287 18,804 SH   SOLE   0 0 18,804
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   3,722,910 61,222 SH   SOLE   0 0 61,222
BLACKROCK ETF TRUST ISHARES A I INNO 09290C780   1,212,719 36,418 SH   SOLE   0 0 36,418
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806   1,149,551 29,812 SH   SOLE   0 0 29,812
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812   1,290,278 27,916 SH   SOLE   0 0 27,916
BROADCOM INC COM 11135F101   1,509,393 4,361 SH   SOLE   0 0 4,361
CBOE GLOBAL MKTS INC COM 12503M108   1,111,428 4,428 SH   SOLE   0 0 4,428
CME GROUP INC COM 12572Q105   3,034,389 11,112 SH   SOLE   0 0 11,112
CATERPILLAR INC COM 149123101   611,825 1,068 SH   SOLE   0 0 1,068
COCA COLA CO COM 191216100   246,992 3,533 SH   SOLE   0 0 3,533
COSTCO WHSL CORP NEW COM 22160K105   595,336 690 SH   SOLE   0 0 690
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,343,219 28,701 SH   SOLE   0 0 28,701
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,504,339 39,474 SH   SOLE   0 0 39,474
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   361,923 11,112 SH   SOLE   0 0 11,112
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   7,869,978 106,107 SH   SOLE   0 0 106,107
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,147,928 16,477 SH   SOLE   0 0 16,477
DIMENSIONAL ETF TRUST GLOBAL CR ETF 25434V567   366,593 6,759 SH   SOLE   0 0 6,759
DIMENSIONAL ETF TRUST GLOBAL EX US COR 25434V575   264,701 5,029 SH   SOLE   0 0 5,029
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583   1,933,976 35,768 SH   SOLE   0 0 35,768
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591   1,654,280 32,661 SH   SOLE   0 0 32,661
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,022,840 50,770 SH   SOLE   0 0 50,770
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   328,549 4,441 SH   SOLE   0 0 4,441
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   7,072,825 96,059 SH   SOLE   0 0 96,059
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   8,191,430 310,046 SH   SOLE   0 0 310,046
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   365,345 7,053 SH   SOLE   0 0 7,053
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   224,844 5,421 SH   SOLE   0 0 5,421
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   573,228 13,379 SH   SOLE   0 0 13,379
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   36,332,013 917,707 SH   SOLE   0 0 917,707
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   2,036,176 46,884 SH   SOLE   0 0 46,884
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,554,709 33,370 SH   SOLE   0 0 33,370
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   7,932,786 239,806 SH   SOLE   0 0 239,806
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   229,001 7,232 SH   SOLE   0 0 7,232
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   2,240,897 58,971 SH   SOLE   0 0 58,971
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   16,494,788 478,664 SH   SOLE   0 0 478,664
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   744,458 14,919 SH   SOLE   0 0 14,919
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   4,639,959 141,075 SH   SOLE   0 0 141,075
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   2,928,754 77,012 SH   SOLE   0 0 77,012
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   1,475,742 30,636 SH   SOLE   0 0 30,636
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,019,226 24,527 SH   SOLE   0 0 24,527
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   3,593,933 74,951 SH   SOLE   0 0 74,951
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   11,416,397 268,242 SH   SOLE   0 0 268,242
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   4,395,457 134,294 SH   SOLE   0 0 134,294
DUKE ENERGY CORP NEW COM NEW 26441C204   737,621 6,293 SH   SOLE   0 0 6,293
EXXON MOBIL CORP COM 30231G102   558,291 4,639 SH   SOLE   0 0 4,639
META PLATFORMS INC CL A 30303M102   546,783 828 SH   SOLE   0 0 828
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   322,401 1,435 SH   SOLE   0 0 1,435
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   3,037,228 65,969 SH   SOLE   0 0 65,969
FIFTH THIRD BANCORP COM 316773100   208,960 4,464 SH   SOLE   0 0 4,464
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740U661   347,013 8,396 SH   SOLE   0 0 8,396
GLOBAL X FDS DEFENSE TECH ETF 37960A529   450,031 6,946 SH   SOLE   0 0 6,946
HOME DEPOT INC COM 437076102   394,587 1,147 SH   SOLE   0 0 1,147
INNOVATOR ETFS TRUST US EQT ULTRA BF 45782C300   274,658 6,349 SH   SOLE   0 0 6,349
INVESCO QQQ TR UNIT SER 1 46090E103   2,168,276 3,530 SH   SOLE   0 0 3,530
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,971,831 33,263 SH   SOLE   0 0 33,263
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   3,546,151 47,251 SH   SOLE   0 0 47,251
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,010,862 5,277 SH   SOLE   0 0 5,277
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   5,990,341 58,488 SH   SOLE   0 0 58,488
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   954,202 7,997 SH   SOLE   0 0 7,997
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   322,500 19,317 SH   SOLE   0 0 19,317
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   953,707 56,366 SH   SOLE   0 0 56,366
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   1,421,664 75,480 SH   SOLE   0 0 75,480
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   1,654,529 80,317 SH   SOLE   0 0 80,317
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,617,146 81,922 SH   SOLE   0 0 81,922
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,577,748 80,600 SH   SOLE   0 0 80,600
ISHARES GOLD TR ISHARES NEW 464285204   292,456 3,603 SH   SOLE   0 0 3,603
ISHARES INC MSCI GBL MIN VOL 464286525   1,803,982 15,191 SH   SOLE   0 0 15,191
ISHARES INC MSCI EQUAL WEITE 464286681   1,598,441 15,463 SH   SOLE   0 0 15,463
ISHARES TR S&P 100 ETF 464287101   481,585 1,404 SH   SOLE   0 0 1,404
ISHARES TR CORE S&P TTL STK 464287150   2,452,503 16,494 SH   SOLE   0 0 16,494
ISHARES TR CORE S&P500 ETF 464287200   6,864,118 10,021 SH   SOLE   0 0 10,021
ISHARES TR CORE US AGGBD ET 464287226   304,099 3,045 SH   SOLE   0 0 3,045
ISHARES TR S&P 500 GRWT ETF 464287309   2,975,692 24,142 SH   SOLE   0 0 24,142
ISHARES TR S&P 500 VAL ETF 464287408   3,142,629 14,819 SH   SOLE   0 0 14,819
ISHARES TR 7-10 YR TRSY BD 464287440   658,663 6,850 SH   SOLE   0 0 6,850
ISHARES TR 1 3 YR TREAS BD 464287457   822,900 9,936 SH   SOLE   0 0 9,936
ISHARES TR MSCI EAFE ETF 464287465   320,548 3,338 SH   SOLE   0 0 3,338
ISHARES TR RUS MDCP VAL ETF 464287473   344,162 2,440 SH   SOLE   0 0 2,440
ISHARES TR RUS MD CP GR ETF 464287481   389,320 2,843 SH   SOLE   0 0 2,843
ISHARES TR CORE S&P MCP ETF 464287507   1,137,150 17,230 SH   SOLE   0 0 17,230
ISHARES TR RUS 1000 ETF 464287622   400,697 1,073 SH   SOLE   0 0 1,073
ISHARES TR CORE S&P US VLU 464287663   2,208,917 21,542 SH   SOLE   0 0 21,542
ISHARES TR RUSSELL 3000 ETF 464287689   2,703,901 6,990 SH   SOLE   0 0 6,990
ISHARES TR U.S. TECH ETF 464287721   386,181 1,934 SH   SOLE   0 0 1,934
ISHARES TR CORE S&P SCP ETF 464287804   1,081,440 8,998 SH   SOLE   0 0 8,998
ISHARES TR SHRT NAT MUN ETF 464288158   327,151 3,066 SH   SOLE   0 0 3,066
ISHARES TR JPMORGAN USD EMG 464288281   321,960 3,344 SH   SOLE   0 0 3,344
ISHARES TR NATIONAL MUN ETF 464288414   1,627,565 15,195 SH   SOLE   0 0 15,195
ISHARES TR INTL SEL DIV ETF 464288448   348,028 8,822 SH   SOLE   0 0 8,822
ISHARES TR MBS ETF 464288588   908,304 9,539 SH   SOLE   0 0 9,539
ISHARES TR ISHS 1-5YR INVS 464288646   989,429 18,711 SH   SOLE   0 0 18,711
ISHARES TR 10-20 YR TRS ETF 464288653   271,967 2,675 SH   SOLE   0 0 2,675
ISHARES TR EAFE VALUE ETF 464288877   2,209,854 30,946 SH   SOLE   0 0 30,946
ISHARES TR RUS TP200 GR ETF 464289438   317,373 1,146 SH   SOLE   0 0 1,146
ISHARES TR FLTG RATE NT ETF 46429B655   2,132,379 41,926 SH   SOLE   0 0 41,926
ISHARES TR MSCI USA MIN VOL 46429B697   2,141,387 22,742 SH   SOLE   0 0 22,742
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,291,462 12,613 SH   SOLE   0 0 12,613
ISHARES U S ETF TR SHORT DURATION B 46431W507   360,153 7,048 SH   SOLE   0 0 7,048
ISHARES TR MSCI USA QLT FCT 46432F339   2,144,302 10,796 SH   SOLE   0 0 10,796
ISHARES TR MSCI USA MMENTM 46432F396   237,544 949 SH   SOLE   0 0 949
ISHARES TR CORE MSCI EAFE 46432F842   613,031 6,853 SH   SOLE   0 0 6,853
ISHARES TR CORE 1 5 YR USD 46432F859   1,265,547 25,960 SH   SOLE   0 0 25,960
ISHARES INC CORE MSCI EMKT 46434G103   1,944,723 28,931 SH   SOLE   0 0 28,931
ISHARES INC MSCI EMRG CHN 46434G764   2,328,747 32,041 SH   SOLE   0 0 32,041
ISHARES INC ESG AWR MSCI EM 46434G863   1,914,900 43,352 SH   SOLE   0 0 43,352
ISHARES TR CORE UNIVRSL USD 46434V613   1,946,210 41,818 SH   SOLE   0 0 41,818
ISHARES TR GLOBAL REIT ETF 46434V647   3,015,702 120,869 SH   SOLE   0 0 120,869
ISHARES TR ESG AWRE USD ETF 46435G193   335,397 14,343 SH   SOLE   0 0 14,343
ISHARES TR ESG AWR MSCI USA 46435G425   944,533 6,340 SH   SOLE   0 0 6,340
ISHARES TR MSCI USA SMCP MN 46435G433   841,749 19,426 SH   SOLE   0 0 19,426
ISHARES TR ESG AW MSCI EAFE 46435G516   1,017,707 10,703 SH   SOLE   0 0 10,703
ISHARES TR CORE INTL AGGR 46435G672   628,726 12,572 SH   SOLE   0 0 12,572
ISHARES TR USD GRN BOND ETF 46435U440   617,085 12,873 SH   SOLE   0 0 12,873
ISHARES TR BROAD USD HIGH 46435U853   1,211,040 32,385 SH   SOLE   0 0 32,385
ISHARES TR 0-3 MNTH TREASRY 46436E718   2,932,903 29,218 SH   SOLE   0 0 29,218
ISHARES TR ESG EAFE ETF 46436E759   1,805,247 24,019 SH   SOLE   0 0 24,019
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   228,738 4,607 SH   SOLE   0 0 4,607
JPMORGAN CHASE & CO. COM 46625H100   861,489 2,674 SH   SOLE   0 0 2,674
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   224,898 4,858 SH   SOLE   0 0 4,858
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   750,874 13,118 SH   SOLE   0 0 13,118
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   551,201 11,641 SH   SOLE   0 0 11,641
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   628,619 12,426 SH   SOLE   0 0 12,426
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   308,285 6,095 SH   SOLE   0 0 6,095
JOHNSON & JOHNSON COM 478160104   507,145 2,451 SH   SOLE   0 0 2,451
ELI LILLY & CO COM 532457108   254,699 237 SH   SOLE   0 0 237
MCDONALDS CORP COM 580135101   441,635 1,445 SH   SOLE   0 0 1,445
MCKESSON CORP COM 58155Q103   214,261 261 SH   SOLE   0 0 261
MICROSOFT CORP COM 594918104   1,467,277 3,034 SH   SOLE   0 0 3,034
MORGAN STANLEY COM NEW 617446448   320,974 1,808 SH   SOLE   0 0 1,808
NETFLIX INC COM 64110L106   209,272 2,232 SH   SOLE   0 0 2,232
NORTHERN LTS FD TR IV INSPIRE 500 ETF 66537J796   2,762,603 11,131 SH   SOLE   0 0 11,131
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   676,153 14,982 SH   SOLE   0 0 14,982
NVIDIA CORPORATION COM 67066G104   6,664,571 35,735 SH   SOLE   0 0 35,735
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   1,780,651 18,207 SH   SOLE   0 0 18,207
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   815,259 18,096 SH   SOLE   0 0 18,096
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   2,199,948 49,271 SH   SOLE   0 0 49,271
ORACLE CORP COM 68389X105   324,135 1,663 SH   SOLE   0 0 1,663
PACER FDS TR TRENDP US LAR CP 69374H105   1,717,922 30,909 SH   SOLE   0 0 30,909
PHILIP MORRIS INTL INC COM 718172109   469,866 2,929 SH   SOLE   0 0 2,929
PIMCO ETF TR ACTIVE BD ETF 72201R775   498,780 5,359 SH   SOLE   0 0 5,359
PIMCO ETF TR INTER MUN BD ACT 72201R866   9,813,870 187,252 SH   SOLE   0 0 187,252
PROCTER AND GAMBLE CO COM 742718109   533,830 3,725 SH   SOLE   0 0 3,725
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,962,698 14,610 SH   SOLE   0 0 14,610
SPDR GOLD TR GOLD SHS 78463V107   310,707 784 SH   SOLE   0 0 784
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152   202,947 2,992 SH   SOLE   0 0 2,992
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   1,242,318 16,195 SH   SOLE   0 0 16,195
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   656,791 14,031 SH   SOLE   0 0 14,031
SPDR SERIES TRUST STATE STREET SPD 78464A284   210,011 8,421 SH   SOLE   0 0 8,421
SPDR SERIES TRUST STATE STREET SPD 78464A300   294,270 3,235 SH   SOLE   0 0 3,235
SPDR SERIES TRUST STATE STREET SPD 78464A409   3,461,311 32,440 SH   SOLE   0 0 32,440
SPDR SERIES TRUST STATE STREET SPD 78464A672   5,445,240 188,809 SH   SOLE   0 0 188,809
SPDR SERIES TRUST STATE STREET SPD 78464A805   281,985 3,418 SH   SOLE   0 0 3,418
SPDR SERIES TRUST STATE STREET SPD 78464A821   830,299 8,983 SH   SOLE   0 0 8,983
SPDR SERIES TRUST STATE STREET SPD 78464A847   9,686,978 167,277 SH   SOLE   0 0 167,277
SPDR SERIES TRUST STATE STREET SPD 78464A854   3,352,783 41,795 SH   SOLE   0 0 41,795
SSGA ACTIVE ETF TR STATE STREET MUL 78467V103   556,980 17,710 SH   SOLE   0 0 17,710
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   322,152 534 SH   SOLE   0 0 534
SPDR SERIES TRUST STATE STREET SPD 78468R101   519,369 17,738 SH   SOLE   0 0 17,738
SPDR SERIES TRUST STATE STREET SPD 78468R663   708,747 7,756 SH   SOLE   0 0 7,756
SPDR SERIES TRUST STATE STREET SPD 78468R853   4,941,796 105,459 SH   SOLE   0 0 105,459
SSGA ACTIVE TR STATE STREET DOU 78470P200   265,335 5,612 SH   SOLE   0 0 5,612
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   491,616 15,071 SH   SOLE   0 0 15,071
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   297,769 9,903 SH   SOLE   0 0 9,903
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,370,155 48,109 SH   SOLE   0 0 48,109
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,448,341 89,258 SH   SOLE   0 0 89,258
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,527,155 105,123 SH   SOLE   0 0 105,123
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   4,635,230 198,341 SH   SOLE   0 0 198,341
SCHWAB STRATEGIC TR US REIT ETF 808524847   460,405 22,040 SH   SOLE   0 0 22,040
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   556,963 22,207 SH   SOLE   0 0 22,207
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,281,862 93,634 SH   SOLE   0 0 93,634
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209   825,882 5,335 SH   SOLE   0 0 5,335
SELECT SECTOR SPDR TR STATE STREET CON 81369Y308   214,691 2,764 SH   SOLE   0 0 2,764
T ROWE PRICE ETF INC PRICE GRW STOCK 87283Q305   341,781 7,428 SH   SOLE   0 0 7,428
TESLA INC COM 88160R101   469,508 1,044 SH   SOLE   0 0 1,044
TIMOTHY PLAN INTL ETF 887432334   3,710,205 106,984 SH   SOLE   0 0 106,984
TIMOTHY PLAN U S SM CP CORE 887432342   1,979,942 47,767 SH   SOLE   0 0 47,767
TWO RDS SHARED TR ANFIELD US EQU 90214Q733   3,962,170 233,715 SH   SOLE   0 0 233,715
TWO RDS SHARED TR ANFIELD UNVL ETF 90214Q766   2,077,286 220,753 SH   SOLE   0 0 220,753
UNITEDHEALTH GROUP INC COM 91324P102   472,987 1,433 SH   SOLE   0 0 1,433
VANECK ETF TRUST GOLD MINERS ETF 92189F106   318,807 3,717 SH   SOLE   0 0 3,717
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   2,242,074 21,650 SH   SOLE   0 0 21,650
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   305,714 1,391 SH   SOLE   0 0 1,391
VANGUARD STAR FDS VG TL INTL STK F 921909768   10,482,798 138,955 SH   SOLE   0 0 138,955
VANGUARD WORLD FD ESG US CORP BD 921910691   508,219 7,987 SH   SOLE   0 0 7,987
VANGUARD BD INDEX FDS INTERMED TERM 921937819   344,674 4,426 SH   SOLE   0 0 4,426
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   269,294 3,417 SH   SOLE   0 0 3,417
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   278,892 3,765 SH   SOLE   0 0 3,765
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   15,733,404 251,855 SH   SOLE   0 0 251,855
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   681,720 4,750 SH   SOLE   0 0 4,750
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   256,436 3,803 SH   SOLE   0 0 3,803
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755   1,263,666 16,177 SH   SOLE   0 0 16,177
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   7,077,684 143,100 SH   SOLE   0 0 143,100
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605   293,060 2,923 SH   SOLE   0 0 2,923
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   2,565,035 51,465 SH   SOLE   0 0 51,465
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   9,819,196 203,212 SH   SOLE   0 0 203,212
VANGUARD WORLD FD INF TECH ETF 92204A702   466,715 619 SH   SOLE   0 0 619
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   3,941,357 27,941 SH   SOLE   0 0 27,941
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,211,562 152,745 SH   SOLE   0 0 152,745
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   5,726,529 97,506 SH   SOLE   0 0 97,506
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,091,951 63,865 SH   SOLE   0 0 63,865
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   371,133 6,193 SH   SOLE   0 0 6,193
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   15,635,231 186,690 SH   SOLE   0 0 186,690
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   25,355,920 40,432 SH   SOLE   0 0 40,432
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   901,419 5,082 SH   SOLE   0 0 5,082
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   229,415 2,593 SH   SOLE   0 0 2,593
VANGUARD INDEX FDS SML CP GRW ETF 922908595   816,301 2,702 SH   SOLE   0 0 2,702
VANGUARD INDEX FDS SM CP VAL ETF 922908611   634,310 2,995 SH   SOLE   0 0 2,995
VANGUARD INDEX FDS LARGE CAP ETF 922908637   761,240 2,418 SH   SOLE   0 0 2,418
VANGUARD INDEX FDS GROWTH ETF 922908736   6,999,154 14,346 SH   SOLE   0 0 14,346
VANGUARD INDEX FDS VALUE ETF 922908744   2,670,533 13,983 SH   SOLE   0 0 13,983
VANGUARD INDEX FDS SMALL CP ETF 922908751   343,074 1,330 SH   SOLE   0 0 1,330
VANGUARD INDEX FDS TOTAL STK MKT 922908769   38,458,352 114,709 SH   SOLE   0 0 114,709
VISA INC COM CL A 92826C839   719,916 2,053 SH   SOLE   0 0 2,053
WALMART INC COM 931142103   911,543 8,182 SH   SOLE   0 0 8,182
WASTE MGMT INC DEL COM 94106L109   425,578 1,937 SH   SOLE   0 0 1,937
WISDOMTREE TR WISDOMTREE US VA 97717W547   626,230 6,712 SH   SOLE   0 0 6,712
WISDOMTREE TR JAPN HEDGE EQT 97717W851   2,871,811 19,921 SH   SOLE   0 0 19,921
WISDOMTREE TR EM EX ST-OWNED 97717X578   569,965 14,607 SH   SOLE   0 0 14,607
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   1,545,818 31,768 SH   SOLE   0 0 31,768
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,532,244 30,450 SH   SOLE   0 0 30,450
WISDOMTREE TR EFFICIENT GLD PL 97717Y568   847,583 13,755 SH   SOLE   0 0 13,755
WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683   361,847 17,109 SH   SOLE   0 0 17,109
WORLD GOLD TR SPDR GLD MINIS 98149E303   711,986 8,340 SH   SOLE   0 0 8,340