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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EA SERIES TRUST US QUAN VALUE 02072L102   951,804 21,627 SH   SOLE   0 0 21,627
EA SERIES TRUST INTL QUAN VALUE 02072L201   468,440 16,802 SH   SOLE   0 0 16,802
EA SERIES TRUST INTL QUAN MOMNTM 02072L300   497,548 14,651 SH   SOLE   0 0 14,651
EA SERIES TRUST US QUAN MOMENTUM 02072L409   1,043,579 16,060 SH   SOLE   0 0 16,060
EA SERIES TRUST ALPHA ARCHITECT 02072L516   375,438 4,226 SH   SOLE   0 0 4,226
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   254,206 2,256 SH   SOLE   0 0 2,256
EA SERIES TRUST FREEDOM 100 EM 02072L607   355,560 8,801 SH   SOLE   0 0 8,801
EA SERIES TRUST ALPHA ARCHITECT 02072L631   749,039 32,867 SH   SOLE   0 0 32,867
ALPHABET INC CAP STK CL C 02079K107   384,132 2,165 SH   SOLE   0 0 2,165
ALPHABET INC CAP STK CL A 02079K305   454,562 2,579 SH   SOLE   0 0 2,579
AMAZON COM INC COM 023135106   1,436,566 6,548 SH   SOLE   0 0 6,548
AMERICAN CENTY ETF TR AVANTIS ALL INT 025072174   211,866 3,244 SH   SOLE   0 0 3,244
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   325,394 6,077 SH   SOLE   0 0 6,077
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   530,842 7,745 SH   SOLE   0 0 7,745
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   4,806,193 60,623 SH   SOLE   0 0 60,623
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,256,016 24,764 SH   SOLE   0 0 24,764
AMERICAN CENTY ETF TR US EQT ETF 025072885   2,046,444 20,298 SH   SOLE   0 0 20,298
ANGEL OAK FUNDS TRUST OAK ULTRASHORT 03463K752   2,221,545 43,500 SH   SOLE   0 0 43,500
APPLE INC COM 037833100   3,499,303 17,055 SH   SOLE   0 0 17,055
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   835,525 1,720 SH   SOLE   0 0 1,720
BROADCOM INC COM 11135F101   979,098 3,552 SH   SOLE   0 0 3,552
CBOE GLOBAL MKTS INC COM 12503M108   1,105,415 4,740 SH   SOLE   0 0 4,740
CME GROUP INC COM 12572Q105   2,060,362 7,475 SH   SOLE   0 0 7,475
CATERPILLAR INC COM 149123101   281,840 726 SH   SOLE   0 0 726
COSTCO WHSL CORP NEW COM 22160K105   549,714 555 SH   SOLE   0 0 555
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   463,422 10,940 SH   SOLE   0 0 10,940
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,062,160 30,725 SH   SOLE   0 0 30,725
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   4,498,238 67,117 SH   SOLE   0 0 67,117
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   363,023 5,698 SH   SOLE   0 0 5,698
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583   1,376,635 25,264 SH   SOLE   0 0 25,264
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591   1,767,369 34,825 SH   SOLE   0 0 34,825
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,067,548 56,848 SH   SOLE   0 0 56,848
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   880,950 13,178 SH   SOLE   0 0 13,178
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   5,074,233 189,126 SH   SOLE   0 0 189,126
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   369,789 7,053 SH   SOLE   0 0 7,053
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   238,229 6,045 SH   SOLE   0 0 6,045
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   16,367,336 456,678 SH   SOLE   0 0 456,678
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   1,095,359 27,907 SH   SOLE   0 0 27,907
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   870,480 20,588 SH   SOLE   0 0 20,588
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   3,188,343 107,424 SH   SOLE   0 0 107,424
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   290,513 9,687 SH   SOLE   0 0 9,687
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   2,674,990 81,282 SH   SOLE   0 0 81,282
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   5,612,835 180,535 SH   SOLE   0 0 180,535
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   4,209,627 143,039 SH   SOLE   0 0 143,039
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   212,853 9,073 SH   SOLE   0 0 9,073
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   317,942 8,941 SH   SOLE   0 0 8,941
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   838,273 17,674 SH   SOLE   0 0 17,674
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   811,785 19,416 SH   SOLE   0 0 19,416
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   3,328,867 69,337 SH   SOLE   0 0 69,337
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   9,603,562 227,250 SH   SOLE   0 0 227,250
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   4,036,337 137,431 SH   SOLE   0 0 137,431
EXXON MOBIL CORP COM 30231G102   324,703 3,012 SH   SOLE   0 0 3,012
META PLATFORMS INC CL A 30303M102   335,260 454 SH   SOLE   0 0 454
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740U661   324,841 8,396 SH   SOLE   0 0 8,396
HOME DEPOT INC COM 437076102   312,793 853 SH   SOLE   0 0 853
INNOVATOR ETFS TRUST US EQT ULTRA BF 45782C300   208,451 5,153 SH   SOLE   0 0 5,153
INVESCO QQQ TR UNIT SER 1 46090E103   1,924,883 3,489 SH   SOLE   0 0 3,489
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   764,580 4,207 SH   SOLE   0 0 4,207
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   1,108,835 11,287 SH   SOLE   0 0 11,287
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   507,988 24,792 SH   SOLE   0 0 24,792
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   583,495 29,694 SH   SOLE   0 0 29,694
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   624,047 31,970 SH   SOLE   0 0 31,970
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   638,099 30,856 SH   SOLE   0 0 30,856
ISHARES INC MSCI GBL MIN VOL 464286525   1,790,407 15,100 SH   SOLE   0 0 15,100
ISHARES TR CORE S&P TTL STK 464287150   1,021,308 7,563 SH   SOLE   0 0 7,563
ISHARES TR CORE S&P500 ETF 464287200   8,107,985 13,058 SH   SOLE   0 0 13,058
ISHARES TR S&P 500 VAL ETF 464287408   265,933 1,361 SH   SOLE   0 0 1,361
ISHARES TR MSCI EAFE ETF 464287465   220,214 2,464 SH   SOLE   0 0 2,464
ISHARES TR RUS MD CP GR ETF 464287481   394,267 2,843 SH   SOLE   0 0 2,843
ISHARES TR CORE S&P MCP ETF 464287507   963,838 15,541 SH   SOLE   0 0 15,541
ISHARES TR RUS 1000 ETF 464287622   251,961 742 SH   SOLE   0 0 742
ISHARES TR CORE S&P US VLU 464287663   2,130,027 22,509 SH   SOLE   0 0 22,509
ISHARES TR RUSSELL 3000 ETF 464287689   3,023,086 8,613 SH   SOLE   0 0 8,613
ISHARES TR U.S. TECH ETF 464287721   228,716 1,320 SH   SOLE   0 0 1,320
ISHARES TR CORE S&P SCP ETF 464287804   1,236,348 11,312 SH   SOLE   0 0 11,312
ISHARES TR SHRT NAT MUN ETF 464288158   335,649 3,156 SH   SOLE   0 0 3,156
ISHARES TR NATIONAL MUN ETF 464288414   1,104,354 10,570 SH   SOLE   0 0 10,570
ISHARES TR INTL SEL DIV ETF 464288448   310,072 8,985 SH   SOLE   0 0 8,985
ISHARES TR ISHS 1-5YR INVS 464288646   1,308,148 24,794 SH   SOLE   0 0 24,794
ISHARES TR RUS TP200 GR ETF 464289438   278,803 1,131 SH   SOLE   0 0 1,131
ISHARES TR MSCI USA MIN VOL 46429B697   678,305 7,226 SH   SOLE   0 0 7,226
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,455,704 14,145 SH   SOLE   0 0 14,145
ISHARES TR CORE MSCI EAFE 46432F842   338,919 4,060 SH   SOLE   0 0 4,060
ISHARES INC MSCI EMRG CHN 46434G764   1,655,927 26,226 SH   SOLE   0 0 26,226
ISHARES INC ESG AWR MSCI EM 46434G863   1,608,681 41,069 SH   SOLE   0 0 41,069
ISHARES TR US SML CAP EQT 46434V290   294,427 4,333 SH   SOLE   0 0 4,333
ISHARES TR GLOBAL REIT ETF 46434V647   1,448,680 58,651 SH   SOLE   0 0 58,651
ISHARES TR ESG AWR MSCI USA 46435G425   810,041 5,987 SH   SOLE   0 0 5,987
ISHARES TR ESG AW MSCI EAFE 46435G516   862,668 9,669 SH   SOLE   0 0 9,669
ISHARES TR USD GRN BOND ETF 46435U440   256,769 5,386 SH   SOLE   0 0 5,386
ISHARES TR 0-3 MNTH TREASRY 46436E718   1,599,561 15,886 SH   SOLE   0 0 15,886
ISHARES TR ESG EAFE ETF 46436E759   1,551,140 20,837 SH   SOLE   0 0 20,837
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   231,496 3,782 SH   SOLE   0 0 3,782
JPMORGAN CHASE & CO. COM 46625H100   656,279 2,264 SH   SOLE   0 0 2,264
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   395,822 8,411 SH   SOLE   0 0 8,411
J P MORGAN EXCHANGE TRADED F JPMORGAM LTD DUR 46654Q773   436,591 8,359 SH   SOLE   0 0 8,359
JOHNSON & JOHNSON COM 478160104   358,658 2,348 SH   SOLE   0 0 2,348
MICROSOFT CORP COM 594918104   872,229 1,754 SH   SOLE   0 0 1,754
MORGAN STANLEY COM NEW 617446448   233,687 1,659 SH   SOLE   0 0 1,659
NETFLIX INC COM 64110L106   212,922 159 SH   SOLE   0 0 159
NORTHERN LTS FD TR IV INSPIRE 500 ETF 66537J796   2,420,262 10,555 SH   SOLE   0 0 10,555
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   645,093 15,608 SH   SOLE   0 0 15,608
NVIDIA CORPORATION COM 67066G104   2,449,626 15,505 SH   SOLE   0 0 15,505
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   1,451,112 15,446 SH   SOLE   0 0 15,446
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   496,721 11,851 SH   SOLE   0 0 11,851
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   1,879,993 46,146 SH   SOLE   0 0 46,146
ORACLE CORP COM 68389X105   496,529 2,271 SH   SOLE   0 0 2,271
PACER FDS TR TRENDP US LAR CP 69374H105   755,157 14,877 SH   SOLE   0 0 14,877
PIMCO ETF TR INTER MUN BD ACT 72201R866   7,370,388 143,504 SH   SOLE   0 0 143,504
PROCTER AND GAMBLE CO COM 742718109   475,889 2,987 SH   SOLE   0 0 2,987
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,462,644 12,078 SH   SOLE   0 0 12,078
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   551,816 12,911 SH   SOLE   0 0 12,911
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300   291,932 3,660 SH   SOLE   0 0 3,660
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474   220,007 7,287 SH   SOLE   0 0 7,287
SPDR SERIES TRUST PORTFLI INTRMDIT 78464A672   706,562 24,559 SH   SOLE   0 0 24,559
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821   780,353 8,983 SH   SOLE   0 0 8,983
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847   4,491,397 82,593 SH   SOLE   0 0 82,593
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   813,705 27,972 SH   SOLE   0 0 27,972
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   344,824 609 SH   SOLE   0 0 609
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101   383,787 13,103 SH   SOLE   0 0 13,103
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663   606,702 6,614 SH   SOLE   0 0 6,614
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853   1,316,465 30,903 SH   SOLE   0 0 30,903
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   518,828 17,762 SH   SOLE   0 0 17,762
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   327,175 11,664 SH   SOLE   0 0 11,664
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,210,757 47,856 SH   SOLE   0 0 47,856
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   220,844 8,901 SH   SOLE   0 0 8,901
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,313,411 49,563 SH   SOLE   0 0 49,563
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   334,196 15,122 SH   SOLE   0 0 15,122
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   397,151 15,867 SH   SOLE   0 0 15,867
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   825,079 6,121 SH   SOLE   0 0 6,121
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   254,940 3,149 SH   SOLE   0 0 3,149
SUPER MICRO COMPUTER INC COM NEW 86800U302   204,617 4,175 SH   SOLE   0 0 4,175
T ROWE PRICE ETF INC PRICE GRW STOCK 87283Q305   407,195 9,686 SH   SOLE   0 0 9,686
TESLA INC COM 88160R101   269,693 849 SH   SOLE   0 0 849
TIMOTHY PLAN INTL ETF 887432334   3,300,178 102,192 SH   SOLE   0 0 102,192
TIMOTHY PLAN U S SM CP CORE 887432342   1,716,348 44,373 SH   SOLE   0 0 44,373
TWO RDS SHARED TR ANFIELD US EQU 90214Q733   4,487,493 236,807 SH   SOLE   0 0 236,807
TWO RDS SHARED TR ANFIELD UNVL ETF 90214Q766   2,423,158 260,163 SH   SOLE   0 0 260,163
UNITEDHEALTH GROUP INC COM 91324P102   235,377 754 SH   SOLE   0 0 754
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   3,254,138 34,696 SH   SOLE   0 0 34,696
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   283,877 1,387 SH   SOLE   0 0 1,387
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,868,876 55,998 SH   SOLE   0 0 55,998
VANGUARD WORLD FD ESG US CORP BD 921910691   256,944 4,053 SH   SOLE   0 0 4,053
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   201,944 2,566 SH   SOLE   0 0 2,566
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   205,207 2,787 SH   SOLE   0 0 2,787
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,594,002 133,205 SH   SOLE   0 0 133,205
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   640,288 4,803 SH   SOLE   0 0 4,803
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755   480,569 6,177 SH   SOLE   0 0 6,177
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,171,229 82,976 SH   SOLE   0 0 82,976
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   705,889 14,156 SH   SOLE   0 0 14,156
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   3,186,649 64,364 SH   SOLE   0 0 64,364
VANGUARD WORLD FD INF TECH ETF 92204A702   1,997,246 3,011 SH   SOLE   0 0 3,011
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,701,348 13,238 SH   SOLE   0 0 13,238
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,012,479 101,344 SH   SOLE   0 0 101,344
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   3,168,952 53,912 SH   SOLE   0 0 53,912
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,749,585 34,586 SH   SOLE   0 0 34,586
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   287,860 1,025 SH   SOLE   0 0 1,025
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   9,896,662 119,352 SH   SOLE   0 0 119,352
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   203,790 4,156 SH   SOLE   0 0 4,156
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,746,907 10,117 SH   SOLE   0 0 10,117
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   679,055 4,129 SH   SOLE   0 0 4,129
VANGUARD INDEX FDS SML CP GRW ETF 922908595   739,430 2,670 SH   SOLE   0 0 2,670
VANGUARD INDEX FDS SM CP VAL ETF 922908611   517,714 2,655 SH   SOLE   0 0 2,655
VANGUARD INDEX FDS LARGE CAP ETF 922908637   704,406 2,469 SH   SOLE   0 0 2,469
VANGUARD INDEX FDS GROWTH ETF 922908736   5,294,922 12,078 SH   SOLE   0 0 12,078
VANGUARD INDEX FDS VALUE ETF 922908744   1,033,576 5,848 SH   SOLE   0 0 5,848
VANGUARD INDEX FDS TOTAL STK MKT 922908769   20,943,989 68,911 SH   SOLE   0 0 68,911
VISA INC COM CL A 92826C839   495,417 1,395 SH   SOLE   0 0 1,395
WASTE MGMT INC DEL COM 94106L109   437,046 1,910 SH   SOLE   0 0 1,910
WISDOMTREE TR WISDOMTREE US VA 97717W547   322,618 3,734 SH   SOLE   0 0 3,734
WISDOMTREE TR JAPN HEDGE EQT 97717W851   2,609,584 22,837 SH   SOLE   0 0 22,837
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,255,084 24,947 SH   SOLE   0 0 24,947
WORLD GOLD TR SPDR GLD MINIS 98149E303   326,945 4,990 SH   SOLE   0 0 4,990