The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   242,118 2,019 SH   SOLE 0 0 0 2,019
ALPHABET INC CAP STK CL A 02079K305   286,395 3,246 SH   SOLE 0 0 0 3,246
ATLAS TECHNICAL CONSULTANTS COM CLS A 049430101   56,650 11,000 SH   SOLE 0 0 0 11,000
AUTOZONE INC COM 053332102   266,347 108 SH   SOLE 0 0 0 108
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   383,654 1,242 SH   SOLE 0 0 0 1,242
BROOKFIELD CORP CL A LTD VT SH 11271J107   250,201 7,953 SH   SOLE 0 0 0 7,953
CHEVRON CORP NEW COM 166764100   777,913 4,334 SH   SOLE 0 0 0 4,334
CONOCOPHILLIPS COM 20825C104   436,506 3,699 SH   SOLE 0 0 0 3,699
COTERRA ENERGY INC COM 127097103   253,319 10,310 SH   SOLE 0 0 0 10,310
DEVON ENERGY CORP NEW COM 25179M103   250,724 4,076 SH   SOLE 0 0 0 4,076
EOG RES INC COM 26875P101   307,683 2,376 SH   SOLE 0 0 0 2,376
HOME DEPOT INC COM 437076102   262,183 830 SH   SOLE 0 0 0 830
ILLINOIS TOOL WKS INC COM 452308109   284,187 1,290 SH   SOLE 0 0 0 1,290
INTERCONTINENTAL EXCHANGE IN COM 45866F104   262,630 2,560 SH   SOLE 0 0 0 2,560
ISHARES TR CORE US AGGBD ET 464287226   14,035,035 144,706 SH   SOLE 0 0 0 144,706
ISHARES TR CORE S&P MCP ETF 464287507   9,172,925 37,922 SH   SOLE 0 0 0 37,922
ISHARES TR CORE S&P SCP ETF 464287804   9,195,493 97,163 SH   SOLE 0 0 0 97,163
ISHARES TR CORE S&P500 ETF 464287200   37,169,651 96,743 SH   SOLE 0 0 0 96,743
ISHARES TR US TREAS BD ETF 46429B267   3,333,960 146,741 SH   SOLE 0 0 0 146,741
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   567,149 10,408 SH   SOLE 0 0 0 10,408
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   454,063 11,129 SH   SOLE 0 0 0 11,129
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   7,000,821 139,653 SH   SOLE 0 0 0 139,653
LABORATORY CORP AMER HLDGS COM NEW 50540R409   347,804 1,477 SH   SOLE 0 0 0 1,477
MARATHON OIL CORP COM 565849106   383,482 14,166 SH   SOLE 0 0 0 14,166
MARKEL CORP COM 570535104   320,150 243 SH   SOLE 0 0 0 243
MASTERCARD INCORPORATED CL A 57636Q104   254,193 731 SH   SOLE 0 0 0 731
MOODYS CORP COM 615369105   242,678 871 SH   SOLE 0 0 0 871
MURPHY OIL CORP COM 626717102   377,749 8,783 SH   SOLE 0 0 0 8,783
NASDAQ INC COM 631103108   295,032 4,809 SH   SOLE 0 0 0 4,809
NEWMONT CORP COM 651639106   308,353 6,533 SH   SOLE 0 0 0 6,533
NVR INC COM 62944T105   221,404 48 SH   SOLE 0 0 0 48
QUEST DIAGNOSTICS INC COM 74834L100   382,192 2,443 SH   SOLE 0 0 0 2,443
ROPER TECHNOLOGIES INC COM 776696106   267,032 618 SH   SOLE 0 0 0 618
S&P GLOBAL INC COM 78409V104   337,620 1,008 SH   SOLE 0 0 0 1,008
SPDR GOLD TR GOLD SHS 78463V107   258,531 1,524 SH   SOLE 0 0 0 1,524
SPDR SER TR S&P OILGAS EXP 78468R556   268,665 1,977 SH   SOLE 0 0 0 1,977
STELLAR BANCORP INC COM 858927106   5,365,344 182,123 SH   SOLE 0 0 0 182,123
STERICYCLE INC COM 858912108   288,015 5,773 SH   SOLE 0 0 0 5,773
VANECK ETF TRUST GOLD MINERS ETF 92189F106   253,154 8,833 SH   SOLE 0 0 0 8,833
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791   466,159 13,076 SH   SOLE 0 0 0 13,076
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   28,670,275 81,603 SH   SOLE 0 0 0 81,603
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   10,926,250 280,304 SH   SOLE 0 0 0 280,304
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,920,197 236,364 SH   SOLE 0 0 0 236,364
VERISK ANALYTICS INC COM 92345Y106   242,754 1,376 SH   SOLE 0 0 0 1,376
VISA INC COM CL A 92826C839   321,623 1,548 SH   SOLE 0 0 0 1,548
WD 40 CO COM 929236107   220,696 1,369 SH   SOLE 0 0 0 1,369