144 0001870331 XXXXXXXX LIVE 0001820953 Affirm Holdings, Inc. 001-39888 650 California Street San Francisco CA 94108 4159601518 KATHERINE ADKINS Officer Common Morgan Stanley Smith Barney LLC Executive Financial Services

1 New York Plaza 8th Floor New York NY 10004

67085 4455114.85 281825613 08/04/2025 NASDAQ Common 08/04/2025 Exercise of Stock Options Issuer N 67085 08/04/2025 Cash N 10b5-1 Sales for KATHERINE ADKINS

650 California Street San Francisco CA 94108

Common 07/07/2025 57102 4012608.87 The securities to be sold were and will be received upon the exercise of stock options over the next three months. The dates of acquisition and payment were and will be the dates of exercise/sale. 08/04/2025 12/06/2024 /s/ Katherine Adkins