144 0001870331 XXXXXXXX LIVE 0001820953 AFFIRM HLDGS INC CL A 001-39888 650 California Street San Francisco CA 94108 4159601518 KATHERINE ELIZABETH ADKINS Officer Common Morgan Stanley Smith Barney LLC Executive Financial Services

1 New York Plaza 8th Floor New York NY 10004

135000 5941350.00 267435000 09/16/2024 NASDAQ Common 03/01/2023 Restricted Stock Units Issuer N 35000 03/01/2023 N/A Common 09/16/2024 Exercise of Stock Options Issuer N 100000 09/16/2024 Cash Y The securities to be sold were and will be received upon the exercise of stock options over the next three months. The dates of acquisition and payment were and will be the dates of exercise/sale. The securities to be sold were acquired upon the vesting of restricted stock units during the period of 2/1/2022 through 3/1/2023 09/16/2024 06/13/2024 /s/ Katherine Adkins