The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   1,320,000 75,000 SH   SOLE   0 0 75,000
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   2,072,642 97,582 SH   SOLE   0 0 97,582
ADOBE INC COM 00724F101   5,458,258 10,817 SH   SOLE   0 0 10,817
ADVANCED MICRO DEVICES INC COM 007903107   327,589 1,815 SH   SOLE   0 0 1,815
AIR PRODS & CHEMS INC COM 009158106   1,052,663 4,345 SH   SOLE   0 0 4,345
ALBEMARLE CORP COM 012653101   392,585 2,980 SH   SOLE   0 0 2,980
ALPHABET INC CAP STK CL C 02079K107   5,217,798 34,269 SH   SOLE   0 0 34,269
ALPHABET INC CAP STK CL A 02079K305   9,712,496 64,351 SH   SOLE   0 0 64,351
AMAZON COM INC COM 023135106   17,326,221 96,054 SH   SOLE   0 0 96,054
AMERICAN WTR WKS CO INC NEW COM 030420103   727,150 5,950 SH   SOLE   0 0 5,950
AMETEK INC COM 031100100   1,554,650 8,500 SH   SOLE   0 0 8,500
ANALOG DEVICES INC COM 032654105   220,734 1,116 SH   SOLE   0 0 1,116
APPLE INC COM 037833100   12,104,087 70,586 SH   SOLE   0 0 70,586
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   297,728 708 SH   SOLE   0 0 708
BRISTOL-MYERS SQUIBB CO COM 110122108   467,463 8,620 SH   SOLE   0 0 8,620
CATERPILLAR INC COM 149123101   2,357,244 6,433 SH   SOLE   0 0 6,433
CHEVRON CORP NEW COM 166764100   208,848 1,324 SH   SOLE   0 0 1,324
CISCO SYS INC COM 17275R102   6,903,801 138,325 SH   SOLE   0 0 138,325
CONOCOPHILLIPS COM 20825C104   3,146,871 24,724 SH   SOLE   0 0 24,724
DANAHER CORPORATION COM 235851102   265,203 1,062 SH   SOLE   0 0 1,062
DISNEY WALT CO COM 254687106   2,127,229 17,385 SH   SOLE   0 0 17,385
ECOLAB INC COM 278865100   959,390 4,155 SH   SOLE   0 0 4,155
EMERSON ELEC CO COM 291011104   10,358,400 91,356 SH   SOLE   0 0 91,356
EXXON MOBIL CORP COM 30231G102   14,082,659 121,162 SH   SOLE   0 0 121,162
META PLATFORMS INC CL A 30303M102   1,291,643 2,660 SH   SOLE   0 0 2,660
HOME DEPOT INC COM 437076102   1,368,301 3,567 SH   SOLE   0 0 3,567
ISHARES TR MSCI EMG MKT ETF 464287234   3,828,163 93,188 SH   SOLE   0 0 93,188
ISHARES TR 7-10 YR TRSY BD 464287440   19,153,883 202,344 SH   SOLE   0 0 202,344
ISHARES TR ISHARES SEMICDTR 464287523   1,694,400 7,500 SH   SOLE   0 0 7,500
ISHARES TR 3 7 YR TREAS BD 464288661   13,660,369 117,955 SH   SOLE   0 0 117,955
JPMORGAN CHASE & CO COM 46625H100   4,232,740 21,132 SH   SOLE   0 0 21,132
KRAFT HEINZ CO COM 500754106   1,476,000 40,000 SH   SOLE   0 0 40,000
LAUDER ESTEE COS INC CL A 518439104   355,778 2,308 SH   SOLE   0 0 2,308
MASTERCARD INCORPORATED CL A 57636Q104   4,279,231 8,886 SH   SOLE   0 0 8,886
MCDONALDS CORP COM 580135101   3,820,423 13,550 SH   SOLE   0 0 13,550
MERCK & CO INC COM 58933Y105   6,248,492 47,355 SH   SOLE   0 0 47,355
MICROSOFT CORP COM 594918104   24,764,000 58,861 SH   SOLE   0 0 58,861
MODERNA INC COM 60770K107   5,996,451 56,273 SH   SOLE   0 0 56,273
NETFLIX INC COM 64110L106   3,541,759 5,829 SH   SOLE   0 0 5,829
NIKE INC CL B 654106103   7,180,260 76,402 SH   SOLE   0 0 76,402
NVIDIA CORPORATION COM 67066G104   25,649,358 28,387 SH   SOLE   0 0 28,387
PACCAR INC COM 693718108   3,311,332 26,728 SH   SOLE   0 0 26,728
PEPSICO INC COM 713448108   4,788,974 27,364 SH   SOLE   0 0 27,364
PFIZER INC COM 717081103   393,356 14,175 SH   SOLE   0 0 14,175
PROCTER AND GAMBLE CO COM 742718109   6,968,475 42,949 SH   SOLE   0 0 42,949
QUALCOMM INC COM 747525103   4,163,256 24,591 SH   SOLE   0 0 24,591
S&P GLOBAL INC COM 78409V104   2,865,831 6,736 SH   SOLE   0 0 6,736
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,483,327 16,214 SH   SOLE   0 0 16,214
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,471,503 123,500 SH Call SOLE   0 0 123,500
SPDR SER TR S&P OILGAS EXP 78468R556   774,875 5,000 SH   SOLE   0 0 5,000
SALESFORCE INC COM 79466L302   5,401,362 17,934 SH   SOLE   0 0 17,934
SELECT SECTOR SPDR TR ENERGY 81369Y506   540,025 5,720 SH   SOLE   0 0 5,720
STRYKER CORPORATION COM 863667101   1,681,989 4,700 SH   SOLE   0 0 4,700
TJX COS INC NEW COM 872540109   210,041 2,071 SH   SOLE   0 0 2,071
UNITED RENTALS INC COM 911363109   1,730,664 2,400 SH   SOLE   0 0 2,400
UNITEDHEALTH GROUP INC COM 91324P102   5,022,194 10,152 SH   SOLE   0 0 10,152
VISA INC COM CL A 92826C839   8,139,926 29,167 SH   SOLE   0 0 29,167
WALMART INC COM 931142103   326,723 5,430 SH   SOLE   0 0 5,430
WARNER BROS DISCOVERY INC COM SER A 934423104   158,397 18,144 SH   SOLE   0 0 18,144