The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   458,174 4,358 SH   OTR   0 0 4,358
ABB LTD SPONSORED ADR 000375204   754,463 21,996 SH   OTR   0 0 21,996
ABBOTT LABS COM 002824100   431,124 4,257 SH   OTR   0 0 4,257
ABBVIE INC COM 00287Y109   1,234,638 7,746 SH   OTR   0 0 7,746
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,262,656 4,417 SH   OTR   0 0 4,417
ADOBE SYSTEMS INCORPORATED COM 00724F101   4,623,669 11,998 SH   OTR   0 0 11,998
ADVANCED MICRO DEVICES INC COM 007903107   241,433 2,462 SH   OTR   0 0 2,462
AGEAGLE AERIAL SYS INC NEW COM 00848K101   6,300 14,000 SH   OTR   0 0 14,000
AGNC INVT CORP COM 00123Q104   122,422 12,145 SH   OTR   0 0 12,145
ALPHABET INC CAP STK CL A 02079K305   1,586,036 15,290 SH   OTR   0 0 15,290
ALPHABET INC CAP STK CL C 02079K107   1,357,951 13,057 SH   OTR   0 0 13,057
ALTRIA GROUP INC COM 02209S103   216,081 4,842 SH   OTR   0 0 4,842
AMAZON COM INC COM 023135106   4,100,995 39,703 SH   OTR   0 0 39,703
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   503,195 9,514 SH   OTR   0 0 9,514
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   2,767,065 59,717 SH   OTR   0 0 59,717
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   6,671,440 116,981 SH   OTR   0 0 116,981
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   14,000,393 239,404 SH   OTR   0 0 239,404
AMERICAN CENTY ETF TR US EQT ETF 025072885   1,187,665 16,756 SH   OTR   0 0 16,756
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   9,415,597 184,222 SH   OTR   0 0 184,222
AMERICAN CENTY ETF TR US SML CP VALU 025072877   19,530,894 263,717 SH   OTR   0 0 263,717
AMERICAN ELEC PWR CO INC COM 025537101   361,982 3,978 SH   OTR   0 0 3,978
AMETEK INC COM 031100100   999,289 6,876 SH   OTR   0 0 6,876
AMGEN INC COM 031162100   1,099,653 4,548 SH   OTR   0 0 4,548
ANALOG DEVICES INC COM 032654105   211,645 1,073 SH   OTR   0 0 1,073
AON PLC SHS CL A G0403H108   656,101 2,080 SH   OTR   0 0 2,080
APPLE INC COM 037833100   42,076,116 255,160 SH   OTR   0 0 255,160
ARES CAPITAL CORP COM 04010L103   340,224 18,616 SH   OTR   0 0 18,616
ARK ETF TR INNOVATION ETF 00214Q104   309,355 7,668 SH   OTR   0 0 7,668
AT&T INC COM 00206R102   1,128,731 58,635 SH   OTR   0 0 58,635
ATI INC COM 01741R102   2,771,591 70,238 SH   OTR   0 0 70,238
AUTOMATIC DATA PROCESSING IN COM 053015103   1,228,490 5,518 SH   OTR   0 0 5,518
BANK AMERICA CORP COM 060505104   1,270,647 44,428 SH   OTR   0 0 44,428
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,799,971 22,022 SH   OTR   0 0 22,022
BLOCK INC CL A 852234103   326,568 4,757 SH   OTR   0 0 4,757
BOEING CO COM 097023105   1,723,557 8,113 SH   OTR   0 0 8,113
BOSTON SCIENTIFIC CORP COM 101137107   471,533 9,425 SH   OTR   0 0 9,425
BP PLC SPONSORED ADR 055622104   455,925 12,017 SH   OTR   0 0 12,017
BRISTOL-MYERS SQUIBB CO COM 110122108   711,266 10,262 SH   OTR   0 0 10,262
CADENCE DESIGN SYSTEM INC COM 127387108   405,264 1,929 SH   OTR   0 0 1,929
CAMTEK LTD ORD M20791105   481,950 17,000 SH   OTR   0 0 17,000
CATERPILLAR INC COM 149123101   522,340 2,282 SH   OTR   0 0 2,282
CHENIERE ENERGY INC COM NEW 16411R208   241,601 1,533 SH   OTR   0 0 1,533
CHESAPEAKE UTILS CORP COM 165303108   798,786 6,241 SH   OTR   0 0 6,241
CHEVRON CORP NEW COM 166764100   2,107,919 12,919 SH   OTR   0 0 12,919
CION INVT CORP COM 17259U204   199,315 20,194 SH   OTR   0 0 20,194
CISCO SYS INC COM 17275R102   900,663 17,229 SH   OTR   0 0 17,229
COCA COLA CO COM 191216100   548,351 8,840 SH   OTR   0 0 8,840
COLGATE PALMOLIVE CO COM 194162103   502,000 6,679 SH   OTR   0 0 6,679
COMCAST CORP NEW CL A 20030N101   689,850 18,197 SH   OTR   0 0 18,197
COMMERCIAL METALS CO COM 201723103   795,994 16,278 SH   OTR   0 0 16,278
CONOCOPHILLIPS COM 20825C104   600,373 6,051 SH   OTR   0 0 6,051
CONSOLIDATED EDISON INC COM 209115104   657,402 6,871 SH   OTR   0 0 6,871
CONSTELLATION ENERGY CORP COM 21037T109   231,871 2,953 SH   OTR   0 0 2,953
COSTCO WHSL CORP NEW COM 22160K105   800,874 1,611 SH   OTR   0 0 1,611
CREDIT SUISSE HIGH YIELD BD SH BEN INT 22544F103   50,444 26,690 SH   OTR   0 0 26,690
DANAHER CORPORATION COM 235851102   838,814 3,327 SH   OTR   0 0 3,327
DASEKE INC COM 23753F107   639,627 82,746 SH   OTR   0 0 82,746
DEERE & CO COM 244199105   498,112 1,206 SH   OTR   0 0 1,206
DENTSPLY SIRONA INC COM 24906P109   212,845 5,418 SH   OTR   0 0 5,418
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   910,587 21,425 SH   OTR   0 0 21,425
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   443,541 14,839 SH   OTR   0 0 14,839
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   4,341,415 184,036 SH   OTR   0 0 184,036
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   4,158,434 180,644 SH   OTR   0 0 180,644
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   491,366 11,473 SH   OTR   0 0 11,473
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   687,449 22,876 SH   OTR   0 0 22,876
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   103,154,687 3,200,579 SH   OTR   0 0 3,200,579
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   4,613,033 171,170 SH   OTR   0 0 171,170
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   361,914 15,039 SH   OTR   0 0 15,039
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   234,933 9,716 SH   OTR   0 0 9,716
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   347,011 15,094 SH   OTR   0 0 15,094
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   10,516,695 441,785 SH   OTR   0 0 441,785
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   856,911 18,365 SH   OTR   0 0 18,365
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   14,537,716 505,308 SH   OTR   0 0 505,308
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   183,928,627 7,218,548 SH   OTR   0 0 7,218,548
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   15,173,655 341,518 SH   OTR   0 0 341,518
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   760,208 30,238 SH   OTR   0 0 30,238
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   56,546,869 1,688,974 SH   OTR   0 0 1,688,974
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   13,954,741 264,795 SH   OTR   0 0 264,795
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   278,127 11,156 SH   OTR   0 0 11,156
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   1,493,853 56,117 SH   OTR   0 0 56,117
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   130,205,470 2,925,965 SH   OTR   0 0 2,925,965
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   43,444,322 1,883,968 SH   OTR   0 0 1,883,968
DISNEY WALT CO COM 254687106   1,309,380 13,076 SH   OTR   0 0 13,076
DOMINION ENERGY INC COM 25746U109   350,690 6,272 SH   OTR   0 0 6,272
DOW INC COM 260557103   242,052 4,415 SH   OTR   0 0 4,415
DUKE ENERGY CORP NEW COM NEW 26441C204   424,237 4,397 SH   OTR   0 0 4,397
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   80,456,614 4,589,652 SH   OTR   0 0 4,589,652
EATON CORP PLC SHS G29183103   389,658 2,274 SH   OTR   0 0 2,274
EATON VANCE TAX-MANAGED BUY- COM 27828Y108   183,211 14,506 SH   OTR   0 0 14,506
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   147,590 11,835 SH   OTR   0 0 11,835
ENTERPRISE PRODS PARTNERS L COM 293792107   321,497 12,413 SH   OTR   0 0 12,413
EXELON CORP COM 30161N101   375,786 8,970 SH   OTR   0 0 8,970
EXXON MOBIL CORP COM 30231G102   4,481,500 40,867 SH   OTR   0 0 40,867
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   251,574 5,469 SH   OTR   0 0 5,469
FIRST TR ENHANCED EQUITY INC COM 337318109   214,760 13,000 SH   OTR   0 0 13,000
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   312,329 4,282 SH   OTR   0 0 4,282
FORD MTR CO DEL COM 345370860   424,634 33,700 SH   OTR   0 0 33,700
FORTINET INC COM 34959E109   770,138 11,588 SH   OTR   0 0 11,588
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   225,885 50,875 SH   OTR   0 0 50,875
FS KKR CAP CORP COM 302635206   1,895,259 102,446 SH   OTR   0 0 102,446
FULTON FINL CORP PA COM 360271100   162,371 11,749 SH   OTR   0 0 11,749
GENERAL ELECTRIC CO COM NEW 369604301   277,168 2,898 SH   OTR   0 0 2,898
GILEAD SCIENCES INC COM 375558103   205,537 2,477 SH   OTR   0 0 2,477
GLACIER BANCORP INC NEW COM 37637Q105   398,591 9,488 SH   OTR   0 0 9,488
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   292,222 9,816 SH   OTR   0 0 9,816
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   711,360 23,088 SH   OTR   0 0 23,088
HERSHEY CO COM 427866108   1,763,014 6,929 SH   OTR   0 0 6,929
HOME DEPOT INC COM 437076102   1,018,587 3,450 SH   OTR   0 0 3,450
HONEYWELL INTL INC COM 438516106   819,714 4,289 SH   OTR   0 0 4,289
HP INC COM 40434L105   388,038 13,221 SH   OTR   0 0 13,221
HUNTINGTON BANCSHARES INC COM 446150104   271,851 24,272 SH   OTR   0 0 24,272
ILLINOIS TOOL WKS INC COM 452308109   348,620 1,432 SH   OTR   0 0 1,432
INTEL CORP COM 458140100   1,080,205 33,064 SH   OTR   0 0 33,064
INTERNATIONAL BUSINESS MACHS COM 459200101   1,643,174 12,533 SH   OTR   0 0 12,533
INTUIT COM 461202103   448,730 1,006 SH   OTR   0 0 1,006
INTUITIVE SURGICAL INC COM NEW 46120E602   372,940 1,459 SH   OTR   0 0 1,459
INVESCO CURRENCYSHARES CDN D CDN DLR SHS 46138T104   260,784 3,600 SH   OTR   0 0 3,600
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   295,787 7,007 SH   OTR   0 0 7,007
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   365,261 17,560 SH   OTR   0 0 17,560
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   413,899 2,640 SH   OTR   0 0 2,640
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,228,185 15,407 SH   OTR   0 0 15,407
ISHARES GOLD TR ISHARES NEW 464285204   472,618 12,647 SH   OTR   0 0 12,647
ISHARES INC CORE MSCI EMKT 46434G103   30,901,720 633,361 SH   OTR   0 0 633,361
ISHARES INC ESG AWR MSCI EM 46434G863   604,590 19,205 SH   OTR   0 0 19,205
ISHARES INC MSCI EMERG MRKT 464286533   353,696 6,481 SH   OTR   0 0 6,481
ISHARES SILVER TR ISHARES 46428Q109   308,486 13,946 SH   OTR   0 0 13,946
ISHARES TR 0-5 YR TIPS ETF 46429B747   479,884 4,836 SH   OTR   0 0 4,836
ISHARES TR 0-5YR HI YL CP 46434V407   606,102 14,541 SH   OTR   0 0 14,541
ISHARES TR 0-5YR INVT GR CP 46434V100   322,003 6,641 SH   OTR   0 0 6,641
ISHARES TR 1 3 YR TREAS BD 464287457   8,813,089 107,266 SH   OTR   0 0 107,266
ISHARES TR 3 7 YR TREAS BD 464288661   9,580,568 81,432 SH   OTR   0 0 81,432
ISHARES TR AGGRES ALLOC ETF 464289859   400,798 6,302 SH   OTR   0 0 6,302
ISHARES TR CONSER ALLOC ETF 464289883   542,387 15,514 SH   OTR   0 0 15,514
ISHARES TR CORE MSCI EAFE 46432F842   1,756,893 26,281 SH   OTR   0 0 26,281
ISHARES TR CORE MSCI INTL 46435G326   55,567,386 918,924 SH   OTR   0 0 918,924
ISHARES TR CORE MSCI TOTAL 46432F834   4,642,459 74,938 SH   OTR   0 0 74,938
ISHARES TR CORE S&P MCP ETF 464287507   1,349,027 5,392 SH   OTR   0 0 5,392
ISHARES TR CORE S&P SCP ETF 464287804   1,803,280 18,648 SH   OTR   0 0 18,648
ISHARES TR CORE S&P TTL STK 464287150   96,563,656 1,066,412 SH   OTR   0 0 1,066,412
ISHARES TR CORE S&P US GWT 464287671   7,165,093 80,715 SH   OTR   0 0 80,715
ISHARES TR CORE S&P US VLU 464287663   1,044,799 14,161 SH   OTR   0 0 14,161
ISHARES TR CORE S&P500 ETF 464287200   4,117,973 10,017 SH   OTR   0 0 10,017
ISHARES TR CORE TOTAL USD 46434V613   336,664 7,295 SH   OTR   0 0 7,295
ISHARES TR CORE US AGGBD ET 464287226   8,832,612 88,644 SH   OTR   0 0 88,644
ISHARES TR EAFE SML CP ETF 464288273   861,743 14,480 SH   OTR   0 0 14,480
ISHARES TR EAFE VALUE ETF 464288877   6,968,608 143,593 SH   OTR   0 0 143,593
ISHARES TR ESG AW MSCI EAFE 46435G516   389,496 5,421 SH   OTR   0 0 5,421
ISHARES TR ESG AWR MSCI USA 46435G425   437,621 4,838 SH   OTR   0 0 4,838
ISHARES TR ESG AWRE 1 5 YR 46435G243   674,715 28,043 SH   OTR   0 0 28,043
ISHARES TR GLOBAL REIT ETF 46434V647   700,788 30,562 SH   OTR   0 0 30,562
ISHARES TR IBONDS 23 TRM TS 46436E882   202,875 8,177 SH   OTR   0 0 8,177
ISHARES TR IBONDS DEC23 ETF 46434VAX8   494,388 19,626 PRN   OTR   0 0 19,626
ISHARES TR IBONDS DEC24 ETF 46434VBG4   722,557 29,384 PRN   OTR   0 0 29,384
ISHARES TR IBOXX INV CP ETF 464287242   283,308 2,584 SH   OTR   0 0 2,584
ISHARES TR INTL TREA BD ETF 464288117   284,687 7,080 SH   OTR   0 0 7,080
ISHARES TR ISHS 5-10YR INVT 464288638   772,683 15,067 SH   OTR   0 0 15,067
ISHARES TR MBS ETF 464288588   703,494 7,426 SH   OTR   0 0 7,426
ISHARES TR MICRO-CAP ETF 464288869   310,614 2,971 SH   OTR   0 0 2,971
ISHARES TR MODERT ALLOC ETF 464289875   204,839 5,138 SH   OTR   0 0 5,138
ISHARES TR MSCI EAFE ETF 464287465   441,630 6,173 SH   OTR   0 0 6,173
ISHARES TR MSCI EMG MKT ETF 464287234   1,916,208 48,560 SH   OTR   0 0 48,560
ISHARES TR MSCI INTL VLU FT 46435G409   5,730,041 231,143 SH   OTR   0 0 231,143
ISHARES TR MSCI USA MIN VOL 46429B697   232,285 3,193 SH   OTR   0 0 3,193
ISHARES TR MSCI USA MMENTM 46432F396   433,805 3,120 SH   OTR   0 0 3,120
ISHARES TR MSCI USA QLT FCT 46432F339   418,664 3,374 SH   OTR   0 0 3,374
ISHARES TR MSCI USA VALUE 46432F388   2,347,650 25,355 SH   OTR   0 0 25,355
ISHARES TR NATIONAL MUN ETF 464288414   2,464,668 22,875 SH   OTR   0 0 22,875
ISHARES TR PFD AND INCM SEC 464288687   711,096 22,775 SH   OTR   0 0 22,775
ISHARES TR RUS 1000 ETF 464287622   719,460 3,193 SH   OTR   0 0 3,193
ISHARES TR RUS 1000 GRW ETF 464287614   553,941 2,266 SH   OTR   0 0 2,266
ISHARES TR RUS 1000 VAL ETF 464287598   1,927,264 12,657 SH   OTR   0 0 12,657
ISHARES TR RUS 2000 GRW ETF 464287648   3,060,666 13,493 SH   OTR   0 0 13,493
ISHARES TR RUS 2000 VAL ETF 464287630   1,043,821 7,617 SH   OTR   0 0 7,617
ISHARES TR RUS MID CAP ETF 464287499   325,038 4,648 SH   OTR   0 0 4,648
ISHARES TR RUSSELL 2000 ETF 464287655   1,102,652 6,180 SH   OTR   0 0 6,180
ISHARES TR RUSSELL 3000 ETF 464287689   482,120 2,048 SH   OTR   0 0 2,048
ISHARES TR S&P 500 GRWT ETF 464287309   985,415 15,423 SH   OTR   0 0 15,423
ISHARES TR S&P 500 VAL ETF 464287408   811,843 5,348 SH   OTR   0 0 5,348
ISHARES TR S&P MC 400GR ETF 464287606   423,625 5,924 SH   OTR   0 0 5,924
ISHARES TR SELECT DIVID ETF 464287168   692,614 5,910 SH   OTR   0 0 5,910
ISHARES TR SHRT NAT MUN ETF 464288158   3,349,625 31,997 SH   OTR   0 0 31,997
ISHARES TR SP SMCP600VL ETF 464287879   2,176,843 23,259 SH   OTR   0 0 23,259
ISHARES TR TIPS BD ETF 464287176   1,022,044 9,270 SH   OTR   0 0 9,270
ISHARES TR US TREAS BD ETF 46429B267   217,865 9,318 SH   OTR   0 0 9,318
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   200,536 7,419 SH   OTR   0 0 7,419
ISHARES U S ETF TR INT RT HD LONG 46431W812   351,227 15,028 SH   OTR   0 0 15,028
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   730,766 13,384 SH   OTR   0 0 13,384
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   579,127 11,508 SH   OTR   0 0 11,508
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   679,925 13,386 SH   OTR   0 0 13,386
JOHNSON & JOHNSON COM 478160104   1,798,454 11,602 SH   OTR   0 0 11,602
JPMORGAN CHASE & CO COM 46625H100   2,005,468 15,389 SH   OTR   0 0 15,389
KEURIG DR PEPPER INC COM 49271V100   388,997 11,026 SH   OTR   0 0 11,026
KIMBERLY-CLARK CORP COM 494368103   475,666 3,543 SH   OTR   0 0 3,543
KINDER MORGAN INC DEL COM 49456B101   646,372 36,914 SH   OTR   0 0 36,914
L3HARRIS TECHNOLOGIES INC COM 502431109   664,483 3,386 SH   OTR   0 0 3,386
LEIDOS HOLDINGS INC COM 525327102   210,136 2,282 SH   OTR   0 0 2,282
LILLY ELI & CO COM 532457108   879,440 2,560 SH   OTR   0 0 2,560
LOCKHEED MARTIN CORP COM 539830109   1,572,165 3,325 SH   OTR   0 0 3,325
LOWES COS INC COM 548661107   322,560 1,613 SH   OTR   0 0 1,613
LPL FINL HLDGS INC COM 50212V100   6,649,435 32,852 SH   OTR   0 0 32,852
MARATHON OIL CORP COM 565849106   223,050 9,309 SH   OTR   0 0 9,309
MARATHON PETE CORP COM 56585A102   261,537 1,939 SH   OTR   0 0 1,939
MARRIOTT INTL INC NEW CL A 571903202   1,778,122 10,709 SH   OTR   0 0 10,709
MASTERCARD INCORPORATED CL A 57636Q104   417,418 1,148 SH   OTR   0 0 1,148
MCCORMICK & CO INC COM NON VTG 579780206   671,417 8,068 SH   OTR   0 0 8,068
MCDONALDS CORP COM 580135101   1,080,296 3,863 SH   OTR   0 0 3,863
MCKESSON CORP COM 58155Q103   320,445 900 SH   OTR   0 0 900
MEDTRONIC PLC SHS G5960L103   356,267 4,419 SH   OTR   0 0 4,419
MERCANTILE BK CORP COM 587376104   383,626 12,545 SH   OTR   0 0 12,545
MERCK & CO INC COM 58933Y105   658,073 6,185 SH   OTR   0 0 6,185
META PLATFORMS INC CL A 30303M102   783,758 3,698 SH   OTR   0 0 3,698
MICROSOFT CORP COM 594918104   12,136,517 42,096 SH   OTR   0 0 42,096
MONDAY COM LTD SHS M7S64H106   211,270 1,480 SH   OTR   0 0 1,480
MONDELEZ INTL INC CL A 609207105   249,814 3,582 SH   OTR   0 0 3,582
NETFLIX INC COM 64110L106   415,271 1,202 SH   OTR   0 0 1,202
NEXTERA ENERGY INC COM 65339F101   682,891 8,859 SH   OTR   0 0 8,859
NIKE INC CL B 654106103   585,031 4,769 SH   OTR   0 0 4,769
NORTHROP GRUMMAN CORP COM 666807102   578,073 1,252 SH   OTR   0 0 1,252
NOVARTIS AG SPONSORED ADR 66987V109   215,901 2,346 SH   OTR   0 0 2,346
NUSHARES ETF TR ESG LARGE CAP 67092P862   242,337 7,081 SH   OTR   0 0 7,081
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   207,340 7,373 SH   OTR   0 0 7,373
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   348,969 6,260 SH   OTR   0 0 6,260
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   224,126 6,329 SH   OTR   0 0 6,329
NUVEEN AMT FREE MUN CR INC F COM 67071L106   235,091 19,956 SH   OTR   0 0 19,956
NVIDIA CORPORATION COM 67066G104   2,457,706 8,847 SH   OTR   0 0 8,847
OCCIDENTAL PETE CORP COM 674599105   278,189 4,456 SH   OTR   0 0 4,456
ONEOK INC NEW COM 682680103   328,629 5,172 SH   OTR   0 0 5,172
ORACLE CORP COM 68389X105   735,307 7,913 SH   OTR   0 0 7,913
PACER FDS TR US CASH COWS 100 69374H881   590,349 12,574 SH   OTR   0 0 12,574
PACIRA BIOSCIENCES INC COM 695127100   404,019 9,900 SH   OTR   0 0 9,900
PARTNERS BANCORP COM 70213Q108   152,074 19,422 SH   OTR   0 0 19,422
PEPSICO INC COM 713448108   1,517,486 8,324 SH   OTR   0 0 8,324
PFIZER INC COM 717081103   1,040,968 25,513 SH   OTR   0 0 25,513
PHILIP MORRIS INTL INC COM 718172109   806,019 8,287 SH   OTR   0 0 8,287
PHILLIPS 66 COM 718546104   200,012 1,972 SH   OTR   0 0 1,972
PIMCO ETF TR 1-5 US TIP IDX 72201R205   1,055,405 20,678 SH   OTR   0 0 20,678
PIMCO ETF TR INTER MUN BD ACT 72201R866   433,994 8,304 SH   OTR   0 0 8,304
PNC FINL SVCS GROUP INC COM 693475105   2,140,370 16,840 SH   OTR   0 0 16,840
PROCTER AND GAMBLE CO COM 742718109   1,777,127 11,951 SH   OTR   0 0 11,951
PROSHARES TR S&P 500 DV ARIST 74348A467   576,658 6,320 SH   OTR   0 0 6,320
PROSPECT CAP CORP NOTE 6.375% 3/0 74348TAT9   16,720 17,000 PRN   OTR   0 0 17,000
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   579,215 9,274 SH   OTR   0 0 9,274
PUMA BIOTECHNOLOGY INC COM 74587V107   59,390 19,220 SH   OTR   0 0 19,220
QUALCOMM INC COM 747525103   227,061 1,778 SH   OTR   0 0 1,778
QUEST DIAGNOSTICS INC COM 74834L100   200,902 1,420 SH   OTR   0 0 1,420
RAMBUS INC DEL COM 750917106   383,066 7,473 SH   OTR   0 0 7,473
RAVE RESTAURANT GROUP INC COM 754198109   15,840 11,000 SH   OTR   0 0 11,000
SABINE RTY TR UNIT BEN INT 785688102   219,614 3,058 SH   OTR   0 0 3,058
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   327,201 9,402 SH   OTR   0 0 9,402
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   262,284 7,779 SH   OTR   0 0 7,779
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   598,705 11,871 SH   OTR   0 0 11,871
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   557,710 10,154 SH   OTR   0 0 10,154
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   1,057,064 21,719 SH   OTR   0 0 21,719
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,014,332 32,437 SH   OTR   0 0 32,437
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   1,499,626 45,264 SH   OTR   0 0 45,264
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   293,320 6,011 SH   OTR   0 0 6,011
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,922,269 40,171 SH   OTR   0 0 40,171
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,358,095 18,562 SH   OTR   0 0 18,562
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   311,414 4,748 SH   OTR   0 0 4,748
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   315,634 6,524 SH   OTR   0 0 6,524
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   357,501 5,268 SH   OTR   0 0 5,268
SCHWAB STRATEGIC TR US REIT ETF 808524847   265,681 13,624 SH   OTR   0 0 13,624
SCHWAB STRATEGIC TR US TIPS ETF 808524870   865,104 16,136 SH   OTR   0 0 16,136
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   305,232 9,494 SH   OTR   0 0 9,494
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   2,210,057 59,124 SH   OTR   0 0 59,124
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   460,707 3,050 SH   OTR   0 0 3,050
SOUTHWESTERN ENERGY CO COM 845467109   113,180 22,636 SH   OTR   0 0 22,636
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   633,441 1,904 SH   OTR   0 0 1,904
SPDR GOLD TR GOLD SHS 78463V107   999,282 5,454 SH   OTR   0 0 5,454
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,000,963 62,296 SH   OTR   0 0 62,296
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,898,372 9,522 SH   OTR   0 0 9,522
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,457,984 3,180 SH   OTR   0 0 3,180
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   777,073 8,463 SH   OTR   0 0 8,463
SPDR SER TR NUVEEN BLMBRG SH 78468R739   2,386,249 50,184 SH   OTR   0 0 50,184
SPDR SER TR PORTFLI INTRMDIT 78464A672   913,231 31,556 SH   OTR   0 0 31,556
SPDR SER TR PORTFOLI S&P1500 78464A805   1,209,301 23,979 SH   OTR   0 0 23,979
SPDR SER TR PORTFOLIO AGRGTE 78464A649   257,977 10,003 SH   OTR   0 0 10,003
SPDR SER TR PRTFLO S&P500 GW 78464A409   355,436 6,420 SH   OTR   0 0 6,420
SPDR SER TR PRTFLO S&P500 VL 78464A508   202,266 4,967 SH   OTR   0 0 4,967
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,215,734 15,958 SH   OTR   0 0 15,958
STARBUCKS CORP COM 855244109   424,256 4,073 SH   OTR   0 0 4,073
STELLUS CAP INVT CORP COM 858568108   279,010 19,802 SH   OTR   0 0 19,802
STRYKER CORPORATION COM 863667101   20,598,216 72,154 SH   OTR   0 0 72,154
SUN CMNTYS INC COM 866674104   1,748,321 12,410 SH   OTR   0 0 12,410
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   307,441 3,305 SH   OTR   0 0 3,305
TEMPLETON GLOBAL INCOME FD COM 880198106   183,014 41,594 SH   OTR   0 0 41,594
TESLA INC COM 88160R101   2,087,163 10,060 SH   OTR   0 0 10,060
TEXAS INSTRS INC COM 882508104   296,337 1,593 SH   OTR   0 0 1,593
THERMO FISHER SCIENTIFIC INC COM 883556102   456,607 791 SH   OTR   0 0 791
TJX COS INC NEW COM 872540109   1,022,755 13,052 SH   OTR   0 0 13,052
TORO CO COM 891092108   240,661 2,165 SH   OTR   0 0 2,165
TRAEGER INC COMMON STOCK 89269P103   44,844 10,911 SH   OTR   0 0 10,911
TRANE TECHNOLOGIES PLC SHS G8994E103   260,148 1,414 SH   OTR   0 0 1,414
TRAVELCENTERS OF AMERICA INC COM NEW 89421B109   259,500 3,000 SH   OTR   0 0 3,000
TRUST FOR PROFESSIONAL MANAG MAIRS & PWR MINN 89834G836   510,804 22,942 SH   OTR   0 0 22,942
UNION PAC CORP COM 907818108   1,418,802 7,048 SH   OTR   0 0 7,048
UNITED PARCEL SERVICE INC CL B 911312106   1,199,913 6,185 SH   OTR   0 0 6,185
UNITEDHEALTH GROUP INC COM 91324P102   839,912 1,777 SH   OTR   0 0 1,777
VALERO ENERGY CORP COM 91913Y100   210,517 1,508 SH   OTR   0 0 1,508
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   338,954 4,591 SH   OTR   0 0 4,591
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   239,699 1,040 SH   OTR   0 0 1,040
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   236,143 1,609 SH   OTR   0 0 1,609
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,531,582 46,020 SH   OTR   0 0 46,020
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   45,213,909 591,108 SH   OTR   0 0 591,108
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,387,957 59,433 SH   OTR   0 0 59,433
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,437,704 49,830 SH   OTR   0 0 49,830
VANGUARD INDEX FDS GROWTH ETF 922908736   1,990,419 7,979 SH   OTR   0 0 7,979
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   451,963 3,371 SH   OTR   0 0 3,371
VANGUARD INDEX FDS MID CAP ETF 922908629   506,697 2,402 SH   OTR   0 0 2,402
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,339,584 52,258 SH   OTR   0 0 52,258
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   7,411,170 19,706 SH   OTR   0 0 19,706
VANGUARD INDEX FDS SM CP VAL ETF 922908611   11,927,817 75,130 SH   OTR   0 0 75,130
VANGUARD INDEX FDS SMALL CP ETF 922908751   8,327,490 43,930 SH   OTR   0 0 43,930
VANGUARD INDEX FDS TOTAL STK MKT 922908769   25,504,796 124,962 SH   OTR   0 0 124,962
VANGUARD INDEX FDS VALUE ETF 922908744   6,763,292 48,969 SH   OTR   0 0 48,969
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,283,030 61,399 SH   OTR   0 0 61,399
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,937,276 122,209 SH   OTR   0 0 122,209
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   2,069,672 33,956 SH   OTR   0 0 33,956
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   2,072,546 30,559 SH   OTR   0 0 30,559
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,554,414 32,537 SH   OTR   0 0 32,537
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   397,007 9,785 SH   OTR   0 0 9,785
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,108,951 12,041 SH   OTR   0 0 12,041
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   35,329,519 738,802 SH   OTR   0 0 738,802
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   374,884 7,400 SH   OTR   0 0 7,400
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   79,725,595 1,329,646 SH   OTR   0 0 1,329,646
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,643,159 28,069 SH   OTR   0 0 28,069
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,974,308 25,899 SH   OTR   0 0 25,899
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   225,398 3,584 SH   OTR   0 0 3,584
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,957,119 19,199 SH   OTR   0 0 19,199
VANGUARD STAR FDS VG TL INTL STK F 921909768   5,131,081 92,937 SH   OTR   0 0 92,937
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   13,410,059 296,879 SH   OTR   0 0 296,879
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,756,765 16,651 SH   OTR   0 0 16,651
VANGUARD WORLD FD ESG US STK ETF 921910733   339,834 4,739 SH   OTR   0 0 4,739
VANGUARD WORLD FD MEGA GRWTH IND 921910816   598,658 2,927 SH   OTR   0 0 2,927
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   207,091 820 SH   OTR   0 0 820
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   201,841 1,043 SH   OTR   0 0 1,043
VANGUARD WORLD FDS ENERGY ETF 92204A306   306,251 2,681 SH   OTR   0 0 2,681
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   264,871 1,110 SH   OTR   0 0 1,110
VANGUARD WORLD FDS INF TECH ETF 92204A702   880,831 2,285 SH   OTR   0 0 2,285
VERITIV CORP COM 923454102   769,893 5,697 SH   OTR   0 0 5,697
VERIZON COMMUNICATIONS INC COM 92343V104   968,860 24,912 SH   OTR   0 0 24,912
VIATRIS INC COM 92556V106   99,283 10,320 SH   OTR   0 0 10,320
VIRTUS CONVERTIBLE & INC FD COM 92838U108   30,339 10,113 SH   OTR   0 0 10,113
VISA INC COM CL A 92826C839   943,759 4,185 SH   OTR   0 0 4,185
WALMART INC COM 931142103   1,307,012 8,864 SH   OTR   0 0 8,864
WARNER BROS DISCOVERY INC COM SER A 934423104   200,437 13,274 SH   OTR   0 0 13,274
WASTE MGMT INC DEL COM 94106L109   574,075 3,518 SH   OTR   0 0 3,518
WELLS FARGO CO NEW COM 949746101   207,912 5,561 SH   OTR   0 0 5,561
WEYERHAEUSER CO MTN BE COM NEW 962166104   279,719 9,283 SH   OTR   0 0 9,283
WHEATON PRECIOUS METALS CORP COM 962879102   222,692 4,624 SH   OTR   0 0 4,624
WISDOMTREE TR EMG MKTS SMCAP 97717W281   1,790,514 39,102 SH   OTR   0 0 39,102
WISDOMTREE TR INTL SMCAP DIV 97717W760   2,988,396 49,038 SH   OTR   0 0 49,038
WISDOMTREE TR US LARGECAP DIVD 97717W307   304,227 4,918 SH   OTR   0 0 4,918
WISDOMTREE TR US QTLY DIV GRT 97717X669   759,987 12,191 SH   OTR   0 0 12,191
YUM BRANDS INC COM 988498101   458,198 3,469 SH   OTR   0 0 3,469
YUM CHINA HLDGS INC COM 98850P109   208,708 3,292 SH   OTR   0 0 3,292