The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 200 4,821 SH   SOLE 0 0 0 4,821
CENTURYLINK INC COM 156700106 212 16,073 SH   SOLE 0 0 0 16,073
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 634 5,475 SH   SOLE 0 0 0 5,475
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 10,235 373,939 SH   SOLE 0 0 0 373,939
SCHWAB STRATEGIC TR US REIT ETF 808524847 17,645 383,916 SH   SOLE 0 0 0 383,916
DISNEY WALT CO COM DISNEY 254687106 361 2,493 SH   SOLE 0 0 0 2,493
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,233 13,151 SH   SOLE 0 0 0 13,151
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 1,483 51,461 SH   SOLE 0 0 0 51,461
PEPSICO INC COM 713448108 263 1,923 SH   SOLE 0 0 0 1,923
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 4,573 304,642 SH   SOLE 0 0 0 304,642
COSTCO WHSL CORP NEW COM 22160K105 225 764 SH   SOLE 0 0 0 764
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 722 17,962 SH   SOLE 0 0 0 17,962
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 1,022 19,080 SH   SOLE 0 0 0 19,080
AMAZON COM INC COM 023135106 613 332 SH   SOLE 0 0 0 332
QUALCOMM INC COM 747525103 208 2,353 SH   SOLE 0 0 0 2,353
LIBERTY PPTY TR SH BEN INT 531172104 334 5,560 SH   SOLE 0 0 0 5,560
AT&T INC COM 00206R102 462 11,828 SH   SOLE 0 0 0 11,828
APPLE INC COM 037833100 1,964 6,687 SH   SOLE 0 0 0 6,687
VANGUARD WORLD FDS UTILITIES ETF 92204A876 7,639 53,462 SH   SOLE 0 0 0 53,462
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 7,491 48,684 SH   SOLE 0 0 0 48,684
PIMCO ETF TR INV GRD CRP BD 72201R817 4,434 40,325 SH   SOLE 0 0 0 40,325
ISHARES TR MSCI MIN VOL ETF 46429B697 1,794 27,354 SH   SOLE 0 0 0 27,354
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 5,962 108,544 SH   SOLE 0 0 0 108,544
PHILIP MORRIS INTL INC COM 718172109 303 3,564 SH   SOLE 0 0 0 3,564
NIKE INC CL B 654106103 226 2,232 SH   SOLE 0 0 0 2,232
INTEL CORP COM 458140100 209 3,492 SH   SOLE 0 0 0 3,492
US BANCORP DEL COM NEW 902973304 522 8,798 SH   SOLE 0 0 0 8,798
JPMORGAN CHASE & CO COM 46625H100 354 2,539 SH   SOLE 0 0 0 2,539
ISHARES TR US TREAS BD ETF 46429B267 4,677 180,294 SH   SOLE 0 0 0 180,294
SHOPIFY INC CL A 82509L107 223 560 SH   SOLE 0 0 0 560
ISHARES TR RUSSELL 3000 ETF 464287689 263 1,393 SH   SOLE 0 0 0 1,393
INTELLIA THERAPEUTICS INC COM 45826J105 177 12,047 SH   SOLE 0 0 0 12,047
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 631 2,787 SH   SOLE 0 0 0 2,787
ONEOK INC NEW COM 682680103 228 3,008 SH   SOLE 0 0 0 3,008
ISHARES TR BARCLAYS 7 10 YR 464287440 6,788 61,582 SH   SOLE 0 0 0 61,582
ISHARES INC CORE MSCI EMKT 46434G103 3,196 59,454 SH   SOLE 0 0 0 59,454
PROCTER & GAMBLE CO COM 742718109 276 2,211 SH   SOLE 0 0 0 2,211
VANGUARD INDEX FDS VALUE ETF 922908744 8,063 67,272 SH   SOLE 0 0 0 67,272
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 7,725 101,266 SH   SOLE 0 0 0 101,266
SPDR SERIES TRUST S&P BK ETF 78464A797 237 5,014 SH   SOLE 0 0 0 5,014
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,731 83,314 SH   SOLE 0 0 0 83,314
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 15,008 161,535 SH   SOLE 0 0 0 161,535
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 5,190 78,982 SH   SOLE 0 0 0 78,982
TERADATA CORP DEL COM 88076W103 426 15,910 SH   SOLE 0 0 0 15,910
ISHARES TR IBOXX INV CP ETF 464287242 7,077 55,305 SH   SOLE 0 0 0 55,305
CME GROUP INC COM 12572Q105 240 1,198 SH   SOLE 0 0 0 1,198
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 8,594 133,196 SH   SOLE 0 0 0 133,196
ISHARES TR 3 7 YR TREAS BD 464288661 1,592 12,658 SH   SOLE 0 0 0 12,658
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,534 372,703 SH   SOLE 0 0 0 372,703
ISHARES TR USA SIZE FACTOR 46432F370 1,473 15,124 SH   SOLE 0 0 0 15,124
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 216 1,126 SH   SOLE 0 0 0 1,126
ISHARES TR CORE S&P TTL STK 464287150 2,931 40,328 SH   SOLE 0 0 0 40,328
APOLLO GLOBAL MGMT INC COM CL A 03768E105 251 5,257 SH   SOLE 0 0 0 5,257
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 277 3,026 SH   SOLE 0 0 0 3,026
FACEBOOK INC CL A 30303M102 1,135 5,528 SH   SOLE 0 0 0 5,528
SALESFORCE COM INC COM 79466L302 668 4,105 SH   SOLE 0 0 0 4,105
ALTRIA GROUP INC COM 02209S103 223 4,472 SH   SOLE 0 0 0 4,472
CITIGROUP INC COM NEW 172967424 249 3,116 SH   SOLE 0 0 0 3,116
ISHARES TR INTRM TR CRP ETF 464288638 1,116 19,246 SH   SOLE 0 0 0 19,246
VERIZON COMMUNICATIONS INC COM 92343V104 361 5,872 SH   SOLE 0 0 0 5,872
UNITEDHEALTH GROUP INC COM 91324P102 270 920 SH   SOLE 0 0 0 920
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,816 49,735 SH   SOLE 0 0 0 49,735
TESLA INC COM 88160R101 912 2,181 SH   SOLE 0 0 0 2,181
MERCK & CO INC COM 58933Y105 209 2,298 SH   SOLE 0 0 0 2,298
NVIDIA CORP COM 67066G104 204 867 SH   SOLE 0 0 0 867
ISHARES TR CORE MSCI EAFE 46432F842 3,831 58,720 SH   SOLE 0 0 0 58,720
MICROSOFT CORP COM 594918104 1,003 6,358 SH   SOLE 0 0 0 6,358
VANGUARD WORLD FDS INF TECH ETF 92204A702 8,294 33,873 SH   SOLE 0 0 0 33,873
ISHARES US ETF TR SHT MAT BD ETF 46431W507 716 14,249 SH   SOLE 0 0 0 14,249
ISHARES TR CORE S&P MCP ETF 464287507 765 3,717 SH   SOLE 0 0 0 3,717
ISHARES TR MBS ETF 464288588 1,443 13,352 SH   SOLE 0 0 0 13,352
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,709 197,666 SH   SOLE 0 0 0 197,666
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 6,575 64,863 SH   SOLE 0 0 0 64,863
ALPHABET INC CAP STK CL A 02079K305 466 348 SH   SOLE 0 0 0 348
MEDICAL PPTYS TRUST INC COM 58463J304 213 10,069 SH   SOLE 0 0 0 10,069
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 298 5,906 SH   SOLE 0 0 0 5,906
ALPHABET INC CAP STK CL C 02079K107 1,127 843 SH   SOLE 0 0 0 843
ISHARES TR 20 YR TR BD ETF 464287432 7,134 52,655 SH   SOLE 0 0 0 52,655
STAR BULK CARRIERS CORP SHS PAR Y8162K204 128 10,808 SH   SOLE 0 0 0 10,808
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,575 28,543 SH   SOLE 0 0 0 28,543
BANK AMER CORP COM 060505104 296 8,411 SH   SOLE 0 0 0 8,411
NOMURA HLDGS INC SPONSORED ADR 65535H208 145 28,103 SH   SOLE 0 0 0 28,103
ISHARES TR USA QUALITY FCTR 46432F339 2,564 25,384 SH   SOLE 0 0 0 25,384
ISHARES TR CORE S&P500 ETF 464287200 16,945 52,423 SH   SOLE 0 0 0 52,423
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,519 62,194 SH   SOLE 0 0 0 62,194
ISHARES TR GLOBAL TECH ETF 464287291 1,673 7,946 SH   SOLE 0 0 0 7,946
CROWN CASTLE INTL CORP NEW COM 22822V101 244 1,715 SH   SOLE 0 0 0 1,715
ALPHATEC HOLDINGS INC COM NEW 02081G201 644 90,708 SH   SOLE 0 0 0 90,708
SEAGATE TECHNOLOGY PLC SHS G7945M107 209 3,506 SH   SOLE 0 0 0 3,506
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 10,763 179,030 SH   SOLE 0 0 0 179,030
VANGUARD INDEX FDS SM CP VAL ETF 922908611 491 3,583 SH   SOLE 0 0 0 3,583
JOHNSON & JOHNSON COM 478160104 372 2,553 SH   SOLE 0 0 0 2,553
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 7,727 61,613 SH   SOLE 0 0 0 61,613