The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 13,250 511,769 SH   SOLE 0 0 0 511,769
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 5,589 96,248 SH   SOLE 0 0 0 96,248
SCHWAB STRATEGIC TR US REIT ETF 808524847 4,898 117,236 SH   SOLE 0 0 0 117,236
DISNEY WALT CO COM DISNEY 254687106 251 2,395 SH   SOLE 0 0 0 2,395
SPDR S&P 500 ETF TR TR UNIT 78462F103 729 2,688 SH   SOLE 0 0 0 2,688
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 2,159 77,808 SH   SOLE 0 0 0 77,808
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 2,576 176,925 SH   SOLE 0 0 0 176,925
COSTCO WHSL CORP NEW COM 22160K105 265 1,266 SH   SOLE 0 0 0 1,266
SELECT SECTOR SPDR TR ENERGY 81369Y506 5,704 75,118 SH   SOLE 0 0 0 75,118
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 790 15,491 SH   SOLE 0 0 0 15,491
AMAZON COM INC COM 023135106 483 284 SH   SOLE 0 0 0 284
APPLE INC COM 037833100 845 4,565 SH   SOLE 0 0 0 4,565
ISHARES TR USA MOMENTUM FCT 46432F396 1,628 14,836 SH   SOLE 0 0 0 14,836
PIMCO ETF TR INV GRD CRP BD 72201R817 2,437 24,288 SH   SOLE 0 0 0 24,288
ORACLE CORP COM 68389X105 1,056 23,968 SH   SOLE 0 0 0 23,968
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1,996 38,144 SH   SOLE 0 0 0 38,144
PHILIP MORRIS INTL INC COM 718172109 220 2,723 SH   SOLE 0 0 0 2,723
JPMORGAN CHASE & CO COM 46625H100 243 2,336 SH   SOLE 0 0 0 2,336
ISHARES TR CORE S&P SCP ETF 464287804 1,626 19,482 SH   SOLE 0 0 0 19,482
INTELLIA THERAPEUTICS INC COM 45826J105 387 14,147 SH   SOLE 0 0 0 14,147
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 5,455 80,878 SH   SOLE 0 0 0 80,878
SPDR SERIES TRUST S&P BK ETF 78464A797 545 11,559 SH   SOLE 0 0 0 11,559
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 17,636 232,731 SH   SOLE 0 0 0 232,731
TERADATA CORP DEL COM 88076W103 639 15,915 SH   SOLE 0 0 0 15,915
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 15,218 227,845 SH   SOLE 0 0 0 227,845
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 17,584 278,223 SH   SOLE 0 0 0 278,223
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 15,132 457,839 SH   SOLE 0 0 0 457,839
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 5,606 35,226 SH   SOLE 0 0 0 35,226
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 314 4,526 SH   SOLE 0 0 0 4,526
FACEBOOK INC CL A 30303M102 989 5,089 SH   SOLE 0 0 0 5,089
SALESFORCE COM INC COM 79466L302 732 5,363 SH   SOLE 0 0 0 5,363
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,377 25,084 SH   SOLE 0 0 0 25,084
NVIDIA CORP COM 67066G104 209 881 SH   SOLE 0 0 0 881
MICROSOFT CORP COM 594918104 522 5,294 SH   SOLE 0 0 0 5,294
VANGUARD WORLD FDS INF TECH ETF 92204A702 5,857 32,289 SH   SOLE 0 0 0 32,289
ISHARES TR CORE S&P MCP ETF 464287507 1,658 8,514 SH   SOLE 0 0 0 8,514
ALPHABET INC CAP STK CL A 02079K305 388 344 SH   SOLE 0 0 0 344
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 6,392 128,510 SH   SOLE 0 0 0 128,510
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 207 4,910 SH   SOLE 0 0 0 4,910
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,331 25,179 SH   SOLE 0 0 0 25,179
ISHARES TR CORE HIGH DV ETF 46429B663 361 4,244 SH   SOLE 0 0 0 4,244
ISHARES TR CORE S&P500 ETF 464287200 1,802 6,599 SH   SOLE 0 0 0 6,599
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,506 64,080 SH   SOLE 0 0 0 64,080
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 14,559 274,071 SH   SOLE 0 0 0 274,071
JOHNSON & JOHNSON COM 478160104 355 2,926 SH   SOLE 0 0 0 2,926
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 5,899 53,969 SH   SOLE 0 0 0 53,969