EX-99.2 9 s137206_ex99-2sch2.htm SCHEDULE 2 - CREDIT FINDINGS REPORT

Exhibit 99.2 Schedule 2

 

LOAN_NUMBER ALT_LOAN_ID POOL_ID REVIEW_TYPE LAST_UPDATE FINDING_NUM FINDING_TYPE SECURITIZATION FINDING_STATUS SECURITIZATION_GRADE CREDIT_GRADE FINDING TYPE FINDING_DESC FINDING_LENDER_RESPONSE FINDING_RESOLUTION INITIAL GRADE COUNT
XX 411151007 FLOW POST-CLOSE 3/XX/2022  6:33:11 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE.   20220303/CA: RECEIVED C 1
XX 411151007 FLOW POST-CLOSE 3/XX/2022  6:33:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION.   20220303/CA: RECEIVED D 1
XX 411151007 FLOW POST-CLOSE 3/XX/2022  6:33:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT (PENDING CONDITION UPON TITLE)    20220303/CA: RECEIVED D 1
XX 411151007 FLOW POST-CLOSE 3/XX/2022  6:33:11 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $5,134.39  LIQUIDITY < $ 6,893.91 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220303/CA: RECEIVED C 1
XX 411151007 FLOW POST-CLOSE 3/XX/2022  6:33:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE.   20220303/CA: RECEIVED D 1
XX 411151007 FLOW POST-CLOSE 3/XX/2022  6:33:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING  TAX CERTIFICATION   20220303/CA: RECEIVED D 1
XX 411151007 FLOW POST-CLOSE 3/XX/2022  6:33:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING EVIDENCE OF FORM W-9   20220316/CA:RECEIVED D 1
XX 411151007 FLOW POST-CLOSE 3/XX/2022  6:33:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING EVIDENCE OF SETTLEMENT STATEMENT   20220314/CA: RECEIVED D 1
XX 411151007 FLOW POST-CLOSE 3/XX/2022  6:33:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING MORTGAGE  MISSING MORTGAGE / DOT, AND ASSIGNMENT OF RENTS   20220316/CA:RECEIVED D 1
XX 411151006 FLOW POST-CLOSE 3/XX/2022  4:59:28 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - POLICY PROVIDED EXPIRES WITHIN 6 DAYS OF CLOSING AND THE LOAN FILE DOES NOT CONTAIN VERIFICATION THAT THE RENEWAL PREMIUM WAS PAID AT OR PRIOR TO CLOSING ON A REFINANCE TRANSACTION. LOAN CLOSED ___/___/____, POLICY EXPIRATION DATE IS 8/XX/22 20220306/CA:TCP WAIVED. RENEWAL NOT NEEDED YET C 1
XX 411151006 FLOW POST-CLOSE 3/XX/2022  4:59:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220306/CA:RECEIVED D 1
XX 411151006 FLOW POST-CLOSE 3/XX/2022  4:59:28 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OCCUPANCY CERTIFICATE BUSINESS PURPOSE AFFIDAVIT NOT INTIALED AT ITEM 7   20220317/CA:RECEIVED C 1
XX 411151006 FLOW POST-CLOSE 3/XX/2022  4:59:28 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 92  DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20220317/CA:RECEIVED C 1
XX 411151006 FLOW POST-CLOSE 3/XX/2022  4:59:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20220317/CA:RECEIVED D 1
XX 411151009 FLOW POST-CLOSE 3/XX/2022  8:09:32 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220311/CA:TITLE REFLECTS PROPERT IS OWNED FREE AND CLEAR D 1
XX 410051098 FLOW POST-CLOSE 3/XX/2022  5:19:46 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220302/CA:RESCIND- NO LIEN STATED ON TITLE D 1
XX 410051098 FLOW POST-CLOSE 3/XX/2022  5:19:46 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD INSURANCE MISSING FLOOD INSURANCE 20220307/CA:RECEIVED FLOOD QUOTE- PLEASE PROVIDE ACTUAL INSURANCE DEC PAGE AND PROOF OF PAYMENT 20220317/CA:RECEIVED D 1
XX 410051096 FLOW POST-CLOSE 3/XX/2022  8:03:11 AM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220302/CA:RESCIND PROPERTY IS OWNED FREE AND CLEAR D 1
XX 410051096 FLOW POST-CLOSE 3/XX/2022  8:03:11 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE. TITLE INSURANCE IN FILE IS CORRUPT  20220302/CA: TCOMM RECEIVED; PROPOSED INSURED IS < LOAN AMOUNT 20220310/CA:RECEIVED D 1
XX 410051106 FLOW POST-CLOSE 3/XX/2022  6:25:44 AM XX GUIDES CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20220309/CA: RECEIVED C 1
XX 410051106 FLOW POST-CLOSE 3/XX/2022  6:25:44 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT/OWNERSHIP PERCENTAGE FOR XX 20220309/CA: RECEIVED OA; UNABLE TO REVIEW - FILE CORRUPTED 20220311/CA:RECEIVED D 1
XX 410051106 FLOW POST-CLOSE 3/XX/2022  6:25:44 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220310/CA:RECEIVED D 1
XX 410051106 FLOW POST-CLOSE 3/XX/2022  6:25:44 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 93 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. ALL BORROWERS   20220309/TCP: WAIVED - ALLOWED UP TO 180 DAYS  SEASONED FOR A REPEAT BORROWER- CREDIT REPORT ONLY C 1
XX 410051106 FLOW POST-CLOSE 3/XX/2022  6:25:44 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 93 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK. ALL BORROWERS   20220309/CA: RECEIVED C 1
XX 410051106 FLOW POST-CLOSE 3/XX/2022  6:25:44 AM XX GUIDES CREDIT RESCIND A A MAX LTV 80% LTV > 70% MAX LTV DUE TO -10% LTV REDUCTION FOR DSCR 1.00 - 1.09 20220310/CA:PLEASE UPLOAD WAIVER TO BOX 20220311/CA:DSCR CONDITION MADE AS 0.99 IS BELOW THE MINIMUM ALLOWED.  C 1
XX 410051106 FLOW POST-CLOSE 3/XX/2022  6:25:44 AM XX GUIDES CREDIT RESCIND A A INSUFFICIENT DSCR DSCR 0.99 <1.00 MINIMUM PER GUIDELINES   20220321/CA:DSCR PASSES AS HOA IS $350 ANNUALLY NOT MONTHLY C 1
XX 410051107 FLOW POST-CLOSE 3/XX/2022  12:48:54 AM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED PROPOSED INSURED.    20220310/CA:RECEIVED C 1
XX 410051107 FLOW POST-CLOSE 3/XX/2022  12:48:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT. 20220310/CA:OPERATING AGREEMENT PROVIDED IS MISSING A PERCENTAGE OF OWNERSHIP AND IS MISSING A SIGNATURE PAGE.  20220311/CA:RECEIVED    D 1
XX 410051107 FLOW POST-CLOSE 3/XX/2022  12:48:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE.   20220310/CA:RECEIVED D 1
XX 410051107 FLOW POST-CLOSE 3/XX/2022  12:48:54 AM XX GUIDES CREDIT CLEAR A A MISSING SOCIAL SECURITY NUMBER  SOCIAL SECURITY NUMBER DISCREPANCY FROM APPLICATION TO CREDIT REPORT FOR XX. PROVIDE DIFINITIVE PROOF OF CORRECT SSN   20220311/CA:RECEIVED SSN CARD C 1
XX 410051107 FLOW POST-CLOSE 3/XX/2022  12:48:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING PROTECTION LETTER.   20220310/CA:RECEIVED D 1
XX 410051107 FLOW POST-CLOSE 3/XX/2022  12:48:54 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 97 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220311/TCP WAIVED FOR REPEAT BORROWER UP TO 180DAYS C 1
XX 410051107 FLOW POST-CLOSE 3/XX/2022  12:48:54 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 97 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220310/CA:RECEIVED C 1
XX 410051076 FLOW POST-CLOSE 3/XX/2022  6:54:07 AM XX GUIDES CREDIT RESCIND A A INSUFFICIENT LEASE AGREEMENT LEASE IS NOT IN BORROWING ENTITY NAME. LANDLORD SHOWS XX    20220223/CA:RESCINDING CONDITION  C 1
XX 410051076 FLOW POST-CLOSE 3/XX/2022  6:54:07 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20220218/CA:RECEIVED D 1
XX 410051076 FLOW POST-CLOSE 3/XX/2022  6:54:07 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20220215/CA: RECEIVED D 1
XX 410051076 FLOW POST-CLOSE 3/XX/2022  6:54:07 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220214/CA:RECEIVED D 1
XX 410051076 FLOW POST-CLOSE 3/XX/2022  6:54:07 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PROPERTY MANAGEMENT AGREEMENT MISSING PROPERTY MANAGEMENT AGREEMENT BETWEEN BORROWING ENTITY AND XX WHO IS THE LANDLORD STATED ON LEASE AGREEMENTS TO TIE LEASES TO BORROWER 20220302/CA:CLAUSE IS NOT SUFFICIENT. PLEASE PROVIDE PROPERTY MANAGEMENT AGREEMENT 20220302/CA: RECEIVED D 1
XX 410051076 FLOW POST-CLOSE 3/XX/2022  6:54:07 AM XX GUIDES CREDIT CLEAR A A MAX LTV 92.73% LTV > 75% MAX ALLOWED. XX APPROVAL REQUIRED. HIGHER LTV IS BECAUSE WE ARE USING THE SITUS VALUE OF $XX AS THE VARIANCE IS GREATER THAN 10% FROM THE APPRAISAL VALUE OF $XX   20220311/CA:LTV PASSES C 1
XX 410051086 FLOW POST-CLOSE 3/XX/2022  7:45:45 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDTY  $0.00 LIQUIDITY < $5,221.67 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220215/CA: RECEIVED D 1
XX 410051086 FLOW POST-CLOSE 3/XX/2022  7:45:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA.    20220217/CA: RECEIVED D 1
XX 410051086 FLOW POST-CLOSE 3/XX/2022  7:45:45 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT- MISSING RENTAL LOSS COVERAGE.    20220215/CA: RECEIVED D 1
XX 410051086 FLOW POST-CLOSE 3/XX/2022  7:45:45 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER CLOSING PROTECTION LETTER IS MISSING LENDER ISAOA.    20220215/CA: RECEIVED D 1
XX 410051086 FLOW POST-CLOSE 3/XX/2022  7:45:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING W9 FOR XX   20220307/CA:RECEIVED D 1
XX 410051086 FLOW POST-CLOSE 3/XX/2022  7:45:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO SHOW PROOF OF OWNERSHIP FOR LIQUIDITY PROVIDED.   20220307/CA:RECEIVED D 1
XX 410051086 FLOW POST-CLOSE 3/XX/2022  7:45:45 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 63 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220307/CA:RECEIVED C 1
XX 410051086 FLOW POST-CLOSE 3/XX/2022  7:45:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT   20220307/CA:RECEIVED D 1
XX 410051082 FLOW POST-CLOSE 3/XX/2022  11:59:13 AM XX GUIDES CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT FOR ACCOUNT ENDING IN XX FOR DEC. & FOR WELLS ACCOUNT ENDING IN XX JAN STATEMENT.   20220215/CA: RECEIVED C 1
XX 410051082 FLOW POST-CLOSE 3/XX/2022  11:59:13 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE PROVIDED IS NOT ON THE BORROWER NAME OR ENTITY NAME.    20220215/CA: RECEIVED D 1
XX 410051082 FLOW POST-CLOSE 3/XX/2022  11:59:13 AM XX MISSING DOCS CREDIT WAIVED B B AGE OF CREDIT REPORT 116 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220217/TCP: PLEASE WAIVE WITH XX CONSENT. XX APPROVES. D 1
XX 410051082 FLOW POST-CLOSE 3/XX/2022  11:59:13 AM XX MISSING DOCS CREDIT CLEAR A A AGE OF BACKGROUND CHECK 116 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220215/CA: RECEIVED D 1
XX 410051082 FLOW POST-CLOSE 3/XX/2022  11:59:13 AM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT.    20220215/CA: RESCINDED D 1
XX 410051048 FLOW POST-CLOSE 2/XX/2022  10:20:55 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE AGREEMENT-EXPIRED FOR SUBJECT PROPERTIES XX  20220211/CA: SUFFICIENT LEASE AGREEMENTS ARE STILL REQUIRED. PLEASE PROVIDE CURRENT LEASE AGREEMENTS OR TENANT ESTOPPELS FOR: XX, XX, XX, XXT, XX, XX, XX, XX & XX.
20220131/ACP: properties are currently leased and were leased at the time of closing
20220121/CA: FINANCIALS DOC PROVIDED IS INSUFFICENT. LEASE DOES NOT REFLECT MONTH TO MONTH AFTER LEASE EXPIRATION VERBIAGE. PROVIDE LEASE RENEWAL/UPDATED LEASE AGREEMENTS.  		 20220211/CA: PARAGRAPH 18 OF LEASES REFLECTS SUFFICIENT EXTENSION VERBIAGE.  D 1
XX 410051048 FLOW POST-CLOSE 2/XX/2022  10:20:55 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERT FOR SUBJECT PROPERTIES XX   20220110/CA:RECEIVED D 1
XX 410051048 FLOW POST-CLOSE 2/XX/2022  10:20:55 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD INSURANCE MISSING EVIDENCE OF FLOOD INSURANCE-XX.    20220205/CA:RECEIVED D 1
XX 410051048 FLOW POST-CLOSE 2/XX/2022  10:20:55 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT-ALL SUBJECT PROPERTIES.    20220205/CA:RECEIVED D 1
XX 410051048 FLOW POST-CLOSE 2/XX/2022  10:20:55 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $1,178,800.00 TITLE INSURANCE COVERAGE < $1,184,400.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220205/CA:RECEIVED D 1
XX 410051048 FLOW POST-CLOSE 2/XX/2022  10:20:55 AM XX MISSING DOCS CREDIT WAIVED B B INSUFFICIENT LIQUIDTY  $11,240.61 LIQUIDITY < $46,552.12 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20220224/CA: 10% OF CAHS OUT PROCEEDS USED FOR LIQUIDITY PER EMAIL HOWEVER LIQUIDITY $40,947.54 < $46,552.12 MINIMUM REQUIRED PER TCP UNDERWRITING GUIDELINES. PROVIDE ADDITIONAL ASSETS
20220223/CA: TCP TO PROVIDE FINAL HUD FOR 2021TNPORT-30R 20220218/ca: XX APPROVAL/OR ASSET DOCUMENTS WERE NOT AVAILABLE IN EC BOX
20220208/CA: RECEIVED HUD FROM ANOTHER LOAN CLOSED ON 12/XX/21 AND FUNDS TO BORROWER REQUESTED TO BE USED AS LIQUIDITY- XX TO APPROVE
20220110/CA: $8,029.75 < $64,478.97 REQUIRED PROVIDE ADDITIONAL ASSETS;
20220128/CA: $11,240.61 < $45,989.62 MIN REQUIRED. PROVIDE ADDITIONAL PROOF OF ASSETS. 		 20220225/CA: USING 100% LIQUIDITY, LIQUIDITY REQUIREMENT MET. WAIVED DUE TO GUIDELINE VIOLATION 20220225/TCP: Please use attached HUD and use 100% proceeds for liquidity.  D 1
XX 410051048 FLOW POST-CLOSE 2/XX/2022  10:20:55 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE FOR ALL SUBJECT PROPERTIES - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA.   20220110/CA:RECEIVED D 1
XX 410051048 FLOW POST-CLOSE 2/XX/2022  10:20:55 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LANDLORD ON LEASES IS AMS REALTY. PROVIDE A PROPERTY MANAGEMENT DOCUMENT CONNECTING THEM TO OUR BORROWER.    20220118/CA:RECEIVED D 1
XX 410051048 FLOW POST-CLOSE 2/XX/2022  10:20:55 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 96 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR ALL XX ACCOUNTS   20220110/CA:RECEIVED C 1
XX 410051048 FLOW POST-CLOSE 2/XX/2022  10:20:55 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT AS DOCUMENT PROVIDED SAYS ESTIMATED REFINANCE STATEMENT AND IS NOT SIGNED BY THE SETTLEMENT AGENT.  20220208/CA:RECEIVED FINAL SETTLMENT STATEMENT HOWEVER SAME IS UNSIGNED BY BORROWING ENTITY 20220211/CA: SETTLEMENT STATEMENT SIGNED BY AGENT IS ACCEPTABLE D 1
XX 410051048 FLOW POST-CLOSE 2/XX/2022  10:20:55 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 96 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220201/TCP: Allowed for repeat borrowers for up to 180-days for Credit Reports only C 1
XX 410051048 FLOW POST-CLOSE 2/XX/2022  10:20:55 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL HUD FOR DEAL: XX TO VERIFY CASH OUT PROCEEDS TO USE TOWARDS LIQUIDITY. XX TO OPINE 20220224/CA: REVERETED BACK TO OPEN. DOC TITLED "SIGNED CD" WAS ESTIMATED REFI HUD 20220225/CA: RECEIVED D 1
XX 410051087 FLOW POST-CLOSE 3/XX/2022  10:19:59 AM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 258 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220219/CA:RECEIVED C 1
XX 410051087 FLOW POST-CLOSE 3/XX/2022  10:19:59 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 161 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220219/CA:RECEIVED C 1
XX 410051087 FLOW POST-CLOSE 3/XX/2022  10:19:59 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX WHICH IS 100% OWNER OF XX   20220219/CA:RECEIVED D 1
XX 410051087 FLOW POST-CLOSE 3/XX/2022  10:19:59 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 68 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220219/CA:RECEIVED C 1
XX 410051087 FLOW POST-CLOSE 3/XX/2022  10:19:59 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT PURCHASE AGREEMENT  MISSING ADDENDUM TO PURCHASE AGREEMENT EXTENDING THE CLOSING DATE    20220219/CA:RECEIVED D 1
XX 410051087 FLOW POST-CLOSE 3/XX/2022  10:19:59 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING W9.   20220310/CA:RECEIVED D 1
XX 410051071 FLOW POST-CLOSE 2/XX/2022  1:32:49 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICENT HAZARD INSURANCE. INSURANCE DOC PROVIDED IS A QUOTE. PROVIDE UPDATED HAZARD INSURANCE   20220228/CA:RECEIVED C 1
XX 410051071 FLOW POST-CLOSE 2/XX/2022  1:32:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220214/CA:RECEIVED D 1
XX 410051071 FLOW POST-CLOSE 2/XX/2022  1:32:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING PROOF OF EIN    20220302/CA:RECEIVED D 1
XX 410051071 FLOW POST-CLOSE 2/XX/2022  1:32:49 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $4694.49 LIQUIDITY < $18,117.75 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220214/CA:RECEIVED C 1
XX 410051071 FLOW POST-CLOSE 2/XX/2022  1:32:49 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 96 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220228/CA:RECEIVED C 1
XX 410051071 FLOW POST-CLOSE 2/XX/2022  1:32:49 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 96  DAYS AGE OF CREDIT REPORT >90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20220302/CA:REPEAT BORROWER C 1
XX 410051024 FLOW POST-CLOSE 2/XX/2022  11:06:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING TWO MONTHS BANK STATEMENTS 20220118/CA: 79 DAYS AGED BANK STATEMENTS > 60 DAYS MAX. PROVIDE UPDATED BANK STATEMENTS
20211220/CA:RECEIVED		 20220209/CA: RECEIVED D 1
XX 410051024 FLOW POST-CLOSE 2/XX/2022  11:06:31 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $135,000  TITLE INSURANCE COVERAGE < $ 172,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211206/CA: RECEIVED UPDATED LOAN POLICY AMOUNT C 1
XX 410051024 FLOW POST-CLOSE 2/XX/2022  11:06:31 AM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWING ENTITY. PROVIDE UPDATED TITLE INSURANCE 20211220/CA:PLEASE CORRECT UPDATED TITLE TO REFLECT BORROWING ENTITY AS INSURED.
20211206/CA: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PLEASE UPDATE WITH BORROWING ENTITY NAME.		 20211222/CA:RECEIVED C 1
XX 410051024 FLOW POST-CLOSE 2/XX/2022  11:06:31 AM XX GUIDES CREDIT CLEAR A A MAX LTV 83.90% LTV > 80% LTV MAXIMUM. XX APPROVAL REQUIRED. 20211220/CA:PLEASE UPLOAD WAIVER TO BOX 20220118/CA: UPDATED DATA TAPE WITH REDUCED LOAN AMT $XX PROVIDED. ACTUAL LOV NOW 80% C 1
XX 410051024 FLOW POST-CLOSE 2/XX/2022  11:06:31 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LEASE AGREEMENT $500 UNIT 3 & $550 UNIT 2 MARKET RENTS < $600 MIN REQUIRED   20211124/TCP: WAIVER CONDITIONAL - FICO is 764 and DSCR is 1.63. Waiver for rents approved subject to the value being supported C 1
XX 410051024 FLOW POST-CLOSE 2/XX/2022  11:06:31 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 103 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211231/CA:RECEIVED C 1
XX 410051024 FLOW POST-CLOSE 2/XX/2022  11:06:31 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 103 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20220111/TCP: WAIVER Approved for up to 180-days for a repeat borrower for the credit report only.  FICO 720+ DSCR 1.6897 C 1
XX 410051024 FLOW POST-CLOSE 2/XX/2022  11:06:31 AM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 93 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220214/CA:RECEIVED D 1
XX 410051024 FLOW POST-CLOSE 2/XX/2022  11:06:31 AM XX MISSING DOCS CREDIT WAIVED B B AGE OF CREDIT REPORT 146 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20220209/TCP: XX APPROVED UP TO 180 DAYS D 1
XX 410051064 FLOW POST-CLOSE 3/XX/2022  4:27:04 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CERTIFICATE OF GOOD STANDING ENTITY NAME SHOWS UP UNDER DELAWARE STATE AND GEORGIA STATE CORPORATIONS. ENTITY REVOKED PER UPDATED GOOD STANDING OF GEORGIA STATE. PROVIDE UPDATED ENTIITY GOOD STANDING FOR DELAWARE STATE.   20220208/CA:RECEIVED D 1
XX 410051064 FLOW POST-CLOSE 3/XX/2022  4:27:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OFAC OFAC SEARCH FOR BOTH GUARANTORS DATED 4/XX/2021> 90 DAYS ALLOWED PER GUIDELINE. PROVIDE UPDATED OFAC.   20220201/CA: RECEIVED D 1
XX 410051064 FLOW POST-CLOSE 3/XX/2022  4:27:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ENTITY ARTICLES OF INCORPORATION   20220201/CA: RECEIVED D 1
XX 410051064 FLOW POST-CLOSE 3/XX/2022  4:27:04 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE 20220128/CA:RECEIVED SAME HOI AS IN FILE. PLEASE PROVIDE UPDATE DEC PAGE REFLECTING THE BORROWING ENTITY AS INSURED 20220201/CA: RECEIVED D 1
XX 410051064 FLOW POST-CLOSE 3/XX/2022  4:27:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS  MISSING EVIDENCE OF LIQUIDITY   20220128/CA:RECEIVED D 1
XX 410051064 FLOW POST-CLOSE 3/XX/2022  4:27:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE AGREEMENT   20220128/CA:RECEIVED D 1
XX 410051064 FLOW POST-CLOSE 3/XX/2022  4:27:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220128/CA:RECEIVED D 1
XX 410051064 FLOW POST-CLOSE 3/XX/2022  4:27:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220128/CA:RECEIVED D 1
XX 410051064 FLOW POST-CLOSE 3/XX/2022  4:27:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERT   20220128/CA:RECEIVED D 1
XX 410051064 FLOW POST-CLOSE 3/XX/2022  4:27:04 PM XX MISSING DOCS CREDIT WAIVED B B INSUFFICIENT OPERATING AGREEMENT INSUFFICIENT BY LAWS: BY LAWS ARE MISSING PERCENTAGE OF OWNERSHIP BREAKDOWN. PROVIDE UPDATED BY LAWS    20220201/TCP: WAIVED, Exception approved for the below findings.The documentation provided and discussions between our teams has gotten us comfortable that XX and XX are the owners of the companies involved in the transaction and therefore meet
the XX guidelines related to guarantor ownership %.		 D 1
XX 410051064 FLOW POST-CLOSE 3/XX/2022  4:27:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $97265.02  LIQUIDITY < $184712.86MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220211/CA:RECEIVED STMNTS FOR ADDITIONAL BANK ACCOUNT C 1
XX 410051064 FLOW POST-CLOSE 3/XX/2022  4:27:04 PM XX MISSING DOCS CREDIT WAIVED B B MISSING LEASE AGREEMENT MISSING LEASE OR RENT RANGE FOR VACANT UNIT 20220201:/CA RENTOMETER IS NOT AN APPORVED THIRD PARTY PROVIDER. PROVIDE RENT ESTIMATE FROM RENTRANGE, SUMMIT, OR SITUS 20220208/TCP WAIVED- APPROVED FOR USE THIS TIME BY TCP- SEE EMAIL 9/XX/2021 FROM XX D 1
XX 410051064 FLOW POST-CLOSE 3/XX/2022  4:27:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT DSCR DSCR 0.95 < 1.00 MINIMUM REQUIRED. XX APPROVAL REQUIRED (FOREIGN NATIONAL) 20220302/CA:RECEIVED SIZER WHICH INDICATES SAME INFORMATION IN FILE. XX APPROVAL REQUIRED TO CLEAR CONDITION. 20220302/CA: RECEIVED UPDATED EOI. DSCR IS NOW 1.05  C 1
XX 410051064 FLOW POST-CLOSE 3/XX/2022  4:27:04 PM XX GUIDES CREDIT CLEAR A A MISSING EXECUTED LOAN PACKAGE INSUFFICIENT CLOSING DOCS, ALL CLOSING DOCS ARE INCOMPLETE AND MISSING MIDDLE PAGES, ALL CLOSING DOCS ARE ONLY SIGNED BY ONE GUARANTOR.  20220223/CA:MISSING XX's SIGNATURE ON ALL CLOSING DOCS: SETTLEMENT STATEMENT; NOTE; OCCUPANCY CERT; GUARANTY; LEASES AND RENTS; AND SECURITY DEED. RECEIVED MISSING MIDDLE PAGES TO REQUIRED DOCUMENTS.  20220228/CA:RECEIVED C 1
XX 410051067 FLOW POST-CLOSE 3/XX/2022  11:41:17 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INSUFFICIENT LEASE (MISSING EVIDENCE OF BORROWING ENTITY ON LEASE AS LANDLORD)   20220208/CA:RECEIVED PROPERTY MANAGEMENT AGMNT C 1
XX 410051067 FLOW POST-CLOSE 3/XX/2022  11:41:17 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 91 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT FOR BOTH GUARANTORS XX AND XX.  20220307/CA:RECEIVED UPDATED BACKGROUND CHECK FOR XX- NEED UPDATED CREDIT REPORT FOR ALL GUARANTORS.
20220302/CA: DOCUMENT NOT AVAILABLE IN EC BOX		 20220311/CA:TCP WAIVED; REPEAT BORROWERS C 1
XX 410051067 FLOW POST-CLOSE 3/XX/2022  11:41:17 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN   20220208/CA:RECEIVED D 1
XX 410051067 FLOW POST-CLOSE 3/XX/2022  11:41:17 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220208/CA:RECEIVED D 1
XX 410051067 FLOW POST-CLOSE 3/XX/2022  11:41:17 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 91 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED FOR XX. PROVIDE UPDATED BACKGROUND CHECK.   20220302/CA: RECEIVED C 1
XX 410051067 FLOW POST-CLOSE 3/XX/2022  11:41:17 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT OPERATING AGREEMENT IS NOT SIGNED   20220208/CA:RECEIVED C 1
XX 410051067 FLOW POST-CLOSE 3/XX/2022  11:41:17 AM XX GUIDES CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE COVERAGE AND PREMIUM REGARDING XX ADDRESS 20220208/CA:RECEIVED HOI HOWEVER SAME DOES NOT STATE THE ANNUAL PREMIUM AMOUNT PAYABLE PLEASE PROVIDE SAME AND PROOF OF PAYMENT 20220302/CA: RECEIVED C 1
XX 410051069 FLOW POST-CLOSE 3/XX/2022  4:14:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX   20220211/CA:RECEIVED D 1
XX 410051069 FLOW POST-CLOSE 3/XX/2022  4:14:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR (XX) TO SHOW PROOF OF OWNERSHIP FOR LIQUIDITY   20220211/CA:RECEIVED D 1
XX 410051069 FLOW POST-CLOSE 3/XX/2022  4:14:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT  OR RENT RANGE FOR VACANT UNIT   20220218/CA:RECEIVED D 1
XX 410051069 FLOW POST-CLOSE 3/XX/2022  4:14:29 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 69 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220211/CA:RECEIVED C 1
XX 410051069 FLOW POST-CLOSE 3/XX/2022  4:14:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220219/CA:RECEIVED D 1
XX 410051069 FLOW POST-CLOSE 3/XX/2022  4:14:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATIONS   20220211/CA:RECEIVED D 1
XX 410051069 FLOW POST-CLOSE 3/XX/2022  4:14:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND REPORTS FOR BOTH GUARANTORS   20220211/CA:RECEIVED D 1
XX 410051069 FLOW POST-CLOSE 3/XX/2022  4:14:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF  HAZARD INSURANCE 20220211/CA:RECEIVED HOI HOWEVER PROPOSED INSURED DOES NOT MATCH OUR ENTITY EXACTLY. SHOULD SAY XX  20220307/CA:RECEIVED D 1
XX 410051069 FLOW POST-CLOSE 3/XX/2022  4:14:29 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LANDLORD ON THE LEASE IS XX. REQUESTING PROPERTY MGT DOCUMENT TO CONNECT THEM TO OUR BORROWER   20220307/CA:RECEIVED D 1
XX 410051069 FLOW POST-CLOSE 3/XX/2022  4:14:29 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDTY  $10,156.02 LIQUIDITY < $ 11,884.98 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20220307/RECEIVED STMENT FOR 11/XX/21 AND 1/XX/2022 NEED STMENT FOR 12/XX/2021 20220316/CA:RECEIVED C 1
XX 410051069 FLOW POST-CLOSE 3/XX/2022  4:14:29 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 102 DAYS AGE OF CREDIT CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT CHECK FOR BOTH GUARANTORS.   20220308/CA: WAIVED C 1
XX 410051069 FLOW POST-CLOSE 3/XX/2022  4:14:29 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 102  DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220307/CA:RECEIVED C 1
XX 410051083 FLOW POST-CLOSE 3/XX/2022  1:18:44 PM XX MISSING DOCS CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK FOR XX REFLECTS UNSPECIFIED CRIMINAL OFFENSES DATED 7/XX/2010. MISSING PROOF OF THE NATURE OF THE NATURE OF THE OFFENSE(S)   20220219/CA:LOE PROVIDED. TRAFFIC RELATED D 1
XX 410051083 FLOW POST-CLOSE 3/XX/2022  1:18:44 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $172,300 HAZARD INSURANCE COVERAGE < $175,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE.   20220302/CA:RECEIVED D 1
XX 410051083 FLOW POST-CLOSE 3/XX/2022  1:18:44 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20220302/CA:RECEIVED D 1
XX 410051083 FLOW POST-CLOSE 3/XX/2022  1:18:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20220310/CA:RECEIVED D 1
XX 410051083 FLOW POST-CLOSE 3/XX/2022  1:18:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220228/CA:RECEIVED D 1
XX 410051083 FLOW POST-CLOSE 3/XX/2022  1:18:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER 20220219/CA:PROPOSED INSURED DOES NOT MATCH THE BORROWER ENTITY 20220310/CA:RECEIVED D 1
XX 410051083 FLOW POST-CLOSE 3/XX/2022  1:18:44 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LANDLORD ON THE LEASE IS XX PROPERTY MGT DOCUMENT SHOWING CONNECTION TO OUR BORROWER   20220310/CA:RECEIVED D 1
XX 410051083 FLOW POST-CLOSE 3/XX/2022  1:18:44 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 77 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220315/CA:RECEIVED C 1
XX 410051068 FLOW POST-CLOSE 3/XX/2022  5:57:05 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD INSURANCE IS MISSING ANNUAL PREMIUM.    20220302/CA:RECEIVED C 1
XX 410051068 FLOW POST-CLOSE 3/XX/2022  5:57:05 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20220211/CA:RECEIVED D 1
XX 410051068 FLOW POST-CLOSE 3/XX/2022  5:57:05 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220211/CA:RECEIVED D 1
XX 410051068 FLOW POST-CLOSE 3/XX/2022  5:57:05 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220219/CA:RECEIVED D 1
XX 410051068 FLOW POST-CLOSE 3/XX/2022  5:57:05 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATION   20220211/CA:RECEIVED D 1
XX 410051068 FLOW POST-CLOSE 3/XX/2022  5:57:05 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 61 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220321/CA:RECEIVED C 1
XX 410051094 FLOW POST-CLOSE 2/XX/2022  8:28:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT(S) TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY. XX    20220220/CA:RECEIVED D 1
XX 410051094 FLOW POST-CLOSE 2/XX/2022  8:28:12 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $26,369.64 LIQUIDITY < $39,020.49 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220220/CA:RECEIVED D 1
XX 410051094 FLOW POST-CLOSE 2/XX/2022  8:28:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING IDENTIFICATION FOR XX    20220220/CA:RECEIVED D 1
XX 410051094 FLOW POST-CLOSE 2/XX/2022  8:28:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20220307/CA:RECEIVED D 1
XX 410051088 FLOW POST-CLOSE 3/XX/2022  4:55:37 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT ID IDENTIFICATION, EXPIRED FOR XX ON 11/XX/2021   20220223/CA:RECEIVED D 1
XX 410051088 FLOW POST-CLOSE 3/XX/2022  4:55:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT.    20220220/CA:RECEIVED D 1
XX 410051088 FLOW POST-CLOSE 3/XX/2022  4:55:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE.    20220223/CA:RECEIVED D 1
XX 410051088 FLOW POST-CLOSE 3/XX/2022  4:55:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT.  20220220/CA:LEASE PROVIDED SHOWS LANDLORD AS XX. THIS DOES NOT MATCH OUR BORROWER. PROVIDE UPDATED LEASE OR A DOCUMENT SHOWING CONNECTION TO OUR BORROWER.  20220228/CA:RECEIVED D 1
XX 410051088 FLOW POST-CLOSE 3/XX/2022  4:55:37 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 61 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220310/CA:RECEIVED C 1
XX 410051088 FLOW POST-CLOSE 3/XX/2022  4:55:37 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 91 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220310/CA:RECEIVED C 1
XX 410051088 FLOW POST-CLOSE 3/XX/2022  4:55:37 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 91 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20220310/CA:TCP WAIVED AS THIS IS A REPEAT BORROWER C 1
XX 410051089 FLOW POST-CLOSE 3/XX/2022  4:48:58 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $148,500 TITLE INSURANCE COVERAGE < $ 150,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220223/CA:RECEIVED C 1
XX 410051089 FLOW POST-CLOSE 3/XX/2022  4:48:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT. APPRAISAL IS MARKED "OWNER" OCCUPIED, IF NOT OCCUPIED AND NOT LEASED THEN PROVIDE THIRD PARTY RENT ESTIMATE FOR VACANT PROPERTY   20220223/CA:RECEIVED D 1
XX 410051089 FLOW POST-CLOSE 3/XX/2022  4:48:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE   20220223/CA:RECEIVED D 1
XX 410051089 FLOW POST-CLOSE 3/XX/2022  4:48:58 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 61 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220310/CA:RECEIVED C 1
XX 410051089 FLOW POST-CLOSE 3/XX/2022  4:48:58 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 91 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220310/CA:RECEIVED C 1
XX 410051089 FLOW POST-CLOSE 3/XX/2022  4:48:58 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 91 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220308/CA: Please waive With XX consent XX approves C/F Allowed up to a 180-days seasoned for a repeat borrower. Applies to Credit Reports only. C 1
XX 410051091 FLOW POST-CLOSE 3/XX/2022  11:38:30 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT ID MISSING UPDATED IDENTIFICATION FOR XX- EXPIRED 11/XX/2021.    20220223/CA:RECEIVED D 1
XX 410051091 FLOW POST-CLOSE 3/XX/2022  11:38:30 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE.    20220223/CA:RECEIVED D 1
XX 410051091 FLOW POST-CLOSE 3/XX/2022  11:38:30 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT.    20220220/CA:RECEIVED D 1
XX 410051091 FLOW POST-CLOSE 3/XX/2022  11:38:30 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT. PAYOFF STATEMENT IN FILE DOES NOT REFLECT SUBJECT ADDRESS   20220223/CA:RECEIVED D 1
XX 410051091 FLOW POST-CLOSE 3/XX/2022  11:38:30 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 91 DAYS AGED CREDIT REPORT > 90 DAYS MAXIMUM ALLOWED PER TCP UNDERWRITING GUIDELINES   20220311/CA:TCP WAIVED REPEAT BORROWER C 1
XX 410051091 FLOW POST-CLOSE 3/XX/2022  11:38:30 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 91 DAYS AGED BACKGROUND REPORT > 90 DAYS MAXIMUM ALLOWED PER TCP UNDERWRITING GUIDELINES   20220311/CA:RECEIVED C 1
XX 410051092 FLOW POST-CLOSE 3/XX/2022  11:53:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BORROWER IDENTIFICATION  MISSING BORROWERS IDENTIFICATION. DRIVERS LICENCE FOR NEWCOM XX 11/XX/2021   20220223/CA:RECEIVED INCORPORATION FOR LANDLORD STATED ON LEASE- SAME AS GUARANTOR XX D 1
XX 410051092 FLOW POST-CLOSE 3/XX/2022  11:53:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20220223/CA:RECEIVED INCORPORATION FOR LANDLORD STATED ON LEASE- SAME AS GUARANTOR XX D 1
XX 410051092 FLOW POST-CLOSE 3/XX/2022  11:53:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220220/CA:RECEIVED D 1
XX 410051092 FLOW POST-CLOSE 3/XX/2022  11:53:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220220/CA:RECEIVED D 1
XX 410051092 FLOW POST-CLOSE 3/XX/2022  11:53:39 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 61 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220309/CA: RECEIVED C 1
XX 410051092 FLOW POST-CLOSE 3/XX/2022  11:53:39 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 91 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220309/CA: RECEIVED C 1
XX 410051092 FLOW POST-CLOSE 3/XX/2022  11:53:39 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 91 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220309/CA: WAIVED C 1
XX 410051093 FLOW POST-CLOSE 3/XX/2022  12:40:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX 20220223/CA:RECEIVED OA FOR XX AND NOT BORROWING ENTITY- PLEASE REVIEW AND UPDATE;
20220228/CA:OPERATING AGREEMENT SENT WILL NOT OPEN. PLEASE RESEND		 20220311/CA:RECEIVED D 1
XX 410051093 FLOW POST-CLOSE 3/XX/2022  12:40:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE    20220223/CA:RECEIVED D 1
XX 410051093 FLOW POST-CLOSE 3/XX/2022  12:40:17 PM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220223/CA:RECEIVED C 1
XX 410051093 FLOW POST-CLOSE 3/XX/2022  12:40:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR ALL GUARANTORS  20220223/CA:RECEIVED ALL BG CHECKS HOWEVER CANNOT OPEN FOR XXE- PLEASE UPLOAD ANOTHER VERSION 20220228/CA:RECEIVED D 1
XX 410051093 FLOW POST-CLOSE 3/XX/2022  12:40:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT    20220223/CA:RECEIVED D 1
XX 410051093 FLOW POST-CLOSE 3/XX/2022  12:40:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220223/CA:RECEIVED D 1
XX 410051093 FLOW POST-CLOSE 3/XX/2022  12:40:17 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BACKGROUND CHECK 91 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220311/CA:RECEIVED D 1
XX 410051093 FLOW POST-CLOSE 3/XX/2022  12:40:17 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 61 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220311/CA:RECEIVED D 1
XX 410051093 FLOW POST-CLOSE 3/XX/2022  12:40:17 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BACKGROUND CHECK 91 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220311/CA:RECEIVED D 1
XX 410051093 FLOW POST-CLOSE 3/XX/2022  12:40:17 PM XX MISSING DOCS CREDIT WAIVED B B MISSING CREDIT REPORT CREDIT REPORT 91 DAYS >90 DAYS ALLOWED    20220311/CA:TCP WAIVED AS THEY ARE A REPEAT BORROWER D 1
XX 410051072 FLOW POST-CLOSE 3/XX/2022  7:31:56 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20220217/CA: RECEIVED D 1
XX 410051072 FLOW POST-CLOSE 3/XX/2022  7:31:56 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220217/CA: RECEIVED D 1
XX 410051072 FLOW POST-CLOSE 3/XX/2022  7:31:56 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $213,900 HAZARD INSURANCE COVERAGE < $282,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220211/CA: SUFFICIENT FOR REPLACEMENT COST D 1
XX 410051072 FLOW POST-CLOSE 3/XX/2022  7:31:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220217/CA: RECEIVED D 1
XX 410051072 FLOW POST-CLOSE 3/XX/2022  7:31:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20220310/CA:RECEIVED D 1
XX 410981008 FLOW POST-CLOSE 2/XX/2022  10:41:51 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICENT HAZARD INSURANCE. MINIMUM COVERAGE REQUIRED IS $559,000 > COVERAGE PROVIDED $401,000.00. PROVIDE ADDITIONAL COVERAGE.    20220218/CA: RECEIVED RCE C 1
XX 410981008 FLOW POST-CLOSE 2/XX/2022  10:41:51 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER  MISISNG CLOSING PROTECTION LETTER   20220218/CA: RECEIVED D 1
XX 410981008 FLOW POST-CLOSE 2/XX/2022  10:41:51 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE    20220218/CA: RECEIVED  D 1
XX 410981008 FLOW POST-CLOSE 2/XX/2022  10:41:51 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERT    20220218/CA: RECEIVED ON TITLE D 1
XX 410981008 FLOW POST-CLOSE 2/XX/2022  10:41:51 AM XX MISSING DOCS CREDIT CLEAR A A MISSING SOCIAL SECURITY NUMBER  MISSING EVIDENCE OF SOCIAL SECURITY NUMBER   20220218/CA: RECEIVED D 1
XX 410981010 FLOW POST-CLOSE 2/XX/2022  11:25:00 AM XX MISSING DOCS CREDIT CLEAR A A MISSING SOCIAL SECURITY NUMBER  MISSING EVIDENCE OF SOCIAL SECURITY NUMBER OF GUARANTOR FOR VERIFICATION 20220218/CA: CA IS MISSINING SSN VERIFICATION FOR REPEAT BORROWER. D112.PEAK WAS ISSUED AN EXCEPTION FOR MISSING SSN VERIFICATION. XX APPROVAL REQUIRED 20220222/CA: RECEIVED D 1
XX 410981010 FLOW POST-CLOSE 2/XX/2022  11:25:00 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220218/CA:RECEIVED D 1
XX 410981010 FLOW POST-CLOSE 2/XX/2022  11:25:00 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220218/CA:RECEIVED D 1
XX 410981010 FLOW POST-CLOSE 2/XX/2022  11:25:00 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20220218/CA:TAX INFO FOUND ON TITLE D 1
XX 410981010 FLOW POST-CLOSE 2/XX/2022  11:25:00 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $310,000 HAZARD INSURANCE COVERAGE < $406,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220218/CA:RECEIVED RCE C 1
XX 410981007 FLOW POST-CLOSE 2/XX/2022  7:23:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS  MISSING EVIDENCE OF LIQUIDITY 20220204/CA: ONLY 1 MONTH BANK STATEMENT PROVIDED FOR 2 DIFFERENT ACCOUNTS. NEED 2 CONSECUTIVE MONTHS OF BANK STATEMENTS 20220215/CA:RECEIVED D 1
XX 410981007 FLOW POST-CLOSE 2/XX/2022  7:23:04 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF CREDIT REPORT 198 DAYS AGED CREDIT REPORT > 60 DAYS MAXIMUM ALLOWED PER TCP UNDERWRITING GUIDELINES   20220224/CA:RECEIVED UPDATED CREDIT REPORTS D 1
XX 410981007 FLOW POST-CLOSE 2/XX/2022  7:23:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERT   20220204/CA: RECEIVED D 1
XX 410981007 FLOW POST-CLOSE 2/XX/2022  7:23:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20220204/CA: RECEIVED D 1
XX 410981007 FLOW POST-CLOSE 2/XX/2022  7:23:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE 20220222/CA: 20220204/CA: PROVIDED TITLE IS NOT CURRENTLY VESTED IN ENTITY: XX. PROVIDE WARRANTY DEED OR UPDATED TITLE. 20220215/CA:RECEIVED NOTE WARRANTY DEED WILL BE PROVIDED AT CLOSING D 1
XX 410981007 FLOW POST-CLOSE 2/XX/2022  7:23:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220215/CA:RECEIVED D 1
XX 410981007 FLOW POST-CLOSE 2/XX/2022  7:23:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220204/CA: RECEIVED D 1
XX 410981007 FLOW POST-CLOSE 2/XX/2022  7:23:04 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT DSCR DSCR 0.78< 1.00 MINIMUM REQUIRED PER GUIDELINE.   20220204/CA: RECEIVED APPRAISAL. DSCR NOW 1.41 D 1
XX 410981007 FLOW POST-CLOSE 2/XX/2022  7:23:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20220201/CA: RECEIVED D 1
XX 410981007 FLOW POST-CLOSE 2/XX/2022  7:23:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING SOCIAL SECURITY NUMBER  UNABLE TO VERIFY BORROWERS' SOCIAL SECURITY NUMBERS   20220207/CA: RECEIVED D 1
XX 410981007 FLOW POST-CLOSE 2/XX/2022  7:23:04 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 199 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS- PROVIDE DECEMBER 2021 AND JAN 2022 STMENTS FOR XX   20220216/CA: RECEIVED C 1
XX 410981007 FLOW POST-CLOSE 2/XX/2022  7:23:04 PM XX GUIDES CREDIT CLEAR A A ADVERSE CREDIT (LIENS) IRS TAX LIEN FOUND FOR $XX. NOT ALLOWED PER GUIDELINES   20220216/CA:LIEN HAS BEEN RELEASED C 1
XX 410981007 FLOW POST-CLOSE 2/XX/2022  7:23:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $21,895.32 LIQUIDITY < $24,603.46 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220217/CA:TERM SHEET PROVIDED SHOWS ASSETS ARE SUFFICIENT AS CLOSING COSTS WILL BE COVERED ADEQUATELY C 1
XX 410401012 FLOW POST-CLOSE 2/XX/2022  2:25:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220204/CA:RECEIVED C 1
XX 410401012 FLOW POST-CLOSE 2/XX/2022  2:25:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE IS MISSING RENT LOSS COVERAGE   20220204/CA:RECEIVED C 1
XX 410401012 FLOW POST-CLOSE 2/XX/2022  2:25:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $625,000 TITLE INSURANCE COVERAGE < $660,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211226/CA:RECEIVED C 1
XX 410401012 FLOW POST-CLOSE 2/XX/2022  2:25:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211226/CA:RECEIVED D 1
XX 410401012 FLOW POST-CLOSE 2/XX/2022  2:25:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATION   20211209CA/:RECEIVED D 1
XX 410401012 FLOW POST-CLOSE 2/XX/2022  2:25:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $8,056.85 LIQUIDITY < $35,818.91 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20220209/CA: RECEIVED INCONSECUTIVE BANK STATEMENT FOR ACCT# XX, REQUIRE STATEMENT FOR  11/XX/21 TO 12/XX/21 FOR ACCT# XX AND STATEMENT FOR 1/XX/21 TO 2/XX/22 FOR ACCT# XX OR UPDATED BANK LETTER TO INCLUDE THE AVERAGE BALANCES FOR THE PRECEDING 2 MONTHS ALONG WITH OA TO PROVE ACCESS TO ACCT# XX 20220210/CA:RECEIVED CONSECUTIVE STMENTS AND LETTER FROM BANK AND OA C 1
XX 410401012 FLOW POST-CLOSE 2/XX/2022  2:25:04 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 91 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20220222/CA:TCP WAIVED C 1
XX 410401012 FLOW POST-CLOSE 2/XX/2022  2:25:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - HAZARD INSURANCE PROVIDED NOT EFFECTIVE AT THE TIME OF LOAN DISBURSEMENT. HAZARD INSURANCE EXPIRATION IS 11/XX/2021.   20220204/CA:RECEIVED C 1
XX 410401012 FLOW POST-CLOSE 2/XX/2022  2:25:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT MISSING SIGNED OPERATING AGREEMENT FOR XX NOT SIGNED BY BORROWER   20211226/CA:RECEIVED C 1
XX 410401012 FLOW POST-CLOSE 2/XX/2022  2:25:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX) TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20211226/CA:RECEIVED D 1
XX 410401012 FLOW POST-CLOSE 2/XX/2022  2:25:04 PM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY.   20211226/CA:RECEIVED C 1
XX 410401012 FLOW POST-CLOSE 2/XX/2022  2:25:04 PM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20211226/CA:RECEIVED C 1
XX 410401012 FLOW POST-CLOSE 2/XX/2022  2:25:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS   20211226/CA:RECEIVED D 1
XX 410401012 FLOW POST-CLOSE 2/XX/2022  2:25:04 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 91 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220222/CA:RECEIVED C 1
XX 410401012 FLOW POST-CLOSE 2/XX/2022  2:25:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INSUFFICIENT NOTE: PAYMENT ON NOTE STATES INCORRECT PAYMENT AMOUNT OF $XX, ACTUAL PAYMENT IS $XX   20220222/CA:RECEIVED C 1
XX 410401032 FLOW POST-CLOSE 3/XX/2022  4:26:10 PM XX GUIDES CREDIT RESCIND A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT DOES NOT SHOW OWNERSHIP PERCENTAGE 20220306/:OA RECEIVED DOES NOT SHOW PERCENTAGE AND IS NO SIGNED BY ELIOT MIZRAHI 20220307/CA:RESCIND- OA STATES SOLE MEMBER C 1
XX 410401032 FLOW POST-CLOSE 3/XX/2022  4:26:10 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE FOR ALL   20220303/CA: RECEIVED D 1
XX 410401032 FLOW POST-CLOSE 3/XX/2022  4:26:10 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING EVIDENCE OF LEASE FOR:XX - UNIT 2 AND XX   20220303/CA: RECEIVED D 1
XX 410401032 FLOW POST-CLOSE 3/XX/2022  4:26:10 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $0 TITLE INSURANCE COVERAGE < $525,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220306/CA:RECEIVED C 1
XX 410401032 FLOW POST-CLOSE 3/XX/2022  4:26:10 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING GUARANTOR BACKGROUND CHECK: XX   20220303/CA: RECEIVED D 1
XX 410401032 FLOW POST-CLOSE 3/XX/2022  4:26:10 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT MISSING GUARANTOR CREDIT REPORT: XX   20220303/CA: RECEIVED D 1
XX 410401032 FLOW POST-CLOSE 3/XX/2022  4:26:10 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION: XX   20220303/CA: RECEIVED D 1
XX 410401032 FLOW POST-CLOSE 3/XX/2022  4:26:10 PM XX GUIDES CREDIT RESCIND A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED PROPOSED INSURED.    20220303/CA: RESCINDED C 1
XX 410401032 FLOW POST-CLOSE 3/XX/2022  4:26:10 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $41,280.50 LIQUIDITY < $41,307.38 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220307/CA:RECEIVED EST CASH TO BORROWER C 1
XX 410401032 FLOW POST-CLOSE 3/XX/2022  4:26:10 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING PROTECTION LETTER FOR ALL PROPERTIES EXCEPT XX   20220303/CA: RECEIVED D 1
XX 410401032 FLOW POST-CLOSE 3/XX/2022  4:26:10 PM XX GUIDES CREDIT CLEAR A A MAX LTV 76.64% LTV > 75% MAX ALLOWED. XX APPROVAL REQUIRED   20220308/CA: RECEIVED UPDATED APPRAISAL. AS-IS NOW XX, LTV NOW 75% C 1
XX 410401032 FLOW POST-CLOSE 3/XX/2022  4:26:10 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT. 20220321/CA: SETTLMENT STATEMENT DOES NOT STATE SPECIFICALLY THE ESCROWS COLLECTED- PLEASE CLARIFY 20220322/CA:TAX AND INSURANCE ESCROWS BREAKDOWN HAS BEEN PROVIDED.  D 1
XX 410401017 FLOW POST-CLOSE 3/XX/2022  4:44:55 PM XX GUIDES CREDIT RESCIND A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE 20220215/CA:$665,000 < $750,000 FOR TITLE LOAN POLICY COVERAGE 20220217/CA:TITLE COVERAGE IS SUFFICIENT C 1
XX 410401017 FLOW POST-CLOSE 3/XX/2022  4:44:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE AGREEMENT   20220209/CA: RECEIVED D 1
XX 410401017 FLOW POST-CLOSE 3/XX/2022  4:44:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER 20220209/CA: AGENT AUTH LETTER PROVIDED DOES NOT REFLECT ISAOA BEHIND LENDER'S NAME. PROVIDE UPDATED AUTH LETTER 20220215/CA:RECEIVED D 1
XX 410401017 FLOW POST-CLOSE 3/XX/2022  4:44:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING GOOD STANDING   20220120/CA: RECEIVED D 1
XX 410401017 FLOW POST-CLOSE 3/XX/2022  4:44:55 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT ARTICLES OF INCORPORATION INSUFFICIENT ARTICLES OF INCORPORATION (DOES NOT SHOW THE DATE THE LLC WAS INCORPORATED)   20220120/CA: RECEIVED FILING DATE ON ENTITY STATUS DOC C 1
XX 410401017 FLOW POST-CLOSE 3/XX/2022  4:44:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY 20220209/CA: EOI PROVIDED IS MISSING PREMIUM AMOUNT. PLEASE PROVIDE TOTAL HAZARD PREMIUM AMOUNT 20220215/CA:RECEIVED D 1
XX 410401017 FLOW POST-CLOSE 3/XX/2022  4:44:55 PM XX GUIDES CREDIT CLEAR A A MISSING PROPERTY ASSESMENT PROVIDE ENVIRONMENTAL ASSESSMENT THAT INCLUDES A FULL SOIL TESTING FOR UNDERGROUND OIL TANK ON PROPERTY   20220215/CA:RECEIVED C 1
XX 410401017 FLOW POST-CLOSE 3/XX/2022  4:44:55 PM XX GUIDES CREDIT CLEAR A A NON-ARMS LENGTH TRANSACTION GIFT OF EQUITY LETTER IN FILE INDICATES A NON-ARM'S LENGTH TRANSACTION. XX TO APPROVE   20220215/CA:XX IS AWARE OF THE DEAL STRUCTURE PER EMAIL C 1
XX 410401017 FLOW POST-CLOSE 3/XX/2022  4:44:55 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 79 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS 20220218/CA:RECEIVED JAN STATEMENT NEED DEC STMENT AS THE LAST STMENT IN FILE IS FROM NOV 20220223/CA:RECEIVED C 1
XX 410401024 FLOW POST-CLOSE 2/XX/2022  2:25:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BORROWER IDENTIFICATION  MISSING BOTH GUARANTORS IDENTIFICATION   20220201/CA: RECEIVED D 1
XX 410401024 FLOW POST-CLOSE 2/XX/2022  2:25:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT MISSING CREDIT REPORT FOR GUARANTOR CHRISTOPHER WINTER   20220201/CA: RECEIVED D 1
XX 410401024 FLOW POST-CLOSE 2/XX/2022  2:25:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220201/CA: RECEIVED D 1
XX 410401024 FLOW POST-CLOSE 2/XX/2022  2:25:49 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. DOCUMENT IN FILE DOES NOT SHOW LOSS OF USE COVERAGE AND TOTAL ANNUAL PREMIUM. PROVIDE UPDATED HAZARD INSURANCE. 20220201/CA: PROVIDED UPDATED INSURANCE DOES NOT CONTAIN RENT LOSS COVERAGE.  20220204/CA:RECEIVED D 1
XX 410401024 FLOW POST-CLOSE 2/XX/2022  2:25:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20220204/CA:RECEIVED D 1
XX 410401024 FLOW POST-CLOSE 2/XX/2022  2:25:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220204/CA:RECEIVED D 1
XX 410401024 FLOW POST-CLOSE 2/XX/2022  2:25:49 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 INSUFFICIENT HUD. HUD IS MISSING SIGNATURE OF SETTLEMENT AGENT   20220223/CA: RECEIVED D 1
XX 410401030 FLOW POST-CLOSE 3/XX/2022  4:55:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN   20220303/CA: RECEIVED D 1
XX 410401030 FLOW POST-CLOSE 3/XX/2022  4:55:14 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY MISSING LIQUIDITY VERIFICATION.   20220303/CA: RECEIVED D 1
XX 410401030 FLOW POST-CLOSE 3/XX/2022  4:55:14 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INSUFFICIENT LEASE AGREEMENTS. LEASE FOR THE FOLLOWING PROPERTIES HAVE EXPIRED AND DO NOT HAVE MONTH TO MONTH VERIBAGE. (XX)   20220303/CA: RECEIVED C 1
XX 410401030 FLOW POST-CLOSE 3/XX/2022  4:55:14 AM XX GUIDES CREDIT RESCIND A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. TITLE DOCUMENTS PROVIDED INDICATES IN BOLD "THIS REPORT IS NOT A TITLE INSURANCE POLICY". MISSING TITLE INSURANCE FOR (XX). PLEASE PROVIDE POLICY(S) WITH SUFFICIENT COVERAGE, PROPOSED INSURED, AND ALL SCHEDULES. 20220307/CA:RECEIVED HOWEVER MISSING CONDITION TO HAVE XX AND XX PROPERTIES TRANSFERRED TO BORROWING ENTITY PRIOR TO CLOSING 20220309/CA: RESCIND C 1
XX 410401030 FLOW POST-CLOSE 3/XX/2022  4:55:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE FOR ALL PROPERTIES   20220303/CA: RECEIVED D 1
XX 410401030 FLOW POST-CLOSE 3/XX/2022  4:55:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATION FOR ALL PROPERTIES   20220303/CA: RECEIVED D 1
XX 410401030 FLOW POST-CLOSE 3/XX/2022  4:55:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING ALL PAYOFF STATEMENTS   20220303/CA: RECEIVED D 1
XX 410401030 FLOW POST-CLOSE 3/XX/2022  4:55:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTERS   20220309/CA: RECEIVED D 1
XX 410401030 FLOW POST-CLOSE 3/XX/2022  4:55:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR XX PROPERTY   20220303/CA: RECEIVED D 1
XX 410401030 FLOW POST-CLOSE 3/XX/2022  4:55:14 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INSUFFICIENT LIQUIDITY: $14,666.25 < $69,388.70 REQUIRED 20220307/CA: PER BANK STATEMENTS FOR CHASE XX THE BALANCE FOR 1/XX/2022 IS $14666.25 PLEASE REVIEW AND PROVIDE ADDITIONAL ASSETS TO BE USED TOWARDS LIQUIDITY 20220309/CA: RECEIVED C 1
XX 410401030 FLOW POST-CLOSE 3/XX/2022  4:55:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING W9 DOCUMENT   20220323/CA: RECEIVED D 1
XX 410401030 FLOW POST-CLOSE 3/XX/2022  4:55:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED FOR PROPERTIES XX TRANSFERING TO BORROWING ENTITY   20220323/CA: RECEIVED D 1
XX 410401025 FLOW POST-CLOSE 2/XX/2022  7:59:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20220204/CA:RECEIVED D 1
XX 410401025 FLOW POST-CLOSE 2/XX/2022  7:59:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT   20220204/CA:RECEIVED D 1
XX 410401025 FLOW POST-CLOSE 2/XX/2022  7:59:39 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 58 DAYS AGE OF BANK STATEMENTS, SOON TO BE >60 DAYS (WILL NEED NEW STATEMENT BY THE TIME THE LOAN CLOSES)   20220204/CA:RECEIVED C 1
XX 410401025 FLOW POST-CLOSE 2/XX/2022  7:59:39 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD AND FLOOD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD AND FLOOD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE 20220204/CA:RECEIVED C 1
XX 410401025 FLOW POST-CLOSE 2/XX/2022  7:59:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD INSURANCE MISSING EVIDENCE OF FLOOD INSURANCE. DOCUMENT IN FILE IS A QUOTE AND NOT A POLICY   20220204/CA:RECEIVED D 1
XX 410401025 FLOW POST-CLOSE 2/XX/2022  7:59:39 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD AND FLOOD INSURANCE: PROPOSED INSURED ON HAZARD ANDE FLOOD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD AND FLOOD INSURANCE   20220204/CA:RECEIVED C 1
XX 410401025 FLOW POST-CLOSE 2/XX/2022  7:59:39 AM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE AND CLOSING PROTECTION LETTER. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE AND CPL WITH CORRECTED PROPOSED INSURED.    20220204/CA:RECEIVED C 1
XX 410401027 FLOW POST-CLOSE 3/XX/2022  12:51:38 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT MISSING GUARANTOR CREDIT REPORT FOR XX   20220303/CA: RECEIVED D 1
XX 410401027 FLOW POST-CLOSE 3/XX/2022  12:51:38 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION FOR XX   20220303/CA: RECEIVED D 1
XX 410401027 FLOW POST-CLOSE 3/XX/2022  12:51:38 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EMPLOYER IDENTIFICATION NUMBER   20220303/CA: RECEIVED D 1
XX 410401027 FLOW POST-CLOSE 3/XX/2022  12:51:38 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220222/CA:RECEIVED D 1
XX 410401027 FLOW POST-CLOSE 3/XX/2022  12:51:38 PM XX GUIDES CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER INSUFFICIENT ATTORNEY AUTHORIZATION LETTER. PROPOSED INSURED MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED AA LETTER WITH CORRECTED PROPOSED INSURED.  20220303/CA: NOT AVAILABLE IN EC BOX 20220307/CA:RECEIVED C 1
XX 410401027 FLOW POST-CLOSE 3/XX/2022  12:51:38 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 61 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220311/CA:RECEIVED C 1
XX 410401028 FLOW POST-CLOSE 3/XX/2022  3:32:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $ 400,000 TITLE INSURANCE COVERAGE < $ 450,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220218/CA: RECEIVED C 1
XX 410401028 FLOW POST-CLOSE 3/XX/2022  3:32:32 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG UNSPECIFIED CRIMINAL OFFENSE REFLECTED ON BACKGROUND CHECK. PROVIDE PROOF OF THE NATURE OF THE OFFENSE   20220218/CA: RECEIVED C 1
XX 410401028 FLOW POST-CLOSE 3/XX/2022  3:32:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT INSUFFICIENT OPERATING AGREEMENT: OPERATING AGREEMENT IS NOT SIGNED BY OWNERS   20220218/CA: RECEIVED C 1
XX 410401028 FLOW POST-CLOSE 3/XX/2022  3:32:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD INSURANCE IS MISSING RENT LOSS COVERAGE   20220218/CA: RECEIVED C 1
XX 410401028 FLOW POST-CLOSE 3/XX/2022  3:32:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INSUFFICIENT LEASE AGREEMENT FOR UNIT 2: UNIT 2 LEASE IS EXPIRED WITH NO MONTH-TO-MONTH VERBIAGE. PROVIDE UPDATED LEASE AGREEMET 20220218/CA: NOT AVAILABLE IN EC BOX 20220225/CA:UNIT CHANGED TO UNOCCUPIED- RENT RANGE PTOVIDED C 1
XX 410401028 FLOW POST-CLOSE 3/XX/2022  3:32:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220218/CA: RECEIVED D 1
XX 410401028 FLOW POST-CLOSE 3/XX/2022  3:32:32 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT 20220218/CA: NOT AVAILABLE IN EC BOX 20220225/CA:RESCIND- PROPERTY OWNED FREE AND CLEAR D 1
XX 410401028 FLOW POST-CLOSE 3/XX/2022  3:32:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE NOT IN BORROWING ENTITY NAME, LEASE #2 AND #4   20220225/CA: UNOCCUPIED. RECEIVED 3RD PARTY RENT RANGE C 1
XX 410401031 FLOW POST-CLOSE 3/XX/2022  11:43:44 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY MISSING LIQUIDITY VERIFICATION, $0 < $29,922.22   20220307/CA:RECEIVED D 1
XX 410401031 FLOW POST-CLOSE 3/XX/2022  11:43:44 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE FOR ALL PROPERTIES   20220307/CA:RECEIVED D 1
XX 410401031 FLOW POST-CLOSE 3/XX/2022  11:43:44 AM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE, TITLE INSURANCE AMOUNT NOT SHOWN, AND DOCUMENT PROVIDED STATES IN BOLD LETTERS IT IS NOT A TITLE POLICY   20220307/CA:RECEIVED C 1
XX 410401031 FLOW POST-CLOSE 3/XX/2022  11:43:44 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220309/CA: RECEIVED D 1
XX 410401031 FLOW POST-CLOSE 3/XX/2022  11:43:44 AM XX GUIDES CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE.   20220307/CA:RECEIVED C 1
XX 410401031 FLOW POST-CLOSE 3/XX/2022  11:43:44 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EMPLOYER IDENTIFICATION NUMBER   20220307/CA:RECEIVED D 1
XX 410401031 FLOW POST-CLOSE 3/XX/2022  11:43:44 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING ALL PAYOFFS   20220307/CA:RECEIVED D 1
XX 410401031 FLOW POST-CLOSE 3/XX/2022  11:43:44 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE EXPIRED WITH NO MONTH TO MONTH VERBIAGE. PROVIDE UPDATED LEASE AGREEMENT, XX 20220314/CA:MISSING SIGNED LEASE FOR XX
20220307/CA:RECEIVED LEASE ADDENDUM FOR XX AND XX, MISSING UPDATED LEASE FOR XX AND LEASE FOR XX 		 20220311/CA:RECEIVED LEASE ADDENDUMS FOR UNIT 26 AND 28, UNIT 30 IS VACANT C 1
XX 410401031 FLOW POST-CLOSE 3/XX/2022  11:43:44 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR XX 20220311/CA:RECEIVED ORIGINAL LEASE HOWEVER SAME IS UNSIGNED. PLEASE REVIEW AND UPLOAD ACCORDINGLY
20220307/CA:RECEIVED LEASE ADDENDUM FOR XX NOT ACTUAL LEASE AGREEMENT FOR XX. PLEASE PROVIDE		 20220322/CA:RECEIVED D 1
XX 410401031 FLOW POST-CLOSE 3/XX/2022  11:43:44 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE FOR XX IS NOT IN BORROWING ENTITY NAME   20220307/CA:RECEIVED LEASE ADDENDUM C 1
XX 410401031 FLOW POST-CLOSE 3/XX/2022  11:43:44 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING W-9 FORM   20220322/CA:RECEIVED D 1
XX 410401031 FLOW POST-CLOSE 3/XX/2022  11:43:44 AM XX GUIDES CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT. SETTLEMENT STATEMENT IN FILE IS NOT SIGNED BY SETTLEMENT AGENT.   20220322/CA:RECEIVED C 1
XX 410401029 FLOW POST-CLOSE 3/XX/2022  2:12:56 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. ALSO MISSING ENTITY NAME AND ANNUAL PREMIUM AMOUNT.    20220306/CA:RECEIVED D 1
XX 410401029 FLOW POST-CLOSE 3/XX/2022  2:12:56 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE AGREEMENT FOR XX IS NOT IN THE BORRROWER OR ENTITY NAME.   20220303/CA: RECEIVED D 1
XX 410401029 FLOW POST-CLOSE 3/XX/2022  2:12:56 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE AGREEMENT FOR  XX EXPIRED.   20220303/CA: RECEIVED D 1
XX 410401029 FLOW POST-CLOSE 3/XX/2022  2:12:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE.   20220303/CA: RECEIVED D 1
XX 410401029 FLOW POST-CLOSE 3/XX/2022  2:12:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING AUTHORIZATION LETTER BY CLOSING AGENT.   20220309/CA: RECEIVED D 1
XX 410401029 FLOW POST-CLOSE 3/XX/2022  2:12:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT.    20220306/CA:RECEIVED D 1
XX 410401029 FLOW POST-CLOSE 3/XX/2022  2:12:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN FOR BORROWING ENTITY.    20220303/CA: RECEIVED D 1
XX 410401029 FLOW POST-CLOSE 3/XX/2022  2:12:56 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDTY  $0.00 LIQUIDITY < $19,487.59 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220303/CA: RECEIVED D 1
XX 410401029 FLOW POST-CLOSE 3/XX/2022  2:12:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BORROWER IDENTIFICATION  MISSING BORROWER IDENTIFICATION.    20220303/CA: RECEIVED D 1
XX 410401029 FLOW POST-CLOSE 3/XX/2022  2:12:56 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 SETTLEMENT STATEMENT IN FILE IS NOT SIGNED BY SETTLEMENT AGENT.   20220322/CA:RECEIVED C 1
XX 410401029 FLOW POST-CLOSE 3/XX/2022  2:12:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING ATTORNEY AUTHORIZATION LETTER   20220322/CA:RECEIVED D 1
XX 410181165 FLOW POST-CLOSE 3/XX/2022  8:05:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATIONS: 159, 164, 521, 608, 609, 667 ADDRESSES   20220211/CA: TAX AMOUNTS INCLUDED IN TCOMM D 1
XX 410181165 FLOW POST-CLOSE 3/XX/2022  8:05:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS: 214, 716, 521, 608 ADDRESSES   20220222/CA:RECEIVED D 1
XX 410181165 FLOW POST-CLOSE 3/XX/2022  8:05:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION FOR XX   20220211/CA: RECEIVED D 1
XX 410181165 FLOW POST-CLOSE 3/XX/2022  8:05:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE FOR XX   20220211/CA: RECEIVED D 1
XX 410181165 FLOW POST-CLOSE 3/XX/2022  8:05:49 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220302/CA: RECEIVED C 1
XX 410181165 FLOW POST-CLOSE 3/XX/2022  8:05:49 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: INSURANCE QUOTE IS NOT SUFFICIENT. PROVIDE HAZARD INSURANCE BINDER/DEC PAGE WITH MORTGAGEE CLAUSE 20220302/CA: PROVIDED CERTIFICATE OF INSURANCE DOES NOT HAVE VALUES FOR DWELLING COVERAGE. 20220303/CA:RECEIVED C 1
XX 410181165 FLOW POST-CLOSE 3/XX/2022  8:05:49 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $48,021.61 LIQUIDITY < $48070.18 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220222/CA:RECEIVED C 1
XX 410181165 FLOW POST-CLOSE 3/XX/2022  8:05:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING GUARANTY FOR XX   20220326/CA:RECEIVED D 1
XX 410181160 FLOW POST-CLOSE 3/XX/2022  11:52:55 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AN ADDITIONAL MONTH STATEMENT FOR ACCOUNT ENDING IN XX  20220209/CA:RECEIVED STMNT FOR XX STILL MISSING STMNT FOR XX. 20220218/CA:RECEIVED D 1
XX 410181160 FLOW POST-CLOSE 3/XX/2022  11:52:55 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE TITLE REFLECTS 9 PROPERTIES- SUBJECT LOAN IS ONLY 7 PROPERTIES.    20220209/CA:RECEIVED D 1
XX 410181160 FLOW POST-CLOSE 3/XX/2022  11:52:55 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER  MISSING UPDATED CLOSING PROTECTION. THE ONE IN FILE IS MISSING EXHIBIT A.    20220209/CA:RECEIVED D 1
XX 410181160 FLOW POST-CLOSE 3/XX/2022  11:52:55 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE AGREEMENT FOR SUBJECT PROPERTY XX  IS NOT SIGNED.    20220209/CA:RECEIVED SIGNED LEASES D 1
XX 410181160 FLOW POST-CLOSE 3/XX/2022  11:52:55 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE EXPIRED FOR SUBJECT PROPERTY XX.    20220209/CA:RECEIVED UPDATED LEASES D 1
XX 410181160 FLOW POST-CLOSE 3/XX/2022  11:52:55 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE PROVIDED IS NOT IN THE BORROWER OR ENTITY NAME FOR SUBJECT PROPERTY XX.    20220209/CA:LEASE IS SIGNED BY 2ND GUARANTOR AS PROPERTY MANAGER D 1
XX 410181160 FLOW POST-CLOSE 3/XX/2022  11:52:55 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS.    20220218/CA:RECEIVED D 1
XX 410181038 FLOW POST-CLOSE 3/XX/2022  12:57:22 PM XX GUIDES CREDIT CLEAR A A ADVERSE CREDIT (FORECLOSURE) EVIDENCE OF FORECLOSURE FOR GUARANTOR: XX  DATED 04/XX/2021. NOT ALLOWED PER TCP GUIDELINES.     20211223/CA: PER COURT DOC SALE OCCURRED ON 4/XX/2017, MORE THAN 36 MONTHS AGO C 1
XX 410181038 FLOW POST-CLOSE 3/XX/2022  12:57:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BACKGROUND CHECK INSUFFICIENT BACKGROUND CHECK FOR DOCUMENT TITLED "XX CRIMINAL BACKGROUND CHECK_XX." 102 DAYS > 90 DAYS MAXIMUM ALLOWED PER TCP UNDERWRITING GUIDELINES    20211223/CA: RECIVED UPDATED CRIMINAL RECORD REPORT C 1
XX 410181038 FLOW POST-CLOSE 3/XX/2022  12:57:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CREDIT REPORT INSUFFICIENT CREDIT REPORT. 91 DAYS > 90 DAYS MAXIMUM ALLOWED PER TCP UNDERWRITING GUIDELINES 20211223/CA: RECEIVED DUPLICATE COPY OF AGED CREDIT REPORT. PLEASE PROVIDE UPDATED CREDIT REPORT LESS THAN 90 DAYS OLD 20220105/CA:RECEIVED UPDATED CREDIT REPORT WITH LOWER FICO SCORES C 1
XX 410181038 FLOW POST-CLOSE 3/XX/2022  12:57:22 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 71 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211223/CA: RECEIVED C 1
XX 410181038 FLOW POST-CLOSE 3/XX/2022  12:57:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE. $88,000.00 < $108,750.00 REQUIRED PER TCP UNDERWRITING GUIDELINES   20211223/CA: RECEIVED TITLE COMMITMENT ENDORSEMENT WITH CORRECT LOAN POLICY AMOUNT D 1
XX 410181038 FLOW POST-CLOSE 3/XX/2022  12:57:22 PM XX GUIDES CREDIT CLEAR A A MAX LTV DUE TO UPDATED FICO SCORES - 75% AILTV > 55% MAX ALLOWED. XX APPROVAL REQUIRED 20220228/CA: AILTV LOWERED TO 70% DUE TO SIZER BEING PROVIDED BY TCP 20220113/CA: DUE TO UPDATED FICO SCORES - 75% AILTV > 55% MAX ALLOWED. XX APPROVAL REQUIRED;
20220224/CA: 75% LTV > 70% LIMIT DUE TO LOW CREDIT SCORE		 20220228/CA:RECEIVED C 1
XX 410181038 FLOW POST-CLOSE 3/XX/2022  12:57:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDTY  $11,693.32  LIQUIDITY < $43,361.27 MINIMUM REQUIRED DUE TO LIEN FOUND FOR $XX. PROVIDE ADDITIONAL ASSETS.   20220224/CA:ASSETS ARE SUFFICIENT C 1
XX 410181038 FLOW POST-CLOSE 3/XX/2022  12:57:22 PM XX GUIDES CREDIT CLEAR A A ADVERSE CREDIT (LIENS) LIEN FOUND ON BACKGROUND REPORT. CIVIL NEW FILING FOR $XX DATED 9/XX/2012 20220222/CA:PLEASE PROVIDE RELEASE OF LIEN 20220224/CA:RECEIVED PROOF OF PYMT C 1
XX 410181038 FLOW POST-CLOSE 3/XX/2022  12:57:22 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 134 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220222/CA:RECEIVED C 1
XX 410181038 FLOW POST-CLOSE 3/XX/2022  12:57:22 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 77 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220301/CA: RECEIVED C 1
XX 410181038 FLOW POST-CLOSE 3/XX/2022  12:57:22 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF CREDIT REPORT 175 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220310/CA:RECEIVED D 1
XX 410181162 FLOW POST-CLOSE 2/XX/2022  1:37:31 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS FOR ACCT XX. PLEASE PROVIDE AN ADDITIONAL MONTH STATEMENT.    20220211/CA: RECEIVED D 1
XX 410181162 FLOW POST-CLOSE 2/XX/2022  1:37:31 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT. PAYOFF STATEMENT IS NOT IN GUARANTOR'S NAME.  20220211/CA: PAYOFF STATEMENT DOES NOT REFLECT PROPERTY ADDRESS. PROVIDE PAYOFF STATEMENT FOR: XX 20220215/CA:RECEIVED D 1
XX 410181162 FLOW POST-CLOSE 2/XX/2022  1:37:31 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INSUFFICIENT LEASE AGREEMENT: LEASE START DATE IS 9/XX/2021 AND THE EXPIRATION DATE IS 8/XX/2021. PROVIDE UPDATED LEASE AGREEMENT WITH CORRECT DATES. (EXPIRATION DATE SHOULD BE 8/XX/2022)   20220215/CA:RECEIVED C 1
XX 410181162 FLOW POST-CLOSE 2/XX/2022  1:37:31 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT W-9 W-9 IN FILE IS MISSING BORROWERS SIGNATURE.    20220224/CA:RECEIVED D 1
XX 410181143 FLOW POST-CLOSE 3/XX/2022  6:06:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT. LETTER IN FILE INDICATES CASH OUT WILL BE SUFFICIENT FOR LIQUIDITY   20220224/CA:RECEIVED D 1
XX 410181143 FLOW POST-CLOSE 3/XX/2022  6:06:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS 20220211/CA: SCH B PART 1 OF TITLE COMMITMENT REFLECTS A MORTGAGE TO XX DATED 11/XX/2021. PLEASE PROVIDE PAYOFF OR SATISFACTION 20220224/CA:RECEIVED D 1
XX 410181143 FLOW POST-CLOSE 3/XX/2022  6:06:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING ALL LEASE AGREEMENTS OR PURCHASE AGREEMENTS (HUDS ARE IN FILE FROM FOR DELAYED PURCHASE)   20220207:/CA: DELAYED PURCHASE, HUDS IN FILE D 1
XX 410181143 FLOW POST-CLOSE 3/XX/2022  6:06:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT.   20220324/CA: RECEIVED D 1
XX 410181143 FLOW POST-CLOSE 3/XX/2022  6:06:33 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $35,951.23 LIQUIDITY < $38,958.68 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220324/CA: CASH TO BORROWER FUNDS USED C 1
XX 410181186 FLOW POST-CLOSE 3/XX/2022  1:59:29 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220303/CA:RESCIND- PROPERTY OWNED FREE AND CLEAR D 1
XX 410181186 FLOW POST-CLOSE 3/XX/2022  1:59:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT, ALL ACCOUNTS 20220315/CA:PRELIM HUD RECEIVED- WE REQUIRE 2 MONTHS CONSECUTIVE BANK STATEMENTS 20220317/CA:RECEIVED D 1
XX 410181186 FLOW POST-CLOSE 3/XX/2022  1:59:29 PM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - HAZARD INSURANCE PROVIDED WAS NOT EFFECTIVE AT THE TIME OF LOAN DISBURSEMENT. NOT EFFECTIVE UNTIL 3/XX/2022, LOAN MUST NOT CLOSE UNTIL THEN OR HAVE INSURANCE UPDATED TO SHOW COVERAGE AT THE TIME OF CLOSING.   20220315/CA:RESCIND D 1
XX 410181186 FLOW POST-CLOSE 3/XX/2022  1:59:29 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $7,158.34 LIQUIDITY < $30,157.27 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220303/CA:BACKGROUND REPORT SHOWS LIEN RELEASED C 1
XX 410181186 FLOW POST-CLOSE 3/XX/2022  1:59:29 PM XX GUIDES CREDIT CLEAR A A ADVERSE CREDIT (JUDGMENTS) 1 OPEN JUDGEMENT ON BACKGROUND CHECK FOR $XX, 6/XX/2005, SHOW PROOF IT IS SATISFIED OR PAYOFF AMOUNT 20220224/CA: DOCUMENT PROVIDED IS A CREDIT REPORT. PROVIDE PROOF JUDGEMENT HAS BEEN DISCHARGED.  20220303/CA:BACKGROUND REPORT SHOWS LIEN RELEASED C 1
XX 410181186 FLOW POST-CLOSE 3/XX/2022  1:59:29 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT TENANT XX IS SAME NAME AS ON SHARED ACCOUNT USED FOR LIQUIDITY. PLEASE PROVIDE PROOF THE TENANT IS NOT RELATED TO THE GUARANTOR 20220228/CA: PROVIDE LOE OR OTHER DOCUMENTATION SHOWING DISSOLUTION OF MARRIAGE 20220301/CA: RECEIVED DISSOLUTION OF MARRIAGE DOCUMENT C 1
XX 410181186 FLOW POST-CLOSE 3/XX/2022  1:59:29 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 75 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220317/CA:RECEIVED C 1
XX 410181186 FLOW POST-CLOSE 3/XX/2022  1:59:29 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 98  DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220317/CA:RECEIVED C 1
XX 410181157 FLOW POST-CLOSE 3/XX/2022  2:58:32 PM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - HAZARD INSURANCE PROVIDED WAS NOT EFFECTIVE AT THE TIME OF LOAN DISBURSEMENT.    20220401/CA: RECEIVED C 1
XX 410181157 FLOW POST-CLOSE 3/XX/2022  2:58:32 PM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT OPERATING AGREEMENT MISSING BORROWER AUTHORITY. PROVIDE RESOLUTION GRANTING AUTHORITY TO XX TO SIGN ALL DOCUMENTS ON BEHALF OF THE BORROWER.   20220401/CA: RESCIND D 1
XX 410181157 FLOW POST-CLOSE 3/XX/2022  2:58:32 PM XX MISSING DOCS CREDIT RESCIND A A MISSING LOAN AGREEMENT MISSING LOAN AGREEMENT.   20220411/CA: RESCIND. NOT NEEDED PER TCP UNDERWRITING GUIDELINES. NOTE IS NOT SECURED BY LOAN AGREEMENT D 1
XX 410181205 FLOW POST-CLOSE 3/XX/2022  7:49:04 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND REPORT FOR XX   20220303/CA:RECEIVED D 1
XX 410181205 FLOW POST-CLOSE 3/XX/2022  7:49:04 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT   20220303/CA:RECEIVED D 1
XX 410181205 FLOW POST-CLOSE 3/XX/2022  7:49:04 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $7,412.27 LIQUIDITY < $15,350.82 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20220303/CA:LIQUIDITY UPDATED TO $6145.67 < $15350.82 MINIMUM REQUIRED. PLEASE PROVIDE ADDITIONAL ASSETS 20220309/CA;RECEIVED - ESTIMATED SETTLEMENT STATEMENT REFLECTS $XX C 1
XX 410181205 FLOW POST-CLOSE 3/XX/2022  7:49:04 AM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 128 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220303/CA:RECEIVED C 1
XX 410181129 FLOW POST-CLOSE 2/XX/2022  11:29:19 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220222/CA:RECEIVED D 1
XX 410181129 FLOW POST-CLOSE 2/XX/2022  11:29:19 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220203/CA:RECEIVED D 1
XX 410181129 FLOW POST-CLOSE 2/XX/2022  11:29:19 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERT   20220217/CA:RECEIVED D 1
XX 410181129 FLOW POST-CLOSE 2/XX/2022  11:29:19 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT OR RENT ESTIMATE FOR UNIT 1   20220131/CA: RECEIVED 3RD PARTY RENT ESTIMATE OF $3500 FOR SUBJECT PROPERTY D 1
XX 410181129 FLOW POST-CLOSE 2/XX/2022  11:29:19 AM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 61 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220303/CA:RECEIVED D 1
XX 410181129 FLOW POST-CLOSE 2/XX/2022  11:29:19 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT. SETTLEMENT STAEMENT IN FILE NOT SIGNED BY SETTLEMENT AGENT.   20220303/CA:RECEIVED D 1
XX 410181133 FLOW POST-CLOSE 2/XX/2022  1:33:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220125/CA: RECEIVED D 1
XX 410181133 FLOW POST-CLOSE 2/XX/2022  1:33:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220125/CA: RECEIVED D 1
XX 410181133 FLOW POST-CLOSE 2/XX/2022  1:33:08 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE MISSING AND LEASE MISSING SIGNATURE   20220209/CA:RECEIVED SIGNED LEASES C 1
XX 410181133 FLOW POST-CLOSE 2/XX/2022  1:33:08 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE PER TITLE PLEASE PROVIDE SATISFACTION OF RELEASE OF JUDGMENT FILED 1/XX/2011 AND RE-RECORDED 2/XX/2021 IN THE AMOUNT OF $XX   20220224/CA:JUDGEMENT AFFIDAVIT RECEIVED SHOWING OUR BORROWER IS NOT CONNECTED TO THIS JUDGEMENT AS IT IS A DIFFERENT PERSON C 1
XX 410181195 FLOW POST-CLOSE 3/XX/2022  12:48:41 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $151,250 TITLE INSURANCE COVERAGE < $224,250 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220301/CA:RECEIVED D 1
XX 410181195 FLOW POST-CLOSE 3/XX/2022  12:48:41 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20220301/CA:RECEIVED D 1
XX 410181195 FLOW POST-CLOSE 3/XX/2022  12:48:41 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220301/CA:RESCIND- PROPERTY IS OWNED FREE AND CLEAR D 1
XX 410181195 FLOW POST-CLOSE 3/XX/2022  12:48:41 PM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED PROPOSED INSURED.    20220309/CA: RECEIVED C 1
XX 410181146 FLOW POST-CLOSE 2/XX/2022  10:43:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE.    20220211/CA: RECEIVED D 1
XX 410181146 FLOW POST-CLOSE 2/XX/2022  10:43:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER.    20220211/CA: RECEIVED D 1
XX 410181146 FLOW POST-CLOSE 2/XX/2022  10:43:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT  SHORT TERM RENTAL MISSING PROOF PROPERTY HAS BEEN RENTED FOR 180 DAYS IN THE LAST YEAR. DOCUMENTS PROVIDED DO NOT INDICATE TOTAL NUMBER OF DAYS FOR SUBJECT PROPERTY   20220209/CA:RECEIVED D 1
XX 410181139 FLOW POST-CLOSE 2/XX/2022  5:31:32 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $8,227.49 LIQUIDITY < $8,928.20  MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220209/CA:RECEIVED EST CASH TO BORROWER AMT D 1
XX 410181139 FLOW POST-CLOSE 2/XX/2022  5:31:32 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220207/CA:RECEIVED D 1
XX 410181139 FLOW POST-CLOSE 2/XX/2022  5:31:32 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220207/CA:RECEIVED D 1
XX 410181139 FLOW POST-CLOSE 2/XX/2022  5:31:32 AM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220210/CA:OWNED FREE AND CLEAR D 1
XX 410181207 FLOW POST-CLOSE 3/XX/2022  6:53:01 AM XX MISSING DOCS CREDIT RESCIND A A MISSING LEASE AGREEMENT MISSING EVIDENCE OF LEASE AND RENT   20220303/CA:RESCIND- PROPERTY IS VACANT D 1
XX 410181179 FLOW POST-CLOSE 3/XX/2022  12:23:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR PTR HOMES LLC TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20220222/CA:RECEIVED OA SHOWING GUARANTOR CAN ACCESS FUNDS D 1
XX 410181179 FLOW POST-CLOSE 3/XX/2022  12:23:28 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASES FOR BOTH PROPERTIES ARE NOT IN BORROWING ENTITY NAME   20220301/CA:RECEIVED UPDATED LEASES C 1
XX 410181179 FLOW POST-CLOSE 3/XX/2022  12:23:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE FOR XX   20220222/CA:RECEIVED D 1
XX 410181179 FLOW POST-CLOSE 3/XX/2022  12:23:28 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $473,580 TITLE INSURANCE COVERAGE < $696,900 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220222/CA:RECEIVED C 1
XX 410181179 FLOW POST-CLOSE 3/XX/2022  12:23:28 PM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE 20220301/CA:RECEIVED TITLE HOWEVER NO CONDITION FOR WARRANTY DEED TO BE DONE AT CLOSING TRANSFERING TO BORROWIGN ENTITY ALSO LENDER NAME STILL MISSING ISAOA VERBIAGE
20220222/CA:RECEIVED SAME TITLE AS IN FILE- PLEASE UPDATE TO REFLECT BORROWING ENTITY AS INSURED AND ALSO ISAOA VERBIAGE MISSING FROM LENDER NAME;
20220309/CA:LENDER NAME AND ISAOA VERBIAGE MISSING FROM TITLE 		 20220309/CA: RECEIVED C 1
XX 410181179 FLOW POST-CLOSE 3/XX/2022  12:23:28 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER: MISSING XX   20220222/CA:RECEIVED C 1
XX 410181148 FLOW POST-CLOSE 2/XX/2022  1:27:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE.  20220203/CA:RECEIVED HOWEVER NAME IS NOT STATE THE BORROWING ENTITY AS INSURED NOR CONDITION PLACED TO  HAVE SUBJECT PROPERTY TRANSFERRED TO BORROWING LLC NAME 20220207/CA:RECEIVED D 1
XX 410181148 FLOW POST-CLOSE 2/XX/2022  1:27:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER.    20220203/CA:RECEIVED D 1
XX 410181148 FLOW POST-CLOSE 2/XX/2022  1:27:11 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT NOTE  INCOMPLETE NOTE- MISSING PAGES 2,4 & 5.    20220224/CA:RECEIVED D 1
XX 410181211 FLOW POST-CLOSE 3/XX/2022  2:08:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20220309/CA:PROPOSED QCD PROVIDED D 1
XX 410181211 FLOW POST-CLOSE 3/XX/2022  2:08:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220309/CA:RECEIVED D 1
XX 410181211 FLOW POST-CLOSE 3/XX/2022  2:08:11 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $8,077.22 LIQUIDITY < $12,899.92 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220309/CA:CASH OUT WILL SUFFICE D 1
XX 410181211 FLOW POST-CLOSE 3/XX/2022  2:08:11 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $8555.46 LIQUIDITY < $9064.92 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220318/CA: THERE WAS 3 MOS ESCROW HOLD. CASH OUT WOULD HAVE BEEN GREATER. ASSETS ARE SUFFICIENT C 1
XX 410181211 FLOW POST-CLOSE 3/XX/2022  2:08:11 PM XX GUIDES CREDIT WAIVED B B AGE OF BANK STATEMENTS 68 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220318/CA:TCP WAIVED: 65% LTV AND 1.10 DSCR AND CBR 710 C 1
XX 410181155 FLOW POST-CLOSE 3/XX/2022  6:12:47 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING EVIDENCE OF PURCHASE AGREEMENT FOR ALL PROPERTIES 20220209/CA: TITLE COMMITMENT INDICATES LOAN IS A CASH OUT REFI DUE TO AN OPEN MORTGAGE DATE 11/XX/2021 FOR $1 MILLION. PURCHASE HUDS RECEIVED FOR CLOSING DATES PRIOR TO OPEN MTG DATED 11/XX/2021. PLEASE PROVIDE COPY OF PAYOFF STATEMENT(S) FOR APPLICABLE SUBJECT PROPERTIES. 20220301/CA:RECEIVED D 1
XX 410181155 FLOW POST-CLOSE 3/XX/2022  6:12:47 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT FLOOD CERTIFICATE INSUFFICIENT FLOOD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED FLOOD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220207/CA:RECEIVED C 1
XX 410181155 FLOW POST-CLOSE 3/XX/2022  6:12:47 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING EVIDENCE OF RENT LOSS COVERAGE FOR ALL PROPERTIES    20220207/CA:RECEIVED C 1
XX 410181155 FLOW POST-CLOSE 3/XX/2022  6:12:47 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE FOR ALL PROPERTIES   20220207/CA:RECEIVED D 1
XX 410181155 FLOW POST-CLOSE 3/XX/2022  6:12:47 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING PROTECTION LETTER FOR ALL PROPERTIES   20220207/CA:RECEIVED D 1
XX 410181155 FLOW POST-CLOSE 3/XX/2022  6:12:47 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 2 MONTHS MOST RECENT BANK STATEMENTS   20220301/CA:RECEIVED D 1
XX 410181152 FLOW POST-CLOSE 3/XX/2022  2:53:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE CONTRACT ADDENDUM EXTENDING CLOSING DATE.    20220201/CA: RECEIVED D 1
XX 410181152 FLOW POST-CLOSE 3/XX/2022  2:53:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING FULLY EXECUTED PURCHASE CONTRACT. THE FOLLOWING SECTIONS WERE NOT PROPERLY EXECUTED:SECTION 31 SELLERS SIGNATURE IS MISSING.    20220209/CA:RECEIVED D 1
XX 410181152 FLOW POST-CLOSE 3/XX/2022  2:53:15 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT MASTER- HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE ENTITY. PROVIDE UPDATED HAZARD INSURANCE   20220201/CA: RECEIVED D 1
XX 410181152 FLOW POST-CLOSE 3/XX/2022  2:53:15 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $14,970.25 LIQUIDITY < $34,875.38 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220211/CA: RECEIVED D 1
XX 410181152 FLOW POST-CLOSE 3/XX/2022  2:53:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING H-06/WALLS IN, INSURANCE POLICY.    20220207/CA:RECEIVED D 1
XX 410181152 FLOW POST-CLOSE 3/XX/2022  2:53:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CONDO QUESTIONAIRE MISSING CONDO QUESTIONNAIRE.  20220301/CA:DOCUMENT PROVIDED GIVES PROJECTED FIGURES AND NOT ACTUAL FIGURES TO DATE. PLEASE PROVIDE CURRENT RESERVES.
20220207/CA: CONDO QUESTIONAIRE DOES NOT ANSWER QUESTION ON RESERVES. 		 20220304/CA:RECEIVED COMPLETED CQ D 1
XX 410181152 FLOW POST-CLOSE 3/XX/2022  2:53:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT.  20220211/CA: PLEASE PROVIDE 3RD PARTY RENT ESTIMATE
20220202/BPP: This is a purchase and the borrower does not have access to the lease agreement. 		 20220215/CA:RECEIVED D 1
XX 410181152 FLOW POST-CLOSE 3/XX/2022  2:53:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE.    20220207/CA:RECEIVED D 1
XX 410181152 FLOW POST-CLOSE 3/XX/2022  2:53:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER.    20220207/CA:RECEIVED D 1
XX 410181152 FLOW POST-CLOSE 3/XX/2022  2:53:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT FOR TD BANK ENDING IN ACCOUNT XX    20220209/CA:RECEIVED D 1
XX 410181152 FLOW POST-CLOSE 3/XX/2022  2:53:15 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE COVERAGE $55,000 < $55,835 REQUIRED 20220209/CA: RECEIVED SAME HOI WITH COVERAGE OF $55000.00 20220215/CA:RECEIVED C 1
XX 410181152 FLOW POST-CLOSE 3/XX/2022  2:53:15 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT DSCR 0.68 DSCR < 1.10 MINIUMUM PER GUIDELINES 20220211/CA: MONTHLY CONDO FEES OF $862 IS NOT INCLUDED IN DSCR CALC.
20220202/BPP: This is a purchase and the borrower does not have access to the lease agreement. 		 20220218/CA:UPDATED AND PASSING C 1
XX 410181152 FLOW POST-CLOSE 3/XX/2022  2:53:15 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 64  DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR TD BANK ACCT 3012   20220209/CA:RECEIVED C 1
XX 410181152 FLOW POST-CLOSE 3/XX/2022  2:53:15 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CONDO QUESTIONAIRE CLARIFICATION NEEDED AS CONDO QUESTIONAIRE SAYS HOA IS $862 PER MONTH AND APPRAISAL SAYS $262 PER MONTH   20220218/CA:CLARIFICATION PROVIDED D 1
XX 410181178 FLOW POST-CLOSE 3/XX/2022  12:06:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $105,000 TITLE INSURANCE COVERAGE < $110,942 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220222/CA:RECEIVED C 1
XX 410181178 FLOW POST-CLOSE 3/XX/2022  12:06:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER FOR BOTH PROPERTIES 20220222/CA:INCORRECT CPL UPLOADED PLEASE REVIEW AND UPLOAD CORRECT DOC 20220301/CA:RECEIVED D 1
XX 410181178 FLOW POST-CLOSE 3/XX/2022  12:06:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 PURCHASE HUDS PROVIDED IS UNSIGNED BY ESCROW AGENTS PLEASE PROVIDE FULLY EXECUTED DOCUMENTS   20220222/CA:RECEIVED C 1
XX 410181175 FLOW POST-CLOSE 3/XX/2022  9:49:52 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR XX ADDRESSES 20220303/CA:RECEIVED ESTOPPEL AND RENT NOTICE FROM HOUSING, MISSING LEASE 20220310/CA:RECEIVED D 1
XX 410181166 FLOW POST-CLOSE 2/XX/2022  7:24:24 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER  20220221/CA: PROVIDED DOCUMENT IS CLOSING DISCLOSURE. PROVIDE CPL 20220211/CA: NO CPL UPLOADED. PROVIDE CPL 20220228/CA: RECEIVED D 1
XX 410181166 FLOW POST-CLOSE 2/XX/2022  7:24:24 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE .    20220211/CA: RECEIVED C 1
XX 410181166 FLOW POST-CLOSE 2/XX/2022  7:24:24 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING TWO MONTH'S BANK STATEMENTS   20220211/CA: RECEIVED PRELIM CD WITH CASHOUT AMT TO USE TOWARDS LIQUIDITY D 1
XX 410181166 FLOW POST-CLOSE 2/XX/2022  7:24:24 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING PROOF OF TITLE INSURANCE    20220211/CA: RECEIVED D 1
XX 410181199 FLOW POST-CLOSE 3/XX/2022  12:24:46 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT OPERATING AGREEMENT IS MISSING INTEREST %.    20220301/CA:RECEIVED EXHIBIT TO OA D 1
XX 410181199 FLOW POST-CLOSE 3/XX/2022  12:24:46 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE CONTRACT ADDENDUM EXTENDING CLOSING DATE.    20220301/CA:RECEIVED PURCHASE HUD- DELAYED PURCHASE LOAN D 1
XX 410181199 FLOW POST-CLOSE 3/XX/2022  12:24:46 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH MORTGAGEE CLAUSE- MISSING ISAOA.    20220301/CA:RECEIVED D 1
XX 410181199 FLOW POST-CLOSE 3/XX/2022  12:24:46 PM XX PROPERTY CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY UPDATED HAZARD INSURANCE IS MISSING AGENTS SIGNATURE AND ENTITY NAME. 20220301/CA:RECEIVED LOX RE- ENTITY NAME- AWAITING UPDATED HOI  20220309/CA:RECEIVED C 1
XX 410181199 FLOW POST-CLOSE 3/XX/2022  12:24:46 PM XX MISSING DOCS CREDIT WAIVED B B AGE OF BANK STATEMENTS 69 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR XX 20220309/CA:PROVIDE UPDATED BANK STATEMENTS FOR NFCU ACCOUNTS 20220310/CA:TCP APPROVED FOR THE CASH OUT TO BE SUFFICIENT: Comp Factors: 788 FICO, 1.5 DSCR, Appraised value is $10K higher than PP  D 1
XX 410181210 FLOW POST-CLOSE 3/XX/2022  5:21:03 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. DOCUMENT IN FILE DOES NOT SHOW LOSS OF INCOME COVERAGE   20220308/CA:RECEIVED D 1
XX 410181210 FLOW POST-CLOSE 3/XX/2022  5:21:03 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220308/CA:RECEIVED D 1
XX 410181210 FLOW POST-CLOSE 3/XX/2022  5:21:03 AM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220308/CA: NO DEBT ON THESE PROPERTIES D 1
XX 410181171 FLOW POST-CLOSE 2/XX/2022  2:54:09 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE.  20220222/CA: REVERTED TO OPEN. PROVIDED TITLE DOC IS CORRUPT  20202228/CA: RECEIVED D 1
XX 410181171 FLOW POST-CLOSE 2/XX/2022  2:54:09 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER.   20220218/CA:RECEIVED D 1
XX 410181171 FLOW POST-CLOSE 2/XX/2022  2:54:09 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT.    20220228/CA: RECEIVED TITLE INSURANCE. PAYOFFS NOT NEEDED D 1
XX 410181184 FLOW POST-CLOSE 3/XX/2022  4:10:46 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING TWO MONTHS BANK STATEMENT   20220224/CA:RECEIVED D 1
XX 410181184 FLOW POST-CLOSE 3/XX/2022  4:10:46 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE 20220224/CA: TITLE INSURANCE PROVIDED IS INSUFFICENT. TITLE INSURANCE COVERAGE $113,750 < $124,200 MINIMMUM REQUIRED. PROVIDE UPDATED TITLE INSURANCE WITH ADDITIONAL COVERAGE.  20220301/CA:RECEIVED D 1
XX 410181184 FLOW POST-CLOSE 3/XX/2022  4:10:46 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HOI RENT LOSS COVERAGE TO BE INCREASED TO $6,900.  PROVIDE UPDATED HOI   20220224/CA:RECEIVED D 1
XX 410181184 FLOW POST-CLOSE 3/XX/2022  4:10:46 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20220301/CA:RECEIVED D 1
XX 410181184 FLOW POST-CLOSE 3/XX/2022  4:10:46 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - POLICY PROVIDED EXPIRES WITHIN 60 DAYS OF CLOSING AND THE LOAN FILE DOES NOT CONTAIN VERIFICATION THAT THE RENEWAL PREMIUM WAS PAID AT OR PRIOR TO CLOSING ON A REFINANCE TRANSACTION. LOAN CLOSED 3/XX/2022, POLICY EXPIRATION DATE IS 4/XX/2022. 20220309/CA: RECEIVED D 1
XX 410181163 FLOW POST-CLOSE 2/XX/2022  11:29:48 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING ONE MONTHS BANK STATEMENT FOR ACCOUNT XX   20220211/CA: RECEIVED D 1
XX 410181163 FLOW POST-CLOSE 2/XX/2022  11:29:48 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20220218/CA:RECEIVED D 1
XX 410181163 FLOW POST-CLOSE 2/XX/2022  11:29:48 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220218/CA:RECEIVED D 1
XX 410181176 FLOW POST-CLOSE 3/XX/2022  1:16:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE CONTRACT ADDENDUM EXTENDING CLOSING DATE.    20220218/CA:RECEIVED D 1
XX 410181176 FLOW POST-CLOSE 3/XX/2022  1:16:16 PM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING EVIDENCE THAT HAZARD INSURANCE PREMIUM HAS BEEN PAID.    20220224/CA: INSUFFICENT DOCUMENT. PROVIDE DOCUMENTATION INDICATING PREMIUM HAS BEEN PAID  20220301/CA:RESCIND- PAID AT CLOSING D 1
XX 410181192 FLOW POST-CLOSE 3/XX/2022  12:26:20 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE.    20220224/CA: RECEIVED  D 1
XX 410181192 FLOW POST-CLOSE 3/XX/2022  12:26:20 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER.   20220224/CA:RECEIVED D 1
XX 410181192 FLOW POST-CLOSE 3/XX/2022  12:26:20 PM XX GUIDES CREDIT RESCIND A A ADVERSE CREDIT (LATE MORTGAGE PAYMENT) MORTGAGE HISTORY 1X30 12/2021, NOT ALLOWED PER GUIDELINES   20220310/CA:30 DAYS LATE IS PERMITTED C 1
XX 410181183 FLOW POST-CLOSE 3/XX/2022  3:41:16 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER. PROPOSED INSURED MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED CPL WITH CORRECTED PROPOSED INSURED. CPL ALSO ONLY SHOWS XX ADDRESS, PLEASE ADD OTHER 5 PROPERTY ADDRESSES 20220309/CA: RECEIVED C 1
XX 410181183 FLOW POST-CLOSE 3/XX/2022  3:41:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD INSURANCE MISSING FLOOD INSURANCE FOR PROPERTY XX 20220317/CA: REQUIRE FLOOD INSURANCE DEC PAGE- UNDERSTOOD PAID AT CLOSING BUT STILL REQ DEC PAGE
20220301/CA:DOCUMENT PROVIDED IS ONLY A QUOTE		 20220321/CA:RECEIVED D 1
XX 410181183 FLOW POST-CLOSE 3/XX/2022  3:41:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING GUARANTY FOR XX   20220317/CA:RECEIVED D 1
XX 410181183 FLOW POST-CLOSE 3/XX/2022  3:41:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLMENT STATEMENT 20220317/CA:RECEIVED HOWEVER NO CASH TO CLOSE AMOUNT STATED - PLEASE CLARIFY  20220318/CA:CLARIFICATION PROVIDED. CASH FROM IS $0.00 D 1
XX 410181183 FLOW POST-CLOSE 3/XX/2022  3:41:16 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 68 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220317/CA:RECEIVED C 1
XX 410181183 FLOW POST-CLOSE 3/XX/2022  3:41:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED   20220317/CA:RECEIVED D 1
XX 410181183 FLOW POST-CLOSE 3/XX/2022  3:41:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING W9   20220317/CA:RECEIVED D 1
XX 410181204 FLOW POST-CLOSE 3/XX/2022  6:20:14 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $ 450,000 TITLE INSURANCE COVERAGE < $ 468,750 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220302/CA: RECEIVED C 1
XX 410181204 FLOW POST-CLOSE 3/XX/2022  6:20:14 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING ONE MONTH BANK STATEMENTS FOR ACCTS: XX    20220302/CA: RECEIVED D 1
XX 410181204 FLOW POST-CLOSE 3/XX/2022  6:20:14 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 95 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220302/CA: RECEIVED C 1
XX 410181204 FLOW POST-CLOSE 3/XX/2022  6:20:14 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 141 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT CHECK. 20220302/CA: PROVIDED CREDIT REPORT IS STILL DATED 10/XX/2021 202203004/CA:RECEIVED C 1
XX 410181204 FLOW POST-CLOSE 3/XX/2022  6:20:14 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20220302/CA: RECEIVED C 1
XX 410181204 FLOW POST-CLOSE 3/XX/2022  6:20:14 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE CONTAINS LANGUAGE INDICATING LEASE AMOUNT IS $4,000 PER YEAR AND PER MONTH. CLARIFY LEASE IS $4,000/MONTH ONLY   20220302/CA: RECEIVED LEASE FOR 12 MONTHS C 1
XX 410181191 FLOW POST-CLOSE 3/XX/2022  5:21:46 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20220301/CA:RECEIVED D 1
XX 410181191 FLOW POST-CLOSE 3/XX/2022  5:21:46 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER : PROPOSED INSURED ON CPL  DOES NOT MATCH THE BORROWER. PROVIDE UPDATED CPL    20220309/CA: RECEIVED D 1
XX 410181191 FLOW POST-CLOSE 3/XX/2022  5:21:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER, AND PROVIDED WARRANTY DEED IS NOT EXECUTED. PROVIDE UPDATED TITLE INSURANCE OR PROVIDE EXECUTED COPY OF WARRANTY DEED IN FILE   20220309/CA: RECEIVED D 1
XX 410181194 FLOW POST-CLOSE 3/XX/2022  9:53:12 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE.    20220304/CA:RECEIVED D 1
XX 410181194 FLOW POST-CLOSE 3/XX/2022  9:53:12 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER.    20220304/CA:RECEIVED D 1
XX 410181194 FLOW POST-CLOSE 3/XX/2022  9:53:12 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 93 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK. 20220317/CA:RECEIVED UPDATED BACKGROUND REPORT BUT IT IS ONLY CRIMINAL. FULL REPORT NEEDED 20220317/CA: RECEIVED C 1
XX 410181194 FLOW POST-CLOSE 3/XX/2022  9:53:12 AM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 93 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20220317/CA:RECEIVED C 1
XX 410181206 FLOW POST-CLOSE 3/XX/2022  3:30:13 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20220304/CA:RECEIVED D 1
XX 410181206 FLOW POST-CLOSE 3/XX/2022  3:30:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING ENTITY OPERATING AGREEMENT   20220304/CA:RECEIVED D 1
XX 410181206 FLOW POST-CLOSE 3/XX/2022  3:30:13 PM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - PREMIUM PERIOD IS LESS THAN 6 MONTHS. POLICY EXPIRATION DATE IS 5/XX/2022.   20220304/CA:RESCIND- CORRECT DATES ARE STATED ON DEC PAGE D 1
XX 410181206 FLOW POST-CLOSE 3/XX/2022  3:30:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220308/CA:RECEIVED D 1
XX 410181206 FLOW POST-CLOSE 3/XX/2022  3:30:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE 20220304/CA:RECEIVED TITLE HOWEVER SAME STATES WARRANTY DEED TO TRANSFER SUBJECT PROPERTY TO XX. PLEASE CLARIFY THE BORROWING ENTITY AND CORRECT TITLE ACCORDINGLY 20220308/CA:RECEIVED D 1
XX 410181206 FLOW POST-CLOSE 3/XX/2022  3:30:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT 20220308/CA:UPDATED PAYOFF LETTER NEEDED AS ONE PROVIDED RUNS THROUGH 3/XX/2022 20220317/CA:RECEIVED D 1
XX 410181173 FLOW POST-CLOSE 2/XX/2022  11:24:55 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20220218/CA:RECEIVED C 1
XX 410181173 FLOW POST-CLOSE 2/XX/2022  11:24:55 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE 20220218/CA: $93,750 COVERAGE <$97,500 NEEDED 20220224/CA:RECEIVED D 1
XX 410181173 FLOW POST-CLOSE 2/XX/2022  11:24:55 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220218/CA:RECEIVED D 1
XX 410181198 FLOW POST-CLOSE 3/XX/2022  6:05:01 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICENT TITLE INSURANCE. VESTING ENTITY DOES NOT MATCH PRPOPOSED BORROWER ON TAPE. PROVIDE UPDATED TITLE INSURANCE.    20220308/CA:RECEIVED C 1
XX 410181198 FLOW POST-CLOSE 3/XX/2022  6:05:01 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICENT CLOSING PROTECTION LETTER. PROPOSED BORROWER DOES NOT MATCH BORROWER ON TAPE. PROVIDE UPDATED CLOSING PROTECTION LETTER.   20220308/CA:RECEIVED C 1
XX 410181198 FLOW POST-CLOSE 3/XX/2022  6:05:01 AM XX GUIDES CREDIT WAIVED B B AGE OF BANK STATEMENTS 67 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR THE XX ACCOUNT   20220322/CA:TCP WAIVED: 741 FICO AND 2.03 DSCR C 1
XX 410181200 FLOW POST-CLOSE 3/XX/2022  12:38:58 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT MISSING/INCOMPLETE OPERATING AGREEMENT TO SHOW OWNERSHIP PERCENTAGE OF BORROWER 20220301/CA:OA PROVIDED DOES NOT SPECIFY % OF OWNERSHIP 20220308/CA:RECEIVED C 1
XX 410181200 FLOW POST-CLOSE 3/XX/2022  12:38:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220308/CA:RECEIVED D 1
XX 410181200 FLOW POST-CLOSE 3/XX/2022  12:38:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220308/CA:RECEIVED D 1
XX 410181200 FLOW POST-CLOSE 3/XX/2022  12:38:58 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDTY  $0 LIQUIDITY < $14,410.07 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. CASH OUT MAY BE USED IF SUFFICIENT.   20220308/CA:RECEIVED C 1
XX 410181200 FLOW POST-CLOSE 3/XX/2022  12:38:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING AS ONE PROVIDED IS 13 MONTHS OLD 20220304/CA:RECEIVED SAME COGS AS IN FILE PLEASE PROVIDE UPDATED COGS  20220308/CA:RECEIVED D 1
XX 410181200 FLOW POST-CLOSE 3/XX/2022  12:38:58 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT DATES ON THE HAZARD INSURANCE. POLICY RECEIVED EXPIRES 3/XX/2022. PROVIDE UPDATED POLICY   20220309/CA: RESCINDED C 1
XX 410181200 FLOW POST-CLOSE 3/XX/2022  12:38:58 PM XX GUIDES CREDIT CLEAR A A MAX LTV 65% LTV < 75% LTV MAXIMUM ALLOWED PER TCP UNDERWRITING GUIDELINES   20220317/CA: RECEIVED LEASES C 1
XX 410181188 FLOW POST-CLOSE 3/XX/2022  1:25:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE. TITLE MUST BE VESTED IN ENTITY: XX   20220301/CA:DEED WILL BE SIGNED AT CLOSING D 1
XX 410181188 FLOW POST-CLOSE 3/XX/2022  1:25:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING EVIDENCE OF LEASE   20220301/CA:RECEIVED D 1
XX 410181188 FLOW POST-CLOSE 3/XX/2022  1:25:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING EVIDENCE OF FLOOD CERT   20220301/CA:RECEIVED D 1
XX 410181188 FLOW POST-CLOSE 3/XX/2022  1:25:45 PM XX GUIDES CREDIT CLEAR A A ADVERSE CREDIT (LIENS) IRS TAX LIEN ON TITLE FROM XX XX FOR $XX. NOT ALLOWED PER GUIDELINES   20220310/CA:BEING PAID OFF ON THE HUD C 1
XX 410181182 FLOW POST-CLOSE 3/XX/2022  6:34:09 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20220224/CA:RECEIVED D 1
XX 410181182 FLOW POST-CLOSE 3/XX/2022  6:34:09 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220301/CA:RECEIVED D 1
XX 410181182 FLOW POST-CLOSE 3/XX/2022  6:34:09 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING PROTECTION LETTER   20220301/CA:RECEIVED D 1
XX 410181182 FLOW POST-CLOSE 3/XX/2022  6:34:09 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING EVIDENCE OF LEASE FOR UNIT 3   20220224/CA:RECEIVED D 1
XX 410181182 FLOW POST-CLOSE 3/XX/2022  6:34:09 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING EVIDENCE THAT HAZARD INSURANCE PREMIUM HAS BEEN PAID.  20220224/CA:THIS IS A REFINANCE AND PROOF OF INSURANCE PAID IS NEEDED PER GUIDELINES 20220304/CA:RECEIVED D 1
XX 410181182 FLOW POST-CLOSE 3/XX/2022  6:34:09 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT   20220224/CA:RECEIVED D 1
XX 410181182 FLOW POST-CLOSE 3/XX/2022  6:34:09 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX WHO IS THE SOLE MEMBER OF THE BORROWING ENTITY   20220301/CA:RECEIVED D 1
XX 410181187 FLOW POST-CLOSE 2/XX/2022  5:40:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT- FOR XX    20220225/CA:RECEIVED D 1
XX 410181187 FLOW POST-CLOSE 2/XX/2022  5:40:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE.    20220225/CA:RECEIVED D 1
XX 410181187 FLOW POST-CLOSE 2/XX/2022  5:40:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER.    20220225/CA:RECEIVED D 1
XX 410181187 FLOW POST-CLOSE 2/XX/2022  5:40:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERT.   20220225/CA:RECEIVED D 1
XX 410181187 FLOW POST-CLOSE 2/XX/2022  5:40:07 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT.    20220225/CA:RESCIND D 1
XX 410181187 FLOW POST-CLOSE 2/XX/2022  5:40:07 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT GUARANTOR INFORMATION DATA TAPE REFLECTS 2 GUARANTORS CLOSING DOCS REFLECT 3. XX TO COMMENT. PROVIDE BORROWER DOCUMENTATION AND GUARANTY DOCUMENT FOR XX   20220303/CA:XX PROVIDED CLARIFICATION C 1
XX 410181185 FLOW POST-CLOSE 3/XX/2022  5:08:15 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE.    20220301/CA:RECEIVED D 1
XX 410181185 FLOW POST-CLOSE 3/XX/2022  5:08:15 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER.    20220301/CA:RECEIVED D 1
XX 410181180 FLOW POST-CLOSE 3/XX/2022  12:26:20 PM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING EVIDENCE THAT HAZARD INSURANCE PREMIUM HAS BEEN PAID.     20220224/CA:RESCIND- WILL BE PAID AT CLOSING  D 1
XX 410181180 FLOW POST-CLOSE 3/XX/2022  12:26:20 PM XX GUIDES CREDIT WAIVED B B MAX LTV 70% LTV > 80% MAX LTV DUE TO -10% LTV REDUCTION FOR DSCR 1.00 - 1.09 20220307/CA: REVERTED BACK TO OPEN. MARKET RENT OF 1.08 < 1.10. LTV EXCEPTION NEEDED. 20220310/CA:TCP WAIVED: PURCHASE WITH 20% DOWN. .02 DIFFERENCE IN DSCR; 737 FICO C 1
XX 410181193 FLOW POST-CLOSE 3/XX/2022  1:09:45 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $88,000.00 TITLE INSURANCE COVERAGE < $97,350.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220301/CA:RECEIVED D 1
XX 410181193 FLOW POST-CLOSE 3/XX/2022  1:09:45 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF CREDIT REPORT 130 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220301/CA:RECEIVED D 1
XX 410181193 FLOW POST-CLOSE 3/XX/2022  1:09:45 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT. POLICY EXPIRES ON 4/XX/2022. GUIDELINES REQUIRES POLICIES WITHIN 60 DAYS OF EXPIRING NEED TO BE RENEWED AT OR PRIOR TO CLOSING. PROVIDE UPDATED POLICY   20220304/CA:RECEIVED C 1
XX 410181228 FLOW POST-CLOSE 3/XX/2022  2:11:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT IF NEEDED FOR CLOSING   20220314/CA:RECEIVED D 1
XX 410181222 FLOW POST-CLOSE 3/XX/2022  5:29:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT TO DETERMINE OWNERSHIP PERCENTAGE.  20220310/CA:MISSING PERCENTAGE OF OWNERSHIP OF XX 20220314/CA:RECEIVED D 1
XX 410181222 FLOW POST-CLOSE 3/XX/2022  5:29:36 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE PROVIDED IS NOT IN THE BORROWERS NAME OR ENTITY NAME.    20220314/CA:RECEIVED D 1
XX 410181222 FLOW POST-CLOSE 3/XX/2022  5:29:36 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 SETTLEMENT STATEMENT REFLECTS REFINANCE NO CASH OUT, DATA TAPE REFLECTS REFINANCE CASH OUT. XX TO COMMENT   20220322/CA: REFI RATE/TERM PER HUD C 1
XX 410181218 FLOW POST-CLOSE 3/XX/2022  10:56:36 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX. DOCUMENT IN FILE DOES NOT LIST MEMBERS OR OWNERSHIP PERCENTAGE. PROVIDEUPDATED OPERATING AGREEMENT.   20220309/CA:RECEIVED D 1
XX 410181218 FLOW POST-CLOSE 3/XX/2022  10:56:36 AM XX GUIDES CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT(S) TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY. DOCUMENT IN FILE IS NOT SIGNED. PROVIDE EXECUTED OPERATING AGREEMENT.   20220309/CA:RECEIVED C 1
XX 410181218 FLOW POST-CLOSE 3/XX/2022  10:56:36 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20220309/CA:RECEIVED D 1
XX 410181218 FLOW POST-CLOSE 3/XX/2022  10:56:36 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20220309/CA:RECEIVED D 1
XX 410181218 FLOW POST-CLOSE 3/XX/2022  10:56:36 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $22,930.92 LIQUIDITY < $26,726.08 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220309/CA:RECEIVED C 1
XX 410181212 FLOW POST-CLOSE 3/XX/2022  10:59:40 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING EXECUTED LEASE AGREEMENT FOR THE SUBJECT PROPERTY   20220308/CA:PROPERTY IS NOT LEASED. RENT REVIEW NOT PROVIDED D 1
XX 410181212 FLOW POST-CLOSE 3/XX/2022  10:59:40 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 66 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220309/CA: BS 1/XX/22, LOAN CLOSED 3/XX/22, ORIGINAL CONDITION WAS DUE TO DATA ENTRY ERROR OF 1/XX/22 FOR BS C 1
XX 410181217 FLOW POST-CLOSE 3/XX/2022  9:32:17 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $112,500.00 TITLE INSURANCE COVERAGE < $120,750.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220309/CA: RECEIVED D 1
XX 410181217 FLOW POST-CLOSE 3/XX/2022  9:32:17 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT MASTER-CONDO INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE. ALSO MISSING THE ENTITY NAME.  20220316/CA: DOC UPLOADED IS NOT MASTER CONDO POLICY 20220318/CA:RECEIVED D 1
XX 410181217 FLOW POST-CLOSE 3/XX/2022  9:32:17 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDTY  $0.00 LIQUIDITY < $9,594.21 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20220309/CA: RECEIVED INITIAL CD; LOAN AMOUNT DOES NOT MATCH 20220318/CA: RECEIVED PRELIM HUD WITH CORRECT LOAM AMT D 1
XX 410181217 FLOW POST-CLOSE 3/XX/2022  9:32:17 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT.    20220322/CA: NO LIEN PAID PER HUD D 1
XX 410181217 FLOW POST-CLOSE 3/XX/2022  9:32:17 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CONDO QUESTIONAIRE MISSING CONDOMINIUM QUESTIONNAIRE    20220309/CA: RECEIVED D 1
XX 410181215 FLOW POST-CLOSE 3/XX/2022  11:09:44 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 69 DAYS AGED BANK STATEMENTS > 60 DAYS MAXIMUM ALLOWED PER TCP UNDERWRITING GUIDELINES   20220322/CA:RECEIVED C 1
XX 410181214 FLOW POST-CLOSE 3/XX/2022  3:30:55 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $8,613.19 LIQUIDITY < $14,408.06 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220309/CA:RECEIVED HUD D 1
XX 410181214 FLOW POST-CLOSE 3/XX/2022  3:30:55 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING UPDATED PAYOFF STATEMENT.   20220309/CA: RECEIVED D 1
XX 410181214 FLOW POST-CLOSE 3/XX/2022  3:30:55 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER.    20220309/CA: RECEIVED D 1
XX 410181214 FLOW POST-CLOSE 3/XX/2022  3:30:55 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE.    20220309/CA: RECEIVED D 1
XX 410181214 FLOW POST-CLOSE 3/XX/2022  3:30:55 AM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT HUD-1 MISSING SETTLEMENT STATEMENT; NOT SIGNED BY BORROWER   20220310/CA:BORROWER SIGNATURE NOT NEEDED D 1
XX 410181230 FLOW POST-CLOSE 3/XX/2022  9:32:17 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20220317/CA:RECEIVED D 1
XX 410181230 FLOW POST-CLOSE 3/XX/2022  9:32:17 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $70,000 TITLE INSURANCE COVERAGE < $112,750 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220317/CA:RECEIVED C 1
XX 410181229 FLOW POST-CLOSE 3/XX/2022  9:19:52 AM XX MISSING DOCS CREDIT RESCIND A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT   20220315/CA:RESCIND- VACANT UNIT D 1
XX 410181229 FLOW POST-CLOSE 3/XX/2022  9:19:52 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $91,000 TITLE INSURANCE COVERAGE < $93,600 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220315/CA:RECEIVED C 1
XX 410181221 FLOW POST-CLOSE 3/XX/2022  10:18:58 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20220310/CA:RECEIVED C 1
XX 410181209 FLOW POST-CLOSE 3/XX/2022  2:34:36 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDTY  $0 LIQUIDITY < $68,577.57 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20220309/CA: RECEIVED BANK STATEMENTS; PENDING OA WITH OWNERSHIP% FOR XX;
20220311/CA:OA RECEIVED; $56,785.12 < $68,577.57 MINIMUM REQUIRED		 20220314/CA:RECEIVED D 1
XX 410181209 FLOW POST-CLOSE 3/XX/2022  2:34:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE FOR ALL PROPERTIES   20220309/CA: RECEIVED D 1
XX 410181209 FLOW POST-CLOSE 3/XX/2022  2:34:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE FOR ALL PROPERTIES 20220311/CA:POLICIES RECEIVED. HOI EXPIRES ON 3/XX/2022. RENEWAL POLICY NEEDED 20220313/CA:RECEIVED D 1
XX 410181209 FLOW POST-CLOSE 3/XX/2022  2:34:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220309/CA: RECEIVED D 1
XX 410181209 FLOW POST-CLOSE 3/XX/2022  2:34:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS   20220309/CA: RECEIVED D 1
XX 410181209 FLOW POST-CLOSE 3/XX/2022  2:34:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING PROTECTION LETTER   20220309/CA: RECEIVED D 1
XX 410181209 FLOW POST-CLOSE 3/XX/2022  2:34:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING ALL TAX CERTIFICATES EXCEPT FOR XX   20220309/CA: RECEIVED D 1
XX 410021028 FLOW POST-CLOSE 1/XX/2022  10:37:26 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $522,576 HAZARD INSURANCE COVERAGE < $581,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220120/CA: RECEIVED RCE FOR $416,871.42 C 1
XX 410021028 FLOW POST-CLOSE 1/XX/2022  10:37:26 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE FOR UNIT 1 IS NOT IN BORROWING ENTITY NAME   20220120/CA: RECEIVED ASSIGNMENT OF LEASE TO BORROWING ENTITY C 1
XX 410021028 FLOW POST-CLOSE 1/XX/2022  10:37:26 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  FIRST PAYMENT DATE ON PROMISSARY NOTE IS INCORRECT. DATE ON NOTE SHOULD BE XX, 2022, NOT 2052. PROVIDE UPDATED PROMISSARY NOTE.    20220201/CA:RECEIVED C 1
XX 410021035 FLOW POST-CLOSE 2/XX/2022  8:36:01 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE.    20220210/CA:RECEIVED C 1
XX 410021035 FLOW POST-CLOSE 2/XX/2022  8:36:01 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - POLICY PROVIDED EXPIRES WITHIN 30 DAYS OF CLOSING AND THE LOAN FILE DOES NOT CONTAIN VERIFICATION THAT THE RENEWAL PREMIUM WAS PAID AT OR PRIOR TO CLOSING ON A REFINANCE TRANSACTION. LOAN CLOSED 2/XX/2022, POLICY EXPIRATION DATE IS 3/XX/2022. 20220223/CA:RECEIVED NOTE FROM LENDER INDICATING POLICY WAS PAID IN ESCROW BUT RENEWAL WAS NOT AVALIABLE. XX APPROVAL REQUIRED 20220223/CA:XX WAIVED AS IT WILL BE FORCED PLACED IF NEEDED C 1
XX 410021036 FLOW POST-CLOSE 2/XX/2022  12:50:38 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD INSURANCE MISSING EVIDENCE OF FLOOD INSURANCE FOR XX   20220218/CA:RECEIVED D 1
XX 410021036 FLOW POST-CLOSE 2/XX/2022  12:50:38 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20220218/CA:RECEIVED D 1
XX 410021036 FLOW POST-CLOSE 2/XX/2022  12:50:38 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220218/CA:PROPERTY OWNED FREE AND CLEAR D 1
XX 410021036 FLOW POST-CLOSE 2/XX/2022  12:50:38 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING PROTECTION LETTER FOR XX   20220218/CA:RECEIVED D 1
XX 410021036 FLOW POST-CLOSE 2/XX/2022  12:50:38 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATES FOR ALL PROPERTIES   20220218/CA:RECEIVED D 1
XX 410021038 FLOW POST-CLOSE 3/XX/2022  5:13:12 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDTY  $0.00 LIQUIDITY < $29,938.81 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220214/CA:RECEIVED D 1
XX 410021038 FLOW POST-CLOSE 3/XX/2022  5:13:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER.    20220303/CA:RECEIVED D 1
XX TY521181 FLOW POST-CLOSE 2/XX/2022  2:35:33 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 61 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211004/CA: RECEIVED C 1
XX TY521181 FLOW POST-CLOSE 2/XX/2022  2:35:33 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 130 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211006/CA: RECEIVED C 1
XX TY521181 FLOW POST-CLOSE 2/XX/2022  2:35:33 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $337,500 TITLE INSURANCE COVERAGE < $345,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211013/CA:RECEIVED C 1
XX TY521181 FLOW POST-CLOSE 2/XX/2022  2:35:33 PM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY.   20211004/CA: RECEIVED C 1
XX TY521181 FLOW POST-CLOSE 2/XX/2022  2:35:33 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $215,000 HAZARD INSURANCE COVERAGE < $345,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211004/CA: RECEIVED COST ESTIMATOR C 1
XX TY521181 FLOW POST-CLOSE 2/XX/2022  2:35:33 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 FINAL SETTLMENT STATEMENT REFLECTS ONE SIGNATURE- MISSING BORROWER SIGNATURE 20220221/CA:RECEIVED SAME DOC AS IN FILE- PLEASE PROVIDE SETTLMENT STATEMENT WITH BORROWER'S SIGNATURE 20220223/CA:NOT NEEDED IN CA C 1
XX TY521181 FLOW POST-CLOSE 2/XX/2022  2:35:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING EVIDENCE OF PAYOFF STATEMENT   20220221/CA:RECEIVED D 1
XX 410531041 FLOW POST-CLOSE 3/XX/2022  4:38:06 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK  20220301/CA: DOC RECEIVED IS NOT BACKGROUND CHECK PLEASE REVIEW AND UPLOAD CORRECT DOC. 20220307/CA:RECEIVED D 1
XX 410531041 FLOW POST-CLOSE 3/XX/2022  4:38:06 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING ALL ENTITY DOCUMENTATION, ARTICLES OF FORMATION, OPERATING AGREEMENT, GOOD STANDING, AND EMPLOYER IDENTIFICATION NUMBER    20220302/CA:RECEIVED D 1
XX 410531041 FLOW POST-CLOSE 3/XX/2022  4:38:06 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDTY  $0 LIQUIDITY < $14,855.67 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220302/CA:RECEIVED D 1
XX 410531041 FLOW POST-CLOSE 3/XX/2022  4:38:06 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220307/CA:RECEIVED D 1
XX 410531041 FLOW POST-CLOSE 3/XX/2022  4:38:06 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE 20220302/CA:RECEIVED HOWEVER DOES NOT REFLECT THE BORROWING ENTITY AS INSURED, NO CONDITION PLACED TO TRANSFER TO BORROWING ENTITY AND COVERAGE AMOUNT OF $195000.00 < $221250.00 PROVIDE ADDITIONAL COVERAGE. 20220309/CA: RECEIVED D 1
XX 410531041 FLOW POST-CLOSE 3/XX/2022  4:38:06 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER 20220302/CA: RECEIVED HOWEVER DOES REFLECT THE BORROWING ENTITY AS INSURED 20220307/CA:RECEIVED D 1
XX 410531041 FLOW POST-CLOSE 3/XX/2022  4:38:06 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220307/CA:RECEIVED D 1
XX 410531041 FLOW POST-CLOSE 3/XX/2022  4:38:06 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20220308//CA:RECEIVED C 1
XX 410531041 FLOW POST-CLOSE 3/XX/2022  4:38:06 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220308//CA:RECEIVED C 1
XX 410531025 FLOW POST-CLOSE 2/XX/2022  4:03:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERTIFICATE OF GOOD STANDING    20220217/CA:RECEIVED D 1
XX 410531025 FLOW POST-CLOSE 2/XX/2022  4:03:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE AND CLOSING PROTECTION LETTER   20220217/CA:RECEIVED BOTH DOSC D 1
XX 410531025 FLOW POST-CLOSE 2/XX/2022  4:03:53 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ENTIRELY. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220225/CA:RECEIVED D 1
XX 410531025 FLOW POST-CLOSE 2/XX/2022  4:03:53 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  CLARIFICATION NEEDED ON THE FOLLOWING- ON NOTE NO FIRST PAYMENT DATE STATED AND MATURITY DATE ON NOTE STATED AS 2/XX/2052 HOWEVER MATURITY DATE STATED ON LOAN AGREEMENT STATED AS 3/XX/2052 20220217/CA:RECEIVED SCAN OF 1ST PAGE OF CURRENT NOTE- PLEASE CLARIFY THE CONDITION OR UPLOAD AMMENDMENT TO NOTE;
20220222/CA:NOTE AMMENDMENT WAS NOT SIGNED BY THE BORROWERS		 20220302/CA:RECEIVED C 1
XX 410531025 FLOW POST-CLOSE 2/XX/2022  4:03:53 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 CLARIFICATION NEEDED ON THE FOLLOWING- SETTLMENT STATEMENT SHOWS SHORT INTEREST IN AMOUNT OF  $1300.00 AND ALSO PREPAID INTEREST OF $1282.19, PLEASE CLARIFY CORRECT AMOUNT AS LOAN AGREEMENT STATES PREPAID INTEREST AMOUNT OF $1300.00   20220217/CA:RECEIVED CORRECTED HUD C 1
XX 410531025 FLOW POST-CLOSE 2/XX/2022  4:03:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE FOR BOTH PROPERTIES   20220302/CA:RECEIVED D 1
XX 410531025 FLOW POST-CLOSE 2/XX/2022  4:03:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING MORTGAGE  MISSING MORTGAGE   20220217/CA:RECEIVED D 1
XX 410531025 FLOW POST-CLOSE 2/XX/2022  4:03:53 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING SETTLEMENT AGENT SIGNAURE ON THE FINAL HUD 20220217/CA:RECEIVED UPDATED HUD STILL MISSING TITLE AGENT SIGNATURE 20220222/CA:RECEIVED D 1
XX 410531025 FLOW POST-CLOSE 2/XX/2022  4:03:53 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT DSCR DSCR 0 < 1.0 MINIMUM REQUIRED DUE TO ESTIMATED RENT NOT PROVIDED   20220223/CA:RECEIVED C 1
XX 410531025 FLOW POST-CLOSE 2/XX/2022  4:03:53 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFCIENT HUD-1 FINAL SETTLEMENT STATEMENT IS MISSING HAZARD ESCROWS. PLEASE PROVIDE   20220304/CA:RECEIVED D 1
XX 410531036 FLOW POST-CLOSE 3/XX/2022  4:23:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20220221/CA:HAZARD POLICY DOES NOT PROVIDE RENT LOSS COVERAGE 20220223/CA:RECEIVED D 1
XX 410531036 FLOW POST-CLOSE 3/XX/2022  4:23:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220228/CA:RECEIVED D 1
XX 410531036 FLOW POST-CLOSE 3/XX/2022  4:23:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220228/CA:RECEIVED D 1
XX 410531036 FLOW POST-CLOSE 3/XX/2022  4:23:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CPL   20220228/CA:RECEIVED D 1
XX 410531036 FLOW POST-CLOSE 3/XX/2022  4:23:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220302/CA:RECEIVED D 1
XX 410531036 FLOW POST-CLOSE 3/XX/2022  4:23:00 PM XX GUIDES CREDIT RESCIND A A AGE OF CREDIT REPORT 225 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT FOR XX.  WAIVER IN FILE APPROVES CREDIT UP TO 180 DAYS 20220304/CA: RECEIVED BACKGROUND REPORT; MISSING CREDIT REPORT 20220307/CA: RESCIND. ONLY 1 GUARANTOR WITH CREDIT DATE OF 02/XX/2022 C 1
XX 410531036 FLOW POST-CLOSE 3/XX/2022  4:23:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT 20220221/CA:WE HAVE ONE MONTH FOR CHASE ACCT XX AND XX. PROVIDE ONE MORE MONTH OF EITHER ACCOUNT; 20220223/CA:SAME STATEMENTS ARE BEING SENT. NEED ACCT XX JANUARY.  20220228/CA:RECEIVED D 1
XX 410531036 FLOW POST-CLOSE 3/XX/2022  4:23:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT 20220221/CA: LANDLORD XX DOES NOT MATCH OUR BORROWER. PROVIDE A DOCUMENT CONNECTING THEM.  20220228/CA:RECEIVED D 1
XX 410531036 FLOW POST-CLOSE 3/XX/2022  4:23:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR XX 20220302/CA:DOC RECEIVED IS NOT BACKGROUND CHECK  20220307/CA:RECEIVED D 1
XX 410531036 FLOW POST-CLOSE 3/XX/2022  4:23:00 PM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE. TITLE INSURANCE MISSING AGENTS EXECUTED SIGNATURE.   20220302/CA:RECEIVED C 1
XX 410531036 FLOW POST-CLOSE 3/XX/2022  4:23:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING IDENTIFICATION FOR XX   20220302/CA:RECEIVED D 1
XX 410531037 FLOW POST-CLOSE 3/XX/2022  10:58:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220302/CA:RECEIVED D 1
XX 410531037 FLOW POST-CLOSE 3/XX/2022  10:58:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220301/CA: RECEIVED D 1
XX 410531037 FLOW POST-CLOSE 3/XX/2022  10:58:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220302/CA:RECEIVED D 1
XX 410531037 FLOW POST-CLOSE 3/XX/2022  10:58:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CPL     D 1
XX 410531037 FLOW POST-CLOSE 3/XX/2022  10:58:46 AM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 208 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. WAIVER IN FILE IS GOOD FOR UP TO 180 DAYS ONLY      C 1
XX 410531037 FLOW POST-CLOSE 3/XX/2022  10:58:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY 20220221/CA:OPERATING AGREEMENT RECEIVED IS FOR XX. BANK STATEMENTS REFLECT XX.  20220223/CA:RECEIVED D 1
XX 410531037 FLOW POST-CLOSE 3/XX/2022  10:58:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT 20220214/CA:WE ALREADY HAVE DECEMBER BANK STATEMENT. PROVIDE JANUARY;
20220221/CA:WE NEED ADDITIONAL MONTH FOR CHASE ACCOUNT XX OR XX. WE HAVE ONE MONTH OF EACH. 		 20220223/CA:RECEIVED D 1
XX 410531037 FLOW POST-CLOSE 3/XX/2022  10:58:46 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE 20220217/CA:RECEIVED POLICY HOWEVER STILL NO RENT LOSS COVERAGE STATED
20220201/CA:HAZARD POLICY PROVIDED DOES NOT HAVE RENT LOSS COVERAGE. 		 20220221/CA:RECEIVED C 1
XX 410531037 FLOW POST-CLOSE 3/XX/2022  10:58:46 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING EVIDENCE OF RENT LOSS COVERAGE ON HAZARD INSURANCE   20220302/CA:RECEIVED C 1
XX 410531037 FLOW POST-CLOSE 3/XX/2022  10:58:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FORM W-9 MISSING EVIDENCE OF W9   20220302/CA:RECEIVED D 1
XX 410531037 FLOW POST-CLOSE 3/XX/2022  10:58:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING GUARANTY FOR XX   20220302/CA:DOVID IS NOT THE GUARANTOR PER XX D 1
XX 410531038 FLOW POST-CLOSE 3/XX/2022  10:40:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220302/CA:RECEIVED D 1
XX 410531038 FLOW POST-CLOSE 3/XX/2022  10:40:39 AM XX GUIDES CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT 20220214/CA:WE RECEIVED DECEMBER BANK STATEMENTS TWICE;
20220221/CA:WE NEED ONE MORE MONTH FOR EITHER CHASE ACCT XX OR XX. WE CURRENTLY HAVE ONE MONTH OF EACH		 20220223/CA:RECEIVED C 1
XX 410531038 FLOW POST-CLOSE 3/XX/2022  10:40:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220307/CA:RECEIVED IN CLOSING PACKAGE D 1
XX 410531038 FLOW POST-CLOSE 3/XX/2022  10:40:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220302/CA:RECEIVED D 1
XX 410531038 FLOW POST-CLOSE 3/XX/2022  10:40:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING PROTECTION LETTER   20220302/CA:RECEIVED D 1
XX 410531038 FLOW POST-CLOSE 3/XX/2022  10:40:39 AM XX GUIDES CREDIT RESCIND A A AGE OF CREDIT REPORT 209 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.  20220304/CA; RECEIVED CREDIT REPORT FOR G2. NEED CREDIT REPORT FOR G1 20220307/CA: RESCIND. ONLY 1 GUARANTOR PER TAPE C 1
XX 410531038 FLOW POST-CLOSE 3/XX/2022  10:40:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20220223/CA:RECEIVED D 1
XX 410531038 FLOW POST-CLOSE 3/XX/2022  10:40:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO SHOW OWNERSHIP PERCENTAGE IN 107 WINDWARD DR LLC   20220221/CA:RECEIVED D 1
XX 410531038 FLOW POST-CLOSE 3/XX/2022  10:40:39 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE IS NOT IN BORROWING ENTITY NAME   20220214/CA:RECEIVED C 1
XX 410531038 FLOW POST-CLOSE 3/XX/2022  10:40:39 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING EVIDENCE OF RENT LOSS COVERAGE ON HAZARD INSURANCE 20220214/CA:HAZARD POLICY RECEIVED DOES NOT HAVE RENT LOSS.  20220221/CA:RECEIVED C 1
XX 410531038 FLOW POST-CLOSE 3/XX/2022  10:40:39 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INCORRECT NOTE PAYMENT. NOTE PAYMENT OF $881.70 DOES NOT AMORTIZE TO $0.00 BY END OF 360 PERIODS. PROVIDE UPDATED NOTE REFLECTING PAYMENT AMOUNT OF $811.70   20220304/CA: RECEIVED C 1
XX 410531040 FLOW POST-CLOSE 3/XX/2022  12:10:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR BOTH BORROWERS   20220217/CA:RECEIVED  D 1
XX 410531040 FLOW POST-CLOSE 3/XX/2022  12:10:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20220222/CA:RECEIVED D 1
XX 410531040 FLOW POST-CLOSE 3/XX/2022  12:10:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220222/CA:RECEIVED D 1
XX 410531040 FLOW POST-CLOSE 3/XX/2022  12:10:59 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT OPERATING AGREEMENT IS NOT SIGNED    20220217/CA:RECEIVED C 1
XX 410531040 FLOW POST-CLOSE 3/XX/2022  12:10:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE 20220217/CA:TITLE RECEIVED COVERAGE AMOUNT OF $10000.00 < $202500.00 MINIMUM REQUIRED
20220214/CA:POLICY PROVIDED DOES NOT SHOW POLICY COVERAGE OR VESTING AND DOES NOT HAVE AN AUTHORIZED SIGNATURE. 		 20220301/CA:RECEIVED D 1
XX 410531040 FLOW POST-CLOSE 3/XX/2022  12:10:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220302/CA: NO LIEN PAID ON HUD D 1
XX 410531040 FLOW POST-CLOSE 3/XX/2022  12:10:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING PROTECTION LETTER 20220217/CA: INCORRECT BORROWING LLC STATED ON CPL- PLEASE REVISE AND RESUBMIT 20220301/CA:RECEIVED D 1
XX 410531040 FLOW POST-CLOSE 3/XX/2022  12:10:59 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE IS NOT IN BORROWING ENTITY NAME   20220307/CA:RECEIVED C 1
XX 410531040 FLOW POST-CLOSE 3/XX/2022  12:10:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING IDENTIFICATION, CREDIT REPORT FOR XX   20220222/CA:RECEIVED D 1
XX 410531040 FLOW POST-CLOSE 3/XX/2022  12:10:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING EVIDENCE OF A FLOOD POLICY AS FLOOD CERTIFICATE SPECIFIES PROPERTY IS IN A FLOOD ZONE   20220225/CA:RECEIVED D 1
XX 410531040 FLOW POST-CLOSE 3/XX/2022  12:10:59 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 73 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220301/CA:RECEIVED C 1
XX 410531040 FLOW POST-CLOSE 3/XX/2022  12:10:59 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT DSCR 0.81 DSCR < 1.00 MINIMUM DSCR REQUIRED. APPROVAL REQUIRED   20220301/CA:RECEIVED C 1
XX 410531040 FLOW POST-CLOSE 3/XX/2022  12:10:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING W9   20220304/CA: RECEIVED D 1
XX 410531040 FLOW POST-CLOSE 3/XX/2022  12:10:59 PM XX GUIDES CREDIT RESCIND A A MAX LTV 65% LTV > 60% MAX LTV DUE TO -10% LTV REDUCTION FOR DSCR 1.00 - 1.09, 684 SCORE   20220308/CA: RESCIND C 1
XX 410531039 FLOW POST-CLOSE 3/XX/2022  11:59:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR BOTH BORROWERS   20220217/CA:RECEIVED D 1
XX 410531039 FLOW POST-CLOSE 3/XX/2022  11:59:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220217/CA:RECEIVED D 1
XX 410531039 FLOW POST-CLOSE 3/XX/2022  11:59:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE 20220303/CA:RECEIVED TITLE INSURANCE WITH AMOUT OF $238,000 < $300,000 TITLE INSURANCE REQUIRED. PROVIDE UPDATED TITLE INSURANCE 20220307/CA: RECEIVED D 1
XX 410531039 FLOW POST-CLOSE 3/XX/2022  11:59:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220303/CA:RECEIVED D 1
XX 410531039 FLOW POST-CLOSE 3/XX/2022  11:59:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING PROTECTION LETTER 20220303/CA:RECEIVED CPL REGARDING TWO PROPERITES. PROVIDE UPDATED CPL REFLECTING JUST XX 20220307/CA:RECEIVED D 1
XX 410531039 FLOW POST-CLOSE 3/XX/2022  11:59:14 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE 20220217/CA:RECEIVED SAME HOI AS IN FILE 20220222/CA:RECEIVED C 1
XX 410531039 FLOW POST-CLOSE 3/XX/2022  11:59:14 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $175,000 HAZARD INSURANCE COVERAGE < $204,600 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20220217/CA:RECEIVED SAME HOI AS IN FILE 20220307/CA:RECEIVED C 1
XX 410531039 FLOW POST-CLOSE 3/XX/2022  11:59:14 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - HAZARD INSURANCE PROVIDED WAS NOT EFFECTIVE AT THE TIME OF LOAN DISBURSEMENT. HAZARD INSURANCE EXPIRATION DATE IS 12/XX/21.   20220217/CA:RECEIVED UPDATED POLICY  C 1
XX 410531039 FLOW POST-CLOSE 3/XX/2022  11:59:14 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT NOTE  INCORRECT P AND I PAYMENT ON THE NOTE FOR THE PERIOD AFTER INTEREST ONLY. NOTE REFLECTS A PAYMENT OF $1,062.50. PAYMENT SHOULD BE $1,475.82. 20220304/CA: NOT AVAILABLE IN THE EC BOX 20220307/CA:RECEIVED NOTE AND PAYMENTS ARE CORRECT D 1
XX 410531039 FLOW POST-CLOSE 3/XX/2022  11:59:14 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 HUD-1 IS MISSING PAGE 2, ALSO IS NOT SIGNED BY TITLE AGENT OR XX  20220304/CA: RECEIVED; EXCEPTION STILL EXISTS 20220307/CA:RECEIVED D 1
XX 410531039 FLOW POST-CLOSE 3/XX/2022  11:59:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ENTITY DOCS MISSING ARTICLES OF INCORPORATION, EIN & COGS, FOR ENTITY XX    20220304/CA: RECEIVED D 1
XX 410531039 FLOW POST-CLOSE 3/XX/2022  11:59:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATION AGREEMENT. THE LLC RESOLUTION WAS PROVIDED HOWEVER IT DOES NOT REFLECT THE OWNER % AMOUNT.  20220304/CA: NOT AVAILABLE IN THE EC BOX 20220307/CA:RECEIVED D 1
XX 410531039 FLOW POST-CLOSE 3/XX/2022  11:59:14 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT DSCR .85 DSCR <1.00 MINIMUM DSCR. NOT ELIGIBLE WITHOUT XX PREAPPROVAL   20220307/CA:DSCR NOW PASSES C 1
XX 410531035 FLOW POST-CLOSE 3/XX/2022  8:04:11 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS INSUFFICIENT BANK STATEMENT. JANUARY BANK STATEMENT NEEDED FOR XX TO REFLECT DATE.   20220302/CA:RECEIVED C 1
XX 410531035 FLOW POST-CLOSE 3/XX/2022  8:04:11 AM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 230 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220302/CA:RECEIVED C 1
XX 410531035 FLOW POST-CLOSE 3/XX/2022  8:04:11 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATION   20220302/CA:RECEIVED D 1
XX 410531035 FLOW POST-CLOSE 3/XX/2022  8:04:11 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION   20220302/CA:RECEIVED D 1
XX 410531035 FLOW POST-CLOSE 3/XX/2022  8:04:11 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING GOOD STANDING   20220302/CA:RECEIVED D 1
XX 410531035 FLOW POST-CLOSE 3/XX/2022  8:04:11 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT    20220302/CA:RECEIVED D 1
XX 410531035 FLOW POST-CLOSE 3/XX/2022  8:04:11 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220302/CA:RECEIVED D 1
XX 410531035 FLOW POST-CLOSE 3/XX/2022  8:04:11 AM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATIRE. PROVIDE AN EXECUTED COPY.   20220302/CA:RECEIVED C 1
XX 410531035 FLOW POST-CLOSE 3/XX/2022  8:04:11 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20220302/CA:RECEIVED C 1
XX 410531035 FLOW POST-CLOSE 3/XX/2022  8:04:11 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $164,000 TITLE INSURANCE COVERAGE < $196,500 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220302/CA:RECEIVED C 1
XX 410531035 FLOW POST-CLOSE 3/XX/2022  8:04:11 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT MORTGAGE OPEN END MORTGAGE DEED IN FILE, XX TO APPROVE   20220304/TCP: PLEASE WAIVE WITH XX CONSENT. XX APPROVES. C 1
XX 410531034 FLOW POST-CLOSE 2/XX/2022  1:11:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR: XX   20220217/CA:RECEIVED D 1
XX 410531034 FLOW POST-CLOSE 2/XX/2022  1:11:37 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE. $300000.00  HAZARD INSURANCE COVERAGE < $412750.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20220217/CA:RECEIVED HOWEVER SAME IS MISSING ANNUAL PREMIUM AMOUNT AND PROOF OF PAYMENT 20220307/CA: RECEIVED D 1
XX 410531034 FLOW POST-CLOSE 2/XX/2022  1:11:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220217/CA:RECEIVED D 1
XX 410531034 FLOW POST-CLOSE 2/XX/2022  1:11:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220217/CA:RECEIVED D 1
XX 410531034 FLOW POST-CLOSE 2/XX/2022  1:11:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20220217/CA:RECEIVED D 1
XX 410531034 FLOW POST-CLOSE 2/XX/2022  1:11:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION 20220217/CA:RECEIVED LETTER WHICH IS NOT SUFFICIENT PROOF OF INCORPORATION 20220302/CA:RECEIVED D 1
XX 410531034 FLOW POST-CLOSE 2/XX/2022  1:11:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20220217/CA:RECEIVED D 1
XX 410531034 FLOW POST-CLOSE 2/XX/2022  1:11:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT 20220217/CA:RECEIVED OTHER BANK STMENTS NOT FOIR THIS ACCOUNT 20220304/CA: RECEIVED D 1
XX 410531034 FLOW POST-CLOSE 2/XX/2022  1:11:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING PROTECTION LETTER   20220217/CA:RECEIVED D 1
XX 410531034 FLOW POST-CLOSE 2/XX/2022  1:11:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN FOR BORROWING ENTITY   20220217/CA:RECEIVED D 1
XX 410531034 FLOW POST-CLOSE 2/XX/2022  1:11:37 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $16,194.36 LIQUIDITY < $134,296.47 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20220217/CA:UPDATED LIQUIDITY $104940.62 < $134296.47 MINIMUM REQUIRED, PLEASE PROVIDE ADDITIONAL ASSETS
20220217/CA:RECEIVED OTHER BANK STATEMENTS HOWEVER MISSING 1 SUPPLEMENTAL STATEMENT		 20220302/CA:LIQUIDITY IS SUFFICIENT C 1
XX 410531034 FLOW POST-CLOSE 2/XX/2022  1:11:37 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING SETTLEMENT STATEMENT AND DEED. 20220302/CA:WARRANTY DEED RECEIVED. MISSING SETTLEMENT STATEMENT AS ONE RECD IS FOR A DIFFERENT ADDRESS.  20220304/CA: RECEIVED D 1
XX 410221020 FLOW POST-CLOSE 3/XX/2022  1:49:31 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING EVIDENCE OF FLOOD CERTIFICATES FOR ALL PROPERTIES   20220217/CA:RECEIVED D 1
XX 410221020 FLOW POST-CLOSE 3/XX/2022  1:49:31 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR ALL PROPERTIES   20220203/CA:RECEIVED D 1
XX 410221020 FLOW POST-CLOSE 3/XX/2022  1:49:31 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE FOR ALL PROPERTIES   20220308/CA:RECEIVED D 1
XX 410221020 FLOW POST-CLOSE 3/XX/2022  1:49:31 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT FOR ALL PROPERTIES IF APPLICABLE   20220217/CA:RECEIVED D 1
XX 410221020 FLOW POST-CLOSE 3/XX/2022  1:49:31 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER FOR ALL PROPERTIES   20220308/CA:RECEIVED D 1
XX 410221020 FLOW POST-CLOSE 3/XX/2022  1:49:31 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN FOR BORROWING ENTITY   20220203/CA:RECEIVED D 1
XX 410221020 FLOW POST-CLOSE 3/XX/2022  1:49:31 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTS FOR ALL PROPERTIES   20220228/CA:RECEIVED D 1
XX 410221020 FLOW POST-CLOSE 3/XX/2022  1:49:31 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE FOR ALL PROPERTIES. MISSING EVIDENCE OF RENT LOSS COVERAGE FOR PROPERTY: XX 20220228/CA:RECEIVED UPDATED POLICIES AND RECEIPTS OF PAYMENT HOWEVER THE INSURED FOR EACH RESPECTIVE PROPERTY DOES NOT MATCH THE BORROWING ENTITY SAVE FOR SUBJECT PROP XX AS THIS MATCHES THE BORROWIGN ENTITY- PLEASE CLARIFY THE NAME THE LOAN WILL BE CLOSING IN AND HAVE THE POLICIES REFLECT THE CORRECT BORROWING ENTITY AS SUCH. ALTERNATIVELY HAVE THE BORROWING ENTITY ADDED AS AN ADDITIONAL INSURED PARTY
20220222/CA:POLICY RECEIVED. PROPOSED INSURED DOES NOT MATCH		 20220304/CA:RECEIVED C 1
XX 410221020 FLOW POST-CLOSE 3/XX/2022  1:49:31 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING EVIDENCE OF RENT LOSS COVERAGE FOR PROPERTY: XX   20220217/CA:RECEIVED D 1
XX 410221020 FLOW POST-CLOSE 3/XX/2022  1:49:31 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING LEASE FOR UNIT 1 XX - XX- LEASE ADDENDUM IN FILE. MISSING LEASE FOR XX ONLY LEASE ADDENDUM IN FILE. MISSING LEASE FOR XX - ONLY LEASE ADDENDUM IN FILE FOR UNIT 3. ALL LEASES REFLECT THE LANDLORD AS XX AND NOT XX PROVIDE PROPERTY MANAGEMENT AGREEMENT    20220222/CA:RECEIVED    20220217/CA: RECEIVED 20220217/CA: RECEIVED 20220222/CA:RECEIVED OPERATING AGREEMENT SHOWING THE CONNECTION D 1
XX 410221020 FLOW POST-CLOSE 3/XX/2022  1:49:31 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING EVIDENCE OF FORM W-9   20220314/CA: RECEIVED D 1
XX 410221020 FLOW POST-CLOSE 3/XX/2022  1:49:31 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX AS THIS IS THE OWNER OF THE BORROWING ENTITY   20220217/CA:RECEIVED D 1
XX 410221020 FLOW POST-CLOSE 3/XX/2022  1:49:31 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 67  DAYS AGE OF BANK STATEMENTS > 60  DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220309/CA: RECEIVED C 1
XX 410221024 FLOW POST-CLOSE 2/XX/2022  4:23:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE.    20220215/CA:RECEIVED D 1
XX 410221024 FLOW POST-CLOSE 2/XX/2022  4:23:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER.    20220215/CA:RECEIVED CLOSING INST LETTER FOR NY PROPERTIES D 1
XX 410221024 FLOW POST-CLOSE 2/XX/2022  4:23:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE.    20220210/CA:RECEIVED D 1
XX 410221024 FLOW POST-CLOSE 2/XX/2022  4:23:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATION.  20220215/CA:RECEIVED TAX DOC FOR XX PROP MISSING FOR XX 20220222/CA:RECEIVED D 1
XX 410221024 FLOW POST-CLOSE 2/XX/2022  4:23:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE.    20220222/CA:RECEIVED D 1
XX 410221024 FLOW POST-CLOSE 2/XX/2022  4:23:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE CONTRACT FOR SUBJECT PROPERTY XX.    20220222/CA:RECEIVED D 1
XX 410221024 FLOW POST-CLOSE 2/XX/2022  4:23:13 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 93 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220210/CA:RECEIVED C 1
XX 410221024 FLOW POST-CLOSE 2/XX/2022  4:23:13 PM XX GUIDES CREDIT CLEAR A A MAX LTC 113.05% LTC > 90% MAX ALLOWED. XX APPROVAL REQUIRED   20220222/CA:LTC PASSES  C 1
XX 410221024 FLOW POST-CLOSE 2/XX/2022  4:23:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT. SETTLEMENT STATEMENT IN FILE NOT SIGNED BY SETTLEMENT AGENT OR BORROWERS   20220222/CA:RECEIVED D 1
XX 410221025 FLOW POST-CLOSE 3/XX/2022  8:00:34 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 70 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS 20220228/CA:RECEIVED JANUARY STATEMENT HOWEVER WE REQUIRE DECEMBER STATEMENT AS WELL FOR CONSECUTIVE STATEMENT REPORTS 20220308/CA:RECEIVED C 1
XX 410221025 FLOW POST-CLOSE 3/XX/2022  8:00:34 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATION   20220228/CA:RECEIVED D 1
XX 410221025 FLOW POST-CLOSE 3/XX/2022  8:00:34 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE IS MISSING THE BORROWER "XX". PROVIDE UPDATED HAZARD INSURANCE   20220228/CA:RECEIVED C 1
XX 410221025 FLOW POST-CLOSE 3/XX/2022  8:00:34 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 105 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220308/CA:RECEIVED C 1
XX 410221025 FLOW POST-CLOSE 3/XX/2022  8:00:34 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 91 DAYS AGE OF CREDIT REPORT FOR BOTH BORROWERS  > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT FOR BOTH BORROWERS.   20220308/CA:TCP WAIVED. REPEAT BORROWER C 1
XX 410221027 FLOW POST-CLOSE 3/XX/2022  5:37:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220304/CA:FREE AND CLEAR D 1
XX 410221027 FLOW POST-CLOSE 3/XX/2022  5:37:48 PM XX GUIDES CREDIT CLEAR A A MAX LTV 69.93% LTV >60% MAX ALLOWED. XX APPROVAL REQUIRED   20220304/CA:UPDATED GUARANTOR ORDER C 1
XX 410221028 FLOW POST-CLOSE 3/XX/2022  2:57:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20220310/CA:RECEIVED D 1
XX 410221028 FLOW POST-CLOSE 3/XX/2022  2:57:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE.   20220317/CA:RECEIVED D 1
XX 410221028 FLOW POST-CLOSE 3/XX/2022  2:57:51 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $673.42  LIQUIDITY < $7,504.41 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20220311/CA:RECEIVED ADDITIONAL LIQUIDITY HOWEVER LIQUIDITY IS $7493.76 < $9403.54 MINIMUM REQUIRED. PLEASE PROVIODE ADDITIONAL ASSETS. 20220317/CA:RECINDED LIQUIDITY IS NOW MET. THIS CONDITION IS NO LONGER REQUIRED. C 1
XX 410221028 FLOW POST-CLOSE 3/XX/2022  2:57:51 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 164 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220310/CA:TCP WAIVED REPEAT BORROWER C 1
XX 410221028 FLOW POST-CLOSE 3/XX/2022  2:57:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATION   20220311/CA:RECEIVED D 1
XX 410221028 FLOW POST-CLOSE 3/XX/2022  2:57:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220311/CA:RECEIVED D 1
XX 410221028 FLOW POST-CLOSE 3/XX/2022  2:57:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220311/CA:RECEIVED D 1
XX 410221028 FLOW POST-CLOSE 3/XX/2022  2:57:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220311/CA:RECEIVED D 1
XX 410141078 FLOW POST-CLOSE 2/XX/2022  6:39:19 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY OPERATING AGREEMENT IS NOT SIGNED    20220223/CA:RECEIVED UPDATED HOI C 1
XX 410141078 FLOW POST-CLOSE 2/XX/2022  6:39:19 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $12,215.54 LIQUIDITY < $13,760.30 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220223/CA:RECEIVED C 1
XX 410141078 FLOW POST-CLOSE 2/XX/2022  6:39:19 PM XX GUIDES CREDIT CLEAR A A MISSING RELEASE LANGUAGE  MISSING RELEASE LANGUAGE ON CROSS COLLATERALIZED LOAN   20220301/CA: RECEIVED C 1
XX 410141085 FLOW POST-CLOSE 3/XX/2022  8:59:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING EVIDENCE OF LEASE FOR UNIT 4   20220304/CA: RECEIVED D 1
XX 410141085 FLOW POST-CLOSE 3/XX/2022  8:59:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220304/CA: RECEIVED D 1
XX 410141080 FLOW POST-CLOSE 2/XX/2022  5:29:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE AGREEMENT   20220221/CA: DELAYED PURCHASE, HUD IN "OTHER FILE" D 1
XX 410141080 FLOW POST-CLOSE 2/XX/2022  5:29:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20220303/CA: RECEIVED D 1
XX 410141080 FLOW POST-CLOSE 2/XX/2022  5:29:51 PM XX GUIDES CREDIT WAIVED B B MAX LTC 143.44% LTC > 90.00% LTC MAXIMUM ALLOWED PER TCP UNDERWRITING GUIDELINES   20220303/TCP: PLEASE WAIVE WITH XX CONSENT. XX APPROVES. C 1
XX 410141080 FLOW POST-CLOSE 2/XX/2022  5:29:51 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $13,349.38 < $65,299.83 MINIMUM REQUIRED PER TCP UNDERWRITING GUIDELINES   20220303/CA: RECEIVED C 1
XX 410141084 FLOW POST-CLOSE 3/XX/2022  10:59:36 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION   20220310/CA:RECEIVED D 1
XX 410141084 FLOW POST-CLOSE 3/XX/2022  10:59:36 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - POLICY PROVIDED EXPIRES WITHIN 6 DAYS OF CLOSING AND THE LOAN FILE DOES NOT CONTAIN VERIFICATION THAT THE RENEWAL PREMIUM WAS PAID AT OR PRIOR TO CLOSING ON A REFINANCE TRANSACTION. LOAN CLOSED ___/___/____, POLICY EXPIRATION DATE IS 3/XX/22. 20223010/CA;RECEIVED PROOF OF PAYMENT OF HOI 20220317/CA:RECEIVED D 1
XX 410141084 FLOW POST-CLOSE 3/XX/2022  10:59:36 AM XX MISSING DOCS CREDIT RESCIND A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20220310/CA:RESCIND D 1
XX 410141084 FLOW POST-CLOSE 3/XX/2022  10:59:36 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $0.00 TITLE INSURANCE COVERAGE < $939,700.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE. ALSO MISSING TITLE AGENT SIGNATURE.    20220310/CA:RECEIVED D 1
XX 410141084 FLOW POST-CLOSE 3/XX/2022  10:59:36 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE IS MISSING PREMIUM AMOUNT.    20220310/CA:RECEIVED INVOICE REFLECTING ANNUAL PREMIUM AMOUNT D 1
XX 410141084 FLOW POST-CLOSE 3/XX/2022  10:59:36 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $471,685.72 LIQUIDITY < $757,102.48 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220310/CA:RECEIVED D 1
XX 410141084 FLOW POST-CLOSE 3/XX/2022  10:59:36 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING AUTHORIZATION LETTER BY CLOSING ATTORNEY.   20220316/CA:RECEIVED D 1
XX 410141087 FLOW POST-CLOSE 3/XX/2022  10:41:17 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $135,000 TITLE INSURANCE COVERAGE < $ 153,750 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220322/CA:RECEIVED C 1
XX 410141087 FLOW POST-CLOSE 3/XX/2022  10:41:17 AM XX MISSING DOCS CREDIT CLEAR A    A MISSING CLOSING PROTECTION LETTER MISSING CPL    20220322/CA:RECEIVED D 1
XX 410141079 FLOW POST-CLOSE 3/XX/2022  4:46:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING ENTITY IDENTIFICATION NUMBER AND ENTITY OPERATING AGREEMENT   20220225/CA:RECEIVED D 1
XX 410141079 FLOW POST-CLOSE 3/XX/2022  4:46:26 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. DOCUMENT IN FILE DOES NOT  SHOW COVERAGE DATES. PROVIDE UPDATED HAZRAD INSURANCE   20220225/CA:RECEIVED D 1
XX 410141079 FLOW POST-CLOSE 3/XX/2022  4:46:26 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $131,250 TITLE INSURANCE COVERAGE < $142,500 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220225/CA:RECEIVED D 1
XX 410141079 FLOW POST-CLOSE 3/XX/2022  4:46:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220225/CA:RECEIVED D 1
XX 410141079 FLOW POST-CLOSE 3/XX/2022  4:46:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND REPORT FOR, XX WHOM SIGNED THE NOTE   20220228/CA: RECEIVED D 1
XX 410141079 FLOW POST-CLOSE 3/XX/2022  4:46:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT MISSING CREDIT REPORT FOR XX, WHOM SIGNED THE NOTE.   20220228/CA: RECEIVED D 1
XX 410141079 FLOW POST-CLOSE 3/XX/2022  4:46:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING IDENTIFICATION FOR XX.   20220228/CA: RECEIVED D 1
XX 410141079 FLOW POST-CLOSE 3/XX/2022  4:46:26 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG XX TO OPINE ON CLASS OF CRIME WITH DESCRPITION "XX" DATED 07/XX/2003   20220304/CA:RECEIVED LOX C 1
XX 410141076 FLOW POST-CLOSE 3/XX/2022  12:58:03 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LIQUIDITY $31,982.83 LIQUIDITY < $33,705.06 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220304/CA:TCP WAIVED EXCELLENT DSCR  C 1
XX 410141083 FLOW POST-CLOSE 3/XX/2022  5:20:50 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ENTITY DOCS MISSING ALL BORROWER DOCS; CREDIT REPORT. BACKGROUND REPORT. BORROWER ID.    20220301/CA:RECEIVED D 1
XX 410141083 FLOW POST-CLOSE 3/XX/2022  5:20:50 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT.   20220301/CA:RECEIVED D 1
XX 410141083 FLOW POST-CLOSE 3/XX/2022  5:20:50 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN    20220301/CA:RECEIVED D 1
XX 410141083 FLOW POST-CLOSE 3/XX/2022  5:20:50 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE 20220301/CA: $65,000 COVERAGE < $400,000 MINIUMUM REQUIRED. PROVIDE UPDATED HAZARD INSURANCE  20220308/CA:RECEIVED HOI AND MASTER POLICY D 1
XX 410141083 FLOW POST-CLOSE 3/XX/2022  5:20:50 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220301/CA:RECEIVED D 1
XX 410141083 FLOW POST-CLOSE 3/XX/2022  5:20:50 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE    20220301/CA:RECEIVED D 1
XX 410141083 FLOW POST-CLOSE 3/XX/2022  5:20:50 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL    20220301/CA:RECEIVED D 1
XX 410141083 FLOW POST-CLOSE 3/XX/2022  5:20:50 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE AGREEMENT    20220301/CA:RECEIVED D 1
XX 410141083 FLOW POST-CLOSE 3/XX/2022  5:20:50 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $127,182.95 LIQUIDITY < $171,530.81 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220303/CA:RECEIVED D 1
XX 410141083 FLOW POST-CLOSE 3/XX/2022  5:20:50 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO FUNDS IN XX USED FOR LIQUIDITY   20220301/CA:RECEIVED D 1
XX 410141083 FLOW POST-CLOSE 3/XX/2022  5:20:50 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD INSURANCE MISSING FLOOD INSURANCE    20220301/CA:RECEIVED D 1
XX 410141083 FLOW POST-CLOSE 3/XX/2022  5:20:50 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT DSCR DSCR .38 < .80 MINIMUM ALLOWED 20220308/CA:PER EMAIL WAIVER WAS REQUESTED AND APPROVED- HOWEVER WAIVER IS NOT IN BOX- PLEASE UPLOAD SO WE MAY CLEAR CONDITION ACCORDINGLY 20220309/CA:PASSES C 1
XX 410301001 FLOW POST-CLOSE 3/XX/2022  11:12:09 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20220201/CA: PROVIDED DOCUMENT IS A QUOTE. PROVIDE HAZARD DEC PAGE
20220127/CA:RECEIVED QUOTE PLEASE PROVIDE HAZARD DEC PAGE AND PROO FOF PAYMENT		 20220207/CA:RECEIVED PROOF OF PAYMENT  D 1
XX 410301001 FLOW POST-CLOSE 3/XX/2022  11:12:09 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20220118/CA:RECEIVED D 1
XX 410301001 FLOW POST-CLOSE 3/XX/2022  11:12:09 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD INSURANCE MISSING EVIDENCE OF FLOOD INSURANCE AS SUBJECT PROPERTY IS IN FLOOD ZONE 20220125/CA:RECEIVED FLOOD INSURANCE QUOTE- ACTUAL FLOOD INSURANCE NEEDED AND PROOF OF PAYMENT NEEDED ALSO 20220214/CA:RECEIVED BOTH FLOOD INSURANCE AND RECEIPT OF PAYMENT D 1
XX 410301001 FLOW POST-CLOSE 3/XX/2022  11:12:09 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF LOAN AMOUNT ON TITLE  REPORT   20220207CA:TITLE RECEIVED ON CLOSING PACKAGE WITH COVERAGE AMOUNT D 1
XX 410301001 FLOW POST-CLOSE 3/XX/2022  11:12:09 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220127/CA:RECEIVED PAYOFF GOOD TRU 2/XX/2022 D 1
XX 410301001 FLOW POST-CLOSE 3/XX/2022  11:12:09 AM XX MISSING DOCS CREDIT RESCIND A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220207/CA:RESCIND D 1
XX 410301001 FLOW POST-CLOSE 3/XX/2022  11:12:09 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 114 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220201/CA:RECEIVED C 1
XX 410301001 FLOW POST-CLOSE 3/XX/2022  11:12:09 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 62 DAYS AGE ASSETS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220304/CA:RECEIVED C 1
XX 410301001 FLOW POST-CLOSE 3/XX/2022  11:12:09 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE PROVIDED IS MISSING RENT LOSS COVERAGE- PLEASE UPDATE    20220214/CA:RECEIVED NOTE FROM LENDER INDICATING PER INSURANCE AGENCY THE RENT LOSS OS STATED AS "ADDITIONAL LIVING EXPENSE COVERAGE D" D 1
XX 410301001 FLOW POST-CLOSE 3/XX/2022  11:12:09 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT. SETTLEMENT STATEMENT IN FILE NOT SIGNED BY SETTLEMENT AGENT 20220222/CA:RECEIVED LETTER FROM TITLE. XX TO APPROVE 20220317/CA:RECEIVED D 1
XX 410301001 FLOW POST-CLOSE 3/XX/2022  11:12:09 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT FLOOD CERTIFICATE INSUFFICIENT FLOOD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED FLOOD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220223/CA:RECEIVED D 1
XX 410301001 FLOW POST-CLOSE 3/XX/2022  11:12:09 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 CONSECUTIVE MONTH BANK STMENT FOR XX ACCOUNTS   20220321/CA:RECEIVED D 1
XX 410151108 FLOW POST-CLOSE 2/XX/2022  11:41:51 AM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220223/CA: RESCIND. OWNED FREE AND CLEAR. REFLECTED ON TITLE D 1
XX 410151108 FLOW POST-CLOSE 2/XX/2022  11:41:51 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING DOCUMENTS MISSING EVIDENCE OF CLOSING DISCLOSURE/ATTORNEY AUTHORIZATION LETTER   20220223/CA: RECEIVED D 1
XX 410151108 FLOW POST-CLOSE 2/XX/2022  11:41:51 AM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 386 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.  20220223/CA: PROVIDED CREDIT REPORT IS STILL 386 DAYS AGED > 90 DAYS MAX ALLOWED PER TCP UNDERWRITING GUIDELINES. PROVIDE UPDATED CREDIT REPORT 20220224/CA: RECEIVED C 1
XX 410151108 FLOW POST-CLOSE 2/XX/2022  11:41:51 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CERTIFICATE OF GOOD STANDING 373 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDED UPDATED STATEMENTS   20220223/CA: RECEIVED C 1
XX 410151108 FLOW POST-CLOSE 2/XX/2022  11:41:51 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 395 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK. 20220223/CA: PROVIDED BACKGROUND REPORT IS STILL 385 DAYS AGED > 90 DAYS MAX PER TCP UNDERWRITING GUIDELINES. PROVIDE UPDATED BACKGROUND REPORT 20220224/CA: RECEIVED C 1
XX 410151107 FLOW POST-CLOSE 2/XX/2022  4:00:29 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $308,000 HAZARD INSURANCE COVERAGE < $311,500 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220223/CA:RECEIVED REPLACEMENT COST INDICATOR D 1
XX 410151107 FLOW POST-CLOSE 2/XX/2022  4:00:29 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT DSCR 0.89 DSCR < 1.00 DSCR MIN ALLOWED DUE TO QUALIFYING PAYMENT < PITI. XX APPROVAL REQUIRED   20220304/CA:PASSES AS THIS IS AN INTEREST ONLY LOAN.  D 1
XX 410151107 FLOW POST-CLOSE 2/XX/2022  4:00:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED OR DATE PORPERTY ACQUIRED   20220304/CA:RECEIVED D 1
XX 410151107 FLOW POST-CLOSE 2/XX/2022  4:00:29 PM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT LIQUIDITY $18,696.27 LIQUIDITY < $54,519.42 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220225/CA:RESCIND D 1
XX 410151102 FLOW POST-CLOSE 2/XX/2022  9:33:13 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING ADDITIONAL MONTH OF BANK STATEMENTS FOR THE XX ACCOUNT.    20220210/CA: RECEIVED D 1
XX 410151102 FLOW POST-CLOSE 2/XX/2022  9:33:13 AM XX MISSING DOCS CREDIT CLEAR A A AGE OF BACKGROUND CHECK 100 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220210/CA: RECEIVED D 1
XX 410151102 FLOW POST-CLOSE 2/XX/2022  9:33:13 AM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATIRE. PROVIDE AN EXECUTED COPY.   20220210/CA: RECEIVED C 1
XX 410571030 FLOW POST-CLOSE 3/XX/2022  10:48:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE.    20220215/CA:RECEIVED JACKET FOR TITLE AND TITLE IN FILE D 1
XX 410571030 FLOW POST-CLOSE 3/XX/2022  10:48:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING UPDATED PAYOFF STATEMENT.    20220215/CA:RECEIVED D 1
XX 410571021 FLOW POST-CLOSE 3/XX/2022  8:22:18 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INCOMPLETE LEASE AGREEMENT- MISSING PAGES 12-15.    20220222/CA:RECEIVED D 1
XX 410571021 FLOW POST-CLOSE 3/XX/2022  8:22:18 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE. ALSO MISSING RENTAL LOSS COVERAGE.    20220222/CA:RECEIVED D 1
XX 410571021 FLOW POST-CLOSE 3/XX/2022  8:22:18 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA..   20220222/CA:RECEIVED D 1
XX 410571021 FLOW POST-CLOSE 3/XX/2022  8:22:18 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE.    20220222/CA:RECEIVED D 1
XX 410571021 FLOW POST-CLOSE 3/XX/2022  8:22:18 AM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT.    20220222/CA:OWNED FREE AND CLEAR D 1
XX 410571021 FLOW POST-CLOSE 3/XX/2022  8:22:18 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT   20220222/CA:RECEIVED D 1
XX 410571029 FLOW POST-CLOSE 3/XX/2022  7:56:43 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $5,973.20 LIQUIDITY < $6,919.93 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220217/CA:RECEIVED C 1
XX 410571020 FLOW POST-CLOSE 3/XX/2022  10:17:10 AM XX MISSING DOCS CREDIT CLEAR A A MISSING NOTE MISSING NOTE   20220307/CA: RECEIVED D 1
XX 410571020 FLOW POST-CLOSE 3/XX/2022  10:17:10 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $15,987.13 LIQUIDITY < $ 26,654.12  MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220309/CA:RECEIVED C 1
XX 410571032 FLOW POST-CLOSE 3/XX/2022  1:39:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR XX  20220223/CA:BACKGROUND REPORT PROVIDED IS 107 DAYS > 90 DAYS PERMITTED 20220309/CA:RECEIVED D 1
XX 410571032 FLOW POST-CLOSE 3/XX/2022  1:39:07 PM XX MISSING DOCS CREDIT WAIVED B B MISSING CREDIT REPORT MISSING CREDIT REPORT XX 20220223/CA:CREDIT REPORT PROVIDED IS 107 DAYS > 90 DAYS PERMITTED 20220225/TCP WAIVED REPEAT BORROWER UP TO 180 DAYS D 1
XX 410571032 FLOW POST-CLOSE 3/XX/2022  1:39:07 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BACKGROUND CHECK 106 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220309/CA:RECEIVED D 1
XX 410571035 FLOW POST-CLOSE 3/XX/2022  11:36:04 AM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT TITLE COVERAGE TITLE PROVIDES EVIDENCE OF THREE ADDITIONAL LIENS.  PROVIDE PAYOFFS OR PROOF OF RELEASE.   20220310/CA:LIENS ARE <15K D 1
XX 410571035 FLOW POST-CLOSE 3/XX/2022  11:36:04 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $5,769.40 LIQUIDITY < $12,330.49 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220310/CA:RECEIVED  C 1
XX 410571035 FLOW POST-CLOSE 3/XX/2022  11:36:04 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $184,580.00 HAZARD INSURANCE COVERAGE < $187500.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20220313/CA: $167,800 < 187,500 MINIMUM REQUIRED 20220322/CA:RECEIVED RCE D 1
XX 410281009 FLOW POST-CLOSE 2/XX/2022  10:07:04 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE.    20220224/CA: RECEIVED. FILE INE XCEPTIONS SHOWS LOAN AMOUNT REDUCED TO $XX WITH INTEREST RATE OF 5.375% D 1
XX 410281009 FLOW POST-CLOSE 2/XX/2022  10:07:04 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE EXPIRED WITH NO MONTH TO MONTH VERBIAGE. PROVIDE UPDATED LEASE AGREEMENT   20220224/CA: RECEIVED RENT RANGE IN LIEU OF UPDATED LEASE C 1
XX 410281009 FLOW POST-CLOSE 2/XX/2022  10:07:04 AM XX GUIDES CREDIT CLEAR A A MAX LTV 68% LTV > 60% MAX LTV DUE TO -15% LTV REDUCTION ON PURCHASE LOAN WITH DSCR OF 0.80 - 0.99 (RENT RANGE IN FILE $2,924)   20220224/CA: RECEIVED MARKET RENT PER 1025 WAS $4,000. QUALIFIED AT $3,800.00 DSCR IS 1.18 C 1
XX 410561007 FLOW POST-CLOSE 2/XX/2022  3:55:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20220225/CA: NOT AVAILABLE IN EC BOX
20220211/CA:RECEIVED HOI LIST OF SUBJECT PROPERTIES HOWEVER STILL REQUIRE PREMIUM FOR EACH PROPERTY- NOT STATED ON DOC
20220208/CA: RECEIVED EOI; HOWEVER EOI IS MISSING LIST OF THE 25 SUBJECT PROPERTIES, BREAKDOWN OF BUILDING COVERAGE, AND PREMIUM AMOUNT FOR EACH PROPERTY. PLEASE PROVIDE		 20220303/CA: RECEIVED D 1
XX 410561007 FLOW POST-CLOSE 2/XX/2022  3:55:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220211/CA:RECEIVED D 1
XX 410561007 FLOW POST-CLOSE 2/XX/2022  3:55:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220208/CA: RECEIVED D 1
XX 410561007 FLOW POST-CLOSE 2/XX/2022  3:55:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220208/CA: RECEIVED PAYOFF INCLUDED IN LIST OF 62 PROPERTIES D 1
XX 410561007 FLOW POST-CLOSE 2/XX/2022  3:55:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CPL 20220211/CA:RECEIVED UPDATED CPL HOWEVER 1 PROPERTY STATED INCORRECTLY AS XX INSTEAD OF XX- PLEASE UPDATE AND RESUBMIT
20220208/CA: CPL PROVIDED STATES 25 PARCELS, BUT DOES NOT LIST THE PROPERTY ADDRESSES, PLEASE PROVIDE UPDATED CPL WITH 25 PROPERTY ADDRESSES INCLUDED		 20220222/CA:RECEIVED D 1
XX 410561007 FLOW POST-CLOSE 2/XX/2022  3:55:57 PM XX GUIDES CREDIT RESCIND A A MAX LTV 75% AILTV > 60% MAX ALLOWED. XX APPROVAL REQUIRED   20220208/CA: PRIMARY GUARANTOR UPDATED TO XX C 1
XX 410561007 FLOW POST-CLOSE 2/XX/2022  3:55:57 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS INCOMPLETE BANK STATEMENTS:  ACCOUNT NUMBER REDACTED.   20220208/CA: RECEIVED 2 MONTHS STATEMENTS FOR NEW TD AMERITRADE ACCT C 1
XX 410561007 FLOW POST-CLOSE 2/XX/2022  3:55:57 PM XX GUIDES CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT   20220208/CA: RECEIVED 2 MONTHS STATEMENTS FOR NEW TD AMERITRADE ACCT C 1
XX 410561007 FLOW POST-CLOSE 2/XX/2022  3:55:57 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LEASE AGREEMENT MINIMUM RENT $700 REQUIRED FOR SINGLE FAMILY PROPERTIES. RENTS ON 24 OF 25 PROPERTIES ARE LESS THAN $700/MONTH   20220207/TCP: WAIVER APPROVAL-Partner loan to XX. Approved by JW. 794 FICO and 1.45 DSCR C 1
XX 410561007 FLOW POST-CLOSE 2/XX/2022  3:55:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING GUARANTY FOR GUARANTOR XX    20220228/CA:RECEIVED D 1
XX 410561010 FLOW POST-CLOSE 3/XX/2022  8:45:06 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR BOTH BORROWERS   20220228/CA:RECEIVED D 1
XX 410561010 FLOW POST-CLOSE 3/XX/2022  8:45:06 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20220308/CA: RECEIVED D 1
XX 410561010 FLOW POST-CLOSE 3/XX/2022  8:45:06 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220303/CA:RECEIVED D 1
XX 410561010 FLOW POST-CLOSE 3/XX/2022  8:45:06 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20220228/CA:RECEIVED D 1
XX 410561010 FLOW POST-CLOSE 3/XX/2022  8:45:06 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATION   20220303/CA:RECEIVED D 1
XX 410561010 FLOW POST-CLOSE 3/XX/2022  8:45:06 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE 20220228/CA:TITLE WOULD NOT OPEN. PLEASE RESEND.  20220301/CA:RECEIVED D 1
XX 410561010 FLOW POST-CLOSE 3/XX/2022  8:45:06 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING PROTECTION LETTER   20220303/CA:RECEIVED D 1
XX 410561010 FLOW POST-CLOSE 3/XX/2022  8:45:06 AM XX MISSING DOCS CREDIT WAIVED B B INSUFFICIENT LEASE AGREEMENT LEASES IN FILE USED FOR DSCR PURPOSES ARE EXPRIED AND DO NOT SHOW MONTH TO MONTH LANGUAGE   20220401/CA: WAIVED D 1
XX 410561008 FLOW POST-CLOSE 3/XX/2022  4:05:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT   20220228/CA:USING AMERITRADE ACCOUNT D 1
XX 410561008 FLOW POST-CLOSE 3/XX/2022  4:05:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT RELEASE LANGUAGE  INSUFFICENT MORTGAGE. RELEASE LANGUAGE IS LESS THAN 120% OF ALLOCATED LOAN.  20220303/CA: NOT AVAILABLE IN EC BOX 20220304/CA:RELEASE VERBIAGE FOUND ON MORTGAGE DOC C 1
XX 410561008 FLOW POST-CLOSE 3/XX/2022  4:05:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE FOR ALL PROPERTIES.  20220303/CA: NOT AVAILABLE IN EC BOX 20220304/CA:RECEIVED D 1
XX 410561008 FLOW POST-CLOSE 3/XX/2022  4:05:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OCCUPANCY CERTIFICATE INSUFFICENT OCCUPANCY CERT. OCCUPANCY CERT IS MISSING SIGNATURE FROM XX. PROVIDE UPDATED OCCUPANCY CERT    20220303/CA:RECEIVED C 1
XX 410561008 FLOW POST-CLOSE 3/XX/2022  4:05:22 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT NOTE  INSUFFICENT NOTE. LOAN AMOUNT ON NOTE DOES NOT MATCH TAPE VALUE. PROVIDE UPDATED NOTE 20220304/CA:RECEIVED SETTLMENT STATEMENT HOWEVER UNCLEAR AS TO CASH TO OR FROM BORROWER.  PLEASE CLARIFY
20220303/CA: NOT AVAILABLE IN EC BOX		 20220307/CA: RESCIND. TAPE AND NOTE MATCH C 1
XX 410561008 FLOW POST-CLOSE 3/XX/2022  4:05:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERT FOR ALL PROPERTIES   20220228/CA: RECEIVED D 1
XX 410561008 FLOW POST-CLOSE 3/XX/2022  4:05:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERT FOR PROPERTIES XX AND XX  20220303/CA: NOT AVAILABLE IN EC BOX 20220304/CA:RECEIVE D 1
XX 410561008 FLOW POST-CLOSE 3/XX/2022  4:05:22 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING SETTLEMENT STATEMENT FOR ALL PROPERTIES   20220303/CA:RECEIVED D 1
XX 410561009 FLOW POST-CLOSE 2/XX/2022  2:31:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220222/CA:RECEIVED D 1
XX 410561009 FLOW POST-CLOSE 2/XX/2022  2:31:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE. THE POLICIES PROVIDED DO NOT CLEARLY INDICATE PROPERTIES COVERED, DATES, COVERAGES (INCLUDING RENT LOSS) FOR EACH, OR PREMIUM FOR EACH 20220225/CA:RECEIVED HOWEVER NO ANNUAL PREMIUM IS STATED FOR PROPERTIES 20220303/CA:RECEIVED D 1
XX 410561009 FLOW POST-CLOSE 2/XX/2022  2:31:48 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER, MISSING ALL PROPERTY ADDRESSES- PLEASE UPDATE AND RESUBMIT   20220222/CA:RECEIVED D 1
XX 410561009 FLOW POST-CLOSE 2/XX/2022  2:31:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 MONTH REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT, ALSO ACCOUNT NUMBER IS REDACTED, PLEASE PROVIDE ACCOUNT NUMBER UNLESS XX WAIVER OR APPROVAL PERMITS   20220303/CA:RECEIVED D 1
XX 410561009 FLOW POST-CLOSE 2/XX/2022  2:31:48 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE AGREEMENTS ARE NOT IN BORROWING ENTITY NAME FOR ALL PROPERTIES   20220222/CA:RECEIVED C 1
XX 410561009 FLOW POST-CLOSE 2/XX/2022  2:31:48 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE EXPIRED WITH NO MONTH TO MONTH LANGUAGE: XX ADDRESSES   20220225/CA:RECEIVED FOR ALL PROPERTIES AND RESCIND CONDITION FOR XX PROPERTY AS IS NOT A PART OF THIS PORTFOLIO C 1
XX 410561009 FLOW POST-CLOSE 2/XX/2022  2:31:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220222/CA:RECEIVED D 1
XX 410561009 FLOW POST-CLOSE 2/XX/2022  2:31:48 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LEASE AGREEMENT GROSS RENT IS BELOW $750, WAIVER IN FILE   20220211/TCP:WAIVED-Partner loan to XX & XX. 794 FICO and 1.80 DSCR C 1
XX 410561009 FLOW POST-CLOSE 2/XX/2022  2:31:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20220228/CA:QUIT CLAIM RECEIVED D 1
XX 410561009 FLOW POST-CLOSE 2/XX/2022  2:31:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING GUARANTY FOR GUARANTOR XX   20220225/CA:RECEIVED FOR ALL PROPERTIES AND RESCIND CONDITION FOR XX PROPERTY AS IS NOT A PART OF THIS PORTFOLIO D 1
XX 410481063 FLOW POST-CLOSE 1/XX/2022  5:46:03 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD INSURANCE DOES NOT INCLUDE RENT LOSS COVERAGE.   20220112/CA: RECEIVED C 1
XX 410481063 FLOW POST-CLOSE 1/XX/2022  5:46:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVIDE PROOF OF ACCESS TO FUNDS USED FOR LIQUIDITY    20220112/CA: RECEIVED D 1
XX 410481063 FLOW POST-CLOSE 1/XX/2022  5:46:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING DOCUMENTS MISSING BUSINESS PURPOSE AFFIDAVIT   20220131/CA:RECEIVED D 1
XX 410481044 FLOW POST-CLOSE 1/XX/2022  9:25:37 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS  MISSING BANK STATEMENTS OR PROOF OF CASH OUT PROCEEDS 20220112/CA: RECEIVED BANK STATEMENTS AND PRELIM HUD. LIQUIDITY STILL SHORT $13,229.91 < $14,070.34. PROVIDE ADDTL ASSETS 20220119/CA:RECEIVED D 1
XX 410481044 FLOW POST-CLOSE 1/XX/2022  9:25:37 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20220112/CA: RECEIVED D 1
XX 410481044 FLOW POST-CLOSE 1/XX/2022  9:25:37 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20220112/CA: RECEIVED D 1
XX 410481044 FLOW POST-CLOSE 1/XX/2022  9:25:37 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220112/CA: RECEIVED D 1
XX 410481044 FLOW POST-CLOSE 1/XX/2022  9:25:37 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATION   20220112/CA: RECEIVED D 1
XX 410481044 FLOW POST-CLOSE 1/XX/2022  9:25:37 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE   20220112/CA: RECEIVED D 1
XX 410481044 FLOW POST-CLOSE 1/XX/2022  9:25:37 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATION   20220112/CA: RECEIVED D 1
XX 410481097 FLOW POST-CLOSE 3/XX/2022  5:02:17 PM XX MISSING DOCS CREDIT RESCIND A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT.    20220221/CA:RESCIND D 1
XX 410481097 FLOW POST-CLOSE 3/XX/2022  5:02:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR XX    20220202/CA:RECEIVED D 1
XX 410481097 FLOW POST-CLOSE 3/XX/2022  5:02:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT MISSING GUARANTOR CREDIT REPORT FOR XX    20220302/CA:RECEIVED D 1
XX 410481097 FLOW POST-CLOSE 3/XX/2022  5:02:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PUD RIDER MISSING PUD RIDER.    20220311/CA: RECEIVED D 1
XX 410481097 FLOW POST-CLOSE 3/XX/2022  5:02:17 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 101 DAYS AGE OF CREDIT CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT CHECK.   20220315/CA:RECEIVED C 1
XX 410481083 FLOW POST-CLOSE 2/XX/2022  4:20:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE FOR XX DOC IN FILE IS FLOOD CERT   20220218/CA: RECEIVED D 1
XX 410481083 FLOW POST-CLOSE 2/XX/2022  4:20:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING EVIDENCE OF TAX CERT: XX   20220218/CA: RECEIVED D 1
XX 410481083 FLOW POST-CLOSE 2/XX/2022  4:20:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING EVIDENCE OF LEASE FOR UNIT 1: XX   20220218/CA: RECEIVED D 1
XX 410481083 FLOW POST-CLOSE 2/XX/2022  4:20:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING EVIDENCE OF LEASE FOR UNIT 2: XX 20220221/CA:RECEIVED RENT RANGE HOWEVER SAME DOES NOT STATE WHICH UNIT THE ESTIMATE IS APPLICABLE TO
20220218/CA: NOT AVAILABLE IN EC BOX		 20220301/CA:RECEIVED EXPLINATION OF RENT RANGE D 1
XX 410481083 FLOW POST-CLOSE 2/XX/2022  4:20:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEEDS FOR ALL PROPERTIES   20220218/CA: RECEIVED D 1
XX 410481092 FLOW POST-CLOSE 3/XX/2022  6:10:44 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER: PROPOSED INSURED AND SUBJECT ADDRESS ON CPL DOES NOT MATCH THE BORROWER AND PROPERTY. PROVIDE UPDATED CPL   20220217/CA:RECEIVED C 1
XX 410481092 FLOW POST-CLOSE 3/XX/2022  6:10:44 PM XX GUIDES CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY (EVEN THOUGH THE CO-BORROWER'S NAME IS XX, XX MAY BE OWNED BY ANOTHER ENTITY/PERSON) 20220217/CA:RECEIVED COGS FOR ENTITY- PLEASE PROVIDE OPERATING AGREEMENT 20220301/CA:RECEIVED C 1
XX 410481092 FLOW POST-CLOSE 3/XX/2022  6:10:44 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT NOTE  INCORRECT NOTE. NOTE REFLECTS A PAYMENT OF $XX. PAYMENT SHOULD BE $XX.    2020317/CA:RECEIVED D 1
XX 410481092 FLOW POST-CLOSE 3/XX/2022  6:10:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT(S) TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY- FOR ENTITY HEATHER  SABB & ASSOCIATES LLC   20220310/CA:RECEIVED D 1
XX 410481103 FLOW POST-CLOSE 3/XX/2022  11:10:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION FOR XX   20220301/CA:RECEIVED D 1
XX 410481103 FLOW POST-CLOSE 3/XX/2022  11:10:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT MISSING CREDIT REPORT FOR ADDITIONAL MEMBERS SUCH THAT AT LEAST 51% OF THE BORROWING ENTITY IS REPRESENTED   20220301/CA:RECEIVED D 1
XX 410481103 FLOW POST-CLOSE 3/XX/2022  11:10:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE 20220301/CA: TITLE COVERAGE $378,160 < $384,400 REQUIRED 20220303/CA: RECEIVED NEW LOAN AMOUNT OF X CONFIRMED VIA NEW DATA TAPE. D 1
XX 410481103 FLOW POST-CLOSE 3/XX/2022  11:10:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220301/CA:RECEIVED D 1
XX 410481103 FLOW POST-CLOSE 3/XX/2022  11:10:31 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $90,437.43 LIQUIDITY < $119,235.74 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220301/CA:RECEIVED C 1
XX 410171005 FLOW POST-CLOSE 3/XX/2022  2:51:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE.    20220218/CA: RECEIVED D 1
XX 410171005 FLOW POST-CLOSE 3/XX/2022  2:51:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT FOR ACCOUNR ENDING IN XX   20220218/CA: RECEIVED D 1
XX 410171005 FLOW POST-CLOSE 3/XX/2022  2:51:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT(S) TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY- XX.    20220218/CA: RECEIVED D 1
XX 410171005 FLOW POST-CLOSE 3/XX/2022  2:51:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENTS.  20220218/CA: LEASES ARE NOT IN THE NAME OF ENTITY: XX. PROVIDE UPDATED LEASES 20220318/CA: RECEIVED D 1
XX 410171005 FLOW POST-CLOSE 3/XX/2022  2:51:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ENTITY EIN. AND ARTICLES OF INCORPORATION   20220218/CA: RECEIVED D 1
XX 410171005 FLOW POST-CLOSE 3/XX/2022  2:51:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING EVIDENCE OF FORM W-9   20220322/CA:RECEIVED D 1
XX 410171005 FLOW POST-CLOSE 3/XX/2022  2:51:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BORROWER IDENTIFICATION  MISSING BORROWERS IDENTIFICATION.    20220218/CA: RECEIVED D 1
XX 410171005 FLOW POST-CLOSE 3/XX/2022  2:51:40 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE IS MISSING RENT LOSS COVERAGE & ENTITY NAME    20220218/CA: RECEIVED D 1
XX 410171005 FLOW POST-CLOSE 3/XX/2022  2:51:40 PM XX MISSING DOCS CREDIT WAIVED B B INSUFFICIENT HAZARD INSURANCE POLICY $ 562,000.00 HAZARD INSURANCE COVERAGE < $900,000.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20220318/CA: PROVIDE REPLACEMENT COST ESTIMATOR OR XX APPROVAL REQUIRED 20220221/CA: XX APPROVAL REQUIRED AS COVERAGE AMOUNBT IS LIMITED BY TEXAS LAW
20220218/CA: PROVIDED HAZARD INSURANCE IS STILL FOR $562,000. PROVIDE UPDATED HAZARD INSURANCE OR INCLUDE GUARANTEED REPLACEMENT COST CLAUSE 		 20220322/CA: COMBINED POLICIES OFFER $888K OF DWELLING COVG. FICO 779; LOT VALUE $XX; XX APPROVES D 1
XX 410171005 FLOW POST-CLOSE 3/XX/2022  2:51:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER.    20220218/CA: RECEIVED D 1
XX 410171005 FLOW POST-CLOSE 3/XX/2022  2:51:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT.    20220218/CA: RECEIVED D 1
XX 410171005 FLOW POST-CLOSE 3/XX/2022  2:51:40 PM XX MISSING DOCS CREDIT RESCIND A A MISSING CONDO QUESTIONAIRE MISSING CONDO QUESTIONAIRE AS TITLE REFLECTS PROPERTY IS A CONDO   20220218/CA: RESCIND. PROPERTY IS 1 UNIT PER APPRAISAL D 1
XX 410171005 FLOW POST-CLOSE 3/XX/2022  2:51:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING. UNABLE TO FIND ENTITY ON XX   20220322/CA:RECEIVED D 1
XX 410171003 FLOW POST-CLOSE 2/XX/2022  11:34:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING PROOF OF ACCESS TO FUNDS IN XX USED FOR LIQUIDITY 20220202/CA: PROVIDE COMPLETE COPY OF BANK STATEMENT FOR WELLS FARGO ACCT# XX TO TIE 2 MONTHS TRANSACTION HISTORY TO BORROWER/GUARANTOR 20220218/CA:RECEIVED D 1
XX 410171003 FLOW POST-CLOSE 2/XX/2022  11:34:14 AM XX MISSING DOCS CREDIT WAIVED B B MISSING BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR XX    20220124/TCP: EMAIL RECEIVED WITH XX APPROVING USE OF TSP ACCOUNT LETTER D 1
XX 410171003 FLOW POST-CLOSE 2/XX/2022  11:34:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING EXECUTED GUARANTY AS PART OF CLOSING PACKAGE   20220218/CA:RECEIVED D 1
XX TY808578 FLOW POST-CLOSE 12/XX/2021  2:42:12 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 247 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20210907/CA: RECEIVED C 1
XX TY808578 FLOW POST-CLOSE 12/XX/2021  2:42:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERTIFICATE OF GOOD STANDING    20211026/CA: RECEIVED D 1
XX TY808578 FLOW POST-CLOSE 12/XX/2021  2:42:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE  20211013/CA: MISSING ANNUAL PREMIUM 20211019/CA: RECEIVED D 1
XX TY808578 FLOW POST-CLOSE 12/XX/2021  2:42:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATION   20210831/CA: RECEIVED D 1
XX TY808578 FLOW POST-CLOSE 12/XX/2021  2:42:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE   20211013/CA: NOT LEASED RECEIVED RENT RANGE D 1
XX TY808578 FLOW POST-CLOSE 12/XX/2021  2:42:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20211206/CA: RECEIVED D 1
XX TY808578 FLOW POST-CLOSE 12/XX/2021  2:42:12 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 87 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211119/CA: RECEIVED C 1
XX TY808578 FLOW POST-CLOSE 12/XX/2021  2:42:12 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 99 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211027/CA: RECEIVED C 1
XX TY808578 FLOW POST-CLOSE 12/XX/2021  2:42:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT.  20211227/CA: MISSING CASH OUT AMOUNT TO BORROWER, PRIOR MTG PAYOFF AMOUNT, TITLE/LOAN POLICY FEES, AND GOVERNMENT CHARGES
20211221/CA: RECEIVED INCOMPLETE FINAL SETTLEMENT STATEMENT, ONLY TOTAL EXPENSES AND SIGNATURE PAGE RECEIVED (ALSO PER DIEM OF $65.42 APPEARS INACCURATE)		 20220117/CA: RECEIVED D 1
XX TY808578 FLOW POST-CLOSE 12/XX/2021  2:42:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INSUFFICIENT NOTE- NOTE INDICATES INTEREST ONLY PERIOD BUT DOES NOT STATE PAYMENT CHANGE DATE- INTEREST ONLY PERIOD IS UNKNOWN- PLEASE CLARIFY AND UPDATE NOTE 20220117/CA: IF LOAN TERM IS 5 YR IO, INCLUDE IO PERIOD, IO FIRST PAYMENT DATE, IO EXPIRATION DATE, IO PAYMENT AMOUNT, FIRST P&I PAYMENT DATE, P&I PAYMENT AMOUNT, AND MATURITY DATE... IF 5/1 ARM, INCLUDE INDEX, MARGIN, INITIAL RATE CAP, PERIOD RATE CAP, LIFETIME RATE CAP, INTITAL RATE FLOOR, PERIOD RATE FLOOR, LIFETIME RATE FLOOR, LOOKBACK # DAYS, ROUNDING, INTIAL FIXED RATE PERIOD, INTITAL RATE CHANGE DATE, AND NEXT RATE CHANGE DATE, AND MATURITY DATE.
20220110/CA: PLEASE PROVIDE AN AMENDMENT TO PROMISSORY NOTE TO ADDRESS THE INTEREST ONLY PERIOD (MISSING TERM, FIRST PAYMENT DATE, AND PAYMENT CHANGE DATE)
20220106/CA: FINDING WAS CLEARED IN ERROR. REVERTED BACK TO OPEN.ONLY  NOTE AMENDMENTS ARE SUFFICIENT IN FORM TO CHANGE THE TERMS OF A NOTE PER TCP UNDERWRITING GUIDELINES
20211221/CA: AMENDED NOTE STILL DOESN'T REFLECT THE PAYMENT CHANGE DATE/INTEREST ONLY PERIOD. PLEASE PROVIDE CORRECTED NOTE WITH PAYMENTMENT CHANGE DATE/INTEREST ONLY PERIOD		 20220118/TCP: I see most of these items you listed in the amendment (ARM term/end date, index, margin, rounding method, initial change cap) other than lifetime min & max rate or the Adjustment Period which was approved internally, since this is a CEMA loan and the attorney's using their standard template in this scenario.  C 1
XX TY808578 FLOW POST-CLOSE 12/XX/2021  2:42:12 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT NOTE  INSUFFICIENT NOTE. NOTE INDICATES ADJUSTABLE RATE MORTGAGE, BUT DOES NOT INCLUDE LANGUAGE FOR A LIFETIME MAXIMUM RATE 20220411/CA: ATTACHED AMENDMENT IS THE SAME AS IN BOX. LANGUAGE STILL DOES NOT ACCOUNT FOR LIFETIME MAXIMUM RATE, AND NO SUBSEQUENT INTEREST RATE CAP. 20220414/TCP: Lack of caps and lifetime max was agreed to by borrower and is a benefit to the lender.  740 FICO, LTV 20% below max 20220414/CA: WAIVED
 C 1
XX 410291018 FLOW POST-CLOSE 12/XX/2021  6:05:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENTS FOR ALL SUBJECT PROPERTIES.    20211229/CA: RECEIVED D 1
XX 410291018 FLOW POST-CLOSE 12/XX/2021  6:05:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT.    20211229/CA: RECEIVED D 1
XX 410291018 FLOW POST-CLOSE 12/XX/2021  6:05:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING GUARANTY.    20211229/CA: RECEIVED D 1
XX 410291018 FLOW POST-CLOSE 12/XX/2021  6:05:22 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSES DATED 1/XX/2014 AND 6/XX/09 AND "ENGAGING IN MONETARY TRANSACTIONS IN CRIMINALLY DERIVED PROPERTY" IN 2003. MISSING PROOF OF THE NATURE OF THE OFFENSE(S)   20211222/CA: LOE IN FILE C 1
XX 410291018 FLOW POST-CLOSE 12/XX/2021  6:05:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT.    20211229/CA: RECEIVED D 1
XX 410291019 FLOW POST-CLOSE 2/XX/2022  9:27:26 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211215/CA:RECEIVED D 1
XX 410291019 FLOW POST-CLOSE 2/XX/2022  9:27:26 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211221/CA: NO OPEN MTG ON TITLE  D 1
XX 410291019 FLOW POST-CLOSE 2/XX/2022  9:27:26 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE FOR ALL PROPERTIES   20211221/CA: RECEIVED D 1
XX 410291019 FLOW POST-CLOSE 2/XX/2022  9:27:26 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDTY  $0 LIQUIDITY < $12,143.02 MINIMUM REQUIRED. PROVIDE PROOD OF ASSETS.   20211221/CA: RECEIVED D 1
XX 410291019 FLOW POST-CLOSE 2/XX/2022  9:27:26 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE FOR ALL PROPERTIES 20220223/CA:RECEIVED HOWEVER NO LOSS OF USE/RENT LOSS COVERAGE STATED- PLEASE UPDATE AS THIS IS REQUIRED PER TCP GUIDELINES 20220303/CA: RECEIVED D 1
XX 410291052 FLOW POST-CLOSE 3/XX/2022  12:06:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20220309/CA:RECEIVED D 1
XX 410291052 FLOW POST-CLOSE 3/XX/2022  12:06:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220303/CA:RECEIVED D 1
XX 410291052 FLOW POST-CLOSE 3/XX/2022  12:06:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220303/CA:RECEIVED D 1
XX 410291048 FLOW POST-CLOSE 3/XX/2022  1:15:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE FOR SUBJECT PROPERTY    20220303/CA: RECEIVED D 1
XX 410291048 FLOW POST-CLOSE 3/XX/2022  1:15:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATION   20220228/CA:RECEIVED D 1
XX 410291048 FLOW POST-CLOSE 3/XX/2022  1:15:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE    20220228/CA:RECEIVED D 1
XX 410291048 FLOW POST-CLOSE 3/XX/2022  1:15:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL 20220228/CA:RECEIVED HOWEVER IS MISSING LENDER ISAOA VERBIAGE 20220304/CA:RECEIVED CLEAR D 1
XX 410291048 FLOW POST-CLOSE 3/XX/2022  1:15:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CONDO QUESTIONAIRE MISSING CONDO QUESTIONNAIRE 20220311/CA:FINANCIAL STATEMENTS RECEIVED OES NOT STATE WHETHER 1 OR 2 YEARS RESERVES- TCP APPROVAL REQUIRED
20220228/CA:XX APPROVAL REQUIRED AS QUESTION OF RESERVES WAS NOT CLEARLY DEFINED ON CQ		 20220316/CA:FINANCIAL STATEMENT RECEIVED. RESERVES ARE SUFFICIENT D 1
XX 410291048 FLOW POST-CLOSE 3/XX/2022  1:15:40 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220228/CA:RESCIND- PROPERTY OWNED FREE AND CLEAR D 1
XX 410291054 FLOW POST-CLOSE 3/XX/2022  8:35:27 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE EXPIRED WITH NO MONTH-TO-MONTH VERBIAGE   20220303/CA: RECEIVED C 1
XX 410291054 FLOW POST-CLOSE 3/XX/2022  8:35:27 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20220314/CA:RECEIVED D 1
XX 410291054 FLOW POST-CLOSE 3/XX/2022  8:35:27 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE   20220308/CA:RECEIVED D 1
XX 410291054 FLOW POST-CLOSE 3/XX/2022  8:35:27 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220308/CA:RECEIVED D 1
XX 410291050 FLOW POST-CLOSE 3/XX/2022  11:41:34 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE 2022020303/CA: RECEIVED: COVERAGE AMOUNT < LOAN AMOUNT 20220304/CA:RECEIVED ENDORSMENT FOR TITLE TO INCREASE COVERAGE AMOUNT  D 1
XX 410291050 FLOW POST-CLOSE 3/XX/2022  11:41:34 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING PROTECTION LETTER   20220303/CA:RECEIVED D 1
XX 410291051 FLOW POST-CLOSE 3/XX/2022  11:22:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE. 20220303/CA: RECEIVED; INSURED AMOUNT < LOAN AMOUNT 20220304/CA:RECEIVED D 1
XX 410291051 FLOW POST-CLOSE 3/XX/2022  11:22:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20220303/CA: RECEIVED D 1
XX 410291051 FLOW POST-CLOSE 3/XX/2022  11:22:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF    20220303/CA: RECEIVED D 1
XX 410291051 FLOW POST-CLOSE 3/XX/2022  11:22:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATION   20220303/CA; RECEIVED D 1
XX 410211073 FLOW POST-CLOSE 12/XX/2021  1:40:35 PM XX MISSING DOCS CREDIT CLEAR A   A INSUFFICIENT OPERATING AGREEMENT INSUFFICENT OPERATING AGREEEMENT. OPERATING AGREEMENT IS NOT SIGNED AND HAS NO VERBIAGE OF MEMEBRS AND THEIR EQUITY IN THE LLC.   20211230/CA:RECEIVED D 1
XX 410211073 FLOW POST-CLOSE 12/XX/2021  1:40:35 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISISNG EOI. DOCUMENTS PROVIDED ARE NOT SUFFICENT FOR EOI PER TCP GUIDELINES. PROVIDE HAZARD DEC PAGE   20211230/CA:RECEIVED D 1
XX 410211195 FLOW POST-CLOSE 2/XX/2022  7:42:57 AM XX MISSING DOCS CREDIT CLEAR A A AGE OF BACKGROUND CHECK 199 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220211/CA:RECEIVED D 1
XX 410211195 FLOW POST-CLOSE 2/XX/2022  7:42:57 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT  MISSING UPDATED LEASE AGREEMENT FOR SUBJECT PROPERTY, XX    20220211/CA:RECEIVED D 1
XX 410211195 FLOW POST-CLOSE 2/XX/2022  7:42:57 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING UPDATED PAYOFF STATEMENT FOR SUBJECT PROPERTY XX    20220211/CA:RECEIVED D 1
XX 410211195 FLOW POST-CLOSE 2/XX/2022  7:42:57 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $126,000.00 TITLE INSURANCE COVERAGE < $152,250.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220211/CA:RECEIVED D 1
XX 410211195 FLOW POST-CLOSE 2/XX/2022  7:42:57 AM XX MISSING DOCS CREDIT CLEAR A A MISSING MORTGAGE  MISSING MORTGAGE / DOT. DOCUMENT IN FILE DOES NOT SHOW 120% RELEASE VERBIAGE FOR CROSS LOAN. PROVIDE UPDATED MORTGAGE/DOT/   20220222/CA: RECEIVED D 1
XX 410211195 FLOW POST-CLOSE 2/XX/2022  7:42:57 AM XX MISSING DOCS CREDIT RESCIND A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20220228/CA:RESCIND AS UPDATED TITLE REFLECTS BORROWING ENTITY AS OWNER OF TITLE  D 1
XX 410211228 FLOW POST-CLOSE 3/XX/2022  10:26:23 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $67,500 HAZARD INSURANCE COVERAGE < $99,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220308/CA:RECEIVED C 1
XX 410211228 FLOW POST-CLOSE 3/XX/2022  10:26:23 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220308/CA:RECEIVED D 1
XX 410211228 FLOW POST-CLOSE 3/XX/2022  10:26:23 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220308/CA:RECEIVED C 1
XX 410211228 FLOW POST-CLOSE 3/XX/2022  10:26:23 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING EVIDENCE OF RENT LOSS COVERAGE ON HAZARD INSURANCE   20220308/CA:RECEIVED C 1
XX 410211096 FLOW POST-CLOSE 1/XX/2022  12:16:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE   20211230/CA:RECEIVED D 1
XX 410211177 FLOW POST-CLOSE 2/XX/2022  8:24:07 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING EVIDENCE OF LEASE: XX, XX, XX   20220209/CA:RECEIVED D 1
XX 410211177 FLOW POST-CLOSE 2/XX/2022  8:24:07 AM XX MISSING DOCS CREDIT RESCIND A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE FOR 116 ADDRESS   20220218/CA:PER CC REPORT DD 2-16-2022 THIS PROPERTY HAS BEEN REMOVED FROM PORTFOLIO D 1
XX 410211177 FLOW POST-CLOSE 2/XX/2022  8:24:07 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT FOR ALL NINE PROPERTIES 20220209/CA:RECEIVED PART OF MORTGAGE STATEMENT WHICH GIVES A PAYOFF AMOUNT- HOWEVER DOC NOT SUFFICIENT- PLEASE PROVIDE PROPER PAYOFF DOCUMENTS 20220218/CA:RECEIVED PAYOFFS FOR THE 6 PROPERTIES WHICH HELD LIENS D 1
XX 410211177 FLOW POST-CLOSE 2/XX/2022  8:24:07 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERT FOR 566 ADDRESS   20220218/CA:RECEIVED D 1
XX 410211177 FLOW POST-CLOSE 2/XX/2022  8:24:07 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220218/CA:RECEIVED C 1
XX 410211177 FLOW POST-CLOSE 2/XX/2022  8:24:07 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER CPL IS MISSING ALL ADDRESSES EXCEPT FOR XX   20220218/CA:RECEIVED PAYOFFS FOR THE 6 PROPERTIES WHICH HELD LIENS C 1
XX 410211177 FLOW POST-CLOSE 2/XX/2022  8:24:07 AM XX GUIDES CREDIT RESCIND A A INSUFFICIENT DSCR DSCR 0.85 < 1.0 MINIMUM REQUIRED. XX APPROVAL REQUIRED   20220223/CA:RECD HOI C 1
XX 410211177 FLOW POST-CLOSE 2/XX/2022  8:24:07 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT AS POLICY EXPIRES ON 3/XX/2022. GUIDELINES REQUIRE AT LEAST TWO MONTHS OF FUTURE COVERAGE ON A REFINANCE.    20220228/TCP WAIVED- Seller has been advised of the risks should the loan board with an expired policy and no renewal form C 1
XX 410211177 FLOW POST-CLOSE 2/XX/2022  8:24:07 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING ANNUAL PREMIUM FOR THE SPECIFIC PROPERTIES ON THIS LOAN. DOCUMENT PROVIDED HAS SEVERAL OTHER PROPERTIES ON IT SO TOTAL PREMIUM OF $XX DOES NOT APPEAR ACCURATE.    20220223/CA:RECEIVED D 1
XX 410211236 FLOW POST-CLOSE 3/XX/2022  10:34:45 AM XX MISSING DOCS CREDIT CLEAR A   A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT    20220310/CA:RECEIVED D 1
XX 410211079 FLOW POST-CLOSE 12/XX/2021  4:49:06 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED    20220110/CA: RECEIVED D 1
XX 410211210 FLOW POST-CLOSE 3/XX/2022  11:34:21 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT FOR PROPERTIES: XX 20220221/CA: RECEIVED PAYOFFS. STILL NEED XX AND XX 2022024/CA: RECEIVED D 1
XX 410211210 FLOW POST-CLOSE 3/XX/2022  11:34:21 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING EVIDENCE OF LEASE: XX (UNIT 1) & XX)   20220224/CA: RECEIVED D 1
XX 410211210 FLOW POST-CLOSE 3/XX/2022  11:34:21 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING PROTECTION LETTER   20220224/CA: RECEIVED D 1
XX 410211210 FLOW POST-CLOSE 3/XX/2022  11:34:21 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 104 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.  20220224/CA:PLEASE APPLY FOR AND UPLOAD WAIVER 20220228/TCP WAIVED FOR REPEAT BORROWER UP TO180DAYS C 1
XX 410211210 FLOW POST-CLOSE 3/XX/2022  11:34:21 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $32,932.38 LIQUIDITY < $118,181.38 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220224/CA: RECEIVED. C 1
XX 410211210 FLOW POST-CLOSE 3/XX/2022  11:34:21 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 104 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220221/CA:RECEIVED C 1
XX 410211210 FLOW POST-CLOSE 3/XX/2022  11:34:21 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 65 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDED UPDATED STATEMENTS   20220224/CA: RECEIVED. C 1
XX 410211210 FLOW POST-CLOSE 3/XX/2022  11:34:21 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20220309/CA: RECEIVED D 1
XX 410211210 FLOW POST-CLOSE 3/XX/2022  11:34:21 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT RELEASE LANGUAGE  MORTGAGE IN FILE DOES NOT SHOW 120% RELEASE FOR CROSS LOAN. PROVIDE UPDATED MORTGAGE. 20220309/CA: RELEASE LANGUAGE ONLY STIPUALTES FOR 100% OF SALES PRICE. 120% NEEDED PER TCP UNDERWRITING GUIDELINES 20220309/CA: RECEIVED D 1
XX 410211214 FLOW POST-CLOSE 2/XX/2022  5:50:15 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $195,640.00 HAZARD INSURANCE COVERAGE < $273,750.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220221/CA:RECEIVED D 1
XX 410211214 FLOW POST-CLOSE 2/XX/2022  5:50:15 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE TITLE REFLECTS A CLAIM OF LIEN FILED 3/XX/2019. REQUESTING THE AMOUNT THIS IS AND IF IT HAS BEEN RELEASED.   20220221/CA:TITLE COMPANY ENSURED THEY WILL BE HOLDING BACK THE FUNDS TO PAY THIS AT CLOSING PER EMAIL 2/XX/2022 D 1
XX 410211094 FLOW POST-CLOSE 1/XX/2022  6:10:29 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $217,800 HAZARD INSURANCE COVERAGE < $ 255,500 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20211227/CA: $217,800 < $240,000 HAZARD COVG AMT 20211231/CA: RECEIVED C 1
XX 410211094 FLOW POST-CLOSE 1/XX/2022  6:10:29 AM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED TITLE  INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220114/CA: RECEIVED C 1
XX 410211094 FLOW POST-CLOSE 1/XX/2022  6:10:29 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN CERTIFICATION    20211227/CA:RECEIVED D 1
XX 410211094 FLOW POST-CLOSE 1/XX/2022  6:10:29 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211227/CA:RECEIVED D 1
XX 410211094 FLOW POST-CLOSE 1/XX/2022  6:10:29 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211227/CA:RECEIVED D 1
XX 410211094 FLOW POST-CLOSE 1/XX/2022  6:10:29 AM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING GUARANTY FOR GUARANTOR 1: XX    20220114/CA: RECEIVED D 1
XX 410211191 FLOW POST-CLOSE 3/XX/2022  6:32:41 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20220224/CA:RECEIVED D 1
XX 410211191 FLOW POST-CLOSE 3/XX/2022  6:32:41 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220224/CA:RECEIVED C 1
XX 410211191 FLOW POST-CLOSE 3/XX/2022  6:32:41 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $ 123,750.00 TITLE INSURANCE COVERAGE < $128,000.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE.    20220224/CA:RECEIVED C 1
XX 410211191 FLOW POST-CLOSE 3/XX/2022  6:32:41 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 159 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20220224/CA:RECEIVED C 1
XX 410211191 FLOW POST-CLOSE 3/XX/2022  6:32:41 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INSUFFICENT PROMISSORY NOTE. LOAN AMOUNT ON PROMISSORY NOTE DOES NOT MATCH TAPE AMOUNT. XX TO OPINE   20220304/CA: RECEIVED C 1
XX 410211216 FLOW POST-CLOSE 3/XX/2022  6:01:40 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $0.00 TITLE INSURANCE COVERAGE < $133,250.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220221/CA:RECEIVED D 1
XX 410211216 FLOW POST-CLOSE 3/XX/2022  6:01:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT.    20220221/CA:RECEIVED D 1
XX 410211216 FLOW POST-CLOSE 3/XX/2022  6:01:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE.    20220221/CA:RECEIVED D 1
XX 410211216 FLOW POST-CLOSE 3/XX/2022  6:01:40 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT AS THE POLICY EXPIRES ON 4/XX/2022. GUIDELINES REQUIRE MINIMUM OF TWO MONTHS COVERAGE DURING CLOSING   20220308/CA:TCP WAIVED AS THEY HAVE TO WAIT UNTIL LATE MARCH TO GET IT RENEWED C 1
XX 410211192 FLOW POST-CLOSE 2/XX/2022  10:01:55 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CPL MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED CPL WITH CORRECTED MORTGAGEE CLAUSE   20220214/CA:RECEIVED D 1
XX 410211192 FLOW POST-CLOSE 2/XX/2022  10:01:55 AM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 65 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS 20220214/CA:RECEIVED STMENT FOR ANOTHER ACCOUNT- PLEASE CLARIFY WHICH ACCOUNT WILL BE USED FOR LIQUIDITY 20220221/CA: REMOVED ARDENT 7050, NOT NEEDED FOR LIQUIDITY D 1
XX 410211192 FLOW POST-CLOSE 2/XX/2022  10:01:55 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT FOR XX ACCOUNT.  20220214/CA:RECEIVED STMENT FOR ANOTHER ACCOUNT- PLEASE CLARIFY WHICH ACCOUNT WILL BE USED FOR LIQUIDITY 20220221/CA: REMOVED ARDENT 7050, NOT NEEDED FOR LIQUIDITY D 1
XX 410211192 FLOW POST-CLOSE 2/XX/2022  10:01:55 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS BANK STATEMENT IN FILE (XX) IS INCOMPLETE  MISSING PAGES, 2 THROUGH 7. 20220214/CA:RECEIVED STMENT FOR ANOTHER ACCOUNT-PROVIDED UPDATED STATEMENTS FOR ARDENT ACCOUNT 7050 20220221/CA: REMOVED ARDENT 7050, NOT NEEDED FOR LIQUIDITY D 1
XX 410211192 FLOW POST-CLOSE 2/XX/2022  10:01:55 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING UPDATED PAYOFF STATEMENT. THE ONE IN FILE EXPIRED ON 12/XX/2021.    20220214/CA:RECEIVED D 1
XX 410211207 FLOW POST-CLOSE 2/XX/2022  2:18:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220221/CA:RECEIVED D 1
XX 410211208 FLOW POST-CLOSE 2/XX/2022  6:52:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220228/CA:RECEIVED D 1
XX 410211208 FLOW POST-CLOSE 2/XX/2022  6:52:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK    20220228/CA:RECEIVED D 1
XX 410211208 FLOW POST-CLOSE 2/XX/2022  6:52:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $221,250 TITLE INSURANCE COVERAGE < $226,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220228/CA:RECEIVED C 1
XX 410211208 FLOW POST-CLOSE 2/XX/2022  6:52:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. REMOVE QUEST TRUST COMPANY FBO AS FIRST MORTGAGEE   20220228/CA:RECEIVED C 1
XX 410211208 FLOW POST-CLOSE 2/XX/2022  6:52:04 PM XX MISSING DOCS CREDIT RESCIND A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20220228/CA:RESCIND D 1
XX 410211209 FLOW POST-CLOSE 2/XX/2022  10:46:36 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK.    20220218/CA:RECEIVED D 1
XX 410211209 FLOW POST-CLOSE 2/XX/2022  10:46:36 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $131,250.00 TITLE INSURANCE COVERAGE < $163,500.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE.    20220218/CA:RECEIVED D 1
XX 410211209 FLOW POST-CLOSE 2/XX/2022  10:46:36 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT. SETTLEMENT STATEMENT IN FILE NOT SIGNED BY SETTLEMENT AGENT   20220228/CA:RECEIVED D 1
XX 410211202 FLOW POST-CLOSE 2/XX/2022  10:55:25 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING EVIDENCE THAT HAZARD INSURANCE PREMIUM HAS BEEN PAID.     20220217/CA; SHOWN ON HUD D 1
XX 410211202 FLOW POST-CLOSE 2/XX/2022  10:55:25 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $142,500.00 TITLE INSURANCE COVERAGE < $146,000.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220214/CA:RECEIVED D 1
XX 410211185 FLOW POST-CLOSE 2/XX/2022  5:04:15 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $225,000.00 TITLE INSURANCE COVERAGE < $234,500.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220223/CA:RECEIVED D 1
XX 410211185 FLOW POST-CLOSE 2/XX/2022  5:04:15 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER: PROPOSED INSURED REFLECTS AND ADDITIONAL PERSON. PROVIDE UPDATED CPL   20220209/CA:RECEIVED D 1
XX 410211185 FLOW POST-CLOSE 2/XX/2022  5:04:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT  MISSING ACCESS LETTER FROM XX-TO VERIFIY OUR BORROWER HAS RIGHT TO ACCESS FUNDS FOR XX ACCOUNT ENDING IN XX.    20220203/CA: CASHOUT AMT USED TO MEET LIQUIDITY. REMOVED ASSET STATEMENT BALANCE, NOT NEEDED TO MEET LIQUIDITY D 1
XX 410211185 FLOW POST-CLOSE 2/XX/2022  5:04:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING ORIGINAL LEASE AGREEMENT.    20220209/CA:RECEIVED D 1
XX 410211185 FLOW POST-CLOSE 2/XX/2022  5:04:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING IDENTIFICATION MISSING UPDATED IDENTIFICATION FOR BORROWER.    20220209/CA:RECEIVED D 1
XX 410211185 FLOW POST-CLOSE 2/XX/2022  5:04:15 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDTY  $1,468.01 LIQUIDITY < $14,110.19 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220203/CA: RECEIVED PRELIM CD WITH CASHOUT AMT TO USE TOWARDS LIQUDITY D 1
XX 410211217 FLOW POST-CLOSE 3/XX/2022  12:48:03 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $122,500.00 TITLE INSURANCE COVERAGE < $147,000.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220224/CA:RECEIVED C 1
XX 410211217 FLOW POST-CLOSE 3/XX/2022  12:48:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER.   20220224/CA:RECEIVED D 1
XX 410211217 FLOW POST-CLOSE 3/XX/2022  12:48:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT.    20220224/CA:RECEIVED D 1
XX 410211217 FLOW POST-CLOSE 3/XX/2022  12:48:03 PM XX GUIDES CREDIT RESCIND A A MAX LTV 78% LTV > 75% LTV MAXIMUM ALLOWED. XX APPROVAL REQUIRED.    20220303/CA: RESCINDED C 1
XX 410211223 FLOW POST-CLOSE 3/XX/2022  3:40:33 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT LIQUIDITY $860.01 LIQUIDITY < $45,119.96 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220224/CA:RESCIND C 1
XX 410211223 FLOW POST-CLOSE 3/XX/2022  3:40:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING EVIDENCE OF TAX CERT: XX   20220218/CA: TITLE SHOWS TAX AMOUNT D 1
XX 410211223 FLOW POST-CLOSE 3/XX/2022  3:40:33 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CERTIFICATE OF GOOD STANDING 12.11 MOS AGE OF CERTIFICATE OF GOOD STANDING > 12 MOS MAX ALLOWED. PROVIDE UPDATED CERTIFICATE OF GOOD STANDING   20220310/CA:RECEIVED C 1
XX 410211166 FLOW POST-CLOSE 2/XX/2022  9:54:12 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $384,000 TITLE INSURANCE COVERAGE < $420,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220131/CA: RECEIVED UPDATES SIZER AND DATA TAPE WITH DECREASED LOAN AMOUNT OF $XX. LOAN POLICY AMOUNT NOW SUFFICIENT C 1
XX 410211166 FLOW POST-CLOSE 2/XX/2022  9:54:12 AM XX GUIDES CREDIT CLEAR A A MAX LTV 84% LTV > 80% MAX ALLOWED. XX APPROVAL REQUIRED   20220131/CA: RECEIVED UPDATES SIZER AND DATA TAPE WITH DECREASED LOAN AMOUNT OF $XX. LTV NOW 76.80% C 1
XX 410211166 FLOW POST-CLOSE 2/XX/2022  9:54:12 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $121,353.24 LIQUIDITY < $145,014.19 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220214/CA:RECEIVED UPDATED STMNT C 1
XX 410211166 FLOW POST-CLOSE 2/XX/2022  9:54:12 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - HAZARD INSURANCE PROVIDED WAS NOT EFFECTIVE AT THE TIME OF LOAN DISBURSEMENT. HAZARD INSURANCE EFFECTIVE DATE IS 2/XX/2022, DISBURSEMENT DATE IS 2/XX/2022.   20220228/CA:RECEIVED UPDATED HOI C 1
XX 410211203 FLOW POST-CLOSE 2/XX/2022  8:44:34 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - POLICY PROVIDED EXPIRES WITHIN 60 DAYS OF CLOSING.   20220214/CA:RECEIVED D 1
XX 410211203 FLOW POST-CLOSE 2/XX/2022  8:44:34 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE.    20220214/CA:RECEIVED D 1
XX 410211203 FLOW POST-CLOSE 2/XX/2022  8:44:34 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER  MISING UPDATED CLOSING PROTECTION LETTER ADDING SUBJECT ENTITY.    20220214/CA:RECEIVED D 1
XX 410211203 FLOW POST-CLOSE 2/XX/2022  8:44:34 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDTY  $10,009.12 LIQUIDITY < $10,293.30 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220214/CA:RECEIVED D 1
XX 410211203 FLOW POST-CLOSE 2/XX/2022  8:44:34 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BORROWER IDENTIFICATION  MISSING BORROWER IDENTIFICATION.    20220214/CA:RECEIVED D 1
XX 410211203 FLOW POST-CLOSE 2/XX/2022  8:44:34 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERT.    20220214/CA:RECEIVED D 1
XX 410211203 FLOW POST-CLOSE 2/XX/2022  8:44:34 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE.    20220214/CA:RECEIVED D 1
XX 410211203 FLOW POST-CLOSE 2/XX/2022  8:44:34 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT; OPERATING AGREEMENT HAS NOT BEEN SIGNED   20220218/CA: RECEIVED D 1
XX 410211203 FLOW POST-CLOSE 2/XX/2022  8:44:34 AM XX GUIDES CREDIT RESCIND A A INSUFFICIENT NOTE  INSUFFICIENT PREPAY TERM. PREPAY TERM MUST BE IN THE FORM OF 3%, 2%, 1% PER ILLINOIS STATE LAW 20220316/CA: NOTE AMENDMENT DOES NOT ADHERE TO THE MAX PREPAY TERM SET BY THE SUBJECT PROPERTY'S STATE  20220316/CA: RESCIND. 3%, 2%, 1% STRUCTURE NOT NECESSARY C 1
XX 410211203 FLOW POST-CLOSE 2/XX/2022  8:44:34 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INSUFFICIENT PREPAY TERM. PREPAY TERM MUST BE IN THE FORM OF 5%, 4%, 3%, 2%, 1%   20220316/CA: RECEIVED C 1
XX 410211224 FLOW POST-CLOSE 3/XX/2022  9:51:32 AM XX MISSING DOCS CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSES DATED 12/XX/2015. MISSING PROOF OF THE NATURE OF THE NATURE OF THE OFFENSE(S)   20220225/CA: RECEIVED D 1
XX 410211224 FLOW POST-CLOSE 3/XX/2022  9:51:32 AM XX MISSING DOCS CREDIT WAIVED B B BACKGROUND FLAG BACKGROUND CHECKS REFLECTS STRONG ARMED ROBBERY AND POSSESSION OF VARIOUS DRUG TYPES. LOE IN FILE   20220228/TCP WAIVED WE RECEIVED LOX AND PARDON FROM PAROLEE BOARD D 1
XX 410211224 FLOW POST-CLOSE 3/XX/2022  9:51:32 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20220302/CA:RECEIVED  D 1
XX 410211224 FLOW POST-CLOSE 3/XX/2022  9:51:32 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. DOCUMENT IN FILE DOES NOT SHOW LOSS OF USE COVERAGE   20220302/CA:RECEIVED  D 1
XX 410211224 FLOW POST-CLOSE 3/XX/2022  9:51:32 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20220302/CA:RECEIVED  D 1
XX 410211224 FLOW POST-CLOSE 3/XX/2022  9:51:32 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220302/CA:RECEIVED  D 1
XX 410211224 FLOW POST-CLOSE 3/XX/2022  9:51:32 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $2,022.94 LIQUIDITY < $13,143.13 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220309/CA: RECEIVED D 1
XX 410211194 FLOW POST-CLOSE 2/XX/2022  1:00:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVIDE PROOF OF ACCESS TO FUNDS USED FOR LIQUIDITY    20220209/CA:RECEIVED D 1
XX 410211194 FLOW POST-CLOSE 2/XX/2022  1:00:15 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $150,000  HAZARD INSURANCE COVERAGE < $ 155,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220209/CA:RECEIVED C 1
XX 410211194 FLOW POST-CLOSE 2/XX/2022  1:00:15 PM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220209/CA:RECEIVED C 1
XX 410211194 FLOW POST-CLOSE 2/XX/2022  1:00:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220209/CA:RECEIVED D 1
XX 410211194 FLOW POST-CLOSE 2/XX/2022  1:00:15 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD POLICY DATES ARE INSUFFICIENT AS POLICY PROVIDED DOES NOT START UNTIL 8/XX/2022   20220223/CA:RECEIVED D 1
XX 410211194 FLOW POST-CLOSE 2/XX/2022  1:00:15 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $150,000 HAZARD INSURANCE COVERAGE < $165,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220223/CA:RECEIVED C 1
XX 410211205 FLOW POST-CLOSE 2/XX/2022  1:34:49 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS INCOMPLETE BANK STATEMENTS: MISSING PAGES- XX ACCOUNT ENDING IN XX.    20220218/CA:RECEIVED D 1
XX 410211205 FLOW POST-CLOSE 2/XX/2022  1:34:49 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $52,500.00 TITLE INSURANCE COVERAGE < $93,750.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220218/CA:RECEIVED D 1
XX 410211205 FLOW POST-CLOSE 2/XX/2022  1:34:49 PM XX MISSING DOCS CREDIT WAIVED B B MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK.  20220228/CA:REQUIRE UP TO DATE CREDIT REPORT TO HAVE THE BACKGROUND CHECK REQUIREMENT WAIVED BY TCP- PLEASE PROVIDE
20220218/CA:RECEIVED LOX FOR BACKGROUND CHECK BUT NOT ACTUAL BACKGROUND CHECK - PLEASE PROVIDE THIS 		 20220303/CA: WAIVED D 1
XX 410211205 FLOW POST-CLOSE 2/XX/2022  1:34:49 PM XX MISSING DOCS CREDIT WAIVED B B AGE OF CREDIT REPORT 96 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220218/TCP WAIVED FOR REPEAT BORROWER UP TO 180 DAYS  D 1
XX 410211205 FLOW POST-CLOSE 2/XX/2022  1:34:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING UPDATED PAYOFF STATEMENT. 20220218/CA: EMAIL SNIP RECEIVED CANNOT BE USED PLEASE PROIVIDE PROPER PAYOFF DOC  20220224/CA: RECEIVED D 1
XX 410211193 FLOW POST-CLOSE 2/XX/2022  1:03:15 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $4,328.58 LIQUIDITY < $13,995.66 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20220214/CA:RECEIVED MOST RECENT BALANCE- PLEASE UPLOAD EST CASH TO BORROWER IF POSSIBLE 20220223/CA:RECEIVED C 1
XX 410211193 FLOW POST-CLOSE 2/XX/2022  1:03:15 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $247,500 TITLE INSURANCE COVERAGE < $260,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220223/CA:RECEIVED C 1
XX 410211193 FLOW POST-CLOSE 2/XX/2022  1:03:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT 20220214/CA:PLEASE REUPLOAD- DOC CANNOT BE OPENED 20220223/CA:RECEIVED D 1
XX 410211193 FLOW POST-CLOSE 2/XX/2022  1:03:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATION   20220209/CA:RECEIVED D 1
XX 410211200 FLOW POST-CLOSE 3/XX/2022  8:23:03 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE PROVIDED IS QUOTE. PLEASE PROVIDE HAZARD DEC PAGE AND PROOF OF PAYMENT   20220214/CA:RECEIVED D 1
XX 410211200 FLOW POST-CLOSE 3/XX/2022  8:23:03 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $112,500 TITLE INSURANCE COVERAGE < $113,750 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220214/CA:RECEIVED D 1
XX 410211200 FLOW POST-CLOSE 3/XX/2022  8:23:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING MORTGAGE  MISSING MORTGAGE   20220316/CA:RECEIVED D 1
XX 410211200 FLOW POST-CLOSE 3/XX/2022  8:23:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ASSIGNMENT OF RENTS AND LEASES MISSING ASSIGNMENT OF RENTS   20220316/CA:RECEIVED D 1
XX 410211200 FLOW POST-CLOSE 3/XX/2022  8:23:03 PM XX GUIDES CREDIT CLEAR A A MISSING SPOUSAL CONSENT  MISSING EVIDENCE OF SPOUSAL CONSENT. BORROWER BEING NATURAL PERSONS IN COMMUNITY PROPERTY STATE MUST FURNISH PROOF OF NON-MARITAL STATUS OR SPOUSAL CONSENT   20220317/CA:SPOUSE SIGNED THE GUARANTY C 1
XX 410211196 FLOW POST-CLOSE 2/XX/2022  2:39:08 PM XX MISSING DOCS CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECKS RELECTS UNSPECIFIED CRIMINAL OFFENCE(S). MISSING PROOF OF NATURE OF OFFENCE(S)   20220214/CA:RECEIVED EMAIL EXPLAINING THE INFRACTIONB D 1
XX 410211196 FLOW POST-CLOSE 2/XX/2022  2:39:08 PM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20220214/CA:RESCIND- RECEIVED NOTE ON CC REPORT STATING WILL BE CLOSING IN INDIVIDUAL NOT LLC D 1
XX 410211196 FLOW POST-CLOSE 2/XX/2022  2:39:08 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220223/CA:RECEIVED D 1
XX 410211196 FLOW POST-CLOSE 2/XX/2022  2:39:08 PM XX MISSING DOCS CREDIT RESCIND A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20220214/CA:RESCIND- RECEIVED NOTE ON CC REPORT STATING WILL BE CLOSING IN INDIVIDUAL NOT LLC D 1
XX 410211196 FLOW POST-CLOSE 2/XX/2022  2:39:08 PM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT CLOSING PROTECTION LETTER CLOSING PROTECTION LETTER SHOWS BORROWERS NAME AS XX AND NOT BORROWING ENTITY.   20220214/CA:RESCIND- RECEIVED NOTE ON CC REPORT STATING WILL BE CLOSING IN INDIVIDUAL NOT LLC D 1
XX 410211196 FLOW POST-CLOSE 2/XX/2022  2:39:08 PM XX MISSING DOCS CREDIT RESCIND A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT AND EMPLOYER IDENTIFICATION NUMBER FOR BORROWING ENTITY   20220214/CA:RESCIND- RECEIVED NOTE ON CC REPORT STATING WILL BE CLOSING IN INDIVIDUAL NOT LLC D 1
XX 410211196 FLOW POST-CLOSE 2/XX/2022  2:39:08 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - PREMIUM PERIOD IS LESS THAN 6 MONTHS. POLICY EXPIRATION DATE IS 2/XX/2022.   20220223/CA:RECEIVED D 1
XX 410211196 FLOW POST-CLOSE 2/XX/2022  2:39:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETLEMENT STATEMENT. SETTLEMENT STATEMENT IN FILE NOT SIGNED BY SETTLEMENT AGENT   20220223/CA:RECEIVED D 1
XX 410211196 FLOW POST-CLOSE 2/XX/2022  2:39:08 PM XX MISSING DOCS CREDIT RESCIND A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20220224:CA: RESCINDED. WD NOT REQUIRED. D 1
XX 410211213 FLOW POST-CLOSE 3/XX/2022  8:01:07 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $33,403.46 LIQUIDITY < $177,880.03 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220221/CA:RECEIVED C 1
XX 410211213 FLOW POST-CLOSE 3/XX/2022  8:01:07 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATION   20220221/CA:RECEIVED D 1
XX 410211213 FLOW POST-CLOSE 3/XX/2022  8:01:07 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE   20220221/CA:RECEIVED D 1
XX 410211243 FLOW POST-CLOSE 3/XX/2022  3:30:31 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20220308/CA:RECEIVED D 1
XX 410211243 FLOW POST-CLOSE 3/XX/2022  3:30:31 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT MASTER INSURANCE POLICY MASTER INSURANCE POLICY IS MISSING LENDERS ISAOA.    20220308/CA:RECEIVED D 1
XX 410211243 FLOW POST-CLOSE 3/XX/2022  3:30:31 AM XX MISSING DOCS CREDIT WAIVED B B INSUFFICIENT CONDO QUESTIONAIRE PER CONDO QUESTIONAIRE- REFLECTS, A RESTRICTION IN THE ABILITY TO RENT SHORT TERM. PER GUIDELINES IS NOT ALLOWED.   20220304/CA: TCP WAIVED; LONG -TERM RENTAL D 1
XX 410211243 FLOW POST-CLOSE 3/XX/2022  3:30:31 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CPL : PROPOSED INSURED ON CPL DOES NOT MATCH THE BORROWER. PROVIDE UPDATED CPL    20220308/CA:RECEIVED D 1
XX 410211243 FLOW POST-CLOSE 3/XX/2022  3:30:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE.    20220308/CA:RECEIVED D 1
XX 410211243 FLOW POST-CLOSE 3/XX/2022  3:30:31 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT PURCHASE AGREEMENT SALES CONTRACT IS MISSING ADDENDUM ADDING THE ENTITY NAME.   20220309/CA: RECEIVED D 1
XX 410211227 FLOW POST-CLOSE 3/XX/2022  1:10:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 DELAY PURXXSING FINAL SETTLEMENT STATEMENT.    20220224/CA: RECEIVED D 1
XX 410211227 FLOW POST-CLOSE 3/XX/2022  1:10:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT DELAY PURXXSING PURCHASE CONTRACT.    20220224/CA: RECEIVED D 1
XX 410211225 FLOW POST-CLOSE 3/XX/2022  12:17:11 PM XX MISSING DOCS CREDIT RESCIND A A MISSING OPERATING AGREEMENT MISSING EVIDENCE OF ACCESS TO FUNDS FOR ACCOUNT: XX. PROVIDE ACCESS LETTER FROM EDWARD GILLESPIE OR UPDATED OPERATING AGREEMENT   20220228/CA: RESCINDED; BORROWER IS LISTED AS "OR" ON THE BANK STATEMENT D 1
XX 410211225 FLOW POST-CLOSE 3/XX/2022  12:17:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS FOR BOTH ACCOUNTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT FOR ACCOUNT ENDING IN XX   20220307/CA:RECEIVED D 1
XX 410211225 FLOW POST-CLOSE 3/XX/2022  12:17:11 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $152,833.18 LIQUIDITY < $185,666.81 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220307/CA:RECEIVED D 1
XX 410211225 FLOW POST-CLOSE 3/XX/2022  12:17:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION.    20220302/CA: RECEIVED D 1
XX 410211225 FLOW POST-CLOSE 3/XX/2022  12:17:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20220307/CA:RECEIVED D 1
XX 410211222 FLOW POST-CLOSE 3/XX/2022  1:39:40 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED CLOSING PROTECTION LETTER WITH CORRECTED MORTGAGEE CLAUSE   20220224/CA:RECEIVED D 1
XX 410211222 FLOW POST-CLOSE 3/XX/2022  1:39:40 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CREDIT REPORT INSUFFICIENT CREDIT REPORT FOR GUARANTOR: XX. CREDIT SCORES MUST HAVE SCORES FROM TWO BUREAUS PER TCP UNDERWRITING GUIDELINES. PROVIDE UPDATED CREDIT REPORT   20220305/CA:FOREIGN NATIONAL C 1
XX 410211222 FLOW POST-CLOSE 3/XX/2022  1:39:40 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BACKGROUND CHECK INSUFFICIENT BACKGROUND REPORT. MISSING EVIDENCE OF FORECLOSURE, BANKRUPTCY AND LIEN DATA FOR GUARANTOR: XX   20220305/CA:FOREIGN NATIONAL C 1
XX 410211222 FLOW POST-CLOSE 3/XX/2022  1:39:40 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. NAME INSURED DOES NOT INCLUDE ENTITY: XX   20220224/CA:RECEIVED D 1
XX 410211222 FLOW POST-CLOSE 3/XX/2022  1:39:40 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DOES NOT SPECIFY THE AMOUNT OF RENT LOSS OCVERAGE INCLUDED. PLEASE PROVIDE BREAKDOWN   20220305/CA:6 MONTHS RENT LOSS CONFIRMED PER EMAIL C 1
XX 410211222 FLOW POST-CLOSE 3/XX/2022  1:39:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20220316/CA: RECEIVED D 1
XX 410211237 FLOW POST-CLOSE 3/XX/2022  5:54:42 AM XX GUIDES CREDIT CLEAR A A MAX LTV 82% LTV > 75% MAX LTV. THE SITUS VALUE HAD A VARIANCE >10%, USING THE SITUS VALUE RESULTED IN THE LTV INCREASE   20220307/CA:UPDATED VALUE C 1
XX 410211240 FLOW POST-CLOSE 3/XX/2022  7:47:02 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CERTIFICATE OF GOOD STANDING 368 DAYS AGE OF CERTIFICATE OF GOOD STANDING > 30 DAYS MAX ALLOWED. PROVIDE UPDATED CERTIFICATE OF GOOD STANDING.   20220307/CA:RECEIVED C 1
XX 410211240 FLOW POST-CLOSE 3/XX/2022  7:47:02 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS >60 DAYS AGE OF BANK STATEMENTS > 45 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS.   20220307/CA:RECEIVED C 1
XX 410211240 FLOW POST-CLOSE 3/XX/2022  7:47:02 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE TITLE INDICATES TWO OPEN MORTGAGES, SECOND LIEN ON TITLE, PROOF SATISFIED OR PAYOFF   20220316/CA: RECEIVED PAYOFF VIA HUD  C 1
XX 410211240 FLOW POST-CLOSE 3/XX/2022  7:47:02 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE INDICATES RENT LOSS COVERAGE BUT DOES NOT SPECIFY 6 MONTHS COVERAGE   20220307/CA:RECEIVED C 1
XX 410211240 FLOW POST-CLOSE 3/XX/2022  7:47:02 AM XX GUIDES CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 1 OF 2 MONTHS REQUIRED BANK STATEMENTS. PLEASE PROVIDE AND ADDITIONAL MONTH STATEMENT   20220307/CA:RECEIVED C 1
XX 410211240 FLOW POST-CLOSE 3/XX/2022  7:47:02 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $21,538.47 LIQUIDITY < $24,710.47 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20220307/CA: $17,186.49 LIQUIDITY < $24,710.47 REQUIRED 20220309/CA:RECEIVED C 1
XX 410211240 FLOW POST-CLOSE 3/XX/2022  7:47:02 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING SETTLEMENT AGENT SIGNATURE ON THE FINAL HUD   20220321/CA:RECEIVED D 1
XX 410211233 FLOW POST-CLOSE 3/XX/2022  1:40:17 PM XX MISSING DOCS CREDIT RESCIND A   A INSUFFICIENT NOTE  INCORRECT P AND I PAYMENT ON THE NOTE FOR THE PERIOD AFTER INTEREST ONLY. NOTE REFLECTS A PAYMENT OF $1,588.67. PAYMENT SHOULD BE $1,480.59.    20220304/CA: NOTE AMMENDMENT NOT NEEDED D 1
XX TY161380 FLOW POST-CLOSE 9/XX/2021  11:08:11 AM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY.   20220117/CA: RECEIVED C 1
XX TY161380 FLOW POST-CLOSE 9/XX/2021  11:08:11 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20220117/CA: RECEIVED D 1
XX TY161380 FLOW POST-CLOSE 9/XX/2021  11:08:11 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION   20220117/CA: RECEIVED D 1
XX TY161380 FLOW POST-CLOSE 9/XX/2021  11:08:11 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING 60 DAYS ASSET DOCUMENTATION   20220117/CA: RECEIVED D 1
XX TY161380 FLOW POST-CLOSE 9/XX/2021  11:08:11 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $37.87 LIQUIDITY < $9,120.82 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS   20220117/CA: RECEIVED C 1
XX TY161380 FLOW POST-CLOSE 9/XX/2021  11:08:11 AM XX MISSING DOCS CREDIT WAIVED B B MISSING EXPERIENCE MISSING GUARANTOR TRACK RECORD   20220124/TCP: lender: PS guidelines waive track record when FICO > 700 and property DSCR > 1.3.   D 1
XX TY161380 FLOW POST-CLOSE 9/XX/2021  11:08:11 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $190,100.00 TITLE INSURANCE COVERAGE < $195,000.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220117/CA: RECEIVED C 1
XX TY551548 FLOW POST-CLOSE 10/XX/2021  1:58:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING TWO MONTHS BANK STATEMENTS   20211019/CA: RECEIVED D 1
XX TY551548 FLOW POST-CLOSE 10/XX/2021  1:58:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION   20211019/CA: RECEIVED D 1
XX TY551548 FLOW POST-CLOSE 10/XX/2021  1:58:08 PM XX MISSING DOCS CREDIT RESCIND A A MISSING LEASE AGREEMENT INSUFFICIENT  RENTAL INCOME - MISSING RENTAL INCOME FROM 4/XX/2021 TO 5/XX/2021 OR PROPERTY MANAGEMENT AGREEMENT (PER GUIDELINES 2 YRS OF RENTAL INCOME ON A PROPERTY OWNED IS REQUIRED)   20211001/CA: RENTAL INCOME NOT REQUIRED - 5% LTV REDUCTION (=70%) DUE TO SELF-MANAGED WITH NO EXPERIENCE D 1
XX 410241009 FLOW POST-CLOSE 3/XX/2022  11:04:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATION   20220120/CA: RECEIVED D 1
XX 410241009 FLOW POST-CLOSE 3/XX/2022  11:04:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE   20220120/CA: RECEIVED D 1
XX 410241009 FLOW POST-CLOSE 3/XX/2022  11:04:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT OR THIRD PARTY MARKET RENT REVIEW. POTENTIAL -10% LTV DEDUCTION DEPENDING ON DOCUMENT PROVIDED   20220120/CA: RECEIVED LEASE AGREEMENTS D 1
XX 410241009 FLOW POST-CLOSE 3/XX/2022  11:04:47 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $ 324,000 TITLE INSURANCE COVERAGE < $324,100 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220128/CA: RECEIVED C 1
XX 410241009 FLOW POST-CLOSE 3/XX/2022  11:04:47 AM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 119 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220222/CA:RECEIVED C 1
XX 410241009 FLOW POST-CLOSE 3/XX/2022  11:04:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT(S) TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY- XX   20220304/CA:RECEIVED D 1
XX 410241009 FLOW POST-CLOSE 3/XX/2022  11:04:47 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY AN UPDATED PREMIUM AMOUNT INVOICE WAS PROVIDED, WITH NEW POLICY PERIOD- MISSING BINDER TO MATCH.    20220228/CA:RECEIVED CORRECT INVOICE FOR HOI D 1
XX 410241009 FLOW POST-CLOSE 3/XX/2022  11:04:47 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 78  DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220308/CA:RECEIVED C 1
XX 410241009 FLOW POST-CLOSE 3/XX/2022  11:04:47 AM XX GUIDES CREDIT WAIVED B B MAX LTV 70 % AILTV >65%  MAX ALLOWED. XX APPROVAL REQUIRED 20220308/CA: PER WAIVER MIT FACTORS ARE DSCR 1.57 AND APPRAISAL TO BE SUPPORTED HOWEVER DSCR IS 1.26 AND APPRAISAL IS 9.97% < ORIGINAL VALUE. XX TO APPROVE WAIVER STILL IN EFFECT 20220314/CA:XX APPROVED WAIVER C 1
XX 410241007 FLOW POST-CLOSE 1/XX/2022  1:49:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT.    20220105/CA:RECEIVED D 1
XX 410241007 FLOW POST-CLOSE 1/XX/2022  1:49:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING EVIDENCE OF TITLE INSURANCE.    20220105/CA:RECEIVED D 1
XX 410241007 FLOW POST-CLOSE 1/XX/2022  1:49:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL.    20220105/CA:RECEIVED D 1
XX 410241007 FLOW POST-CLOSE 1/XX/2022  1:49:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERT.    20220105/CA:RECEIVED D 1
XX 410241007 FLOW POST-CLOSE 1/XX/2022  1:49:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20220105/CA:RECEIVED D 1
XX 410241007 FLOW POST-CLOSE 1/XX/2022  1:49:27 PM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20220105/CA: RECEIVED C 1
XX 410241013 FLOW POST-CLOSE 3/XX/2022  10:39:51 AM XX MISSING DOCS CREDIT CLEAR A   A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR ENTITY (XX) TO SHOW PROOF OF OWNERSHIP   20220217/CA:RECEIVED D 1
XX 410241013 FLOW POST-CLOSE 3/XX/2022  10:39:51 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LIQUIDITY $26,347.93 LIQUIDITY < $27,076.32 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20220304/CA:CASH OUT PROCEEDES ADDED TO LIQUIDITY HOWEVER LIQUIDITY STILL SHORT $26347.93 < $28330.89 MIN REQUIRED.
20220303/CA: NOT AVAILABLE IN EC BOX		 20220308/TCP WAIVED- BORROWER RECEIVED $XX CASH OUT IN ADDITION TO 10% ALLOWED TO BE USED FOR LIQUIDITY AND DIFFERENCE IS $729.00 C 1
XX 410241013 FLOW POST-CLOSE 3/XX/2022  10:39:51 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. INSURANCE PREMIUM IS MISSING    20220303/CA: RECEIVED C 1
XX 410241013 FLOW POST-CLOSE 3/XX/2022  10:39:51 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220217/CA:RECEIVED D 1
XX 410241023 FLOW POST-CLOSE 3/XX/2022  8:06:59 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING ONE MONTH AND CONSECTUTIVE BANK STATEMENT FOR XX   20220210/CA: RECEIVED D 1
XX 410241023 FLOW POST-CLOSE 3/XX/2022  8:06:59 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN    20220214/CA:RECEIVED D 1
XX 410241023 FLOW POST-CLOSE 3/XX/2022  8:06:59 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING ONE MONTH AND CONSECTUTIVE BANK STATEMENT FOR XX   20220210/CA: RECEIVED D 1
XX 410241023 FLOW POST-CLOSE 3/XX/2022  8:06:59 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20220210/CA: RECEIVED C 1
XX 410241023 FLOW POST-CLOSE 3/XX/2022  8:06:59 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT FLOOD CERTIFICATE INSUFFICIENT FLOOD INSURANCE: FLOOD INSURANCE IN FILE IS AN APPLICATION. PROVIDE FINAL FLOOD INSURANCE   20220210/CA: FLOOD COVERAGE INCLUDED ON CERT OF PROPERTY INSURANCE DOCUMENT C 1
XX 410241023 FLOW POST-CLOSE 3/XX/2022  8:06:59 AM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 91 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 90 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20220210/CA: RECEIVED C 1
XX 410241023 FLOW POST-CLOSE 3/XX/2022  8:06:59 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF    20220210/CA: NO OPEN MORTGAGE ON TITLE COMMITMENT D 1
XX 410601008 FLOW POST-CLOSE 2/XX/2022  1:27:58 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE  $252,750 TITLE INSURANCE COVERAGE < $282,750 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211227/CA: LOAN AMT REDUCED, TITLE INSUR AMT NOW SUFFICIENT C 1
XX 410601008 FLOW POST-CLOSE 2/XX/2022  1:27:58 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDTY  $113.32 LIQUIDITY < $15,421.01 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS OR PROOF OF CASH OUT PROCEEDS   20211227/CA: RECEIVED PRE-LIM HUD WITH CASHOUT AMT USED TOWARDS LIQUIDITY C 1
XX 410601008 FLOW POST-CLOSE 2/XX/2022  1:27:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATION FOR PROPERTY: XX 20211227/CA: STILL MISSING FLOOD CERT FOR XX. PLEASE PROVIDE 20220108/CA:RECEIVED D 1
XX 410601008 FLOW POST-CLOSE 2/XX/2022  1:27:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE FOR PROPERTY: XX  20211227/CA: $125,000 HAZARD INSURANCE COVERAGE < $252,750 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20220108/CA:RECEIVED D 1
XX 410601008 FLOW POST-CLOSE 2/XX/2022  1:27:58 PM XX GUIDES CREDIT CLEAR A A MAX LTV 75.40% LTV > 75% LTV MAXIMUM ALLOWED. XX APPROVAL REQUIRED.    20211227/CA: REDUCED LOAN AMT, LTV NOW 67.40% C 1
XX 410601008 FLOW POST-CLOSE 2/XX/2022  1:27:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR XX BANK ACCOUNT   20220114/CA: RECEIVED D 1
XX 410601008 FLOW POST-CLOSE 2/XX/2022  1:27:58 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 INSUFFICIENT HUD. MISSING SECTIONS 100 TO 600   20220125/CA: RECEIVED D 1
XX 410601008 FLOW POST-CLOSE 2/XX/2022  1:27:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OCCUPANCY CERTIFICATION MISSING EVIDENCE OF OCCUPANCY CERT   20220125/CA: RECEIVED D 1
XX 410601008 FLOW POST-CLOSE 2/XX/2022  1:27:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING EVIDENCE OF GUARANTY FOR GUARANTOR: XX   20220221/CA:RECEIVED D 1
XX 410601008 FLOW POST-CLOSE 2/XX/2022  1:27:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING EVIDENCE OF FORM W-9 FOR GUARANTOR: XX   20220131/CA:RECEIVED D 1
XX 410601008 FLOW POST-CLOSE 2/XX/2022  1:27:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING RELEASE LANGUAGE  MISSING EVIDENCE OF RELEASE LANGUAGE STIPULATING 120% OR SPECIFIC DOLLAR AMOUNT 20220221/CA:RECEIVED PART OF DOCUMENT CAN YOU PLEASE PROVICE THE ENTIRE DOCUMENT- UPLOAD STATES "EXHIBIT B" 20220225/CA:RECEIVED D 1
XX 410601007 FLOW POST-CLOSE 2/XX/2022  9:08:57 PM XX GUIDES CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT OR THIRD PARTY MARKET RENT REVIEW IF PROPERTY IS VACANT 20211129/CA:RECEIVED 1007 FROM APPRAISAL- IF VACANT 3RD PARTY RENT RANGE REQUIRED PER GUIDELINES- PLEASE PROVIDE 20211228/CA:RECEIVED C 1
XX 410601007 FLOW POST-CLOSE 2/XX/2022  9:08:57 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT OPERATING AGREEMENT PROVIDED IS UNSIGNED AND DOES NOT STATE THE BORROWING AUTHORITY- PLEASE UPDATE    20211228/CA:RECEIVED D 1
XX 410601007 FLOW POST-CLOSE 2/XX/2022  9:08:57 PM XX GUIDES CREDIT WAIVED B B MAX LTV 80% LTV > 70% MAX ALLOWED. XX APPROVAL REQUIRED   20211129/TCP: WAIVER APPROVAL - Leverage request approved with a 2.5% First Loss to TAM C 1
XX 410601007 FLOW POST-CLOSE 2/XX/2022  9:08:57 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT DSCR DSCR 0.61 < 0.80 MINIMUM. XX APPROVAL REQUIRED   20220109/TCP: WAIVER APPROVAL-Purchase with +20% down payment C 1
XX 410601019 FLOW POST-CLOSE 3/XX/2022  1:12:20 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BANK STATEMENTS MISSING ONE MONTH BANK STATEMET FOR ACCT: XX   20220224/CA:RECEIVED D 1
XX 410601019 FLOW POST-CLOSE 3/XX/2022  1:12:20 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CONDO QUESTIONAIRE MISSING CONDO QUESTIONNAIRE    20220224/CA:RECEIVED D 1
XX 410601019 FLOW POST-CLOSE 3/XX/2022  1:12:20 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BORROWER IDENTIFICATION  MISSING BORROWING ID   20220224/CA:RECEIVED D 1
XX 410601019 FLOW POST-CLOSE 3/XX/2022  1:12:20 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING CONDO MASTER INSURANCE POLICY 20220224/CA: MASTER INSURANCE POLICY PROVIDED IS MISSING MORTGAGEE CLAUSE ISAOA ATIMA AND ADRESS DOES NOT MATCH PROPERTY ADRESS ON THE TAPE. PROVIDE UPDATED MASTER POLICY.  20220301/CA:RECEIVED D 1
XX 410601019 FLOW POST-CLOSE 3/XX/2022  1:12:20 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT PURCHASE AGREEMENT PURCHASE AGREEMENT NOT IN BORROWING ENTITY NAME 20220224/CA: PURCHASE AGREEMENT PROVIDED IS NOT IN THE NAME OF THE BORROWING ENTITY. PROVIDE UPDATED PURCHASE AGREEMENT 20220316/CA:RECEIVED C 1
XX 410601019 FLOW POST-CLOSE 3/XX/2022  1:12:20 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CONDO QUESTIONAIRE INSUFFICENT CONDO QUESTIONAIRE. QUESTIONARE PROVIDED INDICATES THERE IS NO MASTER INSURANCE POLICY MAINTAINED BY THE CONDOMINIUM ASSOCIATION. PROVIDE UPDATED CONDO QUESTIONAIRE.    20220314/CA:RECEIVED C 1
XX 410601024 FLOW POST-CLOSE 3/XX/2022  8:31:42 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION   20220314/CA:RECEIVED D 1
XX 410601024 FLOW POST-CLOSE 3/XX/2022  8:31:42 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $20,647.75 LIQUIDITY < $33,205.14 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220314/CA:ADDED IN CASH OUT ON ANOTHER TRANSACTION C 1
XX 410601024 FLOW POST-CLOSE 3/XX/2022  8:31:42 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 68 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS, AIG ACCOUNT   20220314/CA:CASH OUT PROCEEDS ARE SUFFICIENT C 1
XX 410601024 FLOW POST-CLOSE 3/XX/2022  8:31:42 AM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE INSUFFICIENT TITLE INSURANCE AND CLOSING PROTECTION LETTER. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE AND CPL WITH CORRECTED PROPOSED INSURED.    20220314/CA:RECEIVED C 1
XX TY797949 FLOW POST-CLOSE 12/XX/2021  2:25:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION FOR BOTH PROPERTIES   20211110/CA: RECEIVED D 1
XX TY797949 FLOW POST-CLOSE 12/XX/2021  2:25:24 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE FO PROPERTY XX - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211110/CA: RECEIVED C 1
XX TY797949 FLOW POST-CLOSE 12/XX/2021  2:25:24 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: MISSING PROPOSED INSURED ON HAZARD INSURANCE FOR PROPERTY XX. PROVIDE UPDATED HAZARD INSURANCE 20211110/CA: RECEIVED UPDATED HAZARD DOC; HOWEVER, $350,500.00 HAZARD INSURANCE COVERAGE < $418,500.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20211120/CA: RECEIVED UPDATED HOI WITH COVG AMOUNT OF $250k AND RCE WITH REPLACEMENT AMOUNT OF $193,012.41 C 1
XX TY797949 FLOW POST-CLOSE 12/XX/2021  2:25:24 PM XX GUIDES CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD DEC PAGE FOR XX. PROVIDE UPDATED HAZARD INSURANCE 20211110/CA: RECEIVED UPDATED HAZARD DOC; HOWEVER, $350,500.00 HAZARD INSURANCE COVERAGE < $418,500.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20211120/CA: RECEIVED HO6 AND MASTER CONDO INS POLICY C 1
XX TY797949 FLOW POST-CLOSE 12/XX/2021  2:25:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION FOR BOTH PROPERTIES   20211110/CA: RECEIVED IN TCOMM DOC D 1
XX TY797949 FLOW POST-CLOSE 12/XX/2021  2:25:24 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWING ENTITY FOR BOTH PROPERTIES. PROVIDE UPDATED TITLE INSURANCES FOR EACH    20211110/CA: TITLE REFLECTS QCD TRANSFERRING TITLE TO BORROWER TO BE EXECUTED C 1
XX TY797949 FLOW POST-CLOSE 12/XX/2021  2:25:24 PM XX GUIDES CREDIT CLEAR A A MINIMUM GUARANTOR OWNERSHIP 49.50% OWNERHSIP OF BORROWING ENTITY < 51% MINIMUMM ALLOWED PER XX GUIDELINES.  20211110/CA: RECEIVED OA, 2ND GUARANTOR: XX OWNS 30% OF BORROWING ENTITY. TOTAL 60% FOR BOTH GUARANTORS; HOWEVER OPERATING AGREEMENT IS NOT EXECUTED. PROVIDE EXECUTED COPY OF OPERATING AGREEMENT 20211115/CA:RECEIVED C 1
XX TY797949 FLOW POST-CLOSE 12/XX/2021  2:25:24 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $ 7,632.61 LIQUIDITY < $ 23,120.87 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211110/CA: RECEIVED ADDTL ASSETS; HOWEVER STILL SHORT : $ 21,582.88 LIQUIDITY < $ 29,110 MINIMUM REQUIRED (RESERVES AND ESTIMATED CLOSING COSTS). PROVIDE ADDITIONAL ASSETS. 20211115/CA:RECEIVED C 1
XX TY797949 FLOW POST-CLOSE 12/XX/2021  2:25:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CONDO QUESTIONAIRE MISSING CONDO QUESTIONNAIRE 20211122/CA: RECEIVED QUESTIONNAIRE. UNABLE TO DETERMINE % OF RENTER DUE TO TOTAL UNITS IS NOT LISTED. PROVIDE UPDATED QUESTIONNAIRE 20211124/CA:RECEIVED D 1
XX TY640587 FLOW POST-CLOSE 11/XX/2021  1:43:42 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT    20211020/CA:RECEIVED D 1
XX TY640587 FLOW POST-CLOSE 11/XX/2021  1:43:42 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING UNIT 2 LEASE AGREEMENT   20211020/CA:RECEIVED D 1
XX TY640587 FLOW POST-CLOSE 11/XX/2021  1:43:42 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $_23000.12  LIQUIDITY < $24062.35MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211109/CA: RECEIVED PRELIM HUD TO USE ESTIMATED CASH OUT AMOUNT TOWARDS LIQUIDITY C 1
XX TY640587 FLOW POST-CLOSE 11/XX/2021  1:43:42 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OCCUPANCY CERTIFICATE INSUFFICIENT OCCUPANCY CERTIFICATE   20211213/CA: RECEIVED D 1
XX TY811505 FLOW POST-CLOSE 11/XX/2021  2:53:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211028/CA:RECEIVED D 1
XX TY811505 FLOW POST-CLOSE 11/XX/2021  2:53:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211122/TCP: Property was owned outright. The attached HUD shows no mortgage.  D 1
XX TY811505 FLOW POST-CLOSE 11/XX/2021  2:53:03 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INSUFFICIENT LIQUIDITY. $3960.48 < $9106.69 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS   20211109/CA: RECEIVED HUD WITH CASH OUT C 1
XX TY811505 FLOW POST-CLOSE 11/XX/2021  2:53:03 PM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. PROVIDED TITLE INSURANCE IS MISSING SCHEDULE C AND PROPERTY ACQUISITION DATE. PROVIDE UPDATED TITLE INSURANCE   20211028/CA:RECEIVED C 1
XX TY811505 FLOW POST-CLOSE 11/XX/2021  2:53:03 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $171,250 TITLE INSURANCE COVERAGE < $172,500 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211109/CA: RECEIVED D 1
XX TY250492 FLOW POST-CLOSE 11/XX/2021  3:00:20 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LIQUIDITY $23,335.84 LIQUIDITY < $31,107.74 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211009/CA:RECEIVED HUD AND SAME BANK STMNT AS IN FILE- LIQUIDITY STILL LOW NOW CHANGED TO $29703.08 < $31107.74 MINIMUM REQUIRED. PLEASE PROVIDE ADDITIONAL ASSETS 20211026/TCP: Approved for missing $1400 CF: Cash out loan, bwr will have sufficient funds after close, 59% LTV C 1
XX TY250492 FLOW POST-CLOSE 11/XX/2021  3:00:20 PM XX MISSING DOCS CREDIT CLEAR A  A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211108/CA:RECEIVED D 1
XX 410521026 FLOW POST-CLOSE 12/XX/2021  1:17:03 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED CLOSING PROTECTION LETTER WITH CORRECTED MORTGAGEE CLAUSE   20211209/CA:RECEIVED D 1
XX 410521026 FLOW POST-CLOSE 12/XX/2021  1:17:03 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211209/CA:RECEIVED D 1
XX 410521026 FLOW POST-CLOSE 12/XX/2021  1:17:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING EVIDENCE OF FLOOD CERTIFICATION   20211209/CA:RECEIVED D 1
XX 410521026 FLOW POST-CLOSE 12/XX/2021  1:17:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20211229/CA:RECEIVED D 1
XX 410521003 FLOW POST-CLOSE 12/XX/2021  12:27:05 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING EVIDENCE OF PAYOFF STATEMENT   20211116/CA:RECEIVED D 1
XX 410521003 FLOW POST-CLOSE 12/XX/2021  12:27:05 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $ 37,036.18 LIQUIDITY < $ 73,070.48 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS OR PROOF OF OUTSTANDING LIEN PAID OFF.    20211124/CA:RECEIVED TAX LIEN RELEASE DOC C 1
XX 410521003 FLOW POST-CLOSE 12/XX/2021  12:27:05 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY.   20211118/CA:RECEIVED C 1
XX TY105282 FLOW POST-CLOSE 11/XX/2021  5:16:30 PM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT OPERATING AGREEMENT OPERATING AGREEMENT FOR XX IS NOT SIGNED   20211110/CA: RECEIVED C 1
XX TY105282 FLOW POST-CLOSE 11/XX/2021  5:16:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211110/CA: RECEIVED D 1
XX TY105282 FLOW POST-CLOSE 11/XX/2021  5:16:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211110/CA: RECEIVED D 1
XX TY512547 FLOW POST-CLOSE 11/XX/2021  12:34:32 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20210917/CA: RECEIVED D 1
XX TY512547 FLOW POST-CLOSE 11/XX/2021  12:34:32 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 97 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE TWO UPDATED BANK STATEMENTS FOR XX 20211109/CA:BMT ACCOUNT STATEMENT IS 101 DAYS OLD. UPDATED STATEMENT REQUESTED.  20211109/CA: RECEIVED UPDATED ASSET STATEMENTS. ALSO USED CASH OUT AMOUNT ON LOAN TERM SHEET PER XX "We generally want to see a prelim HUD so we know that closing costs are being considered but in this case lets accept it." D 1
XX TY512547 FLOW POST-CLOSE 11/XX/2021  12:34:32 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BACKGROUND CHECK 141 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211107/CA:RECEIVED  D 1
XX TY512547 FLOW POST-CLOSE 11/XX/2021  12:34:32 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 141 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20210917/TCP WAIVED. CF: DSCR 1.3 LTV 71 LESS THAN 75 MAX C 1
XX TY512547 FLOW POST-CLOSE 11/XX/2021  12:34:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE INSURANCE NOT SIGNED BY AUTHORIZED SIGNER    20211213/CA: RECEIVED C 1
XX TY066386 FLOW POST-CLOSE 11/XX/2021  3:27:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE.    20211022/CA:RECEIVED D 1
XX TY066386 FLOW POST-CLOSE 11/XX/2021  3:27:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211025/CA: RECEIVED D 1
XX TY066386 FLOW POST-CLOSE 11/XX/2021  3:27:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9 DOC   20211115/CA:RECEIVED D 1
XX TY499393 FLOW POST-CLOSE 11/XX/2021  9:12:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION   20211104/CA:RECEIVED D 1
XX TY499393 FLOW POST-CLOSE 11/XX/2021  9:12:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211107/CA:RECEIVED LETTER FROM XX STATING SOLE MEMBER ENTITY D 1
XX TY499393 FLOW POST-CLOSE 11/XX/2021  9:12:27 PM XX GUIDES CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20211107/CA:RECEIVED C 1
XX TY499393 FLOW POST-CLOSE 11/XX/2021  9:12:27 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTHS BANK STATEMENT FOR ACCOUNT: XX 20211026:/CA:STILL NEED ONE MONTH FOR CHASE XX ACCT.  20211107/CA:LIQUIDITY IS SUFFICIENT IN THE CHASE XX ACCOUNT D 1
XX TY499393 FLOW POST-CLOSE 11/XX/2021  9:12:27 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 72 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR XX   20211105/CA: RECEIVED UDPATED STATEMENT FOR CHASE-XX- REMOVED CHASE-XX, NO LONG AGED C 1
XX TY499393 FLOW POST-CLOSE 11/XX/2021  9:12:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE CONTRACT   20211107/CA:RECEIVED D 1
XX 410521004 FLOW POST-CLOSE 12/XX/2021  2:44:21 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR "XX" TO SHOW PROOF OF OWNERSHIP IN BORROWING ENTITY    20211115/CA:RECEIVED D 1
XX 410521004 FLOW POST-CLOSE 12/XX/2021  2:44:21 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION    20211115/CA:RECEIVED D 1
XX 410521004 FLOW POST-CLOSE 12/XX/2021  2:44:21 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERTIFCATE OF GOOD STANDING   20211210/CA:RECEIVED D 1
XX 410521004 FLOW POST-CLOSE 12/XX/2021  2:44:21 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211115/CA:RECEIVED D 1
XX 410521004 FLOW POST-CLOSE 12/XX/2021  2:44:21 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 76 DAYS AGE OF BACKGROUND CHECK > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211115/CA:RECEIVED C 1
XX 410521004 FLOW POST-CLOSE 12/XX/2021  2:44:21 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT LIQUIDITY INCOMPLETE BANK STATEMENTS:  UNITED 1666 DOES NOT HAVE ACCOUNT IDENTIFYING INFORMATION   20211210/CA:ACCT NOT NEEDED C 1
XX 410521004 FLOW POST-CLOSE 12/XX/2021  2:44:21 PM XX GUIDES CREDIT RESCIND A A AGE OF BANK STATEMENTS 80 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR XX   20211210/CA:ACCT NOT NEEDED C 1
XX 410521004 FLOW POST-CLOSE 12/XX/2021  2:44:21 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT.    20211210/CA:RECEIVED CD D 1
XX TY640949 FLOW POST-CLOSE 11/XX/2021  1:39:33 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211021/CA:RECEIVED D 1
XX TY640949 FLOW POST-CLOSE 11/XX/2021  1:39:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211015/CA: RECEIVED D 1
XX TY640949 FLOW POST-CLOSE 11/XX/2021  1:39:33 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 132 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211015/CA: RECEIVED C 1
XX TY640949 FLOW POST-CLOSE 11/XX/2021  1:39:33 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211014/CA: RECEIVED D 1
XX TY640949 FLOW POST-CLOSE 11/XX/2021  1:39:33 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $522,500.00 HAZARD INSURANCE COVERAGE < $715,000.00  MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20211018/CA:HOI POLICY RECEIVED IS A QUOTE. PLEASE SEND OVER DECLARATION PAGE 20211022/CA: RECEIVED C 1
XX TY640949 FLOW POST-CLOSE 11/XX/2021  1:39:33 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  NOTE IS MISSING PREPAY PENALTY PERCENTAGE 20211124/CA: RECEIVED INCORRECT NOTE FOR THIS TRANSACTION- INCORRECT BORROWERS AND LOAN AMOUNT 20211217/CA: RECEIVED C 1
XX TY673376 FLOW POST-CLOSE 11/XX/2021  10:41:34 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY POLICY 20211104/CA:RECEIVED HOI WITHOUT ANNUAL PREMIUM AMOUNT STATED  20211107/CA:RECEIVED D 1
XX TY673376 FLOW POST-CLOSE 11/XX/2021  10:41:34 AM XX MISSING DOCS CREDIT WAIVED B B MAX LTC 80% LTC > 75% MAX ALLOWED. XX APPROVAL REQUIRED   20211026/CA: RECEIVED WAIVER D 1
XX TY673376 FLOW POST-CLOSE 11/XX/2021  10:41:34 AM XX MISSING DOCS CREDIT CLEAR A   A MISSING PAYOFF STATEMENT MISSING PAYOFF LETTER   20211026/CA:RECEIVED D 1
XX TY673376 FLOW POST-CLOSE 11/XX/2021  10:41:34 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211026/CA:RECEIVED D 1
XX TY673376 FLOW POST-CLOSE 11/XX/2021  10:41:34 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211026/CA:RECEIVED D 1
XX TY673376 FLOW POST-CLOSE 11/XX/2021  10:41:34 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INSUFFICIENT LEASE INFORMATION. LEASES FOR UNIT ONE HAS THE WRONG PROPERTY ADDRESS. PROVIDE LEASE AGREEMENT FOR UNITS 1, 2, AND 4.    20211124/CA:RECEIVED C 1
XX TY673376 FLOW POST-CLOSE 11/XX/2021  10:41:34 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $240,000 TITLE INSURANCE COVERAGE < $256,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211027/CA:RECEIVED C 1
XX TY673376 FLOW POST-CLOSE 11/XX/2021  10:41:34 AM XX MISSING DOCS CREDIT CLEAR A A AGE OF BACKGROUND CHECK 91 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211208/CA: RECEIVED D 1
XX TY673376 FLOW POST-CLOSE 11/XX/2021  10:41:34 AM XX MISSING DOCS CREDIT WAIVED B B AGE OF CREDIT REPORT 91 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211208/TCP: WAIVER - Approved for 1-day past 90-days D 1
XX TY673376 FLOW POST-CLOSE 11/XX/2021  10:41:34 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED TO SHOW VERIFY PROPER TRANSFER OF TITLE   20211124/CA:RECEIVED D 1
XX TY673376 FLOW POST-CLOSE 11/XX/2021  10:41:34 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING AUTHORIZED SIGNATURE ON THE UPDATED TITLE COMMITMENT   20211124/CA:RECEIVED D 1
XX TY673376 FLOW POST-CLOSE 11/XX/2021  10:41:34 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211213/CA: RECEIVED D 1
XX 410521000 FLOW POST-CLOSE 12/XX/2021  1:36:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERTIFICATE OF GOOD STANDING AND EID DOCUMENT   20211115/CA:RECEIVED D 1
XX 410521000 FLOW POST-CLOSE 12/XX/2021  1:36:30 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD DOCUMENT IS UNSIGNED BY AUTHORIZED AGENT   20211115/CA:RECEIVED C 1
XX 410521000 FLOW POST-CLOSE 12/XX/2021  1:36:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20211115/CA:RECEIVED D 1
XX 410521000 FLOW POST-CLOSE 12/XX/2021  1:36:30 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211114/CA:RECEIVED D 1
XX 410521000 FLOW POST-CLOSE 12/XX/2021  1:36:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20211115/CA:RECEIVED D 1
XX 410521000 FLOW POST-CLOSE 12/XX/2021  1:36:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION   20211115/CA:RECEIVED D 1
XX 410521000 FLOW POST-CLOSE 12/XX/2021  1:36:30 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211115/CA:RECEIVED D 1
XX 410521000 FLOW POST-CLOSE 12/XX/2021  1:36:30 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. TITLE INSURANCE MISSING AUTHORIZED SIGNATURE. PROVIDE UPDATED TITLE INSURANCE.   20211115/CA:RECEIVED C 1
XX 410521000 FLOW POST-CLOSE 12/XX/2021  1:36:30 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING MORTAGEE CLAUSE ON THE HAZARD INSURANCE POLICY   20211115/CA:RECEIVED D 1
XX TY024819 FLOW POST-CLOSE 11/XX/2021  2:36:18 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSES DATED 6/XX/2008. MISSING PROOF OF THE NATURE OF THE OFFENSE(S)   20210930/CA: UPDATED BG DOES NOT INDICATE SUCH C 1
XX TY024819 FLOW POST-CLOSE 11/XX/2021  2:36:18 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INCOMPLETE BANK STATEMENTS:  MISSING ACCOUNT NUMBER FOR XX ACCOUNT USED   20211014/CA: RECEIVED C 1
XX TY024819 FLOW POST-CLOSE 11/XX/2021  2:36:18 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED CPL WITH CORRECTED PROPOSED INSURED.    20211104/CA:RECEIVED C 1
XX TY024819 FLOW POST-CLOSE 11/XX/2021  2:36:18 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 153 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20210930/CA: RECEIVED C 1
XX TY024819 FLOW POST-CLOSE 11/XX/2021  2:36:18 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 153 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20210930/CA: RECEIVED C 1
XX TY024819 FLOW POST-CLOSE 11/XX/2021  2:36:18 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 61 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211014/CA: RECEIVED C 1
XX TY024819 FLOW POST-CLOSE 11/XX/2021  2:36:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING BOR ID FOR NEW GUARANTOR ADDITION XX   20211025/CA: RECEIVED D 1
XX TY024819 FLOW POST-CLOSE 11/XX/2021  2:36:18 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 INSUFFICIENT SETTLEMENT STATEMENT: SETTLEMENT STATEMENT NOT SIGNED BY SETTLMENT AGENT    20211115/CA:RECEIVED C 1
XX 410521010 FLOW POST-CLOSE 12/XX/2021  12:30:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR UNIT #2   20211124/CA:RECEIVED D 1
XX 410521010 FLOW POST-CLOSE 12/XX/2021  12:30:56 PM XX GUIDES CREDIT WAIVED B B BACKGROUND FLAG FELONY ON BACKGROUND CHECK DATED 12/XX/2008. NOT ALLOWED PER GUIDELINES. XX APPROVAL REQUIRED   20211128/CA:WAIVED PER TCP. GREAT CITIZEN NOW AND HIGH CREDIT SCORE, LEARNED FROM MISTAKES.  C 1
XX 410521010 FLOW POST-CLOSE 12/XX/2021  12:30:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9 DOC   20211217/CA:RECEIVED D 1
XX TY313579 FLOW POST-CLOSE 11/XX/2021  4:21:41 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20211102/CA:RECEIVED D 1
XX TY313579 FLOW POST-CLOSE 11/XX/2021  4:21:41 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD INSURANCE INSUFFICIENT FLOOD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED FLOOD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE 20211102/CA:UPDATED POLICY FROM WRIGHT NATIONAL FLOOD INSURANCE NOT RECEIVED 20211104/CA:RECEIVED D 1
XX TY313579 FLOW POST-CLOSE 11/XX/2021  4:21:41 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSUANCE: MISSING LOSS OF USE COVERAGE.   20211102/CA:RECEIVED D 1
XX TY313579 FLOW POST-CLOSE 11/XX/2021  4:21:41 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE 20211102/CA:PROPOSED INSURED DOES NOT MATCH ON THIS POLICY. SHOULD SHOW BORROWER ENTITY XX 20211104/CA:RECEIVED D 1
XX TY313579 FLOW POST-CLOSE 11/XX/2021  4:21:41 PM XX MISSING DOCS CREDIT CLEAR A   A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211029/CA:RECEIVED D 1
XX TY313579 FLOW POST-CLOSE 11/XX/2021  4:21:41 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER: PROPOSED INSURED ON CPL DOES NOT MATCH THE BORROWER. PROVIDE UPDATED CPL.   20211102/CA:RECEIVED D 1
XX TY313579 FLOW POST-CLOSE 11/XX/2021  4:21:41 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211102/CA:NOT NEEDED D 1
XX TY313579 FLOW POST-CLOSE 11/XX/2021  4:21:41 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT. OPERATING AGREEMENT DOCUMENT IN FILE DOES NOT SHOW OWNERSHIP PERCENTAGE.   20211102/CA:RECEIVED D 1
XX TY313579 FLOW POST-CLOSE 11/XX/2021  4:21:41 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211102/CA:RECEIVED D 1
XX TY313579 FLOW POST-CLOSE 11/XX/2021  4:21:41 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211102/CA:RECEIVED D 1
XX TY515012 FLOW POST-CLOSE 11/XX/2021  10:06:44 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EMPLOYER IDENTIFICATION NUMBER   20211029/CA:RECEIVED D 1
XX TY515012 FLOW POST-CLOSE 11/XX/2021  10:06:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR LAW OFFICES OF XX  TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20211029/CA:RECEIVED D 1
XX TY515012 FLOW POST-CLOSE 11/XX/2021  10:06:44 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $27,970.07 LIQUIDITY < $28,064.95 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211029/CA:RECEIVED C 1
XX TY149459 FLOW POST-CLOSE 12/XX/2021  3:08:44 PM XX GUIDES CREDIT CLEAR A   A BACKGROUND FLAG BACKGROUND CHECK REFLECTS 2 UNSPECIFIED CRIMINAL OFFENSES. MISSING PROOF OF THE NATURE OF OFFENSES   20211027/CA:LOE RECEIVED C 1
XX TY149459 FLOW POST-CLOSE 12/XX/2021  3:08:44 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. HAZARD INSURANCE IN FILE DOES NOT CONTAIN ANNUAL PREMIUM. PROVIDE UPDATED HAZARD INSURANCE WITH ANNUAL PREMIUM 20211026/CA:HOI POLICY RECEIVED DOES NOT HAVE ANNUAL PREMIUM ON IT.  20211110/CA:RECEIVED C 1
XX TY149459 FLOW POST-CLOSE 12/XX/2021  3:08:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20211026/CA:RECEIVED D 1
XX TY149459 FLOW POST-CLOSE 12/XX/2021  3:08:44 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211026/CA:RECEIVED D 1
XX TY149459 FLOW POST-CLOSE 12/XX/2021  3:08:44 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211026/CA:RECEIVED D 1
XX TY149459 FLOW POST-CLOSE 12/XX/2021  3:08:44 PM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX 20211026/CA:NOT RECEIVED 20211210/CA:ACCT NOT NEEDED D 1
XX TY149459 FLOW POST-CLOSE 12/XX/2021  3:08:44 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211026/CA:RECEIVED D 1
XX TY149459 FLOW POST-CLOSE 12/XX/2021  3:08:44 PM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX 20211026/CA:NOT RECEIVED 20211210/CA:ACCT NOT NEEDED D 1
XX TY149459 FLOW POST-CLOSE 12/XX/2021  3:08:44 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY EXPIRED BANK STATEMENT FOR ACCT: XX. PROVIDE UPDATED BANK STATEMENT.   20211026/CA:RECEIVED C 1
XX TY149459 FLOW POST-CLOSE 12/XX/2021  3:08:44 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY EXPIRED BANK STATEMENT FOR ACCT:XX. PROVIDE UPDATED BANK STATEMENT.   20211026/CA:RECEIVED C 1
XX TY149459 FLOW POST-CLOSE 12/XX/2021  3:08:44 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT LIQUIDITY EXPIRED BANK STATEMENT FOR ACCT: XX. PROVIDE UPDATED BANK STATEMENT.   20211210/CA:ACCT NOT NEEDED C 1
XX TY149459 FLOW POST-CLOSE 12/XX/2021  3:08:44 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT NOTE  MISSING MONTHLY PAYMENT AMOUNT ON THE NOTE   20211220/CA:RECEIVED D 1
XX TY284435 FLOW POST-CLOSE 11/XX/2021  12:34:25 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211118/CA:RECEIVED D 1
XX TY284435 FLOW POST-CLOSE 11/XX/2021  12:34:25 PM XX GUIDES CREDIT CLEAR A A MAX LTV 65% AILTV >60 % MAX ALLOWED. XX APPROVAL REQUIRED   20211124/CA:RECEIVED UPDATED FICO SCORES C 1
XX TY284435 FLOW POST-CLOSE 11/XX/2021  12:34:25 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 75 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211118/CA: BOA ACCOUNT IS SUFFICIENT C 1
XX TY751471 FLOW POST-CLOSE 12/XX/2021  5:08:51 AM XX MISSING DOCS CREDIT CLEAR A    A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211022/CA: RECEIVED D 1
XX TY751471 FLOW POST-CLOSE 12/XX/2021  5:08:51 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT    20211213/CA: RECEIVED D 1
XX TY751471 FLOW POST-CLOSE 12/XX/2021  5:08:51 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $8367.94 LIQUIDITY < $12226.84 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211026/CA: ESTIMATED CASHOUT FUNDS USED TOWARDS LIQUIDITY C 1
XX TY751471 FLOW POST-CLOSE 12/XX/2021  5:08:51 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR 1ST FLOOR UNIT 1    20211217/CA: RENTRANGE FOR $2763 PROVIDED IN PLACE OF UNIT 1 MISSING LEASE D 1
XX TY442622 FLOW POST-CLOSE 11/XX/2021  11:59:48 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211020/CA:RECEIVED D 1
XX TY442622 FLOW POST-CLOSE 11/XX/2021  11:59:48 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211021/CA:RECEIVED C 1
XX TY442622 FLOW POST-CLOSE 11/XX/2021  11:59:48 AM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT HAZARD INSURANCE POLICY $116,300 HAZARD INSURANCE COVERAGE < $216,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211020/CA:RECEIVED C 1
XX TY442622 FLOW POST-CLOSE 11/XX/2021  11:59:48 AM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20211115/CA:RECEIVED D 1
XX TY442622 FLOW POST-CLOSE 11/XX/2021  11:59:48 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 64 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211119/CA: RECEIVED C 1
XX TY442622 FLOW POST-CLOSE 11/XX/2021  11:59:48 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED   20211115/CA:RECEIVED D 1
XX TY755694 FLOW POST-CLOSE 11/XX/2021  10:02:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE 20211013/CA: HOI IS NOT FLOOD. 20211008/CA: RECEIVED FLOOD CERT IN FLOOD ZONE. PROVIDE EVIDENCE OF FLOOD INSURANCE 20211013/CA: CONDO MASTER HAS FLOOD D 1
XX TY755694 FLOW POST-CLOSE 11/XX/2021  10:02:31 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 68 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR XX IF NEEDED FOR LIQUIDITY   20211008/CA: RECEIVED C 1
XX TY755694 FLOW POST-CLOSE 11/XX/2021  10:02:31 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR XX IF NEEDED FOR LIQUIDITY   20211008/CA: RECEIVED C 1
XX TY755694 FLOW POST-CLOSE 11/XX/2021  10:02:31 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211008/CA: RECEIVED D 1
XX TY755694 FLOW POST-CLOSE 11/XX/2021  10:02:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211013/CA: RECEIVED D 1
XX TY755694 FLOW POST-CLOSE 11/XX/2021  10:02:31 AM XX GUIDES CREDIT WAIVED B B MAX LTV 75% LTV > 70% MAX ALLOWED. XX APPROVAL REQUIRED. -10% ADJUSTMENT FOR MINIMUM CONDO REQUIREMENT (RENTER CONCENTRATION) 20211014/CA: UPDATED CONDITION TO REFLECT UPDATED DSCR 1.11 20211015/TCP: WAIVER APPROVAL - Approved. CF: Strong building in high demand XX, 740 FICO min 720, High net worth bwr, lease in place higher than market rent C 1
XX TY755694 FLOW POST-CLOSE 11/XX/2021  10:02:31 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CONDO QUESTIONAIRE CONDO QUESTIONNAIRE INDICATES TWO ACTIVE LITIGATIONS. XX TO ADVISE IF ACCEPTABLE. 20211013/TC TO ADVISE 20211015/TCP: PLEASE CLEAR THIS. XX HAS REVIEWED THE LITIGATION DOCUMENTS AND ADVISES THAT THERE IS SUFFICIENT EXPECTATION THAT THEY WILL EITHER BE RESOLVED OR INSURANCE WILL COVER ANY CLAIM. CG: STRONG BUILDING IN HIGH DEMAND XX, 740 FICO MIN 720, HIGH NET WORTH BWR, LEASE IN PLACE HIGHER THAN MARKET RENT. C 1
XX TY755694 FLOW POST-CLOSE 11/XX/2021  10:02:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE, SELLER COMMENT PROPERTY IS LEASED FOR 6500/MONTH   20211014/CA: RECEIVED D 1
XX TY755694 FLOW POST-CLOSE 11/XX/2021  10:02:31 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INSUFFICIENT NOTE : NOTE INITIAL PAYMENT DATE STATED ON NOTE IS 11/XX/2026- PLEASE CORRECT OR CLARIFY. PROVIDE UPDATED NOTE   20211119/CA: RECEIVED C 1
XX TY755694 FLOW POST-CLOSE 11/XX/2021  10:02:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20211108/CA:RECEIVED D 1
XX TY712740 FLOW POST-CLOSE 11/XX/2021  2:19:50 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER ENTITY. PROVIDE UPDATED TITLE INSURANCE   20211022/CA: RECEIVED D 1
XX TY712740 FLOW POST-CLOSE 11/XX/2021  2:19:50 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT LIQUIDITY $ 0 LIQUIDITY < $10,943.93 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211011/CA: LIQ DOC INF ILE C 1
XX TY712740 FLOW POST-CLOSE 11/XX/2021  2:19:50 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT DSCR DSCR 1.05 < 1.10 ALLOWED PER XX GUIDELINES SINCE LOAN AMT IS < 150K   20211014/TCP WAIVED. CF: VERY EXPERIENCED BOR WITH LOW LTV C 1
XX TY712740 FLOW POST-CLOSE 11/XX/2021  2:19:50 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CONDO QUESTIONAIRE CONDO QUESTIONAIRE REFLECTS NO RESERVES FOR PLANNED CAPITAL EXPENDITURES. OTHERWISE CONDO MEETS STANDARD REQUIREMENT   20211011/CA: RECEIVED CONDO QUETIONNAIRE WITH TWO YEAR RESERVES D 1
XX TY712740 FLOW POST-CLOSE 11/XX/2021  2:19:50 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING CONDO MASTER POLICY   20211014/CA; RECEIVED D 1
XX TY712740 FLOW POST-CLOSE 11/XX/2021  2:19:50 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER: PROPOSED INSURED ON CPL (XX.) DOES NOT MATCH THE BORROWER (XX.). PROVIDE UPDATED CPL   20211220/CA:RECEIVED C 1
XX TY712740 FLOW POST-CLOSE 11/XX/2021  2:19:50 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE COVERAGE: PROPOSED INSURED ON TITLE INSURANCE (XX.) DOES NOT MATCH THE BORROWER (XX.). SCHEDULE B SHOULD REFLECTS AN EXCEPTION FOR  DEED OTRANSFER TO BORROWER INCORRECT BORROWER NAME. PROVIDE UPDATED TITLE INSURANCE   20211220/CA:RECEIVED C 1
XX TY712740 FLOW POST-CLOSE 11/XX/2021  2:19:50 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY PLEASE CONFIRM REINSUREPRO (DOES NOT MEET FNMA RATING CRITERIA), THE HAZARD INSURANCE COMPANY LISTED   20211220/CA:RECEIVED C 1
XX TY984981 FLOW POST-CLOSE 12/XX/2021  3:53:09 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS INSUFFICIENT BANK STATEMENTSS 20211109/CA: RECEIVED UPDATED WF AND SE GROCERS 401K STATEMENTS; HOWEVER LIQUIDITY IS NOW SHORT - $17,469.93 LIQUIDITY < $20,980.91 MINIMUM REQUIRED. PROVIDE ADDTL ASSETS
20211025/CA: RECEIVED ADDTL MONTH FOR VYSTAR. STILL MISSING 1 MONTH STATEMENTS FOR WF AND SE GROCERS 401K
20211020/CA: MISSING 1 MONTH, RECEIVED 1 MONTH OF XX, XX AND, XX 401K STATEMENTS		 20211020/CA: RECEIVED D 1
XX TY984981 FLOW POST-CLOSE 12/XX/2021  3:53:09 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20211020/CA: RECEIVED D 1
XX TY984981 FLOW POST-CLOSE 12/XX/2021  3:53:09 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN   20211020/CA: RECEIVED D 1
XX TY984981 FLOW POST-CLOSE 12/XX/2021  3:53:09 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CPL - CPL MUST NAME THE LENDER NAME AND ISAOA. CPL PROVIDED IS MISSING ISAOA. PROVIDE UPDATED CPL   20211020/CA: RECEIVED C 1
XX TY984981 FLOW POST-CLOSE 12/XX/2021  3:53:09 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $17,469.93 LIQUIDITY < $27,047.39 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211213/CA: RECEIVED BANK STATEMENTS FOR SEPT, 2021. STATEMENTS USED FOR LIQUIDITY ARE MORE RECENT (OCT, 2021) FOR THE SAME ACCOUNTS. LIQUDITY STILL SHORT $17,469.93 < $27,047.39. PROVIDE ADDTL ASSETS 20211223/CA:RECEIVED D 1
XX 410521002 FLOW POST-CLOSE 12/XX/2021  5:13:33 PM XX GUIDES CREDIT WAIVED B B MAX SQUARE FOOTAGE  4,792 SQFT > 4,000 SQFT MAXIMUM ALLOWED. XX APPROVAL REQUIRED.    20211110/TCP:WAIVED C 1
XX 410521002 FLOW POST-CLOSE 12/XX/2021  5:13:33 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD INSURANCE IN FILE IS INSURANCE QUOTE. PROVIDE HAZARD DEC PAGE.    20211111/CA:RECEIVED C 1
XX 410521002 FLOW POST-CLOSE 12/XX/2021  5:13:33 PM XX GUIDES CREDIT CLEAR A A MISSING FLOOD INSURANCE INSUFFICIENT FLOOD INSURANCE: POLICY HOLDER DOES NOT MATCH BORROWING ENTITY.    20211111/CA:RECEIVED C 1
XX 410521002 FLOW POST-CLOSE 12/XX/2021  5:13:33 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 71 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211111/CA:RECEIVED C 1
XX 410521002 FLOW POST-CLOSE 12/XX/2021  5:13:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211111/CA:RECEIVED D 1
XX 410521002 FLOW POST-CLOSE 12/XX/2021  5:13:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TRUST AGREEMENT MISSING "IMO FAMILY TRUST" DOCUMENTS    20211111/CA:RECEIVED D 1
XX 410521002 FLOW POST-CLOSE 12/XX/2021  5:13:33 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT PURCHASE AGREEMENT MISSING ADDENDUM TO PURCHASE AGREEMENT INDICATING BORROWING ENTITY IS BUYER   20211111/CA:RECEIVED D 1
XX 410521002 FLOW POST-CLOSE 12/XX/2021  5:13:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED   20211213/CA: RECEIVED D 1
XX 410521002 FLOW POST-CLOSE 12/XX/2021  5:13:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING SETTLEMENT STATEMENT 20211213/CA: SETTMENT STATEMENT RECEIVED IS NOT SIGNED BY SETTLEMENT AGENT 20220107/CA:RECEIVED D 1
XX TY307447 FLOW POST-CLOSE 11/XX/2021  10:12:20 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR BORROWING ENTITY   20211217/CA: RECEIVED D 1
XX TY307447 FLOW POST-CLOSE 11/XX/2021  10:12:20 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211110/CA: RECEIVED D 1
XX TY398327 FLOW POST-CLOSE 12/XX/2021  4:32:47 PM XX MISSING DOCS CREDIT WAIVED B B MISSING LEASE AGREEMENT MISSING LEASE RENEWAL FOR UNIT 1  20211104/CA: NOT RECEIVED 20211108/CA:XX APPROVED MONTH TO MONTH IS IN EFFECT D 1
XX TY398327 FLOW POST-CLOSE 12/XX/2021  4:32:47 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20211104/CA:RECEIVED C 1
XX TY398327 FLOW POST-CLOSE 12/XX/2021  4:32:47 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME AND ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211104/CA:RECEIVED C 1
XX TY398327 FLOW POST-CLOSE 12/XX/2021  4:32:47 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: MISSING EFFECTIVE END DATE FOR POLICY.   20211104/CA:RECEIVED C 1
XX TY398327 FLOW POST-CLOSE 12/XX/2021  4:32:47 PM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT TITLE COVERAGE $ 1,750,000 TITLE INSURANCE COVERAGE < $ 1,900,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211104/CA:RECEIVED UPDATED COVERAGE C 1
XX TY398327 FLOW POST-CLOSE 12/XX/2021  4:32:47 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWING ENTITY. PROVIDE UPDATED TITLE INSURANCE   20211104/CA:RECEIVED   C 1
XX TY398327 FLOW POST-CLOSE 12/XX/2021  4:32:47 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT 20211104/CA: NOT RECEIVED 20211109/CA:NO PAYOFF NEEDED D 1
XX 410521001 FLOW POST-CLOSE 12/XX/2021  2:42:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211115/CA:RECEIVED D 1
XX 410521001 FLOW POST-CLOSE 12/XX/2021  2:42:00 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT INSUFFICIENT OPERATING AGREEMENT. OPERATING AGREEMENT MUST HAVE SIGNATURES OF MEMBERS. PROVIDED OPERATING AGREEMENT LACKS SIGNATURES. PROVIDE UPDATED OPERATING AGREEMENT WITH SIGNATURES.   20211115/CA:RECEIVED C 1
XX 410521001 FLOW POST-CLOSE 12/XX/2021  2:42:00 PM XX GUIDES CREDIT WAIVED B B MAX LTV INSUFFICIENT LTV. 74.26% LTV > 70.00% LTV MAXIMUM. REQUIRES XX APPROVAL.   20211118/TCP WAIVED C 1
XX 410521006 FLOW POST-CLOSE 12/XX/2021  3:19:30 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CERTIFICATE OF GOOD STANDING 12.20 MONTHS AGE OF CERTIFICATE OF GOOD STANDING > 12 MONTHS MAX ALLOWED. PROVIDE UPDATED CERTIFICATE OF GOOD STANDING   20211118/CA:RECEIVED C 1
XX 410521006 FLOW POST-CLOSE 12/XX/2021  3:19:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20211118/CA:TAKEN FROM TITLE D 1
XX 410521006 FLOW POST-CLOSE 12/XX/2021  3:19:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211118/CA:RECEIVED D 1
XX 410521006 FLOW POST-CLOSE 12/XX/2021  3:19:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR UNIT 1. ADDITIONAL DSCR EXCEPTION MAY APPLY   20211118/CA:RECEIVED D 1
XX 410521006 FLOW POST-CLOSE 12/XX/2021  3:19:30 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $331,500 TITLE INSURANCE COVERAGE < $348,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE. ADDED CONDITION AS UPDATED TITLE WAS RECEIVED.   20211119/CA; RECEIVED C 1
XX 410521006 FLOW POST-CLOSE 12/XX/2021  3:19:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLMENT STATEMENT- DOC PROVIDED IS MISSING 1ST PAGE   20211223/CA: RECEIVED D 1
XX TY045157 FLOW POST-CLOSE 11/XX/2021  5:55:07 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD INSURANCE IS MISSING RENT LOSS COVERAGE. PROVIDE UPDATED HAZARD INSURANCE   20211012/CA: RECEIVED C 1
XX TY045157 FLOW POST-CLOSE 11/XX/2021  5:55:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20211012/CA: RECEIVED D 1
XX TY045157 FLOW POST-CLOSE 11/XX/2021  5:55:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT, TITLE SHOWS EXISTING LIEN   20211021/CA: RECEIVED D 1
XX TY045157 FLOW POST-CLOSE 11/XX/2021  5:55:07 PM XX GUIDES CREDIT WAIVED B B AGE OF BANK STATEMENTS 65 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR XX ACCOUNTS   20211116/TCP: Please waive with XX consent. XX approves banks statements CF excellent DSCT with good FICO. C 1
XX TY178911 FLOW POST-CLOSE 11/XX/2021  12:13:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR 1 (VICTOR SQUITIERI) ID. PROVIDE VALID FORM OF ID   20211026/CA:RECEIVED D 1
XX TY178911 FLOW POST-CLOSE 11/XX/2021  12:13:27 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211026/CA:RECEIVED D 1
XX TY178911 FLOW POST-CLOSE 11/XX/2021  12:13:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211029/CA:RECEIVED D 1
XX TY178911 FLOW POST-CLOSE 11/XX/2021  12:13:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20211026/CA:HOI POLICY PROVIDED IS MISSING ANNUAL PREMIUM AMOUNT 20211028/CA:RECEIVED D 1
XX TY178911 FLOW POST-CLOSE 11/XX/2021  12:13:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERTIFICATE OF GOOD STANDING 20211026/CA:CERTIFICATE PROVIDED IS 31 MONTHS OLD>12 MONTHS ALLOWED PER GUIDELINES 20211028/CA:RECEIVED D 1
XX TY178911 FLOW POST-CLOSE 11/XX/2021  12:13:27 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INSUFFICIENT LIQUIDITY. $0 < $12,511.17  MINIMUM LIQUIDITY. PROVIDE PROOF OF ASSETS.    20211026/CA:SUFFICIENT ASSETS SHOWN C 1
XX TY178911 FLOW POST-CLOSE 11/XX/2021  12:13:27 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ADDITIONAL BANK STATEMENT FOR XX ACCOUNTS   20211028/CA:RECEIVED D 1
XX TY178911 FLOW POST-CLOSE 11/XX/2021  12:13:27 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  NOTE INSUFFICIENT- FIRST PAYMENT DATE IS 2/XX/2022 AND MATURITY DATE IS 12/XX/2051 = 359 MONTHS- PLEASE CLARIFY THE CORRECT DATES AND UPDATE NOTE ACCORDINGLY    20211220/CA: RECEIVED C 1
XX TY626307 FLOW POST-CLOSE 11/XX/2021  3:07:19 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211021/CA:RECEIVED D 1
XX TY626307 FLOW POST-CLOSE 11/XX/2021  3:07:19 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211021/CA:RECEIVED D 1
XX TY626307 FLOW POST-CLOSE 11/XX/2021  3:07:19 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION   20211021/CA:RECEIVED D 1
XX TY626307 FLOW POST-CLOSE 11/XX/2021  3:07:19 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $151380.64  LIQUIDITY < $228225.58 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211130/CA: UPDATED LIQUIDITY (INCLUDES HUD LINE 201 DEPOSIT) $215,880.64 C 1
XX TY626307 FLOW POST-CLOSE 11/XX/2021  3:07:19 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED   20211115/CA:RECEIVED D 1
XX TY626307 FLOW POST-CLOSE 11/XX/2021  3:07:19 PM XX MISSING DOCS CREDIT WAIVED B B MAX LTV 69.15% LTV > 65% MAX ALLOWED DUE TO 1.09 DSCR. XX APPROVAL REQUIRED   20211129/TCP: WAIVER CONDITIONAL APPROVAL-Purchase with a 30% down payment. No additional waivers allowed and subject to due diligence D 1
XX TY638902 FLOW POST-CLOSE 11/XX/2021  3:49:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211115/CA:RECEIVED D 1
XX TY638902 FLOW POST-CLOSE 11/XX/2021  3:49:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT.   20211116/CA: NO PAYOFF ON CD D 1
XX TY638902 FLOW POST-CLOSE 11/XX/2021  3:49:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING SETTLEMENT STATEMENT   20211116/CA: RECEIVED D 1
XX TY638902 FLOW POST-CLOSE 11/XX/2021  3:49:40 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INSUFFICIENT ASSETS. AGE OF ASSETS 66 DAYS > 60 MAXIMUM AGE. PROVIDE UPDATED ASSETS.   20211116/CA: RECEIVED C 1
XX TY884969 FLOW POST-CLOSE 12/XX/2021  9:33:10 AM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT OPERATING AGREEMENT MISSING PERCENTAGE OF EACH GUARANTOR OWNERSHIP IN BORROWING ENTITY.   20211101/CA:RECEIVED  C 1
XX TY884969 FLOW POST-CLOSE 12/XX/2021  9:33:10 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY   20211104/CA:RECEIVED D 1
XX TY884969 FLOW POST-CLOSE 12/XX/2021  9:33:10 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE AGREEMENT   20211101/CA:RECEIVED  D 1
XX TY884969 FLOW POST-CLOSE 12/XX/2021  9:33:10 AM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 72 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211210/CA: RECEIVED D 1
XX TY352256 FLOW POST-CLOSE 12/XX/2021  11:12:53 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY 20211025/CA: INSURANCE ESTIMATE IS INSUFFICIENT (INSURED NAME ALSO INCORRECT). PROVIDE HAZARD DEC PAGE/BINDER WITH CORRECT BORROWING ENTITY'S NAME AND MORTGAGEE CLAUSE 20211104/CA:RECEIV D 1
XX TY352256 FLOW POST-CLOSE 12/XX/2021  11:12:53 AM XX MISSING DOCS CREDIT CLEAR A   A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT: XX   20211013/CA: RECEIVED D 1
XX TY352256 FLOW POST-CLOSE 12/XX/2021  11:12:53 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT: XX   20211026/CA: NOT USING ACCOUNT, SUFFICIENT LIQUIDITY D 1
XX TY352256 FLOW POST-CLOSE 12/XX/2021  11:12:53 AM XX MISSING DOCS CREDIT RESCIND A A MISSING BACKGROUND CHECK MISSING BACKGROUND REPORT FOR BOTH BORROWERS   20211026/CA: FN, NOT REQUIRED D 1
XX TY352256 FLOW POST-CLOSE 12/XX/2021  11:12:53 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 81 DAYS AGE OF BANK STATEMENTS FOR ACCT: 6327 > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211026/CA: RECEIVED C 1
XX TY352256 FLOW POST-CLOSE 12/XX/2021  11:12:53 AM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 72 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211210/CA: RECEIVED D 1
XX TY352256 FLOW POST-CLOSE 12/XX/2021  11:12:53 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARANTY DEED 20211210/CA: WARRANTY DEED RECEIVED NOT TRANSFERRED TO BORROWING ENTITY: XX. PLEASE PROVIDE DEED FROM XX AND XX TO XX 20211214/CA: RECEIVED D 1
XX TY407433 FLOW POST-CLOSE 11/XX/2021  6:09:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION   20211011/CA: RECEIVED D 1
XX TY407433 FLOW POST-CLOSE 11/XX/2021  6:09:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EMPLOYER IDENTIFICATION NUMBER AND OPERATING AGREEMENT-IF NOT SOLE MEMBER   20211011/CA: RECEIVED D 1
XX TY407433 FLOW POST-CLOSE 11/XX/2021  6:09:24 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211011/CA: RECEIVED D 1
XX TY407433 FLOW POST-CLOSE 11/XX/2021  6:09:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211011/CA: RECEIVED D 1
XX TY407433 FLOW POST-CLOSE 11/XX/2021  6:09:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211020/CA: RECEIVED D 1
XX TY407433 FLOW POST-CLOSE 11/XX/2021  6:09:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211115/CA:RECEIVED D 1
XX TY951548 FLOW POST-CLOSE 12/XX/2021  6:58:39 PM XX GUIDES CREDIT RESCIND A   A AGE OF BANK STATEMENTS 76 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211104/CA:RECEIVED 20211212/CA: RESCINDED. BANK STATEMENTS > 60 DAYS MAXIMUM ALLOWED PER TCP UNDERWRITING GUIDELINES. C 1
XX TY951548 FLOW POST-CLOSE 12/XX/2021  6:58:39 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - HAZARD INSURANCE PROVIDED IS EXPIRED. PROVIDE RENEWED POLICY    20211111/CA:RECEIVED C 1
XX TY951548 FLOW POST-CLOSE 12/XX/2021  6:58:39 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211111/CA:RECEIVED C 1
XX TY951548 FLOW POST-CLOSE 12/XX/2021  6:58:39 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $ 780,000 HAZARD INSURANCE COVERAGE < $2,535,000  MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211111/CA:RECPLACEMENT COST ESTIMATOR RECEIVED C 1
XX TY951548 FLOW POST-CLOSE 12/XX/2021  6:58:39 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211104/CA:RECEIVED D 1
XX TY951548 FLOW POST-CLOSE 12/XX/2021  6:58:39 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN CERTIFICATTE   20211104/CA:RECEIVED D 1
XX TY951548 FLOW POST-CLOSE 12/XX/2021  6:58:39 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $51405.75 LIQUIDITY < $131305.16  MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211112/CA:RECEIVED ADDTL ACCOUNT C 1
XX TY951548 FLOW POST-CLOSE 12/XX/2021  6:58:39 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 75 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211214/CA: RECEIVED UPDATED 1STBANK STATEMENT C 1
XX TY951548 FLOW POST-CLOSE 12/XX/2021  6:58:39 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING BORROWER IDENTIFICATION FOR BORROWER: XX   20211214/CA: RECEIVED D 1
XX TY951548 FLOW POST-CLOSE 12/XX/2021  6:58:39 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING EVIDENCE OF FORM W-9   20211214/CA: RECEIVED D 1
XX TY030059 FLOW POST-CLOSE 11/XX/2021  10:39:59 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 110 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211020/TCP WAIVED. CF: REPEAT BORROWER C 1
XX TY030059 FLOW POST-CLOSE 11/XX/2021  10:39:59 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 110 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211020/CA: RECEIVED C 1
XX TY030059 FLOW POST-CLOSE 11/XX/2021  10:39:59 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20211118/CA:RECEIVED COGS SHOWING THE DIRECTOR D 1
XX TY030059 FLOW POST-CLOSE 11/XX/2021  10:39:59 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211020/CA: RECEIVED D 1
XX TY030059 FLOW POST-CLOSE 11/XX/2021  10:39:59 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 69  DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS 20211119/CA: STILL REQUIRE RECENT BANK STATEMENT FOR IBERIA BANK- XX 20211122/CA:RECEIVED C 1
XX TY030059 FLOW POST-CLOSE 11/XX/2021  10:39:59 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $53639.68 LIQUIDITY < $54303.38 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211119/CA: RECEIVED 1031 EXHANGE ASSET LTR C 1
XX TY030059 FLOW POST-CLOSE 11/XX/2021  10:39:59 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 NO CASH FROM BORROWER INDICATED ON SETTLMENT STATEMENT 20211119/CA: RECEIVED HUD FOR A PROPERTY THAT IS NOT THE SUBJECT PROPERTY. 20211119/CA: HUD RECEVIED WITH NO CASH TO OR FROM BORROWER IS ACCURATE C 1
XX 410051031 FLOW POST-CLOSE 12/XX/2021  5:04:34 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 64 DAYS AGE OF BANK STATEMENTS >60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211215/CA:RECEIVED C 1
XX 410051031 FLOW POST-CLOSE 12/XX/2021  5:04:34 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211209/CA: RECEIVED D 1
XX 410051031 FLOW POST-CLOSE 12/XX/2021  5:04:34 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN CERTIFICATION    20211215/CA:RECEIVED D 1
XX 410051020 FLOW POST-CLOSE 12/XX/2021  9:39:37 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $183750 TITLE INSURANCE COVERAGE < $198750 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE.   20211206/CA: RECEIVED C 1
XX 410051020 FLOW POST-CLOSE 12/XX/2021  9:39:37 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $108300 HAZARD INSURANCE COVERAGE <$161980 MINIMUM REQUIRED AND MISSING RENT LOSS COVERGAE. PROVIDE ADDITIONAL COVERAGE.   20211206/CA: RECEIVED C 1
XX 410051020 FLOW POST-CLOSE 12/XX/2021  9:39:37 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWING ENTITY. PROVIDE UPDATED TITLE INSURANCE   20211206/CA: RECEIVED. BORROWER NAME IN SCH B C 1
XX 410051020 FLOW POST-CLOSE 12/XX/2021  9:39:37 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211206/CA: RECEIVED D 1
XX 410051020 FLOW POST-CLOSE 12/XX/2021  9:39:37 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 71 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211222/CA: RECEIVED C 1
XX 410051011 FLOW POST-CLOSE 12/XX/2021  3:44:09 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER 20211122/CA:CPL PROVIDED WAS NOT SIGNED   D 1
XX 410051011 FLOW POST-CLOSE 12/XX/2021  3:44:09 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 75 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211122/CA:RECEIVED C 1
XX 410051011 FLOW POST-CLOSE 12/XX/2021  3:44:09 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING CORRECT BORROWER NAME (XX). PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED BORROWER NAME(XX).   20211201/CA:RECEIVED C 1
XX 410051011 FLOW POST-CLOSE 12/XX/2021  3:44:09 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE COVERAGE. HAZARD INSURANCE MISSING RENT LOSS COVERAGE. PROVIDE UPDATED HAZARD INSURANCE WITH RENT LOSS COVERAGE.   20211201/CA:RECEIVED C 1
XX 410051028 FLOW POST-CLOSE 12/XX/2021  7:53:03 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211209CA/:RECEIVED D 1
XX 410051028 FLOW POST-CLOSE 12/XX/2021  7:53:03 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211214/CA:RECEIVED D 1
XX 410051028 FLOW POST-CLOSE 12/XX/2021  7:53:03 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 62 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211215/CA:RECEIVED C 1
XX 410051029 FLOW POST-CLOSE 12/XX/2021  4:46:07 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME AND ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211214/CA:RECEIVED D 1
XX 410051029 FLOW POST-CLOSE 12/XX/2021  4:46:07 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INSUFFICIENT ASSETS. 64 DAYS > 60 DAYS MAXIMUM ALLOWED PER TCP UNDERWRITING GUIDELINES   20211214/CA:RECEIVED C 1
XX 410051029 FLOW POST-CLOSE 12/XX/2021  4:46:07 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211214/CA:RECEIVED C 1
XX 410051029 FLOW POST-CLOSE 12/XX/2021  4:46:07 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. MISSING LOSS OF RENTS    20211214/CA:RECEIVED C 1
XX 410051029 FLOW POST-CLOSE 12/XX/2021  4:46:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EVIDENCE OF EMPLOYER IDENTIFICATION NUMBER FOR ENTITY: XX   20211214/CA:RECEIVED D 1
XX 410051008 FLOW POST-CLOSE 12/XX/2021  6:20:23 PM XX MISSING DOCS CREDIT CLEAR A   A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCOUNT: XX   20211117/CA:RECEIVED D 1
XX 410051008 FLOW POST-CLOSE 12/XX/2021  6:20:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY   20211117/CA:RECEIVED D 1
XX 410051008 FLOW POST-CLOSE 12/XX/2021  6:20:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE AGREEMENT   20211117/CA:RECEIVED D 1
XX 410051008 FLOW POST-CLOSE 12/XX/2021  6:20:23 PM XX GUIDES CREDIT WAIVED B B MINIMUM AS-IS VALUE CHICAGO PROPERTY VALUE $140,000 < $175,000 MINIMUM FOR 2 FAMILY HOME PER XX GUIDELINES   20211129/TCP WAIVED- MIT FACT PROPERTY LOCATED OUTSIDE CITY LIMITS C 1
XX 410051008 FLOW POST-CLOSE 12/XX/2021  6:20:23 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 66 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR ACCOUNT XX   20211118/CA:RECEIVED C 1
XX 410051002 FLOW POST-CLOSE 12/XX/2021  3:44:40 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 97 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.  20211109/CA:CREDIT REPORT FOR GUARANTOR 2 91 DAYS >90 MAX ALLOWED PRE XX GUIDELINES 20211201/CA:WAIVED PER XX EMAIL. C 1
XX 410051002 FLOW POST-CLOSE 12/XX/2021  3:44:40 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $122000.00 HAZARD INSURANCE COVERAGE < $122400.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211201/CA:RECEIVED C 1
XX 410051002 FLOW POST-CLOSE 12/XX/2021  3:44:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211201/CA:RECEIVED D 1
XX TY234340 FLOW POST-CLOSE 11/XX/2021  1:00:04 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCOUNT: XX   20211102/CA:RECEIVED D 1
XX TY234340 FLOW POST-CLOSE 11/XX/2021  1:00:04 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED, UNDATED  CRIMINAL OFFENSES. MISSING PROOF OF THE NATURE OF THE OFFENSE(S)   20211102/CA:RECEIVED C 1
XX TY234340 FLOW POST-CLOSE 11/XX/2021  1:00:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION   20211102/CA:RECEIVED D 1
XX TY234340 FLOW POST-CLOSE 11/XX/2021  1:00:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT(S) TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20211102/CA:RECEIVED D 1
XX TY234340 FLOW POST-CLOSE 11/XX/2021  1:00:04 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 120 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211128/CA:TCP WAIVED REPEAT BORROWER C 1
XX TY234340 FLOW POST-CLOSE 11/XX/2021  1:00:04 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 71 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211210/CA: RECEIVED 10/XX/21 C 1
XX TY779197 FLOW POST-CLOSE 11/XX/2021  7:30:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT   20211104/CA:RECEIVED D 1
XX TY779197 FLOW POST-CLOSE 11/XX/2021  7:30:57 PM XX GUIDES CREDIT CLEAR A   A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFESNES (X3). PROVIDE PROOF OF THE NATURE OF THE OFFENSES  20211008/CA: BACKGROUND DOCUMENT RECEIVED DOES NOT ADDRESS THE UNSPECIFIED OFFENSE ON 10/XX/2015 FOR XX. PROVIDE DETAIL FOR OFFENSE ON 10/XX/2015 20211013/CA:RECEIVED LOE C 1
XX TY779197 FLOW POST-CLOSE 11/XX/2021  7:30:57 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS FELONY DATED 9/XX/2003. XX APPROVAL REQUIRED   20211013/CA:RECEIVED LOE C 1
XX TY779197 FLOW POST-CLOSE 11/XX/2021  7:30:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY   20211020/CA: RECEIVED D 1
XX TY779197 FLOW POST-CLOSE 11/XX/2021  7:30:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211008/CA: RECEIVED D 1
XX TY779197 FLOW POST-CLOSE 11/XX/2021  7:30:57 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 62 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211013/CA RECEIVED  C 1
XX TY779197 FLOW POST-CLOSE 11/XX/2021  7:30:57 PM XX GUIDES CREDIT CLEAR A A MAX LTV 80.82% LTV > 80% MAX LTV. XX APPROVAL REQUIRED 20211104/CA: REDUCED LOAN AMOUNT APPLIED AND LTV STILL AT 80.82. TCP APPROVAL REQUIRED 20211116/CA: LOAN AMOUNT REDUCED TO $XX, LTV NOW 75%. C 1
XX TY281549 FLOW POST-CLOSE 11/XX/2021  1:00:47 PM XX MISSING DOCS CREDIT CLEAR A   A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. HAZARD INSURANCE COVERAGE DOES NOT SHOW ANNUAL PREMIUM   20211102/CA:RECEIVED D 1
XX TY281549 FLOW POST-CLOSE 11/XX/2021  1:00:47 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $81,750 TITLE INSURANCE COVERAGE < $88,125 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211028/CA:RECEIVED D 1
XX TY281549 FLOW POST-CLOSE 11/XX/2021  1:00:47 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF CREDIT REPORT 222 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20211102/CA:RECEIVED D 1
XX TY281549 FLOW POST-CLOSE 11/XX/2021  1:00:47 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 102 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211110/CA:ASSETS ARE SUFFICIENT D 1
XX TY281549 FLOW POST-CLOSE 11/XX/2021  1:00:47 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211116/CA:RECEIVED D 1
XX TY349758 FLOW POST-CLOSE 11/XX/2021  4:35:08 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $55,250 TITLE INSURANCE COVERAGE < $92,250 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211101/CA:RECEIVED C 1
XX TY349758 FLOW POST-CLOSE 11/XX/2021  4:35:08 PM XX GUIDES CREDIT CLEAR A  A INSUFFICIENT HAZARD INSURANCE POLICY $55,250 HAZARD INSURANCE COVERAGE < $92,250 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211101/CA:RECEIVED C 1
XX TY349758 FLOW POST-CLOSE 11/XX/2021  4:35:08 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED, UNDATED CRIMINAL OFFENSES. MISSING PROOF OF THE NATURE OF THE OFFENSE(S)   20211122/CA:POSSIBLE SPEEDING  C 1
XX TY349758 FLOW POST-CLOSE 11/XX/2021  4:35:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20211123/CA:RECEIVED D 1
XX TY349758 FLOW POST-CLOSE 11/XX/2021  4:35:08 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT (XX)   20211123/CA:RECEIVED D 1
XX TY349758 FLOW POST-CLOSE 11/XX/2021  4:35:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211108/CA:RECEIVED D 1
XX TY349758 FLOW POST-CLOSE 11/XX/2021  4:35:08 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 107 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211123/TCP: WAIVER-Approved waiver request as borrower is repeated client of XX. C 1
XX TY349758 FLOW POST-CLOSE 11/XX/2021  4:35:08 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 71 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211123/CA:RECEIVED C 1
XX TY243467 FLOW POST-CLOSE 12/XX/2021  12:19:08 PM XX MISSING DOCS CREDIT CLEAR A   A AGE OF BANK STATEMENTS 72 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211027/CA:RECEIVED D 1
XX TY243467 FLOW POST-CLOSE 12/XX/2021  12:19:08 PM XX MISSING DOCS CREDIT RESCIND A A MISSING CREDIT REPORT  MISSING GUARANTORS CREDIT REPORT   20211209/TCP: please clear, this is a foreign national borrower D 1
XX TY243467 FLOW POST-CLOSE 12/XX/2021  12:19:08 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211028/CA: RECEIVED D 1
XX TY243467 FLOW POST-CLOSE 12/XX/2021  12:19:08 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PURCHASE AGREEMENT MISSING PURCHASE CONTRACT, SALES DISCLOSURE IN FILE DOES NOT REFLECT PURCHASE TRANSACTIONS   20211130/CA:RESCIND- CASH OUT SHOWN IN HUD D 1
XX TY243467 FLOW POST-CLOSE 12/XX/2021  12:19:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT 20211210/CA: HUD RECEIVED ON 12/XX/21 IS NOT SIGNED BY BORROWER OR SETTLEMENT AGENT. PLEASE PROVIDE SIGNED HUD FOR XX 20211215/CA:RECEIVED D 1
XX TY243467 FLOW POST-CLOSE 12/XX/2021  12:19:08 PM XX GUIDES CREDIT CLEAR A A MAX LTV 70% LTV > 60%  LTV MAX ALLOWED. XX APPROVAL REQUIRED 20211220/TCP: This is a delayed purchase, not a refi cash out. See attached original HUD of borrower paying cash for property. Lender is using the lesser of the as is and the purchase price and 70% of that. Please rescind this. Loan fits our bucket at $XX loan amount with value of $XX.
20211210/CA: LENDER REQUESTED APPROVAL ON 12/XX/21. STILL AWAITING XX APPROVAL		 20211220/CA: RECEIVED PURCHASE HUD FOR DELAYED PURCHASE. MAX LTV = 70% C 1
XX 410051005 FLOW POST-CLOSE 11/XX/2021  3:18:59 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $94,000 HAZARD INSURANCE COVERAGE < $ 121,800 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211118/CA:RECEIVED C 1
XX 410051005 FLOW POST-CLOSE 11/XX/2021  3:18:59 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 126 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20211119/TCP: WAIVER - Max of 180-days for a repeat borrower C 1
XX 410051005 FLOW POST-CLOSE 11/XX/2021  3:18:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVIDE PROOF OF ACCESS OF FUNDS USED FOR LIQUIDITY   20211118/CA:RECEIVED D 1
XX 410051005 FLOW POST-CLOSE 11/XX/2021  3:18:59 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING PROPERTY MANAGEMENT AGREEMENT MISSING PROPERTY MANAGEMENT AGREEMENT FOR XX TO PROVIDE PROOF OF CONNECTION TO BORROWING ENTITY   20211118/CA:RECEIVED D 1
XX 410051005 FLOW POST-CLOSE 11/XX/2021  3:18:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211123/CA:RECEIVED D 1
XX 410051005 FLOW POST-CLOSE 11/XX/2021  3:18:59 PM XX MISSING DOCS CREDIT WAIVED B B AGE OF CREDIT REPORT 133 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211206/TCP WAIVED- MULTIPLE LOANS CLOSED WAIVED TO 180-DAYS D 1
XX 410051003 FLOW POST-CLOSE 11/XX/2021  12:46:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISING HAZARD INSURANCE    20211111/CA:RECEIVED D 1
XX 410051003 FLOW POST-CLOSE 11/XX/2021  12:46:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT    20211118/CA:RECEIVED D 1
XX 410051003 FLOW POST-CLOSE 11/XX/2021  12:46:00 PM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT TITLE COVERAGE $75,000 TITLE INSURANCE COVERAGE < $79,450 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211110/CA:RECEIVED C 1
XX 410051003 FLOW POST-CLOSE 11/XX/2021  12:46:00 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 118 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT   20211110/CA:WAIVER APPROVED REPEAT BORROWER. MAX ALLOWED IS 180 DAYS FOR THIS CASE. C 1
XX 410051001 FLOW POST-CLOSE 11/XX/2021  8:24:23 AM XX MISSING DOCS CREDIT CLEAR A   A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211110/CA:RECEIVED D 1
XX 410051001 FLOW POST-CLOSE 11/XX/2021  8:24:23 AM XX GUIDES CREDIT CLEAR A A MISSING OPERATING AGREEMENT PROVIDE OPERATING AGREEMENT FOR XX TO TIE LIQUIDITY STATEMENTS PROVIDED TO THE BORROWER   20211110/CA:RECEIVED C 1
XX 410051001 FLOW POST-CLOSE 11/XX/2021  8:24:23 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $59500.00  TITLE INSURANCE COVERAGE < $72100.00  MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211111/CA:RECEIVED C 1
XX 410051001 FLOW POST-CLOSE 11/XX/2021  8:24:23 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211118/CA:RECEIVED D 1
XX 410051001 FLOW POST-CLOSE 11/XX/2021  8:24:23 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED AS PROOF OF DATE PROPERTY WAS ACQUIRED- TITLE DOES NOT STATE   20211110/CA:RECEIVED D 1
XX 410051001 FLOW POST-CLOSE 11/XX/2021  8:24:23 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PROPERTY MANAGEMENT AGREEMENT MISSING PROPERTY MANAGEMENT AGREEMENT BETWEEN XX   20211110/CA:RECEIVED D 1
XX 410051001 FLOW POST-CLOSE 11/XX/2021  8:24:23 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 118 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20211110/CA:WAIVER APPROVED REPEAT BORROWER. 180 DAYS ALLOWED ON THIS CASE C 1
XX 410051001 FLOW POST-CLOSE 11/XX/2021  8:24:23 AM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING GUARANTY   20211129/CA: RECEIVED D 1
XX 410051035 FLOW POST-CLOSE 12/XX/2021  12:19:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211223/CA:RECEIVED D 1
XX 410051035 FLOW POST-CLOSE 12/XX/2021  12:19:44 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 147 DAYS AGE CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211227/TCP: "I waived both of the remaining exceptions on this loan. Borrower is a repeat client for XX and XX so we should be good to go here now." C 1
XX 410051035 FLOW POST-CLOSE 12/XX/2021  12:19:44 PM XX MISSING DOCS CREDIT WAIVED B B BACKGROUND FLAG UNSPECIFIED CRIMINAL RECORDS ON BACKGROUND REPORT. LOE IN FILE EXPLAINING BORROWER DOES NOT KNOW WHAT THEY COULD BE. XX APPROVAL NEEDED   20211227/TCP: "I waived both of the remaining exceptions on this loan. Borrower is a repeat client for XX and XX so we should be good to go here now." D 1
XX 410051035 FLOW POST-CLOSE 12/XX/2021  12:19:44 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 68 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211223/CA:RECEIVED C 1
XX TY018490 FLOW POST-CLOSE 11/XX/2021  3:33:45 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 118 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20211110/CA:WAIVER APPROVED REPEAT BORROWER ALLOWED 180 DAYS ON THIS ONE CASE.  C 1
XX TY018490 FLOW POST-CLOSE 11/XX/2021  3:33:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED FOR PROOF OF DATE PROPERTY AQUIRED- TITLE DOES NOT STATE   20211109/CA:RECEIVED D 1
XX TY018490 FLOW POST-CLOSE 11/XX/2021  3:33:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PROPERTY MANAGEMENT AGREEMENT MISSING PROPERTY MANAGEMENT AGREEMENT BETWEEN XX   20211109/CA:RECEIVED D 1
XX TY018490 FLOW POST-CLOSE 11/XX/2021  3:33:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211124/CA:RECEIVED D 1
XX TY018490 FLOW POST-CLOSE 11/XX/2021  3:33:45 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $150000.00 HAZARD INSURANCE COVERAGE < $173550.00MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211110/CA:RECEIVED C 1
XX TY018490 FLOW POST-CLOSE 11/XX/2021  3:33:45 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $150000.00 TITLE INSURANCE COVERAGE < $173550.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211111/CA:RECEIVED C 1
XX 410051021 FLOW POST-CLOSE 12/XX/2021  7:30:44 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211215/CA:RECEIVED D 1
XX TY501457 FLOW POST-CLOSE 12/XX/2021  10:51:04 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY (XX)   20211021/CA: REMOVED ACCOUNT LIQUIDITY SUFFICIENT D 1
XX TY501457 FLOW POST-CLOSE 12/XX/2021  10:51:04 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 81 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211021/CA: REMOVED ACCOUNT LIQUIDITY SUFFICIENT C 1
XX TY501457 FLOW POST-CLOSE 12/XX/2021  10:51:04 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION FOR ALL PROPERTIES   20211020/CA: RECEIVED D 1
XX TY501457 FLOW POST-CLOSE 12/XX/2021  10:51:04 AM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER, DOES NOT INCLUDE XX   20211021/CA:RECEIVED C 1
XX TY501457 FLOW POST-CLOSE 12/XX/2021  10:51:04 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED CPL WITH CORRECTED PROPOSED INSURED.    20211102/CA:RECEIVED C 1
XX TY501457 FLOW POST-CLOSE 12/XX/2021  10:51:04 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS   20211028/CA; RECEIVED 4 PAYOFFS D 1
XX TY501457 FLOW POST-CLOSE 12/XX/2021  10:51:04 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR XX   20211028/CA: RECEIVED LOX AND PM STATEMENT D 1
XX TY501457 FLOW POST-CLOSE 12/XX/2021  10:51:04 AM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20211214/CA:RECEIVED D 1
XX TY501457 FLOW POST-CLOSE 12/XX/2021  10:51:04 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LIQUIDITY $21,351.64 LIQUIDITY < $23,131.13 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211214/TCP: WAIVER APPROVED - Less than $2k.Borrower has a 741 FICO C 1
XX TY177343 FLOW POST-CLOSE 11/XX/2021  9:55:02 AM XX GUIDES CREDIT CLEAR A A MAX LTV 85.14% LTV > 75% MAX ALLOWED. XX APPROVAL REQUIRED   20211027/CA: RECEIVED UPDATED LA C 1
XX TY177343 FLOW POST-CLOSE 11/XX/2021  9:55:02 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS 20211028/CA: RECEIVED 1, MISSING PAYOFF FOR XX 20211104/CA:RECEIVED D 1
XX TY177343 FLOW POST-CLOSE 11/XX/2021  9:55:02 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211021/CA:RECEIVED D 1
XX TY177343 FLOW POST-CLOSE 11/XX/2021  9:55:02 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATIONS   20211025/CA: RECEIVED D 1
XX TY177343 FLOW POST-CLOSE 11/XX/2021  9:55:02 AM XX GUIDES CREDIT CLEAR A A MISSING RELEASE LANGUAGE  MISSING RELEASE LANGUAGE   20211213/CA: RECEIVED C 1
XX TY813924 FLOW POST-CLOSE 11/XX/2021  4:53:14 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BACKGROUND CHECK 96 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211008/CA: RECEIVED D 1
XX TY813924 FLOW POST-CLOSE 11/XX/2021  4:53:14 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211018/CA:RECEIVED  D 1
XX TY813924 FLOW POST-CLOSE 11/XX/2021  4:53:14 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD INSURANCE FOR SUBJECT PROPERTY XX   20211018/CA:RECEIVED D 1
XX TY813924 FLOW POST-CLOSE 11/XX/2021  4:53:14 PM XX MISSING DOCS CREDIT WAIVED B B AGE OF CREDIT REPORT 122 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211021/TCP WAIVED. CF: Repeat bwr, 774 higher than min 720, DSCR 1.58 D 1
XX TY813924 FLOW POST-CLOSE 11/XX/2021  4:53:14 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $739,000 HAZARD INSURANCE COVERAGE < $744,800 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211018/CA:ADDED OTHER STRUCTURE COVG AND IT IS SUFFICIENT D 1
XX TY813924 FLOW POST-CLOSE 11/XX/2021  4:53:14 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. MISSING LOSS OF USE COVERAGE FOR SUBJECT PROPERTY XX 20211018/CA: LOSS OF USE NOT FOUND ON THE POLICY 20211111/CA:RECEIVED D 1
XX TY813924 FLOW POST-CLOSE 11/XX/2021  4:53:14 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 62 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211111/CA:RECEIVED C 1
XX TY682282 FLOW POST-CLOSE 12/XX/2021  3:51:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR XX   20211102/CA:RECEIVED D 1
XX TY682282 FLOW POST-CLOSE 12/XX/2021  3:51:12 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY RENT LOSS $4200<$7200 MINIMUM REQUIRED FOR PROPERTY AT XX   20211028/CA: RECEIVED D 1
XX TY682282 FLOW POST-CLOSE 12/XX/2021  3:51:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD INSURANCE MISSING FLOOD POLICY FOR PROPERTIES AT XX   20211026/CA:RECEIVED D 1
XX TY682282 FLOW POST-CLOSE 12/XX/2021  3:51:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $889,500 HAZARD INSURANCE COVERAGE < $969,375 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211028/CA: RECEIVED C 1
XX TY682282 FLOW POST-CLOSE 12/XX/2021  3:51:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX   20211029/CA: RECEIVED D 1
XX TY682282 FLOW POST-CLOSE 12/XX/2021  3:51:12 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE POLICY FOR ALL PROPERTIES   20211020/CA:RECEIVED D 1
XX TY682282 FLOW POST-CLOSE 12/XX/2021  3:51:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE FOR XX 20211020/CA:STILL NEED TAX CERTIFICATE FOR XX 20211021/CA:RECEIVED D 1
XX TY682282 FLOW POST-CLOSE 12/XX/2021  3:51:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $5191.00 LIQUIDITY < $55,347.67 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211102/CA:RECEIVED C 1
XX TY682282 FLOW POST-CLOSE 12/XX/2021  3:51:12 PM XX GUIDES CREDIT RESCIND A A MAX LTV 75% LTV > 65% MAX ALLOWED. XX APPROVAL REQUIRED (1.07 DSCR)   20211206/CA:RESCINF- LTV AND DSCR ARE GOOD C 1
XX TY682282 FLOW POST-CLOSE 12/XX/2021  3:51:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $904,500 TITLE INSURANCE COVERAGE < $969,375 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211025/CA: RECEIVED C 1
XX TY682282 FLOW POST-CLOSE 12/XX/2021  3:51:12 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING ANNUAL PREMIUM FOR MULTIPLE HOI POLICIES: XX   20211108/CA:RECEIVED D 1
XX TY682282 FLOW POST-CLOSE 12/XX/2021  3:51:12 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 64 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR XX   20211119/CA: REMOVED OLD ASSET, NOT REQUIRED TO MEET LIQUDITY C 1
XX TY682282 FLOW POST-CLOSE 12/XX/2021  3:51:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $968,250 TITLE INSURANCE COVERAGE < $969,375 MINIMUM REQUIRED. NEW TITLE COMITTMENT RECEIVED, PROVIDE ADDITIONAL TITLE COVERAGE   20211119//CA: RECEIVED C 1
XX TY682282 FLOW POST-CLOSE 12/XX/2021  3:51:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING (DOCUMENT IN FILE SHOWS LAST DATE >12 MONTHS)   20211206/CA:RECEIVED D 1
XX TY447243 FLOW POST-CLOSE 11/XX/2021  9:31:43 AM XX MISSING DOCS CREDIT CLEAR A   A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211108/CA:RECEIVED D 1
XX TY447243 FLOW POST-CLOSE 11/XX/2021  9:31:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION FOR XX AND XX   20211108/CA:RECEIVED D 1
XX TY447243 FLOW POST-CLOSE 11/XX/2021  9:31:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT  MISSING GUARANTOR CREDIT REPORT FOR ALL BORROWERS   20211108/CA:RECEIVED D 1
XX TY447243 FLOW POST-CLOSE 11/XX/2021  9:31:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR ALL BORROWERS   20211108/CA:RECEIVED D 1
XX TY447243 FLOW POST-CLOSE 11/XX/2021  9:31:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211108/CA:RECEIVED D 1
XX TY447243 FLOW POST-CLOSE 11/XX/2021  9:31:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT   20211108/CA:RECEIVED D 1
XX TY447243 FLOW POST-CLOSE 11/XX/2021  9:31:43 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $0 LIQUIDITY < $5,415.61 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211108/CA:RECEIVED C 1
XX TY447243 FLOW POST-CLOSE 11/XX/2021  9:31:43 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211108/CA:RECEIVED D 1
XX TY447243 FLOW POST-CLOSE 11/XX/2021  9:31:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211117/CA:RECEIVED D 1
XX TY447243 FLOW POST-CLOSE 11/XX/2021  9:31:43 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 70 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211109/CA:RECEIVED C 1
XX TY447243 FLOW POST-CLOSE 11/XX/2021  9:31:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211210/CA: RECEIVED D 1
XX TY270245 FLOW POST-CLOSE 11/XX/2021  12:11:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20211027/CA:RECEIVED D 1
XX TY270245 FLOW POST-CLOSE 11/XX/2021  12:11:12 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE AND ANY APPLICABLE PAYOFF   20211027/CA:RECEIVED D 1
XX TY270245 FLOW POST-CLOSE 11/XX/2021  12:11:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211112/CA:RECEIVED D 1
XX TY270245 FLOW POST-CLOSE 11/XX/2021  12:11:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INSUFFICIENT LIQUIDITY $0 < $7227.04 MINIMUM LIQUIDITY. PROVIDE ADDITIONAL ASSETS TO SATISFY MINIMUM LIQUIDITY.   20211029/CA: RECEIVED C 1
XX TY270245 FLOW POST-CLOSE 11/XX/2021  12:11:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. HAZARD INSURANCE ON FILE CONTAINS (XX) MORTGAGEE CLAUSE. PROVIDE UPDATED HAZARD INSURANCE WITH MORTGAGEE CLAUSE THAT MATCHES LENDER (XX).   20211027/CA:CLAUSE IS CORRECT C 1
XX 410051026 FLOW POST-CLOSE 12/XX/2021  9:17:28 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211213/CA:RECEIVED D 1
XX 410051026 FLOW POST-CLOSE 12/XX/2021  9:17:28 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE - IT REFLECTS XX AS OWNER OF SUBJECT PROPERTY- CLARIFY THE NAME THE LOAN WILL BE CLOSED IN- ADDITIONAL CONDITIONS MAY APPLY   20211213/CA: QUIT CLAIM DEED RECEIVED C 1
XX 410051026 FLOW POST-CLOSE 12/XX/2021  9:17:28 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 64 DAYS AGE OF BANK STATEMENTS > 65 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211213/CA:RECEIVED C 1
XX 410051026 FLOW POST-CLOSE 12/XX/2021  9:17:28 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211227/CA: RECEIVED D 1
XX TY516836 FLOW POST-CLOSE 11/XX/2021  4:01:16 PM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE FOR SUBJECT XX- MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20210930/CA: BSI ACCEPTABLE D 1
XX TY516836 FLOW POST-CLOSE 11/XX/2021  4:01:16 PM XX GUIDES CREDIT WAIVED B B AGE OF BANK STATEMENTS 86 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20210930/TCP WAIVED C 1
XX TY516836 FLOW POST-CLOSE 11/XX/2021  4:01:16 PM XX GUIDES CREDIT CLEAR A A MISSING RELEASE LANGUAGE  MULTIPLE PROPERTY LOAN MISSING RELEASE LANGUAGE   20211213/CA: RECEIVED C 1
XX TY202250 FLOW POST-CLOSE 11/XX/2021  6:04:00 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   2021104/CA:RECEIVED C 1
XX TY281580 FLOW POST-CLOSE 12/XX/2021  8:07:46 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME(XX), PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE.   20211104/CA:RECEIVED C 1
XX TY281580 FLOW POST-CLOSE 12/XX/2021  8:07:46 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 141 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT   20211104/CA:XX WAIVED C 1
XX TY281580 FLOW POST-CLOSE 12/XX/2021  8:07:46 PM XX GUIDES CREDIT WAIVED B B AGE OF BACKGROUND CHECK 142 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211104/CA:XX WAIVED C 1
XX TY281580 FLOW POST-CLOSE 12/XX/2021  8:07:46 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED   20211213/CA: RECEIVED D 1
XX TY964507 FLOW POST-CLOSE 11/XX/2021  3:42:55 PM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT WARRANTY DEED WARRANTY DEED IS UNDATED- PLEASE PROVIDE DATED COPY AS PROOF OF DATE PROP ACQUIRED   20211111/CA:RECEIVED C 1
XX TY964507 FLOW POST-CLOSE 11/XX/2021  3:42:55 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 62  DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211111/CA:ASSETS FROM XX BANK STATEMENTS DATED 10/XX/2021 ARE SUFFICIENT. C 1
XX 410051027 FLOW POST-CLOSE 12/XX/2021  10:30:37 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK INSUFFICIENT BACKGROUND CHECK 104 DAYS > 90 DAYS MAXIMUM ALLOWED PER TCP UNDERWRITING GUIDELINES   20211222/CA:RECEIVED C 1
XX 410051027 FLOW POST-CLOSE 12/XX/2021  10:30:37 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EVIDENCE OF EMPLOYER IDENTIFICATION NUMBER   20211206/CA: RECEIVED D 1
XX 410051027 FLOW POST-CLOSE 12/XX/2021  10:30:37 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - HAZARD INSURANCE PROVIDED WAS NOT EFFECTIVE AT THE TIME OF LOAN DISBURSEMENT. HAZARD INSURANCE EFFECTIVE DATE IS -12/XX/2021, DISBURSEMENT DATE IS 12/XX/2021.   20211222/CA:RECEIVED C 1
XX TY930080 FLOW POST-CLOSE 12/XX/2021  12:10:47 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR XX   20211107/CA:RECEIVED D 1
XX TY930080 FLOW POST-CLOSE 12/XX/2021  12:10:47 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT  MISSING CREDIT REPORT FOR XX    20211107/CA:RECEIVED D 1
XX TY930080 FLOW POST-CLOSE 12/XX/2021  12:10:47 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING 1 MONTH BANK STATEMENTS FOR ACCT: XX   20211116/CA: RECEIVED D 1
XX TY930080 FLOW POST-CLOSE 12/XX/2021  12:10:47 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $21,147.71 LIQUIDITY < $35,658.94  MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211116/CA: LIQUIDITY STILL SHORT. $22,347.82 LIQUIDITY < $36,054.94  MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211118/CA:RECEIVED  C 1
XX TY930080 FLOW POST-CLOSE 12/XX/2021  12:10:47 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY   20211107/CA:RECEIVED D 1
XX TY930080 FLOW POST-CLOSE 12/XX/2021  12:10:47 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 76  DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS 20211116/CA: XXS AGED 74 DAYS. PROVIDE UPDATED STATEMENT FOR CHASE-XX 20211118/CA:RECEIVED  C 1
XX TY930080 FLOW POST-CLOSE 12/XX/2021  12:10:47 PM XX MISSING DOCS CREDIT WAIVED B B INSUFFICIENT LIQUIDITY $44,462.29 LIQUIDITY < $45,243.07 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211206/CA:RECEIVED SAME BANK STMNTS AS IN FILE- PLEASE PROVIDE MORE PROOF OF LIQUIDITY OR TCP TO WAIVE IF APPPLICABLE 20211207/TCP: WAIVER APPROVED - 800 FICO and 1.56 DSCR D 1
XX 410051016 FLOW POST-CLOSE 12/XX/2021  12:02:15 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $71,735.26 LIQUIDITY < $267,218.30 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211222/CA:EXCHANGE LETTER RECEIVED, BUT NEEDS TO BE UPDATED AS IT IS DATED 8/XX/2021 20211227/TCP: Please note that I am comfortable with this document as the document states that in order to use the funds with a total of XX the borrower’s last date to acquire a replacement property in exchange of the relinquished property is 180 days AFTER closing the relinquished property. This puts the funds being good until February 21,2022. I do not believe we need an updated document, please clear with what was provided.  C 1
XX 410051016 FLOW POST-CLOSE 12/XX/2021  12:02:15 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 75 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211222/CA:RECEIVED C 1
XX 410051016 FLOW POST-CLOSE 12/XX/2021  12:02:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9 FORM   20211222/CA:RECEIVED D 1
XX TY671947 FLOW POST-CLOSE 12/XX/2021  10:50:58 AM XX MISSING DOCS CREDIT CLEAR A   A MISSING TITLE INSURANCE MISSING TITLE INSURANCE POLICY   20211020/CA: RECEIVED D 1
XX TY671947 FLOW POST-CLOSE 12/XX/2021  10:50:58 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211020/CA: RECEIVED D 1
XX TY671947 FLOW POST-CLOSE 12/XX/2021  10:50:58 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 81 DAYS AGE OF BANK STATEMENTS FOR ACCT: FXX > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211022/CA: REMOVED ACCOUNT, LIQ SUFFICIENT C 1
XX TY671947 FLOW POST-CLOSE 12/XX/2021  10:50:58 AM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING GUARANTY   20211213/CA: RECEIVED D 1
XX TY671947 FLOW POST-CLOSE 12/XX/2021  10:50:58 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT  20211213/CA: RECEIVED SETTLEMENT STATEMENT; HOWEVER NOT SIGNED BY SETTLEMENT AGENT 20211214/CA: RECEIVED D 1
XX TY671947 FLOW POST-CLOSE 12/XX/2021  10:50:58 AM XX MISSING DOCS CREDIT CLEAR A A MISSING NOTE MISSING NOTE   20211213/CA: RECEIVED D 1
XX TY671947 FLOW POST-CLOSE 12/XX/2021  10:50:58 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OCCUPANCY CERTIFICATE MISSING NON-OWNER OCCUPANCY CERT   20211213/CA: RECEIVED D 1
XX 410051004 FLOW POST-CLOSE 12/XX/2021  10:30:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY POLICY   20211116/CA: RECEIVED D 1
XX 410051004 FLOW POST-CLOSE 12/XX/2021  10:30:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20211109/CA:RECEIVED D 1
XX 410051004 FLOW POST-CLOSE 12/XX/2021  10:30:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSNIG CPL    20211109/CA:RECEIVED D 1
XX 410051004 FLOW POST-CLOSE 12/XX/2021  10:30:47 AM XX MISSING DOCS CREDIT WAIVED B B MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211116/CA: RECEIVED D 1
XX 410051004 FLOW POST-CLOSE 12/XX/2021  10:30:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT 20211220/CA: THIS LOAN DOES NOT CONTAIN 3RD PARTY OPERATING HISTORY OR OCCUPANY RATES TO BE REVIEWED AS SHORT-TERM RENTAL. XX TO ADVISE
20211220/TCP: As mentioned by lender for the above loan, this is a short-term rental and the rent range requested is not required. Please rescind this exception and clear this loan.
20211206/CA: PROVIDE RENT RANGE FOR VACANT PROP, IF NOT VACANT PROVIDE LEASE		 20211221/CA: RECEIVED OPERATING HISTORY WITH DAYS OF OCCUPANCY D 1
XX 410051004 FLOW POST-CLOSE 12/XX/2021  10:30:47 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $13,746.54 LIQUIDITY < $17,444.98 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211116/CA: RECEIVED 1 MONTH STATEMENT FOR BOA-8179. PLEASE PROVIDE ADDITIONAL MONTH STATEMENT FOR BOA-8179 20211118/CA:RECEIVED C 1
XX 410051004 FLOW POST-CLOSE 12/XX/2021  10:30:47 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 95 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211201/CA: WAIVER IN FILE FOR UP TO 180 DAYS C 1
XX 410051004 FLOW POST-CLOSE 12/XX/2021  10:30:47 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 95 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211208/CA: RECEIVED UPDATED BACKGROUND REPORT
20211206/TCP: WAIVED- REPEAT BORROWER		 C 1
XX 410051023 FLOW POST-CLOSE 12/XX/2021  6:34:06 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211210/CA:RECEIVED D 1
XX 410051023 FLOW POST-CLOSE 12/XX/2021  6:34:06 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20211227/CA: RECEIVED D 1
XX TY470828 FLOW POST-CLOSE 11/XX/2021  3:27:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EMPLOYER IDENTIFICATION NUMBER   20210805/CA: RECEIVE D 1
XX TY470828 FLOW POST-CLOSE 11/XX/2021  3:27:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20210804/CA: RECEIVED D 1
XX TY470828 FLOW POST-CLOSE 11/XX/2021  3:27:45 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 65 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20210805/CA: RECEIVE C 1
XX TY470828 FLOW POST-CLOSE 11/XX/2021  3:27:45 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20210804/CA: RECEIVED C 1
XX TY470828 FLOW POST-CLOSE 11/XX/2021  3:27:45 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - HAZARD INSURANCE PROVIDED DID NOT SHOW POLICY DATES   20210804/CA: RECEIVED C 1
XX TY470828 FLOW POST-CLOSE 11/XX/2021  3:27:45 PM XX GUIDES CREDIT CLEAR A A MAX LTV 100_% LTV > 75 MAX ALLOWED USING THE LOWER VALUE FROM THIRD PARTY REVIEW 120K. XX APPROVAL REQUIRED 20210824/CA: PENDING LOAN AMT UPDATE TO 75 LTV AT 120K VALUE 20211130/CA: UPDATED LTV = 75% PER $XX LOAN AMOUNT C 1
XX TY470828 FLOW POST-CLOSE 11/XX/2021  3:27:45 PM XX MISSING DOCS CREDIT WAIVED B B AGE OF CREDIT REPORT 138 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211130/TCP: WAIVER APPROVED - Repeat borrower for Aloha, approved D 1
XX TY470828 FLOW POST-CLOSE 11/XX/2021  3:27:45 PM XX MISSING DOCS CREDIT WAIVED B B AGE OF BANK STATEMENTS 100 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211122/TCP: Statements were current at time the seller funded the loan. Borrower has a 761 FICO and the DSCR is 1.84 D 1
XX TY470828 FLOW POST-CLOSE 11/XX/2021  3:27:45 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BACKGROUND CHECK 138 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211122/CA:RECEIVED D 1
XX 410051013 FLOW POST-CLOSE 12/XX/2021  9:56:42 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211207/CA: RECEIVED D 1
XX 410051013 FLOW POST-CLOSE 12/XX/2021  9:56:42 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $9283.82 LIQUIDITY < $48122.42 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211207/CA: LIQUDITY NOW SUFFICIENT C 1
XX 410051013 FLOW POST-CLOSE 12/XX/2021  9:56:42 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 111 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS XX   20211207/CA: RECEIVED C 1
XX TY305959 FLOW POST-CLOSE 12/XX/2021  10:23:47 AM XX MISSING DOCS CREDIT CLEAR A   A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN CERTIFICATE    20211001/CA: RECEIVED D 1
XX TY305959 FLOW POST-CLOSE 12/XX/2021  10:23:47 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWING ENTITY. PROVIDE UPDATED HAZARD INSURANCE   20211117/CA:RECEIVED C 1
XX TY305959 FLOW POST-CLOSE 12/XX/2021  10:23:47 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211117/CA:RECEIVED C 1
XX TY305959 FLOW POST-CLOSE 12/XX/2021  10:23:47 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD INSURANCE IS MISSING RENT LOSS COVERAGE. PROVIDE UPDATED HAZARD INSURANCE.    20211117/CA:RECEIVED C 1
XX TY305959 FLOW POST-CLOSE 12/XX/2021  10:23:47 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INSUFFICIENT LEASE AGREEMENT: LEASE AGREEMENT EXPIRED AND MISSING VERBIAGE TO PROVE EXTENSION INTO MONTH-TO-MONTH AGREEMENT. PROVIDE UPDATED LEASE AGREEMENT.  20211013/CA:LEASE PROVIDED IS NOT SIGNED BY THE LANDLORD AND DOES NOT PROVIDE MONTH TO MONTH VERBIAGE. 20211018/CA: RECEIVED C 1
XX TY305959 FLOW POST-CLOSE 12/XX/2021  10:23:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE    20211001/CA: RECEIVED D 1
XX TY305959 FLOW POST-CLOSE 12/XX/2021  10:23:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20211001/CA: RECEIVED D 1
XX TY305959 FLOW POST-CLOSE 12/XX/2021  10:23:47 AM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 78 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR XX   20211118/CA:RECEIVED D 1
XX TY305959 FLOW POST-CLOSE 12/XX/2021  10:23:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20211221/CA: RECEIVED D 1
XX TY305959 FLOW POST-CLOSE 12/XX/2021  10:23:47 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 91  DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211213/CA:RECEIVED C 1
XX TY305959 FLOW POST-CLOSE 12/XX/2021  10:23:47 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 91  DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20211207/TCP: I am okay waiving this. CR is over by one day. Borrower has a great FICO of 744 so it makes me comfortable. (PER 12/XX/21 EMAIL FROM MAREK) C 1
XX TY895339 FLOW POST-CLOSE 12/XX/2021  10:58:45 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211109/CA:RECEIVED D 1
XX TY895339 FLOW POST-CLOSE 12/XX/2021  10:58:45 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211111/CA:RECEIVED D 1
XX TY895339 FLOW POST-CLOSE 12/XX/2021  10:58:45 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20211109/CA:MISSING HOI ANNUAL PREMIUM 20211111/CA:RECEIVED D 1
XX TY895339 FLOW POST-CLOSE 12/XX/2021  10:58:45 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211111/CA:RECEIVED D 1
XX TY895339 FLOW POST-CLOSE 12/XX/2021  10:58:45 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211111/CA:RECEIVED D 1
XX TY895339 FLOW POST-CLOSE 12/XX/2021  10:58:45 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211109/CA:RECEIVED D 1
XX TY895339 FLOW POST-CLOSE 12/XX/2021  10:58:45 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LEASE AGREEMENT SHORT TERM RENTAL WITH < 12 MONTHS HISTORY, EXCEPTION APPROVED AS RENT IS DIVIDED BY 12 MONTHS   20211101/CA: XX EXCEPTION  C 1
XX TY895339 FLOW POST-CLOSE 12/XX/2021  10:58:45 AM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT LIQUIDITY $13,746.54 LIQUIDITY < $22,232.26 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211108/CA:RECEIVED C 1
XX TY895339 FLOW POST-CLOSE 12/XX/2021  10:58:45 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 71 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR XX   20211213/CA: RECEIVED C 1
XX TY895339 FLOW POST-CLOSE 12/XX/2021  10:58:45 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 95 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211213/CA: RECEIVED UPDATED BG REPORT C 1
XX TY895339 FLOW POST-CLOSE 12/XX/2021  10:58:45 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 95 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20211207/TCP: WAIVER - Approved for repeat borrowers up to 180-days C 1
XX TY895339 FLOW POST-CLOSE 12/XX/2021  10:58:45 AM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9 DOC   20211208/CA:RECEIVED D 1
XX TY640450 FLOW POST-CLOSE 11/XX/2021  5:00:14 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 86 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211104/CA:RECEIVED  C 1
XX 410051015 FLOW POST-CLOSE 12/XX/2021  2:22:24 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG  $29, 517.39 LIQUIDITY < $ 114,343.12 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS AND/OR PROOF OF JUDGEMENT AMOUNT OF $XX DATED 5/XX/2021 IS PAID OFF.    20211215/CA:ASSETS IN ACCT XX ARE SUFFICIENT C 1
XX 410051015 FLOW POST-CLOSE 12/XX/2021  2:22:24 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE INSURANCE MISSING PROPERTY ADDRESS: XX. PROVIDE UPDATED TITLE INSURANCE WITH ALL 24 PROPERTY ADDRESSES   20211215/CA:RECEIVED C 1
XX 410051015 FLOW POST-CLOSE 12/XX/2021  2:22:24 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $1,750,980 TITLE INSURANCE COVERAGE < $ 1,781,1500 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20211215/CA: $1,745,732 TITLE INSURANCE COVERAGE < $ 1,781,1500 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20211217/CA:CLOSING DOCS REFLECT DECREASED LOAN AMOUNT - TITLE COVERAGE MEET C 1
XX 410051015 FLOW POST-CLOSE 12/XX/2021  2:22:24 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS AS INDICATED BY TITLE REPORT   20211215/CA:RECEIVED D 1
XX 410051015 FLOW POST-CLOSE 12/XX/2021  2:22:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENTS FOR 2743 SUPREME AVE AND XX   20211215/CA:RECEIVED D 1
XX TY529027 FLOW POST-CLOSE 11/XX/2021  1:17:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211028/CA: RECEIVED D 1
XX TY529027 FLOW POST-CLOSE 11/XX/2021  1:17:08 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE TITLE NOT SIGNED BY AUTHORIZED AGENT   20211025/CA: RECEIVED C 1
XX TY529027 FLOW POST-CLOSE 11/XX/2021  1:17:08 PM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT LIQUIDITY $10,634.84 LIQUIDITY < $11,739.52 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211028/CA: PITI IS 1303.25 AND WE INCLUDE A 2 % CLOSING COST IN THE LIQ CALC.  20211025/CA:RECEIVED SAME STATEMENTS AS IN FILE 20211102/CA:RECEIVED C 1
XX TY529027 FLOW POST-CLOSE 11/XX/2021  1:17:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING GUARANTY   20211129/CA: RECEIVED D 1
XX TY529027 FLOW POST-CLOSE 11/XX/2021  1:17:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING NOTE MISSING NOTE   20211129/CA: RECEIVED D 1
XX TY529027 FLOW POST-CLOSE 11/XX/2021  1:17:08 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OCCUPANCY CERTIFICATE MISSING NON-OWNER OCCUPANCY CERT   20211129/CA: RECEIVED D 1
XX TY529027 FLOW POST-CLOSE 11/XX/2021  1:17:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT.   20211129/CA: RECEIVED D 1
XX TY679552 FLOW POST-CLOSE 11/XX/2021  11:51:06 AM XX MISSING DOCS CREDIT CLEAR A   A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORTATION    20211020/CA:RECEIVED D 1
XX TY679552 FLOW POST-CLOSE 11/XX/2021  11:51:06 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWING ENTITY. PROVIDE UPDATED HAZARD INSURANCE   20211026/CA:RECEIVED C 1
XX TY679552 FLOW POST-CLOSE 11/XX/2021  11:51:06 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD INSURANCE IS MISSING PREMIUM AMOUNT AND RENT LOSS COVERAGE. PROVIDE UPDATED HAZARD INSURANCE   20211026/CA:RECEIVED C 1
XX TY679552 FLOW POST-CLOSE 11/XX/2021  11:51:06 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $14,360.79 LIQUIDITY < $ 17,518.06 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211102/CA:RECEIVED HUD C 1
XX TY679552 FLOW POST-CLOSE 11/XX/2021  11:51:06 AM XX GUIDES CREDIT WAIVED B B AGE OF BANK STATEMENTS 62 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211119/TCP: WAIVER APPROVED. High FICO borrower with 770+ score, 1.38 DSCR, two days aged C 1
XX TY081121 FLOW POST-CLOSE 11/XX/2021  5:01:41 PM XX GUIDES CREDIT CLEAR A   A AGE OF CREDIT REPORT 135 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211022/CA:RECEIVED C 1
XX TY081121 FLOW POST-CLOSE 11/XX/2021  5:01:41 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 135 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211022/CA:RECEIVED C 1
XX TY081121 FLOW POST-CLOSE 11/XX/2021  5:01:41 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE 20211025/CA: RECEIVED UPDATED MORTGAGEE CLAUSE; HOWEVER INSURED ON EOI (XX) DOES NOT MATCH BORROWER (XX). PROVIDE UPDATED EOI 20211030/CA:RECEIVED D 1
XX TY081121 FLOW POST-CLOSE 11/XX/2021  5:01:41 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211025/CA: RECEIVED D 1
XX TY081121 FLOW POST-CLOSE 11/XX/2021  5:01:41 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211025/CA: RECEIVED D 1
XX TY081121 FLOW POST-CLOSE 11/XX/2021  5:01:41 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING SETTLEMENT AGENT SIGNATURE ON THE FINAL HUD   20211116/CA: RECEIVED BUYER/SELLER SIGNED HUD AND CLOSING LETTER SIGNED BY TITLE AGENCY IS IN FILE. D 1
XX TY532960 FLOW POST-CLOSE 11/XX/2021  12:26:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211129/AFP: property is owned free and clear D 1
XX TY532960 FLOW POST-CLOSE 11/XX/2021  12:26:16 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LIQUIDITY INSUFFICIENT LIQUIDITY. $66,244.36 < $424,829.81 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS 20211208/CA: RECVD COURT DOCKETS FOR JUDGMENTS. THREE JUDGMENTS TOTALING $123,416.00 APPEAR TO BE VALID JUDGMENTS. RECVD OCT STATEMENT-UPDATE TO LIQUIDITY - $54,789.10 < $128,939.81 MIN REQUIRED. PROVIDE ADDTL ASSETS OR XX TO APPROVE 3 JUDGMENTS TOTALING $123,416.00.
20211130/CA: JUDGMENTS ARE FROM TLO REPORT UNDER XX NAME AND DO NOT REFLECT JUDGMENTS ARE RELEASED. PROVIDE DOCUMENTATION JUDGMENTS ARE SATISFIED.
20211129/AFP: please clarify - if you are referring to TLO report -they are not our borrowers or open and Title searches/Lien and judgements- should supersede this report for accuracy		 20211216/TCP: Approved. CF: 755 FICO, 1.4x DSCR, judgments are over 15 years ago C 1
XX TY532960 FLOW POST-CLOSE 11/XX/2021  12:26:16 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT BACKGROUND CHECK OUSTANDING JUDGMENTS TOTALING $419,306. PROVIDE ADDITIONAL INFORMATION TO DISMISS. 20211208/CA: RECVD COURT DOCKETS FOR JUDGMENTS. THREE JUDGMENTS TOTALING $123,416.00 APPEAR TO BE VALID JUDGMENTS. XX TO APPROVE 3 JUDGMENTS TOTALING $123,416.00.
20211130/CA: JUDGMENTS ARE FROM TLO REPORT UNDER XX NAME AND DO NOT REFLECT JUDGMENTS ARE RELEASED. PROVIDE DOCUMENTATION JUDGMENTS ARE SATISFIED.
20211129/AFP: please clarify - if you are referring to TLO report -they are not our borrowers or open and Title searches/Lien and judgements- should supersede this report for accuracy		 20211216/TCP: pproved. CF: 755 FICO, 1.4x DSCR, judgments are over 15 years ago C 1
XX TY166397 FLOW POST-CLOSE 11/XX/2021  1:46:48 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR DOLLAR BANK ACCT ENDING XX   20211202/CA: REMOVED ACCT XX, NOT NEED TO MEET LIQUIDITY D 1
XX TY166397 FLOW POST-CLOSE 11/XX/2021  1:46:48 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 78 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS 20211129/AFP: loan closed on 11/5 which is before the XX statement would have expired 20211130/CA: REMOVED AGED ASSET AS NOT REQUIRED TO MEET LIQUIDITY C 1
XX TY166397 FLOW POST-CLOSE 11/XX/2021  1:46:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211119/CA: RECEIVED D 1
XX TY166397 FLOW POST-CLOSE 11/XX/2021  1:46:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211124/CA: RECEIVED D 1
XX TY166397 FLOW POST-CLOSE 11/XX/2021  1:46:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211119/CA: RECEIVED D 1
XX TY166397 FLOW POST-CLOSE 11/XX/2021  1:46:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING NOTE MISSING EVIDENCE OF NOTE   20211202/CA: RECEIVED D 1
XX TY166397 FLOW POST-CLOSE 11/XX/2021  1:46:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20211202/CA: RECEIVED D 1
XX 410981001 FLOW POST-CLOSE 1/XX/2022  4:17:16 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. $470,000.00 < $472,000.00 REQUIRED PER TCP UNDERWRITING GUIDELINES   20211220/CA: RECEIVED D 1
XX 410981001 FLOW POST-CLOSE 1/XX/2022  4:17:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE. HAZARD INSURANCE DOCUMENT MUST BE EVIDENCE OF INSURANCE. AGENT COPY IS NOT ALLOWED PER TCP UNDERWRITING GUIDELINES 20211220/CA: RCE RECEIVED; HOWEVER STILL MISSING HAZARD INSURANCE DEC PAGE. PLEASE PROVIDE HAZARD INSURANCE DEC PAGE 20211222/CA: RECEIVED D 1
XX 410981001 FLOW POST-CLOSE 1/XX/2022  4:17:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211220/CA: RECEIVED D 1
XX 410981001 FLOW POST-CLOSE 1/XX/2022  4:17:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING EVIDENCE OF BACKGROUND REPORT   20211220/CA: RECEIVED D 1
XX 410691002 FLOW POST-CLOSE 12/XX/2021  6:12:42 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION   20211203/CA:RECEIVED D 1
XX 410691002 FLOW POST-CLOSE 12/XX/2021  6:12:42 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211203/CA:RECEIVED D 1
XX 410691002 FLOW POST-CLOSE 12/XX/2021  6:12:42 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20211203/CA:RECEIVED D 1
XX 410691002 FLOW POST-CLOSE 12/XX/2021  6:12:42 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT INSUFFICIENT OPERATING AGREEMENT. OPERATING AGREEMENT DOES NOT INCLUDE BORROWER OWNERSHIP SPLIT. PROVIDE UPDATED OPERATING AGREEMENT.   20211203/CA:RECEIVED C 1
XX 410691002 FLOW POST-CLOSE 12/XX/2021  6:12:42 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211203/CA:RECEIVED C 1
XX TY542431 FLOW POST-CLOSE 8/XX/2021  9:16:41 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING TWO MONTH BANK STATEMENT: XX   20210729/CA: RECEIVED D 1
XX TY542431 FLOW POST-CLOSE 8/XX/2021  9:16:41 AM XX GUIDES CREDIT RESCIND A A INSUFFICIENT LEASE AGREEMENT LEASE DOES NOT INDICATE A LEASED TERM PERIOD. APPROVAL REQUIRED   20210803/CA: MTM LEASE ACCEPTABLE C 1
XX TY542431 FLOW POST-CLOSE 8/XX/2021  9:16:41 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN DOCUMENT   20210729/CA: RECEIVED D 1
XX TY542431 FLOW POST-CLOSE 8/XX/2021  9:16:41 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLMENT STATEMENT   20210831/CA: RECEIVED D 1
XX TY542431 FLOW POST-CLOSE 8/XX/2021  9:16:41 AM XX MISSING DOCS CREDIT CLEAR A A MISSING MORTGAGE MISSING MORTGAGE DEED   20210901/CA:RECEIVED D 1
XX TY542431 FLOW POST-CLOSE 8/XX/2021  9:16:41 AM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20210901/CA:PAYOFF WAS IN THE PRECLOSE DOCS D 1
XX TY921731 FLOW POST-CLOSE 8/XX/2021  9:18:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20210721/CA: RECEIVED D 1
XX TY921731 FLOW POST-CLOSE 8/XX/2021  9:18:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLMENT STATEMENT   20210831/CA: RECEIVED D 1
XX TY921731 FLOW POST-CLOSE 8/XX/2021  9:18:14 AM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20210901/CA:PAYOFF STATEMENT WAS IN PRECLOSE DOCS D 1
XX TY388925 FLOW POST-CLOSE 9/XX/2021  4:05:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20210727/CA: RECEIVED D 1
XX TY388925 FLOW POST-CLOSE 9/XX/2021  4:05:43 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PURCHASE AGREEMENT MISSING PURCHASE AGREEMENT   2010721/CA: TRANSACTION REFI CO D 1
XX TY388925 FLOW POST-CLOSE 9/XX/2021  4:05:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT UPLOADED 20210806/CALIFORNIA RECEIVED D 1
XX TY388925 FLOW POST-CLOSE 9/XX/2021  4:05:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING MORTGAGE MISSING MORTGAGE DOCUMENT 20210831/CA: MISSING DOT AND ASSIGN OF RENTS 20210901/CA:RECEIVED D 1
XX TY388925 FLOW POST-CLOSE 9/XX/2021  4:05:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20210901/CA:RECEIVED D 1
XX TY180304 FLOW POST-CLOSE 12/XX/2021  5:46:41 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $595,000 TITLE INSURANCE COVERAGE < $ 616,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211029/CA:RECEIVED    C 1
XX TY180304 FLOW POST-CLOSE 12/XX/2021  5:46:41 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: MISSING PROOF OF PREMIUM    20211029/CA:RECEIVED C 1
XX TY180304 FLOW POST-CLOSE 12/XX/2021  5:46:41 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN   20211029/CA:RECEIVED D 1
XX TY180304 FLOW POST-CLOSE 12/XX/2021  5:46:41 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION   20211029/CA:RECEIVED D 1
XX TY180304 FLOW POST-CLOSE 12/XX/2021  5:46:41 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211029/CA:RECEIVED AA LETTER D 1
XX TY180304 FLOW POST-CLOSE 12/XX/2021  5:46:41 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 INSUFFICIENT SETTLEMENT STATEMENT: SETTLEMENT STATEMENT IS NOT SIGNED BY SETTLEMENT AGENT   20211223/CA: RECEIVED C 1
XX 410401006 FLOW POST-CLOSE 12/XX/2021  4:43:39 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211130/CA: RECEIVED IN TITLE REPORT D 1
XX 410401006 FLOW POST-CLOSE 12/XX/2021  4:43:39 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE 20211128/CA: FLOOD CERT PROVIDED IS BLANK.  PROVIDE COMPLETED FLOOD CERT 20211207/CA: RECEIVED D 1
XX 410401006 FLOW POST-CLOSE 12/XX/2021  4:43:39 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211130/CA: RECEIVED D 1
XX 410401006 FLOW POST-CLOSE 12/XX/2021  4:43:39 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE 20211124/BPF: Please review pg 2 of Title report. 20211130/CA: RECEIVED UPDATED TITLE REPORT D 1
XX 410401006 FLOW POST-CLOSE 12/XX/2021  4:43:39 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $115928.89 LIQUIDITY < $204093.10 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211130/CA: RECEIVED COPY OF ATTY TRUST CHECK; HOWEVER UNABLE TO DETERMINE IF CHECK IS RELATED TO THIS LOAN. UNABLE TO USE. ALSO MISSING ADDTL MONTH STATEMENT FOR BOA-1877 TO USE TOWARDS LIQUIDITY. LIQUIDITY STILL SHORT $153,546.04 < $205,863.22 MIN REQUIRED 20211202/CA: RECEIVED ESCROW LTR, LIQUIDITY NOW SUFFICIENT C 1
XX 410401006 FLOW POST-CLOSE 12/XX/2021  4:43:39 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED   20211216/CA: RECEIVED D 1
XX 410401006 FLOW POST-CLOSE 12/XX/2021  4:43:39 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20211216/CA: RECEIVED D 1
XX 410401006 FLOW POST-CLOSE 12/XX/2021  4:43:39 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING PURCHASE HUD   20211216/CA: ATTY SETTLEMENT STATEMENT RECEIVED D 1
XX TY083453 FLOW POST-CLOSE 11/XX/2021  4:25:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING FULL BACKGROUND CHECK FOR BOTH GUARANTORS   20211105/CA:RECEIVED D 1
XX TY083453 FLOW POST-CLOSE 11/XX/2021  4:25:00 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $128,000 TITLE INSURANCE COVERAGE < $152,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211105/CA:RECEIVED D 1
XX TY083453 FLOW POST-CLOSE 11/XX/2021  4:25:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD INSURANCE   20211105/CA:RECEIVED D 1
XX TY083453 FLOW POST-CLOSE 11/XX/2021  4:25:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211105/CA:RECEIVED D 1
XX TY083453 FLOW POST-CLOSE 11/XX/2021  4:25:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211109/CA:RECEIVED D 1
XX TY083453 FLOW POST-CLOSE 11/XX/2021  4:25:00 PM XX GUIDES CREDIT CLEAR A A MAX LTV 75% LTV > 70% MAX ALLOWED. XX APPROVAL REQUIRED DUE TO 1.07 DSCR SCORE   20211124/CA:RECEIVED UPDATED HOI/FLOOD INS C 1
XX 410181003 FLOW POST-CLOSE 12/XX/2021  8:29:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211117/CA: RECEIVED D 1
XX 410181003 FLOW POST-CLOSE 12/XX/2021  8:29:11 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE 20211117/CA: INSUFFICIENT TITLE COVERAGE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. SCHEDULE B SHOULD INCLUDE AN EXCEPTION FOR WARRANTY DEED OR TITLE TRANSFER TO BORROWER. PROVIDE UPDATED TITLE INSURANCE 20211122/CA: RECEIVED D 1
XX 410181003 FLOW POST-CLOSE 12/XX/2021  8:29:11 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 147 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211116/CA: RECEIVED C 1
XX TY677299 FLOW POST-CLOSE 11/XX/2021  4:08:23 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BACKGROUND CHECK 92 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211117/CA: RECEIVED D 1
XX TY677299 FLOW POST-CLOSE 11/XX/2021  4:08:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT   20211117/CA: RECEIVED D 1
XX TY130734 FLOW POST-CLOSE 12/XX/2021  10:19:18 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $460,000 HAZARD INSURANCE COVERAGE < $552,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211122/CA: RECEIVED C 1
XX TY130734 FLOW POST-CLOSE 12/XX/2021  10:19:18 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - HAZARD INSURANCE PROVIDED WAS NOT EFFECTIVE AT THE TIME OF LOAN DISBURSEMENT. HAZARD INSURANCE EXPIRATION DATE FOR 540 DENVER IS 8/XX/21 AND FOR 819 S 14TH IS 10/XX/21.   20211122/CA: RECEIVED C 1
XX TY130734 FLOW POST-CLOSE 12/XX/2021  10:19:18 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR XX   20211116/CA: RECEIVED D 1
XX TY130734 FLOW POST-CLOSE 12/XX/2021  10:19:18 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 69 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS, XX   20211116/CA: RECEIVED C 1
XX TY130734 FLOW POST-CLOSE 12/XX/2021  10:19:18 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT XX PROPERTIES   20211122/CA: RECEIVED D 1
XX TY130734 FLOW POST-CLOSE 12/XX/2021  10:19:18 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $536,000 TITLE INSURANCE COVERAGE < $552,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211122/CA: RECEIVED C 1
XX TY130734 FLOW POST-CLOSE 12/XX/2021  10:19:18 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE ALL ADDRESSES EXCEPT FOR XX   20211122/CA: RECEIVED C 1
XX TY130734 FLOW POST-CLOSE 12/XX/2021  10:19:18 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER 20211124/CA:RECEIVED 2 CPLS WITH 7 CORRECT SUBJECT PROP- CPL - 4 Parcels - MO_252402 STATES INCORRECT ADDRESS OF XX INSTEAD OF XX 20211229/CA:RECEIVED D 1
XX TY130734 FLOW POST-CLOSE 12/XX/2021  10:19:18 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 FINAL SETTLEMENT STATEMENT DID NOT INCLUDE ALL SUBJECT PROPERTY ADDRESSES.   20211229/CA:RECEIVED D 1
XX TY130734 FLOW POST-CLOSE 12/XX/2021  10:19:18 AM XX GUIDES CREDIT RESCIND A A MISSING RELEASE LANGUAGE  RELEASE LANGUAGE ONLY SHOWS 4 PROPERTY RELEASE AMOUNTS   20211229/CA:RESCIND- BOTH MORTGAGES IN FILE SHOWING ALL EIGHT PTOPERTIES C 1
XX TY876011 FLOW POST-CLOSE 11/XX/2021  1:24:40 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211102/CA:RECEIVED D 1
XX TY876011 FLOW POST-CLOSE 11/XX/2021  1:24:40 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT PAYOFF STATEMENT INSUFFICIENT PAYOFF STATEMENT: PAYOFF EXPIRED SEPTEMBER 30TH    20211102/CA:RECEIVED C 1
XX TY876011 FLOW POST-CLOSE 11/XX/2021  1:24:40 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE EXACT BORROWING ENTITY. PROVIDE UPDATED TITLE INSURANCE 20211102/CA:TITLE SHOULD SAY XX 20211105/CA: WARRANTY DEEDS NEEDED AT CLOSING TRANSFERING TITLE TO BORROWONG ENTITY AND UPDATED TITLE NEEDED AT CLOSING  C 1
XX TY289480 FLOW POST-CLOSE 11/XX/2021  9:12:40 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INSUFFICIENT SHORT TERM RENTAL DOCS: AIRBNB DOC PROVIDED DOES NOT REFLECT OPERATING INCOME, ONLY GROSS EARNINGS. PROVIDE NET MONTHLY INCOME STATEMENT FROM THE MOST RECENT 12-MONTH PERIOD FROM A THIRD PARTY   20211105/CA:RECEIVED AND UPDATED C 1
XX TY289480 FLOW POST-CLOSE 11/XX/2021  9:12:40 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT MISSING AIRBNB OCCUPANCY RATE. PROVIDE OCCUPANCY DOCS REFLECTING TOTAL OCCUPANCY DAYS FROM THE MOST RECENT 12-MONTH PERIOD.    20211103/CA:RECEIVED C 1
XX TY289480 FLOW POST-CLOSE 11/XX/2021  9:12:40 PM XX GUIDES CREDIT RESCIND A   A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE.   20211103/CA:NOT NEEDED FOR TEXAS LOANS C 1
XX TY289480 FLOW POST-CLOSE 11/XX/2021  9:12:40 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH'S BANK STATEMENT FOR ACCT: XX   20211103/CA:RECEIVED D 1
XX TY289480 FLOW POST-CLOSE 11/XX/2021  9:12:40 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CREDIT REPORT INSUFFICIENT CREDIT REPORT FOR GUARANTOR 1. CREDIT REPORT MUST CONTAIN SCORES FROM 2 BUREAUS. PROVIDED CREDIT REPORT ONLY HAS ONE SCORE. PROVIDE UPDATED CREDIT REPORT WITH AT LEAST TWO SCORES.   20211103/CA:RECEIVED C 1
XX TY289480 FLOW POST-CLOSE 11/XX/2021  9:12:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING ID FOR GUARANTOR 2 (XX)   20211103/CA:RECEIVED D 1
XX TY289480 FLOW POST-CLOSE 11/XX/2021  9:12:40 PM XX GUIDES CREDIT CLEAR A A MAX AILTV 0.97% AILTV > 1.00% MAX ALLOWED. XX APPROVAL REQUIRED   20211108/CA: UPDATED DSCR TO 3.16 C 1
XX TY064109 FLOW POST-CLOSE 11/XX/2021  2:48:09 PM XX MISSING DOCS CREDIT CLEAR A   A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20211111/CA:QUIT CLAIM DEED RECEIVED. WILL NEED TO BE SIGNED AT CLOSING. D 1
XX TY064109 FLOW POST-CLOSE 11/XX/2021  2:48:09 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING CONDOMINIUM MASTER INSURANCE POLICY/CERTIFICATE   20211116/CA: RECEIVED D 1
XX 410181024 FLOW POST-CLOSE 12/XX/2021  2:04:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE PROVIDED IS NOT IN THE BORROWER'S NAME. MISSING PROPERTY MANAGEMENT AGREEMENT BETWEEN BORROWING ENTITY AND XX TO TIE TO LEASE AGREEMENT   20211229/CA:RECEIVED ADDENDUM TO LEASE C 1
XX 410181024 FLOW POST-CLOSE 12/XX/2021  2:04:04 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211206/CA: RECEIVED TITLE AND CPL D 1
XX 410181024 FLOW POST-CLOSE 12/XX/2021  2:04:04 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 96 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20211229/TCP WAIVED- MIT FACTS- 1.71 DSCR & BORROWER LIQUIDITY COVERS MORE THAN 50M PITI WHERE GUIDES REQ 6. C 1
XX 410181024 FLOW POST-CLOSE 12/XX/2021  2:04:04 PM XX GUIDES CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR ADDITIONAL MEMBERS SUCH THAT AT LEAST 51% OF THE BORROWING ENTITY IS REPRESENTED   20211227/CA:RECEIVED C 1
XX 410181024 FLOW POST-CLOSE 12/XX/2021  2:04:04 PM XX GUIDES CREDIT WAIVED B B AGE OF BACKGROUND CHECK 96  DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211229/TCP WAIVED- MIT FACTS- 1.71 DSCR & BORROWER LIQUIDITY COVERS MORE THAN 50M PITI WHERE GUIDES REQ 6. C 1
XX 410181027 FLOW POST-CLOSE 12/XX/2021  2:54:53 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT   20211214/CA:RECEIVED D 1
XX 410181027 FLOW POST-CLOSE 12/XX/2021  2:54:53 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $11022.07  LIQUIDITY < $13520.64 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211214/CA: SUFFICIETN WITH CASH OUT C 1
XX TY668720 FLOW POST-CLOSE 11/XX/2021  2:32:44 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INSUFFICIENT PROMISSORY NOTE. MATURITY DATE OF XX EARLIER THAN INITIAL PAYMENT DATE OF XX   20211124/CA:RECEIVED C 1
XX TY668720 FLOW POST-CLOSE 11/XX/2021  2:32:44 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. HAZARD INSURANCE EXPIRATION OF 12/XX/2021 < 6 MONTHS NEEDED PER GUIDELINES   20211124/CA:RECEIVED C 1
XX TY668720 FLOW POST-CLOSE 11/XX/2021  2:32:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211201/CA: RECEIVED PAYOFF LOE. NO MTG D 1
XX 410181021 FLOW POST-CLOSE 12/XX/2021  2:14:19 PM XX GUIDES CREDIT CLEAR A A ADVERSE CREDIT (BANKRUPTCY HISTORY) PACER REFLECTS UNDATED BANKRUPTCY. PROVIDE DATE AND CHAPTER OF BANKCRUPTCY SHOWN ON PACER    20211118/CA: RECEIVED C 1
XX 410181021 FLOW POST-CLOSE 12/XX/2021  2:14:19 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT HAZARD INSURANCE POLICY $100,000 HAZARD INSURANCE COVERAGE < $ 193,851 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211118/CA: COVG AMT OF $100K IS SUFFICIENT FOR INTERIOR CONDO COVG C 1
XX 410181021 FLOW POST-CLOSE 12/XX/2021  2:14:19 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT DSCR .63 DSCR< .80 DSCR MINIMUM REQUIRED. NOT ALLOWED PER GUIDELINES   20211118/CA: UPDATED DSCR TO 0.99  C 1
XX 410181021 FLOW POST-CLOSE 12/XX/2021  2:14:19 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20211116/CA: RECEIVED D 1
XX 410181021 FLOW POST-CLOSE 12/XX/2021  2:14:19 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL    20211116/CA: RECEIVED D 1
XX 410181021 FLOW POST-CLOSE 12/XX/2021  2:14:19 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT INSURANCE RATING MISSING EVIDENCE OF INSURANCE RATING. PLEASE CONFIRM XX IS THE INSURER PER THE UPLOADED HAZARD INSURANCE IN FILE   20211118/CA: RECEIVED D 1
XX 410181021 FLOW POST-CLOSE 12/XX/2021  2:14:19 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS INSUFFICIENT BANK STATEMENTSS   20211118/CA: RECEIVED D 1
XX 410181020 FLOW POST-CLOSE 12/XX/2021  1:24:57 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211123/CA:RECEIVED D 1
XX 410181020 FLOW POST-CLOSE 12/XX/2021  1:24:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211124/CA:RECEIVED D 1
XX 410181020 FLOW POST-CLOSE 12/XX/2021  1:24:57 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211123/CA:NOT NEEDED D 1
XX 410181017 FLOW POST-CLOSE 12/XX/2021  7:32:05 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING FINAL PAYOFF STATEMENT. LETTER OF EXPLANATION IN FILE   20211118/CA: RECEIVED D 1
XX 410181017 FLOW POST-CLOSE 12/XX/2021  7:32:05 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211118/CA: RECEIVED D 1
XX 410181017 FLOW POST-CLOSE 12/XX/2021  7:32:05 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. SCHEDULE B SHOULD INCLUDE AN EXCEPTION FOR WARRANTY DEED OR TITLE TRANSFER TO BORROWER. PROVIDE UPDATED TITLE INSURANCE   20211118/CA: RECEIVED COPY OF QCD TO BE SIGNED AT CLOSING D 1
XX 410181015 FLOW POST-CLOSE 12/XX/2021  7:49:20 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211118/CA: RECEIVED D 1
XX 410181015 FLOW POST-CLOSE 12/XX/2021  7:49:20 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $88,000.00 TITLE INSURANCE COVERAGE < $94,500.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211118/CA: RECEIVED D 1
XX 410181015 FLOW POST-CLOSE 12/XX/2021  7:49:20 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT 20211119/CA: TITLE COMMITMENT REFLECTS OPEN MORTGAGE AND JUDGMENT FOR PRIOR OWNERS (#8 &9). PROVIDE TITLE CONFIRMATION THAT THE MORTGAGE AND JUDGMENT WILL BE SATISFIED PRIOR TO/AT CLOSING
20211118/TCP: There is no payoff for this property. It is owned free and clear. See attached for title commitment.		 20211124/CA:RECEIVED VEVISED TITLE WHICH REFLECTS NO CURRENT LIENS D 1
XX 410181008 FLOW POST-CLOSE 12/XX/2021  2:48:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PROPERTY MANAGEMENT AGREEMENT MISSING PROPERTY MANAGEMENT AGREEMENT FOR XX TO SHOW CONNECTION TO OUR BORROWER 20211203/CA: RECEIVED PROP MANGMENT FOR XX AND XX 20211222/CA: RECEIVED LOE, PMA THAT PROPERTY WAS TRANSFERRED TO, AND CF: 799 Credit, strong liquidity  D 1
XX 410181008 FLOW POST-CLOSE 12/XX/2021  2:48:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211203/CA:RECEIVED D 1
XX 410181008 FLOW POST-CLOSE 12/XX/2021  2:48:08 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 INSUFFICIENT HUD. HUD IS NOT EXECUTED BY GUARANTORS     D 1
XX 410181009 FLOW POST-CLOSE 12/XX/2021  1:20:42 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS   20211119/TCP: There is no payoff for this property. It is owned free and clear. See attached for title commitment D 1
XX 410181009 FLOW POST-CLOSE 12/XX/2021  1:20:42 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $12,631.50 LIQUIDITY < $24,217.30 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211118/CA: RECEIVED LIQUIDITY EXPLANATION WITH ESTIMATED CTC OF $313,742. XX CONFIRMED ACCEPTABLE C 1
XX TY407911 FLOW POST-CLOSE 11/XX/2021  8:13:15 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE DOCUMENT IN FILE IS A MONTH TO MONTH LEASE, MISSING EVIDENCE OF PRIOR LONG TERM LEASE AGREEMENT. XX TO APPROVE.   20211116/CA: RECEIVED C 1
XX TY407911 FLOW POST-CLOSE 11/XX/2021  8:13:15 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING CONDOMINIUM MASTER INSURANCE POLICY/ CERTIFICATE   20211116/CA: RECEIVED D 1
XX TY407911 FLOW POST-CLOSE 11/XX/2021  8:13:15 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20211111/CA:RECEIVED QUITY CLAIM DEED/TO BE SIGNED AT CLOSING D 1
XX TY407911 FLOW POST-CLOSE 11/XX/2021  8:13:15 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211110/CA:RECEIVED D 1
XX TY407911 FLOW POST-CLOSE 11/XX/2021  8:13:15 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT    20211111/CA:RECEIVED D 1
XX TY407911 FLOW POST-CLOSE 11/XX/2021  8:13:15 AM XX GUIDES CREDIT CLEAR A A MAX LTV 80% AILTV > 75%  MAX ALLOWED. XX APPROVAL REQUIRED   20211116/CA: RATE/TERM REFI IS 80% LTV FOR SCORE OF 700+ C 1
XX TY920822 FLOW POST-CLOSE 12/XX/2021  2:58:29 PM XX MISSING DOCS CREDIT RESCIND A   A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR 2ND GUARANTOR: XX   20211105/CA:RECEIDED AS BG CH IS IN FOLDER D 1
XX TY920822 FLOW POST-CLOSE 12/XX/2021  2:58:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE OR THIRD PARTY RENT REVIEW   20211105/CA:RECEIVED D 1
XX TY920822 FLOW POST-CLOSE 12/XX/2021  2:58:29 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH'S BANK STATEMENT FOR ACCOUNT: XX   20211105/CA:RECEIVED BANK STMNTS FOR TD BANK - USED THESE STMNTS FOR LIQUIDITY D 1
XX TY920822 FLOW POST-CLOSE 12/XX/2021  2:58:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211102/CA:RECEIVED D 1
XX TY920822 FLOW POST-CLOSE 12/XX/2021  2:58:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE AGREEMENT   20211101/CA:RECEIVED D 1
XX TY909688 FLOW POST-CLOSE 12/XX/2021  2:17:08 PM XX MISSING DOCS CREDIT CLEAR A   A INSUFFICIENT BANK STATEMENTS MISSING TWO MONTH BANK STATEMENT FOR ACCT: XX. BANK LETTER PROVIDED IS NOT SUFFICIENT   20211105/CA:RECEIVED D 1
XX TY909688 FLOW POST-CLOSE 12/XX/2021  2:17:08 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE DATES - HAZARD BINDER PROVIDED IS ONLY VALID FOR 30 DAYS EXPIRES 12/XX/2021. PROVIDE UPDATED HAZARD INSURANCE DEC PAGE.   20211105/CA:LOX IN FILE RE HOI TO BE ADDED TO MULTIPLE PROP INSURANCE COVERAGE- UPDATED DEC PAGE NEEDED AT CLOSING C 1
XX TY986817 FLOW POST-CLOSE 11/XX/2021  12:35:27 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE AND APPLICABLE PAYOFF STATEMENT   20211105/CA:RECEIVED TITLE- NO PAYOFF APPLICABLE D 1
XX TY986817 FLOW POST-CLOSE 11/XX/2021  12:35:27 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211027/CA:RECEIVED D 1
XX TY986817 FLOW POST-CLOSE 11/XX/2021  12:35:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211105/CA:RECEIVED D 1
XX TY607764 FLOW POST-CLOSE 12/XX/2021  6:20:42 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MISSING A MORTGAGEE CLAUSE. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211101/CA:RECEIVED C 1
XX TY607764 FLOW POST-CLOSE 12/XX/2021  6:20:42 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211028/CA: TITLE DOES NOT SHOW LIEN D 1
XX TY607764 FLOW POST-CLOSE 12/XX/2021  6:20:42 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT LIQUIDITY $4,211.72 LIQUIDITY < $43,758.24 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211229/CA:RESCIND- CASH TO BORROWER COVERED LIQUIDITY C 1
XX TY607764 FLOW POST-CLOSE 12/XX/2021  6:20:42 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 61 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211229/CA:RECEIVED UPDATED STMNT SCREEN SHOT C 1
XX TY554713 FLOW POST-CLOSE 11/XX/2021  1:41:31 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING PURCHASE AGREEMENT MISSING PURCHASE CONTRACT   20211020/CA: RECEIVED PRIOR PURCHSAE HUD D 1
XX TY554713 FLOW POST-CLOSE 11/XX/2021  1:41:31 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211030/CA:RECEIVED D 1
XX TY554713 FLOW POST-CLOSE 11/XX/2021  1:41:31 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $39,070.72 LIQUIDITY < $141,181.20 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211020/CA: DELAY PURCHASE C 1
XX TY554713 FLOW POST-CLOSE 11/XX/2021  1:41:31 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION FOR NEW ENTITY XX AS ONE PROVIDED IS A PREVIEW AND NOT FINALIZED   20211030/CA:RECEIVED D 1
XX 410181004 FLOW POST-CLOSE 12/XX/2021  6:52:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BACKGROUND CHECK INSUFFICIENT BACKGROUND REPORT. BACKGROUND REPORT DAYS 118 > 90 DAYS MAXIMUM AGE. PROVIDE UPDATED BACKGROUND REPORT. 20211117/CA: RECEIVED UPDATED CRIMINAL PORTION OF BACKGROUND, STILL MISSING UPDATED BACKGROUND REPORT WITH FORECLOSURE, BANKRUPTCY, LIENS & JUDGMENTS STATUS 20211118/CA: RECEIVED C 1
XX 410181004 FLOW POST-CLOSE 12/XX/2021  6:52:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20211118/CA: RECEIVED D 1
XX 410181004 FLOW POST-CLOSE 12/XX/2021  6:52:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211118/CA: RECEIVED D 1
XX 410181004 FLOW POST-CLOSE 12/XX/2021  6:52:32 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211118/CA: RECEIVED D 1
XX 410181007 FLOW POST-CLOSE 12/XX/2021  1:25:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211117/CA: RECEIVED D 1
XX 410181007 FLOW POST-CLOSE 12/XX/2021  1:25:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211110/CA:RECEIVED D 1
XX 410181007 FLOW POST-CLOSE 12/XX/2021  1:25:53 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE 20211119/TCP: Please see attached title commitment noting that the title is to be recertified to borrower via Quitclaim Deed.
20211110/CA: INSUFFICIENT TITLE COVERAGE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE		 20211122/CA: RECEIVED UPDATED TITLE AND QCD TO BE EXECUTED AT CLOSING D 1
XX 410181013 FLOW POST-CLOSE 11/XX/2021  1:05:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR ADDITIONAL MEMBERS SUCH THAT AT LEAST 51% OF THE BORROWING ENTITY IS REPRESENTED   20211117/CA: RECEIVED D 1
XX 410181013 FLOW POST-CLOSE 11/XX/2021  1:05:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211117/CA: RECEIVED D 1
XX TY864670 FLOW POST-CLOSE 11/XX/2021  1:28:01 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR SECOND GUARENTOR: XX   20211105/CA:RECEIVED D 1
XX 410181023 FLOW POST-CLOSE 12/XX/2021  2:36:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSURANCE IS MISSING EXPIRATION DATE.    20211124/CA:RECEIVED C 1
XX 410181018 FLOW POST-CLOSE 12/XX/2021  1:16:54 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20211208/CA: RECEIVED D 1
XX 410181018 FLOW POST-CLOSE 12/XX/2021  1:16:54 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE 20211208/CA: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. SCHEDULE B SHOULD INCLUDE AN EXCEPTION FOR WARRANTY DEED OR TITLE TRANSFER TO BORROWER. PROVIDE UPDATED TITLE INSURANCE 20211214/CA:RECEIVED DRAFT WARRANTY DEED D 1
XX 410181018 FLOW POST-CLOSE 12/XX/2021  1:16:54 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $0 LIQUIDITY < $14,203.29 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211208/CA: RECEIVED D 1
XX 410181018 FLOW POST-CLOSE 12/XX/2021  1:16:54 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211124/CA:RECEIVED D 1
XX 410181018 FLOW POST-CLOSE 12/XX/2021  1:16:54 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211208/CA: RECEIVED D 1
XX 410181018 FLOW POST-CLOSE 12/XX/2021  1:16:54 PM XX GUIDES CREDIT WAIVED B B MAX LTV 70% LTV > 65% LTV MAXIMUM ALLOWED. DSCR 1.00 -1.09 REQUIRES -10% LTV ADJUSTMENT. NOT ALLOWED PER GUIDELINES 20211207/CA: ONCE TAX CERT IS RECEIVED. DSCR WILL BE RE-CALCULATED 20211208/TCP: 722 FICO and 1.88 DSCR. 5% leverage waiver approved C 1
XX 410181018 FLOW POST-CLOSE 12/XX/2021  1:16:54 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT   20211229/CA:RECEIVED D 1
XX 410181005 FLOW POST-CLOSE 12/XX/2021  11:11:51 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING EVIDENCE OF FLOOD INSURANCE   20211116/CA: RECEIVED FLOOD CERT - ZONE X D 1
XX 410181005 FLOW POST-CLOSE 12/XX/2021  11:11:51 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211116/CA: TITLE DOES NOT REFLECT OPEN MTG D 1
XX 410181022 FLOW POST-CLOSE 12/XX/2021  2:33:58 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT OPERATION AGREEMENT IS MISSING PAGES 6-10 FOR XX    20211214/CA: RECEIVED D 1
XX 410181022 FLOW POST-CLOSE 12/XX/2021  2:33:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING FULLY EXECUTED PURCHASE CONTRACT. THE FOLLOWING SECTIONS WERE NOT PROPERLY EXECUTED: BY SELLER.    20211214/CA: RECEIVED D 1
XX 410181006 FLOW POST-CLOSE 12/XX/2021  5:05:17 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG CRIMINAL BACKGROUND CHECK FOR XX REFLECTS UNSPECIFIED CRIMINAL OFFENSE DATED 9/XX/2019. PROVIDE PROOF OF THE NATURE OF THE OFFENSE    20211118/CA: RECEIVED (TRAFFIC RELATED) C 1
XX 410181006 FLOW POST-CLOSE 12/XX/2021  5:05:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING COMPREHENSIVE BACKGROUND CHECK (FORECLOSURE AND BANKRUPTCY DATA) FOR GUARANTORS: XX, XX AND XX    20211116/CA: RECEIVED D 1
XX 410181006 FLOW POST-CLOSE 12/XX/2021  5:05:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVIDE PROOF OF ACCESS TO FUNDS USED FOR LIQUIDITY   20211116/CA: RECEIVED D 1
XX 410181006 FLOW POST-CLOSE 12/XX/2021  5:05:17 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX 20211115/TCP: The borrower has provided evidence of liquidity in their account ending XX that exceeds the liquidity requirement. They should no longer need to provide the additional statements. Let us know if there are any issues with this!  20211116/CA: REMOVED ACCT FROM LIQUIDITY D 1
XX 410181006 FLOW POST-CLOSE 12/XX/2021  5:05:17 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX 20211116/TCP: The borrower has provided evidence of liquidity in their account ending 1587 that exceeds the liquidity requirement. They should no longer need to provide the additional statements. Let us know if there are any issues with this!  20211116/CA: REMOVED ACCT FROM LIQUIDITY D 1
XX 410181006 FLOW POST-CLOSE 12/XX/2021  5:05:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENTS FOR BOTH PROPERTIES. IF VACANT WE NEED 3RD PARTY RENT REVIEWS   20211118/CA: RECEIVED D 1
XX 410181006 FLOW POST-CLOSE 12/XX/2021  5:05:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION FOR XX   20211115/TCP: We were only able to pull a flood certificate for XX because the duplexes are on the same parcel number. We do not have the option to pull a flood report for XX because it just results in the same report that we have for XX  D 1
XX 410181006 FLOW POST-CLOSE 12/XX/2021  5:05:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION FOR XX  20211115/TCP: Please see attached email explanation the sellers attorney to satisfy BPP3500420-8. The attached Municipal Lien Certificate from City of XX also notes "Multiple houses on one parcel" as shown in the Description of Property Exemptions. 20211116/CA: RECEIVED EAMIL FROM ATTY STATING TAX AMOUNT IS FOR BOTH PROPERTIES D 1
XX 410181006 FLOW POST-CLOSE 12/XX/2021  5:05:17 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE POLICY DATES INSUFFICIENT. POLICIES ARE ONLY EFFECTIVE 11/XX/2021-12/XX/2021. 20211116/CA: PER EMAIL RECEIVED HOI DEC PAGE/BINDER WILL NOT BE PROVIDED UNTIL CLOSING DATE IS SCHEDULED. 20211208/CA: RESCIND C 1
XX 410181006 FLOW POST-CLOSE 12/XX/2021  5:05:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED FOR XX PROPERTY AS DEED IN FILE STATED IT HAS BEEN GRANTED TO XX   20211229/CA:RECEIVED BREAKDOWN OF ESCROWS D 1
XX 410181006 FLOW POST-CLOSE 12/XX/2021  5:05:17 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 FINAL SETTLMENT STATEMENTS DO NOT STATE THE SPECIFIC ESCROWS   20211229/CA:RECEIVED BREAKDOWN OF ESCROWS C 1
XX 410181006 FLOW POST-CLOSE 12/XX/2021  5:05:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING FINAL HAZARD INSURANCE POLICY   20211229/CA:RECEIVED BREAKDOWN OF ESCROWS D 1
XX 410181010 FLOW POST-CLOSE 12/XX/2021  10:28:39 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX 20211116/CA: STILL MISSING ONE MONTH FOR CHASE ACCT BPP3500420-8 20211118/CA: RECEIVED D 1
XX 410181010 FLOW POST-CLOSE 12/XX/2021  10:28:39 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX 20211116/CA: RECEIVED TRANSACTION HISTORY FOR 8 ADDTL DAYS, STILL REQUIRE AN ADDITIONAL MONTH'S BANK STATEMENT FOR CHASE ACCT BPP3500420-8 20211118/CA: RECEIVED D 1
XX 410181010 FLOW POST-CLOSE 12/XX/2021  10:28:39 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $ 127,216.88 LIQUIDITY < $ 133,899.22 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. XX SCREENSHOT IN FILE IS MISSING THE DATE    20211118/CA: RECEIVED C 1
XX 410181010 FLOW POST-CLOSE 12/XX/2021  10:28:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK   20211116/CA: RECEIVED D 1
XX 410181010 FLOW POST-CLOSE 12/XX/2021  10:28:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT  MISSING CREDIT REPORT   20211116/CA: RECEIVED D 1
XX 410181010 FLOW POST-CLOSE 12/XX/2021  10:28:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20211203/CA:RECEIVED D 1
XX 410181010 FLOW POST-CLOSE 12/XX/2021  10:28:39 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $133,904.67 LIQUIDITY < $142,298.72 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211203/CA: RECEIVED BANK STMENT FOR ACCOUNT USED FOR LIQUIDITY D 1
XX 410181000 FLOW POST-CLOSE 12/XX/2021  9:34:17 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS 20211118/CA:TITLE COMMITMENT REFLECTS AN OPEN MTG FOR $34,000.00 FOR XX. PLEASE PROVIDE UPDATED TITLE COMMITMENT SHOWING MTG IS DISCHARGED
20211118/BPP: These properties are all owned free and clear. Due to this, there are no payoff statements. I have gone ahead and provided the title commitment showing the properties are owned free and clear.		 20211122/CA: RECEIVED LOE FOR OPEN MTG D 1
XX 410181000 FLOW POST-CLOSE 12/XX/2021  9:34:17 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211116/CA: RECEIVED D 1
XX 410181000 FLOW POST-CLOSE 12/XX/2021  9:34:17 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $2,644.94 LIQUIDITY < $12,056.42 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211116/CA: LIQUIDITY EXPLANATION RECEIVED. PROVIDE PRELIM HUD OR XX TO APPROVE LIQUIDITY EXPLANATION 20211118/CA: PRELIM HUD RECEIVED C 1
XX 410181000 FLOW POST-CLOSE 12/XX/2021  9:34:17 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEEDS    20211214/CA: RECEIVED D 1
XX 410181001 FLOW POST-CLOSE 12/XX/2021  10:05:32 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANE POLICY AND PAYOFF STATEMENT 20211111/CA:STILL NEED PAYOFF STATEMENT 20211116/CA: RECEIVED D 1
XX 410181001 FLOW POST-CLOSE 12/XX/2021  10:05:32 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211111/CA:RECEIVED D 1
XX 410181001 FLOW POST-CLOSE 12/XX/2021  10:05:32 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $6,455.01 LIQUIDITY < $7,884.33 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211203/CA: RECEIVED C 1
XX 410181037 FLOW POST-CLOSE 12/XX/2021  3:19:18 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 68 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211209/CA:RECEIVED D 1
XX 410181037 FLOW POST-CLOSE 12/XX/2021  3:19:18 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT   20211209/CA:RECEIVED D 1
XX 410181037 FLOW POST-CLOSE 12/XX/2021  3:19:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TRUST AGREEMENT MISSING TRUST AGREEMENT EVIDENCING BORROWER'S ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20211222/CA: RECEIVED D 1
XX 410181037 FLOW POST-CLOSE 12/XX/2021  3:19:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT  MISSING CREDIT REPORT   20211209/CA:RECEIVED D 1
XX 410181037 FLOW POST-CLOSE 12/XX/2021  3:19:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE AGREEMENT   20211209/CA:RECEIVED PRIOR HUD D 1
XX 410181037 FLOW POST-CLOSE 12/XX/2021  3:19:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EVIDENCE OF WARRANTY DEED   20211222/CA: RECEIVED D 1
XX 410181037 FLOW POST-CLOSE 12/XX/2021  3:19:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING EVIDENCE OF PURCHASE HUD   20211222/CA: RECEIVED D 1
XX TY211332 FLOW POST-CLOSE 11/XX/2021  12:43:53 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR BOTH GUARANTORS   20211110/CA: RECEIVED D 1
XX TY211332 FLOW POST-CLOSE 11/XX/2021  12:43:53 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211110/CA: RECEIVED D 1
XX TY211332 FLOW POST-CLOSE 11/XX/2021  12:43:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211110/CA: RECEIVED D 1
XX TY211332 FLOW POST-CLOSE 11/XX/2021  12:43:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211110/CA: RECEIVED D 1
XX TY211332 FLOW POST-CLOSE 11/XX/2021  12:43:53 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - POLICY PROVIDED EXPIRES WITHIN 6 DAYS OF CLOSING AND THE LOAN FILE DOES NOT CONTAIN VERIFICATION THAT THE RENEWAL PREMIUM WAS PAID AT OR PRIOR TO CLOSING ON A REFINANCE TRANSACTION. POLICY EXPIRATION DATE IS 11/XX/2021.   20211110/CA: RECEIVED UPDATED HAZARD POLICY DATES C 1
XX TY211332 FLOW POST-CLOSE 11/XX/2021  12:43:53 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   202111201/CA: RECEIVED C 1
XX TY746576 FLOW POST-CLOSE 11/XX/2021  12:27:54 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211110/CA: RECEIVED D 1
XX TY746576 FLOW POST-CLOSE 11/XX/2021  12:27:54 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211110/CA: RECEIVED D 1
XX TY746576 FLOW POST-CLOSE 11/XX/2021  12:27:54 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211110/CA: RECEIVED D 1
XX TY746576 FLOW POST-CLOSE 11/XX/2021  12:27:54 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE - HAZARD INSURANCE MUST INCLUDE MORTGAGEE CLAUSE THAT NAMES LENDER (XX), ISAOA, AND BORROWER (XX). PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE. 20211116/CA: DWELLING COVERAGE AMOUNT DECREASED TO $289,200.00. MINIMUM OF $556,500.00 IS REQUIRED
20211110/CA: RECEIVED HAZARD POLICY WITH BORROWER AND MORTGAGEE CLAUSE, BUT THE DWELLING COVERAGE AMOUNT DECREASED TO $289,200.00. MINIMUM OF $556,500.00 IS REQUIRED, PROVIDE HAZARD POLICY WITH SUFFICIENT COVERAGE AMOUNT.		 20211201/CA: RECEVIED LOE AND MORTGAGEE CLAUSE C 1
XX TY026471 FLOW POST-CLOSE 11/XX/2021  6:45:49 PM XX MISSING DOCS CREDIT CLEAR A   A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211110/CA: RECEIVED D 1
XX TY026471 FLOW POST-CLOSE 11/XX/2021  6:45:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211110/CA: RECEIVED D 1
XX TY026471 FLOW POST-CLOSE 11/XX/2021  6:45:49 PM XX MISSING DOCS CREDIT WAIVED B B MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211110/CA: RECEIVED D 1
XX TY026471 FLOW POST-CLOSE 11/XX/2021  6:45:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211110/CA: RECEIVED D 1
XX TY026471 FLOW POST-CLOSE 11/XX/2021  6:45:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211116/CA: RECEIVED D 1
XX TY026471 FLOW POST-CLOSE 11/XX/2021  6:45:49 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE - HAZARD INSURANCE MUST INCLUDE BORROWER NAME (XX) AND MORTGAGEE CLAUSE THAT NAMES LENDER (XX) AND ISAOA. PROVIDED HAZARD INSURANCE DOES NOT NAME LENDER OR BORROWER. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE. 20211110/CA: RECEIVED HAZARD POLICY WITH BORROWER AND MORTGAGEE CLAUSE, BUT THE DWELLING COVERAGE AMOUNT DECREASED TO $304,200.00. MINIMUM OF $473,100.00 IS REQUIRED, PROVIDE HAZARD POLICY WITH SUFFICIENT COVERAGE AMOUNT. 20211201/CA: RECEIVED C 1
XX TY047801 FLOW POST-CLOSE 11/XX/2021  2:21:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211110/CA: RECEIVED D 1
XX TY047801 FLOW POST-CLOSE 11/XX/2021  2:21:53 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211110/CA: RECEIVED D 1
XX TY047801 FLOW POST-CLOSE 11/XX/2021  2:21:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211103/CA:RECEIVED D 1
XX TY047801 FLOW POST-CLOSE 11/XX/2021  2:21:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211110/CA: RECEIVED D 1
XX TY047801 FLOW POST-CLOSE 11/XX/2021  2:21:53 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR XX   20211103/CA:RECEIVED D 1
XX TY047801 FLOW POST-CLOSE 11/XX/2021  2:21:53 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. HAZARD INSURANCE MUST INCLUDE MORTGAGEE CLAUSE WITH LENDER NAME (XX), ISAOA, AND BORROWER (XX). PROVIDE UPDATED HAZARD INSURANCE   20211103/CA:RECEIVED D 1
XX TY047801 FLOW POST-CLOSE 11/XX/2021  2:21:53 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT INSUFFICIENT OPERATING AGREEMENT. OPERATING AGREEMENT MUST BE SIGNED BY MEMBERS. PROVIDE UPDATED OPERATING AGREEMENT WITH SIGNATURES.   20211103/CA:RECEIVED C 1
XX TY047801 FLOW POST-CLOSE 11/XX/2021  2:21:53 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT NOTE  INSUFFICIENT NOTE . NOTE IN FILE IN SHOWS MATURITY DATE AS DECEMBER XX, 2021 WHILE INITIAL PAYMENT  DATE IS JANUARY XX, 2022. PROVIDE UPDATED  NOTE.   20211124/CA:RECEIVED D 1
XX 410181043 FLOW POST-CLOSE 12/XX/2021  6:32:10 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211229/CA:RECEIVED D 1
XX 410181039 FLOW POST-CLOSE 12/XX/2021  12:20:01 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE, LOE IN FILE   20211228/CA:RECEIVED D 1
XX 410181039 FLOW POST-CLOSE 12/XX/2021  12:20:01 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211228/CA:RECEIVED D 1
XX 410181039 FLOW POST-CLOSE 12/XX/2021  12:20:01 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE 20211228/CA: TITLE COVERAGE $180,000 < $ 189,600 REQUIRED 20211229/CA:RECEIVED D 1
XX 410181039 FLOW POST-CLOSE 12/XX/2021  12:20:01 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING, DOCUMENT IN FILE DOES NOT SHOW DATE OF GOOD STANDING   20211227/CA:RECEIVED D 1
XX 410181039 FLOW POST-CLOSE 12/XX/2021  12:20:01 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211228/CA:RECEIVED D 1
XX 410181039 FLOW POST-CLOSE 12/XX/2021  12:20:01 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT FOR FIRST LIEN.    20211228/CA:RECEIVED D 1
XX 410181049 FLOW POST-CLOSE 12/XX/2021  10:35:00 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20211228/CA:QUIT CLAIM RECEIVED D 1
XX 410181049 FLOW POST-CLOSE 12/XX/2021  10:35:00 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING DATE ON THE CERTIFICATE OF GOOD STANDING   20211214/CA:RECEIVED D 1
XX 410181049 FLOW POST-CLOSE 12/XX/2021  10:35:00 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211228/CA:RECEIVED D 1
XX 410181049 FLOW POST-CLOSE 12/XX/2021  10:35:00 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TRUST AGREEMENT MISSING TRUST PAPERWORK FOR XX LAND TRUST AS WE NEED TO SHOW THE CONNECTION BETWEEN THE LANDLORD AND OUR BORROWER. PROPERTY AGREEMENT SPECIFIES THIS TRUST, BUT BORROWERS NAME IS NOT ON IT.    20211228/CA:RECEIVED D 1
XX 410181034 FLOW POST-CLOSE 12/XX/2021  5:40:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211208/CA: RECEIVED D 1
XX 410181034 FLOW POST-CLOSE 12/XX/2021  5:40:13 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE 20211208/CA: RECEIVED INCOMPLETE COPY OF TITLE COMMITMENT. PLEASE PROVIDE COMPLETE COPY 20211229/CA:RECEIVED D 1
XX 410181034 FLOW POST-CLOSE 12/XX/2021  5:40:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ASSIGNMENT OF LEASES AND RENTS MISSING ASSIGNMENT OF PURCHASE CONTRACT/AMENDMENT FROM XX   20211208/CA: RECEIVED D 1
XX 410181034 FLOW POST-CLOSE 12/XX/2021  5:40:13 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 188 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED (FOR XX). PROVIDE UPDATED CREDIT REPORT.    20211208/CA: RECEIVED C 1
XX 410181034 FLOW POST-CLOSE 12/XX/2021  5:40:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING PROTECTION LETTER   20211208/CA: RECEIVED D 1
XX 410181025 FLOW POST-CLOSE 12/XX/2021  6:19:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISING ARTICLES OF INCORPORATION FOR ENTITY XX.    20211122/CA: RECEIVED D 1
XX 410181025 FLOW POST-CLOSE 12/XX/2021  6:19:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT OPERATING AGREEMENT FOR XX IS MISSING PAGES 6-9. PROVIDE COMPLETE COPY OF OA   20211123/CA: RECEIVED C 1
XX 410181025 FLOW POST-CLOSE 12/XX/2021  6:19:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND REPORT TO INCLUDE LIENS & JUDGMENTS AND FORECLOSURE STATUS   20211122/CA: RECEIVED D 1
XX 410181025 FLOW POST-CLOSE 12/XX/2021  6:19:04 PM XX GUIDES CREDIT CLEAR A A MISSING HUD-1 RECEIVED LIQUIDITY EXPLANATION REGARDING BORROWER USING CASH OUT FUNDS TO SATISFY LIQUIDITY. PLEASE PROVIDE COPY OF PRELIM HUD   20211212/CA:RECEIVED C 1
XX 410181025 FLOW POST-CLOSE 12/XX/2021  6:19:04 PM XX GUIDES CREDIT CLEAR A A MISSING PURCHASE AGREEMENT PROVIDE PURCHASE HUD OR PURCHASE AGREEMENT   20211213/CA:RECEIVED C 1
XX 410181025 FLOW POST-CLOSE 12/XX/2021  6:19:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. SCHEDULE B SHOULD INCLUDE AN EXCEPTION FOR WARRANTY DEED OR TITLE TRANSFER TO BORROWER. PROVIDE UPDATED TITLE INSURANCE   20211122/CA: RECEIVED C 1
XX 410181025 FLOW POST-CLOSE 12/XX/2021  6:19:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CPL: PROPOSED INSURED ON CPL DOES NOT MATCH THE BORROWER. PROVIDE UPDATED CPL   20211123/CA: RECEIVED C 1
XX 410181047 FLOW POST-CLOSE 12/XX/2021  6:34:07 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 76 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211222/CA: CASHOUT AMOUNT SUFFICIENT TO COVER REQUIRED LIQUIDITY C 1
XX 410181047 FLOW POST-CLOSE 12/XX/2021  6:34:07 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWING ENTITY. PROVIDE UPDATED TITLE INSURANCE   20211222/CA: RECEIVED EXECUTED QCD TRANSFERRING TITLE TO BORROWING ENTITY C 1
XX 410181030 FLOW POST-CLOSE 12/XX/2021  6:21:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL.    20211208/CA:RECEIVED D 1
XX 410181030 FLOW POST-CLOSE 12/XX/2021  6:21:43 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211229/CA:RECEIVED C 1
XX 410181028 FLOW POST-CLOSE 12/XX/2021  2:35:35 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT    20211208/CA: NO MTG ON TITLE D 1
XX 410181028 FLOW POST-CLOSE 12/XX/2021  2:35:35 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE    20211208/CA: RECEIVED D 1
XX 410181028 FLOW POST-CLOSE 12/XX/2021  2:35:35 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER    20211208/CA: RECEIVED D 1
XX 410181028 FLOW POST-CLOSE 12/XX/2021  2:35:35 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BACKGROUND CHECK INSUFFICIENT BACKGROUND CHECK: MISSING CRIMINAL BACKGROUND REPORT    20211208/CA: RECEIVED C 1
XX 410181040 FLOW POST-CLOSE 12/XX/2021  2:28:59 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211208/CA: RECEIVED D 1
XX 410181040 FLOW POST-CLOSE 12/XX/2021  2:28:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211208/CA: RECEIVED D 1
XX 410181044 FLOW POST-CLOSE 12/XX/2021  4:23:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE POLICY   20211208/CA: RECEIVED D 1
XX 410181044 FLOW POST-CLOSE 12/XX/2021  4:23:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211208/CA: RECEIVED D 1
XX 410181044 FLOW POST-CLOSE 12/XX/2021  4:23:27 PM XX GUIDES CREDIT CLEAR A A MISSING FLOOD INSURANCE INSUFFICIENT FLOOD INSURANCE: MISSING FINAL FLOOD INSURANCE POLICY   20211207/CA: RECEIVED C 1
XX 410181044 FLOW POST-CLOSE 12/XX/2021  4:23:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK ON GUARANTOR 2 XX   20211208/CA: RECEIVED D 1
XX 410181055 FLOW POST-CLOSE 12/XX/2021  1:26:36 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE TITLE PROVIDED DOES NOT MATCH THE BORROWING ENTITY- IT ALSO MENTIONS 4 PROPERTIES OUR TAPE DATA REFLECTS ONE PROPERTY- PLEASE CLARIFY AND UPDATE ACCORDINGLY   20121228/CA:RECEIVED WARRANTY DEED CORRECTED TO XX  C 1
XX 410181055 FLOW POST-CLOSE 12/XX/2021  1:26:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211229/CA:RECEIVED D 1
XX 410181057 FLOW POST-CLOSE 12/XX/2021  2:45:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211221/CA:RECEIVED D 1
XX 410181057 FLOW POST-CLOSE 12/XX/2021  2:45:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20211221/CA:RECEIVED D 1
XX 410181057 FLOW POST-CLOSE 12/XX/2021  2:45:37 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $50,262.17 LIQUIDITY < $ 54,917.22 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211221/CA:RESCIND C 1
XX 410181060 FLOW POST-CLOSE 12/XX/2021  12:57:17 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH ASSET STATEMENT FOR XX   20211228/CA:RECEIVED D 1
XX 410181060 FLOW POST-CLOSE 12/XX/2021  12:57:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20211228/CA:RECEIVED D 1
XX 410181060 FLOW POST-CLOSE 12/XX/2021  12:57:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211228/CA:RECEIVED D 1
XX 410181059 FLOW POST-CLOSE 12/XX/2021  3:54:16 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211221/CA:RECEIVED D 1
XX 410181059 FLOW POST-CLOSE 12/XX/2021  3:54:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211221/CA:RECEIVED D 1
XX TY216313 FLOW POST-CLOSE 12/XX/2021  1:46:36 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY CONDO MASTER POLICY IS MISSING SUBJECT PROPERTY  ADDRESS AND MORTGAGEE CLAUSE. ALSO STATES "THERE IS NOT COVERAGE FOR INDIVIDUAL UNIT AT ALL"   20211013/CA:RECEIVED C 1
XX TY216313 FLOW POST-CLOSE 12/XX/2021  1:46:36 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: INSURANCE QUOTE IS NOT VALID, PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER AND MORTGAGEE CLAUSE IS MISSING. PROVIDE UPDATED HAZARD INSURANCE 20211013/CA: COVER PAGE STATES QUOTE 20211102/CA:RECEIVED C 1
XX TY216313 FLOW POST-CLOSE 12/XX/2021  1:46:36 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING TWO MONTHS BANK STATEMENT 20211012/CA: MISSING 1 MONTHS, RECEIVED 1 MONTH OF LIFE POLICY 20211013/CA: SUFFICIENT D 1
XX TY216313 FLOW POST-CLOSE 12/XX/2021  1:46:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20211103/CA:RECEIVED D 1
XX TY216313 FLOW POST-CLOSE 12/XX/2021  1:46:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT   20211103/CA:RECEIVED D 1
XX TY216313 FLOW POST-CLOSE 12/XX/2021  1:46:36 PM XX MISSING DOCS CREDIT RESCIND A A MISSING LOAN APPLICATION MISSING LOAN APPLICATION   20211103/CA:NOT REQUIRED D 1
XX TY216313 FLOW POST-CLOSE 12/XX/2021  1:46:36 PM XX MISSING DOCS CREDIT RESCIND A A MISSING W-9 MISSING W-9   20211103/NOT RECQUIRED FOR PRECLOSE D 1
XX TY216313 FLOW POST-CLOSE 12/XX/2021  1:46:36 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INSUFFICENT NOTE. NOTE STATES FIRST INTEREST ONLY PAYMENT DATE AS 2/XX/2027 AND P&I FIRST PAYMENT DATE AS 112/XX/2026 - PLEASEREVIEW AND UPDATE ACCORDINIGLY   20211229/CA:RECEIVED AMMENDMENT C 1
XX TY624993 FLOW POST-CLOSE 11/XX/2021  11:43:05 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $375,000 TITLE INSURANCE COVERAGE < $380,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE 20211012/CA: COVERAGE AMT UPDATED; BOR ENTITY IS MISSING FROM TITLE 20211013/CA: RECEIVED C 1
XX TY624993 FLOW POST-CLOSE 11/XX/2021  11:43:05 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EMPLOYER IDENTIFICATION NUMBER   20211013/CA: RECEIVED D 1
XX TY624993 FLOW POST-CLOSE 11/XX/2021  11:43:05 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20211012/CA: RECEIVED D 1
XX TY624993 FLOW POST-CLOSE 11/XX/2021  11:43:05 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER 20211201/CA: PLEASE PROVIDE COPY OF EXECUTED CLOSING INSTRUCTION LETTER. NOT INCLUDED IN CLOSING PACKAGE 20211201/TCP: If the attny is XX, you can accept without the closing instruction letter D 1
XX TY624993 FLOW POST-CLOSE 11/XX/2021  11:43:05 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING SETTLEMENT AGENT SIGNATURE ON THE FINAL HUD   20211118/CA:RECEIVED C 1
XX TY624993 FLOW POST-CLOSE 11/XX/2021  11:43:05 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LIQUIDITY $147,721.99 LIQUIDITY < $168,988.64 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211118/CA:WAIVED PER XX SINCE LOAN ALREADY CLOSED C 1
XX TY011909 FLOW POST-CLOSE 12/XX/2021  11:17:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211027/CA: RECEIVED  D 1
XX TY011909 FLOW POST-CLOSE 12/XX/2021  11:17:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK    20211027/CA: RECEIVED  D 1
XX TY011909 FLOW POST-CLOSE 12/XX/2021  11:17:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OFAC SEARCH MISSING OFAC CHECK   20211027/CA: RECEIVED  D 1
XX TY011909 FLOW POST-CLOSE 12/XX/2021  11:17:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS   20211027/CA: RECEIVED  D 1
XX TY011909 FLOW POST-CLOSE 12/XX/2021  11:17:49 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY.   20211027/CA: RECEIVED  C 1
XX TY011909 FLOW POST-CLOSE 12/XX/2021  11:17:49 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $0 TITLE INSURANCE COVERAGE < $907,500 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE 20211027/CA: UPDATED TITLE SHOWS 550K COVERAGE, AND MISSING ISAOA AFTER LENDER NAME 20211027/CA:RECEIVED    C 1
XX TY011909 FLOW POST-CLOSE 12/XX/2021  11:17:49 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20211027/CA: RECEIVED C 1
XX TY011909 FLOW POST-CLOSE 12/XX/2021  11:17:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211027/CA: RECEIVED D 1
XX TY011909 FLOW POST-CLOSE 12/XX/2021  11:17:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20211027/CA: HOI DOES NOT NAME BOR ENTITY 20211027/CA:RECEIVED HOI WITH PROPER ENTITY D 1
XX TY011909 FLOW POST-CLOSE 12/XX/2021  11:17:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATES   20211027/CA: RECEIVED D 1
XX TY011909 FLOW POST-CLOSE 12/XX/2021  11:17:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD INSURANCE FOR XX   20211027/CA: RECEIVED D 1
XX TY011909 FLOW POST-CLOSE 12/XX/2021  11:17:49 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LIQUIDITY INSUFFICIENT ASSETS. 79 DAYS > 60 DAYS MAXIMUM ALLOWED PER TCP UNDERWRITING GUIDELINES. $87,607.08 < $518,334.28 MINIMUM REQUIRED PER TCP UNDERWRITING GUIDELINES 20211214/CA: PLEASE UPLOAD WAIVER TO BOX 20211215/TCP: WAIVER APPROVAL - 740 FICO and +2.0 DSCR. Cash out C 1
XX TY044309 FLOW POST-CLOSE 12/XX/2021  10:23:59 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211026/CA: RECEIVED D 1
XX TY044309 FLOW POST-CLOSE 12/XX/2021  10:23:59 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211026/CA: RECEIVED D 1
XX TY044309 FLOW POST-CLOSE 12/XX/2021  10:23:59 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND REPORT FOR GUARANTOR    20211026/CA: RECEIVED D 1
XX TY044309 FLOW POST-CLOSE 12/XX/2021  10:23:59 AM XX GUIDES CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT TO PROVE CONNECTION TO LEASES (XX)   20211026/CA: RECEIVED C 1
XX TY044309 FLOW POST-CLOSE 12/XX/2021  10:23:59 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INSUFFICIENT LIQUIDITY $0 < 15402.45 MINIMUM. PROVIDE ADDITIONAL ASSETS   20211026/CA: RECEIVED C 1
XX TY044309 FLOW POST-CLOSE 12/XX/2021  10:23:59 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - INSURED (XX) DOES NOT MATCH BORROWER (XX). PROVIDE UPDATED HAZARD INSURANCE WITH XX AS INSURED ENTITY   20211026/CA: RECEIVED C 1
XX TY044309 FLOW POST-CLOSE 12/XX/2021  10:23:59 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT TITLE INSURANCE. PROVIDED TITLE INSURANCE DOES NOT MATCH (XX) WITH LENDER (XX). PROVIDED TITLE INSURANCE BORROWER (XX) DOES NOT MATCH BORROWER (XX). PROVIDE UPDATED TITLE INSURANCE. TITLE INSURANCE IS ALSO MISSING AGENT SUGNATURE 20211027/CA: MISSING TITLE WITH SIGNATURE AND LENDER ISAOA 20211030/CA:RECEIVED D 1
XX TY687235 FLOW POST-CLOSE 12/XX/2021  10:01:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT  MISSING CREDIT REPORT FOR GUARANTOR 1 (XX)   20211027/CA: RECEIVED D 1
XX TY687235 FLOW POST-CLOSE 12/XX/2021  10:01:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR GUARANTOR 1 (XX)   20211027/CA: RECEIVED D 1
XX TY687235 FLOW POST-CLOSE 12/XX/2021  10:01:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211027/CA: RECEIVED SATISIFACTION OF MTG D 1
XX TY687235 FLOW POST-CLOSE 12/XX/2021  10:01:31 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATIRE. PROVIDE AN EXECUTED COPY. 20211027/CA:TITLE RECEIVED IS NOT SIGNED BY THE AUTHORIZED AGENT 20211030/CA:RECEIVED D 1
XX TY687235 FLOW POST-CLOSE 12/XX/2021  10:01:31 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INSUFFICIENT LIQUIDITY. $0 < 17163.51 MINIMUM LIQUIDITY. PROVIDE ADDITIONAL ASSETS.   20211027/CA: RECEIVED C 1
XX TY687235 FLOW POST-CLOSE 12/XX/2021  10:01:31 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT TITLE INSURANCE. PROVIDED TITLE INSURANCE DOES NOT MATCH (XX) WITH LENDER (XX). PROVIDED TITLE INSURANCE BORROWER ( XX) DOES NOT MATCH BORROWING ENTITY (XX). PROVIDE UPDATED TITLE INSURANCE WITH MATCHING LENDER AND BORROWING ENTITY.   20211029/CA:RECEIVED C 1
XX TY687235 FLOW POST-CLOSE 12/XX/2021  10:01:31 AM XX GUIDES CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT TO PROVE CONNECTION TO LEASES (XX)   20211027/CA: RECEIVED C 1
XX TY687235 FLOW POST-CLOSE 12/XX/2021  10:01:31 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - INSURED (XX) DOES NOT MATCH BORROWING ENTITY (XX). PROVIDE UPDATED HAZARD INSURANCE WITH XX AS INSURED ENTITY.   20211111/CA: RECEIVED UPDATED BORROWER (ENTITY) C 1
XX TY687235 FLOW POST-CLOSE 12/XX/2021  10:01:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211027/CA: RECEIVED D 1
XX TY687235 FLOW POST-CLOSE 12/XX/2021  10:01:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERT OF GOOD STANDING   20211107/CA:RECEIVED D 1
XX TY687235 FLOW POST-CLOSE 12/XX/2021  10:01:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OFAC SEARCH MISSING OFAC   20211107/CA:RECEIVED D 1
XX TY687235 FLOW POST-CLOSE 12/XX/2021  10:01:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN FOR XX, LIMITED PARTNERSHIP    20211112/CA: RECEIVED D 1
XX TY059253 FLOW POST-CLOSE 11/XX/2021  7:21:26 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: MISSING RENT LOSS COVERAGE   20211028/CA:RECEIVED C 1
XX TY059253 FLOW POST-CLOSE 11/XX/2021  7:21:26 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE 20211026/CA:MISSING 1ST PAGE OF FLOOD CERTIFICATE 20211101/CA:RECEIVED D 1
XX TY257649 FLOW POST-CLOSE 11/XX/2021  2:38:08 PM XX MISSING DOCS CREDIT CLEAR A  A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211029/CA:RECEIVED D 1
XX TY257649 FLOW POST-CLOSE 11/XX/2021  2:38:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK    20211029/CA:RECEIVED D 1
XX TY257649 FLOW POST-CLOSE 11/XX/2021  2:38:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211111/CA:RECEIVED D 1
XX TY259116 FLOW POST-CLOSE 12/XX/2021  12:47:08 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $ 0 LIQUIDITY < $313,723.14 MINIMUM REQUIRED. PROVIDE PROOF OF ASSETS.   20211110/CA: RECEIVED D 1
XX TY259116 FLOW POST-CLOSE 12/XX/2021  12:47:08 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $ 900,000 HAZARD INSURANCE COVERAGE < $1,020,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211109/CA: RCE PROVIDED FOR $761,500 C 1
XX TY259116 FLOW POST-CLOSE 12/XX/2021  12:47:08 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 106 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS. 20211108/CA: EMAIL APPROVAL BY XX SO LONG AS BACKGROUND IS RUN WITHIN GUIDELINES 20211110/CA: RECEIVED NEW GUARANTOR'S CREDIT REPORT C 1
XX TY259116 FLOW POST-CLOSE 12/XX/2021  12:47:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR GUARANTOR XX   20211110/CA: RECEIVED D 1
XX TY951516 FLOW POST-CLOSE 11/XX/2021  2:19:05 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211110/CA:RECEIVED D 1
XX TY951516 FLOW POST-CLOSE 11/XX/2021  2:19:05 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO BANK STATEMENTS USED FOR LIQUIDITY    20211110/CA:RECEIVED D 1
XX TY951516 FLOW POST-CLOSE 11/XX/2021  2:19:05 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO BANK STATEMENTS USED FOR LIQUIDITY    20211110/CA:RECEIVED D 1
XX TY951516 FLOW POST-CLOSE 11/XX/2021  2:19:05 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211030/CA:RECEIVED D 1
XX TY951516 FLOW POST-CLOSE 11/XX/2021  2:19:05 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY POLICY   20211103/CA:RECEIVED D 1
XX TY951516 FLOW POST-CLOSE 11/XX/2021  2:19:05 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INCORRECT MATURITY DATE STATED ON NOTE AS "12/XX/2012" . PLEASE REVIEW AND UPDATE    20211124/CA:RECEIVED C 1
XX 410021003 FLOW POST-CLOSE 12/XX/2021  2:12:45 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $410,000 HAZARD INSURANCE COVERAGE < $416,500 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211215/CA: RECEIVED RCE FOR $298,724 C 1
XX 410021003 FLOW POST-CLOSE 12/XX/2021  2:12:45 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20211215/CA: RECEIVED C 1
XX 410021003 FLOW POST-CLOSE 12/XX/2021  2:12:45 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $3,358.25 LIQUIDITY < $24,332.90 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211215/CA: RECEIVED C 1
XX 410021003 FLOW POST-CLOSE 12/XX/2021  2:12:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211215/CA: RECEIVED D 1
XX 410021003 FLOW POST-CLOSE 12/XX/2021  2:12:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211215/CA: RECEIVED D 1
XX 410021003 FLOW POST-CLOSE 12/XX/2021  2:12:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211222/CA: N/A, IN BUSINESS <1 YEAR D 1
XX 410021003 FLOW POST-CLOSE 12/XX/2021  2:12:45 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 69 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211229/CA:RECEIVED C 1
XX 410021003 FLOW POST-CLOSE 12/XX/2021  2:12:45 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  NOTE P/I PAYMENT OF $2,207.30 IS INCORRECT AMOUNT   20211229/CA:RECEIVED NOTE AMENDMENT C 1
XX 410021001 FLOW POST-CLOSE 12/XX/2021  5:45:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME AND ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211202/CA: RECEIVED C 1
XX 410021001 FLOW POST-CLOSE 12/XX/2021  5:45:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING TITLE INSURANCE COVERAGE AMOUNT < $  530,000 MINIMUM REQUIRED. PROVIDE  COVERAGE AMOUNT    20211202/CA: RECEIVED C 1
XX 410021001 FLOW POST-CLOSE 12/XX/2021  5:45:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. DWELLING COVERAGE $40,000.00 < $530,000.00 PER TCP UNDERWRITING GUIDELINES   20211202/CA: RECEIVED HO6 AND MASTER CONDO INSURANCE POLICIES, COVERAGE IS SUFFICIENT C 1
XX 410021001 FLOW POST-CLOSE 12/XX/2021  5:45:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INSUFFICIENT LIQUIDITY. LIQUIDITY $17,089.86 < $29,849.69 REQUIRED PER TCP UNDERWRITING GUIDELINES   20211217/CA: CLEARED WITH CASH OUT C 1
XX 410021001 FLOW POST-CLOSE 12/XX/2021  5:45:32 PM XX MISSING DOCS CREDIT RESCIND A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING DISCLOSURE   20211202/CA: CLOSING DISCLOSURE NOT REQUIRED ON PRE-CLOSE D 1
XX 410021000 FLOW POST-CLOSE 12/XX/2021  2:09:38 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD INSURANCE MISSING RENT LOSS COVERAGE   20211215/CA: RECEIVED C 1
XX 410021000 FLOW POST-CLOSE 12/XX/2021  2:09:38 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $ 1,406,000 TITLE INSURANCE COVERAGE < $ 1,425,000  MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211215/CA: RECEIVED C 1
XX 410021000 FLOW POST-CLOSE 12/XX/2021  2:09:38 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY.   20211214/TCP: We accept no CPL in NYS and dont need authorization letter if the attny is Andelsman.   C 1
XX 410021000 FLOW POST-CLOSE 12/XX/2021  2:09:38 PM XX MISSING DOCS CREDIT WAIVED B B MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER/ATTORNEY AUTHORIZATION LETTER   20211214/TCP: We accept no CPL in NYS and dont need authorization letter if the attny is Andelsman.   D 1
XX 410021000 FLOW POST-CLOSE 12/XX/2021  2:09:38 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT (SUBJECT PROPERTY HAS 2 LIENS) 20211215/CA: STILL MISSING PAYOFF FOR XX FOR $XX PLEASE PROVIDE 20211220/CA: RECEIVED D 1
XX TY139007 FLOW POST-CLOSE 8/XX/2021  4:30:35 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING DEED OF TRANSFER   20210831/CA: RECEIVED D 1
XX TY139007 FLOW POST-CLOSE 8/XX/2021  4:30:35 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ASSIGNMENT OF LEASES AND RENTS MISSING ASSIGNMENT OF LEASES, CONTRACTS ETC   20210831/CA: RECEIVED D 1
XX 410341001 FLOW POST-CLOSE 12/XX/2021  1:50:47 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX 20211221/TCP: Disregard BBVA accounts. BBVA merged with PNC, attaching 2 months of PNC accounts 20211227/CA: REMOVED BBVA ACCOUNTS D 1
XX 410341001 FLOW POST-CLOSE 12/XX/2021  1:50:47 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 93 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS. 20211227/CA: REMOVED BBVA ACCOUNTS, LIQUIDITY NOW SHORT - $49,951.29 < $57,248.65 MIN REQUIRED. PROVIDE ADDTL ASSETS
20211221/TCP: Disregard BBVA accounts. BBVA merged with PNC, attaching 2 months of PNC accounts
20211203/CA:RECEIVED UPDATED STATEMENTS FOR AMM ACCOUNTS EXCEPT BBVA 3534		 20211228/CA: INCLUDED ESCROW WIRE OF $41,277.95. LIQUIDITY SUFFICIENT C 1
XX 410341001 FLOW POST-CLOSE 12/XX/2021  1:50:47 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE PROPOSED INSURED. HAZARD INSURANCE IN FILE NAMES XX AS INSURED INSTEAD OF XX. PROVIDE UPDATED HAZARD INSURANCE TO MATCH BORROWER.   20211227/CA: RECEIVED C 1
XX 410341001 FLOW POST-CLOSE 12/XX/2021  1:50:47 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CPL. CPL IN FILE NAMES XX AS INSURED INSTEAD OF XX PROVIDE UPDATED CPL TO MATCH BORROWER. 20211203/CA:RECEIVED SAME CPL AS IN FILE- PLEASE UPDATE AND RESUBMIT 20211208/CA:RECEIVED C 1
XX 410341001 FLOW POST-CLOSE 12/XX/2021  1:50:47 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $267800 TITLE INSURANCE COVERAGE < $273000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE.   20211203/CA:RECEIVED C 1
XX 410341001 FLOW POST-CLOSE 12/XX/2021  1:50:47 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWING ENTITY. PROVIDE UPDATED TITLE INSURANCE 20211203/CA:RECEIVED TITLE REPORT WITH UPDATED INSURED HOWEVER NO INDICATION OF WARRANTY DEED NEEDED AT CLOSING FROMO GUARANTOR TO BORROWING LLC 20211227/CA: RECEIVED UPDATED TCOMM C 1
XX TY592248 FLOW POST-CLOSE 11/XX/2021  5:06:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: MISSING PROPOSED INSURANCE AMOUNT AND MORTGAGEE CLAUSE. PROVIDE UPDATED TITLE INSURANCE   20211122/CA: RECEIVED TITLE SUPPLEMENT C 1
XX TY592248 FLOW POST-CLOSE 11/XX/2021  5:06:32 PM XX GUIDES CREDIT CLEAR A A MISSING W-9 MISSING W-9   20211122/CA: RECEIVED C 1
XX 410341003 FLOW POST-CLOSE 3/XX/2022  9:03:21 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT  MISSING CREDIT REPORT FOR BOTH GUARANTORS   20211213/CA:RECEIVED  D 1
XX 410341003 FLOW POST-CLOSE 3/XX/2022  9:03:21 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT MISSING OWNERSHIP PERCENTAGE BREAKDOWN FOR "XX"    20211213/CA:RECEIVED D 1
XX 410341003 FLOW POST-CLOSE 3/XX/2022  9:03:21 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME AND  ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211213/CA:RECEIVED C 1
XX 410341003 FLOW POST-CLOSE 3/XX/2022  9:03:21 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWING ENTITY. PROVIDE UPDATED HAZARD INSURANCE   20211213/CA:RECEIVED C 1
XX 410341003 FLOW POST-CLOSE 3/XX/2022  9:03:21 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD INSURANCE   20211209/CA:RECEIVED D 1
XX 410341003 FLOW POST-CLOSE 3/XX/2022  9:03:21 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211213/CA:RECEIVED D 1
XX 410341003 FLOW POST-CLOSE 3/XX/2022  9:03:21 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $ 28,941.47 LIQUIDITY < $ 31,387.08 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211213/CA:RECEIVED ESTIMATE HUD WITH CASH OUT AMT TO BORROWER C 1
XX 410341003 FLOW POST-CLOSE 3/XX/2022  9:03:21 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT DSCR .39 DSCR < 1.00 DSCR MINIMUM ALLOWED. NOT ALLOWED PER TCP GUIDELINES   20211228/CA:UPDATED DSCR = 1.01. MAX LTV = 65%, SUFFICIENT
20211213/TCP- WAIVED- MIT FACT-XX spoke with XX previously looking to use market rents here. The tenant is receiving a discounted rent since they work as property manager for this borrowers properties, this is indicated on the lease agreement. Compensating factors are low LTV (53%) and FICO 720. We also have 3 other DSCR loans coming from this borrower after this closes.		 C 1
XX 410341003 FLOW POST-CLOSE 3/XX/2022  9:03:21 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LANDLORD ON LEASE AGREEMENT IS XX. MISSING PROPERTY MANAGEMENT DOCUMENT TO SHOW CONNECTION TO OUR BORROWER.    20211213/CA:RECEIVED DPOC SHOWING GUARANTORS ARE MANAGERS OF XX D 1
XX 410341003 FLOW POST-CLOSE 3/XX/2022  9:03:21 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $501200.00 HAZARD INSURANCE COVERAGE < $530000.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211227/CA: RECEIVED RCE FOR $383KA C 1
XX 410341000 FLOW POST-CLOSE 12/XX/2021  8:21:19 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. TITLE INSURANCE MUST HAVE MORTGAGEE CLAUSE. TITLE INSURANCE IN FILE MISSING LENDER NAME AND ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH COMPLETE MORTGAGEE CLAUSE.   20211222/CA: RECEIVED SUPP REPORT C 1
XX 410341000 FLOW POST-CLOSE 12/XX/2021  8:21:19 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: MISSING PROPOSED INSURED ON TITLE INSURANCE. PROVIDE UPDATED TITLE INSURANCE WITH BORROWER AS PROPOSED INSURED.   20211222/CA: RECEIVED SUPP REPORT C 1
XX 410341000 FLOW POST-CLOSE 12/XX/2021  8:21:19 AM XX GUIDES CREDIT CLEAR A A MAX LTV 59.99% LTV > 55% MAXIMUM ALLOWED PER TCP GUIDELINES. DSCR .80X- 0.99X REQUIRES -15% LTV ADJUSTMENT.    20211222/CA: DSCR UPDATED TO 1.10. MAX LTV = 70% C 1
XX 410341000 FLOW POST-CLOSE 12/XX/2021  8:21:19 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20211222/CA: RECEIVED D 1
XX 410341000 FLOW POST-CLOSE 12/XX/2021  8:21:19 AM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING GUARANTY   20211222/TCP: borrower is an individual D 1
XX 410341000 FLOW POST-CLOSE 12/XX/2021  8:21:19 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $0 TITLE INSURANCE COVERAGE < $494,400 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211222/CA: RECEIVED SUPP REPORT C 1
XX 410341000 FLOW POST-CLOSE 12/XX/2021  8:21:19 AM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9 FORM   20211222/CA: RECEIVED D 1
XX 410311003 FLOW POST-CLOSE 12/XX/2021  1:43:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR BOTH GUARANTORS   20211213/CA: RECEIVED D 1
XX 410311003 FLOW POST-CLOSE 12/XX/2021  1:43:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY 20211213/CA: RECEIVED; HOWEVER MISSING RENT LOSS COVERAGE. 20211220/CA:RECEIVED D 1
XX 410311003 FLOW POST-CLOSE 12/XX/2021  1:43:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION   20211209/CA:RECEIVED D 1
XX 410311003 FLOW POST-CLOSE 12/XX/2021  1:43:24 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 67 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211213/CA: RECEIVED C 1
XX 410311003 FLOW POST-CLOSE 12/XX/2021  1:43:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT 20211213/CA: RECEIVED BORROWER STATEMENT OF ACCOUNT NOT PAYOFF STATEMENT. PLEASE PROVIDE PAYOFF STATEMENT.  20211216/CA: BORROWER ON PAYOFF STATEMEN  NOT SUFFICIENT 20211220/CA:RECEIVED D 1
XX 410311003 FLOW POST-CLOSE 12/XX/2021  1:43:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE AND TAX CERTIFICATION   20211213/CA: RECEIVED D 1
XX 410311003 FLOW POST-CLOSE 12/XX/2021  1:43:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER 20211213/CA: CPL RECEIVED LISTS XX AS THE BORROWER. PROVIDE CPL THAT LISTS XX AS THE BORROWER 20211220/CA:RECEIVED D 1
XX TY887476 FLOW POST-CLOSE 11/XX/2021  11:27:51 AM XX MISSING DOCS CREDIT CLEAR A   A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211105/CA:RECEIVED D 1
XX TY887476 FLOW POST-CLOSE 11/XX/2021  11:27:51 AM XX GUIDES CREDIT RESCIND A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROVIDED MORTGAGEE CLAUSE IS MISSING LENDER (XX). PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE.   20211104/CA: DBA C 1
XX TY887476 FLOW POST-CLOSE 11/XX/2021  11:27:51 AM XX GUIDES CREDIT RESCIND A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. PROVIDED TITLE INSURANCE MORTGAGEE CLAUSE DOES NOT HAVE LENDER NAME (XX). PROVIDE UPDATED TITLE INSURANCE THAT MATCHES LENDER NAME (XX).   20211104/CA: DBA C 1
XX 410311001 FLOW POST-CLOSE 12/XX/2021  4:20:07 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSE DATED 8/XX/2010 AND 11/XX/2010. PROVIDE PROOF OF THE NATURE OF THE OFFENSES.    20211208/CA:RECEIVED LOE. CASE DISMISSED C 1
XX 410311001 FLOW POST-CLOSE 12/XX/2021  4:20:07 PM XX GUIDES CREDIT CLEAR A A MINIMUM GUARANTOR OWNERSHIP 33% GUARANTOR OWNERSHIP < 51% MINIMUM ALLOWED. PROVIDE UPDATED GUARANTOR OWNERSHIP   20211202/CA: RECEIVED UWC FOR XX C 1
XX 410311001 FLOW POST-CLOSE 12/XX/2021  4:20:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   202112021/CA: RECEIVED D 1
XX 410311001 FLOW POST-CLOSE 12/XX/2021  4:20:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND AND CREDIT REPORT  FOR 2ND GUARANTOR XX   20211222/CA: RECEIVED D 1
XX 410311002 FLOW POST-CLOSE 12/XX/2021  1:22:49 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 70 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR THE XX   20211220/CA:RECEIVED C 1
XX 410311002 FLOW POST-CLOSE 12/XX/2021  1:22:49 PM XX MISSING DOCS CREDIT RESCIND A A MISSING FLOOD CERTIFICATE MISSING EVIDENCE OF FLOOD INSURANCE POLICY AS DOCUMENT PROVIDED IS AN APPLICATION   20211220/CA:RESCIND- NOT IN FLOOD ZONE-NOT NEEED D 1
XX 410311002 FLOW POST-CLOSE 12/XX/2021  1:22:49 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. MISSING BORROWER NAME IN TITLE COMMITMENT   20211220/CA:RECEIVED D 1
XX 410311002 FLOW POST-CLOSE 12/XX/2021  1:22:49 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211220/CA:RECEIVED D 1
XX TY009750 FLOW POST-CLOSE 12/XX/2021  3:17:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211213/CA:RECEIVED D 1
XX TY009750 FLOW POST-CLOSE 12/XX/2021  3:17:11 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BACKGROUND CHECK INSUFFICIENT BACKGROUND REPORT. BACKGROUND REPORT MUST PROVIDE FORECLOSURE DATA. BACKGROUND REPORT IN FILE DOES NOT PROVIDE FORECLOSURE DATA. PROVIDE UPDATED BACKGROUND REPORT.   20211216/CA: RECEIVED BACKGROUND REPORT WITH FORECLOSURE DATA C 1
XX TY009750 FLOW POST-CLOSE 12/XX/2021  3:17:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20211213/CA:RECEIVED HOWEVER IT IS MISSING THE ANNUAL PREMIUM AMOUNT 20211216/CA: RECEIVED INVOICE  D 1
XX TY009750 FLOW POST-CLOSE 12/XX/2021  3:17:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211213/CA:RECEIVED D 1
XX TY009750 FLOW POST-CLOSE 12/XX/2021  3:17:11 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211213/CA:RESCIND- PROPERTY OWNED FREE AND CLEAR D 1
XX TY308535 FLOW POST-CLOSE 11/XX/2021  2:15:34 PM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT PURCHASE AGREEMENT MISSING ADDENDUM/ASSIGNMENT OF PURCHASE CONTRACT FROM XX   20211028/CA:RECEIVED C 1
XX TY308535 FLOW POST-CLOSE 11/XX/2021  2:15:34 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY 20211028/CA:RECEIVED UNSIGNED HOI- PLEASE PROVIDE COMPLETED POLICY   D 1
XX TY308535 FLOW POST-CLOSE 11/XX/2021  2:15:34 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER    20211122/CA:RECEIVED D 1
XX TY308535 FLOW POST-CLOSE 11/XX/2021  2:15:34 PM XX MISSING DOCS CREDIT WAIVED B B MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR ADDITIONAL MEMBERS SUCH THAT AT LEAST 51% OF THE BORROWING ENTITY IS REPRESENTED 20211025/CA: RECEIVED XX AGRMNT FOR 2ND OWNER OF BORROWING ENTITY. STILL MISSING BACKGROUND AND CREDIT REPORT FOR 2ND GUARANTOR XX 202110298/TCP WAIVED USING 50.5%. CF: VERY EXP BORROWER WITH OVER 20MM PFS D 1
XX TY308535 FLOW POST-CLOSE 11/XX/2021  2:15:34 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED TRANSFERING SUBJECT PROPERTY TO BUYERS   20211129/CA:RECEIVED D 1
XX TY257950 FLOW POST-CLOSE 11/XX/2021  4:23:11 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 160 DAYS AGE OF CREDIT CHECK FOR G1 > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT CHECK.   20211028/CA:WAIVED C 1
XX TY257950 FLOW POST-CLOSE 11/XX/2021  4:23:11 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 160 DAYS AGE OF CREDIT CHECK FOR G2 > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT CHECK.   20211028/CA: WAIVED C 1
XX TY257950 FLOW POST-CLOSE 11/XX/2021  4:23:11 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF   20211123/CA: NO OPEN MTG ON TCOMM D 1
XX TY257950 FLOW POST-CLOSE 11/XX/2021  4:23:11 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD INSUANCE IS MISSING EXPIRATION DATE    20211117/CA:RECEIVED C 1
XX TY257950 FLOW POST-CLOSE 11/XX/2021  4:23:11 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME AND ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211117/CA:RECEIVED C 1
XX TY257950 FLOW POST-CLOSE 11/XX/2021  4:23:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO BANK STATEMENTS USED FOR LIQUIDITY   20211155/CA: RECEIVED D 1
XX TY257950 FLOW POST-CLOSE 11/XX/2021  4:23:11 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $145,000 HAZARD INSURANCE COVERAGE < $172,500 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211117/CA:RECEIVED C 1
XX TY034874 FLOW POST-CLOSE 11/XX/2021  4:23:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO BANK STATEMENTS USED FOR LIQUIDITY   20211109/CA:RECEIVED D 1
XX TY034874 FLOW POST-CLOSE 11/XX/2021  4:23:36 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME AND ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211117/CA:RECEIVED C 1
XX TY034874 FLOW POST-CLOSE 11/XX/2021  4:23:36 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD INSUANCE IS MISSING EXPIRATION DATE    20211117/CA:RECEIVED C 1
XX TY034874 FLOW POST-CLOSE 11/XX/2021  4:23:36 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 160 DAYS AGE OF CREDIT CHECK FOR G1 > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT CHECK.   20211028/CA:WAIVED C 1
XX TY034874 FLOW POST-CLOSE 11/XX/2021  4:23:36 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 160 DAYS AGE OF CREDIT CHECK FOR G2 > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT CHECK.   20211028/CA: WAIVED C 1
XX TY034874 FLOW POST-CLOSE 11/XX/2021  4:23:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211117/CA:RECEIVED D 1
XX TY034874 FLOW POST-CLOSE 11/XX/2021  4:23:36 PM XX GUIDES CREDIT RESCIND A A MAX LTV 75 % LTV > 65% MAX ALLOWED DUE TO 1.09 DSCR. XX APPROVAL REQUIRED   20211123/CA: RECALCULATED DSCR = 1.45, LTV REDUCTION NO LONGER REQUIRED C 1
XX TY796126 FLOW POST-CLOSE 11/XX/2021  2:45:07 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 160 DAYS AGE OF CREDIT CHECK FOR G1 > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT CHECK. WAIVER IN FILES REQUIRES LOAN TO CLOSE BY 10/XX/21, LOAN CLOSED 10/XX/21   20211028/CA:WAIVED C 1
XX TY796126 FLOW POST-CLOSE 11/XX/2021  2:45:07 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 160 DAYS AGE OF CREDIT CHECK FOR G2 > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT CHECK. WAIVER IN FILE REQUIRED LOAN TO CLOSE BY 10/XX/21, LOAN CLOSED 10/XX/21   20211028/CA: WAIVED C 1
XX TY796126 FLOW POST-CLOSE 11/XX/2021  2:45:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD INSURANCE. DOCUMENT IN FILE IS NOT FOR SUBJECT PROPERTY   20211117/CA:RECEIVED D 1
XX TY796126 FLOW POST-CLOSE 11/XX/2021  2:45:07 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD INSUANCE IS MISSING EXPIRATION DATE    20211117/CA:RECEIVED C 1
XX TY796126 FLOW POST-CLOSE 11/XX/2021  2:45:07 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME AND ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211117/CA:RECEIVED C 1
XX TY796126 FLOW POST-CLOSE 11/XX/2021  2:45:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO BANK STATEMENTS USED FOR LIQUIDITY   20211115/CA: RECEIVED D 1
XX TY796126 FLOW POST-CLOSE 11/XX/2021  2:45:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF   20211117/CA:RECEIVED D 1
XX TY244643 FLOW POST-CLOSE 11/XX/2021  1:11:08 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 160 DAYS AGE OF CREDIT CHECK FOR G1 > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT CHECK. WAIVER IN FILE WAS CONTINGENT UPON LOAN CLOSING BY 10/XX/21   20211117/CA:WAIVED PER EMAIL. STRONG LIQUIDITY C 1
XX TY244643 FLOW POST-CLOSE 11/XX/2021  1:11:08 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 160 DAYS AGE OF CREDIT CHECK FOR G2 > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT CHECK. WAIVER IN FILE WAS CONTINGENT UPON LOAN CLOSING BY 10/XX/21   20211117/CA:WAIVED PER EMAIL. STRONG LIQUIDITY C 1
XX TY244643 FLOW POST-CLOSE 11/XX/2021  1:11:08 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD INSUANCE IS MISSING EXPIRATION DATE    20211117/CA:RECEIVED C 1
XX TY244643 FLOW POST-CLOSE 11/XX/2021  1:11:08 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME AND ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211117/CA:RECEIVED C 1
XX TY244643 FLOW POST-CLOSE 11/XX/2021  1:11:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO BANK STATEMENTS USED FOR LIQUIDITY   20211115/CA: RECEIVED D 1
XX TY244643 FLOW POST-CLOSE 11/XX/2021  1:11:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF   20211117/CA:RECEIVED D 1
XX TY244643 FLOW POST-CLOSE 11/XX/2021  1:11:08 PM XX MISSING DOCS CREDIT RESCIND A A MISSING LOAN AGREEMENT MISSING EXECUTED LOAN AGREEMENT. COPY PROVIDED IS NOT SIGNED BY THE LENDER   20211117/CA:NOT NECESSARY D 1
XX TY006136 FLOW POST-CLOSE 11/XX/2021  2:16:00 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 160 DAYS AGE OF CREDIT CHECK FOR G1 > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT CHECK. WAIVER IN FILE WAS CONTINGENT UPON CLOSING BY 10/XX/21 AND LOAN CLOSED 10/XX/21.   20211028/CA:WAIVED C 1
XX TY006136 FLOW POST-CLOSE 11/XX/2021  2:16:00 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 160 DAYS AGE OF CREDIT CHECK FOR G2 > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT CHECK. WAIVER IN FILE CONTINGENT UPON LOAN CLOSING BY 10/XX/21 AND LOAN CLOSED 10/XX/21   20211028/CA: WAIVED C 1
XX TY006136 FLOW POST-CLOSE 11/XX/2021  2:16:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD INSURANCE. FLOOD INSURANCE DOCUMENT PROVIDED IS NOT FOR SUBJECT PROPERTY ADDRESS   20211117/CA:RECEIVED D 1
XX TY006136 FLOW POST-CLOSE 11/XX/2021  2:16:00 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD INSUANCE IS MISSING EXPIRATION DATE    20211115/CA: RECEIVED C 1
XX TY006136 FLOW POST-CLOSE 11/XX/2021  2:16:00 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME AND ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211115/CA: RECEIVED C 1
XX TY006136 FLOW POST-CLOSE 11/XX/2021  2:16:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO BANK STATEMENTS USED FOR LIQUIDITY   20211115/CA: RECEIVED D 1
XX TY006136 FLOW POST-CLOSE 11/XX/2021  2:16:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211115/CA: RECEIVED D 1
XX TY206382 FLOW POST-CLOSE 11/XX/2021  1:39:01 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 160 DAYS AGE OF CREDIT CHECK FOR G1 > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT CHECK.   20211028/CA:WAIVED C 1
XX TY206382 FLOW POST-CLOSE 11/XX/2021  1:39:01 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 160 DAYS AGE OF CREDIT CHECK FOR G2 > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT CHECK.   20211028/CA: WAIVED C 1
XX TY206382 FLOW POST-CLOSE 11/XX/2021  1:39:01 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF   20211115/CA: RECEIVED D 1
XX TY206382 FLOW POST-CLOSE 11/XX/2021  1:39:01 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD INSUANCE IS MISSING EXPIRATION DATE    20211115/CA: RECEIVED C 1
XX TY206382 FLOW POST-CLOSE 11/XX/2021  1:39:01 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME AND ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211115/CA: RECEIVED C 1
XX TY206382 FLOW POST-CLOSE 11/XX/2021  1:39:01 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO BANK STATEMENTS USED FOR LIQUIDITY   20211115/CA: RECEIVED D 1
XX TY513736 FLOW POST-CLOSE 11/XX/2021  9:41:42 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT CREDIT REPORT INSUFFICIENT CREDIT REPORT FOR GUARANTOR 1. CREDIT REPORT LIMIT IS 90 DAYS. REPORT IN FILE IS 160 DAYS. PROVIDE UPDATED CREDIT REPORT   20211028/CA:WAIVED C 1
XX TY513736 FLOW POST-CLOSE 11/XX/2021  9:41:42 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT CREDIT REPORT INSUFFICIENT CREDIT REPORT FOR GUARANTOR 2. CREDIT REPORT LIMIT IS 90 DAYS. REPORT IN FILE IS 160 DAYS. PROVIDE UPDATED CREDIT REPORT   20211028/CA:WAIVED C 1
XX TY513736 FLOW POST-CLOSE 11/XX/2021  9:41:42 AM XX MISSING DOCS CREDIT CLEAR A   A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211117/CA:RECEIVED D 1
XX 410221000 FLOW POST-CLOSE 11/XX/2021  10:03:08 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY PREMIUM AMOUNT FOR ALL 4 PROPERTIES   20211117/CA:RECEIVED D 1
XX 410221000 FLOW POST-CLOSE 11/XX/2021  10:03:08 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR XX    20211117/CA:RECEIVED RENT RANGE D 1
XX 410221010 FLOW POST-CLOSE 12/XX/2021  3:47:34 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE PREMIUM FOR XX   20220121/CA: RECEIVED D 1
XX 410221001 FLOW POST-CLOSE 11/XX/2021  2:09:42 PM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT HUD-1 INSUFFICIENT SETTLEMENT STATEMENT: SETTLEMENT STATEMENT NOT SIGNED BY BORROWER OR THE SETTLEMENT AGENT   20211116/CA:RECEIVED C 1
XX 410221004 FLOW POST-CLOSE 12/XX/2021  6:36:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY PREMIUM FOR ALL PROPERTIES   20211201/CA:RECEIVED INVOICES D 1
XX 410221004 FLOW POST-CLOSE 12/XX/2021  6:36:47 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE 20211206/CA: RECEIVED DUPLICATE COPY OF TITLE COMMITMENT. PLEASE PROVIDE TCOMM SIGNED BY AUTHORIZED AGENT AND SCHEDULE B TO INCLUDE AN EXCEPTION FOR WARRANTY DEED OR TITLE TRANSFER TO BORROWER
20211201/CA: RECEIVED TITLE NOT SIGNED BY AGENT AND NO INDICATION WARRANTY DEEDS TO BE DONE AT CLOSING TRANSFERING SUBJECT PROP TO BORROWING ENTITY NAME		 20211207/CA:RECEIVED D 1
XX 410221004 FLOW POST-CLOSE 12/XX/2021  6:36:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER 20211206/CA: RECEIVED CPL WITH SEVERAL BORROWER NAMES, NONE OF WHICH IS THE BORROWING ENTITY. PROVIDE UPDATED CPL WITH BORROWING ENTITY AS BORROWER 20211207/CA:RECEIVED D 1
XX 410221004 FLOW POST-CLOSE 12/XX/2021  6:36:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT 20211206/CA: PROPERTY ADDRESS NOT REFLECTED ON PAYOFF STATEMENT. PLEASE PROVIDE PAYOFF WITH APPLICABLE PROPERTY ADDRESS 20211207/CA:RECEIVED D 1
XX 410221004 FLOW POST-CLOSE 12/XX/2021  6:36:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211206/CA: RECEIVED D 1
XX 410221004 FLOW POST-CLOSE 12/XX/2021  6:36:47 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 147 DAYS AGE OF BANK STATEMENTS FOR ACCT: XX > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211206/TCP: Please waive. The IRA account is not needed for liquidity. Bank statements with combined balance of $127,000 were provided.   C 1
XX 410221005 FLOW POST-CLOSE 12/XX/2021  4:49:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER EXCEPT FOR PROPERTY XX.  20211217/CA:CPL RECEIVED WITH CLOSING PACKAGE DOES NOT REFLECT ALL OF THE PROPERTIES IN THIS LOAN- PLEASE UPDATE AND RESUBMIT
20211202/CA: CLOSING INSTRUCTION LETTER RECEIVED IS NOT FOR THIS LOAN. PROVIDE CPL OR CIL FOR CORRECT LOAN.		 20211228/CA: RECEIVED D 1
XX 410221005 FLOW POST-CLOSE 12/XX/2021  4:49:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS   20211228/CA: RECEIVED D 1
XX 410221005 FLOW POST-CLOSE 12/XX/2021  4:49:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING FRONT SIDE OF BORROWER ID   20211202/CA: RECEIVED D 1
XX 410221005 FLOW POST-CLOSE 12/XX/2021  4:49:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211217/CA:RECEIVED D 1
XX 410221002 FLOW POST-CLOSE 11/XX/2021  3:36:22 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211119/CA:RECEIVED D 1
XX 410221002 FLOW POST-CLOSE 11/XX/2021  3:36:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  NOTE MISSING P&I PAYMENT AMOUNT. PLEASE UPDATE   20211123/CA: RECEIVED C 1
XX TY293293 FLOW POST-CLOSE 11/XX/2021  12:30:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION   20211008/CA:RECEIVED D 1
XX TY293293 FLOW POST-CLOSE 11/XX/2021  12:30:56 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT MISSING LEASE EXTENSIONS FOR APT D, C, LEASE WITH DANIEL LOPEZ (FIRST 3 LEASES WITHIN PDF). BULLET 12 STATES NO RENEWAL OF LEASES   20210917/CA: RECEIVED LOE AND XX APPROVED D 1
XX TY293293 FLOW POST-CLOSE 11/XX/2021  12:30:56 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 89 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR XX   20211110/CA:RECEIVED C 1
XX TY575489 FLOW POST-CLOSE 10/XX/2021  4:34:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY DEC PAGE/BINDER. INSURANCE QUOTE IN FILE IS INSUFFICIENT   20211007/CA: RECEIVED D 1
XX TY575489 FLOW POST-CLOSE 10/XX/2021  4:34:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION   20211011/CA: RECEIVED D 1
XX TY575489 FLOW POST-CLOSE 10/XX/2021  4:34:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE    20211007/CA: RECEIVED D 1
XX TY575489 FLOW POST-CLOSE 10/XX/2021  4:34:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211007/CA: RECEIVED D 1
XX TY575489 FLOW POST-CLOSE 10/XX/2021  4:34:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING PRIOR HUD AND WORK COMPLETED SHOWING LAST TRANSFER DATE OF 6/XX/21 AND CURRENT LTC STANDS AT XX WITH LAST PURCH PRICE OF XX. TRANSACTION IS CONSIDERED DELAY XX   20211109/CA: NO LONGER REQUIRED DUE TO XX CHANGED LOAN PURPOSE CHANGED TO REFI D 1
XX TY575489 FLOW POST-CLOSE 10/XX/2021  4:34:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE AGREEMENT   20211109/CA: PURCHASE AGREEMENT NO LONGER REQUIRED DUE TO XX CHANGED LOAN PURPOSE CHANGED TO REFI D 1
XX TY575489 FLOW POST-CLOSE 10/XX/2021  4:34:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING DEED   0211109/CA: NO LONGER REQUIRED DUE TO XX CHANGED LOAN PURPOSE CHANGED TO REFI D 1
XX TY575489 FLOW POST-CLOSE 10/XX/2021  4:34:23 PM XX GUIDES CREDIT WAIVED B B MAX LTC 144.01 % LTC > 90% MAX ALLOWED. XX APPROVAL REQUIRED/WILL UPDATE ONCE PRIOR HUD IS RECEIVED   20211105/TCP: For this loan, we're going to grant a waiver on the seasoning period for the prior purchase and allow for this loan to be classified as a refinance, thereby eliminating the LTC component.  This should clear up the conditions below.  CF: Repeat borrower with 3 prior TRK loans that have been paid timely and cleanly, Situs supports value at 0% variance, Property has been completely renovated inside, borrower is a contractor so renovation costs were lower, 779 FICO > 720 min.    C 1
XX TY068473 FLOW POST-CLOSE 1/XX/2022  4:39:52 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: INSURANCE IN FILE IS QUOTE. PROVIDE UPDATED HAZARD DEC PAGE.  20211026/CA:RECEIVED HOWEVER SAME IS MISSING THE MORTGAGEE CLAUSE 20211028/CA: RECEIVED C 1
XX TY068473 FLOW POST-CLOSE 1/XX/2022  4:39:52 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211111/CA:RECEIVED D 1
XX TY068473 FLOW POST-CLOSE 1/XX/2022  4:39:52 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211008/CA:RECEIVED D 1
XX TY068473 FLOW POST-CLOSE 1/XX/2022  4:39:52 PM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT: XX   20211122/TCP: PLEASE DISREGARD THAT ACCOUNT SINCE THE BORROWER TRANSFERRED ASSETS OUT OF THAT ACCOUNT. WE ARE ONLY USING THE ACCOUNT ATTATCHED HERE. D 1
XX TY068473 FLOW POST-CLOSE 1/XX/2022  4:39:52 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $54,536.74  LIQUIDITY < $54,931.83 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211111/CA:RECEIVED C 1
XX TY068473 FLOW POST-CLOSE 1/XX/2022  4:39:52 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT INSUFFICIENT CREDIT REPORT AGE. 109 DAYS > 90 DAY MAXIMUM AGE. PROVIDE UPDATED CREDIT REPORT   20211117/CA:RECEIVED C 1
XX TY068473 FLOW POST-CLOSE 1/XX/2022  4:39:52 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK INSUFFICIENT BACKGROUND REPORT AGE. 109 DAYS > 90 DAYS MAXIMUM. PROVIDE UPDATED BACKGROUND REPORT.   20211117/CA:RECEIVED C 1
XX TY068473 FLOW POST-CLOSE 1/XX/2022  4:39:52 PM XX GUIDES CREDIT WAIVED B B MAX LTV 80% LTV > 70% MAX ALLOWED DUE TO CREDIT SCORE OF 672 FOR PRIMARY OWNER. 10% HIT ON LTV. XX APPROVAL REQUIRED   20220107/CA:TCP WAIVED PER EMAIL FROM XX- USE FICO FROM G1 AS QUALIFYING FICO C 1
XX TY800246 FLOW POST-CLOSE 11/XX/2021  12:31:45 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211104/CA: RECEIVED C 1
XX TY800246 FLOW POST-CLOSE 11/XX/2021  12:31:45 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT XX 20211123/CA: UNABLE TO USE A REFI CASH OUT HUD FROM A NON-SUBJECT PROPERTY. PROVIDE BANK STATEMENTS OR XX TO APPROVE
20211122/TCP: Please disregard his bank statements and use the assets on the attached HUD from his refinance of 910 Allen St.		 20211128/CA:RECEIVED CASH OUT SO THAT WILL SUFFICE D 1
XX TY800246 FLOW POST-CLOSE 11/XX/2021  12:31:45 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LIQUIDITY $8,950.00 LIQUIDITY < $30,867.24 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211123/CA: UNABLE TO USE A REFI CASH OUT HUD FROM A NON-SUBJECT PROPERTY. PROVIDE BANK STATEMENTS OR XX TO APPROVE
20211122/TCP: Borrower received $141k cash-out proceeds from a refi he closed a week prior, see attached HUD.
20211104/CA: $43,950.00 LIQUIDITY < $45,039.41 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.
20211105/CA: HUD PROVIDED, BUT WE NEED TO SHOW THE CASH OUT IN THE BORROWERS ACCOUNT. BANK STATEMENT NEEDED.		 20211129:TCP APPROVED CASH OUT TO BE USED FROM A REFI.  C 1
XX TY800246 FLOW POST-CLOSE 11/XX/2021  12:31:45 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211101/CA: RECEIVED D 1
XX TY800246 FLOW POST-CLOSE 11/XX/2021  12:31:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION.   20211104/CA: RECEIVED D 1
XX TY800246 FLOW POST-CLOSE 11/XX/2021  12:31:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211104/CA: RECEIVED D 1
XX TY558205 FLOW POST-CLOSE 11/XX/2021  4:58:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERTIFICATE OF GOOD STANDING   20211203/CA:RECEIVED D 1
XX TY558205 FLOW POST-CLOSE 11/XX/2021  4:58:13 PM XX MISSING DOCS CREDIT WAIVED B B INSUFFICIENT LEASE AGREEMENT LEASE AGREEMENTS FOR XX AND XX AND XX AND XX ARE EXPIRED AND DO NOT HAVE MONTH TO MONTH VERBIAGE   20211018/TCP WAIVED. CF: 793 FICO > min 720, 1.62 DSCR  D 1
XX TY558205 FLOW POST-CLOSE 11/XX/2021  4:58:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR XX   20211130/CA: RECEIVED D 1
XX TY558205 FLOW POST-CLOSE 11/XX/2021  4:58:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE POLICY FOR ALL PROPERTIES   20211130/CA: RECEIVED D 1
XX TY558205 FLOW POST-CLOSE 11/XX/2021  4:58:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATES FOR ALL PROPERTIES   20211130/CA: RECEIVED D 1
XX TY558205 FLOW POST-CLOSE 11/XX/2021  4:58:13 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $105,194.20 LIQUIDITY < $123,290.04 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211130/CA: CLEAR WITH CASH OUT C 1
XX TY558205 FLOW POST-CLOSE 11/XX/2021  4:58:13 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 71 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR AMERITRADE AND FCB ACCOUNTS.    20211203/CA:RECEIVED C 1
XX TY558205 FLOW POST-CLOSE 11/XX/2021  4:58:13 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 110 DAYS AGE OF CREDIT REPORT FOR GUARANTOR 1  > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20211203/CA:RECEIVED C 1
XX TY558205 FLOW POST-CLOSE 11/XX/2021  4:58:13 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 117 DAYS AGE OF CREDIT REPORT FOR GUARANTOR 2  > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20211203/CA:RECEIVED C 1
XX TY558205 FLOW POST-CLOSE 11/XX/2021  4:58:13 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 117 DAYS AGE OF BACKGROUND CHECK FOR ALL GUARANTORS > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211203/CA:RECEIVED C 1
XX TY165897 FLOW POST-CLOSE 11/XX/2021  2:41:16 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG  $29,322.95 LIQUIDITY < $34,540.45 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. THE BORROWER HAS A TAX LIEN FOR $XX ON THE BACKGROUND CHECK   20211123/CA:RECEIVED C 1
XX TY165897 FLOW POST-CLOSE 11/XX/2021  2:41:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211123/CA:RECEIVED D 1
XX TY165897 FLOW POST-CLOSE 11/XX/2021  2:41:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211123/CA:RECEIVED D 1
XX TY165897 FLOW POST-CLOSE 11/XX/2021  2:41:16 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211123/CA:RECEIVED D 1
XX TY165897 FLOW POST-CLOSE 11/XX/2021  2:41:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEFICATE   20211123/CA:RECEIVED D 1
XX TY165897 FLOW POST-CLOSE 11/XX/2021  2:41:16 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211007/CA: RECEIVED C 1
XX TY165897 FLOW POST-CLOSE 11/XX/2021  2:41:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211203/CA:RECEIVED D 1
XX TY165897 FLOW POST-CLOSE 11/XX/2021  2:41:16 PM XX GUIDES CREDIT CLEAR A A MISSING GUARANTY MISSING EXECUTED GUARANTY DOCUMENT. DOCUMENT IN FILE IS MISSING SIGNATURE PAGE.    20211203/CA:RECEIVED C 1
XX TY165897 FLOW POST-CLOSE 11/XX/2021  2:41:16 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 84 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211203/CA:RECEIVED C 1
XX TY384026 FLOW POST-CLOSE 11/XX/2021  8:13:23 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATES   20211013/CA: RECEIVED ESCROW FUNDS, ADDED TO EMD D 1
XX TY384026 FLOW POST-CLOSE 11/XX/2021  8:13:23 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20211013/CA: MISSING RENT LOSS COVERAGE 20211014/CA: ADDITIONAL INCOME FOUND ON PAGE 8 PER SELLER COMMENTS D 1
XX TY384026 FLOW POST-CLOSE 11/XX/2021  8:13:23 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211013/CA: RECEIVED ESCROW FUNDS, ADDED TO EMD D 1
XX TY384026 FLOW POST-CLOSE 11/XX/2021  8:13:23 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATES   20211013/CA: RECEIVED ESCROW FUNDS, ADDED TO EMD D 1
XX TY384026 FLOW POST-CLOSE 11/XX/2021  8:13:23 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INCOMPLETE LEASE AGREEMENTS. DOCUMENTATION IN FILE SHOWS LEASE AMOUNTS FOR ALL PROPERTIES BUT ALL SIGNED LEASES ARE NOT INCLUDED   20211111/CA:LEASES IN FILE C 1
XX TY384026 FLOW POST-CLOSE 11/XX/2021  8:13:23 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $33,803.85 LIQUIDITY < $215,401.45 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211013/CA: RECEIVED ESCROW FUNDS, ADDED TO EMD C 1
XX TY384026 FLOW POST-CLOSE 11/XX/2021  8:13:23 AM XX GUIDES CREDIT RESCIND A A MAX LTV 80% LTV > 70% MAX ALLOWED. XX APPROVAL REQUIRED   20211013/CA: PURCHASE UP TO 80 ALLOWED C 1
XX TY384026 FLOW POST-CLOSE 11/XX/2021  8:13:23 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20211118/CA:RECEIVED D 1
XX TY384026 FLOW POST-CLOSE 11/XX/2021  8:13:23 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 SETTELEMENT STATEMENT IN FILE NOT SIGNED BY SETTLEMENT AGENT   20211118/CA:RECEIVED D 1
XX TY384026 FLOW POST-CLOSE 11/XX/2021  8:13:23 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $56,596.64 LIQUIDITY < $253,688.56 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211111/CA:ESCROW LETTER RECEIVED D 1
XX TY515459 FLOW POST-CLOSE 11/XX/2021  3:49:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20211104/CA:RECEIVED D 1
XX TY515459 FLOW POST-CLOSE 11/XX/2021  3:49:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE    20211104/CA:RECEIVED D 1
XX TY515459 FLOW POST-CLOSE 11/XX/2021  3:49:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION   20211104/CA:RECEIVED D 1
XX TY515459 FLOW POST-CLOSE 11/XX/2021  3:49:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211118/CA:RECEIVED D 1
XX TY405887 FLOW POST-CLOSE 11/XX/2021  11:33:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE    2021113/CA:RECEIVED D 1
XX TY405887 FLOW POST-CLOSE 11/XX/2021  11:33:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   2021113/CA:RECEIVED D 1
XX TY405887 FLOW POST-CLOSE 11/XX/2021  11:33:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN CERTIFICATION   20211012/CA: RECEIVED D 1
XX TY405887 FLOW POST-CLOSE 11/XX/2021  11:33:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION   2021113/CA:RECEIVED D 1
XX TY405887 FLOW POST-CLOSE 11/XX/2021  11:33:54 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LIQUIDITY $65010.82 LIQUIDITY < $67952.56 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211122/TCP: Please waive with XX consent. XX Approved  CF 62% LTV C 1
XX TY405887 FLOW POST-CLOSE 11/XX/2021  11:33:54 AM XX GUIDES CREDIT WAIVED B B AGE OF BANK STATEMENTS 74 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211122/TCP: Please waive with XX consent. XX Approved  CF 62% LTV C 1
XX TY479026 FLOW POST-CLOSE 11/XX/2021  11:21:00 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: MISSING PROOF OF RENT LOSS COVERAGE. PROVIDE UPDATED HAZARD INSURANCE   20211021/CA: RECEIVED EMAIL CONFIRMATION RENT LOSS INCLUDED C 1
XX TY479026 FLOW POST-CLOSE 11/XX/2021  11:21:00 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION   202103/CA:RECEIVED D 1
XX TY727483 FLOW POST-CLOSE 12/XX/2021  12:20:42 PM XX GUIDES CREDIT WAIVED B B BACKGROUND FLAG BACKGROUND CHECK FOR XX RELFECTS 2 UNSPECIFIED CRIMINAL OFFENSES DATED 7/XX/2003 AND 10/XX/2015. PROVIDE PROOF OF THE NATURE OF THE OFFENCES '   20211020/TCP WAIVED. CF: All offenses are over 6 years ago, no felonies and LOE reflects corrective measures taken C 1
XX TY727483 FLOW POST-CLOSE 12/XX/2021  12:20:42 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING CORRECT LENDER NAME. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211018/CA: RECEIVED C 1
XX TY727483 FLOW POST-CLOSE 12/XX/2021  12:20:42 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE POLICY   20211129/CA: RECEIVED D 1
XX TY727483 FLOW POST-CLOSE 12/XX/2021  12:20:42 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211129/CA: RECEIVED D 1
XX TY727483 FLOW POST-CLOSE 12/XX/2021  12:20:42 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211129/CA: RECEIVED D 1
XX TY727483 FLOW POST-CLOSE 12/XX/2021  12:20:42 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 98 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK FOR XX    20211201/CA:RECEIVED C 1
XX TY727483 FLOW POST-CLOSE 12/XX/2021  12:20:42 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 98 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT FOR XX    20211201/CA:RECEIVED C 1
XX TY727483 FLOW POST-CLOSE 12/XX/2021  12:20:42 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 69  DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211203/CA:RECEIVED C 1
XX TY961816 FLOW POST-CLOSE 11/XX/2021  1:52:42 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE DEC PAGE. HAZARD INSURANCE IN FILE IS QUOTE. INSUFFICIENT MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME AND ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211115/CA:RECEIVED D 1
XX TY961816 FLOW POST-CLOSE 11/XX/2021  1:52:42 PM XX MISSING DOCS CREDIT RESCIND A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211119/CA:RECIND- FLOOD SEARCH IS INTITLE BINDER D 1
XX TY961816 FLOW POST-CLOSE 11/XX/2021  1:52:42 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD INSURANCE DEC PAGE. FLOOD INSURANCE IN FILE IS QUOTE.   20211115/CA:RECEIVED D 1
XX TY961816 FLOW POST-CLOSE 11/XX/2021  1:52:42 PM XX GUIDES CREDIT CLEAR A A MAX LTV 75% LTV > 70% MAX ALLOWED. XX APPROVAL REQUIRED.    20211018/CA: UPDATED PRIMARY GUARANTOR, FICO 706 C 1
XX TY961816 FLOW POST-CLOSE 11/XX/2021  1:52:42 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 66 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211123/CA: RECEIVED C 1
XX TY219973 FLOW POST-CLOSE 11/XX/2021  5:02:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211018/CA: RECEIVED D 1
XX TY219973 FLOW POST-CLOSE 11/XX/2021  5:02:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EMPLOYER IDENTIFICATION NUMBER (EIN)   20211018/CA: RECEIVED D 1
XX TY219973 FLOW POST-CLOSE 11/XX/2021  5:02:37 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211018/CA: RECEIVED D 1
XX TY219973 FLOW POST-CLOSE 11/XX/2021  5:02:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211018/CA: RECEIVED D 1
XX TY219973 FLOW POST-CLOSE 11/XX/2021  5:02:37 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE - MORTGAGEE CLAUSE DOES NOT MATCH THE LENDER NAME AND ISAOA AND PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE AND INSURED NAME   20211018/CA: RECEIVED C 1
XX TY219973 FLOW POST-CLOSE 11/XX/2021  5:02:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211104/CA:RECEIVED D 1
XX TY219973 FLOW POST-CLOSE 11/XX/2021  5:02:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211118/CA:RECEIVED D 1
XX TY219973 FLOW POST-CLOSE 11/XX/2021  5:02:37 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 ESCROWS STATED ON FINAL SETTLMENT STATEMENT ARE NOT SPECIFIED- PLEASE SPECIFY   20211118/CA:ESCROW SPREADSHEET IN FILE C 1
XX TY079064 FLOW POST-CLOSE 12/XX/2021  9:07:44 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211117/CA: RECEIVED D 1
XX TY079064 FLOW POST-CLOSE 12/XX/2021  9:07:44 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211117/CA: RECEIVED D 1
XX TY079064 FLOW POST-CLOSE 12/XX/2021  9:07:44 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211117/CA: RECEIVED D 1
XX TY079064 FLOW POST-CLOSE 12/XX/2021  9:07:44 AM XX MISSING DOCS CREDIT RESCIND A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211203/CA:RESCIND- NY PROP CLOSING PROT LETTER IN FILE D 1
XX TY079064 FLOW POST-CLOSE 12/XX/2021  9:07:44 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING DEED   20211203/CA:RECEIVED D 1
XX TY079064 FLOW POST-CLOSE 12/XX/2021  9:07:44 AM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 95 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211201/CA: RECEIVED C 1
XX TY079064 FLOW POST-CLOSE 12/XX/2021  9:07:44 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 68 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211201/CA: REMOVED M&T BANK ACCT# XX, NOT NEEDED TO MEET LIQUIDITY C 1
XX TY823117 FLOW POST-CLOSE 11/XX/2021  6:15:26 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE FOR XX PROPERTIES IS NOT IN BORROWING ENTITY NAME   20211109/CA:RECEIVED GENERAL LEASE ADDENDUM C 1
XX TY823117 FLOW POST-CLOSE 11/XX/2021  6:15:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211119/CA:RECEIVED D 1
XX TY823117 FLOW POST-CLOSE 11/XX/2021  6:15:26 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $0 TITLE INSURANCE COVERAGE < $523,125 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211119/CA:RECEIVED C 1
XX TY823117 FLOW POST-CLOSE 11/XX/2021  6:15:26 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE LENDER. PROVIDE UPDATED TITLE INSURANCE   20211119/CA:RECEIVED C 1
XX TY823117 FLOW POST-CLOSE 11/XX/2021  6:15:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION FOR ALL PROPERTIES   20211119/CA:RECEIVED D 1
XX TY823117 FLOW POST-CLOSE 11/XX/2021  6:15:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATES   20211119/CA:RECEIVED D 1
XX TY823117 FLOW POST-CLOSE 11/XX/2021  6:15:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS 20211203/CA: RECEIVED PARTIAL RELEASE PAYOFF WITHOUT PROPERTY ADDRESSES. PLEASE PROVIDE PAYOFF WITH PROPERTY ADDRESSES 20211208/CA: RECEIVED D 1
XX TY823117 FLOW POST-CLOSE 11/XX/2021  6:15:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211119/CA:RECEIVED D 1
XX TY823117 FLOW POST-CLOSE 11/XX/2021  6:15:26 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT LIQUIDITY $23,416.75 LIQUIDITY < $31,834.62 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211119/CA:RESCIND C 1
XX TY823117 FLOW POST-CLOSE 11/XX/2021  6:15:26 PM XX GUIDES CREDIT WAIVED B B MAX AILTV _75% AILTV > _70% MAX ALLOWED. XX APPROVAL REQUIRED    20211123/TCP: WAIVER Approved at a max LTV of 75% C 1
XX TY573062 FLOW POST-CLOSE 11/XX/2021  6:30:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS   20211203/CA:RECEIVED D 1
XX TY573062 FLOW POST-CLOSE 11/XX/2021  6:30:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211119:CA:RECEIVED D 1
XX TY573062 FLOW POST-CLOSE 11/XX/2021  6:30:03 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $448,500 TITLE INSURANCE COVERAGE < $506,250 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211119:CA:RECEIVED C 1
XX TY573062 FLOW POST-CLOSE 11/XX/2021  6:30:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATIONS   20211203/CA:RECEIVED D 1
XX TY573062 FLOW POST-CLOSE 11/XX/2021  6:30:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATES   20211119:CA:RECEIVED D 1
XX TY573062 FLOW POST-CLOSE 11/XX/2021  6:30:03 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $23,416.75 LIQUIDITY < $30,697.76 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211119:CA:RECEIVED CASH OUT PROCEEDS C 1
XX TY573062 FLOW POST-CLOSE 11/XX/2021  6:30:03 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE IS NOT IN BORROWING ENTITY NAME FOR ALL PROPERTIES WITH THE EXCEPTION OF XX 20211104/CA:LANDLORD NAME CHANGE NEEDED FOR XX 20211107/CA:RECEIVED C 1
XX TY573062 FLOW POST-CLOSE 11/XX/2021  6:30:03 PM XX GUIDES CREDIT RESCIND A A MAX LTV 75% LTV > 70% MAX ALLOWED. XX APPROVAL REQUIRED. 696 SCORE, MAX LTV CASH OUT IS 70%. WAIVER REQUEST IN FILE INDICATES SUBJECT TO FURTHER DUE DILIGENCE   20211020/CA: UPDATED QUALIFYING GUARANTOR C 1
XX TY295646 FLOW POST-CLOSE 11/XX/2021  6:44:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION FOR ALL 8 PROPERTIES  20211101/CA:RECEIVED FLOOD CERT FOR XX   D 1
XX TY295646 FLOW POST-CLOSE 11/XX/2021  6:44:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INSUFFICIENT LEASE AGREEMENTS FOR 4/8 PROPERTIES (XX): PROVIDE ENTITY CONNECTION TO THE FOLLOWING ENTITY: XX  ` 20211109/CA:RECEIVED C 1
XX TY295646 FLOW POST-CLOSE 11/XX/2021  6:44:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $506,250 TITLE INSURANCE COVERAGE < $526,500 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211119/CA:RECEIVED C 1
XX TY295646 FLOW POST-CLOSE 11/XX/2021  6:44:32 PM XX GUIDES CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING FINAL TITLE INSURANCE: TITLE INSURANCE IN FILE IS MISSING SCHEDULE C   20211203/CA: RECEIVED TITLE POLICY C 1
XX TY295646 FLOW POST-CLOSE 11/XX/2021  6:44:32 PM XX GUIDES CREDIT WAIVED B B MAX LTV 75 % LTV > 70% MAX ALLOWED. XX APPROVAL REQUIRED   20211123/TCP: WAIVER - Approved at 75% LTV max. C 1
XX TY295646 FLOW POST-CLOSE 11/XX/2021  6:44:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION FOR ALL 8 PROPERTIES    20211203/CA: RECEIVED D 1
XX TY295646 FLOW POST-CLOSE 11/XX/2021  6:44:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT 20211203/CA: RECEIVED PARTIAL RELEASE PAYOFF WITHOUT PROPERTY ADDRESSES. PLEASE PROVIDE PAYOFF WITH PROPERTY ADDRESSES 20211208/CA: RECEIVED D 1
XX TY536389 FLOW POST-CLOSE 11/XX/2021  2:28:30 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $37,367.35 LIQUIDITY < $47,646.40 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211026/CA: MISSING ONE MONTH XXTWO MONTHS REQUIRED. LIQ STILL SHORT. 20211122/CA: LIQUIDITY HAS BEEN MET BUT STILL MISSING ONE MONTH'S STETEMENT FOR ACCOUNT CHASE-XX. 20211123/CA:RECEIVED CLOSING HUD C 1
XX TY536389 FLOW POST-CLOSE 11/XX/2021  2:28:30 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT OPERATING AGREEMENT FOR XX DOES NOT SHOW OWNERSHIP PERCENTAGE   20211025/CA:RECEIVED COST ESTIMATOR- 100% COVERED C 1
XX TY536389 FLOW POST-CLOSE 11/XX/2021  2:28:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211122/CA:RECEIVED D 1
XX TY536389 FLOW POST-CLOSE 11/XX/2021  2:28:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211122/CA:RECEIVED D 1
XX TY536389 FLOW POST-CLOSE 11/XX/2021  2:28:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   2021122/CA:RECEIVED  D 1
XX TY536389 FLOW POST-CLOSE 11/XX/2021  2:28:30 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $681,000 HAZARD INSURANCE COVERAGE < $836,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211025/CA:RECEIVED COST ESTIMATOR- 100% COVERED C 1
XX TY536389 FLOW POST-CLOSE 11/XX/2021  2:28:30 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 91  DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211027/CA:RECEIVED UPDATED BG CHECK C 1
XX TY536389 FLOW POST-CLOSE 11/XX/2021  2:28:30 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 91  DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20211110/CA: RECEIVED UPDATED CREDIT REPORT20211027/TCP: "Approved for 10-days past 90-day expiration" C 1
XX TY536389 FLOW POST-CLOSE 11/XX/2021  2:28:30 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 73 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211207/CA: CHASE ACCT XX NOT REQUIRED TO MEET LIQUDITY C 1
XX TY386705 FLOW POST-CLOSE 11/XX/2021  6:39:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN   20211111/CA:RECEIVED D 1
XX TY386705 FLOW POST-CLOSE 11/XX/2021  6:39:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE    20211111/CA:RECEIVED D 1
XX TY386705 FLOW POST-CLOSE 11/XX/2021  6:39:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT  20211119/CA: RECEIVED UNSIGNED OA. PLEASE PROVIDE SIGNED OA 20211123/CA: RECEIVED D 1
XX TY386705 FLOW POST-CLOSE 11/XX/2021  6:39:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION   20211119/CA: RECEIVED D 1
XX TY386705 FLOW POST-CLOSE 11/XX/2021  6:39:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER    20211111/CA:RECEIVED D 1
XX TY386705 FLOW POST-CLOSE 11/XX/2021  6:39:51 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $ 32,543.57 LIQUIDITY < $ 55,925.87 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211111/CA:RECEIVED C 1
XX TY026452 FLOW POST-CLOSE 11/XX/2021  3:25:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211116/CA:RECEIVED D 1
XX TY026452 FLOW POST-CLOSE 11/XX/2021  3:25:45 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211101/CA:RECEIVED D 1
XX TY026452 FLOW POST-CLOSE 11/XX/2021  3:25:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211116/CA:RECEIVED D 1
XX TY026452 FLOW POST-CLOSE 11/XX/2021  3:25:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211116/CA:RECEIVED D 1
XX TY026452 FLOW POST-CLOSE 11/XX/2021  3:25:45 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211101/CA:RECEIVED D 1
XX TY026452 FLOW POST-CLOSE 11/XX/2021  3:25:45 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211101/CA:RECEIVED C 1
XX TY026452 FLOW POST-CLOSE 11/XX/2021  3:25:45 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT XX   20211101/CA:RECEIVED C 1
XX TY541987 FLOW POST-CLOSE 11/XX/2021  11:34:27 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211206/CA:RECEIVED D 1
XX TY541987 FLOW POST-CLOSE 11/XX/2021  11:34:27 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING PROOF OF HAZARD INSURANCE. EOI PROVIDED WAS A QUOTE.    20211103/CA: RECEIVED POLICY D 1
XX TY541987 FLOW POST-CLOSE 11/XX/2021  11:34:27 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $27322.60 LIQUIDITY < $86584.29 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211103/CA:RECEIVED SUFFICIENT ASSETS C 1
XX TY541987 FLOW POST-CLOSE 11/XX/2021  11:34:27 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MASTER CONDO POLICY EXPIRES 10/XX/2021. PROVIDE UPDATED MASTER POLICY   20211105/CA:RECEIVED D 1
XX TY047035 FLOW POST-CLOSE 11/XX/2021  4:45:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER FOR XX AND ALSO MISSING LENDER ISAOS VERBIAGE ON CLOSING PROTECTION LETTER   20211111/CA:RECEIVED D 1
XX TY047035 FLOW POST-CLOSE 11/XX/2021  4:45:59 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED PROPOSED INSURED.    20211111/CA:RECEIVED C 1
XX TY047035 FLOW POST-CLOSE 11/XX/2021  4:45:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS   N/A D 1
XX TY047035 FLOW POST-CLOSE 11/XX/2021  4:45:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATES.   20211111/CA:RECEIVED D 1
XX TY047035 FLOW POST-CLOSE 11/XX/2021  4:45:59 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $13,394.71 LIQUIDITY < $16,024.07 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211111/CA:RECEIVED C 1
XX TY572939 FLOW POST-CLOSE 11/XX/2021  3:01:21 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211126/CA:RECEIVED D 1
XX TY572939 FLOW POST-CLOSE 11/XX/2021  3:01:21 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EMPLOYER IDENTIFICATION NUMBER   20211126/CA:RECEIVED D 1
XX TY572939 FLOW POST-CLOSE 11/XX/2021  3:01:21 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211208/CA: RECEIVED D 1
XX TY572939 FLOW POST-CLOSE 11/XX/2021  3:01:21 PM XX MISSING DOCS CREDIT CLEAR A   A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211108/CA:RECEIVED D 1
XX TY572939 FLOW POST-CLOSE 11/XX/2021  3:01:21 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211126/CA:RECEIVED D 1
XX TY572939 FLOW POST-CLOSE 11/XX/2021  3:01:21 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF FULL AND COMPLETE HAZARD INSURANCE POLICY INCLUDING UPDATED DATES OF COVERAGE AND MORTGAGEE CLAUSE   20211107/CA:RECEIVED D 1
XX TY572939 FLOW POST-CLOSE 11/XX/2021  3:01:21 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211126/CA:RECEIVED D 1
XX TY572939 FLOW POST-CLOSE 11/XX/2021  3:01:21 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $26,928.11 LIQUIDITY < $58590.70 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211208/CA: RECEIVED C 1
XX 410091000 FLOW POST-CLOSE 12/XX/2021  9:51:00 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MISSING MORTGAGEE CLAUSE. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211117/CA:RECEIVED C 1
XX 410091000 FLOW POST-CLOSE 12/XX/2021  9:51:00 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $ 425,000 HAZARD INSURANCE COVERAGE < $ 560,895 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211124/CA:RECEIVED HOI WITH ADDITIONAL STRUCTURE COVERAGE C 1
XX 410091000 FLOW POST-CLOSE 12/XX/2021  9:51:00 AM XX MISSING DOCS CREDIT CLEAR A   A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE PREMIUM    20211117/CA:RECEIVED D 1
XX 410091000 FLOW POST-CLOSE 12/XX/2021  9:51:00 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211124/CA:RECEIVED D 1
XX 410091000 FLOW POST-CLOSE 12/XX/2021  9:51:00 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211209/CA:RECEIVED C 1
XX 410091000 FLOW POST-CLOSE 12/XX/2021  9:51:00 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211209/CA:RECEIVED D 1
XX 410091000 FLOW POST-CLOSE 12/XX/2021  9:51:00 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211209/CA:RECEIVED D 1
XX 410091000 FLOW POST-CLOSE 12/XX/2021  9:51:00 AM XX GUIDES CREDIT CLEAR A A MAX LTV 75% LTV > 55% LTV MAXIMUM ALLOWED DUE TO 625 CREDIT SCORE. NOT ALLOWED PER XX GUIDELINES- XX APPROVAL REQUIRED   20211213/CA:CREDIT SCORE UPDATED C 1
XX 410091000 FLOW POST-CLOSE 12/XX/2021  9:51:00 AM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20211222/CA: RECEIVED D 1
XX 410091001 FLOW POST-CLOSE 12/XX/2021  11:19:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD DEC PAGE. INSURANCE QUOTE IN FILE IS NOT SATISFACTORY.    20211118/CA:RECEIVED D 1
XX 410091001 FLOW POST-CLOSE 12/XX/2021  11:19:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR "XX" TO PROVIDE PROOF OF ACCESS FOR FUNDS USED FOR LIQUIDITY   20211118/CA:RECEIVED D 1
XX 410091001 FLOW POST-CLOSE 12/XX/2021  11:19:43 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211115/CA:RECEIVED     D 1
XX 410091001 FLOW POST-CLOSE 12/XX/2021  11:19:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER    20211206/CA:ATTORNEY LETTER WILL SUFFICE D 1
XX 410091001 FLOW POST-CLOSE 12/XX/2021  11:19:43 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211115/CA:RECEIVED C 1
XX 410091001 FLOW POST-CLOSE 12/XX/2021  11:19:43 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $56,331.05 LIQUIDITY < $ 63,676.45 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211115/CA:RECEIVED C 1
XX 410091001 FLOW POST-CLOSE 12/XX/2021  11:19:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211115/CA:RECEIVED FLOOD CERTIFICATE ALSO UPDATED CONDITION TO REFLECT CERT AND NOT INSURANCE D 1
XX 410091002 FLOW POST-CLOSE 11/XX/2021  1:36:47 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20211122/CA:RECEIVED D 1
XX 410091002 FLOW POST-CLOSE 11/XX/2021  1:36:47 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $ 150,000 TITLE INSURANCE COVERAGE < $ 171,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211122/CA:RECEIVED C 1
XX 410091002 FLOW POST-CLOSE 11/XX/2021  1:36:47 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED NAMES INCORRECT LENDER (GRAND BANK NA) . PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE (FIRST EQUITY FUNDING)   20211122/CA:RECEIVED C 1
XX 410091002 FLOW POST-CLOSE 11/XX/2021  1:36:47 PM XX GUIDES CREDIT WAIVED B B NOTE TERMS ERROR INTERSET RATE 3.99% < 4.00% MINIMUM INTERSET RATE REQUIRED. XX APPROVAL REQUIRED   20211114/CA:WAIVED C 1
XX 410091005 FLOW POST-CLOSE 11/XX/2021  6:34:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211118/CA:RECEIVED D 1
XX 410091005 FLOW POST-CLOSE 11/XX/2021  6:34:23 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CPL. CPL MUST NAME ISAOA AND LENDER (FIRST EQUITY). CPL IN FILE NAMES XX. PROVIDE UPDATED CPL TO MATCH LENDER NAME (FIRST EQUITY).   20211124/CA: RECEIVED, PG 13 OF 28 PG TITLE PACKAGE AT CLOSING HAS CORRECT CPL C 1
XX 410091005 FLOW POST-CLOSE 11/XX/2021  6:34:23 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. TITLE INSURANCE MUST NAME LENDER (XX) AND ISAOA. TITLE INSURANCE IN FILE NAMES PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC. PROVIDE UPDATED TITLE INSURANCE TO MATCH LENDER (XX).   20211123/CA: RECEIVED C 1
XX 410091005 FLOW POST-CLOSE 11/XX/2021  6:34:23 PM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT LIQUIDITY INSUFFICIENT LIQUIDITY. $74,339.91 < $223,376.60 MINIMUM. PROVIDE ADDITIONAL ASSETS.   20211118/CA:RECEIVED C 1
XX 410091005 FLOW POST-CLOSE 11/XX/2021  6:34:23 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $760,800 TITLE INSURANCE COVERAGE < $776,000  MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20211123/CA: RECEIVED UPDATED TITLE INSURANCE. UPDATED TITLE INSURANCE COVERAGE OF $768,672.00   C 1
XX 410091005 FLOW POST-CLOSE 11/XX/2021  6:34:23 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BACKGROUND CHECK MISSING EVIDENCE OF SATISFACTION OF JUDGMENT DATED 10/XX/2021 PER TITLE INSURANCE   20211124/CA: RECEIVED, CLOSING TITLE PACKAGE PG 40 SHOWS NO LIEN/CLEARED LIEN C 1
XX 410091005 FLOW POST-CLOSE 11/XX/2021  6:34:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EVIDENCE OF WARRANTY DEED   20211124/CA: RECEIVED D 1
XX 410091005 FLOW POST-CLOSE 11/XX/2021  6:34:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EVIDENCE OF DEED OF TRUST   20211124/CA: RECEIVED D 1
XX 410091005 FLOW POST-CLOSE 11/XX/2021  6:34:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING EVIDENCE OF GUARANTY   20211124/CA: RECEIVED D 1
XX 410091005 FLOW POST-CLOSE 11/XX/2021  6:34:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING NOTE MISSING EVIDENCE OF PROMISSORY NOTE   20211124/CA: RECEIVED D 1
XX 410091005 FLOW POST-CLOSE 11/XX/2021  6:34:23 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OCCUPANCY CERTIFICATE MISSING EVIDENCE OF OCCUPANCY CERTIFICATION   20211124/CA: RECEIVED D 1
XX 410091007 FLOW POST-CLOSE 11/XX/2021  11:57:53 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN CERTIFICATE    20211207/TCP: Please waive with XX consent. XX approves XX does not require an EIN -11/30 D 1
XX 410091007 FLOW POST-CLOSE 11/XX/2021  11:57:53 AM XX MISSING DOCS CREDIT CLEAR A   A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211115/CA:RECEIVED D 1
XX 410091008 FLOW POST-CLOSE 12/XX/2021  1:03:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSNG EVIDENCE OF FLOOD CERTIFICATION   20211130/CA: RECEIVED D 1
XX 410091008 FLOW POST-CLOSE 12/XX/2021  1:03:59 PM XX GUIDES CREDIT RESCIND A A ADVERSE CREDIT (LATE MORTGAGE PAYMENT) CREDIT REPORT REFLECTS 90 DAY MORTGAGE LATE WITHIN THE PAST 24 MONTHS (03/2020). UNABLE TO DETERMINE IF 120 DAYS DELINQUENT PER CREDIT REPORT. XX TO APPROVE   20211201/CA: LATE DATE 3/20 = 90 DAYS OLD, NO 120 DAY LATES C 1
XX 410091008 FLOW POST-CLOSE 12/XX/2021  1:03:59 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BACKGROUND CHECK MISSING EVIDENCE OF SATISIFCATION OF FEDERAL TAX LIEN PER TITLE INSURANCE    20211115/LOE FROM TITLE COMPANY SHOWING LIENS ARE RELATED TO ANOTHER PERSON OF A SIMILAR NAME. D 1
XX 410091008 FLOW POST-CLOSE 12/XX/2021  1:03:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING EVIDENCE OF TAX CERTIFICATION   20211130/CA: RECEIVED VIA TAXES IN TITLE COMMITMENT D 1
XX 410091008 FLOW POST-CLOSE 12/XX/2021  1:03:59 PM XX GUIDES CREDIT WAIVED B B MAX LTV 69.59% LTV > 65% LTV MAX DUE TO -10% LTV ADJUSTMENT FOR 1.01 DSCR. 20211114/CA: XX EMAIL FOR APPROVAL TO USE $3800 APPRAISAL MARKET RENT SUBJECT TO DUE DILIGENCE; HOWEVER DSCR OF 1.01 WARRANTS -10% LTV ADJUSTMENT. XX TO APPROVE LTV 20211130/CA: WAIVED C 1
XX 410091008 FLOW POST-CLOSE 12/XX/2021  1:03:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211130/CA: RECEIVED D 1
XX 410091008 FLOW POST-CLOSE 12/XX/2021  1:03:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EVIDENCE OF WARRANTY DEED    20211203/CA: RECEIVED D 1
XX 410091009 FLOW POST-CLOSE 11/XX/2021  2:05:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLE OF ORGANIZATION   20211117/CA:RECEIVED D 1
XX 410091009 FLOW POST-CLOSE 11/XX/2021  2:05:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211123/CA:RECEIVED D 1
XX 410091009 FLOW POST-CLOSE 11/XX/2021  2:05:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK   20211117/CA:RECEIVED D 1
XX 410091009 FLOW POST-CLOSE 11/XX/2021  2:05:27 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER: PROPOSED CPL DOES NOT MATCH THE BORROWER. PROVIDE UPDATED CPL   20211123/CA:RECEIVED D 1
XX 410091009 FLOW POST-CLOSE 11/XX/2021  2:05:27 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   2021123/CA:RECEIVED D 1
XX 410091009 FLOW POST-CLOSE 11/XX/2021  2:05:27 PM XX MISSING DOCS CREDIT CLEAR A   A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211117/CA:RECEIVED D 1
XX 410091009 FLOW POST-CLOSE 11/XX/2021  2:05:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY POLICY. DOCUMENT PROVIDED IS ONLY A QUOTE. HAZARD INSURANCE QUOTE DOES NOT SHOW LOSS OF USE COVERAGE. PROVIDE UPDATED PROOF OF HAZARD INSURANCE WITH LOSS OF US COVERAGE. 20211117/CA: POLICY PROVIDED DOES NOT HAVE A TOTAL PREMIUM AMOUNT 20211123/CA:RECEIVED D 1
XX 410091011 FLOW POST-CLOSE 12/XX/2021  7:04:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211206/CA:RECEIVED D 1
XX 410091011 FLOW POST-CLOSE 12/XX/2021  7:04:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211123/CA: RECEIVED D 1
XX 410091011 FLOW POST-CLOSE 12/XX/2021  7:04:22 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT   20211208/CA:RECEIVED D 1
XX 410091011 FLOW POST-CLOSE 12/XX/2021  7:04:22 PM XX GUIDES CREDIT WAIVED B B MINIMUM SQUARE FOOTAGE 727 PROPERTY IS <MIN SQAURE FOOTAGE AND < MINIMUM RENT AMOUNT, XX APPROVED EXCEPTION   20211111/TCP: WAIVER APPROVAL - "Low LTV, High FICO and High DSCR" C 1
XX 410091011 FLOW POST-CLOSE 12/XX/2021  7:04:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE CONTRACT   20211123/CA: RECEIVED CONTRACT FOR 727 IRVINE ST D 1
XX 410091015 FLOW POST-CLOSE 12/XX/2021  10:36:37 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $217581.57 LIQUIDITY < $254798.94 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211201/CA:RECEIVED ESCROW DEPOSIT LETTER C 1
XX 410091015 FLOW POST-CLOSE 12/XX/2021  10:36:37 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER. CPL IN FILE MISSING MORTGAGEE CLAUSE. PROVIDE UPDATED CPL WITH MORTGAGEE CLAUSE NAMING LENDER (XX), ISAOA, AND BORROWER (XX).   20211213/CA:RECEIVE C 1
XX 410091015 FLOW POST-CLOSE 12/XX/2021  10:36:37 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. HAZARD INSURANCE IN FILE IS A QUOTE, PROVIDE FINALIZED INSURANCE POLICY INCLUDING MORTGAGEE CLAUSE.   20211201/CA:RECEIVED C 1
XX 410091015 FLOW POST-CLOSE 12/XX/2021  10:36:37 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. TITLE INSURANCE IN FILE DOES NOT NAME LENDER (XX) OR BORROWER (XX). PROVIDE UPDATED TITLE INSURANCE THAT MATCHES LENDER AND BORROWER AND CONTAINS ISAOA.   20211213/CA:RECEIVE C 1
XX 410091016 FLOW POST-CLOSE 12/XX/2021  1:51:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERTIFICATE OF GOOD STANDING   20211203/CA: RECEIVED D 1
XX 410091016 FLOW POST-CLOSE 12/XX/2021  1:51:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION FOR ALL PROPERTIES   20211203/CA: RECEIVED D 1
XX 410091016 FLOW POST-CLOSE 12/XX/2021  1:51:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION FOR ALL PROPERTIES   20211203/CA: RECEIVED D 1
XX 410091016 FLOW POST-CLOSE 12/XX/2021  1:51:16 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE, CLOSING PROTECTION LETTER AND APPLICABLE PAYOFF STATEMENTS   20211203/CA: RECEIVED D 1
XX 410091016 FLOW POST-CLOSE 12/XX/2021  1:51:16 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER CLOSING PROTECTION LETTER IN FILE SHOWS BORROWER AS XX, NOT BORROWING ENTITY.   20211216/CA:RECEIVED D 1
XX 410091019 FLOW POST-CLOSE 12/XX/2021  2:36:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING.    20211213/CA:RECEIVED D 1
XX 410091019 FLOW POST-CLOSE 12/XX/2021  2:36:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211213/CA:RECEIVED D 1
XX 410091019 FLOW POST-CLOSE 12/XX/2021  2:36:24 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA.      D 1
XX 410091019 FLOW POST-CLOSE 12/XX/2021  2:36:24 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE.    20211213/CA:RECEIVED D 1
XX 410091019 FLOW POST-CLOSE 12/XX/2021  2:36:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211213/CA:RECEIVED D 1
XX 410091021 FLOW POST-CLOSE 12/XX/2021  8:14:47 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 133 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211222/TCP WAIVED UP TO 180 DAYS C 1
XX 410091021 FLOW POST-CLOSE 12/XX/2021  8:14:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211216/CA: RECEIVED D 1
XX 410091021 FLOW POST-CLOSE 12/XX/2021  8:14:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EMPLOYER IDENTIFICATION NUMBER   20211203/CA: RECEIVED D 1
XX 410091021 FLOW POST-CLOSE 12/XX/2021  8:14:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211222/CA:RECEIVED D 1
XX 410091021 FLOW POST-CLOSE 12/XX/2021  8:14:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENTS FOR XX AND XX TO TIE BORROWER TO PROVE ACCESS TO FUNDS IN BANK ACCOUNTS USED FOR LIQUIDITY   20211216/CA:NOT USING OTHER ACCOUNTS FOR LIQUIDITY- OA NOT NEEDED D 1
XX 410091021 FLOW POST-CLOSE 12/XX/2021  8:14:47 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT (XX)   20211203/CA: NOT REQUIRED TO MEET LIQUIDITY C 1
XX 410091021 FLOW POST-CLOSE 12/XX/2021  8:14:47 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $34,324.18 LIQUIDITY < $81,624.08 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211203/CA: RECEIVED C 1
XX 410091088 FLOW POST-CLOSE 2/XX/2022  1:46:38 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $1,260,000.00 TITLE INSURANCE COVERAGE < $1,400,000.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20220201/CA:RECEIVED  D 1
XX 410091088 FLOW POST-CLOSE 2/XX/2022  1:46:38 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT.    20220201/CA:RECEIVED D 1
XX 410091088 FLOW POST-CLOSE 2/XX/2022  1:46:38 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20220131/CA:RECEIVED D 1
XX 410091088 FLOW POST-CLOSE 2/XX/2022  1:46:38 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUS 20220201/CA: LENDER NAME IS INCORRECT. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED LENDER NAME " XX" AND ISAOA SATTEMENT 20220211/CA:RECEIVED UPDATED HOI D 1
XX 410141001 FLOW POST-CLOSE 11/XX/2021  2:13:17 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 INSUFFICIENT SETTLEMENT STATEMENT. SETTLEMENT NOT SIGNED BY SETTLEMENT AGENT. PROVIDE UPDATED SETTLEMENT STATEMENT WITH SIGNATURES.   20211117/CA:RECEIVED C 1
XX 410141001 FLOW POST-CLOSE 11/XX/2021  2:13:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED AS ONE PROVIDED IS NOT SIGNED   20211117/CA:RECEIVED D 1
XX 410141000 FLOW POST-CLOSE 11/XX/2021  1:20:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION 20211115/CA- TAX LETTER RECEIVED REFLECTS TAXES PAID FOR 2020 IN AMOUNT OF $99.55 HOWEVER APPRAISAL AND SIZER REFLECT TAXES IN AMOUNT OF $1193.00- PLEASE CONFIRM// 20211112/CA:RECEIVED TITLE WITH TAX LETTER INDICATING TAX AS $99.55 tax cert needed for verification 20211116/CA:RECEIVED D 1
XX TY578977 FLOW POST-CLOSE 11/XX/2021  8:25:40 AM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG  $ 4,912.75LIQUIDITY < $ 6,212.16 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211029/CA:RECEIVED PRELIM HUD SHOWING CASH OUT AMT C 1
XX 410141003 FLOW POST-CLOSE 11/XX/2021  9:01:44 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT FOR XX   20211123/CA: PER HUD, NO PAYOFF FOR XX D 1
XX 410141003 FLOW POST-CLOSE 11/XX/2021  9:01:44 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATES FOR ALL PROPERTIES   20211112/CA:RECEIVED D 1
XX 410141003 FLOW POST-CLOSE 11/XX/2021  9:01:44 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $873,703 TITLE INSURANCE COVERAGE < $ 975,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211124/CA:RECEIVED C 1
XX 410141003 FLOW POST-CLOSE 11/XX/2021  9:01:44 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $28,572.97 LIQUIDITY < $56,228.92 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211112/CA"RECEIVED DRAFT HUD WITH CASH TO BORROWER AMT C 1
XX 410141022 FLOW POST-CLOSE 12/XX/2021  4:20:19 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   RECEIVED CA:/ RECEIVED 20212812 D 1
XX 410141004 FLOW POST-CLOSE 11/XX/2021  1:53:24 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT PURCHASE AGREEMENT INSUFFICIENT PURCHASE AGREEMENT: INCORRECT ENTITY NAMED AS BUYER    20211121:CA/RECEIVED C 1
XX 410141004 FLOW POST-CLOSE 11/XX/2021  1:53:24 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $104,000 TITLE INSURANCE COVERAGE < $108,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE.    20211123/CA: RECEIVED C 1
XX 410141017 FLOW POST-CLOSE 12/XX/2021  1:53:17 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $1,590.95 LIQUIDITY < $30,781.15 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211217/CA:RECEIVED C 1
XX 410141017 FLOW POST-CLOSE 12/XX/2021  1:53:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE    20211207/CA: RECEIVED D 1
XX 410141017 FLOW POST-CLOSE 12/XX/2021  1:53:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211221/CA: RECEIVED D 1
XX 410141017 FLOW POST-CLOSE 12/XX/2021  1:53:17 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $475,000 TITLE INSURANCE COVERAGE < $525,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211217/CA:RECEIVED C 1
XX 410141017 FLOW POST-CLOSE 12/XX/2021  1:53:17 PM XX GUIDES CREDIT WAIVED B B MAX LTV 75% AILTV > 65% MAX ALLOWED. XX APPROVAL REQUIRED   20211201/TCP: WAIVER APPROVAL - Im okay with the price below par. Please allow us to lend at the 680 leverage as the borrower only has one account that went delinquent. When you look at her credit that account is posting twice for the exact same late days and amounts. This is causing her score to drop and once she can get it removed it should drastically increase her score since she only truly has one credit card that she had pay issues with. C 1
XX 410141005 FLOW POST-CLOSE 11/XX/2021  5:17:22 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK BACKGROUND CHECK OF 92 DAYS > 90 DAYS MAX ALLOWED PER TCP UNDERWRITING GUIDELINES   20211119/CA: RECEIVED C 1
XX 410141005 FLOW POST-CLOSE 11/XX/2021  5:17:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING NOTE MISSING PROMISSORY NOTE   20211130/CA: RECEIVED D 1
XX 410141005 FLOW POST-CLOSE 11/XX/2021  5:17:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING MORTGAGE MISSING MORTGAGE AND ASSINGMENT OF RENTS   20211130/CA: RECEIVED D 1
XX 410141005 FLOW POST-CLOSE 11/XX/2021  5:17:22 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OCCUPANCY CERTIFICATE INSUFFICIENT OCCUPANCY CERTIFICATE   20211130/CA: RECEIVED D 1
XX 410141005 FLOW POST-CLOSE 11/XX/2021  5:17:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING GUARANTY   20211130/CA: RECEIVED D 1
XX 410141005 FLOW POST-CLOSE 11/XX/2021  5:17:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20211130/CA: RECEIVED D 1
XX 410141018 FLOW POST-CLOSE 12/XX/2021  2:21:00 PM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT CLOSING PROTECTION LETTER INCOMPLETE CLOSING PROTECTION LETTER. THE LETTER IN FILE DOES NOT MATCH THE BORROWING ENTITY   20220107/CA:RECEIVED C 1
XX TY199520 FLOW POST-CLOSE 11/XX/2021  2:49:10 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 NO ORIGINATION FEES STATED ON THE FINAL SETTLMENT STATEMENT   20211119/CA: HUD RECEIVED CONFIRMED NO ORIGINATION FEE CHARGED D 1
XX 410141008 FLOW POST-CLOSE 12/XX/2021  5:54:58 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSES DATED: 2/XX/2001, 9/XX/2014. PROVIDE PROOF OF THE NATURE OF THE OFFENSES.    20211123/CA: RECEIVED LOE C 1
XX 410141008 FLOW POST-CLOSE 12/XX/2021  5:54:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211210/CA:RECEIVED D 1
XX 410141008 FLOW POST-CLOSE 12/XX/2021  5:54:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT FOR PROPERTIES: XX    20211123/CA: RECEIVED D 1
XX 410141008 FLOW POST-CLOSE 12/XX/2021  5:54:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE FOR ALL PROPERTIES   20211210/CA:RECEIVED D 1
XX 410141008 FLOW POST-CLOSE 12/XX/2021  5:54:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL FOR ALL PROPERTIES   20211210/CA:RECEIVED D 1
XX 410141008 FLOW POST-CLOSE 12/XX/2021  5:54:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE FOR PROPERTIES: XX   20211123/CA: RECEIVED D 1
XX 410141006 FLOW POST-CLOSE 11/XX/2021  5:07:09 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION FOR ALL FOUR PROPERTIES   20211119/CA: RECEIVED D 1
XX 410141006 FLOW POST-CLOSE 11/XX/2021  5:07:09 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSE(S) DATED 2/XX/2001, 9/XX/14, 1/XX/2016 AND 8/XX/2014. PROVIDE PROOF OF THE NATURE OF THE OFFENSES    20211129/CA:RECEIVED LOX IN FILER C 1
XX 410141006 FLOW POST-CLOSE 11/XX/2021  5:07:09 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS FOR XX, XX, AND XX  20211119/CA: STILL PENDING PAYOFF FOR ALL 4 PROPERTIES 20211201/TCP: the payoff you have from BSI covers all 4 properties.  The BSI loan is actually owned by XX and I confirmed that the loan ID on that payoff covers the properties below.   D 1
XX 410141011 FLOW POST-CLOSE 12/XX/2021  3:29:13 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE INDICATES 1 ADDITIONAL PROPERTY LOCATED XX.PLEASE REVIEW AND  PROVIDE UPDATED TITLE INSURANCE OR MISSING PROPERTY DOCUMENTS   20211227/CA:RECEIVED CLARIFICATION ON ADDITIONAL PROP C 1
XX 410141011 FLOW POST-CLOSE 12/XX/2021  3:29:13 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS SEVERAL UNSPECIFIED CRIMINAL OFFENSES DATED 2/XX/2001, 1/XX/2016, 9/XX/2014, 9/XX/2018 & 8/XX/2014 . MISSING PROOF OF THE NATURE OF THE OFFENSE(S)   20211227/CA:RECEIVED LOX C 1
XX 410141010 FLOW POST-CLOSE 12/XX/2021  10:20:57 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT.    20211130/CA: RECEIVED D 1
XX 410141010 FLOW POST-CLOSE 12/XX/2021  10:20:57 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE.    20211130/CA: RECEIVED D 1
XX 410141010 FLOW POST-CLOSE 12/XX/2021  10:20:57 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE FOR SUBJECT PROPERTY XX IS MISSING THE LANDLORD SIGNATURE.    20211230/CA: RECEIVED D 1
XX 410141010 FLOW POST-CLOSE 12/XX/2021  10:20:57 AM XX MISSING DOCS CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSES DATED 2/XX/2001, 1/XX/2016 9/XX/2014, 9/XX/2018 & 8/XX/2014. MISSING PROOF OF THE NATURE OF THE OFFENSE(S)   20211130/CA: RECEIVED LOE D 1
XX 410141012 FLOW POST-CLOSE 12/XX/2021  2:25:19 PM XX MISSING DOCS CREDIT RESCIND A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS VARIOUS UNSPECIFIED CRIMINAL OFFENSES. MISSING PROOF OF THE NATURE OF THE OFFENSE(S). LOE IN FILE   20211109/CA: RESCINDED DUE TO LOE BEING PRESENT IN FILE  D 1
XX 410141027 FLOW POST-CLOSE 12/XX/2021  5:18:27 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $105,000.00 TITLE INSURANCE COVERAGE < $107,250.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211231/CA:RECEIVED C 1
XX 410141020 FLOW POST-CLOSE 12/XX/2021  7:14:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20211228/CA: RECEIVED D 1
XX 410141020 FLOW POST-CLOSE 12/XX/2021  7:14:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EXECUTED CLOSING PACKAGE ALL CLOSING DOCS ARE MISSING PRIMARY GUARANTOR SIGNATURE FROM XX. PROVIDE UPDATED CLOSING DOCS WITH GUARANTOR XX SIGNATURE.  20211227/CA: XX OWNS ONLY 19% OF BORROWING ENTITY - 25% REQUIRED. XX TO APPROVE ONLY GUARANTOR (19% OWNER) 20211228/CA: RECEIVED UPDATED BYLAWS WITH XX OWNING 81% D 1
XX 410141020 FLOW POST-CLOSE 12/XX/2021  7:14:23 PM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTOR INFORMATION GUARANTOR 2: XX ADDED AS A GUARANTOR AT CLOSING. MISSING BORROWER ID, CREDIT REPORT, AND BACKGROUND CHECK FOR GUARANTOR 2.  20211227/CA: STILL MISSING ID FOR XX 20211228/CA: RECEIVED D 1
XX TY006383 FLOW POST-CLOSE 10/XX/2021  8:46:04 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20210923/CA:RECEIVED D 1
XX TY006383 FLOW POST-CLOSE 10/XX/2021  8:46:04 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: MISSING END DATE, BORROWER NAME, MORTGAGEE CALUSE, PREMIUM AND EXPIRATION DATE.  20211015/CA: RECEIVED UPDATED HOI. DWELLNG 586K<596250 MINIMUM. 20210927/CA: MISSINGMONTHLY PREMIUM 20211115/CA:RECEIVED D 1
XX TY006383 FLOW POST-CLOSE 10/XX/2021  8:46:04 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING LENDER NAME. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED PROPOSED INSURED.    20211012/CA:RECEIVED C 1
XX TY006383 FLOW POST-CLOSE 10/XX/2021  8:46:04 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING TITLE INSURANCE COVERAGE AMOUNT. PROVIDE UPDATED TITLE INSURANCE COVERAGE.    20211012/CA:RECEIVED D 1
XX TY006383 FLOW POST-CLOSE 10/XX/2021  8:46:04 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK  20210916/CA: BG CHECK RECEIVED IS 101 DAYS AGED > 90 ALLOWED 20211020/CA:RECEIVED UPDATED BACKGROUND CHECK D 1
XX TY006383 FLOW POST-CLOSE 10/XX/2021  8:46:04 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20210916/CA: RECEIVED D 1
XX TY006383 FLOW POST-CLOSE 10/XX/2021  8:46:04 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD INSURANCE POLICY   20210916/CA: RECEIVED D 1
XX TY006383 FLOW POST-CLOSE 10/XX/2021  8:46:04 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE VERIFICATION    20210916/CA: RECEIVED D 1
XX TY006383 FLOW POST-CLOSE 10/XX/2021  8:46:04 AM XX GUIDES CREDIT WAIVED B B MAX LTV 75% LTV > 70% MAX ALLOWED. XX APPROVAL REQUIRED   20211115/CA: WAIVER APPROVED BY XX C 1
XX TY006383 FLOW POST-CLOSE 10/XX/2021  8:46:04 AM XX GUIDES CREDIT CLEAR A A ADVERSE CREDIT (FORECLOSURE HISTORY) BACKGROUND CHECK SHOWS LIS PENDENS AND FORECLOSURE IN XX AND XX, NOT ALLOWED PER GUIDELINE 20210920/CA: TCP TO ADVISE IF LOE/RELEASE IS ACCEPTABLE SINCE LIS PENDENS WAS TRIGGERED BY TAX LIEN. RELEASE DATED 2/20, LOE DATED 12/20 AND DID NOT REFERENCE PROPERTY. DETAILS REQUIRED BY TCP 20210924/CA:RECEIVED LOX C 1
XX TY006383 FLOW POST-CLOSE 10/XX/2021  8:46:04 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211015/CA: RECEIVED D 1
XX TY424187 FLOW POST-CLOSE 11/XX/2021  2:35:07 PM XX MISSING DOCS CREDIT RESCIND A   A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE FOR XX   20211005/CA:NOT NEEDED D 1
XX TY424187 FLOW POST-CLOSE 11/XX/2021  2:35:07 PM XX MISSING DOCS CREDIT RESCIND A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE FOR XX   20211005/CA:NOT NEEDED D 1
XX TY424187 FLOW POST-CLOSE 11/XX/2021  2:35:07 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $26,120.34 LIQUIDITY < $39,000.41 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211014/CA: RECEIVED C 1
XX TY424187 FLOW POST-CLOSE 11/XX/2021  2:35:07 PM XX MISSING DOCS CREDIT RESCIND A A MISSING TITLE INSURANCE MISSING TITLE POLICY FOR XX   20211005/CA:NOT NEEDED D 1
XX TY424187 FLOW POST-CLOSE 11/XX/2021  2:35:07 PM XX MISSING DOCS CREDIT RESCIND A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER FOR XX   20211005/CA:NOT NEEDED D 1
XX TY424187 FLOW POST-CLOSE 11/XX/2021  2:35:07 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 75 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED FOR XX. PROVIDE UPDATED BANK STATEMENTS   20211022/CA: RECEIVED C 1
XX TY424187 FLOW POST-CLOSE 11/XX/2021  2:35:07 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR: XX. ONE MONTH RECEIVED   20211022/CA:RECEIVED C 1
XX TY268328 FLOW POST-CLOSE 11/XX/2021  8:46:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING. DOCUMENT IN FILE IS NOT DATED.   20210903/CA: RECEIVED D 1
XX TY268328 FLOW POST-CLOSE 11/XX/2021  8:46:46 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS ONE MONTH BANK STATEMENT < TWO MONTHS REQUIRED   20210827/CA:RECEIVED ADDITIONAL BANK STATEMENTS C 1
XX TY268328 FLOW POST-CLOSE 11/XX/2021  8:46:46 AM XX GUIDES CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER. THE CPLS IN FILE DO NOT HAVE THE BORROWING ENTITY NAME. 20210903/CA: UPDATED ENTITY, MISSING COZY1 LLC ON ALL CPLS. 20210826/CA: MISSING FOUNTAIN HEAD INVESTMENTS LLC 20210923/CA: RECEIVED C 1
XX TY268328 FLOW POST-CLOSE 11/XX/2021  8:46:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING UPDATED TITLE SHOWING UPDATED BOR ENTITY XX   20211011/CA: RECEIVED D 1
XX TY268328 FLOW POST-CLOSE 11/XX/2021  8:46:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING UPDATED HOI SHOWING UPDATED BOR ENTITY NAME: XX   20210923/CA: RECEIVED D 1
XX TY268328 FLOW POST-CLOSE 11/XX/2021  8:46:46 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 84 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211012/CA: RECEIVED C 1
XX TY268328 FLOW POST-CLOSE 11/XX/2021  8:46:46 AM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 105 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211012/CA: RECEIVED C 1
XX TY268328 FLOW POST-CLOSE 11/XX/2021  8:46:46 AM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 109 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211012/CA: RECEIVED C 1
XX TY268328 FLOW POST-CLOSE 11/XX/2021  8:46:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED TRANSFERING SUBJECT PROPERTIES INTO THE BORROWING ENTITY NAME  20211118/CA: RECEIVED WARRANTY DEEDS THAT ARE UNSIGNED. 20211203/CA: RECEIVED D 1
XX TY041005 FLOW POST-CLOSE 3/XX/2022  1:35:38 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INSUFFICIENT ASSETS. ASSETS MUST BE IN THE FORM OF USD. PROVIDE ASSETS IN THE FORM OF USD   20220404/CA: RECEIVED WAIVER FOR LIQUIDITY FINDING D 1
XX TY041005 FLOW POST-CLOSE 3/XX/2022  1:35:38 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LIQUIDITY $18,805.64 < $20,845.40 MINIMUM LIQUIDITY REQUIRED   20220404/TCP: Please grant a waiver for the $2K shortage in liquidity here.  Compensating Factors:  XX has owned the loan since 11/21 and loan is current, Borrower has an additional $23K in foreign funds that are not being considered, borrower is experienced as a property investor in the subject location. 20220404/CA: WAIVED C 1
XX TY041005 FLOW POST-CLOSE 3/XX/2022  1:35:38 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT DSCR .96 DSCR < 1.00 DSCR MINIMUM REQUIRED PER TCP UNDERWRITING GUIDELINES   20220323/CA: RESCIND. DSCR IS 1.07  C 1
XX TY041005 FLOW POST-CLOSE 3/XX/2022  1:35:38 PM XX MISSING DOCS CREDIT WAIVED B B MISSING BACKGROUND CHECK MISSING EVIDENCE OF BACKGROUND CHECK. BACKGROUND CHECK IN FILE IS NOT SUFFICIENT IN FORM. PROVIDE BACKGROUND CHECK SUFFICIENT IN FORM   20220323/CA: WAIVED D 1
XX TY298222 FLOW POST-CLOSE 11/XX/2021  3:21:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT  MISSING CREDIT REPORT   20211004/CA: RECEIVED D 1
XX TY298222 FLOW POST-CLOSE 11/XX/2021  3:21:53 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 92 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211004/CA: RECEIVED D 1
XX TY298222 FLOW POST-CLOSE 11/XX/2021  3:21:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20211214/CA: RECEIVED D 1
XX TY613543 FLOW POST-CLOSE 11/XX/2021  1:28:56 PM XX MISSING DOCS CREDIT RESCIND A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK, DOCUMENT IN FILE NOT APPROVED PER XX GUIDELINE.PROVIDE UPDATED BACKGROUND REPORT FROM APPROVED VENDOR.   20211001/CA: CLEAR REPORT ACCEPTABLE D 1
XX TY613543 FLOW POST-CLOSE 11/XX/2021  1:28:56 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT   20210929/CA: RECEIVED D 1
XX TY613543 FLOW POST-CLOSE 11/XX/2021  1:28:56 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT DSCR DSCR 0.00<1.00 MINIUM DUE TO RENT REVIEW MISSING FROM FILE   20211004/CA: RECEIVED RENT SCHED C 1
XX TY613543 FLOW POST-CLOSE 11/XX/2021  1:28:56 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $15,156.28 LIQUIDITY < $21,972.02 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211203/CA: RECEIVED C 1
XX TY613543 FLOW POST-CLOSE 11/XX/2021  1:28:56 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 66 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211203/CA: REMOVED AGED ASSET, NO LONGER NEEDED FOR LIQUIDITY C 1
XX TY361369 FLOW POST-CLOSE 11/XX/2021  11:39:09 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INSUFFICIENT LEASE: LANDLORD ON LEASE (XX) IS NOT THE BORROWER. PROVIDE UPDATED LEASE 20211105/CA:RECEIVED LEASES UPDATED- MISSING PROPERTY MANAGEMENT AGREEMENT BETWEEN BORROWER AND "XX"
 20211102/CA:RECEIVED LEASES NOW NEED PROPERTY MANAGEMENT AGREEMENT TO CONFIRM PROPERTY MANAGER		 20211109/CA: RECEIVED C 1
XX TY361369 FLOW POST-CLOSE 11/XX/2021  11:39:09 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BAK STATEMENT FOR ACCOUNT XX AND PROVIDED STATEMENT IS 89 DAYS AGE OF BANK STATEMENTS > 45 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211102/CA:RECEIVED D 1
XX TY361369 FLOW POST-CLOSE 11/XX/2021  11:39:09 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BAK STATEMENT FOR ACCOUNT: XX   20211102/CA:RECEIVED D 1
XX TY361369 FLOW POST-CLOSE 11/XX/2021  11:39:09 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BAK STATEMENT FOR ACCOUNT: XX   20211102/CA:RECEIVED D 1
XX TY361369 FLOW POST-CLOSE 11/XX/2021  11:39:09 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BAK STATEMENT FOR ACCOUNT XX   20211102/CA:RECEIVED D 1
XX TY361369 FLOW POST-CLOSE 11/XX/2021  11:39:09 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BAK STATEMENT FOR ACCOUNT: XX   20211102/CA:RECEIVED D 1
XX TY517877 FLOW POST-CLOSE 3/XX/2022  10:13:03 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY   20211011/CA: RECEIVED D 1
XX TY517877 FLOW POST-CLOSE 3/XX/2022  10:13:03 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION ARTICLES OF INCORPORATION PROVIDED REFLECT INCORRECT ENTITY NAME. PROVIDE UPDATED ARTICLES OF INCORPORATION OR PROOF OF ENTITY NAME CHANGE.    20211011/CA: RECEIVED D 1
XX TY517877 FLOW POST-CLOSE 3/XX/2022  10:13:03 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX 20211011/CA: ADDITIONAL ASSETS UPLOADED, NOT XX BANK 20211013/CA: RECEIVED D 1
XX TY517877 FLOW POST-CLOSE 3/XX/2022  10:13:03 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20211011/CA: RECEIVED D 1
XX TY517877 FLOW POST-CLOSE 3/XX/2022  10:13:03 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211011/CA: RECEIVED D 1
XX TY517877 FLOW POST-CLOSE 3/XX/2022  10:13:03 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT. TITLE SHOWS EXISTING LIEN OF XX   20211012/CA: RECEIVED D 1
XX TY517877 FLOW POST-CLOSE 3/XX/2022  10:13:03 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $80.02 LIQUIDITY < $_7446.48 INIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211015/CA: RECEIVED C 1
XX TY517877 FLOW POST-CLOSE 3/XX/2022  10:13:03 AM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9 FORM   20211115/CA:RECEIVED D 1
XX TY856431 FLOW POST-CLOSE 11/XX/2021  11:35:47 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROVIDE COPY OF FINAL HAZARD DEC PAGE.  20211014/CA:POLICY RECEIVED IS NOT FOR THE SUBJECT PROPERTY.  20211021/CA:RECEIVED CORRECT HOI C 1
XX TY856431 FLOW POST-CLOSE 11/XX/2021  11:35:47 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211019/CA: RECEIVED D 1
XX TY856431 FLOW POST-CLOSE 11/XX/2021  11:35:47 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWING ENTITY. PROVIDE UPDATED TITLE INSURANCE   20211021/CA: TITLE STSTES CLAUSE TOP TRANSFER FROM GUARANTORS TO LLC  C 1
XX TY856431 FLOW POST-CLOSE 11/XX/2021  11:35:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING MORTGAGE MISSING MORTGAGE/DOT AND ASSIGNMENT OF RENTS   20211112/CA:RECEIVED D 1
XX TY856431 FLOW POST-CLOSE 11/XX/2021  11:35:47 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED FROMGUASRANTORS TO LLC PER TITLE CONDITION   20211115/CA:RECEIVED D 1
XX TY988081 FLOW POST-CLOSE 11/XX/2021  2:55:25 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH CONSECUTIVE BANK STATEMENT FOR ACCT: XX   20211028/CA:RECEIVED D 1
XX TY988081 FLOW POST-CLOSE 11/XX/2021  2:55:25 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX4   20211028/CA:RECEIVED D 1
XX TY988081 FLOW POST-CLOSE 11/XX/2021  2:55:25 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211028/CA:RECEIVED D 1
XX TY988081 FLOW POST-CLOSE 11/XX/2021  2:55:25 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211028/CA:RECEIVED D 1
XX TY988081 FLOW POST-CLOSE 11/XX/2021  2:55:25 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT BACKGROUND CHECK INSUFFICIENT BACKGROUND CHECK: BACKGROUND CHECK IS MISSING FORECLOSURE  LOOKUP   2021028/CA: BG SUFFICIENT C 1
XX TY988081 FLOW POST-CLOSE 11/XX/2021  2:55:25 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION   20211027/CA:RECEIVED D 1
XX TY877517 FLOW POST-CLOSE 11/XX/2021  4:22:55 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTHS BANK STATEMENT FOR ACCOUNT: XX   20211029/CA:RECEIVED D 1
XX TY877517 FLOW POST-CLOSE 11/XX/2021  4:22:55 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTHS BANK STATEMENT FOR ACCOUNT: XX     D 1
XX TY877517 FLOW POST-CLOSE 11/XX/2021  4:22:55 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTHS BANK STATEMENT FOR ACCOUNT: XX   20211029/CA:RECEIVED D 1
XX TY877517 FLOW POST-CLOSE 11/XX/2021  4:22:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20211029/CA:RECEIVED D 1
XX TY877517 FLOW POST-CLOSE 11/XX/2021  4:22:55 PM XX GUIDES CREDIT CLEAR A A ADVERSE CREDIT (FORECLOSURE HISTORY) BACKGROUND REPORT DOES NOT REFLECT FORECLOSURE STATUS. PROVIDE UPDATED BACKGROUND REPORT TO INCLUDE FORECLOSURE STATUS   20211029/CA: REPOST ONLY SHOWS FORECLOSURE IF THERE WAS ANY C 1
XX TY877517 FLOW POST-CLOSE 11/XX/2021  4:22:55 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $281,875.00 HAZARD INSURANCE COVERAGE < $286,400.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211029/CA:RECEIVED REPLACEMENT ESTIMATOR C 1
XX TY877517 FLOW POST-CLOSE 11/XX/2021  4:22:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT 20211119/CA: PAYOFF STATEMENT DOES NOT REFLECT SUBJECT PROPERTY ADDRESS. PLEASE PROVIDE PAYOFF WITH SUBJECT PROPERTY ADDRESS 20211203/CA: RECEIVED D 1
XX TY877517 FLOW POST-CLOSE 11/XX/2021  4:22:55 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 SETTLEMENT STATEMENT REFLECTS ESTIMATED FIGURES   20211119/CA: CLOSING AGENT CERT OF PG 4 OF HUD DOC D 1
XX TY066843 FLOW POST-CLOSE 11/XX/2021  7:57:28 AM XX GUIDES CREDIT RESCIND A A INSUFFICIENT BACKGROUND CHECK INSUFFICIENT BACKGROUND CHECK: BACKGROUND CHECK IS MISSING FORECLOSURE DATA CHECK    20211028/CA: BACKGROUND CHECK SUFFICIENT C 1
XX TY066843 FLOW POST-CLOSE 11/XX/2021  7:57:28 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211028/CA:RECEIVED D 1
XX TY066843 FLOW POST-CLOSE 11/XX/2021  7:57:28 AM XX GUIDES CREDIT RESCIND A A INSUFFICIENT LEASE AGREEMENT EXPIRED LEASE AGREEMENTS FOR BOTH UNITS AND MISSING MONTH TO MONTH VERBIAGE. PROVIDE UPDATED LEASE AGREEMENTS.   20211028/CA: LEASE SHOWS MTM VERBIAGE C 1
XX TY066843 FLOW POST-CLOSE 11/XX/2021  7:57:28 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE ADDITIONAL MONTH OF BANK STATEMENTS FOR ACCT: XX   20211028/CA:RECEIVED C 1
XX TY066843 FLOW POST-CLOSE 11/XX/2021  7:57:28 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ADDITIONAL MONTH BANK STATEMENT FOR ACCT: XX   20211028/CA:RECEIVED C 1
XX TY066843 FLOW POST-CLOSE 11/XX/2021  7:57:28 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ADDITIONAL MONTH BANK STATEMENT: XX   20211028/CA:RECEIVED C 1
XX TY066843 FLOW POST-CLOSE 11/XX/2021  7:57:28 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ADDITIONAL MONTH BANK STATEMENT FOR ACCT: XX   20211028/CA:RECEIVED C 1
XX TY066843 FLOW POST-CLOSE 11/XX/2021  7:57:28 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT. STATEMENT IN FILE IS ESTIMATED STATEMENT   20211203/CA: CLOSING AGENT CERTIFICATION INCLUDED WITH ESTIMATED SETTLEMENT STATEMENT (ACCEPTABLE) D 1
XX TY176105 FLOW POST-CLOSE 11/XX/2021  4:36:18 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT BACKGROUND CHECK INSUFFICIENT BACKGROUND CHECK: BACKGROUND CHECK IS MISSING FORECLOSURE LOOKUP DATA    2021028/CA: BG SUFFICIENT C 1
XX TY176105 FLOW POST-CLOSE 11/XX/2021  4:36:18 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT LEASE AGREEMENT LEASE AGREEMENT INSUFFICIENT FOR UNIT 3 AND UNIT 1. PROVIDE UPDATED LEASE AGREEMENTW TH MONTH TO MONTH VERBIAGE   202110285/CA: LEASE CONTAINS MTM VERB C 1
XX TY176105 FLOW POST-CLOSE 11/XX/2021  4:36:18 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH CONSECUTIVE BANK STATEMENT FOR ACCT: XX   20211028/CA: RECEIVED D 1
XX TY176105 FLOW POST-CLOSE 11/XX/2021  4:36:18 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX4   20211028/CA: RECEIVED D 1
XX TY176105 FLOW POST-CLOSE 11/XX/2021  4:36:18 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211028/CA: RECEIVED D 1
XX TY176105 FLOW POST-CLOSE 11/XX/2021  4:36:18 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211028/CA: RECEIVED D 1
XX TY206153 FLOW POST-CLOSE 11/XX/2021  4:31:17 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH'S BANK STATEMENT FOR ACCOUNT: XX   20211029/CA:RECEIVED D 1
XX TY206153 FLOW POST-CLOSE 11/XX/2021  4:31:17 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH'S BANK STATEMENT FOR ACCOUNT: XX 20211029/CA:RECEIVED SAME STATEMENT AS IN FILE 20211102/CA:RECEIVED D 1
XX TY206153 FLOW POST-CLOSE 11/XX/2021  4:31:17 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH'S BANK STATEMENT FOR ACCOUNT: XX   20211117/RECEIVED D 1
XX TY206153 FLOW POST-CLOSE 11/XX/2021  4:31:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20211029/CA:RECEIVED D 1
XX TY206153 FLOW POST-CLOSE 11/XX/2021  4:31:17 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT CERTIFICATE OF GOOD STANDING GOOD STANDING IS UNDATED 20211029/RECEIVED SAME DOC AS IN FILE- NEED DOCUMENT WITH DATE SEARCH WAS CONDUCTED 20211102/TCP WAIVED- SAME DOC USED FOR 4 OTHER LOANS STATES LLC ACTIVE GOOD TRU 2022 C 1
XX TY542149 FLOW POST-CLOSE 11/XX/2021  2:11:46 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TRUST AGREEMENT UNABLE TO DETERMINE IF TRUST IS IRREVOCABLE 20211029/CA:RECEIVED 1 PAGE OF A TRUST DOCUMENT- COMPLETE DOCUMENT NEEEDED FOR FULL AGREEMENT UPLOADED IT IS SAME AS DOC IN FILE SAVE FOR THE WORD "REVOCABLE" ADDED TO THE BOTTOM OF THE PAGE// 20211027/CA: SELLER CONFIRMED CLOSING IN TRUST, UPDATED TRUST CONDITION VERBIAGE 20211029/CA: RECEIVED C 1
XX TY542149 FLOW POST-CLOSE 11/XX/2021  2:11:46 PM XX GUIDES CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA AND PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER (XX). PROVIDE UPDATED HAZARD INSURANCE 20211022/CA:RECEIVED UPDATED HOI HOWEVER SINCE BORROWING ENTIOTY CHANGED HOI TO REFLECT NEW BORROWING ENTITY 20211027/CA: CLOSING IN TRUST NAME PER SELLER C 1
XX TY542149 FLOW POST-CLOSE 11/XX/2021  2:11:46 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211027/CA: TITLE DOES NOT SHOW LIEN OUTSTANDING D 1
XX TY542149 FLOW POST-CLOSE 11/XX/2021  2:11:46 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT BACKGROUND CHECK INSUFFICIENT BACKGROUND REPORT; PROVIDED BACKGROUND REPORT DOES NOT INCLUDE FORECLOSURE DATA. PROVIDE UPDATED BACKGROUND REPORT   20211028/CA: NO FORECLOSURES IN BORROWER NAME  C 1
XX TY542149 FLOW POST-CLOSE 11/XX/2021  2:11:46 PM XX GUIDES CREDIT RESCIND A A MISSING WARRANTY DEED TITLE VESTED IN NAME OF TRUST WARRANTY DEED NEEDED AL CLOSING TRANSFERING INTEREST TO BORROWING ENTITY   20211027/CA: CLOSING IN TRUST NAME PER SELLER C 1
XX TY542149 FLOW POST-CLOSE 11/XX/2021  2:11:46 PM XX GUIDES CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20211203/CA: RECEIVED C 1
XX TY542149 FLOW POST-CLOSE 11/XX/2021  2:11:46 PM XX GUIDES CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211117/CA: FREE AND CLEAR C 1
XX TY542149 FLOW POST-CLOSE 11/XX/2021  2:11:46 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 93 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20211203/CA: RECEIVED C 1
XX TY542149 FLOW POST-CLOSE 11/XX/2021  2:11:46 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 93 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211203/CA: RECEIVED C 1
XX TY717757 FLOW POST-CLOSE 11/XX/2021  11:26:31 AM XX GUIDES CREDIT CLEAR A A MAX LTV 72.78% LTV / 71.7 LTC > 70% LTV/LTC MAX ALLOWED. XX APPROVAL REQUIRED (657 CREDIT SCORE) 20211020/CA: RECEIVED SAME CR 20211026/CA: LA UPDATED C 1
XX TY717757 FLOW POST-CLOSE 11/XX/2021  11:26:31 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT XX 20211112/CA:RECEIVED SCREEN SHOT OF XX ACCOUNT HOWEVER SAME IS UNDATED- PLEASE PROVIDE PROPER EVIDENCE OF STATEMENT 20211115/CA:RECEIVED C 1
XX TY717757 FLOW POST-CLOSE 11/XX/2021  11:26:31 AM XX MISSING DOCS CREDIT CLEAR A A MISSING SPOUSAL CONSENT MISSING SPOUSAL CONSENT. THE LOAN FILE MUST CONTAIN EVIDENCE OF SPOUSAL CONSENT FOR MARRIED PRIMARY GUARANTORS AND INDIVIDUAL BORROWERS IN COMMUNITY PROPERTY STATES.  20211112/CA:RECEIVED GUARANTY WHICH IS UNSIGNED BY SPOUSE OF INDIVIDUAL BORROWER 20211115/CA:DOCTORS NOTE RECEIVED D 1
XX 410151000 FLOW POST-CLOSE 12/XX/2021  7:17:12 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT CREDIT REPORT BORROWER XX ONLY HAS ONE CREDIT SCORE   20211111/CA:RESCINDED CONDITION PER GUIDELINES THIS IS NOT THE PRIMARY GUARANTOR C 1
XX 410151000 FLOW POST-CLOSE 12/XX/2021  7:17:12 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS CRIMINAL OFFENSES DATED 4/XX/09 FOR NAIMA. MISSING PROOF OF THE NATURE OF THE OFFENSE(S)   20211122/TCP: XX owns 19% share. She will not be a guarantor in the loan. Please clear this finding.  C 1
XX 410151000 FLOW POST-CLOSE 12/XX/2021  7:17:12 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT XX   20211111/CA:RECEIVED D 1
XX 410151000 FLOW POST-CLOSE 12/XX/2021  7:17:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211111/CA:RECEIVED D 1
XX 410151000 FLOW POST-CLOSE 12/XX/2021  7:17:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY.   20211111/CA:RECEIVED SIGNED TITLE WITH COVERAGE< $275000.00 C 1
XX 410151000 FLOW POST-CLOSE 12/XX/2021  7:17:12 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $274,832 TITLE INSURANCE COVERAGE < $275,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE 20211112/CA:RECEIVED SAME TITLE REPORT 20211122/CA: XX REDUCED LOAN AMOUNT TO $XX D 1
XX 410151007 FLOW POST-CLOSE 12/XX/2021  8:14:25 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20211122/CA: RECEIVED C 1
XX 410151007 FLOW POST-CLOSE 12/XX/2021  8:14:25 PM XX GUIDES CREDIT CLEAR A   A AGE OF BANK STATEMENTS 61 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211115/CA:RECEIVED C 1
XX TY801845 FLOW POST-CLOSE 12/XX/2021  7:02:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION FOR XX    20211108/CA:RECEIVED D 1
XX TY801845 FLOW POST-CLOSE 12/XX/2021  7:02:49 AM XX GUIDES CREDIT WAIVED B B AGE OF BANK STATEMENTS 61 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211220/TCP: WAIVER Approved for 1 day over. CF: only one day over, 760 FICO, 2+ DSCR C 1
XX TY801845 FLOW POST-CLOSE 12/XX/2021  7:02:49 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING BORROWER SIGNATURE ON THE FINAL HUD   20211222/CA: RECEIVED D 1
XX TY801845 FLOW POST-CLOSE 12/XX/2021  7:02:49 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT RELEASE LANGUAGE MISSING DETAILS OF RELEASE AMOUNT ON THE MORTGAGE. GUIDELINES REQUIRE 120%   20211222/CA: RECEIVED D 1
XX 410151001 FLOW POST-CLOSE 12/XX/2021  5:53:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20211108/CA:RECEIVED  INSUFFICIENT HAZARD INSURANCE POLICY PROVIDED IS NOT OFFICIAL DEC PAGE AND DOES NOT MATCH THE BORROWING ENTITY- PLEASE PROVIDE DEC PAGE WHICH REFLECTS INSURED AS BORROWING ENTITY 20211110/CA: RECEIVED D 1
XX 410151001 FLOW POST-CLOSE 12/XX/2021  5:53:33 PM XX GUIDES CREDIT RESCIND A A MAX LTV 75% LTV > 65% MAX ALLOWED. XX APPROVAL REQUIRED. .95 DSCR REQUIRES -15% LTV ADJUSTMENT, MAX LTV 65%   20211109/CA: CONFIRM LOAN IS 5YR IO. UPDATED DSCR = 1.17, NO LTV ADJUSTMENT NEEDED, 75% LTV IS ACCURATE C 1
XX 410151001 FLOW POST-CLOSE 12/XX/2021  5:53:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING SIGNED LEASES OR RENT RANGE FOR VACANT UNIT   20211110/CA: RECEIVED RENT RANGE AND SELLER ORIGINATED LEASE IN FILE D 1
XX 410151001 FLOW POST-CLOSE 12/XX/2021  5:53:33 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED, UNDATED CRIMINAL OFFENSES FOR JUSTIN MELO. MISSING PROOF OF THE NATURE OF THE OFFENSE(S)   20211111/CA:RECEIVED LOX C 1
XX 410151001 FLOW POST-CLOSE 12/XX/2021  5:53:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING. DOCUMENT PROVIDED IS NOT DATED AND SHOWS EXPIRATION OF JULY/2021   20211108/CA:RECEIVED D 1
XX 410151001 FLOW POST-CLOSE 12/XX/2021  5:53:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EMPLOYER IDENTIFICATION NUMBER, DOCUMENT PROVIDED IS BLANK.   20211108/CA:RECEIVED D 1
XX 410151001 FLOW POST-CLOSE 12/XX/2021  5:53:33 PM XX MISSING DOCS CREDIT RESCIND A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR GLACIER BAY INVESTMENTS LLC TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY, XX   20211122/CA: REMOVED ASSET ACCT, NOT REQUIRED FOR LIQUDITY D 1
XX 410151001 FLOW POST-CLOSE 12/XX/2021  5:53:33 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT, XX, THE UPDATED BALANCE SHOWING THE LARGE BALANCE DOES NOT SHOW ACCOUNT IDENTIFYING INFORMATION, ACCOUNT INFORMATION AND DATE 20211122/CA: RECEIVED UPDATED ASSET STATEMENTS TO INCLUDE NEW BANK STATEMENTS FOR WAFD BANK ACCT# XX AND USB ACCT# XX. UPDATED LIQUIDITY $346,014.85 < $360,890.78 MIN REQUIRED. PROVIDE ADDTL ASSETS 20211130/CA: RECEIVED $25K EMD RECEIPT,LIQUIDITY NOW SUFFICIENT D 1
XX 410151001 FLOW POST-CLOSE 12/XX/2021  5:53:33 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211110/CA: RECEIVED C 1
XX TY984467 FLOW POST-CLOSE 11/XX/2021  11:41:07 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY PREMIUM   20211108/CA: RECEIVED D 1
XX TY984467 FLOW POST-CLOSE 11/XX/2021  11:41:07 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211108/CA: NOT REQUIRED AS NOT BEIND USED FOR LIQUIDITY D 1
XX TY984467 FLOW POST-CLOSE 11/XX/2021  11:41:07 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211108/CA: RECEIVED D 1
XX TY984467 FLOW POST-CLOSE 11/XX/2021  11:41:07 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWING ENTITY. PROVIDE UPDATED TITLE INSURANCE   20211108/CA: RECEIVED C 1
XX TY984467 FLOW POST-CLOSE 11/XX/2021  11:41:07 AM XX GUIDES CREDIT RESCIND A A AGE OF BANK STATEMENTS 91 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR XX   20211108/CA: LIQUIDITY AMOUNT IS SUFFICIENT WITH REMOVAL OF CHASE ACCT# XX C 1
XX TY984467 FLOW POST-CLOSE 11/XX/2021  11:41:07 AM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9    20211123/CA: RECEIVED D 1
XX TY555339 FLOW POST-CLOSE 11/XX/2021  1:00:30 PM XX MISSING DOCS CREDIT CLEAR A   A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTHS BANK STATEMENT FOR ACCOUNT: XX   20211108/CA:RECEIVED D 1
XX TY555339 FLOW POST-CLOSE 11/XX/2021  1:00:30 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTHS BANK STATEMENT FOR ACCOUNT: XX   20211108/CA:RECEIVED D 1
XX 410151011 FLOW POST-CLOSE 12/XX/2021  2:51:12 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT HAZARD INSURANCE POLICY $130,000 HAZARD INSURANCE COVERAGE < $160,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211123/CA: HOI REFLECTS REPLACEMENT COST. RESCINDED EXCEPTION C 1
XX 410151011 FLOW POST-CLOSE 12/XX/2021  2:51:12 PM XX GUIDES CREDIT CLEAR A A INELIGIBLE ENTITY TYPE (LAND TRUST) ENTITY IS A LAND TRUST, NOT ALLOWED PER GUIDELINES (NO WAIVER IN FILE OR LANGUAGE INDICATING REVOCABLE)   20211122/TCP:  it states at the bottom of every page that it is revocable and in paragraph 1 states "it may be amended from time to time" also proving it is revocable. C 1
XX 410151002 FLOW POST-CLOSE 12/XX/2021  7:15:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211110/CA: RECEIVED D 1
XX 410151002 FLOW POST-CLOSE 12/XX/2021  7:15:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING FULL BACKGROUND CHECK. DOCUMENT PROVIDED DOES NOT SHOW CRIMINAL RECORDS, FORECLOSURE ACTIVITY, OR JUDGMENT HISTORY   20211112/CA:RECEIVED D 1
XX 410151002 FLOW POST-CLOSE 12/XX/2021  7:15:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211115/TCP: The entire title commitment has been provided - the property is owned free and clear.   D 1
XX TY866909 FLOW POST-CLOSE 12/XX/2021  12:07:42 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TRUST AGREEMENT INSUFFICENT TRUST. MISSING VERBIAGE INDICATINF TRUST IS REVOCABLE   20211108/CA:RECEVIED TRUST AGREEMENT VIA EMAIL C 1
XX 410151003 FLOW POST-CLOSE 12/XX/2021  8:33:33 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211115/TCP: The entire title commitment has been provided - the property is owned free and clear.   D 1
XX 410151003 FLOW POST-CLOSE 12/XX/2021  8:33:33 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BACKGROUND CHECK INSUFFICIENT BACKGROUND REPORT FOR GUARANTOR 1: XX, MISSING CRIMINAL RECORD, JUDGMENT, AND FORECLOSURE SEARCH   20211115/CA:RECEIVED D 1
XX 410151003 FLOW POST-CLOSE 12/XX/2021  8:33:33 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING EVIDENCE OF FLOOD INSURANCE   20211118/CA:RECEIVED D 1
XX 410151003 FLOW POST-CLOSE 12/XX/2021  8:33:33 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TRUST AGREEMENT INSUFFICIENT TRUST. TRUST MUST BE REVOCABLE. TRUST IN FILE DOES NOT HAVE REVOCABLE VERBAGE. PROVIDE UPDATED TRUST AGREEMENT TO INCLUDE REVOCABLE VERBAGE.   20211115/CA:RECEIVED C 1
XX 410151003 FLOW POST-CLOSE 12/XX/2021  8:33:33 AM XX GUIDES CREDIT RESCIND A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. TITLE INSURANCE IN FILE LACKS SCHEDULE C AND ACQUISITION DATE. PROVIDE UPDATED TITLE INSURANCE WITH ACQUISITION DATE AND SCHEDULE C.   20211115/CA:NOT NEEDED C 1
XX TY052822 FLOW POST-CLOSE 11/XX/2021  4:32:17 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 173 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20211112/TCP WAIVED- STRONG BORROWER WITH ICE C 1
XX 410031000 FLOW POST-CLOSE 11/XX/2021  3:25:02 PM XX MISSING DOCS CREDIT WAIVED B B MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR XX 20211119/CA: RECEIVED COPY OF AMENDMENT TO HAP CONTRACT. INSUFFICIENT LEASE DOCUMENT (DOES NOT REFLECT LANDLORD'S NAME AND EFFECTIVE AND EXPIRATION DATES) 20211214/TCP: Please waive with XX Consent. XX Approves as  Rent roll ties to the section 8 tenant voucher. D 1
XX 410031002 FLOW POST-CLOSE 12/XX/2021  11:48:48 AM XX GUIDES CREDIT CLEAR A A ADVERSE CREDIT (LIENS) BACKGROUND CHECK SHOWS FEDERAL TAX LIEN FOR $XX 4/XX/2012 THAT DOES NOT SHOW RELEASED AND DOES NOT SHOW PAID THROUGH THE SUBJECT TRANSACTION. PROVIDE PROOF THIS LIEN HAS BEEN PAID/RELEASED   20211222/TCP: the borrower is showing enough liquidity to cover all closing costs, 6 months of payments and the lien.  C 1
XX   FLOW POST-CLOSE 3/XX/2022  9:02:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE 20211019/TCP: Assessed value for the subject prop is $73,300.  Per the assessor website, the tax rate is 1.3998% therefore the annual tax amount for this prop is $1026. (Attached tax cert with assessed value). 20211020/CA: RECEIVED ANNUAL TAX AMOUNT FROM TCP D 1
XX   FLOW POST-CLOSE 3/XX/2022  9:02:43 AM XX GUIDES CREDIT CLEAR A A MAX LTV 75.00% LTV > 60.00% MAX ALLOWED. XX APPROVAL REQUIRED 20211020/CA: PER OPERATING AGREEMENT GUARANTOR 3 (XX) HOLDS 0% OWNERSHIP INTEREST IN BORROWING ENTITY. XX TO APPROVE
20211019/TCP: As per data tape, 773 is the FICO score of other Guarantor involved in the transaction  please consider this FICO Score and clear the LTV finding.		 20211223/TCP: We can use the 3rd guarantor as primary guarantor and the leverage exception should be cured.   C 1
XX   FLOW POST-CLOSE 8/XX/2021  1:23:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9 20210820/CA: 20210820/CA: YES W-9 IS STILL REQUIRED. PLEASE PROVIDE
20210819/IFC: We have EIN in documentation, please advise if we still need W9.		 20211112/CA: RECEIVED D 1
XX   FLOW POST-CLOSE 8/XX/2021  1:23:27 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT NOTE  NOTE SHOWS P&I OF 1518.75 WHICH IS THE INTEREST ONLY PAYMENT. PLEASE ADVISE IF THIS IS AN IO OR FULLY AMORITIZING LOAN. NOTE IS ALSO MISSING PREPAY PENALTY TERMS   20211112/CA: RECEVIED MODIFIED NOTE AGREEMENT D 1
XX   FLOW POST-CLOSE 8/XX/2021  1:23:27 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BO. 1 BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSES. MISSING PROOF OF THE NATURE OF THE OFFENSES  20210819/IFC: hese offenses are not dated & state is North Carolina. These are related to traffic, please clear. 20210820/CA: RECEIVED C 1
XX   FLOW POST-CLOSE 8/XX/2021  1:23:27 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BO. 2 BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSES. MISSING PROOF OF THE NATURE OF THE OFFENSES  20210819/IFC: hese offenses are not dated & state is North Carolina. These are related to traffic, please clear. 20210820/CA: RECEIVED C 1
XX   FLOW POST-CLOSE 8/XX/2021  1:23:27 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: NO RENT LOSS COVERAGE    20210819/CA: RECEIVED C 1
XX   FLOW POST-CLOSE 8/XX/2021  1:23:27 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $234000 HAZARD INSURANCE COVERAGE < $405000 REQUIRED. PLEASE PROVIDE ADDITIONAL COVERAGE    20210819/CA: RECEIVED C 1
XX   FLOW POST-CLOSE 12/XX/2021  3:15:56 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENT BANK STATEMENT PROVIDED DO NOT REFLECT BANK NAME   20211214/CA: RECEIVED C 1
XX   FLOW POST-CLOSE 12/XX/2021  1:24:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PREPAYMENT RIDER MISSING PREPAYMENT RIDER 20211201/TCP: This loan doesn’t have Prepay penalty as per the note verbiage, please rescind. 20211201/CA: NOTE DOES NOT SPECIFY NO PRE-PAY PENATLY. PER TCP, NO PPP D 1
XX   FLOW POST-CLOSE 12/XX/2021  1:24:04 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING ANNUAL PREMIUM FOR HAZARD INSURANCE   20211214/CA: RECEIVED D 1
XX   FLOW POST-CLOSE 12/XX/2021  12:18:16 PM XX GUIDES CREDIT WAIVED B B BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSE (X3) UNDATED. MISSING PROOF OF THE NATURE OF THE OFFENSES.    20211201/TCP: Please waive with CF: high DSCR 1.76x and high FICO C 1
XX   FLOW POST-CLOSE 12/XX/2021  12:18:16 PM XX MISSING DOCS CREDIT WAIVED B B INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211201/TCP: Please waive with CF: high DSCR 1.76x and high FICO D 1
XX   FLOW POST-CLOSE 12/XX/2021  12:18:16 PM XX MISSING DOCS CREDIT WAIVED B B INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211201/TCP: Please waive with CF: high DSCR 1.76x and high FICO D 1
XX   FLOW POST-CLOSE 12/XX/2021  1:18:44 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CONDO QUESTIONAIRE CONDO QUESTIONNAIRE REFLECTS UNITS ARE NOT OWNED AS FEE SIMPLE UNITS, WHICH DOES NOT MEET XX MINIMUM REQUIREMENTS 20211214/CA: RECEIVED DUPLICATE COPY OF CONDO QUESTIONNAIRE WITH QUESTION #39 ANSWERED AS NO. 20211222/CA: RECEIVED UPDATED QUESTIONNAIRE C 1
XX   FLOW POST-CLOSE 12/XX/2021  1:18:44 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $50,000.00 HAZARD INSURANCE COVERAGE < $99,000.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE OR REPLACEMENT COST ESTIMATE   20211201/CA: RECEIVED C 1
XX   FLOW POST-CLOSE 12/XX/2021  1:18:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20211201/CA: RECEIVED D 1
XX   FLOW POST-CLOSE 12/XX/2021  1:18:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING CONDO MASTER INSURANCE POLICY WITH SUBJECT PROPERTY ADDRESS AND MORTGAGEE CLAUSE 20211214/CA: NO UPDATED DOCUMENT RECEIVED 20211222/CA: RECEIVED D 1
XX   FLOW POST-CLOSE 12/XX/2021  1:13:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX AMOUNTS FOR BOTH PROPERTIES. TAX DOCS DO NOT REFLECT ANNUAL TAX AMOUNTS 20211201/TCP: Assessed value for the subject prop "XX"  is $XX.  Per the assessor website, the tax rate is 1.3998%. therefore the annual tax amount for this prop is $XX (Attached tax cert with assessed value).
Assessed value for the subject prop "XX"  is $XX.  Per the assessor website, the tax rate is 1.3998% . therefore the annual tax amount for this prop is $XX. (Attached tax cert with assessed value).		 20211201/CA: RECEIVED D 1
XX   FLOW POST-CLOSE 12/XX/2021  1:13:24 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - POLICY PROVIDED EXPIRES WITHIN 60 DAYS OF CLOSING AND THE LOAN FILE DOES NOT CONTAIN VERIFICATION THAT THE RENEWAL PREMIUM WAS PAID AT OR PRIOR TO CLOSING ON A REFINANCE TRANSACTION. LOAN CLOSED 08/XX/2021, POLICY EXPIRATION DATE IS 10/XX/2021 FOR XX   20211201/TCP: Please waive with CF: high dscr 1.34x and high median FICO 775 C 1
XX   FLOW POST-CLOSE 12/XX/2021  12:18:47 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD APPLICATION/BINDER-RECEIPT PROVIDED DOES NOT REFLECT POLICY EFFECTIVE AND EXPIRATION DATES. PROVIDE EFFECTIVE HAZARD POLICY DEC PAGE 20211215/CA: RECEIVED UPDATED HAZARD DOC; HOWEVER, MISSING RENT LOSS COVERAGE
20211214/CA: DUPLICATE COPY OF INS APPLICATION PROVIDED (INSUFFICIENT). PLEASE PROVIDE HAZARD INSURANCE DEC PAGE		 20211222/TCP: We can accept below highlighed Actual Loss as the rent loss coverage, CF: high credit 801 and >300mo PITI in liquidity C 1
XX TY011887 FLOW POST-CLOSE 12/XX/2021  4:25:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD INSURANCE   20211014/CA: RECEIVED D 1
XX TY011887 FLOW POST-CLOSE 12/XX/2021  4:25:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211008/CA:RECEIVED D 1
XX TY011887 FLOW POST-CLOSE 12/XX/2021  4:25:56 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 95 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211216/CA: RECEIVED C 1
XX TY889285 FLOW POST-CLOSE 11/XX/2021  5:00:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT INSUFFICIENT OPERATING AGREEMENT: MISSING PERCENTAGE OF EACH GUARANTOR OWNERSHIP IN BORROWING ENTITY.  PROVIDE OWNSERSHIP BREAKDOWN    20211112/CA:RECEIVED C 1
XX TY652741 FLOW POST-CLOSE 11/XX/2021  4:30:48 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT INSUFFICIENT OPERATING AGREEMENT: MISSING PERCENTAGE OF EACH GUARANTOR OWNERSHIP IN BORROWING ENTITY.  PROVIDE OWNSERSHIP BREAKDOWN    20211104/CA:RECEIVED C 1
XX TY966545 FLOW POST-CLOSE 11/XX/2021  4:26:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD DEC PAGE. HAZARD INSURANCE IN FILE IS AN APPLICATION, RENT LOSS COVERAGE, EFFECTIVE AND EXPIRATION DATES 20211105/CA:RECEIVED POLICY- INSURED DOES NOT MATCH BORROWING ENTITY- PLEASE UPDATE TO REFLECT BORROWING ENTITY AS INSURED PARTY 20211109/CA:RECEIVED UPDATED HOI D 1
XX TY966545 FLOW POST-CLOSE 11/XX/2021  4:26:17 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT GUARANTY  INSUFFICIENT GUARANTY. GUARANTY ONLY CONTAINS FINAL PAGE WITH GUARANTOR SIGNATURE   20211123/CA:  RECEIVED D 1
XX TY864951 FLOW POST-CLOSE 12/XX/2021  4:41:05 PM XX MISSING DOCS CREDIT RESCIND A A MAX LTV 75%  LTV > 70% MAX ALLOWED. NOT ALLOWED PER GUIDELINES 20211122/CA: GURANTOR'S CREDIT SCORE IS 680 = MAX 70% REFI CASH OUT LTV
0211119/TCP: CA, this is passing in TC. Please explain the condition?		 20211123/TCP: This is not a cash out. It is a rate/term refinance. Please rescind D 1
XX TY864951 FLOW POST-CLOSE 12/XX/2021  4:41:05 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 91 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20211208/TCP: WAVIER APPROVAL - 1 day over C 1
XX TY864951 FLOW POST-CLOSE 12/XX/2021  4:41:05 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 91 DAYS AGE OF BACKGROUND CHECK > 91 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211216/CA: RECEIVED C 1
XX 410571005 FLOW POST-CLOSE 12/XX/2021  2:44:14 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 167 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211119/CA: RECEIVED C 1
XX TY895458 FLOW POST-CLOSE 12/XX/2021  12:34:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211112/CA:RECEIVED D 1
XX TY895458 FLOW POST-CLOSE 12/XX/2021  12:34:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT  MISSING CREDIT REPORT FOR GUARANTOR 2 (XX). PROVIDE GUARANTOR 2 CREDIT REPORT   20211112/CA:RECEIVED D 1
XX TY895458 FLOW POST-CLOSE 12/XX/2021  12:34:33 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211112/CA:RECEIVED D 1
XX TY895458 FLOW POST-CLOSE 12/XX/2021  12:34:33 PM XX GUIDES CREDIT CLEAR A A MAX LTV 80.20% LTV > 80% LTV MAX ALLOWED. XX APPROVAL REQUIRED.   20211122/CA: LOAN AMOUNT REDUCED TO $XX. LTV NOW SUFFICIENT C 1
XX TY895458 FLOW POST-CLOSE 12/XX/2021  12:34:33 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LIQUIDITY $11,755.91 LIQUIDITY < $14,177.76 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211216/TCP: WAIVER APPROVAL - Repeat borrower of the seller. 742-FICO C 1
XX TY218125 FLOW POST-CLOSE 11/XX/2021  4:14:19 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 95 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211203/CA: RECEIVED C 1
XX TY200206 FLOW POST-CLOSE 11/XX/2021  9:20:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION FOR XX.   20211018/CA: GUARANTOR WILL NOT BE SIGNING PER SELLER D 1
XX TY098991 FLOW POST-CLOSE 11/XX/2021  1:51:07 PM XX MISSING DOCS CREDIT RESCIND A A MISSING ID MISSING GUARANTOR IDENTIFICATION FOR XX 20220324/CA:REVERTED BACK TO OPEN. CANNOT SOURCE ID. 20211018/CA: GUARANTOR WILL NOT BE SIGNING PER SELLER D 1
XX TY098991 FLOW POST-CLOSE 11/XX/2021  1:51:07 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $161,250 TITLE INSURANCE COVERAGE < $176,250 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211019/CA: RECEIVED TITLE AND UPDATED LA C 1
XX TY776382 FLOW POST-CLOSE 11/XX/2021  9:20:33 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT HAZARD INSURANCE POLICY $158,325.00  HAZARD INSURANCE COVERAGE < $169,500.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211018/CA: DWELLING COV IS 201K C 1
XX 410571000 FLOW POST-CLOSE 12/XX/2021  2:47:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INSUFFICIENT LIQUIDITY. $732.62 < $7216.36 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211118/CA:RECEIVED C 1
XX TY314447 FLOW POST-CLOSE 11/XX/2021  3:43:49 PM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTHS BANK STATEMENTS FOR ACCOUNT: XX   20211108/CA: 2 MONTHS STATEMENTS ALREADY IN FILE D 1
XX TY314447 FLOW POST-CLOSE 11/XX/2021  3:43:49 PM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTHS BANK STATEMENTS FOR ACCOUNT: XX   20211108/CA: 2 MONTHS STATEMENTS ALREADY IN FILE D 1
XX 410571001 FLOW POST-CLOSE 12/XX/2021  4:35:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211119/TCP: There is not a payoff for this property. No current liens against this property. D 1
XX 410571001 FLOW POST-CLOSE 12/XX/2021  4:35:36 PM XX GUIDES CREDIT WAIVED B B BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSE DATED 2/XX/2006 AND 3/XX/2006   20211119/CA: RECEIVED CONDITIONAL WAIVER "Subject to LOE from the borrower". LOE RECEIVED C 1
XX 410571001 FLOW POST-CLOSE 12/XX/2021  4:35:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING SETTLEMENT STATEMENT   20211216/CA: RECEIVED D 1
XX 410571002 FLOW POST-CLOSE 12/XX/2021  4:40:16 PM XX GUIDES CREDIT RESCIND A A MAX LTV 80% LTV > 75% MAX LTV ALLOWED. NOT ALLOWED PER GUIDELINES . 20211122/CA: LTV IS STILL 80% > 75% MAX. XX TO APPROVE
20211119/TCP: CA to review and Clear if warranted		 20211123/TCP: This is also not a cash out. It is a rate/term refinance. Please rescind. C 1
XX 410571002 FLOW POST-CLOSE 12/XX/2021  4:40:16 PM XX GUIDES CREDIT WAIVED B B BACKGROUND FLAG BACKGROUND CHECK FOR HERNAN REFLECTS UNSPECIFIED CRIMINAL OFFENSES DATED  2/XX/2006, 3/XX/2006   20211119/CA: RECEIVED CONDITIONAL WAIVER "Subject to LOE from the borrower". LOE RECEIVED C 1
XX 410571002 FLOW POST-CLOSE 12/XX/2021  4:40:16 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING SETTLEMENT STATEMENT    20211216/CA: RECEIVED D 1
XX TY578195 FLOW POST-CLOSE 11/XX/2021  10:27:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO SHOW OWNERSHIP OF ACCOUNT USED FOR LIQUIDITY    20211105/CA:RECEIVED D 1
XX TY578195 FLOW POST-CLOSE 11/XX/2021  10:27:14 AM XX GUIDES CREDIT RESCIND A A INSUFFICIENT DSCR DSCR 0.71<0.80 MINIMUM AS PER XX GUIDELINES. XX APPROVAL REQIRED   20211108/CA:CONDITION NOT NEEDED. DSCR ADJUSTED CORRECTLY C 1
XX TY578195 FLOW POST-CLOSE 11/XX/2021  10:27:14 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20211130/CA:TITLE REFLECTS BORROWING ENTITY AS INSURED D 1
XX TY578195 FLOW POST-CLOSE 11/XX/2021  10:27:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20211130/CA:RECEIVED D 1
XX TY578195 FLOW POST-CLOSE 11/XX/2021  10:27:14 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING SETTLEMENT AGENT SIGNATURE ON THE FINAL HUD   20211130/CA:RECEIVED D 1
XX 410281005 FLOW POST-CLOSE 3/XX/2022  8:19:38 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211208/CA: RECEIVED HOI AND RCE FOR $1,586,600.00 D 1
XX 410281005 FLOW POST-CLOSE 3/XX/2022  8:19:38 AM XX GUIDES CREDIT WAIVED B B MAX LOAN AMOUNT LOAN AMOUNT (MAX): $2,000,000 < $2,530,000. XX APPROVAL REQUIRED.   20211130/CA:WAIVED C 1
XX 410281005 FLOW POST-CLOSE 3/XX/2022  8:19:38 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT.   20211222/CA: RECEIVED D 1
XX TY491056 FLOW POST-CLOSE 11/XX/2021  5:14:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR ADDITIONAL MEMBERS SUCH THAT AT LEAST 51% OF THE BORROWING ENTITY IS REPRESENTED 20211111/CA: RECEIVED BACKGROUND REPORTS AGAIN- NEED GUARANTOR IDENTIFICATION AND CREDIT REPORT FOR XX // 20211021/CA: RECEIVED BG CHECK ONLY, MISSING BOR ID, CREDIT REPORT, OFAC FOR XX 20211115/CA:RECEIVED D 1
XX TY491056 FLOW POST-CLOSE 11/XX/2021  5:14:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR BORROWER.   20211021/CA: RECEIVED D 1
XX TY491056 FLOW POST-CLOSE 11/XX/2021  5:14:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20211015/CA: MISSING RENT LOSS COV, COI SHOWS TWO LOCATIONS, SUBJ PROPERTY LOCATION DOES NOT SHOW RENT LOSS COV 20211025/CA: RECEIVED D 1
XX TY491056 FLOW POST-CLOSE 11/XX/2021  5:14:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211021/CA: RECEIVED D 1
XX TY491056 FLOW POST-CLOSE 11/XX/2021  5:14:03 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211021/CA: RECEIVED D 1
XX TY491056 FLOW POST-CLOSE 11/XX/2021  5:14:03 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211015/CA: RECEIVED D 1
XX TY491056 FLOW POST-CLOSE 11/XX/2021  5:14:03 PM XX GUIDES CREDIT CLEAR A A MISSING OPERATING AGREEMENT BORROWING ENTITY SHOWS OWNERSHIP IN TWO IRREVOCABLE TRUSTS: XX AND XX, NOT ALLOWED PER GUIDELINES   20211110/TCP WAIVED SEE EMAIL DATED 10/XX/2021- MIT FACTOR ALL MEMBERS OF TRUST AND GUARANTORS TO SIGN AT CLOSING C 1
XX TY491056 FLOW POST-CLOSE 11/XX/2021  5:14:03 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $79,426.26 LIQUIDITY < $90,258.84 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211207/CA: RECEIVED D 1
XX TY491056 FLOW POST-CLOSE 11/XX/2021  5:14:03 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 78 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211207/CA: RECEIVED D 1
XX TY733739 FLOW POST-CLOSE 11/XX/2021  2:08:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211102/CA: RECEIVED D 1
XX TY733739 FLOW POST-CLOSE 11/XX/2021  2:08:07 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR XX   20211102/CA: RECEIVED D 1
XX TY733739 FLOW POST-CLOSE 11/XX/2021  2:08:07 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 90 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR XX   20211102/CA: RECEIVED C 1
XX TY733739 FLOW POST-CLOSE 11/XX/2021  2:08:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211102/CA: RECEIVED D 1
XX TY733739 FLOW POST-CLOSE 11/XX/2021  2:08:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211103/CA:RECEIVED D 1
XX TY632419 FLOW POST-CLOSE 11/XX/2021  1:40:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211102/CA: RECEIVED D 1
XX TY632419 FLOW POST-CLOSE 11/XX/2021  1:40:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20211102/CA: RECEIVED D 1
XX TY632419 FLOW POST-CLOSE 11/XX/2021  1:40:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION   20211103/CA:RECEIVED D 1
XX TY632419 FLOW POST-CLOSE 11/XX/2021  1:40:30 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $297,099.84LIQUIDITY < $ 375,948.59 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211102/CA: RECEIVED DUPLICATE COPIES OF BANK STATEMENTS. LIQUIDITY STILL SHORT - $297,099.84LIQUIDITY < $ 371,303.01 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211110/CA:RECEIVED UPDATED BANK STMNT C 1
XX TY632419 FLOW POST-CLOSE 11/XX/2021  1:40:30 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING EVIDENCE OF SIGNATURE OF SETTLEMENT AGENT ON FINAL HUD    20211123/CA: RECEIVED D 1
XX TY632419 FLOW POST-CLOSE 11/XX/2021  1:40:30 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 INSUFFICIENT SETTLEMENT STATEMENT. MISSING INTEREST PAID AT CLOSING   20211123/CA: RECEIVED D 1
XX TY632419 FLOW POST-CLOSE 11/XX/2021  1:40:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EVIDENCE OF WARRANTY DEED   20211203/CA: RECEIVED D 1
XX TY632419 FLOW POST-CLOSE 11/XX/2021  1:40:30 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 95 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211124/TCP: Please waive with XX Consent. XX Approves aged credit report- Comp Factors: Good FICO with decent DSCR C 1
XX 410561004 FLOW POST-CLOSE 11/XX/2021  12:46:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT  MISSING CREDIT REPORT FOR BORROWER: XX   20211117/CA:RECEIVED D 1
XX 410561004 FLOW POST-CLOSE 11/XX/2021  12:46:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR BORROWER: XX   20211117/CA:RECEIVED D 1
XX 410561004 FLOW POST-CLOSE 11/XX/2021  12:46:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR BORROWER: XX   20211117/CA:RECEIVED D 1
XX 410561004 FLOW POST-CLOSE 11/XX/2021  12:46:51 PM XX GUIDES CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20211117/CA:RECEIVED C 1
XX 410561004 FLOW POST-CLOSE 11/XX/2021  12:46:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY   20211117/CA:RECEIVED D 1
XX 410561004 FLOW POST-CLOSE 11/XX/2021  12:46:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE  20211117/CA:RECEIVED FLOOD INSURANCE NOT FLOOD DETERMINATION CERTIFICATE 20211130/CA:RECEIVED D 1
XX 410561004 FLOW POST-CLOSE 11/XX/2021  12:46:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211117/CA:RECEIVED D 1
XX 410561004 FLOW POST-CLOSE 11/XX/2021  12:46:51 PM XX MISSING DOCS CREDIT WAIVED B B MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211116/TCP: Please waive with XX Consent. XX Approved in lieu of rescind D 1
XX 410561004 FLOW POST-CLOSE 11/XX/2021  12:46:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE  20211117/CA:RECEIVED MISSING AUTHORISED AGENT SIGNATURE 20211119/CA: RECEIVED D 1
XX 410561004 FLOW POST-CLOSE 11/XX/2021  12:46:51 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER  20211117/CA:RECEIVED CPL IS MISSING LENDER ISAOA VERBIAGE-PLEASE UPDATE 20211119/CA: RECEIVED D 1
XX 410561004 FLOW POST-CLOSE 11/XX/2021  12:46:51 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT NOTE  NOTE IS MISSING THE P AND I PAYMENT AFTER THE INTEREST ONLY PERIOD ENDS.    20211130/CA:RECEIVED D 1
XX TY975344 FLOW POST-CLOSE 12/XX/2021  7:25:43 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT OPERATING AGREEMENT FOR XX DOESN’T SHOW OWNERSHIP PERCENT TO DETERMINE BORROWERS.   20211102/CA:RECEIVED C 1
XX TY975344 FLOW POST-CLOSE 12/XX/2021  7:25:43 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT OPERATING AGREEMENT FOR XX DOESN’T SHOW OWNERSHIP PERCENTAGE TO DETERMINE BORROWERS.    20211102/CA:RECEIVED C 1
XX TY975344 FLOW POST-CLOSE 12/XX/2021  7:25:43 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT OPERATING AGREEMENT FOR XX DOESN’T SHOW OWNERSHIP PERCENTAGE TO DETERMINE BORROWERS.    20211102/CA:RECEIVED C 1
XX TY975344 FLOW POST-CLOSE 12/XX/2021  7:25:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY   20211108/CA:RECEIVED HOI AND REPLACEMENT COST ESTIMATOR D 1
XX TY975344 FLOW POST-CLOSE 12/XX/2021  7:25:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER    20211027/CA: RECEIVED D 1
XX TY975344 FLOW POST-CLOSE 12/XX/2021  7:25:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE    20211102/CA:RECEIVED D 1
XX TY975344 FLOW POST-CLOSE 12/XX/2021  7:25:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE OR RENT RANGE FOR VACANT UNIT   20211027/CA: RECEIVED D 1
XX TY975344 FLOW POST-CLOSE 12/XX/2021  7:25:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20211102/CA:RECEIVED D 1
XX TY975344 FLOW POST-CLOSE 12/XX/2021  7:25:43 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 205 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211111/CA:RECEIVED C 1
XX TY975344 FLOW POST-CLOSE 12/XX/2021  7:25:43 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 205  DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20211111/CA:RECEIVED C 1
XX TY975344 FLOW POST-CLOSE 12/XX/2021  7:25:43 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 72  DAYS AGE OF BACKGROUND CHECK > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK. 20211118/TCP: Uploaded LOE - it is not him
20211115/CA: RECEIVED UPDATED BACKGROUND REPORT; HOWEVER 3RD DEGREE FELONY DATED 4/XX/2017. XX TO APPROVE		 20211119/CA: RECEIVED C 1
XX TY975344 FLOW POST-CLOSE 12/XX/2021  7:25:43 PM XX MISSING DOCS CREDIT RESCIND A A AGE OF BANK STATEMENTS 72 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211229/CA:RESCINDED. NEW BANK ACCOUNT UPLOADED MEETS  LIQUIDITY  MINMUM REQUIREMENTS PER TCP GUIDELINES. RESCINDED PREVIOUS BANK ACCOUNTS.  D 1
XX TY975344 FLOW POST-CLOSE 12/XX/2021  7:25:43 PM XX GUIDES CREDIT WAIVED B B MAX LTV 75% LTV > 70% MAX ALLOWED. XX APPROVAL REQUIRED (1.04 DSCR)   20211217/TCP: Please waive with XX Consent. XX Approves as 1.34 DSCR and the borrower has excellent liquidity C 1
XX TY478407 FLOW POST-CLOSE 10/XX/2021  5:52:20 PM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   20210823/CA: UPDATED TITLE RECEIVED C 1
XX TY478407 FLOW POST-CLOSE 10/XX/2021  5:52:20 PM XX GUIDES CREDIT WAIVED B B AGE OF BANK STATEMENTS 105 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS XX   20211110/TCP: Please waive with XX Consent. XX Approved subject to DD validating the 6-day old statement. CF: Only 6 days over, LTV 10% below max, 750 FICO C 1
XX TY478407 FLOW POST-CLOSE 10/XX/2021  5:52:20 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 117 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211029/CA:RECEIVED C 1
XX TY478407 FLOW POST-CLOSE 10/XX/2021  5:52:20 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 119 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20211029/CA:RECEIVED C 1
XX TY728061 FLOW POST-CLOSE 8/XX/2021  3:04:35 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20210810/CA: RECEIVED D 1
XX TY728061 FLOW POST-CLOSE 8/XX/2021  3:04:35 PM XX GUIDES CREDIT CLEAR A A MAX LTV 69.49% LTV > 60 MAX ALLOWEDWITH DSCR 0.99. XX APPROVAL REQUIRED 20210825/CA: PENDING IO NOTE 20210910/CA: RECEIVED C 1
XX TY397675 FLOW POST-CLOSE 11/XX/2021  3:04:29 PM XX GUIDES CREDIT WAIVED B B ADVERSE CREDIT (FORECLOSURE HISTORY) FORECLOSURE ON: 4/XX/2021 4 MONTH AGE < 24 MONTH MINIMUM. DOES NOT MEET GUIDELINES   20210809/TCP WAIVED. Approved given the borrower LOE in which he won the court case to release the municipal liens imposed from the city. Also, LTV is 5% below max LTV C 1
XX TY397675 FLOW POST-CLOSE 11/XX/2021  3:04:29 PM XX GUIDES CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY FOR XX   20210809/CA: RECEIVED C 1
XX TY397675 FLOW POST-CLOSE 11/XX/2021  3:04:29 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DOES NOT HAVE RENT LOSS COVERAGE   20210810/CA: RECEIVED C 1
XX TY397675 FLOW POST-CLOSE 11/XX/2021  3:04:29 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20210809/CA: OPTIMUS CORRESPONDENT LENDER C 1
XX TY397675 FLOW POST-CLOSE 11/XX/2021  3:04:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS   20211207/CA: RECEIVED D 1
XX TY397675 FLOW POST-CLOSE 11/XX/2021  3:04:29 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 108 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211127/CA:RECEIVED C 1
XX TY397675 FLOW POST-CLOSE 11/XX/2021  3:04:29 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 131 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211127/CA:RECEIVED C 1
XX TY397675 FLOW POST-CLOSE 11/XX/2021  3:04:29 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 146  DAYS AGE OF CREDIT REPORT > 60 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20211127/CA:RECEIVED C 1
XX TY578759 FLOW POST-CLOSE 11/XX/2021  2:28:57 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CPL: PROPOSED INSURED ON CPL DOES NOT MATCH THE BORROWER. PROVIDE UPDATED CPL 20210922/CA: CPL SHOWS ANOTHER ENTITY XX IN ADDITIONAL TO BOR ENTITY XX 20211116/CA:RECEIVED C 1
XX TY578759 FLOW POST-CLOSE 11/XX/2021  2:28:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE POLICY 20210922/CA: TLE SHOWS ANOTHER ENTITY XX IN ADDITIONAL TO BOR ENTITY XX. SCHED B REQUIREMENTS SHOW BOR INSTEAD OF BOR ENTITY 20211116/CA:RECEIVED D 1
XX TY578759 FLOW POST-CLOSE 11/XX/2021  2:28:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY POLICY   20210922/CA: RECEIVED D 1
XX TY578759 FLOW POST-CLOSE 11/XX/2021  2:28:57 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 104 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS    20210924/CA: RECEIVED C 1
XX TY578759 FLOW POST-CLOSE 11/XX/2021  2:28:57 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $48,422.62 < $166,412.04 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS  20210922/CA: PLEASE PROVIDE MORE RECENT PROOF FUNDS ARE STILL WITH XX. PRIOR HUDS (2) ARE FROM 04/XX/21 20210928/CA: RECEIVED C 1
XX TY578759 FLOW POST-CLOSE 11/XX/2021  2:28:57 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 107 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20210924/CA: RECEIVED C 1
XX TY739951 FLOW POST-CLOSE 10/XX/2021  9:08:46 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211001/CA: RECEIVED D 1
XX TY739951 FLOW POST-CLOSE 10/XX/2021  9:08:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20210929/CA: RECEIVED D 1
XX TY739951 FLOW POST-CLOSE 10/XX/2021  9:08:46 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE FOR XX NOT IN BORROWING ENTITY NAME 20210930/CA: LEASE SHOWS XX AS LESSOR 20211005/CA: RECEIVED PM AGREEMENT C 1
XX TY739951 FLOW POST-CLOSE 10/XX/2021  9:08:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX  TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20210929/CA: RECEIVED D 1
XX TY739951 FLOW POST-CLOSE 10/XX/2021  9:08:46 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $23,781.33 LIQUIDITY < $45,647.36 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20210929/CA: RECEIVED CO PROCEEDS ON PRELIM C 1
XX TY739951 FLOW POST-CLOSE 10/XX/2021  9:08:46 AM XX GUIDES CREDIT WAIVED B B INELIGIBLE APPRAISER 11 PROPERTIES, ONLY 1 APPRAISER USED. GUIDELINES REQUIRE MORE THAN ONE APPRAISER BE USED FOR LOANS >5 PROPERTIES   20210929/TCP WAIVED C 1
XX TY739951 FLOW POST-CLOSE 10/XX/2021  9:08:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED FOR XX TO BORROWEING ENTITY   20211020/CA: RECEIVED D 1
XX TY739951 FLOW POST-CLOSE 10/XX/2021  9:08:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211018/CA: RECEIVED D 1
XX TY739951 FLOW POST-CLOSE 10/XX/2021  9:08:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF LETTERS   20211018/CA: RECEIVED D 1
XX TY739951 FLOW POST-CLOSE 10/XX/2021  9:08:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEEDS FOR PROPERTIES INO BORROWING ENTITY TO DETERMINE AQUSITION DATE- TITLE DOES NOT STATE DATES   20211020/CA: RECEIVED D 1
XX TY140844 FLOW POST-CLOSE 10/XX/2021  9:07:10 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20210927/CA: RECEIVED D 1
XX TY140844 FLOW POST-CLOSE 10/XX/2021  9:07:10 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211001/CA: RECEIVED D 1
XX TY140844 FLOW POST-CLOSE 10/XX/2021  9:07:10 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20210930/CA: RECEIVED D 1
XX TY140844 FLOW POST-CLOSE 10/XX/2021  9:07:10 AM XX GUIDES CREDIT WAIVED B B INELIGIBLE APPRAISER 11 PROPERTIES, ALL WITH SAME APPRAISER. GUIDELINES REQUIRE 2 DIFFERENT APPRAISERS FOR 6-15 PROPERTIES   20210928/TCP WAIVED C 1
XX TY140844 FLOW POST-CLOSE 10/XX/2021  9:07:10 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $34609.61 LIQUIDITY < $46,932.94 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20210930/CA: UPDATED USING PRELIM HUD DATED 9/XX/21. 20210929/CA: UPDATED WITH CO OF 46932.94 (10% USED), LIQUIDITY STILL INSUFFICIENT 2011001/CA: RECEIVED HUD PRELIM FOR BOTH SUBJECT AND LQ2993 C 1
XX TY140844 FLOW POST-CLOSE 10/XX/2021  9:07:10 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASES FOR XX   20210927/CA: RECEIVED D 1
XX TY140844 FLOW POST-CLOSE 10/XX/2021  9:07:10 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH STATEMENT FOR XX (UPLOADED 10/XX/21) 20211007/CA: RECEIVED THE SAME SEPT STATEMENT 20211011/CA: RECEIVED D 1
XX TY140844 FLOW POST-CLOSE 10/XX/2021  9:07:10 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211018/CA: RECEIVED D 1
XX TY140844 FLOW POST-CLOSE 10/XX/2021  9:07:10 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED PER ITEM 7 OF TITLE   20211020/CA: RECEIVED D 1
XX TY140844 FLOW POST-CLOSE 10/XX/2021  9:07:10 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211018/CA: RECEIVED D 1
XX 410481057 FLOW POST-CLOSE 12/XX/2021  4:05:35 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE AGREEMENT IS NOT SIGNED BY LANDLORD FOR SUBJECT PROPERTY- XX    20220105/CA: RECEIVED D 1
XX 410481057 FLOW POST-CLOSE 12/XX/2021  4:05:35 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9     20220105/CA: RECEIVED D 1
XX 410481057 FLOW POST-CLOSE 12/XX/2021  4:05:35 PM XX MISSING DOCS CREDIT CLEAR A A MISSING MORTGAGE MISSING MORTGAGE / DOT.    20220105/CA: RECEIVED D 1
XX 410481057 FLOW POST-CLOSE 12/XX/2021  4:05:35 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT. SETTLEMENT STATEMENT IN FILE IS NOT SIGNED BY BORROWER NOR TITLE AGENT.    20220105/CA: RECEIVED D 1
XX 410481057 FLOW POST-CLOSE 12/XX/2021  4:05:35 PM XX GUIDES CREDIT CLEAR A A ADVERSE CREDIT (FORECLOSURE HISTORY) BACKGROUND REFLECTS A FORECLOSURE DATED 9/XX/2019, NOT ALLOWED PER GUIDELINES.   20220110/CA: GUARANTOR PURCHASED THE FORECLOSE PROPERTY PER TRUSTEE'S DEED PROVIDED C 1
XX 410481057 FLOW POST-CLOSE 12/XX/2021  4:05:35 PM XX MISSING DOCS CREDIT CLEAR A A MISSING RELEASE LANGUAGE  MISSING RELEASE LANGUAGE   20220105/CA: RECEIVED D 1
XX 410481057 FLOW POST-CLOSE 12/XX/2021  4:05:35 PM XX GUIDES CREDIT RESCIND A A MAX LOAN AMOUNT  $2,958,750 LOAN AMOUNT > $2.0 MILLION MAXIMUM LOAN AMOUNT   20220105/CA: $3MIL LAX FOR PORTFOLIO LOANS C 1
XX TY431925 FLOW POST-CLOSE 12/XX/2021  6:44:13 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211111/CA: RECEIVED D 1
XX TY431925 FLOW POST-CLOSE 12/XX/2021  6:44:13 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211111/CA: RECEIVED D 1
XX TY431925 FLOW POST-CLOSE 12/XX/2021  6:44:13 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE AND CLOSING PROTECTION LETTER: PROPOSED INSURED ON TITLE INSURANCE AND CPL DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE AND CPL   20211111/CA: RECEIVED C 1
XX TY431925 FLOW POST-CLOSE 12/XX/2021  6:44:13 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $315,000 HAZARD INSURANCE COVERAGE < $411,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE OR RCE 20211201/CA: RECEIVED SAME HOI AS IN FILE- PROVIDE ADDITIONAL COVERAGE OR REPLACEMENT COST ESTIMATOR 20211202/CA: HOI INCLUDES "Replacement Cost Loss Settlement on Dwelling Guaranteed 100% up to Coverage A amount" D 1
XX TY431925 FLOW POST-CLOSE 12/XX/2021  6:44:13 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING SETTLEMENT AGENT SIGNATURE ON THE FINAL HUD   20211123/CA: RECEIVED D 1
XX TY813482 FLOW POST-CLOSE 12/XX/2021  3:48:35 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE POLICY   20211104/CA:RECEIVED D 1
XX TY813482 FLOW POST-CLOSE 12/XX/2021  3:48:35 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211104/CA:RECEIVED D 1
XX TY813482 FLOW POST-CLOSE 12/XX/2021  3:48:35 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211104/CA:RECEIVED D 1
XX TY813482 FLOW POST-CLOSE 12/XX/2021  3:48:35 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211104/CA:RECEIVED D 1
XX TY813482 FLOW POST-CLOSE 12/XX/2021  3:48:35 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED DOES NOT PROVIDE EITHER. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211104/CA:RECEIVED C 1
XX TY813482 FLOW POST-CLOSE 12/XX/2021  3:48:35 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211115/CA: NOT USING ALLY BANK ACCT TOWARDS ASSETS D 1
XX TY813482 FLOW POST-CLOSE 12/XX/2021  3:48:35 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211104/CA:RECEIVED D 1
XX TY813482 FLOW POST-CLOSE 12/XX/2021  3:48:35 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 61 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR THE XX ACCOUNT   20211115/CA: RECEIVED C 1
XX TY813482 FLOW POST-CLOSE 12/XX/2021  3:48:35 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INSUFFICIENT NOTE : NOTE IS MISSING SIGNATURE PAGE    20211217/CA: RECEIVED C 1
XX 410481039 FLOW POST-CLOSE 1/XX/2022  9:36:08 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING APPRAISALS FOR PROPERTIES: XX 20211221/CA: APPRAISAL FOR 3291 BELLA VISTA DR IS MADE SUBJECT TO. PLEASE PROVIDE APPRAISAL UPDATE. 20220113/CA: RECEIVED UPDATED APPRAISAL MADE AS-IS D 1
XX 410481039 FLOW POST-CLOSE 1/XX/2022  9:36:08 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY PREMIUM FOR ALL PROPERTIES    20211221/CA: RECEIVED D 1
XX 410481039 FLOW POST-CLOSE 1/XX/2022  9:36:08 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION FOR ALL PROPERTIES   20211221/CA: RECEIVED D 1
XX 410481039 FLOW POST-CLOSE 1/XX/2022  9:36:08 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING DATE ON THE CERTIFICATE OF GOOD STANDING.    20211221/CA: RECEIVED D 1
XX 410481039 FLOW POST-CLOSE 1/XX/2022  9:36:08 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENTS OR THIRD PARTY MARKET RENT REVIEW (VACANT PROPERTIES ONLY) FOR: XX 20211221/CA: STILL MISSING 3RD PARTY RENT ESTIMATE FOR 215 MACKAY AVE 20220107/CA:RECEIVED D 1
XX 410481039 FLOW POST-CLOSE 1/XX/2022  9:36:08 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211221/CA: RECEIVED D 1
XX 410481039 FLOW POST-CLOSE 1/XX/2022  9:36:08 AM XX GUIDES CREDIT RESCIND A A MAX LOAN AMOUNT 2,203,416.00 LOAN AMOUNT  > 2,000,000 MAXIMUM LOAN AMT ALLOWED. NOT ALLOWED PER TCP GUIDELINES 20211221/CA: PLEASE PROVIDE APPROVAL FOR LOAN AMOUNT 2020107/CA:LOAN AMT IS OK C 1
XX 410481039 FLOW POST-CLOSE 1/XX/2022  9:36:08 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 68 DAYS AGE OF BANK STATEMENTS FOR ACCT SNB-2281  > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211221/CA: RECEIVED C 1
XX 410481039 FLOW POST-CLOSE 1/XX/2022  9:36:08 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 98 DAYS AGE OF BANK STATEMENTS FOR ACCT: NB-4257 > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211221/CA: RECEIVED C 1
XX 410481039 FLOW POST-CLOSE 1/XX/2022  9:36:08 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $ 1,966,935 TITLE INSURANCE COVERAGE < $2,203,416.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211221/CA: RECEIVED C 1
XX 410481039 FLOW POST-CLOSE 1/XX/2022  9:36:08 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE AGREEMENT   20211221/CA: RECEIVED COURT ORDER AND RESOLUTION FOR PURCHASE OF 69 PROPERTIES TO INCLUDE 17 ON THIS LOAN D 1
XX 410481039 FLOW POST-CLOSE 1/XX/2022  9:36:08 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 FINAL SETTLEMENT STATEMENT IS MISSING PAGES.  20220113/CA: SETTLEMENT STATEMENT PROVIDED REFLECTS $XX DUE TO BORROWER, (ON A PURCHASE LOAN) WHICH APPREARS TO BE INCORRECT. PLEASE PROVIDE SETTLEMENT STATEMENT WITH TOTAL FUNDS DUE FROM BORROWER AND SELLER NAME 20220114/CA: RECEIVED MASTER SETTLEMENT STATEMENT SHOWING TOTAL OF $XXDUE FROM PURCHASER FOR ALL 4 LOANS RELATED TO TOTAL PURCHASE D 1
XX 410481039 FLOW POST-CLOSE 1/XX/2022  9:36:08 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 93 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220107/TCP: WAIVER APPROVAL - 756-FICO and 1.53 DSCR C 1
XX 410481039 FLOW POST-CLOSE 1/XX/2022  9:36:08 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED & CPL  20220113/CA: RECEIVED ALL DEEDS. CPL STILL MISSING 20220114/CA: EXECUTED CIL IN FILE IN LIEU OF CPL D 1
XX 410481040 FLOW POST-CLOSE 1/XX/2022  4:29:16 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CERTIFICATE OF GOOD STANDING 23 MONTHS DAYS AGE OF CERTIFICATE OF GOOD STANDING > 360 DAYS MAX ALLOWED. PROVIDE UPDATED CERTIFICATE OF GOOD STANDING   20211220/CA: RECEIVE D 1
XX 410481040 FLOW POST-CLOSE 1/XX/2022  4:29:16 AM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 70 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS FOR ACCOUNT ENDING IN XX    20211220/CA: RECEIVED UPDATED STATEMENTS FOR ACCT# XX AND XX D 1
XX 410481040 FLOW POST-CLOSE 1/XX/2022  4:29:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE CONTRACT.   20211213/CA:RECEIVED COURT ORDER FOR SALE D 1
XX 410481040 FLOW POST-CLOSE 1/XX/2022  4:29:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATES FOR ALL SUBJECT PROPERTIES.    20211220/CA: RECEIVED D 1
XX 410481040 FLOW POST-CLOSE 1/XX/2022  4:29:16 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $1,817,030.00 TITLE INSURANCE COVERAGE < $2,062,743.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211220/CA: RECEIVED D 1
XX 410481040 FLOW POST-CLOSE 1/XX/2022  4:29:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE PREMIUM AMOUNT.    20211220/CA: RECEIVED D 1
XX 410481040 FLOW POST-CLOSE 1/XX/2022  4:29:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR PROPERTIES, XX  20211213/CA: RECEIVED RENT RANGE FOR XX BUT MISSING RENT RANGE FOR XX- PLEASE UPLOAD 20220111/CA: RECEIVED RENTAL ANLAYSIS D 1
XX 410481040 FLOW POST-CLOSE 1/XX/2022  4:29:16 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE AGREEMENT FOR SUBJECT PROPERTY XX, IS MISSING LANDLORD SIGNATURE.     20211213/CA:RECEIVED D 1
XX 410481040 FLOW POST-CLOSE 1/XX/2022  4:29:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING SETTLMENT STATEMENT 20220113/CA: SETTLEMENT STATEMENT PROVIDED REFLECTS $XX DUE TO BORROWER, (ON A PURCHASE LOAN) WHICH APPREARS TO BE INCORRECT. PLEASE PROVIDE SETTLEMENT STATEMENT WITH TOTAL FUNDS DUE FROM BORROWER AND SELLER NAME 20220114/CA: RECEIVED MASTER SETTLEMENT STATEMENT SHOWING TOTAL OF $XX DUE FROM PURCHASER FOR ALL 4 LOANS RELATED TO TOTAL PURCHASE D 1
XX 410481040 FLOW POST-CLOSE 1/XX/2022  4:29:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY/GRANT DEED   20220113/CA: RECEIVED D 1
XX 410481040 FLOW POST-CLOSE 1/XX/2022  4:29:16 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 93 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220107/TCP: WAIVER APPROVAL - 756-FICO and 1.53 DSCR C 1
XX 410481042 FLOW POST-CLOSE 1/XX/2022  6:28:54 AM XX PROPERTY CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING APPRAISAL FOR PROPERTY XX, ADDTL EXCEPTIONS MAY APPLY. LTV IS CURRENTLY HIGH DUE TO MISSING APPRAISALS    20211220/CA: RECEIVED C 1
XX 410481042 FLOW POST-CLOSE 1/XX/2022  6:28:54 AM XX PROPERTY CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20220106/CA: RECEIVED C 1
XX 410481042 FLOW POST-CLOSE 1/XX/2022  6:28:54 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING LEASES FOR PROPERTY XX,  ARE NOT SIGNED BY THE LANDLORD.   20211213/CA: RECEIVED D 1
XX 410481042 FLOW POST-CLOSE 1/XX/2022  6:28:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE FOR PROPERTY XX   20211220/CA: RECEIVED 3RD PARTY RENT ESTIMATES D 1
XX 410481042 FLOW POST-CLOSE 1/XX/2022  6:28:54 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING EVIDENCE OF INSURANCE PREMIUM.    20211220/CA: RECEIVED D 1
XX 410481042 FLOW POST-CLOSE 1/XX/2022  6:28:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING.    20211220/CA: RECEIVED D 1
XX 410481042 FLOW POST-CLOSE 1/XX/2022  6:28:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATES FOR ALL SUBJECT PROPERTIES.    20211213/CA:RECEIVED D 1
XX 410481042 FLOW POST-CLOSE 1/XX/2022  6:28:54 AM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 98 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211220/CA: RECEIVED UPDATED STATEMENTS FOR ACCT# XX AND XX D 1
XX 410481042 FLOW POST-CLOSE 1/XX/2022  6:28:54 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING AN ADDITIONAL ONE MONTH BANK STATEMENT FOR ACCOUNT ENDING IN XX, XX   20211220/CA: RECEIVED ADDTL UPDATED STATEMENTS FOR ACCT # XX AND XX D 1
XX 410481042 FLOW POST-CLOSE 1/XX/2022  6:28:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE CONTRACT. (DOCUMENTS IN FILE LABELED PURCHASE AGREEMENT ARE NOT THE PURCHASE CONTRACT)   20220111/CA: RECEIVED D 1
XX 410481042 FLOW POST-CLOSE 1/XX/2022  6:28:54 AM XX MISSING DOCS CREDIT WAIVED B B AGE OF CREDIT REPORT 93 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20220111/TCP: WAIVER APPROVAL-1.92 DSCR. One time waiver for 3-days aged Credit Report D 1
XX 410481042 FLOW POST-CLOSE 1/XX/2022  6:28:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT.  20220113/CA: SETTLEMENT STATEMENT PROVIDED REFLECTS $XX DUE TO BORROWER, (ON A PURCHASE LOAN) WHICH APPREARS TO BE INCORRECT. PLEASE PROVIDE SETTLEMENT STATEMENT WITH TOTAL FUNDS DUE FROM BORROWER AND SELLER NAME 20220114/CA: RECEIVED MASTER SETTLEMENT STATEMENT SHOWING TOTAL OF $XXDUE FROM PURCHASER FOR ALL 4 LOANS RELATED TO TOTAL PURCHASE D 1
XX 410481042 FLOW POST-CLOSE 1/XX/2022  6:28:54 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED.    20220113/CA: RECEIVED D 1
XX TY846618 FLOW POST-CLOSE 11/XX/2021  12:36:53 PM XX GUIDES CREDIT RESCIND A A BACKGROUND FLAG BACKGROUND CHECK FOR XX REFLECTS UNSPECIFIED, UNDATED  CRIMINAL OFFENSES. MISSING PROOF OF THE NATURE OF THE OFFENSE(S) 20211022/CA:LOE REFLECTS INCORRECT PERSON FOR THE BACKGROUND REPORT. WE NEED A CORRECT BACKGROUND REPORT DONE FOR XX. 20211026/CA: BG NOT A GOOD MATCH C 1
XX TY846618 FLOW POST-CLOSE 11/XX/2021  12:36:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER FOR ALL PROPERTIES EXCEPT XX   20211108/CA:RECEIVED D 1
XX 410481002 FLOW POST-CLOSE 12/XX/2021  1:42:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR GUARANTOR XX   20211112/CA:RECEIVED D 1
XX 410481002 FLOW POST-CLOSE 12/XX/2021  1:42:57 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE TITLE STATES WARRANTY DEED TO TRANSFER SUBJECT PROP TO XX PLEASE CLARIFY THE NAME OF BORROWING ENTITY LOAN WILL BE CLOSED IN AS WE HAVE ENTITY DOCS FOR XX AND NOT XX 20211112/CA:RECEIVED WARRANTY DEED FROM PRIOR PURXXLE REPORT TO BE UPDATED- CLAUSE TO TRANSFER DEED TO BE EXCLUDED 20211119/CA: RECEIVED C 1
XX 410481002 FLOW POST-CLOSE 12/XX/2021  1:42:57 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER CLOSING PROTECTION LETTER STATES BORROWER AS XX- PLEASE CLARIFY THE BORROWING ENTITY LOAN WILL BE CLOSING IN AND UPDATE ACCORDINGLY   20211112/CA:RECEIVED UPDATED CPL C 1
XX 410481002 FLOW POST-CLOSE 12/XX/2021  1:42:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE AGREEMENT   20211112/CA:RECEIVED PRIOR PURCHASE HUD D 1
XX 410481002 FLOW POST-CLOSE 12/XX/2021  1:42:57 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD STATED INSURED AS XX- PLEASE CLARIFY THE BORROWING ENTITY LOAN WILL BE CLOSING IN AND UPDATE ACCORDINGLY   20211112/CA:RECEIVED WARRANTY DEED WHICH CLARIFIES BORROWING ENTITY C 1
XX 410481002 FLOW POST-CLOSE 12/XX/2021  1:42:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT(S) FOR XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY 20211119/CA: XX IS THE ENTITY ON THE BANK STATEMENT PROVIDED FOR LIQUDITY. PLEASE PROVIDE DOCUMENT TO TIE BORROWING ENTITY/GUARANTOR TO ASSETS
20211118/TCP: CA. An OA is not required for a Single-Member LLC. Please clear
20211112/CA:RECEIVED OA FOR BORROWING ENTITY WHICH IS IN FILE PLEASE PROVIDE OA FOR XX TO TIE TO STMENTS PROVIDED FOR LIQUIDITY		 20211129/TCP: AN OA IS NOT REQUIRED FOR A SINGLE MEMBER LLC. PLEASE CLEAR.  D 1
XX 410481002 FLOW POST-CLOSE 12/XX/2021  1:42:57 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE 20211112/CA:RECEIVED UPDATED HOI REFLECTING MORTGAGOR AS "XX" PLEASE CLARIFY IF SAME AS XX. ALSO MISSING ISAOA/ATIMA 20211118/TCP: XX is part of XX. Please clear finding C 1
XX 410481024 FLOW POST-CLOSE 1/XX/2022  8:30:52 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF FOR SUBJECT PROPERTY, XX    20211214/CA: RECEIVED D 1
XX 410481024 FLOW POST-CLOSE 1/XX/2022  8:30:52 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER.    20211214/CA: RECEIVED D 1
XX 410481024 FLOW POST-CLOSE 1/XX/2022  8:30:52 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE, FOR SUBJECT PROPERTY.    20211214/CA: RECEIVED D 1
XX 410481024 FLOW POST-CLOSE 1/XX/2022  8:30:52 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT OPERATION AGREEMENT FOR ENTITY XX, IS NOT FULLY EXCECUTED BY MEMBERS.    20211214/CA: RECEIVED D 1
XX 410481024 FLOW POST-CLOSE 1/XX/2022  8:30:52 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE.  20211214/CA: RECEIVED TITLE; HOWEVER $310,000.00 TITLE INSURANCE COVERAGE < $362,400.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20220107/CA:RECEIVED D 1
XX 410481024 FLOW POST-CLOSE 1/XX/2022  8:30:52 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA    202114/CA: RECEIVED D 1
XX 410481024 FLOW POST-CLOSE 1/XX/2022  8:30:52 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $20,796.46 LIQUIDITY < $ 21,963.45 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220107/CA:RECEIVED C 1
XX 410481024 FLOW POST-CLOSE 1/XX/2022  8:30:52 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 70 DAYS AGE OF BANK STATEMENTS >  60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20220107/CA:RECEIVED C 1
XX TY444126 FLOW POST-CLOSE 12/XX/2021  5:54:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211104/CA:RECEIVED D 1
XX TY444126 FLOW POST-CLOSE 12/XX/2021  5:54:45 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211103/CA:RECEIVED D 1
XX TY444126 FLOW POST-CLOSE 12/XX/2021  5:54:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211103/CA:RECEIVED D 1
XX TY444126 FLOW POST-CLOSE 12/XX/2021  5:54:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211103/CA:RECEIVED D 1
XX TY444126 FLOW POST-CLOSE 12/XX/2021  5:54:45 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CONDO QUESTIONAIRE INSUFFICIENT CONDO QUESTIONNAIRE. PROVIDED QUESTIONNAIRE IS INCOMPLETE AND DOES NOT ANSWER THE FOLLOWING REQUIREMENT: UNITS IN PROJECT MUST BE HELD FEE SIMPLE. PROVIDED UPDATED CONDO QUESTIONNAIRE   20211104/CA:RECEIVED C 1
XX TY444126 FLOW POST-CLOSE 12/XX/2021  5:54:45 PM XX GUIDES CREDIT WAIVED B B INELIGIBLE CONDO AS PER CONDO QUESTIONAIRE THE HOMEOWNERS ASSOCIATION HAS BEEN NAMED AS PARTY TO LITIGATION. XX APPROVAL REQUIRED.  20211104/CA:TCP WAIVER TO BE UPLOADED TO PORTAL 20211111/TCP: please note that XX is comfortable with the attached letter and is okay waiving the remaining exception. C 1
XX TY444126 FLOW POST-CLOSE 12/XX/2021  5:54:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD INSURANCE MISSING FLOOD POLICY AS CERTIFICATE REFLECTS PROPERTY IS IN A FLOOD ZONE   20211104/CA:RECEIVED D 1
XX TY444126 FLOW POST-CLOSE 12/XX/2021  5:54:45 PM XX GUIDES CREDIT CLEAR A A MAX LTV 70% LTV > 65% MAX ALLOWED. XX APPROVAL REQUIRED (.84 DSCR) 20211210/CA: Per the Appraisal, the Market rent is $2400.  The 3rd party rental analysis is $3200.  Per guidelines the lower of the two is to be used.
20211207/CA: $2400 MARKET RENT / $2862.95 ($860.89 P&I + $233.75 HOI + $285.33 TAX + $1,482.97 CONDO FEE) QUALIFYING PAYMENT = 0.84 DSCR
20211207/TCP: Please provide DSCR Calculation on this. As per Lender DSCR is 1.1 		 20211213/CA: RECEIVED UPDATED APPRAISAL WITH INCREASED $3200 MARKET RENT C 1
XX TY759951 FLOW POST-CLOSE 11/XX/2021  5:18:09 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS FELONY. NOT ALLOWED PER GUIDELINES.    20211101/CA:RECEIVED C 1
XX TY759951 FLOW POST-CLOSE 11/XX/2021  5:18:09 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT NOTE  NOTE REFLECTS INCORRECT P AND I AMOUNT. SHOULD BE $1,112.09 PER TERMS PROVIDED.    20211201/CA:RECEIVED AMENDMENT D 1
XX 410481003 FLOW POST-CLOSE 11/XX/2021  4:52:52 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $7,190.11 LIQUIDITY < $60,264.11 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211115/CA:RECEIVED ADITIONAL BANK STMNTS LIQUIDITY STILL LOW $58085.04 < $66332.11 MINIMUM REQUIRED. PROVIDE ADITIONAL ASSETS 20211119/CA: RECEIVED C 1
XX 410481003 FLOW POST-CLOSE 11/XX/2021  4:52:52 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISING BACKGROUND CHECK   20211116/CA:RECEIVED D 1
XX 410481003 FLOW POST-CLOSE 11/XX/2021  4:52:52 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211118/CA: RECEIVED D 1
XX 410481003 FLOW POST-CLOSE 11/XX/2021  4:52:52 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211116/CA:RECEIVED TAX LATTER FROM TITLE  D 1
XX 410481003 FLOW POST-CLOSE 11/XX/2021  4:52:52 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT(S) FOR XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20211118/CA: RECEIVED D 1
XX 410481003 FLOW POST-CLOSE 11/XX/2021  4:52:52 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INCORRECT PAYMENT AMOUNT.  THE NOTE SHOWS $XX. THE ACTUAL PAYMENT AMOUNT IS $XX. PLEASE UPDATE NOTE   20211203/CA: RECEIVED C 1
XX 410481014 FLOW POST-CLOSE 12/XX/2021  11:21:24 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CONDO QUESTIONAIRE MISSING CONDO QUESTIONNAIRE.    20211124/CA:RECEIVED D 1
XX 410481014 FLOW POST-CLOSE 12/XX/2021  11:21:24 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $7754.38 LIQUIDITY < $22023.33 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211124/CA:RECEIVED C 1
XX 410481014 FLOW POST-CLOSE 12/XX/2021  11:21:24 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATES FOR ALL SUBJECT PROPERTIES.    20211124/CA:RECEIVED D 1
XX 410481014 FLOW POST-CLOSE 12/XX/2021  11:21:24 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MASTER CONDO POLICY IS MISSING MORTGAGEE CLAUSE, DOES NOT STATE THE SUBJECT UNITS AND DOES NOT STATE THE OWNER/BORROWER INFO 20211124/CA: INSURED DOES NOT MATCH OUR BORROWER.  20211129/CA:RECEIVED C 1
XX 410481014 FLOW POST-CLOSE 12/XX/2021  11:21:24 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 66 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211124/CA:RECEIVED C 1
XX 410481014 FLOW POST-CLOSE 12/XX/2021  11:21:24 AM XX GUIDES CREDIT CLEAR A A INELIGIBLE CONDO A SINGLE OWNER OWNS GREATER THAN 25% OF TOTAL UNITS. NOT ALLOWED PER GUIDELINES UNLESS THAT OWNER IS OUR BORROWER   20211208/CA:RECEIVED PROPERTY DETAIL REPORT REFLECTING BORROWER OWNS 50% OF UNITS  C 1
XX 410481014 FLOW POST-CLOSE 12/XX/2021  11:21:24 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 67 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211227/CA: REMOVED AGED ACCT, CASHOUT AMT INCLUDED IN LIQUIDITY, SUFFICIENT C 1
XX 410481005 FLOW POST-CLOSE 12/XX/2021  11:25:34 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE 20211116/CA:RECEIVED TITLE - COVERAGE IN AMOUNT IF$289500.00 < $308000.00 MINIMUN REQUIRED- PROVIDE ADDITIONAL COVERAGE 202112121/CA: RECIVED D 1
XX 410481005 FLOW POST-CLOSE 12/XX/2021  11:25:34 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211117/CA:RECEIVED D 1
XX 410481005 FLOW POST-CLOSE 12/XX/2021  11:25:34 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INSUFFICIENT LIQUIDITY. $12015.18 < $18176.87 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211119/CA: RECEIVED C 1
XX 410481005 FLOW POST-CLOSE 12/XX/2021  11:25:34 AM XX GUIDES CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT. SETTLEMENT STATEMENT IN FILE IS NOT SIGNED.   20211207/CA: RECEIVED C 1
XX 410481032 FLOW POST-CLOSE 1/XX/2022  9:47:17 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LIQUIDITY $10824.13  LIQUIDITY < 29778.67 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20220111/CA: RECEIVED DUPLICATE COPIES OF BANK STATEMENTS AND ACCT BALANCES. LIQUIDITY STILL SHORT (4132.25) $20,154.93 < $20,287.18. PROVIDE ADDTL ASSETS OR XX TO APPROVE
20211223/CA:PLEASE UPLOAD PRELIM HUD WHEN AVAILABLE
20211220/CA: RECEIVED ADDTL ASSETS; HOWEVER, STILL SHORT - $20,070.72 < $29,778.67. PROVIDE ADDTL ASSETS
20211208/LMQ: These cover the liquidity requirement from the sizer. I spoke with Hanna and she said the 30k is including an assumed 2% closing costs. I will attach the Hud once I get one, but closing costs are included in this rate/term loan. She said we can get it waived with a HUD showing that.		 20220120/TCP: CA, Qualifying payment here is $3,218.74 x 6 months plus $842.06 from HUD gives us a total needed of $20,154.50. Okay to waive as borrower is short less than $200. C 1
XX 410481032 FLOW POST-CLOSE 1/XX/2022  9:47:17 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS   20220111/CA: RECEIVED D 1
XX 410481018 FLOW POST-CLOSE 12/XX/2021  4:40:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20211222/CA:RECEIVED RCE- PLEASE PROVIDE UPDATED HOI IN NAME OF BORROWER AND NOT LLC OR CLARIFY WHOSE NAME LOAN WILL BE CLOSING IN
20211203/CA:RECEIVED HOI POLICY WHICH  REFLECT INSURED NAME AS XX- PLEASE CLARIFY		 20211222/CA:LOAN CLOSED IN LLC NAME  D 1
XX 410481018 FLOW POST-CLOSE 12/XX/2021  4:40:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211203/CA:RECEIVED D 1
XX 410481018 FLOW POST-CLOSE 12/XX/2021  4:40:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INSUFFICIENT LEASE INFORMATION. LEASE INFORMATION IN FILE INCOMPLETE. PROVIDE COMPLETE LEASES FOR UNITS XX   20211130/CA:RECEIVED C 1
XX 410481018 FLOW POST-CLOSE 12/XX/2021  4:40:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. TITLE INSURANCE NAMES XX INSTEAD OF XX AS BORROWER. PROVIDE UPDATED TITLE INSURANCE MATCHING BORROWER. 20211203/CA:RECEIVED TITLE REFLECTING TITLE VESTED IN XX AND NOT BORROWER'S NAME PLEASE CLARIFY
20211130/CA:RECEIVED SAME TITLE AS IN FILE- IT DOES NOT STATE CLEARLY THE SUBJECT PROPERTY WILL BE TEANSFERED TO BORROWER NAME AT CLOSING - PLEASE UPDATE 		 20211222/CA:LOAN CLOSED IN LLC NAME  C 1
XX 410481018 FLOW POST-CLOSE 12/XX/2021  4:40:22 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS SEVERAL FELONIES. NOT ALLOWED PER XX GUIDES   20211203/CA:RECEIVED LOX C 1
XX 410481018 FLOW POST-CLOSE 12/XX/2021  4:40:22 PM XX GUIDES CREDIT RESCIND A A AGE OF CREDIT REPORT 92.79 % AILTV > 80% MAX ALLOWED. XX APPROVAL REQUIRED   20220107/CA:RECEIVED C 1
XX 410481018 FLOW POST-CLOSE 12/XX/2021  4:40:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INSUFFICIENT NOTE . P&I AMOUNT STATED ON NOTE IS INCORRECT. CORRECT AMOUNT IS $1871.97 AND NOT $1819.83. PLEASE PROVIDE AN AMENDMENT TO NOTE 20220107/CA:UPDATED CONDITION AS INCORRECT NOTE AMOUNT STATED IN NOTE SECTION 20220119/CA: UPDATED DATA TAPE REFLECTS LOAN AMOUNT OF $XX C 1
XX 410481018 FLOW POST-CLOSE 12/XX/2021  4:40:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9 DOC   20220111/CA: RECEIVED D 1
XX 410481018 FLOW POST-CLOSE 12/XX/2021  4:40:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERT ORF GOOD STANDING SINCE LOAN CLOSED IN LLC AND NOT INDIVIDUAL PER TAPE DATA   20211229/CA: RECEIVED D 1
XX 410481017 FLOW POST-CLOSE 12/XX/2021  5:55:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211216/CA: RECEIVED D 1
XX 410481017 FLOW POST-CLOSE 12/XX/2021  5:55:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE DOCUMENTS FOR LEASED PROPERTY 20211130/CA:RECEIVED ONLY 1 LEASE FOR THIS PROPERTY OTHER LEASES ARE NOT FOR THIS PROPERTY- PLEASE PROVIDE CORRECT LEASES 20211216/CA: RECEIVED LEASES FOR UNITS A & C D 1
XX 410481017 FLOW POST-CLOSE 12/XX/2021  5:55:32 PM XX GUIDES CREDIT WAIVED B B BACKGROUND FLAG BACKGROUND CHECK REFLECTS SEVERAL FELONIES WITH NO EXPLANATION. NOT ALLOWED PER XX GUIDELINES.   20211206/TCP: WAIVER APPROVAL - LOE, 737 FICO & 1.41 DSCR C 1
XX 410481017 FLOW POST-CLOSE 12/XX/2021  5:55:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. HAZARD INSURANCE MORTGAGEE CLAUSE NAMES INCORRECT LENDER (XX). PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE THAT MATCHES BORROWER (XX).   20211130/CA:RECEIVED C 1
XX 410481017 FLOW POST-CLOSE 12/XX/2021  5:55:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $ 322,500 TITLE INSURANCE COVERAGE < $350,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20211216/CA: TITLE COMMITMENT STILL REFLECTS LOAN POLICY AMT OF $322,500.00. MINIMUM $350,000.00 REQUIRED
20211130/CA:RECEIVED SAME AS IN FILE		 20211221/CA: LOAN AMOUNT REDUCED TO $XX C 1
XX 410481017 FLOW POST-CLOSE 12/XX/2021  5:55:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD INSURANCE 20211229/CA: RECEIVED FLOOD INS DEC PAGE; HOWEVER MORTGAGEE CLAUSE DOES NOT CONTAIN ISAOA. PROVIDE UPDATED MORTGAGEE CLAUSE
20211227/CA: DOCUMENT ENTITLED "XX" DOES NOT PROVIDE EVIDENCE OF FLOOD INSURANCE, ONLY AN APPLICATION
20211222/CA:POLICY PROVIDED STATES ON 1ST PAGE FLOOD NOT INCLUDED- PLEASE PROVIDE FLOOD INSURANCE
20211216/CA: FLOOD INSURANCE IS NOT UPLOADED. PLEASE PROVIDE FLOOD INSURANCE		 20220105/CA: RECEIVED D 1
XX 410481017 FLOW POST-CLOSE 12/XX/2021  5:55:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING EVIDENCE OF FORM W-9   20220111/CA: RECEIVED D 1
XX 410481007 FLOW POST-CLOSE 12/XX/2021  1:43:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211119/CA: RECEIVED D 1
XX 410481007 FLOW POST-CLOSE 12/XX/2021  1:43:28 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211202/CA: RECEIVED C 1
XX 410481007 FLOW POST-CLOSE 12/XX/2021  1:43:28 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSES DATED 11/XX/2005, 8/XX/2013, 8/XX/2009, 1/XX/2017 AND 6/XX/2008. PROVIDE PROOF OF THE NATURE OF THE OFFENSES.    20211119/CA: RECEIVED C 1
XX 410481007 FLOW POST-CLOSE 12/XX/2021  1:43:28 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME AND ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE 20211202/CA: RECEIVED MORTGAGEE CLAUSE; HOWEVER POLICY AMOUNT $144,000 < $145,440.00 MIN REQUIRED. PROVIDE UPDATED TITLE POLICY AMOUNT 2021217/CA: LOAN AMOUNT REDUCED TO $XX C 1
XX 410481007 FLOW POST-CLOSE 12/XX/2021  1:43:28 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: HAZARD INSURANCE IS MISSING RENT LOSS COVERAGE    20211202/CA: RECEIVED C 1
XX 410481007 FLOW POST-CLOSE 12/XX/2021  1:43:28 PM XX GUIDES CREDIT WAIVED B B AGE OF BANK STATEMENTS 62 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211217/TCP: Please waive with XX Consent. XX Approves- Comp Factors-743 FICO and +3.0 DSCR C 1
XX 410481021 FLOW POST-CLOSE 2/XX/2022  5:22:25 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211130/CA:RECEIVED D 1
XX 410481021 FLOW POST-CLOSE 2/XX/2022  5:22:25 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD INSURANCE 20220111/CA: PLEASE PROVIDE UPDATED FLOOD INSURANCE WITH XX AS THE INSURED
20211207/CA:RECEIVED FLOOD POLICY HOWEVER IT DOES NOT REFLECT THE BORROWING ENTITY AS INSURED PARTY		 20220203/CA: RECEIVED D 1
XX 410481021 FLOW POST-CLOSE 2/XX/2022  5:22:25 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $387,600  HAZARD INSURANCE COVERAGE < $472,500 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20220120/CA: HOI REFLECTS GUARANTEED REPLACEMENT COST. SUFFICIENT COVERAGE. STILL REQUIRE BORROWING ENTITY AS INSURED. PROVIDE UPDATED HOI
20211220/CA: DUPLICATE HOI UPLOADED. COVERAGE AMOUNT IS INSUFFICIENT		 20220203/CA: RECEIVED C 1
XX 410481021 FLOW POST-CLOSE 2/XX/2022  5:22:25 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211207/CA:RESCIND- MORTGAGEE CLAUSE CORRECT C 1
XX 410481021 FLOW POST-CLOSE 2/XX/2022  5:22:25 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCTS: XX (MISSING 9/2021), XX   20211130/CA:RECEIVED D 1
XX 410481021 FLOW POST-CLOSE 2/XX/2022  5:22:25 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENTS FOR XX AND XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20220128/CA: RECEIVED OA AND ARTICLES D 1
XX 410481021 FLOW POST-CLOSE 2/XX/2022  5:22:25 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211130/CA:RECEIVED C 1
XX 410481021 FLOW POST-CLOSE 2/XX/2022  5:22:25 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CPL MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211130/CA:RECEIVED C 1
XX 410481021 FLOW POST-CLOSE 2/XX/2022  5:22:25 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT 20211223/CA:NO NEW LEASES UPLOADED- PLEASE REVIEW LEASE PROVIDED AND PROVIDE LEASE FOR CORRECT PROPERTY
20211207/CA:RECEIVED LEASE FOR XX- WHICH IS NOT THE SUBJECT PROPERTY-PLEASE REVIEW AND PROVIDE LEASE FOR SUBJECT PROPERTY		 20220128/CA: RECEIVED D 1
XX 410481058 FLOW POST-CLOSE 12/XX/2021  9:50:55 AM XX GUIDES CREDIT CLEAR A A ADVERSE CREDIT (FORECLOSURE HISTORY) BACKGROUND REPORT REFLECTS A FORECLOSURE DATED 9/XX/2019. 26 MONTHS AGO < 36 MONTHS TCP TO REVIEW   20220110/CA: GUARANTOR PURCHASED THE FORECLOSE PROPERTY PER TRUSTEE'S DEED PROVIDED C 1
XX TY774820 FLOW POST-CLOSE 11/XX/2021  12:49:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211007/CA: RECEIVED D 1
XX TY774820 FLOW POST-CLOSE 11/XX/2021  12:49:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERTIFICATE OF GOOD STANDING   20210929/CA: RECEIVED D 1
XX TY774820 FLOW POST-CLOSE 11/XX/2021  12:49:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR: XX  TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20210929/CA: RECEIVED D 1
XX TY774820 FLOW POST-CLOSE 11/XX/2021  12:49:48 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20210929/CA: RECEIVED D 1
XX TY774820 FLOW POST-CLOSE 11/XX/2021  12:49:48 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20210929/CA: RECEIVED D 1
XX TY774820 FLOW POST-CLOSE 11/XX/2021  12:49:48 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $350000 TITLE INSURANCE COVERAGE < $_375000 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211102/CA:RECEIVED C 1
XX 410271000 FLOW POST-CLOSE 12/XX/2021  11:21:33 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER 20211129/CA:RECEIVED CPL HOWEVER SAME IS MISSING THE LENDER ISAOA VERBIAGE PLEASE UPDATE 20211206/CA: RECEIVED D 1
XX 410271000 FLOW POST-CLOSE 12/XX/2021  11:21:33 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LIQUIDITY INSUFFICIENT LIQUIDITY. $20719.06 < $39736.35 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211119/CA: RECEIVED PRELIM HUD. LIQUDITY STILL SHORT: $28,852.81 < $29,286.97. PROVIDE ADDTL ASSETS 20211129/TCP WAIVED- MIT FACT- LIQ REC IS SHORT < $500.00 C 1
XX 410271000 FLOW POST-CLOSE 12/XX/2021  11:21:33 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT INSUFFICIENT SHAREHOLDER'S AGREEMENT. DOCUMENT IN FILE MISSING SIGNATURES. PROVIDE UPDATED DOCUMENT WITH SIGNATURES.   20211119/CA: RECEIVED C 1
XX 410271000 FLOW POST-CLOSE 12/XX/2021  11:21:33 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. TITLE INSURANCE MUST NAME LENDER (XX), BORROWER (XX), AND ISAOA. TITLE INSURANCE IN FILE DOES NOT NAME LENDER (XX). PROVIDE UPDATED TITLE INSURANCE THAT NAMES CORRECT LENDER (XX). 20211119/CA: RECEIVED UPDATED SCHEDULE A; HOWEVER THE LOAN POLICY AMOUNT IS NOT LISTED. PLEASE PROVIDE 20211129/CA:RECEIVED C 1
XX 410271000 FLOW POST-CLOSE 12/XX/2021  11:21:33 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LANDLORD ON THE LEASES DO NOT APPEAR TO BE OUR BORROWER. PROVIDED DOCUMENT CONNECTING THE LANDLORD WITH OUR BORROWER.    20211129/CA:RECEIVED LOX IN FILE D 1
XX 410271000 FLOW POST-CLOSE 12/XX/2021  11:21:33 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 68 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211222/CA: RECEIVED C 1
XX 410271000 FLOW POST-CLOSE 12/XX/2021  11:21:33 AM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING GUARANTY   20211217/CA: RECEIVED D 1
XX 410271000 FLOW POST-CLOSE 12/XX/2021  11:21:33 AM XX MISSING DOCS CREDIT CLEAR A A MISSING MORTGAGE MISSING MORTGAGE /DOT, AND ASSIGNMENT OF RENTS FOR $XX LOAN AMOUNT   20211222/CA: RECEIVED D 1
XX 410271001 FLOW POST-CLOSE 2/XX/2022  10:17:56 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND REPORT   20220104/CA: RECEIVED D 1
XX 410271001 FLOW POST-CLOSE 2/XX/2022  10:17:56 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING BORROWER ID    20220104/CA: RECEIVED D 1
XX 410271001 FLOW POST-CLOSE 2/XX/2022  10:17:56 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERTIFICATE OF GOOD STANDING    20220108/CA:RECEIVED D 1
XX 410271001 FLOW POST-CLOSE 2/XX/2022  10:17:56 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING PREMIUM AMOUNT FOR HAZARD INSURANCE    20220104/CA: RECEIVED D 1
XX 410271001 FLOW POST-CLOSE 2/XX/2022  10:17:56 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY. 20220127/CA:PLEASE REUPLOAD LETTER- CANNOT BE OPENED 20220110/MBS: FROM TITLE COMPANY. "we are a direct operation of and wholly owned by XX, and will be insuring this mortgage under XXrather than another underwriter.  Accordingly, an agent authorization letter is not appropriate. Thank you,
XX		 C 1
XX 410271001 FLOW POST-CLOSE 2/XX/2022  10:17:56 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION   20220104/CA: RECEIVED D 1
XX 410271001 FLOW POST-CLOSE 2/XX/2022  10:17:56 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20220108/CA:RECEIVED D 1
XX 410271001 FLOW POST-CLOSE 2/XX/2022  10:17:56 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20220202/CA: RECEIVED ATTY CLOSING INSTRUCTION LETTER IN LIEU OF CPL D 1
XX 410271001 FLOW POST-CLOSE 2/XX/2022  10:17:56 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $51,137.73  LIQUIDITY < $56,241.38  MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20220108/CA:RECEIVED PREMIL HUD WITH CASH TO BORROWER AMOUNT C 1
XX 410271001 FLOW POST-CLOSE 2/XX/2022  10:17:56 AM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20220406/CA: RECEIVED D 1
XX TY079284 FLOW POST-CLOSE 11/XX/2021  3:48:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20211014/CA: RECEIVED D 1
XX TY079284 FLOW POST-CLOSE 11/XX/2021  3:48:56 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED DOES NTO MATCH LENDER. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211014/CA: RECEIVED D 1
XX TY079284 FLOW POST-CLOSE 11/XX/2021  3:48:56 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE 270000 TITLE INSURANCE COVERAGE < $_275000__ MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211102/CA:RECEIVED UPDATED TITLE- FOUND IN ORIGINAL LOAN SUB FOLDER AND NOT EXCEPTIONS FOLDER C 1
XX TY880344 FLOW POST-CLOSE 11/XX/2021  3:32:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211029/CA: RECEIVED D 1
XX TY880344 FLOW POST-CLOSE 11/XX/2021  3:32:30 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $422,797.00 HAZARD INSURANCE COVERAGE < $835,050.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211101/CA:RECEIVED C 1
XX TY880344 FLOW POST-CLOSE 11/XX/2021  3:32:30 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. SCHEDULE B SHOULD INCLUDE AN EXCEPTION FOR WARRANTY DEED OR TITLE TRANSFER TO BORROWER. PROVIDE UPDATED TITLE INSURANCE   20211102/CA: RECEIVED D 1
XX TY880344 FLOW POST-CLOSE 11/XX/2021  3:32:30 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY 25870.8_ LIQUIDITY < $49932.25 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211102/CA: RECEIVED PRELIM HUD C 1
XX TY880344 FLOW POST-CLOSE 11/XX/2021  3:32:30 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 INSUFFICIENT SETTLEMENT STATEMENT. SETTLEMENT STATEMENT IN FILE MISSING SETTLEMENT AGENT SIGNATURE. PROVIDE UPDATED SETTLEMENT STATEMENT WITH ALL SIGNATURES.   20211230/CA: RECEIVED C 1
XX TY524581 FLOW POST-CLOSE 11/XX/2021  3:17:47 PM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT NOTE  NOTE SHOWS INCORRECT P&I PAYMENT OF $550.21. CORRECT P&I PAYMENT WHICH SHOULD BE REFLECTED IS $378.72   20211130/CA:RECEIVED C 1
XX TY635923 FLOW POST-CLOSE 11/XX/2021  11:00:34 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211112/TCP: Faith Capital Lending ISAOA is a subsidiary branch of MCM CA Please review and clear.11/4 D 1
XX TY635923 FLOW POST-CLOSE 11/XX/2021  11:00:34 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211112/TCP: Faith Capital Lending ISAOA is a subsidiary branch of MCM CA Please review and clear.11/4 D 1
XX TY635923 FLOW POST-CLOSE 11/XX/2021  11:00:34 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED CPL WITH CORRECTED MORTGAGEE CLAUSE   20211112/TCP: Faith Capital Lending ISAOA is a subsidiary branch of MCM CA Please review and clear.11/4 D 1
XX TY635923 FLOW POST-CLOSE 11/XX/2021  11:00:34 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT. CD IN FILE DOES NOT SHOW INTEREST PAYMENT.   20211103/CA: RECEIVED D 1
XX TY635923 FLOW POST-CLOSE 11/XX/2021  11:00:34 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING  EMPLOYMENT IDENTIFICATION NUMBER. LETTER OF EXPLANATION IN FILE   20211108/CA:RECEIVEDc D 1
XX TY635923 FLOW POST-CLOSE 11/XX/2021  11:00:34 AM XX MISSING DOCS CREDIT WAIVED B B MISSING BACKGROUND CHECK MISSING COMPREHENSIVE BACKGROUND CHECK 20211109/CA:RECEIVED NEXIS REPORT STILL MISSING ANY VERBIAGE FOR FORECLOSURE
20211104/CA: RECEIVED NEXIS DILIGENCE REPORT; HOWEVER STILL MISSING FORECLOSURE STATUS. PROVIDE BACKGROUND REPORT FROM AN APPROVED VENDOR TO INCLUDE FORECLOSURE STATUS
20211103/CA: RECEIVED SEARCH BUT NOTAPPROVED BACKGROUND CHECK		 20211112/TCP: Borrower doesn’t have any record for foreclosure. As you see BG is very clear with only 4 pages. XX approves this BG please clear finding.  D 1
XX 410491001 FLOW POST-CLOSE 12/XX/2021  3:48:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT.   20211220/CA: RECEIVED D 1
XX 410491000 FLOW POST-CLOSE 12/XX/2021  5:05:44 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE SCHEDULE B REFLECTS AN EXCEPTION FOR SATISFACTION OF RELEASE OF JUDGEMENT AND OR LIEN AND A DISSMISSAL OF COURT ACTION OF LIS PENDENS. PROVIDE UPDATED TITLE INSURANCE.    20211220/CA: RECEIVED LIEN AFFIDAVIT C 1
XX 410491000 FLOW POST-CLOSE 12/XX/2021  5:05:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH MORTGAGEE CLAUSE    20211220/CA: RECEIVED D 1
XX 410491000 FLOW POST-CLOSE 12/XX/2021  5:05:44 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING SETTLEMENT AGENTS SIGNATURE ON THE FINAL HUD   20211220/CA: CIL SIGNED BY SETTLEMENT AGENT IN FILE D 1
XX 410491000 FLOW POST-CLOSE 12/XX/2021  5:05:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED TO SHOW TRANSFER    20211220/CA: RECEIVED D 1
XX 410491002 FLOW POST-CLOSE 12/XX/2021  4:15:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TRUST AGREEMENT MISSING TRUST AGREEMENT FOR XX. AND XX LIVING REVOCABLE TRUST. 20211223/CA: PLEASE UPLOAD TO BOX 20211228/CA: RECEIVED DEED TRANSFERRING TITLE TO BORROWER D 1
XX 410491002 FLOW POST-CLOSE 12/XX/2021  4:15:11 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE 20211223/CA: PLEASE UPLOAD TO BOX 20211228/CA: RECEIVED DEED TRANSFERRING TITLE TO BORROWER D 1
XX 410491002 FLOW POST-CLOSE 12/XX/2021  4:15:11 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING SETTLEMENT AGENT SIGNATURE ON THE FINAL HUD 20211223/CA: PLEASE UPLOAD TO BOX 20211228/CA: RECEIVED D 1
XX 410491002 FLOW POST-CLOSE 12/XX/2021  4:15:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20211223/CA: PLEASE UPLOAD TO BOX 20211228/CA: RECEIVED D 1
XX 410491002 FLOW POST-CLOSE 12/XX/2021  4:15:11 PM XX MISSING DOCS CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSES . MISSING PROOF OF NATURE OF OFFENSES 20211223/CA:XX APPROVAL REQUIRED ON THESE OFFENSES THAT ARE >10YRS OLD 20211228/CA: RECEIVED LOE D 1
XX 410491004 FLOW POST-CLOSE 12/XX/2021  4:19:13 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSES DATED: 10/XX/1994 AND 3/XX/2002. PROVIDE PROOF OF THE NATURE OF THE OFFENSES 20211223/CA:PLEASE UPLOAD TO BOX 20211228/CA: RECEIVED LOE C 1
XX 410491004 FLOW POST-CLOSE 12/XX/2021  4:19:13 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: INSURANCE IS MISSING RENT LOSS COVERAGE.  20211223/CA:PLEASE UPLOAD TO BOX 20211228/CA: RECEIVED C 1
XX 410491004 FLOW POST-CLOSE 12/XX/2021  4:19:13 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 INSUFFICIENT SETTLEMENT STATEMENT: SETTLEMENT STATEMENT NOT SIGNED BY A SETTLEMENT AGENT 20211223/CA:PLEASE UPLOAD TO BOX 20211228/CA: RECEIVED C 1
XX 410491003 FLOW POST-CLOSE 2/XX/2022  9:35:11 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CREDIT REPORT INSUFFICIENT CREDIT REPORT. CREDIT REPORT MUST CONTAIN 2 BUREAUS WITHIN 90 DAYS OF LOAN ORIGINATION. PROVIDE VALID CREDIT REPORT   20211220/CA: INCLUDED, PG 336 OF CREDIT PACKAGE C 1
XX 410491003 FLOW POST-CLOSE 2/XX/2022  9:35:11 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. MISSING LOSS OF RENTS COVERAGE   20211220/CA: HUD IS EXECUTED D 1
XX 410491003 FLOW POST-CLOSE 2/XX/2022  9:35:11 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY INSUFFICIENT HUD. HUD DOES NOT CONTAIN A CASH TO BORROWER CALCULATION   20211220/CA: UPDATED HUD SHOWS CASH OUT AMOUNT D 1
XX 410491003 FLOW POST-CLOSE 2/XX/2022  9:35:11 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INSUFFICIENT LEASE. 356 MONTHS > 36 MONTHS MAXIMUM ALLOWED PER TCP UNDERWRITING GUIDELINES   20220203/CA: RECEIVED NEW LEASE FOR 12 MONTHS FOR BOTH UNITS C 1
XX 410171000 FLOW POST-CLOSE 12/XX/2021  11:24:56 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211213/CA:RECEIVED D 1
XX 410171000 FLOW POST-CLOSE 12/XX/2021  11:24:56 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211107/CA:RECEIVED D 1
XX 410171000 FLOW POST-CLOSE 12/XX/2021  11:24:56 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $ 0  LIQUIDITY < $9,949.92 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211213/CA:RECEIVED D 1
XX 410171000 FLOW POST-CLOSE 12/XX/2021  11:24:56 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211222/CA: RECEIVED D 1
XX 410171000 FLOW POST-CLOSE 12/XX/2021  11:24:56 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT INSUFFICIENT OPERATING AGREEMENT. OPERATING AGREEMENT IN FILE IS NOT SIGNED BY MEMBERS. PROVIDE UPDATED OA WITH SIGNATURES.   20211213/CA:RECEIVED C 1
XX 410171000 FLOW POST-CLOSE 12/XX/2021  11:24:56 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BACKGROUND CHECK INCOMPLETE BACKGROUND REPORT. BACKGROUND REPORT ONLY CONTAINS CRIMINAL INFORMATION. PROVIDE COMPLETE BACKGROUND REPORT INCLUDING LIENS, JUDGMENTS, BANKRUPTCIES, AND FORECLOSURES.   20211213/CA:RECEIVED C 1
XX 410171000 FLOW POST-CLOSE 12/XX/2021  11:24:56 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD MISSING RENT LOSS COVERAGE ON THE HAZARD POLICY   20211222/CA: RECEIVED C 1
XX TY439529 FLOW POST-CLOSE 11/XX/2021  10:43:27 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $82,500 TITLE INSURANCE COVERAGE < $108,750 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20210924/CA: RECEIVED C 1
XX TY439529 FLOW POST-CLOSE 11/XX/2021  10:43:27 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20210928/CA: RECEIVED PM AGREEMENT C 1
XX TY439529 FLOW POST-CLOSE 11/XX/2021  10:43:27 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - HAZARD INSURANCE PROVIDED WAS NOT EFFECTIVE AT THE TIME OF LOAN DISBURSEMENT. HAZARD INSURANCE EXPIRATION DATE IS 8/XX/2021.. 20210923/CA: POLICY END TERM STILL SHOWS 8/XX/21 20210928/CA: RECEIVED PM AGREEMENT C 1
XX TY439529 FLOW POST-CLOSE 11/XX/2021  10:43:27 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT SUBJECT PROPERTY LEASE NOT IN BORROWING ENTITY NAME.   20210928/CA: RECEIVED PM AGREEMENT C 1
XX TY439529 FLOW POST-CLOSE 11/XX/2021  10:43:27 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING. THE DOCUMENT PROVIDED IS NOT DATED.   20210923/CA: RECEIVED D 1
XX TY439529 FLOW POST-CLOSE 11/XX/2021  10:43:27 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 86 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211119/CA: REMOVED AGED ACCT BALANCES, NOT NEED FOR LIQUIDITY C 1
XX 410201002 FLOW POST-CLOSE 12/XX/2021  5:21:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211213/CA: RECEIVED D 1
XX 410201002 FLOW POST-CLOSE 12/XX/2021  5:21:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE FOR ALL PROPERTIES   20211213/CA: RECEIVED D 1
XX 410201002 FLOW POST-CLOSE 12/XX/2021  5:21:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR PROPERTY AT XX   20211213/CA: RECEIVED D 1
XX 410201002 FLOW POST-CLOSE 12/XX/2021  5:21:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211213/CA: RECEIVED D 1
XX 410201002 FLOW POST-CLOSE 12/XX/2021  5:21:12 PM XX GUIDES CREDIT WAIVED B B MAX LTV 80% LTV > 75% MAX ALLOWED. XX APPROVAL REQUIRED   20211207/TCP: WAIVER - LTV approved by JK. Comps factors Good FICO 778, with good DSCR 1.57 and all properties are leased C 1
XX 410201002 FLOW POST-CLOSE 12/XX/2021  5:21:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $116,250 TITLE INSURANCE COVERAGE < $705,600 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211213/CA: RECEIVED C 1
XX 410201002 FLOW POST-CLOSE 12/XX/2021  5:21:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING RELEASE LANGUAGE  MISSING RELEASE VERBIAGE ON MORTGAGE OR NOTE DOCUMENTS FOR A CROSS MULTI PROP LOAN   20211220/CA: RELEASE VERBIAGE INCLUDED IN LOAN AGREEMENT D 1
XX TY649113 FLOW POST-CLOSE 11/XX/2021  3:13:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION XX. XX IS NOT LEGIBLE   20211022/CA: RECEIVED D 1
XX TY649113 FLOW POST-CLOSE 11/XX/2021  3:13:36 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211022/CA: RECEIVED D 1
XX TY649113 FLOW POST-CLOSE 11/XX/2021  3:13:36 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $15,010.64 LIQUIDITY < $39,304.18 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211022/CA: RECEIVED C 1
XX TY649113 FLOW POST-CLOSE 11/XX/2021  3:13:36 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $510,000 HAZARD INSURANCE COVERAGE < $667,500 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20211029/CA: RECEIVED BUT BOR ENTITY NOT FOUND ON EOI 20211103/CA: RECEIVED C 1
XX TY649113 FLOW POST-CLOSE 11/XX/2021  3:13:36 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211029/CA: RECEIVED C 1
XX TY649113 FLOW POST-CLOSE 11/XX/2021  3:13:36 PM XX MISSING DOCS CREDIT WAIVED B B MISSING CREDIT REPORT  MISSING GUARANTOR CREDIT REPORT FOR GUARANTOR XX.    20211117/CA:RECEIVED INSTRUCTIONS TO PULL FROM LOAN- WAIVING THIS CONDITION- SEE EMAIL IN FILE D 1
XX TY649113 FLOW POST-CLOSE 11/XX/2021  3:13:36 PM XX MISSING DOCS CREDIT WAIVED B B MISSING ID MISSING GUARANTOR IDENTIFICATION FOR XX.    20211117/CA:RECEIVED INSTRUCTIONS TO PULL FROM LOAN- WAIVING THIS CONDITION- SEE EMAIL IN FILE D 1
XX TY649113 FLOW POST-CLOSE 11/XX/2021  3:13:36 PM XX MISSING DOCS CREDIT WAIVED B B MISSING CREDIT REPORT  MISSING GUARANTOR CREDIT REPORT FOR GUARANTOR XX     20211117/CA:RECEIVED INSTRUCTIONS TO PULL FROM LOAN- WAIVING THIS CONDITION- SEE EMAIL IN FILE D 1
XX TY649113 FLOW POST-CLOSE 11/XX/2021  3:13:36 PM XX MISSING DOCS CREDIT WAIVED B B MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR XX    20211117/CA:RECEIVED INSTRUCTIONS TO PULL FROM LOAN- WAIVING THIS CONDITION- SEE EMAIL IN FILE D 1
XX 410201001 FLOW POST-CLOSE 12/XX/2021  11:59:22 AM XX GUIDES CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD DEC PAGE. HAZARD INSURANCE IN FILE IS A QUOTE AND IS MISSING MORTGAGEE CLAUSE.   20211220/CA: RECEIVED C 1
XX 410201001 FLOW POST-CLOSE 12/XX/2021  11:59:22 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS  70 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211220/CA: REMOVED AGED ASSETS. NOT REQUIRED TO MEET LIQUIDITY C 1
XX TY665860 FLOW POST-CLOSE 10/XX/2021  2:02:19 PM XX MISSING DOCS CREDIT WAIVED B B INSUFFICIENT CONDO QUESTIONAIRE CONDO QUESTIONNAIRE DOES NOT SHOW EVIDENCE OF PLANNED CAPITAL RESERVE 20210831/CA: MOST MISSING RESERVES, SENT BREAKDOWN TO TCP TO ADVISE. 20210818/CA: RECEIVED ALL CONDO QUESTIONNAIRES, MISSING RESERVE INFORMATION IN ALL, AND SOME WITH OWNERSHIP CONCENTRATION. XX TO ADIVSE. 20210805/CA: RECEIVED 2 QUESTIONNAIRES BUT LOOKS LIKE THE SAME CONDO Q WE RECEIVED AT SUBMISSION 20211014/TCP WAIVED. CF: 50 LTV < MAX 70, 2+ DSCR, THE 7-LOANS IN AGGREGATE DO NTO EXCEEED 2 MM D 1
XX TY665860 FLOW POST-CLOSE 10/XX/2021  2:02:19 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING SETTLMENT STATEMENT 20211014/CA: SS NOT SIGNED BY AGENT 20211015/CA: RECEIVED D 1
XX TY665860 FLOW POST-CLOSE 10/XX/2021  2:02:19 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER 20211014/CA: CPL SHOWS ONLY ONE PROPERTY, SHOWS 2 ENTITIES INSTEAD OF 1, AND HAS A 2MM LIMIT < LOAN AMT 20211015/CA: RECEIVED D 1
XX TY665860 FLOW POST-CLOSE 10/XX/2021  2:02:19 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211015/CA: RECEIVED D 1
XX TY665860 FLOW POST-CLOSE 10/XX/2021  2:02:19 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $1916570.00 TITLE INSURANCE COVERAGE < $2416700.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211014/CA: RECEIVED C 1
XX TY665860 FLOW POST-CLOSE 10/XX/2021  2:02:19 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9 DOCUMENT   20211015/CA: RECEIVED D 1
XX 411111002 FLOW POST-CLOSE 12/XX/2021  9:55:29 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEEDS, MISSING MORTGAGE, MISSING ASSIGNMENT OF RENTS, MISSING NON-OCCUPANCY CERTIFICATION, MISSING RELEASE LANGUAGE FOR MULTI-CROSS LOAN   20211123/CA: RECEIVED D 1
XX 411111002 FLOW POST-CLOSE 12/XX/2021  9:55:29 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $2,201,250 HAZARD INSURANCE COVERAGE < $2,820,800 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211118/CA: RECEIVED C 1
XX 411111002 FLOW POST-CLOSE 12/XX/2021  9:55:29 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $2,201,250 TITLE INSURANCE COVERAGE < $2,820,800 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211123/CA: RECEIVED C 1
XX 411111002 FLOW POST-CLOSE 12/XX/2021  9:55:29 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION FOR XX (UNABLE TO OPEN DOC).   20211202/CA: RECEIVED D 1
XX 411111002 FLOW POST-CLOSE 12/XX/2021  9:55:29 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT INCOMPLETE OPERATING AGREEMENT FOR XX, NOT SIGNED BY ALL PARTIES   20211118/CA: RECEIVED C 1
XX 411111002 FLOW POST-CLOSE 12/XX/2021  9:55:29 AM XX GUIDES CREDIT WAIVED B B MAX LTV 97% LTV > 75% MAX ALLOWED. XX APPROVAL REQUIRED. THE INITIAL POST CLOSE REVIEW HAD VERY LIMITED POST CLOSING DOCS IN FILE BUT THE DOCUMENTS INCLUDED INDICATED A LOAN AMOUNT OF $XX 20211208/CA: 75.83% LTV > 75.00% LTV MAX. XX TO APPROVE 20211209/CA:TCP experienced borrower and high DSCR 1.41x C 1
XX 411111002 FLOW POST-CLOSE 12/XX/2021  9:55:29 AM XX GUIDES CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENTS FOR MOMENTUM XX AND XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20211118/CA: RECEIVED C 1
XX 411111002 FLOW POST-CLOSE 12/XX/2021  9:55:29 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20211123/CA: RECEIVED C 1
XX 411111002 FLOW POST-CLOSE 12/XX/2021  9:55:29 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED PROPOSED INSURED.  20211206/CA:RECEIVED SAME TITLE LETTER IN FILE- PLEASE PROVIDE AN EXECUTED COPY
20211202/CA: RECEIVED TITLE; HOWEVER TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY.		 20211208/CA: RECEIVED C 1
XX 411111002 FLOW POST-CLOSE 12/XX/2021  9:55:29 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $84,059.66 LIQUIDITY < $103,409.84 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211118/CA: RECEIVED C 1
XX 411111002 FLOW POST-CLOSE 12/XX/2021  9:55:29 AM XX GUIDES CREDIT CLEAR A A MISSING EXECUTED CLOSING DOCS SOME CLOSING DOCUMENTS HAVE LOAN AMOUNT $XX AND OTHERS HAVE $XX. USED $XX AS NOTE AND SETTLEMENT STATEMENT REFLECT THAT AMOUNT, HOWEVER INCONSISTENT DOCUMENTATION DOES NOT MEET GUIDELINES.   20211123/CA: RECEIVED CORRECT CLOSING DOCS C 1
XX 411111002 FLOW POST-CLOSE 12/XX/2021  9:55:29 AM XX GUIDES CREDIT CLEAR A A MISSING EXECUTED CLOSING PACKAGE ORIGINALLY SUBMITTED WITH XX AS BORROWING ENTITY.  CLOSING DOCUMENTS AND FILE DOCUMENTS DIFFER BETWEEN XX AND XX AS BORROWING ENTITY, CONDITIONED DUE TO INCONSISTENT DOCUMENTATION OF ACTUAL BORROWING ENTITY   20211123/CA: RECEIVED CORRECT CLOSING DOCS C 1
XX 411111002 FLOW POST-CLOSE 12/XX/2021  9:55:29 AM XX GUIDES CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT. SETTLEMENT STATEMENT IN FILE IS NOT SIGNED BY BORROWERS OR SETTLEMENT AGENT.   20211123/CA: RECEIVED C 1
XX TY298337 FLOW POST-CLOSE 12/XX/2021  10:01:13 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING BORROWER IDENTIFICATION: FILE CONTAINING ID IS CORRUPT   2021012/CA: RECEIVED D 1
XX TY298337 FLOW POST-CLOSE 12/XX/2021  10:01:13 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CONDO QUESTIONAIRE INSUFFICIENT CONDO QUESTIONNAIRE: MISSING TIME ALOTTED FOR CAPITAL RESERVES AVAILABLE FOR IMMEDIATE USE. 20211021/CA: UNABLE TO LOCATE ANSWER 20211025/CA:RECEIVED C 1
XX TY298337 FLOW POST-CLOSE 12/XX/2021  10:01:13 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CONDO QUESTIONAIRE INSUFFICIENT CONDO QUESTIONNAIRE: MISSING # OF PROPERTIES AS LISTED SECURITIES  20211021/CA: UNABLE TO LOCATE ANSWER 20211025/CA:RECEIVED C 1
XX TY298337 FLOW POST-CLOSE 12/XX/2021  10:01:13 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $51110.69 LIQUIDITY < $  59,205.17 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211022/CA: UPDATED SS FOR CHASE XX SHOWS 0.04 BAL. 20211020/CA: RECEIVED CASHOUT HUD C 1
XX TY298337 FLOW POST-CLOSE 12/XX/2021  10:01:13 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 81 DAYS AGE OF BANK STATEMENTS > 60  DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211022/CA: RECEIVED C 1
XX TY298337 FLOW POST-CLOSE 12/XX/2021  10:01:13 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CONDO QUESTIONAIRE INSUFFICIENT CONDO QUESTIONNAIRE: UNABLE TO DETERMINE HOA DELINQUENCY FOR 30 DAYS. CONDO QUESTIONNAIRE SHOWS ANSWERS FOR 60+ 20211021/CA: UNABLE TO LOCATE ANSWER 20211025/CA:RECEIVED UPDATED QUESTIONNAIRE- AMT <15%MAX C 1
XX TY298337 FLOW POST-CLOSE 12/XX/2021  10:01:13 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 62_ DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211027/CA: REMOVED AGED ACCNT, LIQ SUFFICIENT C 1
XX TY298337 FLOW POST-CLOSE 12/XX/2021  10:01:13 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INCORRECT P&I STATED ON NOTE IN THE AMOUNT OF $5640.68. CORRECT AMOUNT IS $5397.12. PLEASE UPDATE NOTE   20211202/CA: RECEIVED C 1
XX TY298337 FLOW POST-CLOSE 12/XX/2021  10:01:13 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  PREPAYMENT VERBIAGE IN NOTE IS MISSING YEAR VALUE ALSO PREPAYMENT RIDER PROVIDER STATES IO PERIOD AS 5 YEARS AND NOTE APPEARS TO INDICATE THREE YEARS- CLARIFIY AND UPDATE NOTE ACCORDINGLY.   20211202/CA: RECEIVED C 1
XX TY298337 FLOW POST-CLOSE 12/XX/2021  10:01:13 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING AGENT SIGNATURE ON FINAL SETTLMENT STATEMENT   20211202/CA: RECEIVED D 1
XX TY852405 FLOW POST-CLOSE 11/XX/2021  5:45:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING FULL BACKGROUND CHECK   20211018/CA: RECEIVED D 1
XX TY852405 FLOW POST-CLOSE 11/XX/2021  5:45:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERTIFICATE OF GOOD STANDING   20211015/CA: RECEIVED D 1
XX TY852405 FLOW POST-CLOSE 11/XX/2021  5:45:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO FUNDS IN WELLS FARGO BANK ACCOUNT USED FOR LIQUIDITY   20211022/CA: REMOVED ACCOUNT PER SELLER ADVISE D 1
XX TY852405 FLOW POST-CLOSE 11/XX/2021  5:45:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING FULL YEAR TAX CERTIFICATE FOR ALL PROPERTIES 20211015/CA: RECEIVED 3RD QUARTER TAX BILL. PROVIDE TOTAL ANNUAL TAX AMOUNT FOR ALL PROPERTIES 20211104/CA: RECEIVED D 1
XX TY852405 FLOW POST-CLOSE 11/XX/2021  5:45:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY POLICIES FOR ALL PROPERTIES   20211112/CA: RECEIVED D 1
XX TY852405 FLOW POST-CLOSE 11/XX/2021  5:45:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX   20211015/CA: RECEIVED D 1
XX TY852405 FLOW POST-CLOSE 11/XX/2021  5:45:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR PROPERTY AT XX   20211021/CA: RECEIVED D 1
XX TY852405 FLOW POST-CLOSE 11/XX/2021  5:45:27 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $37468.15  LIQUIDITY < $43,612.64 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211115/CA: RECEIVED ADDTL MONTH STATEMENT FOR CHASE-XX/XX. ONE MONTH NEW STATEMENT FOR CHASE-XX/XX, PROVIDE ADDITIONAL MONTH BANK STATEMENT FOR CHASE-XX/XX TO COUNT TOWARDS LIQUIDITY.
20211022/CA: REMOVED WF ACCOUNT, LIQ INSUFFICIENT, PLEAS PROVIDE CASHOUT PROCEEDS.
20211015/CA: RECEIVED		 C 1
XX TY852405 FLOW POST-CLOSE 11/XX/2021  5:45:27 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE  20211117/CA: RECEIVED TITLE COMMITMENT. STILL MISSING PAYOFF STATEMENTS 20211021/CA: RECEIVED D 1
XX TY852405 FLOW POST-CLOSE 11/XX/2021  5:45:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL 20211101/CA: CPL SHOWS CONVENTUS LLC ISAOA, NOT PML ISAOA. 20211102/CA: RECEIVED D 1
XX TY852405 FLOW POST-CLOSE 11/XX/2021  5:45:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAY OFF STATEMENTS   20211102/CA: PAYOFFS NOT REQUIRED D 1
XX TY852405 FLOW POST-CLOSE 11/XX/2021  5:45:27 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING SETTLEMENT AGENT SIGNATURE ON THE FINAL HUD   20211230/CA: RECEIVED D 1
XX TY279533 FLOW POST-CLOSE 11/XX/2021  8:12:15 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INSUFFICIENT LEASE -  NOT IN BORROWING ENTITY/GUARANTOR NAME   20211230/CA: RECEIVED UPDATED LEASE C 1
XX TY279533 FLOW POST-CLOSE 11/XX/2021  8:12:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LOAN APPLICATION MISSING LOAN APPLICATION.   20210830/CA: RECEIVED D 1
XX TY279533 FLOW POST-CLOSE 11/XX/2021  8:12:15 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENT LIQUIDITY DOCUMENTATION DOES NOT HAVE ANY INFORMATION IDENTIFYING BORROWER AS THE ACCOUNT OWNER.   20211105/CA: RECEIVED UPDATED STATEMENTS C 1
XX TY279533 FLOW POST-CLOSE 11/XX/2021  8:12:15 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211105/CA: RECEIVED D 1
XX TY279533 FLOW POST-CLOSE 11/XX/2021  8:12:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211105/CA: RECEIVED D 1
XX TY279533 FLOW POST-CLOSE 11/XX/2021  8:12:15 PM XX GUIDES CREDIT WAIVED B B BACKGROUND FLAG BACKGROUND CHECK REFLECTS THREE UNSPECIFIED CRIMINAL OFFENSES THAT ARE NOT DATED. MISSING PROOF OF THE NATURE OF THE OFFENSE(S)   20210818/TCP WAIVED. LOE STATES TRAFFIC RELATED C 1
XX TY279533 FLOW POST-CLOSE 11/XX/2021  8:12:15 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT.    20211128/CA:RECEIVED D 1
XX TY360366 FLOW POST-CLOSE 11/XX/2021  4:23:45 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $351.35 LIQUIDITY < $7,069.98 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20210922/CA: RECEIVED D 1
XX TY360366 FLOW POST-CLOSE 11/XX/2021  4:23:45 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211119/CA: RECEIVED D 1
XX TY360366 FLOW POST-CLOSE 11/XX/2021  4:23:45 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211110/CA:RECEIVED D 1
XX TY360366 FLOW POST-CLOSE 11/XX/2021  4:23:45 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER: PROPOSED INSURED ON CPL DOES NOT MATCH THE BORROWER. PROVIDE UPDATED CPL   20211130/CA:RECEIVED D 1
XX TY360366 FLOW POST-CLOSE 11/XX/2021  4:23:45 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BACKGROUND CHECK 103 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211202/CA: RECEIVED D 1
XX TY360366 FLOW POST-CLOSE 11/XX/2021  4:23:45 PM XX MISSING DOCS CREDIT WAIVED B B AGE OF CREDIT REPORT 103 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211202/TCP: Please waive with XX Consent. Allowed for a repeat borrower up to 180-days D 1
XX TY360366 FLOW POST-CLOSE 11/XX/2021  4:23:45 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 70 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211130/CA:RECEIVED D 1
XX TY585292 FLOW POST-CLOSE 11/XX/2021  4:10:24 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT XX   20211022/CA: REMOVED ACCOUNT, LIQ SUFFICIENT D 1
XX TY585292 FLOW POST-CLOSE 11/XX/2021  4:10:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20210930/CA: RECEIVED D 1
XX TY585292 FLOW POST-CLOSE 11/XX/2021  4:10:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING XX TO SHOW OWNERSHIP PERCENTAGE IN SUBJECT ENTITY.   20210930/CA: RECEIVED D 1
XX TY585292 FLOW POST-CLOSE 11/XX/2021  4:10:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING CONDO MASTER POLICY 20211108/CA: RECEIVED UPDATED MASTER HOI WITH LENDERS' MORTGAGEE CLAUSE ADDED; HOWEVER STILL MISSING SUBJECT PROPERTY ADDRESS
20210930/CA: MISSING ENTITY NAME, PROPERTY ADDRESS, AND LENDER ISAOA ON MASTER		 20211117/CA: RECEIVED D 1
XX TY585292 FLOW POST-CLOSE 11/XX/2021  4:10:24 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE 20211015/CA: INSUFFICIENT TITLE COVERAGE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY. 20211026/CA: RECEIVED D 1
XX TY585292 FLOW POST-CLOSE 11/XX/2021  4:10:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211021/CA: RECEIVED D 1
XX TY585292 FLOW POST-CLOSE 11/XX/2021  4:10:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CONDO QUESTIONAIRE MISSING CONDO QUESTIONNAIRE AND MASTER POLICY 20211015/CA: RECEIVED CONDO QUESTIONNAIRE SHOWING 2 YRS OF RESERVE FUNDS HOWEVER QUESTION #13 RE: RENTAL ABILITY IS NOT ANSWERED.
20210930/CA: UNABLE TO DETERMINE IF RESERVES MEET 1 OR 2 YEAR REQUIREMENT. CONDO > 50% INVESTMENT, MINIMUM REQUIREMENT MET IF OTHER CONDITIONS SATISFIED		 20211208/CA: RECEIVED NEW CONDO QUESTIONNAIRE. RENTAL ABILITY PROVIDED. D 1
XX TY585292 FLOW POST-CLOSE 11/XX/2021  4:10:24 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 66 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS 20211014/PML: We will not use the bank statement chase 6182 20211015/CA: REMOVED ASSETS FOR ACCT XX, LIQUIDITY STILL SUFFICIENT C 1
XX TY585292 FLOW POST-CLOSE 11/XX/2021  4:10:24 PM XX GUIDES CREDIT WAIVED B B MAX LTV 80% LTV > 70% LTV MAX ALLOWED DUE TO CONDO ONLY MEETING MIN REQUIREMENT WITH INVESTOR PERCENTAGE. XX APPROVAL REQUIRED   20211208/TCP: please waive with CF: High DSCR 1.27x and good FICO 703.  C 1
XX 410291002 FLOW POST-CLOSE 12/XX/2021  2:54:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211118/CA: RECEIVED D 1
XX 410291002 FLOW POST-CLOSE 12/XX/2021  2:54:17 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY FOR PROPERTY: XX   20211201/CA:RECEIVED D 1
XX 410291002 FLOW POST-CLOSE 12/XX/2021  2:54:17 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211118/CA: RECEIVED D 1
XX TY313440 FLOW POST-CLOSE 11/XX/2021  12:37:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20211030/CA:HOI POLICY NEEDS TO SHOW EXPIRATION DATE AND IS A PROPOSAL 20211112/CA: RECEIVED D 1
XX TY313440 FLOW POST-CLOSE 11/XX/2021  12:37:04 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211105/CA: RECEIVED D 1
XX TY313440 FLOW POST-CLOSE 11/XX/2021  12:37:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211030/CA:RECEIVED D 1
XX TY313440 FLOW POST-CLOSE 11/XX/2021  12:37:04 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $0 LIQUIDITY < $51,949.93 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211030/CA:RECEIVED PROOF D 1
XX TY313440 FLOW POST-CLOSE 11/XX/2021  12:37:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211104/CA: RECEIVED D 1
XX 410291010 FLOW POST-CLOSE 12/XX/2021  5:24:20 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EMPLOYER IDENTIFICATION NUMBER (EIN).   20211126/CA: RECEIVED D 1
XX 410291010 FLOW POST-CLOSE 12/XX/2021  5:24:20 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211127/CA:RECEIVED D 1
XX 410291010 FLOW POST-CLOSE 12/XX/2021  5:24:20 AM XX MISSING DOCS CREDIT CLEAR A   A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE COMMITMENT. ONLY SCHEDULE A RECEIVED. PLEASE PROVIDE COMPLETE COPY OF TITLE COMMITMENT   20211126/ CA: RECEIVED D 1
XX 410291010 FLOW POST-CLOSE 12/XX/2021  5:24:20 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER (CPL).   20211126/CA: RECEIVED D 1
XX 410291010 FLOW POST-CLOSE 12/XX/2021  5:24:20 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211201/CA:RECEIVED D 1
XX 410291010 FLOW POST-CLOSE 12/XX/2021  5:24:20 AM XX GUIDES CREDIT CLEAR A A MAX LTV INSUFFICIENT LTV. CURRENT LTV 79.91% > 75.00% LTV LIMIT. REQUIRES XX APPROVAL.   20211216/CA: LOAN IS RATE/TERM REFI = 80% MAX LTV C 1
XX 410291010 FLOW POST-CLOSE 12/XX/2021  5:24:20 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $ 324,400,HAZARD INSURANCE COVERAGE < $364,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20211206/CA: PLEASE PROVIDE REPLACEMENT COST ESTIMATOR OR ADDTL COVERAGE 20211216/CA: RECEIVED APPRAISAL REPLACEMENT VALUE. HAZARD COVERAGE AMOUNT IS SUFFICIENT C 1
XX 410291010 FLOW POST-CLOSE 12/XX/2021  5:24:20 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. SHOULD SAY XX. PROVIDE UPDATED HAZARD INSURANCE   20211216/CA: RECEIVED D 1
XX 410291005 FLOW POST-CLOSE 11/XX/2021  5:36:50 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $ 5,658.11 LIQUIDITY < $ 11,906.97  MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211123/CA:RECEIVED. CASH-OUT PROCEEDS COVER LIQUIDITY REQUIREMENT   C 1
XX 410291009 FLOW POST-CLOSE 3/XX/2022  10:20:27 AM XX GUIDES CREDIT CLEAR A A MAX LTC 72.36% LTC >70% MAX ALLOWED. XX APPROVAL REQUIRED   20210921/CA:RECEIVED C 1
XX 410291009 FLOW POST-CLOSE 3/XX/2022  10:20:27 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING.    20211205/CA:RECEIVED D 1
XX 410291009 FLOW POST-CLOSE 3/XX/2022  10:20:27 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING AN ADDITIONAL ONE MONTH BANK STATEMENT FOR ACCOUNT ENDING IN XX    20210921/CA:RECEIVED D 1
XX 410291009 FLOW POST-CLOSE 3/XX/2022  10:20:27 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE FOR SUBJECT PROPERTY.    20211206/CA:RECEIVED D 1
XX 410291009 FLOW POST-CLOSE 3/XX/2022  10:20:27 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE.    20211206/CA:RECEIVED D 1
XX 410291009 FLOW POST-CLOSE 3/XX/2022  10:20:27 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211216/CA: RECEIVED D 1
XX 410291009 FLOW POST-CLOSE 3/XX/2022  10:20:27 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OCCUPANCY CERTIFICATE BUSINESS PURPOSE DOCUMENT  IN FILE NOT MARKED FOR BUSINESS PURPOSE ONLY. PROVIDE UPDATED DOCUMENT   20211216/CA: RECEIVED D 1
XX 410291009 FLOW POST-CLOSE 3/XX/2022  10:20:27 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED. DEED IN FILE SHOWS GRANTEE AS XX NOT BORROWING ENTITY   20211216/CA: RECEIVED D 1
XX 410291009 FLOW POST-CLOSE 3/XX/2022  10:20:27 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $9,187.04 LIQUIDITY < $57,582.55 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211216/CA: RECEIVED D 1
XX 410291009 FLOW POST-CLOSE 3/XX/2022  10:20:27 AM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING GUARANTY   20211206/CA:RECEIVED D 1
XX 410291015 FLOW POST-CLOSE 12/XX/2021  5:54:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING FOR ENTITY XX    20211216/CA: RECEIVED D 1
XX 410291015 FLOW POST-CLOSE 12/XX/2021  5:54:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER.   20211202/CA:RECEIVED D 1
XX 410291015 FLOW POST-CLOSE 12/XX/2021  5:54:26 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE AND APPLICABLE PAYOFF STATEMENT 20211202/CA:RECEIVED TITLE. STILL NEED PAYOFF STATEMENT 20211202/CA:RECEIVED D 1
XX 410291015 FLOW POST-CLOSE 12/XX/2021  5:54:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY   20211202/CA:RECEIVED D 1
XX 410291015 FLOW POST-CLOSE 12/XX/2021  5:54:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE.    20211202/CA:RECEIVED D 1
XX 410291015 FLOW POST-CLOSE 12/XX/2021  5:54:26 PM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT LIQUIDITY $0.00 LIQUIDITY < $26,363.30 MINIMUM REQUIRED. 20211130/CA: RECEIVED BANK STATEMENTS $30,164.64 <30,809.30 NEEDED.  20211213/CA:RESCIND D 1
XX 410291013 FLOW POST-CLOSE 12/XX/2021  4:08:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211221/CA: RECEIVED D 1
XX 410291013 FLOW POST-CLOSE 12/XX/2021  4:08:48 PM XX GUIDES CREDIT CLEAR A A MAX LTV 79.52% LTV > 70 MAX ALLOWED. XX APPROVAL REQUIRED.    20211123/CA: MAX LTV FOR PURCHASE WITH 719 SCORE IS 80%, MEETS GUIDELINES C 1
XX 410291013 FLOW POST-CLOSE 12/XX/2021  4:08:48 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211220/CA: RECEIVED D 1
XX 410291013 FLOW POST-CLOSE 12/XX/2021  4:08:48 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211220/CA: RECEIVED D 1
XX 410291013 FLOW POST-CLOSE 12/XX/2021  4:08:48 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $51,360.51 LIQUIDITY < $56,912.55 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211227/CA: RECEIVED C 1
XX 410291003 FLOW POST-CLOSE 11/XX/2021  6:15:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211111/CA: RECEIVED D 1
XX 410291003 FLOW POST-CLOSE 11/XX/2021  6:15:55 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICENT TITLE INSURANCE, MISISNG ACQUISITION DATE   20211111/CA: RECEIVED C 1
XX 410291003 FLOW POST-CLOSE 11/XX/2021  6:15:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED   20211123/CA: RECEIVED D 1
XX 410291003 FLOW POST-CLOSE 11/XX/2021  6:15:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20211124/CA:RECEIVED W9 D 1
XX 410291003 FLOW POST-CLOSE 11/XX/2021  6:15:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE AGREEMENT   20211123/CA: RECEIVED D 1
XX 410291003 FLOW POST-CLOSE 11/XX/2021  6:15:55 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 INSUFFICIENT SETTLEMENT STATEMENT. SETTLEMENT STATEMENT NOT SIGNED BY SETTLEMENT AGENT. PROVIDE UPDATED SETTLEMENT STATEMENT WITH SETTLEMENT AGENT SIGNATURE.   20211123/CA: RECEIVED C 1
XX 410291014 FLOW POST-CLOSE 12/XX/2021  4:43:34 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211209/CA: RECEIVED D 1
XX 410291014 FLOW POST-CLOSE 12/XX/2021  4:43:34 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211216/CA: RECEIVED D 1
XX 410291014 FLOW POST-CLOSE 12/XX/2021  4:43:34 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211209/CA:RECEIVED D 1
XX 410291014 FLOW POST-CLOSE 12/XX/2021  4:43:34 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT. SETTLEMENT STATEMENT IN FILE NOT SIGNED BY SETTLEMENT AGENT   20211216/CA: RECEIVED D 1
XX 410291014 FLOW POST-CLOSE 12/XX/2021  4:43:34 PM XX MISSING DOCS CREDIT CLEAR A A MISSING NOTE MISSING NOTE   20211216/CA: RECEIVED D 1
XX 410291014 FLOW POST-CLOSE 12/XX/2021  4:43:34 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20211216/CA: RECEIVED D 1
XX 410291016 FLOW POST-CLOSE 12/XX/2021  2:59:21 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211216/CA: RECEIVED D 1
XX 410291016 FLOW POST-CLOSE 12/XX/2021  2:59:21 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211216/CA: RECEIVED D 1
XX 410291016 FLOW POST-CLOSE 12/XX/2021  2:59:21 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211216/CA: RECEIVED D 1
XX 410291016 FLOW POST-CLOSE 12/XX/2021  2:59:21 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211216/CA: RECEIVED D 1
XX 410291017 FLOW POST-CLOSE 12/XX/2021  3:00:11 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY POLICY   20211222/CA:RECEIVED D 1
XX 410291017 FLOW POST-CLOSE 12/XX/2021  3:00:11 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211222/CA:RECEIVED D 1
XX 410291012 FLOW POST-CLOSE 12/XX/2021  3:39:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING FULLY EXECUTED PURCHASE CONTRACT. THE SELLERS SECTIONS WERE NOT PROPERLY EXECUTED:   20211122/CA: RECEIVED D 1
XX 410291012 FLOW POST-CLOSE 12/XX/2021  3:39:59 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING AN ADDITIONAL BANK STATEMENT FOR XX 20211119/CA: RECEIVED ADDTL STATEMENT FOR CHASE 0331. STILL MISSING ADDTL STATEMENT FOR XX. PLEASE PROVIDE 20211221/CA: RECEIVED D 1
XX 410291012 FLOW POST-CLOSE 12/XX/2021  3:39:59 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT INSURANCE:  MISSING SUBJECT PROPERTY ADDRESS AND LENDER'S MORTGAGEE CLAUSE. PLEASE PROVIDE   20211211/CA:RECEIVED D 1
XX 410291012 FLOW POST-CLOSE 12/XX/2021  3:39:59 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE.    20211211/CA:RECEIVED D 1
XX 410291012 FLOW POST-CLOSE 12/XX/2021  3:39:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211221/CA: RECEIVED D 1
XX 410291012 FLOW POST-CLOSE 12/XX/2021  3:39:59 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $154,821.37 LIQUIDITY < $164,149.98 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211211/CA:RECEIVED C 1
XX 410291012 FLOW POST-CLOSE 12/XX/2021  3:39:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED   20211221/CA: RECEIVED D 1
XX 410291012 FLOW POST-CLOSE 12/XX/2021  3:39:59 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20211221/CA: RECEIVED D 1
XX TY530719 FLOW POST-CLOSE 11/XX/2021  7:03:17 AM XX GUIDES CREDIT CLEAR A A INSUFFICENT TTILE COVERAGE  $120,000 TITLE INSURANCE COVERAGE < $124,800 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE.   20210827/CA: RECEIVED C 1
XX TY530719 FLOW POST-CLOSE 11/XX/2021  7:03:17 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20210910/CA: RECEIVED C 1
XX TY530719 FLOW POST-CLOSE 11/XX/2021  7:03:17 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 93 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. 20211105/CA: RECEIVED CONDITIONAL WAIVER FROM TCP: Hello, can this be waived? The credit score is aged by 3 days and the guarantor has $165k in liquidity. Background Report must be clean. PER BACKGROUND REPORT $24,400.00 JUDGMENT IS LISTED. XX TO CONFIRM WAIVER 20220323/CA:TCP WAIVED:BASED ON LIQUIDITY TO COVER FULL AMT OF JUDGEMENTS AND 60% LTV C 1
XX TY530719 FLOW POST-CLOSE 11/XX/2021  7:03:17 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 76 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211104/CA: RECEIVED C 1
XX TY206154 FLOW POST-CLOSE 11/XX/2021  9:50:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING PREMIUM AMOUNTS ON THE HAZARD INSURANCE POLICIES   20210907/CA: RECEIVED D 1
XX TY206154 FLOW POST-CLOSE 11/XX/2021  9:50:49 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY 16106.8 LIQUIDITY < 25530.94 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211108/CA: RECEIVED ONE MONTH BANK STATEMENT FOR NEW BOA ACCT# XX. MISSING 2ND MONTH'S STATEMENT FOR BOA ACCT# XX IN ORDER TO COUNT TOWARDS LIQUIDITY
20211104/CA: RESTATED LIQ CONDITION BASED ON FINAL HUD.
20210831/CA: RECEIVED PRELIM HUD CO		 20211109/CA: RECEIVED 2ND MONTH'S STATEMENT FOR BOA ACCT# XX C 1
XX TY206154 FLOW POST-CLOSE 11/XX/2021  9:50:49 AM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 112 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211103/CA: RECEIVED D 1
XX TY206154 FLOW POST-CLOSE 11/XX/2021  9:50:49 AM XX MISSING DOCS CREDIT CLEAR A A AGE OF BACKGROUND CHECK 106 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211103/CA: RECEIVED D 1
XX TY206154 FLOW POST-CLOSE 11/XX/2021  9:50:49 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT MORTGAGE INSUFFICIENT MORTGAGE. MORTGAGE IN FILE DOES NOT CAPTURE SUBJECT PROPERTY XX  20211103/CA: MISSING 120% RELEASE VERBIAGE. RECEIVED TWO MORTGAGES 20211105/CA: RECEIVED NOTE WITH RELEASE VERBIAGE AND PAYOFF AMOUNTS D 1
XX TY206154 FLOW POST-CLOSE 11/XX/2021  9:50:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT.   20211104/CA: RECEIVED D 1
XX TY206154 FLOW POST-CLOSE 11/XX/2021  9:50:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211108/CA: RECEIVED D 1
XX TY100929 FLOW POST-CLOSE 9/XX/2021  5:56:53 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED INCLUDES PROPERTY XX, WHICH IS NOT INCLUDED ON LOAN. PLEASE PROVIDE UPDATED TITLE INSURANCE.   20210811/CA: RECEIVED C 1
XX TY100929 FLOW POST-CLOSE 9/XX/2021  5:56:53 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE MISSING RENT LOSS COVERAGE FOR ALL 4 PROPERTIES   20210811/CA: RECEIVED C 1
XX TY100929 FLOW POST-CLOSE 9/XX/2021  5:56:53 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK FOR BORROWER: XX XX REFLECTS X3 UNSPECIFIED CRIMINAL OFFENSES WITH NO DATE. MISSING PROOF OF THE NATURE OF THE OFFENSES.   20210811/CA: RECEIVED C 1
XX TY100929 FLOW POST-CLOSE 9/XX/2021  5:56:53 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK FOR BORROWER: XX REFLECTS X5 UNSPECIFIED CRIMINAL OFFENSES WITH NO DATE. MISSING PROOF OF THE NATURE OF THE OFFENSES.   20210811/CA: RECEIVED C 1
XX TY100929 FLOW POST-CLOSE 9/XX/2021  5:56:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL HUD AS ONE PROVIDED SAYS PRELIMINARY   20210914/CA: RECEIVED D 1
XX TY100929 FLOW POST-CLOSE 9/XX/2021  5:56:53 PM XX GUIDES CREDIT RESCIND A A MAX LTV 99.85 % LTV > 75% LTV MAX ALLOWED. XX APPROVAL REQUIRED   20210915/CA: CLOSED WITH 4 PROPERTIES INTSEAD OF 3, AS IS VALUE CORRECTED, LTV 75 C 1
XX TY100929 FLOW POST-CLOSE 9/XX/2021  5:56:53 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20210916/CA: RECEIVED D 1
XX TY190610 FLOW POST-CLOSE 11/XX/2021  12:49:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211118/CA:RECEIVED D 1
XX TY190610 FLOW POST-CLOSE 11/XX/2021  12:49:29 PM XX GUIDES CREDIT RESCIND A A AGE OF BANK STATEMENTS 93 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211116/CA:RESCIND OTHER STMNTS IN FILE ARE UP TO DATE C 1
XX TY190610 FLOW POST-CLOSE 11/XX/2021  12:49:29 PM XX GUIDES CREDIT WAIVED B B INSUFFICENT LEASE AGREEMENT $735 MO. LEASE < $750 MINIMUM REQUIRED PER XX. CLIENT EXCEPTIONAL APPROVAL IN FILE INDICATING APPROVAL BASED ON 2.22X DSCR   20211118/TCP- WAIVED- Mitigants: large portfolio deal and above 2.00 DSCR C 1
XX TY190610 FLOW POST-CLOSE 11/XX/2021  12:49:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEEDS TRANSFERING PARCELS INTO BORROWING ENTITY NAME- XX 20211118/CA:TITLE WAS RESUBMITTED- NEED WARRANTY DEEDS; 20211201/CA:RECEIVED TWO DEEDS. STILL NEED DEED FOR PROPERTY AT XX, AND XX 20211201/CA:RECEIVED D 1
XX TY848607 FLOW POST-CLOSE 10/XX/2021  5:42:08 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211008/CA: RECEIVED D 1
XX TY848607 FLOW POST-CLOSE 10/XX/2021  5:42:08 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG  $ 18,815.75 LIQUIDITY < 24,8386.06 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. THIS IS DUE TO XX JUDGMENT FROM BG REPORT   20211008/CA: RECEIVED LIEN RELEASE C 1
XX TY329321 FLOW POST-CLOSE 10/XX/2021  11:38:06 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER CLOSING PROTECTION LETTER IN FILE SHOWS BORROWER AS XX NOT BORROWER   202109098/CA: RECEIVED D 1
XX TY329321 FLOW POST-CLOSE 10/XX/2021  11:38:06 AM XX MISSING DOCS CREDIT WAIVED B B MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20210924/CA: RECEIVED EMAIL ON HOI/HOA. PLEASE PROVIDE UPDATED APPRAISAL SHOWING THIS TO BE TOWNHOUSE INSTEAD OF CONDO, OUR APPRAISAL CURRENTLY SHOWS CONDO AND HOA IN AMOUT OF 438 PER MONTH WITH DSCR .75. 20210908/CA: MISSING INDIVIDUAL COVERAGE AND PREMIUM FOR SUBJECT PROPERTY. BLANKET HOI UPLOADED. 20210924/CA: TCP WAIVED HAZARD SINCE HOA PAYS WALL OUT HAZARD. RENT LOSS COV INCLUDED IN MASTER POLICY D 1
XX TY329321 FLOW POST-CLOSE 10/XX/2021  11:38:06 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE   202109098/CA: RECEIVED D 1
XX TY329321 FLOW POST-CLOSE 10/XX/2021  11:38:06 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT- DOC IN PRE CLOSE FOLDER INDICATE PAYOFF FOR 2 PROPERTIES WHICH INCLUDE THE SUBJECT, UNABLE TO DETERMING THE PAYOFF AMT SPECIFIC TO SUBJECT PROPERTY   20211011/CA: PAYOFF SPLIT BETWEEN TWO PROPERTIES (POL80021) D 1
XX TY406081 FLOW POST-CLOSE 10/XX/2021  5:10:56 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211008/CA: RECEIVED D 1
XX TY679847 FLOW POST-CLOSE 10/XX/2021  8:55:20 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211018/CA: RECEIVED D 1
XX TY679847 FLOW POST-CLOSE 10/XX/2021  8:55:20 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO SHOW OWNERSHIP PERCENTAGE.   20211018/CA: RECEIVED D 1
XX TY679847 FLOW POST-CLOSE 10/XX/2021  8:55:20 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $0 LIQUIDITY < $87,466.99 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211018/CA: RECEIVED D 1
XX TY679847 FLOW POST-CLOSE 10/XX/2021  8:55:20 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY.   20211019/CA: RECEIVED C 1
XX 410211020 FLOW POST-CLOSE 11/XX/2021  11:21:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK 20211116/CA: RECEVIED BACKGROUND. BACKGROUND CHECK REFLECTS SEVERAL UNSPECIFIED CRIMINAL OFFENSES THAT ARE NOT DATED. MISSING PROOF OF THE NATURE OF THE OFFENSE(S) 20211119/CA: RECEIVED D 1
XX 410211020 FLOW POST-CLOSE 11/XX/2021  11:21:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION FOR XX   20211116/CA: RECEIVED D 1
XX 410211020 FLOW POST-CLOSE 11/XX/2021  11:21:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING EVIDENCE OF FLOOD INSURANCE FOR XX 20211117/CA: RECEIVED FLOOD INSURANCE WITH INCORRECT MORTGAGEE CLAUSE. PLEASE PROVIDE FLOOD INSURANCE WITH CORRECT MORTGAGEE CLAUSE 20211119/CA: RECEIVED D 1
XX 410211020 FLOW POST-CLOSE 11/XX/2021  11:21:14 AM XX GUIDES CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE PREMIUM AMOUNT FOR XX, XX, AND XX   20211117/CA: RECEIVED C 1
XX 410211020 FLOW POST-CLOSE 11/XX/2021  11:21:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS FOR ALL PROPERTIES EXCEPT XX 20211116/CA: PAYOFF STATEMENT RECEIVED DOES NOT INCLUDE XX. PLEASE PROVIDE PAYOFF FOR XX 20211117/CA: RECEIVED D 1
XX 410211020 FLOW POST-CLOSE 11/XX/2021  11:21:14 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $12,779.54 LIQUIDITY < $69,516.92 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211117/CA: RECEIVED C 1
XX 410211020 FLOW POST-CLOSE 11/XX/2021  11:21:14 AM XX MISSING DOCS CREDIT CLEAR A A MISSING RELEASE LANGUAGE  MISSING RELEASE VERBIAGE ON THE MORTGAGE FOR CROSS LOANS. RELEASE SHOULD BE 120%   20211203/CA: RELEASE ON PG 7 OF NOTE D 1
XX TY798865 FLOW POST-CLOSE 11/XX/2021  1:10:40 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 97 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211015/CA: RECEIVED PRELIM HUD WITH CO PROCEEDS COVERING LIQUIDITY C 1
XX TY798865 FLOW POST-CLOSE 11/XX/2021  1:10:40 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211015/CA: NO LIEN ON TITLE D 1
XX TY798865 FLOW POST-CLOSE 11/XX/2021  1:10:40 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $100,000 TITLE INSURANCE COVERAGE < $104,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211011/CA: RECEIVED C 1
XX TY798865 FLOW POST-CLOSE 11/XX/2021  1:10:40 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - POLICY PROVIDED EXPIRES WITHIN 6 DAYS OF CLOSING AND THE LOAN FILE DOES NOT CONTAIN VERIFICATION THAT THE RENEWAL PREMIUM WAS PAID AT OR PRIOR TO CLOSING ON A REFINANCE TRANSACTION. POLICY EXPIRED 8/XX/2021.   20211011/CA: RECEIVED C 1
XX TY798865 FLOW POST-CLOSE 11/XX/2021  1:10:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF CONDO MASTER INSURANCE POLICY 20211109/CA: PER GUIDELINES MASTER POLICY MUST INCLUDE LENDER'S MORTGAGEE CLAUSE AND SUBJECT PROPERTY ADDRESS. XX TO APPROVE
20211109/PPF: Individual policy has required coverage, master policy will not include borrower entity, but does include coverage for the entirety of the units located at XX. They will not revise their entire master policy to include our lender/ISAOA clause. Find page 11 of the master policy listing coverage of the entire building. Attached is the individual insurance displaying our coverage at the premises.
20211026/CA: MISSING LENDER ISAOA AND BOR ENTITY AND UNIT NUMBER, RECEIVED INSURANCE DOCUMENT		 20211112/CA: RECEIVED D 1
XX TY798865 FLOW POST-CLOSE 11/XX/2021  1:10:40 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211011/CA: RECEIVED C 1
XX TY798865 FLOW POST-CLOSE 11/XX/2021  1:10:40 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE - MISSING RENT LOSS COVERAGE   20211108/CA: RECEIVED C 1
XX TY915620 FLOW POST-CLOSE 11/XX/2021  9:35:58 AM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED, UNDATED CRIMINAL OFFENSES. MISSING PROOF OF THE NATURE OF THE OFFENSE(S)   20211028/CA: RECEIVED LOE, TRAFFIC C 1
XX TY915620 FLOW POST-CLOSE 11/XX/2021  9:35:58 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE   20211005/CA: RECEIVED D 1
XX TY915620 FLOW POST-CLOSE 11/XX/2021  9:35:58 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211028/CA: RECEIVED C 1
XX TY915620 FLOW POST-CLOSE 11/XX/2021  9:35:58 AM XX GUIDES CREDIT RESCIND A A INSUFFICIENT LIQUIDITY $101,530.78 LIQUIDITY < $124,595.91 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211015/CA: ACCNT NOT RETIREMENT C 1
XX TY915620 FLOW POST-CLOSE 11/XX/2021  9:35:58 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED   20211122/CA: RECEIVED D 1
XX TY076977 FLOW POST-CLOSE 11/XX/2021  5:16:35 PM XX MISSING DOCS CREDIT CLEAR A   A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURACE    20211021/CA: RECEIVED D 1
XX TY076977 FLOW POST-CLOSE 11/XX/2021  5:16:35 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING EVIDNECE OF FLOOD CERT   20211021/CA: RECEIVED D 1
XX TY076977 FLOW POST-CLOSE 11/XX/2021  5:16:35 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE  20211021/CA: RECEIVED TITLE COMMITMENT; HOWEVER TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY. 20211109/CA: RECEIVED D 1
XX TY076977 FLOW POST-CLOSE 11/XX/2021  5:16:35 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211021/CA: RECEIVED D 1
XX TY076977 FLOW POST-CLOSE 11/XX/2021  5:16:35 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211021/CA: RECEIVED C 1
XX TY076977 FLOW POST-CLOSE 11/XX/2021  5:16:35 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   2021103/CA: REMOVED ACCOUNT, LIQ SUFFICIENT C 1
XX TY076977 FLOW POST-CLOSE 11/XX/2021  5:16:35 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX    2021103/CA: REMOVED ACCOUNT, LIQ SUFFICIENT C 1
XX TY076977 FLOW POST-CLOSE 11/XX/2021  5:16:35 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211021/CA: RECEIVED D 1
XX TY076977 FLOW POST-CLOSE 11/XX/2021  5:16:35 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT PURCHASE AGREEMENT INSUFFICIENT PURCHASE AGREEMENT: PURCHASE AGREEMENT DOES NOT LIST BORROWING ENTITY AS BUYER. PROVIDE UPDATED DOCUMENT/AMMENDMENT   20211026/CA: RECEIVED C 1
XX TY076977 FLOW POST-CLOSE 11/XX/2021  5:16:35 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 61 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   2021103/CA: REMOVED ACCOUNT, LIQ SUFFICIENT C 1
XX TY130563 FLOW POST-CLOSE 10/XX/2021  4:21:38 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $698600 HAZARD INSURANCE COVERAGE < $880,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211011/CA: RECEIVED REPLACEMENT COST ESTIMATOR C 1
XX TY130563 FLOW POST-CLOSE 10/XX/2021  4:21:38 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $864,000 TITLE INSURANCE COVERAGE < $880,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211013/CA: RECEIVED C 1
XX TY130563 FLOW POST-CLOSE 10/XX/2021  4:21:38 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $125,946.14 LIQUIDITY < $274,951.39 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211018/CA: RECEIVED C 1
XX TY130563 FLOW POST-CLOSE 10/XX/2021  4:21:38 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DATES ARE INSUFFICIENT - HAZARD INSURANCE PROVIDED WAS NOT EFFECTIVE AT THE TIME OF LOAN DISBURSEMENT. HAZARD INSURANCE EFFECTIVE DATE IS 10/XX/2021, DISBURSEMENT DATE IS 10/XX/2021.   20211111/TCP: RECEIVED XX WAIVER CONDITIONAL UPON: XX to indemnify TCP should a claim be made, which is attributed to a non-coverage date C 1
XX TY518984 FLOW POST-CLOSE 11/XX/2021  4:40:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $1511.60 LIQUIDITY < $8390.90 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211026/CA: RECEIVED STATEMENT AND PRELIM HUD C 1
XX TY518984 FLOW POST-CLOSE 11/XX/2021  4:40:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 INSUFFICIENT SETTLEMENT STATEMENT: SETTLEMENT STATEMENT NOT SIGNED BY SETTLEMENT AGENT.    20211115/CA: RECEIVED C 1
XX 410211024 FLOW POST-CLOSE 11/XX/2021  6:39:43 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $131,250.00 TITLE INSURANCE COVERAGE < $146,250.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211119/CA: RECEIVED C 1
XX 410211024 FLOW POST-CLOSE 11/XX/2021  6:39:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT    20211119/CA: RECEIVED D 1
XX TY832675 FLOW POST-CLOSE 11/XX/2021  4:52:19 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK SHOWS UNSPECIFICED CRIMINAL OFFENSES. PLEASE PROVIDE PROOF OF THE NATURE OF THE OFFENSE   20211103/CA: RECEIVED C 1
XX TY832675 FLOW POST-CLOSE 11/XX/2021  4:52:19 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS   20211103/CA: RECEIVED D 1
XX TY832675 FLOW POST-CLOSE 11/XX/2021  4:52:19 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR ANCHORED XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20211103/CA: RECEIVED D 1
XX TY832675 FLOW POST-CLOSE 11/XX/2021  4:52:19 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED CPL WITH CORRECTED PROPOSED INSURED.    20211103/CA: RECEIVED C 1
XX TY832675 FLOW POST-CLOSE 11/XX/2021  4:52:19 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT MORTGAGE INCOMPLETE MORTGAGE / DOT. WE ONLY RECEIVED PAGES 1 THRU 4.    20211119/CA: RECEIVED D 1
XX TY832675 FLOW POST-CLOSE 11/XX/2021  4:52:19 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ASSIGNMENT OF LEASES AND RENTS MISSING ASSIGNMENT OF RENT   20211119/CA: RECEIVED D 1
XX TY832675 FLOW POST-CLOSE 11/XX/2021  4:52:19 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED   20211119/CA: RECEIVED D 1
XX TY100370 FLOW POST-CLOSE 11/XX/2021  3:00:34 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED, UNDATED CRIMINAL OFFENSE FOR XX. MISSING PROOF OF THE NATURE OF THE OFFENSE.   20211021/CA: RECEIVED C 1
XX TY100370 FLOW POST-CLOSE 11/XX/2021  3:00:34 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT XX   20211021/CA: RECEIVED C 1
XX TY100370 FLOW POST-CLOSE 11/XX/2021  3:00:34 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 72 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211021/CA: RECEIVED C 1
XX TY100370 FLOW POST-CLOSE 11/XX/2021  3:00:34 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE FOR XX - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE 20211108/CA: RECEIVED INSUFFICIENT EOI DOCS REFLECTING XX INSTEAD OF XX AS AN ADDTL INSURED, ALSO STILL MISSING LENDER'S MORTGAGEE CLAUSE FOR XX AND XX
20211105/CA: RECEIVED SUFFICIENT EOI DOCS FOR XX AND XX. STILL MISSING UPDATED EOI WITH CORRECT NAMED INSURED XX) AND MORTGAGEE CLAUSE FOR XX AND XX. PLEASE PROVIDE
20211021/CA: RECEIVED UPDATED MORTGAGEE CLAUSE FOR XX AND XX STILL MISSING FOR XX AND PROPOSED INSURED ON ALL HAZARD INSURANCE (XX; XX) DOES NOT MATCH THE BORROWER (XX). PROVIDE UPDATED HAZARD INSURANCE. ALSO ADVISE IF XX IS NOW A PART OF THIS LOAN.		 20211111/CA: RECEIVED C 1
XX TY100370 FLOW POST-CLOSE 11/XX/2021  3:00:34 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS   20211021/CA: RECEIVED PAYOFF FOR XX D 1
XX TY100370 FLOW POST-CLOSE 11/XX/2021  3:00:34 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $401,561 HAZARD INSURANCE COVERAGE < $479,250 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20211105/CA: $464,374.00 HAZARD INSURANCE COVERAGE < $525,250.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20211109/CA: RECEIVED HAZ DOCS WITH TOTAL DWELLING COVG OF $526,124.00 C 1
XX TY100370 FLOW POST-CLOSE 11/XX/2021  3:00:34 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $400,750 TITLE INSURANCE COVERAGE < $479,250 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211105/CA: RECEIVED C 1
XX TY100370 FLOW POST-CLOSE 11/XX/2021  3:00:34 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $4,803.72 LIQUIDITY < $26,784.23 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211021/CA: RECEIVED C 1
XX TY100370 FLOW POST-CLOSE 11/XX/2021  3:00:34 PM XX GUIDES CREDIT CLEAR A A MAX LTV 82.2% LTV > 75% MAX ALLOWED. XX APPROVAL REQUIRED   20211105/CA: LTV UPDATED TO 74.29% C 1
XX TY100370 FLOW POST-CLOSE 11/XX/2021  3:00:34 PM XX GUIDES CREDIT CLEAR A A ADVERSE CREDIT (FORECLOSURE HISTORY) FORECLOSURE OCCURRED IN 1/XX/2019 <36 MONTHS. NOT ALLOWED PER XX GUIDELINES 20211109/TCP: Uploaded both background reports, with notice of foreclosures displaying. Please see the details, where they are both listed as "Defendant/Buyer", indicating that they bought a property from the banks foreclosure 20211109/CA: REVIEWED BACKGROUND AND DOES APPEAR TO BE A PURCHASE OF FORECLUSRE PROPERTY C 1
XX TY100370 FLOW POST-CLOSE 11/XX/2021  3:00:34 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211105/CA: RECEIVED D 1
XX 410211035 FLOW POST-CLOSE 12/XX/2021  3:37:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211214/CA:RESCIND D 1
XX 410211035 FLOW POST-CLOSE 12/XX/2021  3:37:28 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INSUFFICIENT LEASE AGREEMENT: LEASES PROVIDED ARE NOT IN THE BORROWER'S OR BORROWING ENTITY'S NAME.    20211129/CA:RECEIVED C 1
XX 410211035 FLOW POST-CLOSE 12/XX/2021  3:37:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN FOR ENTITY, XX    20211119/CA: RECEIVED D 1
XX 410211035 FLOW POST-CLOSE 12/XX/2021  3:37:28 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT OPERATION AGREEMENT FOR ENTITY XX IS NOT EXCECUTED.    20211124/CA:RECEIVED D 1
XX 410211035 FLOW POST-CLOSE 12/XX/2021  3:37:28 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE.  20211119/CA: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE AND PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. SCHEDULE B SHOULD INCLUDE AN EXCEPTION FOR WARRANTY DEED OR TITLE TRANSFER TO BORROWER. PROVIDE UPDATED TITLE INSURANCE 20211214/CA: RECEIVED D 1
XX 410211035 FLOW POST-CLOSE 12/XX/2021  3:37:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE FOR SUBJECT PROPERTY XX    20211119/CA: RECEIVED D 1
XX 410211035 FLOW POST-CLOSE 12/XX/2021  3:37:28 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG CRIMINAL OFFENSE STATES "FAIL TO MAINTAIN FINANCIAL RESP" CLARIFICATION NEEDED AND XX APPROVAL REQUIRED IF NEEDED.    20211119/CA: RECEIVED C 1
XX 410211035 FLOW POST-CLOSE 12/XX/2021  3:37:28 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME AND ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211127/CA:RECEIVED C 1
XX 410211035 FLOW POST-CLOSE 12/XX/2021  3:37:28 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWING ENTITY. PROVIDE UPDATED HAZARD INSURANCE 20211127/CA:POLICY RECEIVED BUT THE INSURED DOES NOT MATCH OUR BORROWER ENTITY.  20211207/CA:RECEIVED C 1
XX 410211035 FLOW POST-CLOSE 12/XX/2021  3:37:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER 20211119/CA: PROPOSED INSURED ON CPL DOES NOT MATCH THE BORROWING ENTITY. PROVIDE UPDATED CPL 20211222/CA: RECEIVED D 1
XX 410211035 FLOW POST-CLOSE 12/XX/2021  3:37:28 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT OPERATING AGREEMENT DOES NOT STATE THE OWNERSHIP PERCENTAGE OF MEMBERS   20211214/CA:RECEIVED C 1
XX 410211035 FLOW POST-CLOSE 12/XX/2021  3:37:28 PM XX GUIDES CREDIT CLEAR A A MAX LTV 66.67% LTV >65% MAX ALLOWED. XX APPROVAL REQUIRED DUE TO LOW 1.04 DSCR. (-10% DEDUCTION)   20211222/CA: UPDATED ANNUAL TAX AMOUNT. DSCR NOW 1.17, MAX LTV NOW 75% C 1
XX TY918807 FLOW POST-CLOSE 11/XX/2021  5:30:12 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT MISSING SIGNED OPERATING AGREEMENT FOR XX (DOCUMENT IN FILE IS NOT SIGNED)   20211105/CA: RECEIVED D 1
XX TY918807 FLOW POST-CLOSE 11/XX/2021  5:30:12 PM XX GUIDES CREDIT CLEAR A A MAX LTC 84.39% LTC > 80% MAX ALLOWED. XX APPROVAL REQUIRED   20211115/CA: RECEIVED UPDATED APPRAISAL WITH AS IS VALUE OF $XX C 1
XX TY224454 FLOW POST-CLOSE 11/XX/2021  4:55:57 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT MASTER HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211102/CA: RECEIVED C 1
XX TY224454 FLOW POST-CLOSE 11/XX/2021  4:55:57 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211028/CA: RECEIVED D 1
XX TY224454 FLOW POST-CLOSE 11/XX/2021  4:55:57 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211028/CA: RECEIVED D 1
XX TY224454 FLOW POST-CLOSE 11/XX/2021  4:55:57 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT DSCR 0.74 DSCR < .80 MINIMUM. NOT ALLOWED PER GUIDELINES. XX APPROVAL REQUIRED 20211028/CA: SIZER SHOWS INCORRECT TAX, TAX IS DUE SEMI ANNUALLY, SIZER SHOWS SEMI ANNUAL TAX AMT.  20211115/CA: UPDATED TAX AMOUNT. DSCR + 0.85 C 1
XX TY383306 FLOW POST-CLOSE 11/XX/2021  6:01:32 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 118 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS (XX)   20211028/CA: RECEIVED C 1
XX TY383306 FLOW POST-CLOSE 11/XX/2021  6:01:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT (XX) 20211028/CA: MISSING USAA XX & USAA XX, SAME STATEMENT RECEIVED FOR SEPT AND OCT 20211111/CA:RECEIVED C 1
XX TY383306 FLOW POST-CLOSE 11/XX/2021  6:01:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $30,296.73 LIQUIDITY < $38,895.11 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211028/CA: UPDATED WITH LATESTED STATEMENTS 20211101/CCA:RECEIVED EST HUD WITH CASH OUT PROCEEDS TO BORROWER C 1
XX TY383306 FLOW POST-CLOSE 11/XX/2021  6:01:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED PROPOSED INSURED.    20211028/CA: RECEIVED UPDATED TITLE WITH SUCCESSOR LANGUAGE C 1
XX TY383306 FLOW POST-CLOSE 11/XX/2021  6:01:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $553,000 TITLE INSURANCE COVERAGE < $562,800 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211028/CA: RECEIVED C 1
XX TY383306 FLOW POST-CLOSE 11/XX/2021  6:01:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE AND CPL: ADDRESS FOR XX IS MISSING OR HAS TYPO OF XX 20211117/CA: RECEIVED UPDATED CPL WITH CORRECT ADDRESSES. STILL NEED CORRECT ADDRESSES ON: PARTIAL RELEASE ADDENDUM, NOTE, AND WARRANTY DEED. PLEASE PROVIDE
20211115/CA: ADDRESS DISCREPANCY ON THE CPL = XX ON CPL. ADDRESS DISCREPANCY OF XX AND XX ON PARTIAL RELEASE ADDENDUM, NOTE, AND WARRANTY DEED. ADDRESSES ON TITLE AND HUD SHOWS: XX, 3307 AND XX. PLEASE REVIEW AND CONFIRM CORRECT ADDRESSES AND PROVIDE APPLICABLE UPDATED DOCUMENTS.
20211111/CA: CPL IN FILE REFLECTS 6 PROPERTIES AND NOT 5 AS IN TAPE- PLEASE CLARIFY AND CORRECT CPL ACCORDINGLY
20211104/CA: STILL SHOWING INCORRECT ADDRESS FOR 3300 CHRISTINA LANE.
20211028/CA: CPL SHOWS GUARANTOR INSTEAD OF BOR ENTITY. ADDRESSES CORRECTED; TITLE SHOWS 6 LOTS AND DOT WHILE THIS LOAN IS A 5-CROSS		 20211203/CA: RECEIVED C 1
XX TY383306 FLOW POST-CLOSE 11/XX/2021  6:01:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION FOR XX   20211028/CA: RECEIVED D 1
XX TY383306 FLOW POST-CLOSE 11/XX/2021  6:01:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INCORRECT P&I AMOUNT OF 2768.64 STATED ON NOTE. CORRECT P&I AMOUNT IS $2851.62. PLEASE UPDATE NOTE   20211118/TCP: : Interest rate changed before closing to 4.25%. See attached Sizer C 1
XX TY383306 FLOW POST-CLOSE 11/XX/2021  6:01:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING RELEASE LANGUAGE  MISSING RELEASE VERBIAGE ON CLOSING DOCUMENTS  20211115/CA: RECEIVED PARTIAL RELEASE ADDENDUM WITH ADDRESS DISCREPANCY OF XX AND XX. ADDRESSED ON TITLE AND HUD SHOWS: XX AND XX. PLEASE REVIEW AND CONFIRM CORRECT ADDRESSES AND PROVIDE UPDATED DOCUMENT, IF APPLICABLE. 20211203/CA: RECEIVED D 1
XX TY864011 FLOW POST-CLOSE 11/XX/2021  1:21:58 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCOUNT: XX   20211021/CA: RECEIVED D 1
XX TY864011 FLOW POST-CLOSE 11/XX/2021  1:21:58 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCOUNT: XX   20211104/CA: NOT USING ACCOUNT, LIQ SUFFICIENT D 1
XX TY864011 FLOW POST-CLOSE 11/XX/2021  1:21:58 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCOUNT: XX   20211104/CA: NOT USING ACCOUNT, LIQ SUFFICIENT D 1
XX TY864011 FLOW POST-CLOSE 11/XX/2021  1:21:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY POLICY   20211021/CA: RECEIVED D 1
XX TY864011 FLOW POST-CLOSE 11/XX/2021  1:21:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211026/CA: RECEIVED D 1
XX TY864011 FLOW POST-CLOSE 11/XX/2021  1:21:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE 20211021/CA: RECEIVED TITLE COMMITMENT; HOWEVER TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY. 20211109/CA: RECEIVED D 1
XX TY864011 FLOW POST-CLOSE 11/XX/2021  1:21:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211021/CA: RECEIVED D 1
XX TY864011 FLOW POST-CLOSE 11/XX/2021  1:21:58 PM XX GUIDES CREDIT CLEAR A A MAX LTV 73.75% LTV / 75% LTC > 65% LTV LTC MAX ALLOWED PER GUIDELINES WITH DSCR AT 0.82. XX APPROVAL REQUIRED 20211109/CA: PLEASE CONFIRM HOA FEE. APPRAISAL SHOWS ANNUAL HOA FEE OF $13,500.00. 20211111/CA: RECEIVED $1,340 ANNUAL HOA FEE DOC. LTV/DSCR RESOLVED C 1
XX TY179637 FLOW POST-CLOSE 12/XX/2021  11:02:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING ORIGINAL PURCHASE AGREEMENT    20211108/CA: RECEIVED D 1
XX TY179637 FLOW POST-CLOSE 12/XX/2021  11:02:16 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211115/CA: RECEIVED D 1
XX TY458350 FLOW POST-CLOSE 11/XX/2021  4:34:44 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCOUNT XX 20211021/CA: 9/XX/21 BANK STATEMENT PROVIDED IS ALREADY IN FILE. PROVIDE 8/XX/21 BANK STATEMENT FOR DISCOVER ACCT # XX 20211025/CA:RECEIVED D 1
XX TY458350 FLOW POST-CLOSE 11/XX/2021  4:34:44 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED CONTAINS DIFFERENT LENDER NAME. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211021/CA: RECEIVED C 1
XX TY458350 FLOW POST-CLOSE 11/XX/2021  4:34:44 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $112,000.00 HAZARD INSURANCE COVERAGE < $146,250.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211112/CA: RECEIVED C 1
XX 410211011 FLOW POST-CLOSE 12/XX/2021  3:42:29 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS INSUFFICIENT BANK STATEMENTSS OR PROOF OF CASH OUT PROCEEDS.    20211122/CA: RECEIVED D 1
XX 410211011 FLOW POST-CLOSE 12/XX/2021  3:42:29 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INSUFFICIENT LEASE AGREEMENT FOR PROPERTOES: XX. PROVIDE PROOF OF BORROWING ENTITY'S CONNECTION TO XX AND XX   20211122/CA: RECEIVED C 1
XX 410211011 FLOW POST-CLOSE 12/XX/2021  3:42:29 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND XX. MORTGAGEE CLAUSE PROVIDED IS MISSING XX. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211122/CA: RECEIVED C 1
XX 410211011 FLOW POST-CLOSE 12/XX/2021  3:42:29 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: $350,335  INSURANCE COVERAGE < $ 380,100 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211122/CA: RECEIVED C 1
XX 410211011 FLOW POST-CLOSE 12/XX/2021  3:42:29 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS   20211124/CA:RECEIVED D 1
XX 410211011 FLOW POST-CLOSE 12/XX/2021  3:42:29 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT OPERATING AGREEMENT NOT SIGNED   20211122/CA: RECEIVED C 1
XX TY407398 FLOW POST-CLOSE 11/XX/2021  4:57:58 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT EXPIRED LEASE AGREEMENT. PROVIDE RENEWED LEASE AGREEMENT.    20211105/CA: RECEIVED C 1
XX TY407398 FLOW POST-CLOSE 11/XX/2021  4:57:58 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE POLICY 20211115/CA: INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. SCHEDULE B SHOULD INCLUDE AN EXCEPTION FOR WARRANTY DEED OR TITLE TRANSFER TO BORROWER. PROVIDE UPDATED TITLE INSURANCE
20210929/CA: MISSING BOR ENTITY		 20211105/CA: RECEIVED D 1
XX TY407398 FLOW POST-CLOSE 11/XX/2021  4:57:58 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 71 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211203/CA: RECEIVED D 1
XX TY407398 FLOW POST-CLOSE 11/XX/2021  4:57:58 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF CREDIT REPORT 135 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. 20211201/PPF: Restructured the loan to have XX as the primary, so I have attached updated reports for XX and XX. Again, please use XX as primary 20211203/CA: RECEIVED D 1
XX TY407398 FLOW POST-CLOSE 11/XX/2021  4:57:58 PM XX MISSING DOCS CREDIT WAIVED B B INSUFFICIENT NOTE  MISSING NOTE: NOTE IN FILE SHOWS MONTHLY P&I PAYMENT AS $1,207.28 INSTEAD OF $1,207.27   20211215/TCP: Please waive. XX comfortable with Note being over what is owed. D 1
XX 410211017 FLOW POST-CLOSE 12/XX/2021  3:29:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN (EMPLOYER IDENTIFICATION NUMBER)   20211122/CA: RECEIVED D 1
XX 410211017 FLOW POST-CLOSE 12/XX/2021  3:29:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING RENT/LEASE INFORMATION FOR UNITS 1 AND 2 20211128/CA:MISSING THIRD PARTY RENT ESTIMATE AS PROPERTY IS VACANT AS PER APPRAISAL.  20211207/CA:RECEIVED LEASE- PROPERTY IS SINGLE UNIT AND NOT VACANT
20211128/CA:PROPERTY IS VACANT		 D 1
XX 410211017 FLOW POST-CLOSE 12/XX/2021  3:29:12 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211122/CA: RECEIVED D 1
XX 410211017 FLOW POST-CLOSE 12/XX/2021  3:29:12 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211122/CA: RECEIVED D 1
XX 410211017 FLOW POST-CLOSE 12/XX/2021  3:29:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER. CPL IN FILE NAMES XX AS BORROWER INSTEAD OF XX. PROVIDE UPDATED CPL WITH CORRECT BORROWER.   20211207/CA:RECEIVED- WARRANTY DEED NEEDED AT CLOSING C 1
XX 410211017 FLOW POST-CLOSE 12/XX/2021  3:29:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BACKGROUND CHECK INSUFFICIENT EXPLANATION OF CRIMINAL RECORDS. PROVIDE UPDATED EXPLANATION FOR 10/XX/1996 AND 4/XX/2001. BOTH EVENTS ARE SEPARATE FROM EVENT ON LOX.   20211122/CA: RECEIVED C 1
XX 410211017 FLOW POST-CLOSE 12/XX/2021  3:29:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $14080.01 LIQUIDITY < $26951.42 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211122/CA: UPDATED STATEMENT RECEIVED WITH LOWER BALANCE: $9,371.17 LIQUIDITY < $24,351.73 MIN REQUIRED. PROVIDE ADDTL ASSETS 20211207/CA: INPUT CASH TO BORROWER AMT IN HUD SECTION C 1
XX 410211017 FLOW POST-CLOSE 12/XX/2021  3:29:12 PM XX GUIDES CREDIT CLEAR A A MINIMUM GUARANTOR OWNERSHIP 481 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS.   20211207/CA:RECEIVED- WARRANTY DEED NEEDED AT CLOSING C 1
XX 410211017 FLOW POST-CLOSE 12/XX/2021  3:29:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING EVIDENCE OF RENT LOSS COVERAGE HAZARD INSURANCE   20211207/CA:RECEIVED UPDATED HOI WITH BUSINESS INCOME COVERAGE C 1
XX 410211017 FLOW POST-CLOSE 12/XX/2021  3:29:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. INSURANCE NAMES XX AS INSURED INSTEAD OF XX. PROVIDE UPDATED HAZARD INSURANCE TO MATCH BORROWER.   20211207/CA:RECEIVED C 1
XX 410211017 FLOW POST-CLOSE 12/XX/2021  3:29:12 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $329,000 TITLE INSURANCE COVERAGE < $398,300 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211207/CA:RECEIVED- WARRANTY DEED NEEDED AT CLOSING C 1
XX TY360255 FLOW POST-CLOSE 12/XX/2021  10:53:23 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD DEC PAGE. HAZARD INSURANCE IN FILE IS QUOTE.  20211109/CA:RECEIVED HOI HOWEVER NO LOSS RENT COVERAGE STATED- PLEASE UPDATE WITH LOSS RENT COVERAGE 20211203/CA: RECEIVED D 1
XX TY360255 FLOW POST-CLOSE 12/XX/2021  10:53:23 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $1,241.58 LIQUIDITY < $40,373.12 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. SCREENSHOT OF BANKSTATEMENT IS UNDATED THEREFORE UNVERIFIED   20211109/CA:RECEIVED UPDATED BANK STATEMENT C 1
XX 410211025 FLOW POST-CLOSE 12/XX/2021  2:52:30 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY 290 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211207/CA: RECEIVED NEW STMENTS FOR BANK ACCT. 1 OF 2 STMENTS UP TO DATE C 1
XX 410211025 FLOW POST-CLOSE 12/XX/2021  2:52:30 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK FOR FRANKIE REFLECTS CRIMINAL OFFENSE THAT STATES "FAIL TO MAINTAIN FINANCIAL RESP". CLARIFICATION NEEDED AND XX APPROVAL REQUIRED IF NEEDED.    20211119/CA: RECEIVED C 1
XX 410211025 FLOW POST-CLOSE 12/XX/2021  2:52:30 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK FOR FRANKIE REFLECTS UNSPECIFIED CRIMINAL OFFENSE DATED, 12/XX/2006. PROVIDE PROOF OF THE NATURE OF THE OFFENSE.    20211207/CA:RECEIVED LOX IN FILE C 1
XX 410211025 FLOW POST-CLOSE 12/XX/2021  2:52:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION    20211119/CA: RECEIVED D 1
XX 410211025 FLOW POST-CLOSE 12/XX/2021  2:52:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211129/CA:RECEIVED D 1
XX TY216336 FLOW POST-CLOSE 11/XX/2021  11:42:24 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN   20211029/CA: RECEIVED D 1
XX TY216336 FLOW POST-CLOSE 11/XX/2021  11:42:24 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION   20211029/CA: RECEIVED D 1
XX TY216336 FLOW POST-CLOSE 11/XX/2021  11:42:24 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR BORROWER    20211029/CA: RECEIVED D 1
XX TY216336 FLOW POST-CLOSE 11/XX/2021  11:42:24 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT  MISSING GUARANTOR CREDIT REPORT   20211029/CA: RECEIVED D 1
XX TY216336 FLOW POST-CLOSE 11/XX/2021  11:42:24 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211029/CA: RECEIVED D 1
XX TY216336 FLOW POST-CLOSE 11/XX/2021  11:42:24 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORTAION   20211029/CA: RECEIVED D 1
XX TY216336 FLOW POST-CLOSE 11/XX/2021  11:42:24 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $30,000 HAZARD INSURANCE COVERAGE < $187,500 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211029/CA: RECEIVED C 1
XX TY216336 FLOW POST-CLOSE 11/XX/2021  11:42:24 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $9,520.69 LIQUIDITY < $10,345.42 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211029/CA: RECEIVED C 1
XX TY216336 FLOW POST-CLOSE 11/XX/2021  11:42:24 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING COGS   20221104/CA: SWITCH TO INDIVIDUAL BOR D 1
XX 410211032 FLOW POST-CLOSE 12/XX/2021  11:08:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT FOR PROPERTY XX    20211123/CA: RECEIVED D 1
XX 410211032 FLOW POST-CLOSE 12/XX/2021  11:08:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATE FOR PROPERTY XX    20211123/CA: RECEIVED D 1
XX 410211032 FLOW POST-CLOSE 12/XX/2021  11:08:46 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT MASTER PUD/CONDO INSURANCE: MISSING FOR ALL SUBJECT PROPERTIES ADDRESS AND LENDER'S MORTGAGEE CLAUSE. PLEASE PROVIDE   20211123/CA: RECEIVED D 1
XX 410211032 FLOW POST-CLOSE 12/XX/2021  11:08:46 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE FOR SUBJECT PROPERTY XX, IS NOT SIGNED.    20211124/CA:RECEIVED D 1
XX 410211032 FLOW POST-CLOSE 12/XX/2021  11:08:46 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $47,764.03 LIQUIDITY < $71,903.76 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211123/CA: RECEIVED PRELIM HUD AND STATEMENTS FOR ACCT# XX; HOWEVER STATEMENTS DOES NOT REFLECT THE NAME OF THE BANK. PROVIDE STATEMENTS WITH NAME OF BANK 20211130/CA: RECEIVED C 1
XX 410211032 FLOW POST-CLOSE 12/XX/2021  11:08:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING UPDATED IDENTIFICATION  FOR BORROWER XX, ID IN FILE EXPIRED ON 5/XX/2021.    20211123/CA: RECEIVED D 1
XX 410211032 FLOW POST-CLOSE 12/XX/2021  11:08:46 AM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK FOR XX  REFLECTS UNSPECIFIED CRIMINAL OFFENSES NOT DATED. MISSING PROOF OF THE NATURE OF THE OFFENSE.   20211124/CA:RECEIVED LOX- NOT BORROWER C 1
XX 410211032 FLOW POST-CLOSE 12/XX/2021  11:08:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERTIFICATE OF GOOD STANDING FOR ENTITY XX    20211123/CA: RECEIVED D 1
XX 410211032 FLOW POST-CLOSE 12/XX/2021  11:08:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY FOR PROPERTY: XX   20211222/CA: RECEIVED HO6 COVERAGE FOR ALL PROPERTIES D 1
XX 410211032 FLOW POST-CLOSE 12/XX/2021  11:08:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY FOR PROPERTY: XX   20211222/CA: RECEIVED HO6 COVERAGE FOR ALL PROPERTIES D 1
XX 410211032 FLOW POST-CLOSE 12/XX/2021  11:08:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY FOR PROPERTY: XX   20211222/CA: RECEIVED HO6 COVERAGE FOR ALL PROPERTIES D 1
XX 410211032 FLOW POST-CLOSE 12/XX/2021  11:08:46 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY PREMIUM FOR ALL PROPERTIES   20211222/CA: RECEIVED HO6 COVERAGE PREMIUM FOR ALL PROPERTIES D 1
XX TY792682 FLOW POST-CLOSE 11/XX/2021  9:04:50 AM XX GUIDES CREDIT RESCIND A A MINIMUM GUARANTOR OWNERSHIP 50% GUARANTOR OWNERSHIP OF BORROWING ENTITY < 51% MINIMUM OWNERSHIP REQUIRED. NOT ALLOWED PER GUIDELINES.   20211104/CA: 50% ACCEPTABLE C 1
XX TY792682 FLOW POST-CLOSE 11/XX/2021  9:04:50 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $ 67,000 HAZARD INSURANCE COVERAGE < $ 87,360  MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211104/CA: RECEIVED C 1
XX TY792682 FLOW POST-CLOSE 11/XX/2021  9:04:50 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING FINAL HAZARD INSURANCE POLICY. QUOTATION PROVIDED   20211104/CA: RECEIVED D 1
XX TY792682 FLOW POST-CLOSE 11/XX/2021  9:04:50 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION   20211119/CA: RECEIVED D 1
XX TY792682 FLOW POST-CLOSE 11/XX/2021  9:04:50 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERTIFICATE OF GOOD STANDING   20211105/CA: RECEIVED D 1
XX TY792682 FLOW POST-CLOSE 11/XX/2021  9:04:50 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CONDO QUESTIONAIRE MISSING CONDO QUESTIONNAIRE   20211117/CA: RECEIVED. MEETS XX MINIMUM REQUIREMENT DUE TO OVER 50% RENTER OCCUPANCY D 1
XX TY792682 FLOW POST-CLOSE 11/XX/2021  9:04:50 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MASTER HOI MISSING BORROWING ENTITY INFORMATION 20211109/CA: MASTER POLICY MISSING LENDER ISAOA AND SUBJECT PROPERTY ADDRESS (BORROWING ENTITY NAME NOT REQUIRED)
20211104/CA:MASTER POLICY MISSING LENDER ISAOA AND BOR ENTITY		 20211119/CA: RECEIVED D 1
XX TY792682 FLOW POST-CLOSE 11/XX/2021  9:04:50 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING BORROWER ID   20211104/CA: RECEIVED D 1
XX TY792682 FLOW POST-CLOSE 11/XX/2021  9:04:50 AM XX GUIDES CREDIT WAIVED B B AGE OF BANK STATEMENTS 71 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211206/TCP: PLEASE WAIVE C 1
XX TY668183 FLOW POST-CLOSE 11/XX/2021  11:36:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20211018/CA: RECEIVED D 1
XX TY668183 FLOW POST-CLOSE 11/XX/2021  11:36:49 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE 20211022/CA: MISSING ISAOA AFTER LENDER NAME FOR XX AND XX 20211029/CA: RECEIVED D 1
XX TY668183 FLOW POST-CLOSE 11/XX/2021  11:36:49 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE 20211022/CA: MISSING BOR ENTITY (LLC) FOR XX AND XX 20211029/CA: RECEIVED D 1
XX TY668183 FLOW POST-CLOSE 11/XX/2021  11:36:49 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE 20211018/CA: TITLE MISSING BORROWING ENTITY   D 1
XX TY668183 FLOW POST-CLOSE 11/XX/2021  11:36:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS. TITLE SHOWS EXISTING LIEN ON PROPERTIES   20211026/CA: RECEIVED D 1
XX TY668183 FLOW POST-CLOSE 11/XX/2021  11:36:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER 20211203/CA: CPLs REFLECTS XX AS PROPERTY OWNER, SHOULD BE XX 20211208/CA: RECEIVED D 1
XX TY668183 FLOW POST-CLOSE 11/XX/2021  11:36:49 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED 20211203/CA: TITLE IN FILE REFLECTS XX AS PROPERTY OWNER. COPY OF DEED TRANSFERRING TITLE TO XX IS REQUIRED
20211201/PPF: No Warranty deed needed as signing. Vesting remained the same. See Commit.		 20211208/CA: RECEIVED D 1
XX 410211037 FLOW POST-CLOSE 12/XX/2021  2:38:22 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. MISSING LOSS OF RENTS COVERAGE AND MORTGAGEE CLAUSE   20211128/CA:RECEIVED D 1
XX 410211037 FLOW POST-CLOSE 12/XX/2021  2:38:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING EVIDENCE OF OPERATING AGREEMENT   20211123/CA: RECEIVED D 1
XX 410211037 FLOW POST-CLOSE 12/XX/2021  2:38:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING EVIDENCE OF FLOOD INSURANCE 20211124/CA:RECEIVED FLOOD INSURANCE BUT SAME DOES NOT REFLECT THE BORRWING ENTITY AS INSURED- PLEASE UPDATE 20211222/CA: RECEIVED D 1
XX 410211037 FLOW POST-CLOSE 12/XX/2021  2:38:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INSUFFICIENT LIQUIDTY. $4,393.47 < $14,232.51 MINIMUM REQUIRED PER TCP UNDERWRITING GUIDELINES 20211215/CA: INSUFFICIENT LIQUIDTY. $5,371.88  < $10,482.51 MINIMUM REQUIRED PER TCP UNDERWRITING GUIDELINES 20211222/CA: RECEIVED C 1
XX 410211037 FLOW POST-CLOSE 12/XX/2021  2:38:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT DSCR INSUFFICIENT DSCR. DSCR 0.83 <1.00 MINIMUM PER TCP UNDERWRITING GUIDELINES 20211123/CA: MISSING LEASE AGREEMENT FOR 805 CURTISS AVE TO RE-CALCULATE DSCR 20211128/CA:RECEIVED C 1
XX 410211037 FLOW POST-CLOSE 12/XX/2021  2:38:22 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20211222/CA: RECEIVED D 1
XX TY237846 FLOW POST-CLOSE 11/XX/2021  4:58:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY MISSING ACCOUNT IDENTIFYING INFORMATION FOR XX ACCT XX AND HELOC ACCT XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20211026/CA: RECEIVED C 1
XX TY237846 FLOW POST-CLOSE 11/XX/2021  4:58:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211026/CA: RECEIVED D 1
XX TY237846 FLOW POST-CLOSE 11/XX/2021  4:58:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211022/CA: RECEIVED D 1
XX TY237846 FLOW POST-CLOSE 11/XX/2021  4:58:04 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211022/CA: RECEIVED D 1
XX TY237846 FLOW POST-CLOSE 11/XX/2021  4:58:04 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $106,572.57 LIQUIDITY < $114,371.48 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211118/CA: RECEIVED C 1
XX TY838111 FLOW POST-CLOSE 11/XX/2021  9:34:29 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS INSUFFICENT BANK STATEMENTS. MISSING ONE MONTH OF BANK STATEMENT FOR ACCOUNT: XX   20211111/CA:RECEIVED C 1
XX TY838111 FLOW POST-CLOSE 11/XX/2021  9:34:29 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LIQUIDITY $48110.15 LIQUIDITY < $59,749.47 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211115/CA: RECEIVED UPDATED ACCT SUMMARY, LIQUIDITY STILL SHORT - $63,042.09 LIQUIDITY < $65,063.05 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211122/TCP: Please waive below exception. CF - 1.19 DSCR, 720 FICO, 80 LTV.  C 1
XX 410211028 FLOW POST-CLOSE 12/XX/2021  10:26:03 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $225,445 HAZARD INSURANCE COVERAGE < $330,000 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211122/CA: RECEIVED RCE FOR $211,928 TO SUPPORT COVERAGE AMT C 1
XX 410211028 FLOW POST-CLOSE 12/XX/2021  10:26:03 AM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG  $17,007.43 LIQUIDITY < $18,696.28 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS OR VERIFICATIONS THAT JUDGMENT/LIEN OF $____ SHOWING ON BACKGROUND CHECK IS SATISFIED.    20211122/CA: RECEIVED PRELIM FOR ESTIMATED CASH OUT TO USE TOWARDS LIQUIDITY C 1
XX 410211028 FLOW POST-CLOSE 12/XX/2021  10:26:03 AM XX GUIDES CREDIT RESCIND A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED PROPOSED INSURED.    20211203/TCP RESCIND- TEXAS DOES NOT REQUIRE THE ISAOA VERBIAGE ON TITLE C 1
XX 410211028 FLOW POST-CLOSE 12/XX/2021  10:26:03 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE AGREEMENT IS NOT IN BORROWER'S NAME 20211122/CA: RECEIVED DUPLICATE COPY OF LEASE IN THE NAME OF XX AS LANDLORD, WHICH IS NOT A GUARANTOR ON THE LOAN. PROVIDE DOCUMENT TYING XX TO BORROWER OR PROVIDE LEASE IN THE NAME OF BORROWER 20211122/CA: RECEIVED PRELIM FOR ESTIMATED CASH OUT TO USE TOWARDS LIQUIDITY C 1
XX TY913372 FLOW POST-CLOSE 12/XX/2021  4:45:27 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED TITLE INSURANCE. DOES NOT CURRENTLY SHOW VESTED IN BORROWING ENTITY   20211103/CA: RECEIVED C 1
XX TY913372 FLOW POST-CLOSE 12/XX/2021  4:45:27 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT MISSING SIGNED OPERATING AGREEMENT FOR XX   20211103/CA: RECEIVED D 1
XX TY913372 FLOW POST-CLOSE 12/XX/2021  4:45:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211103/CA: RECEIVED D 1
XX TY913372 FLOW POST-CLOSE 12/XX/2021  4:45:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211103/CA: RECEIVED D 1
XX TY913372 FLOW POST-CLOSE 12/XX/2021  4:45:27 PM XX GUIDES CREDIT CLEAR A A MAX LTV 80% LTV > 65% MAX ALLOWED. XX APPROVAL REQUIRED. 75% MAX LTV CASH OUT. -10% LTV ADJUSTMENT FOR 1.09 DSCR. 20211203/CA:PLEASE UPLOAD WAIVER TO BOX.COM
20211201/CA: DSCR = 1.09 ($1,600 MARKET RENT/$1,469.49). A -10% LTV REDUCTION FOR 1.09 DSCR (70% LTV). XX TO APPROVE
20211130/TCP: Loan was closed as a rate and term refinance with the borrower bringing money to closing. Loan of $XX value puts us at 80% which is allowable for a rate/term. Gross rent of $1,680 with annual taxes of ~$3,931 and HOI of 783 puts us as 1.14 DSCR		 20211210/CA: RECEIVED LEASE EFFECTIVE 1/XX/2022 AND PER HUD, CONFIRMED LOAN CLOSED AS RATE/TERM REFI = 80% LTV C 1
XX TY363430 FLOW POST-CLOSE 12/XX/2021  4:33:43 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CONDO QUESTIONAIRE INSUFFICIENT CONDO QUESTIONNAIRE: MISSING HOA DELIQUENCY QUESTION, CAPITAL RESERVES QUESTION, OWNERSHIP CONCENTRATION QUESTION, AND LISTED SECURITIES QUESTION.  20211119/CA: RECEIVED UPDATED QUESTIONNAIRE. RENTER OCCUPIED IS 73% > 50% MAX ALLOWED. XX APPROVAL REQUIRED 20211120/CA:RECEIVED UPDATED QUESTIONNAIRE WHICH REFLECTS RENTER OCCUPIED AT 36% C 1
XX TY363430 FLOW POST-CLOSE 12/XX/2021  4:33:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY   20211119/CA: RECEIVED HO6, RCE, AND MASTER CONDO INS D 1
XX TY363430 FLOW POST-CLOSE 12/XX/2021  4:33:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20211105/CA: RECEIVED D 1
XX TY363430 FLOW POST-CLOSE 12/XX/2021  4:33:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211105/CA: RECEIVED D 1
XX TY363430 FLOW POST-CLOSE 12/XX/2021  4:33:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211105/CA: RECEIVED D 1
XX TY363430 FLOW POST-CLOSE 12/XX/2021  4:33:43 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT, ONLY ONE MONTH PROVIDED   20211129/CA:RECEIVED D 1
XX TY363430 FLOW POST-CLOSE 12/XX/2021  4:33:43 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20211203/CA: RECEIVED D 1
XX 410211023 FLOW POST-CLOSE 12/XX/2021  12:55:24 PM XX GUIDES CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT 20211116/CA: RECEIVED INSUFFICIENT AND UNEXECUTED LOAN AGREEMENT, NOTE AND MORTGAGE FOR CURRENT MORTGAGE. PLEASE PROVIDE PAYOFF STATMENT 20211119/CA: RECEIVED C 1
XX 410211023 FLOW POST-CLOSE 12/XX/2021  12:55:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN. EIN DOCUMENT IS FILE IS CUT OFF   20211117/CA: RECEIVED D 1
XX 410211023 FLOW POST-CLOSE 12/XX/2021  12:55:24 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $185,000.00 HAZARD INSURANCE COVERAGE < $185,250.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211117/CA: RECEIVED C 1
XX 410211023 FLOW POST-CLOSE 12/XX/2021  12:55:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING EVIDENCE OF ARTICLES OF INCORPORATION. DOCUMENT IN FILE IS CUT OFF   20211117/CA: RECEIVED D 1
XX 410211013 FLOW POST-CLOSE 12/XX/2021  3:09:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF CERTIFICATE OF GOOD STANDING   20211122/CA: RECEIVED D 1
XX 410211013 FLOW POST-CLOSE 12/XX/2021  3:09:27 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INCOMPLETE HAZARD INSURANCE. MISSING LOSS OF RENTS CLAUSE   20211122/CA: RECEIVED D 1
XX 410211013 FLOW POST-CLOSE 12/XX/2021  3:09:27 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. DWELLING COVERAGE OF $450,000.00 < $693,750.00 REQUIRED FOR DWELLING COVERAGE   20211122/CA: RECEIVED RCE FOR $434,035.72 C 1
XX 410211013 FLOW POST-CLOSE 12/XX/2021  3:09:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING EVIDENCE OF FLOOD CERTIFICATION   20211122/CA: RECEIVED D 1
XX 410211013 FLOW POST-CLOSE 12/XX/2021  3:09:27 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER/ATTORNEY AUTHORIZATION LETTER. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED CPL/AAL WITH CORRECTED PROPOSED INSURED.    20211122/CA: RECEIVED C 1
XX 410211013 FLOW POST-CLOSE 12/XX/2021  3:09:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING SETTLEMENT STATEMENT- DOC PROVIDED IS NOT SETTLMENT STATEMENT   20211207/CA: RECEIVED D 1
XX 410211015 FLOW POST-CLOSE 12/XX/2021  8:20:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211213/CA:RECEIVED CLOSING INSTRUCTIONLETTER FOR NY PROPERTY  D 1
XX 410211015 FLOW POST-CLOSE 12/XX/2021  8:20:37 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED HAZARD INSURANCE   20211213/CA:RECEIVED C 1
XX 410211015 FLOW POST-CLOSE 12/XX/2021  8:20:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211122/CA: RECEIVED D 1
XX 410211015 FLOW POST-CLOSE 12/XX/2021  8:20:37 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME (XX) AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211213/CA: RECEIVED C 1
XX 410211015 FLOW POST-CLOSE 12/XX/2021  8:20:37 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. TITLE INSURANCE VESTED IN XX. PROVIDE UPDATED TITLE INSURANCE WITH CORRECT BORROWER (XX).   20211122/CA: RECEIVED C 1
XX 410211015 FLOW POST-CLOSE 12/XX/2021  8:20:37 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $351813.00  HAZARD INSURANCE COVERAGE < $416.250.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211213/CA:RECEIVED REPLACEMENT COST ESTIMATOR C 1
XX 410211015 FLOW POST-CLOSE 12/XX/2021  8:20:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED   20211222/CA: RECEIVED D 1
XX 410211049 FLOW POST-CLOSE 12/XX/2021  4:33:44 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $7,019.37 LIQUIDITY < $19,743.24 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211221/CA:RECEIVED C 1
XX TY303464 FLOW POST-CLOSE 12/XX/2021  11:18:03 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211105/CA: RECEIVED D 1
XX TY303464 FLOW POST-CLOSE 12/XX/2021  11:18:03 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211105/CA: RECEIVED D 1
XX TY303464 FLOW POST-CLOSE 12/XX/2021  11:18:03 AM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 87 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS 20211112/TCP: : The borrower switched which LLC he is closing under. We have updated the necessary fields in TC and uploaded LLC docs for XX 20211105/CA: RECEIVED C 1
XX TY303464 FLOW POST-CLOSE 12/XX/2021  11:18:03 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE - TITLE INSURANCE MUST INCLUDE MORTGAGEE CLAUSE NAMING LENDER (XX). PROVIDED TITLE INSURANCE DOES NOT HAVE MORTGAGEE CLAUSE. PROVIDED UPDATED TITLE INSURANCE. 20211105/CA: RECEIVED UPDATED MORTGAGEE CLAUSE; HOWEVER PROPOSED BORROWER: XX IS NOT THE BORROWING ENTITY ON LOAN (XX). PROVIDE UPDATED TITLE COMMITMENT 20211115/CA: RECEIVED C 1
XX TY303464 FLOW POST-CLOSE 12/XX/2021  11:18:03 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 INSUFFICIENT ID. PROVIDED ID IS EXPIRED AS OF 6/XX/2021. PROVIDED UPDATED IDENTIFICATION.   20211115/CA: RECEIVED C 1
XX TY303464 FLOW POST-CLOSE 12/XX/2021  11:18:03 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN INFORMATION. PROVIDE ADDITIONAL DOCUMENTS. 20211105/CA: RECEIVED INCORRECT EIN (XX). PROVIDE EIN FOR XX 20211115/CA: RECEIVED EIN FOR NEW BORROWING ENTITY D 1
XX TY303464 FLOW POST-CLOSE 12/XX/2021  11:18:03 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20211105/CA: RECEIVED D 1
XX TY303464 FLOW POST-CLOSE 12/XX/2021  11:18:03 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT PROVIDE GUARANTOR'S OWNERSHIP INTEREST IN BORROWING ENTITY (XX). OPERATING AGREEMENT DOES NOT REFLECT OWNERSHIP INTEREST   20211203/CA: PER OA PARAGARPH 1.6 "the respective ownership interest of each shall be the ratio of said Member's capital interest". Per pg 7 Exhibit A, GURANTOR OWNS 51% C 1
XX TY303464 FLOW POST-CLOSE 12/XX/2021  11:18:03 AM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9 FORM   20211203/CA: RECEIVED D 1
XX TY538776 FLOW POST-CLOSE 11/XX/2021  5:36:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211108/CA: RECEIVED D 1
XX 410211016 FLOW POST-CLOSE 12/XX/2021  4:06:30 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211122/CA: RECEIVED D 1
XX TY502679 FLOW POST-CLOSE 11/XX/2021  3:20:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211104/CA: RECEIVED D 1
XX TY056737 FLOW POST-CLOSE 12/XX/2021  10:01:29 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211105/CA: RECEIVED D 1
XX TY056737 FLOW POST-CLOSE 12/XX/2021  10:01:29 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE INFORMATION FOR OCCUPIED PROPERTY   20211105/CA: RECEIVED D 1
XX TY056737 FLOW POST-CLOSE 12/XX/2021  10:01:29 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211105/CA: RECEIVED D 1
XX TY056737 FLOW POST-CLOSE 12/XX/2021  10:01:29 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211105/CA: RECEIVED D 1
XX TY056737 FLOW POST-CLOSE 12/XX/2021  10:01:29 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211105/CA: RECEIVED D 1
XX TY056737 FLOW POST-CLOSE 12/XX/2021  10:01:29 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INSUFFICIENT LIQUIDITY $2461.02 < $23886.83 MINIMUM ALLOWED. PROVIDE ADDITIONAL ASSETS   20211109/CA:RECEIVED BANK STATEMENT C 1
XX TY056737 FLOW POST-CLOSE 12/XX/2021  10:01:29 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING 1 MONTH BANK STATEMENT FOR XX BANK ACCT   20211111/CA: RECEIVED C 1
XX TY713265 FLOW POST-CLOSE 11/XX/2021  10:44:56 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211108/CA RECEIVED D 1
XX TY713265 FLOW POST-CLOSE 11/XX/2021  10:44:56 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211105/CA: RECEIVED D 1
XX TY713265 FLOW POST-CLOSE 11/XX/2021  10:44:56 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211105/CA: RECEIVED D 1
XX TY713265 FLOW POST-CLOSE 11/XX/2021  10:44:56 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20211105/CA: RECEIVED D 1
XX TY713265 FLOW POST-CLOSE 11/XX/2021  10:44:56 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $200000.00 HAZARD INSURANCE COVERAGE < $220800.00  MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211203/CA: RECEIVED RCE FOR $200k C 1
XX TY713265 FLOW POST-CLOSE 11/XX/2021  10:44:56 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT WARRANTY DEED WARRANTY DEED IS UNDATED- UNABLE TO DETERMINE DATE PROPERTY AQUIRED BY BORROWER   20211203/CA: DEED IS DATED 11/XX/2021 C 1
XX 410211006 FLOW POST-CLOSE 12/XX/2021  2:01:29 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSE UNDATED. PROVIDE PROOF OF THE NATURE OF THE OFFENSE.    20211215/CA:RECEIVED LOX C 1
XX 410211006 FLOW POST-CLOSE 12/XX/2021  2:01:29 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING LENDER NAME AND ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211215/CA:RECEIVED REPLACEMENT COST ESTIMATOR C 1
XX 410211006 FLOW POST-CLOSE 12/XX/2021  2:01:29 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $ 225,200 HAZARD INSURANCE COVERAGE < $ 412,500 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211215/CA:RECEIVED REPLACEMENT COST ESTIMATOR C 1
XX 410211029 FLOW POST-CLOSE 12/XX/2021  4:44:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION 20211122/CA: RECEIVED COPY OF EXPIRED PASSPORT (5/XX/2020), PROVIDE UNEXPIRED IDENTIFICATION DOCUMENT 20211208/CA: RECEIVED  D 1
XX 410211029 FLOW POST-CLOSE 12/XX/2021  4:44:27 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING TWO MONTHS BANK STATEMENT   20211122/CA: RECEIVED D 1
XX 410211029 FLOW POST-CLOSE 12/XX/2021  4:44:27 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. SCHEDULE B SHOULD INCLUDE AN EXCEPTION FOR WARRANTY DEED OR TITLE TRANSFER TO BORROWER. PROVIDE UPDATED TITLE INSURANCE   20211122/CA: RECEIVED SCH B EXCEPTION C 1
XX 410211029 FLOW POST-CLOSE 12/XX/2021  4:44:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20211122/CA: RECEIVED D 1
XX 410211029 FLOW POST-CLOSE 12/XX/2021  4:44:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211122/CA: RECEIVED D 1
XX 410211029 FLOW POST-CLOSE 12/XX/2021  4:44:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN FOR BORROWING ENTITY   20211122/CA: RECEIVED D 1
XX 410211029 FLOW POST-CLOSE 12/XX/2021  4:44:27 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE  - INSURANCE PROPOSAL IS INSUFFICIENT EVIDENCE. NAMED INSURED DOES NOT MATCH BORROWING ENTITY AND MORTGAGEE CLAUSE WITH LENDER NAME AND ISAOA IS MISSING. PROVIDE BINDER/DEC PAGE 20211122/CA: RECEIVED UPDATED HOI WITH RENT LOSS COVG; HOWEVER DWELLING COVG AMT WAS REDUCED TO $754,721 < 783,750 MIN REQUIRED. PROVIDE ADDTL COVERAGE 20211129/CA:RECEIVED C 1
XX 410211029 FLOW POST-CLOSE 12/XX/2021  4:44:27 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211222/CA: RECEIVED D 1
XX TY783446 FLOW POST-CLOSE 11/XX/2021  4:52:01 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $287,361 HAZARD INSURANCE COVERAGE < $321,750 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211105/CA: RECEIVED RCE FOR $287,361.00 C 1
XX TY783446 FLOW POST-CLOSE 11/XX/2021  4:52:01 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211105/CA: RECEIVED C 1
XX TY783446 FLOW POST-CLOSE 11/XX/2021  4:52:01 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY. 20211105/CA: TITLE PROVIDED IS STILL MISSING AUTHORIZED AGENT'S SIGNATURE 20211130/CA: RECEIVED C 1
XX TY783446 FLOW POST-CLOSE 11/XX/2021  4:52:01 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSES DATED 3/XX/01 AND 12/XX/97. MISSING PROOF OF THE NATURE OF THE OFFENSE(S) 20211130/CA: RECEIVED LOE THAT DOES NOT SPECIFY WHAT THE UNSPECIFIED OFFENSES ARE. XX TO APPROVE LOE 20211203/CA: RECEIVED C 1
XX TY783446 FLOW POST-CLOSE 11/XX/2021  4:52:01 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT.   20211203/CA: RECEIVED D 1
XX TY628269 FLOW POST-CLOSE 12/XX/2021  3:10:34 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION   20211105/CA: RECEIVED D 1
XX TY628269 FLOW POST-CLOSE 12/XX/2021  3:10:34 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY PROVIDE FINAL HAZARD DEC PAGE. INSURANCE IN FILE IS A QUOTE   20211123/CA: RECEIVED C 1
XX TY628269 FLOW POST-CLOSE 12/XX/2021  3:10:34 PM XX GUIDES CREDIT CLEAR A A AGE OF BACKGROUND CHECK 101 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211105/CA: RECEIVED C 1
XX 410211005 FLOW POST-CLOSE 12/XX/2021  5:46:18 PM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211124/CA:RECEIVED C 1
XX 410211005 FLOW POST-CLOSE 12/XX/2021  5:46:18 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. DWELLING COVERAGE OF$ 251,900 < $592,000 REQUIRED PER TCP UNDERWRITING GUIDELINES   20211124/CA:RECEIVED REPLACEMENT COST ESTIMATOR C 1
XX 410211005 FLOW POST-CLOSE 12/XX/2021  5:46:18 PM XX GUIDES CREDIT CLEAR A A BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED, UNDATED CRIMINAL OFFENSES. MISSING PROOF OF THE NATURE OF THE OFFENSE(S)   20211124/CA:RECEIVED LOX IN FILE C 1
XX 410211005 FLOW POST-CLOSE 12/XX/2021  5:46:18 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT DSCR .71 DSCR < .80 MINIMUM ALLOWABLE. XX APPROVAL REQUIRED   20211124/CA:RECEIVED LOX IN FILE C 1
XX 410211005 FLOW POST-CLOSE 12/XX/2021  5:46:18 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT NOTE  MISSING NOTE: NOTE IN FILE SHOWS MONTHLY P&I AS $2,296.37 INSTEAD OF $2,538.90. PROVIDE UPDATED NOTE   20211215/CA: RECEIVED D 1
XX 410211005 FLOW POST-CLOSE 12/XX/2021  5:46:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERTIFICATE OF GOOD STANDING   20211206/CA: RECEIVED D 1
XX 410211005 FLOW POST-CLOSE 12/XX/2021  5:46:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTILCLE OF INCORPORTATION    20211206/CA: RECEIVED D 1
XX 410211005 FLOW POST-CLOSE 12/XX/2021  5:46:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN CERTIFICATE   20211206/CA: RECEIVED D 1
XX 410211005 FLOW POST-CLOSE 12/XX/2021  5:46:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR NEW BORROWING ENTITY (PER UPDATED 11/XX/21 DATA TAPE)   20211215/CA: RECEIVED D 1
XX 410211005 FLOW POST-CLOSE 12/XX/2021  5:46:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CREDIT REPORT  MISSING CREDIT REPORT FOR ADDED 2ND GUARANTOR: LIANA LEORDEANU (PER 11/XX/21 DATA TAPE)   20211215/CA: RECEIVED D 1
XX TY835897 FLOW POST-CLOSE 11/XX/2021  10:27:59 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211111/CA: RECEIVED D 1
XX TY835897 FLOW POST-CLOSE 11/XX/2021  10:27:59 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211111/CA: RECEIVED D 1
XX TY835897 FLOW POST-CLOSE 11/XX/2021  10:27:59 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20211111/CA: RECEIVED D 1
XX TY835897 FLOW POST-CLOSE 11/XX/2021  10:27:59 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211109/CA:RECEIVED D 1
XX 410211003 FLOW POST-CLOSE 11/XX/2021  7:57:35 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY INSUFFICIENT LIQUIDITY. $0 < $62,156.81 MINIMUM LIQUIDITY. AMOUNT IS HIGH DUE TO $XX JUDGMENT FOUND ON THE BACKGROUND REPORT. PROVIDE ADDITIONAL ASSETS   20211129/CA: CASH OUT PROCEEDS ARE SUFFICIENT C 1
XX 410211003 FLOW POST-CLOSE 11/XX/2021  7:57:35 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT   20211129/CA: CASH OUT PROCEEDS ARE SUFFICIENT D 1
XX 410211003 FLOW POST-CLOSE 11/XX/2021  7:57:35 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OCCUPANCY CERTIFICATE MISSING NON-OWNER OCCUPANCY CERT   20211129/CA: RECEIVED D 1
XX 410211009 FLOW POST-CLOSE 12/XX/2021  9:36:16 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211123/CA: RECEIVED C 1
XX 410211009 FLOW POST-CLOSE 12/XX/2021  9:36:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY/DEED   20211207/CA: RECEIVED D 1
XX 410211001 FLOW POST-CLOSE 3/XX/2022  8:07:22 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER    20211115/CA: RECEIVED D 1
XX 410211001 FLOW POST-CLOSE 3/XX/2022  8:07:22 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING PROOF OF TITLE INSURANCE    20211115/CA: RECEIVED D 1
XX 410211001 FLOW POST-CLOSE 3/XX/2022  8:07:22 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE AGREEMENT   20211116/CA: RECEIVED D 1
XX 410211001 FLOW POST-CLOSE 3/XX/2022  8:07:22 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20211117/CA: RECEIVED D 1
XX 410211001 FLOW POST-CLOSE 3/XX/2022  8:07:22 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED. 20211203/CA: A WARRANTY DEED IS REQUIRED ON ALL PURCHASE LOANS. PLEASE PROVIDE
20211201/PPF: Per Commit, there was no change in vesting, therefore no vesting deed needed to be executed.		 20211206/CA:RECEIVED HUD FROMTIME OF PURCHASE- USED CLOSING DATE AS DATE PROP ACQUIRED D 1
XX 410211001 FLOW POST-CLOSE 3/XX/2022  8:07:22 AM XX GUIDES CREDIT CLEAR A A MAX LTC 90.37% LTC > 90% LTC MAX ALLOWED. XX APPROVAL REQUIRED   20211201/PPF: We are at 80% LTC per the attached Sizer, Original Settlement Statement from original Purchase and the attached receipts from the rehab of the property. C 1
XX 410211021 FLOW POST-CLOSE 12/XX/2021  1:10:33 PM XX GUIDES CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211119/CA: RECEIVED C 1
XX 410211021 FLOW POST-CLOSE 12/XX/2021  1:10:33 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING SETTLEMENT AGENT SIGNATURE ON THE FINAL HUD   20211207/CA: RECEIVED D 1
XX 410211046 FLOW POST-CLOSE 12/XX/2021  4:34:40 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE PROVIDED DOES NOT REFLECT RENTAL LOSS COVERAGE. PLEASE UPDATE AND RESUBMIT   20211215/CA:RECEIVED LOX INDICATING COVERAGE IS STATED AS FAIR RENTAL VALUE D 1
XX 410211046 FLOW POST-CLOSE 12/XX/2021  4:34:40 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT TITLE COVERAGE TITLE INDICATES LAND IS VESTED IN XX- NOT BORROWING ENTITY PLEASE REVIEW AND UPDATE ACCORDINGLY   20211206/CA: TITLE IS CORRECT C 1
XX 410211046 FLOW POST-CLOSE 12/XX/2021  4:34:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF   20211202/TCP: There is no payoff - review title commitment  D 1
XX 410211018 FLOW POST-CLOSE 12/XX/2021  5:04:41 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211119/CA: RECEIVED HOI AND RCE D 1
XX 410211018 FLOW POST-CLOSE 12/XX/2021  5:04:41 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE AND CLOSING PROTECTION LETTER   20211119/CA: RECEIVED D 1
XX 410211018 FLOW POST-CLOSE 12/XX/2021  5:04:41 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $7,127.21 LIQUIDITY < $15,699.95 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211119/CA: RECEIVED PRELIM HUD WITH CASH OUT TOWARDS LIQUIDITY REQUIREMENT C 1
XX 410211018 FLOW POST-CLOSE 12/XX/2021  5:04:41 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASES CANNOT OPEN PLEASE PROVIDE LEASES 20211119/CA: ALL LEASES RECEIVED DO NOT REFLECT LANDLORD'S NAME ON PG 1 OF LEASES. LEASE FOR XX IS NOT SIGNGED BY TENANT OR LANDLORD. LEASE FOR XX IS EXPIRED AND NOT IN BORROWER/GUARANTOR'S NAME.  SIGNATURE PAGE FOR XX DOES NOT APPEAR TO BE TENANT'S SIGNATURE (DOESN'T MATCH SIGNATURE ON ANIMAL AGREEMENT). PROVIDE UPDATED LEASE AGREEMENTS 20211202/CA:RECEIVED C 1
XX 410211018 FLOW POST-CLOSE 12/XX/2021  5:04:41 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $243,000 HAZARD INSURANCE COVERAGE < $311,500 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE 20211207/CA: RECEIVED RCE FOR ALL UNITS TOTALING $283,766; HOWEVER, TOTAL HOI COVERAGE AMOUNT $243,000. PLEASE PROVIDE ADDTL COVERAGE UP TO RCE AMOUNT $283,766 20211213/CA: RECEIVED CONFIRMATION THAT HOI COVERAGE FOR UNITS 1&2 IS SEPARATE FROM UNITS 3&4. COVERGAGE AMOUNT IS SUFFICIENT C 1
XX 410211022 FLOW POST-CLOSE 12/XX/2021  11:08:26 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR ENTITY: ALL SOLAR & ENERGY SOLUTIONS LLC TO PROVIDE PROOF ACCESS TO FUNDS FOR (ACCT: XX)   20211118/CA: RECEIVED D 1
XX 410211022 FLOW POST-CLOSE 12/XX/2021  11:08:26 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR ENTITY ALL ELECTRIC LLC TO PROVIDE PROOF OF ACCESS OF FUNDS USED FOR LIQUIDITY (XX)    20211118/CA: RECEIVED D 1
XX 410211022 FLOW POST-CLOSE 12/XX/2021  11:08:26 AM XX GUIDES CREDIT CLEAR A   A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. MISSING EVIDENCE OF HAZARD INSURANCE EXPIRATION DATE. HAZARD INSURANCE IN FILE IS A QUOTE. PROVIDE XX.    20211118/CA: RECEIVED C 1
XX 410211022 FLOW POST-CLOSE 12/XX/2021  11:08:26 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211118/CA: RECEIVED C 1
XX 410211022 FLOW POST-CLOSE 12/XX/2021  11:08:26 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE 20211118/CA: INSUFFICIENT TITLE COVERAGE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY. 20211128/CA:RECEIVED D 1
XX 410211022 FLOW POST-CLOSE 12/XX/2021  11:08:26 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING EVIDENCE OF TAX CERTIFICATION   20211118/CA: RECEIVED D 1
XX 410211022 FLOW POST-CLOSE 12/XX/2021  11:08:26 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING EVIDENCE OF CLOSING PROTECTION LETTER   20211118/CA: RECEIVED D 1
XX 410211022 FLOW POST-CLOSE 12/XX/2021  11:08:26 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $104,100.10 LIQUIDITY < $ 110,314.18 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211118/CA: RECEIVED C 1
XX 410211022 FLOW POST-CLOSE 12/XX/2021  11:08:26 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION   20211118/CA: RECEIVED D 1
XX 410211022 FLOW POST-CLOSE 12/XX/2021  11:08:26 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERTICATE OF GOOD STANDING   20211118/CA: RECEIVED D 1
XX 410211022 FLOW POST-CLOSE 12/XX/2021  11:08:26 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT PURCHASE AGREEMENT INSUFFICIENT PURCHASE AGREEMENT. GUARANTOR NAMED AS BUYER ON PURCHASE AGREEMENT. PROVIDE ADDENDUM FOR NAME CHANGE   20211118/CA: RECEIVED C 1
XX 410211022 FLOW POST-CLOSE 12/XX/2021  11:08:26 AM XX GUIDES CREDIT CLEAR A A MAX LTV 65% LTV > 60% MAX ALLOWED. XX APPROVAL REQUIRED -15% LTV DEDUCTION DUE TO 0.93 DSCR SCORE. 20211209/CA: UPDATED NOTE TO IO. FIXED PAYMENT  SHOULD BE $1,849.57 AFTER 5 YEARS. NOTE REFLECTS A PAYMENT OF $1715.70. PROVIDE CORRECTED NOTE.  20220325/CA: RECEIVED NOTE AMENDMENT CHANGED TO I/O C 1
XX 410211044 FLOW POST-CLOSE 12/XX/2021  6:07:02 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211213/CA:RECEIVED D 1
XX 410211041 FLOW POST-CLOSE 12/XX/2021  4:03:33 PM XX GUIDES CREDIT WAIVED B B BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSES WHICH ARE ALSO UNDATED. MISSING PROOF OF THE NATURE OF THE OFFENSE(S)   20211215/TCP: Please waive with XX approval. Strong FICO borrower C 1
XX 410211041 FLOW POST-CLOSE 12/XX/2021  4:03:33 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $223101.47 < $300131.68 MINIMUM LIQUIDITY REQUIRED. PLEASE PROVIDE UPDATED STATEMENT FOR XX ACCOUTN AS DOC IN FILE IS DATED NOV 2020.   20211119/CA: RECEIVED C 1
XX 410211041 FLOW POST-CLOSE 12/XX/2021  4:03:33 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $639100.00 HAZARD INSURANCE COVERAGE < $757,195.00 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211119/CA: RECEIVED RCE FOR $574,928 C 1
XX 410211041 FLOW POST-CLOSE 12/XX/2021  4:03:33 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INSUFFICIENT NOTE . INCORRECT P&I AMOUNT STATED ON NOTE AS $3524.26 CORRECT AMOUNT IS $3881.01. PLEASE UPDATE NOTE   20211215/CA: RECEIVED C 1
XX 410211050 FLOW POST-CLOSE 12/XX/2021  4:57:40 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211214/CA:NOT NEEDED IN TEXAS C 1
XX 410211050 FLOW POST-CLOSE 12/XX/2021  4:57:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211214/CA:RECEIVED D 1
XX 410211050 FLOW POST-CLOSE 12/XX/2021  4:57:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING BORROWERS IDENTIFICATION FOR BORROWER AND CO BORROWER   20211214/CA:RECEIVED D 1
XX 410211040 FLOW POST-CLOSE 12/XX/2021  5:39:49 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCOUNT #XX   20211216/CA: NOT NEEDED FOR LIQUIDITY D 1
XX 410211040 FLOW POST-CLOSE 12/XX/2021  5:39:49 PM XX MISSING DOCS CREDIT WAIVED B B MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK FOR ADDITIONAL MEMBERS SUCH THAT AT LEAST 51% OF THE BORROWING ENTITY IS REPRESENTED   20211217/TCP: WAIVER Approval contingent on having a current credit report D 1
XX 410211040 FLOW POST-CLOSE 12/XX/2021  5:39:49 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 62 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211216/CA: INCLUDED IN LOAN FILE D 1
XX 410211043 FLOW POST-CLOSE 12/XX/2021  2:58:24 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211222/CA: RECEIVED D 1
XX 410211043 FLOW POST-CLOSE 12/XX/2021  2:58:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211222/CA: RECEIVED D 1
XX 410211043 FLOW POST-CLOSE 12/XX/2021  2:58:24 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATE   20211222/CA: RECEIVED D 1
XX 410211043 FLOW POST-CLOSE 12/XX/2021  2:58:24 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211215/CA: SUFFICIENT ASSETS IN FILE D 1
XX 410211043 FLOW POST-CLOSE 12/XX/2021  2:58:24 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 61 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211215/CA: SUFFICIENT ASSETS IN FILE C 1
XX 410211043 FLOW POST-CLOSE 12/XX/2021  2:58:24 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE. HAZARD INSURANCE IN FILE NAMES "XX" INSTEAD OF "XX" AS INSURED. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECT BORROWER NAME.   20211222/CA: RECEIVED C 1
XX 410211043 FLOW POST-CLOSE 12/XX/2021  2:58:24 PM XX MISSING DOCS CREDIT WAIVED B B MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK   20211216/TCP: WAIVER APPROVAL - Borrower has been a licensed Bounty Hunter for 27-years. D 1
XX TY061872 FLOW POST-CLOSE 11/XX/2021  6:32:25 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OPERATING AGREEMENT MISSING SIGNED OPERATING AGREEMENT   20211105/CA: RECEIVED D 1
XX TY061872 FLOW POST-CLOSE 11/XX/2021  6:32:25 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT   20211109/CA:RECEIVED D 1
XX TY611533 FLOW POST-CLOSE 11/XX/2021  4:24:52 PM XX GUIDES CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY FOR ACCT: XX AND XX   20211025/CA:RECEIVED C 1
XX TY611533 FLOW POST-CLOSE 11/XX/2021  4:24:52 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY DEED   20211112/CA: RECEIVED D 1
XX TY089494 FLOW POST-CLOSE 11/XX/2021  9:21:12 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWING ENTITY. PROVIDE UPDATED TITLE INSURANCE   20211111/CA:RECEIVED C 1
XX TY089494 FLOW POST-CLOSE 11/XX/2021  9:21:12 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWING ENTITY. PROVIDE UPDATED HAZARD INSURANCE   20211025/CA:RECEIVED C 1
XX TY089494 FLOW POST-CLOSE 11/XX/2021  9:21:12 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CPL:  CPL DOES NOT MATCH THE BORROWING ENTITY. PROVIDE UPDATED CPL.   20211111/CA:RECEIVED C 1
XX TY089494 FLOW POST-CLOSE 11/XX/2021  9:21:12 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211029/CA: NEW ACCOUNT D 1
XX TY089494 FLOW POST-CLOSE 11/XX/2021  9:21:12 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $32148.82 LIQUIDITY < $82164.71 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS   20211029/CA: RECEIVED C 1
XX TY089494 FLOW POST-CLOSE 11/XX/2021  9:21:12 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 97 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211122/TCP: WAIVER APPROVED FOR AGED CREDIT REPORT C 1
XX TY989813 FLOW POST-CLOSE 11/XX/2021  7:12:50 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE PROVIDED IS NOT IN BORROWER'S NAME.   20211105/CA: RECEIVED PROPERTY MANAGEMENT AGREEMENT C 1
XX TY989813 FLOW POST-CLOSE 11/XX/2021  7:12:50 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE AND ANY PAYOFF STATEMENTS    20211101/CA:RECEIVED D 1
XX TY989813 FLOW POST-CLOSE 11/XX/2021  7:12:50 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211101/CA:RECEIVED D 1
XX TY989813 FLOW POST-CLOSE 11/XX/2021  7:12:50 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211101/CA:RECEIVED D 1
XX TY989813 FLOW POST-CLOSE 11/XX/2021  7:12:50 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $210,000 HAZARD INSURANCE COVERAGE < $224,100 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211101/CA:RECEIVED REPLACEMENT ESTIMATE. $XX0 IS SUFFICIENT C 1
XX TY989813 FLOW POST-CLOSE 11/XX/2021  7:12:50 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY MISSING EVIDENCE OF RENT LOSS COVERAGE ON HAZARD INSURANCE   20211101/CA:RECEIVED C 1
XX TY989813 FLOW POST-CLOSE 11/XX/2021  7:12:50 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $9,073.43 LIQUIDITY < $11,830.12 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211101/CA:RECEIVED ESTIMATE HUD HOWEVER LIQUIDITY $12488.85 <$14596.23 NEEDED.  20211110:CA/RECEIVED C 1
XX TY518062 FLOW POST-CLOSE 11/XX/2021  7:01:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK   20211102/CA: RECEIVED D 1
XX TY518062 FLOW POST-CLOSE 11/XX/2021  7:01:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT   20211109/CA:RECEIVED D 1
XX TY518062 FLOW POST-CLOSE 11/XX/2021  7:01:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211105/CA: RECEIVED D 1
XX TY518062 FLOW POST-CLOSE 11/XX/2021  7:01:16 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $174,000 HAZARD INSURANCE COVERAGE < $185,600 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211104/CA: RECEIVED C 1
XX TY518062 FLOW POST-CLOSE 11/XX/2021  7:01:16 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE $174,000 TITLE INSURANCE COVERAGE < $185,600 MINIMUM REQUIRED. PROVIDE ADDITIONAL TITLE COVERAGE   20211104/CA: RECEIVED C 1
XX TY986745 FLOW POST-CLOSE 11/XX/2021  5:32:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211102/CA: RECEIVED D 1
XX TY986745 FLOW POST-CLOSE 11/XX/2021  5:32:37 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE OR THIRD PARTY RENT ESTIMATE FOR VACANT PROPERTY   20211109/CA:RECEIVED D 1
XX TY986745 FLOW POST-CLOSE 11/XX/2021  5:32:37 PM XX GUIDES CREDIT RESCIND A A MAX LTV 80% AILTV > 75% MAX ALLOWED. XX APPROVAL REQUIRED   20211115/CA: LOAN PURPOSE IS RATE/TERM REFI (80% LTV) C 1
XX TY325325 FLOW POST-CLOSE 12/XX/2021  11:29:32 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE (ONLY LIABILITY COVERAGE PROVIDED) 20211202/CA: RECEIVED COPY OF FLOOD CERT INSTEAD OF DWELLING INSURANCE COVERAGE
20211019/CA:RECEIVED HOI AND COST ESTIMATOR- HOWEVER COVERAGE LOW $233780.00 < $229111.00 REQUIRED. PROVIDE ADDITIONAL INSURANCE COVERAGE		 20211207/CA: RECEIVED D 1
XX TY325325 FLOW POST-CLOSE 12/XX/2021  11:29:32 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND REPORTS FOR BOTH GUARANTORS   20211019/CA:RECEIVED D 1
XX TY325325 FLOW POST-CLOSE 12/XX/2021  11:29:32 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TRACK RECORD MISSING GUARANTOR TRACK RECORD   20211019/CA:RECEIVED D 1
XX TY325325 FLOW POST-CLOSE 12/XX/2021  11:29:32 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211019/CA:RECEIVED D 1
XX TY325325 FLOW POST-CLOSE 12/XX/2021  11:29:32 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION   20211019/CA:RECEIVED D 1
XX TY325325 FLOW POST-CLOSE 12/XX/2021  11:29:32 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211019/CA:RECEIVED D 1
XX TY325325 FLOW POST-CLOSE 12/XX/2021  11:29:32 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20211019/CA: RECEIVED D 1
XX TY325325 FLOW POST-CLOSE 12/XX/2021  11:29:32 AM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING EXECUTED GUARANTY FOR BOTH GUARANTORS   20211019/CA:RECEIVED D 1
XX TY885097 FLOW POST-CLOSE 12/XX/2021  12:24:55 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING TWO MONTHS ASSET DOCUMENTS 20211019/CA:RECEIVED 1 MONTH STATEMENT- 1 MONTH OUTSTANDING 20211202/CA: RECEIVED D 1
XX TY885097 FLOW POST-CLOSE 12/XX/2021  12:24:55 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $0.00 LIQUIDITY < $32,900.16 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211019/CA : RECEIVED 1 MONTH BABNK STATEMENT C 1
XX TY885097 FLOW POST-CLOSE 12/XX/2021  12:24:55 PM XX GUIDES CREDIT WAIVED B B MAX LTV 76.67% LTV > 75.00% MAX LTV   20211123/TCP: Please waive with XX consent XX approves. CF-XX purchases loans that fit within XX guidelines, loans are within originator guidelines C 1
XX TY885097 FLOW POST-CLOSE 12/XX/2021  12:24:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION   20211019/CA: RECEIVED REDACTED GUARANTOR ID D 1
XX TY885097 FLOW POST-CLOSE 12/XX/2021  12:24:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20211019/CA:RECEIVED D 1
XX TY885097 FLOW POST-CLOSE 12/XX/2021  12:24:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211019/CA:RECEIVED D 1
XX TY885097 FLOW POST-CLOSE 12/XX/2021  12:24:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION   20211019/CA:RECEIVED D 1
XX TY885097 FLOW POST-CLOSE 12/XX/2021  12:24:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211019/CA: RECEIVED D 1
XX TY885097 FLOW POST-CLOSE 12/XX/2021  12:24:55 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN   20211019/CA:RECEIVED D 1
XX TY885097 FLOW POST-CLOSE 12/XX/2021  12:24:55 PM XX MISSING DOCS CREDIT WAIVED B B MISSING WARRANTY DEED MISSING WARRANTY DEED    20211202/TCP: Please waive with XX Consent. XX Approves as the loan is originated to XX guidelines D 1
XX TY893161 FLOW POST-CLOSE 10/XX/2021  2:30:10 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211019/CA: RECEIVED D 1
XX TY893161 FLOW POST-CLOSE 10/XX/2021  2:30:10 PM XX MISSING DOCS CREDIT WAIVED B B MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20211130/TCP: Please waive with XX Consent. XX Approves as the Loan was originated to XX Guidelines D 1
XX TY893161 FLOW POST-CLOSE 10/XX/2021  2:30:10 PM XX GUIDES CREDIT WAIVED B B INSUFFICIENT LIQUIDITY $20946.26 LIQUIDITY < $71,146.66 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211019/CA:RECEIVED UPDATED BANK STMENT FOR CHASE. MISSING TD BANK STMNT UPDATE 20211123/TCP: Please waive with XX consent XX approves. CF-XX purchases loans that fit within XX guidelines, loans are within originator guidelines C 1
XX TY893161 FLOW POST-CLOSE 10/XX/2021  2:30:10 PM XX GUIDES CREDIT WAIVED B B AGE OF BANK STATEMENTS 113 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS 20211019/CA:RECEIVED UPDATED BANK STMENT FOR CHASE. MISSING TD BANK STMNT UPDATE 20211123/TCP: Please waive with XX consent XX approves. CF-XX purchases loans that fit within XX guidelines, loans are within originator guidelines C 1
XX TY893161 FLOW POST-CLOSE 10/XX/2021  2:30:10 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ASSIGNMENT OF LEASES AND RENTS MISSING ASSIGNMENT OF PURCHASE CONTRACT FROM XX TO XX   20211019/CA:RECEIVED D 1
XX TY893161 FLOW POST-CLOSE 10/XX/2021  2:30:10 PM XX MISSING DOCS CREDIT WAIVED B B MISSING PURCHASE AGREEMENT MISSING PURCHASE CONTRACT ADDENDUM EXTENDING CLOSING DATE FROM 6/XX/2021 TO 8/XX/2021   20211123/TCP: Please waive with XX consent XX approves. CF-XX purchases loans that fit within XX guidelines, loans are within originator guidelines D 1
XX TY585376 FLOW POST-CLOSE 9/XX/2021  11:08:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT   20211202/CA: USED 90% OF MARKET RENT
20211202/TCP: This property is unleased per schedule 1 		 D 1
XX TY585376 FLOW POST-CLOSE 9/XX/2021  11:08:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211020/CA: RECEIVED D 1
XX TY585376 FLOW POST-CLOSE 9/XX/2021  11:08:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION   20211020/CA: RECEIVED D 1
XX TY585376 FLOW POST-CLOSE 9/XX/2021  11:08:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20211020/CA: RECEIVED D 1
XX TY585376 FLOW POST-CLOSE 9/XX/2021  11:08:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING MORTGAGE MISSING MORTGAGE & ASSIGNMENT OF RENTS   20211020/CA: RECEIVED D 1
XX TY585376 FLOW POST-CLOSE 9/XX/2021  11:08:39 AM XX GUIDES CREDIT WAIVED B B AGE OF BANK STATEMENTS 141 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS 20211020/CA: RECEIVED UPDATED STATEMENT FOR ACCT# XX. NOW MISSING ONE MONTH STATEMENT FOR ACCT# XX TO MEET TWO MONTHS OF CONSECUTIVE ACCOUNT ACTIVITY 20211123/TCP: Please waive with XX consent XX approves. CF-XX purchases loans that fit within XX guidelines, loans are within originator guidelines C 1
XX TY585376 FLOW POST-CLOSE 9/XX/2021  11:08:39 AM XX MISSING DOCS CREDIT CLEAR A A MISSING LOAN APPLICATION MISSING LOAN APPLICATION   20211020/CA: RECEIVED D 1
XX TY969356 FLOW POST-CLOSE 9/XX/2021  11:09:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING FILED ARTICLES OF INCORPORATION. DOCUMENT IN FILE IS NOT FILED WITH THE STATE   20211020/CA: RECEIVED D 1
XX TY969356 FLOW POST-CLOSE 9/XX/2021  11:09:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING GUARANTY MISSING GUARANTY FOR XX   20211020/CA: RECEIVED D 1
XX TY969356 FLOW POST-CLOSE 9/XX/2021  11:09:16 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS INSUFFICIENT BANK STATEMENTSS DATED WITHIN 60 DAYS OF LOAN ORIGINATION (103 DAYS AGED 1 MONTH BANK STATEMENT IN FILE)   20211020/CA: RECEIVED D 1
XX TY969356 FLOW POST-CLOSE 9/XX/2021  11:09:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211202/CA: RECEIVED D 1
XX TY969356 FLOW POST-CLOSE 9/XX/2021  11:09:16 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CERTIFICATE OF GOOD STANDING 552 DAYS AGE OF CERTIFICATE OF GOOD STANDING > 30 DAYS MAX ALLOWED. PROVIDE UPDATED CERTIFICATE OF GOOD STANDING   20211020/CA: RECEIVED D 1
XX TY969356 FLOW POST-CLOSE 9/XX/2021  11:09:16 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND REPORTS FOR BOTH GUARANTORS   20211202/CA: RECEIVED D 1
XX TY969356 FLOW POST-CLOSE 9/XX/2021  11:09:16 AM XX MISSING DOCS CREDIT RESCIND A A INSUFFICIENT LEASE AGREEMENT MISSING 2 YRS RENTAL INCOME, PER GUIDELINES   20211001/CA: 2 YRS RENTAL INCOME NOT NEEDED. 5% LTV REDUCTION TAKEN DUE TO SELF-MANAGED WITH NO EXPERIENCE D 1
XX TY614475 FLOW POST-CLOSE 12/XX/2021  1:44:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR UNIT 2 20211202/TCP: Unit 2 is unleased 20211202/CA: USED 90% OF MARKET RENT FOR UNIT 2 D 1
XX TY614475 FLOW POST-CLOSE 12/XX/2021  1:44:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION   20211020/CA: RECEIVED D 1
XX TY614475 FLOW POST-CLOSE 12/XX/2021  1:44:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211020/CA: RECEIVED D 1
XX TY614475 FLOW POST-CLOSE 12/XX/2021  1:44:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND REPORT FOR GUARANTOR   20211202/CA: RECEIVED D 1
XX TY614475 FLOW POST-CLOSE 12/XX/2021  1:44:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATE   20211020/CA: RECEIVED D 1
XX TY614475 FLOW POST-CLOSE 12/XX/2021  1:44:28 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT   20211020/CA: RECEIVED D 1
XX TY614475 FLOW POST-CLOSE 12/XX/2021  1:44:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING MORTGAGE MISSING MORTGAGE AND ASSIGNMENT OF RENTS   20211202/CA: RECEIVED D 1
XX TY614475 FLOW POST-CLOSE 12/XX/2021  1:44:28 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT OCCUPANCY CERTIFICATE INSUFFICIENT OCCUPANCY CERTIFICATE   20211202/CA: RECEIVED D 1
XX TY614475 FLOW POST-CLOSE 12/XX/2021  1:44:28 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN   20211020/CA: RECEIVED D 1
XX TY146526 FLOW POST-CLOSE 11/XX/2021  7:02:17 AM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND REPORT FOR XX AND XX   20211111/CA: RECEIVED D 1
XX TY146526 FLOW POST-CLOSE 11/XX/2021  7:02:17 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION   20211020/CA: RECEIVED D 1
XX TY802638 FLOW POST-CLOSE 11/XX/2021  2:29:14 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT BACKGROUND CHECK INSUFFICIENT BACKGROUND CHECKS: MISSING FORECLOSURE LOOKUP DATA   20211101/CA:RECEIVED C 1
XX TY802638 FLOW POST-CLOSE 11/XX/2021  2:29:14 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS INSUFFICIENT BANK STATEMENTSS   20211101/CA:RECEIVED D 1
XX TY802638 FLOW POST-CLOSE 11/XX/2021  2:29:14 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY   20211101/CA:RECEIVED D 1
XX TY802638 FLOW POST-CLOSE 11/XX/2021  2:29:14 PM XX GUIDES CREDIT CLEAR A A MAX LTV 66.52/ 74.13% LTV / LTC > 65 MAX ALLOWED WITH 1.05 DSCR. XX APPROVAL REQUIRED   2021101/CA: RECEIVED SIZER AND CORRECTED CONTRACT PRICE C 1
XX TY802638 FLOW POST-CLOSE 11/XX/2021  2:29:14 PM XX MISSING DOCS CREDIT RESCIND A A MISSING OPERATING AGREEMENT MISSING OA FOR XX. TO VERIFY ACCESS TO BANK STATEMENT XX   20211102/CA: RECEIVED AT SUBMISSION D 1
XX TY802638 FLOW POST-CLOSE 11/XX/2021  2:29:14 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $190,009.87 <$193448.14 MINIMUM LIQUIDITY REQUIRED. PLEASE PROVIDE ADDITIONAL ASSETS 20211102/CA: UPDATED AMTS BASED ON PRELIM HUD 20211103/CA: RECEIVED C 1
XX TY802638 FLOW POST-CLOSE 11/XX/2021  2:29:14 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION AND COGS FOR XX   20211103/CA: RECEIVED D 1
XX TY802638 FLOW POST-CLOSE 11/XX/2021  2:29:14 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT PURCHASE AGREEMENT MISSING ADDENDUM TO PURCHASE AGREEMENT CHANGING BUYERS FROM XX    20211103/CA: RECEIVED SIGNED HUD WITH BOR ENTITY D 1
XX TY802638 FLOW POST-CLOSE 11/XX/2021  2:29:14 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT  TITLE AND CPL TO BE UPDATED TO REFLECT  BORROWING ENTITY  XX   20211103/CA: RECEIVED C 1
XX TY802638 FLOW POST-CLOSE 11/XX/2021  2:29:14 PM XX MISSING DOCS CREDIT WAIVED B B INSUFFICIENT LIQUIDITY $196,720.58 LIQUIDITY < $208,479.89 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211129/CA: $207,214.58 < 208,479.89 NEEDED 20211129/CA:TCP WAIVED AS ONLY $1200 SHORT D 1
XX 410371000 FLOW POST-CLOSE 12/XX/2021  12:06:00 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211215/CA: RECEIVED D 1
XX 410371000 FLOW POST-CLOSE 12/XX/2021  12:06:00 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211215/CA: RECEIVED C 1
XX 410371000 FLOW POST-CLOSE 12/XX/2021  12:06:00 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY $431,000 HAZARD INSURANCE COVERAGE < $587,500 MINIMUM REQUIRED. PROVIDE ADDITIONAL COVERAGE   20211222/CA: RECEIVED EOI AND RCE FOR $397,662.05 D 1
XX 410371000 FLOW POST-CLOSE 12/XX/2021  12:06:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211215/CA: RECEIVED D 1
XX 410371000 FLOW POST-CLOSE 12/XX/2021  12:06:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN   20211215/CA: RECEIVED D 1
XX 410371000 FLOW POST-CLOSE 12/XX/2021  12:06:00 PM XX MISSING DOCS CREDIT CLEAR A A AGE OF BANK STATEMENTS 68 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211215/CA: RECEIVED D 1
XX 410371000 FLOW POST-CLOSE 12/XX/2021  12:06:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT   20211223/CA: RENTRAGE RECEIVED D 1
XX 410371000 FLOW POST-CLOSE 12/XX/2021  12:06:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211215/CA: TITLE COMMITMENT DOES NOT REFLECT AN OPEN MTG.PAYOFF NOT REQUIRED D 1
XX 410371000 FLOW POST-CLOSE 12/XX/2021  12:06:00 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT DSCR DSCR .49 UNDER GUIDELINE MINIMUM OF .80   20211223/CA: PG 3 OF SITUS REFLECTS $6K RENT RATE. DSCR NOW 1.28 D 1
XX   FLOW POST-CLOSE 3/XX/2022  7:41:42 AM XX MISSING DOCS CREDIT WAIVED B B INSUFFICIENT LIQUIDITY $43403.05 LIQUIDITY < $53103.50 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20210506/TCP WAIVED D 1
XX   FLOW POST-CLOSE 3/XX/2022  7:41:42 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING DEED TRANSFERING TITLE TO BORROWING ENTITY   20210505/CA: RECEIVED D 1
XX 410011000 FLOW POST-CLOSE 11/XX/2021  1:44:57 PM XX GUIDES CREDIT WAIVED B B BACKGROUND FLAG  $XX UNPAID JUDGMENT ON BACKGROUND REPORT  > $3,000.00 MAXIMUM   20211116/TCP: Please waive, XX approves BG as judgment is greater than 10yrs old C 1
XX 410011000 FLOW POST-CLOSE 11/XX/2021  1:44:57 PM XX GUIDES CREDIT WAIVED B B BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSES DATED 3/XX/2011. MISSING PROOF OF THE NATURE OF THE OFFENSE(S)   20211116/TCP: Please waive, XX approves BG with unspecified criminal offenses which 10yrs old C 1
XX TY733003 FLOW POST-CLOSE 12/XX/2021  9:01:07 AM XX MISSING DOCS CREDIT WAIVED B B INSUFFICIENT OCCUPANCY CERTIFICATE MISSING NON-OWNER OCCUPANCY CERT   20211230/CA: WAIVED D 1
XX   FLOW POST-CLOSE 9/XX/2021  3:11:13 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF DATED GOOD STANDING. GOOD STANDING IN FILE IS NOT DATED   20210924/CA: RECEIVED D 1
XX   FLOW POST-CLOSE 9/XX/2021  3:11:13 PM XX GUIDES CREDIT RESCIND A A INSUFFICIENT NOTE  NOTE DOES NOT REFLECT MONTHLY PRINCIPAL AND INTEREST PAYMENT. PROVIDE UPDATED NOTED   20210924/CA: IO MONTHLY PAYMENT IN NOTE IS ACCEPTABLE C 1
XX TY118658 FLOW POST-CLOSE 12/XX/2021  6:58:21 AM XX GUIDES CREDIT WAIVED B B AGE OF BACKGROUND CHECK 91 DAYS AGE OF BACKGROUND CHECK > 90 DAYS MAX ALLOWED. PROVIDE UPDATED BACKGROUND CHECK.   20211227/CA: WAIVED C 1
XX TY118658 FLOW POST-CLOSE 12/XX/2021  6:58:21 AM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 91 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.    20211227/CA: RECEIVED C 1
XX TY159946 FLOW POST-CLOSE 11/XX/2021  4:41:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT.   20211112/CA: RECEIVED D 1
XX TY159946 FLOW POST-CLOSE 11/XX/2021  4:41:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211111/CA: HUD SHOWS PROPERTIES PURCHASED WITH NO LOAN AND TCOMM DOES NOT REFLECT ANY OPEN MORTGAGES D 1
XX TY159946 FLOW POST-CLOSE 11/XX/2021  4:41:40 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER 20211112/CA: RECEIVED CPL, BUT DOES IS MISSING SUBJECT PROPERTY ADDRESSES FOR XX & XX AND XX & XX XX . PROVIDE UPDATED CPL 20211116/CA: RECEIVED D 1
XX TY475380 FLOW POST-CLOSE 12/XX/2021  1:33:44 PM XX GUIDES CREDIT WAIVED B B MAX LOAN AMOUNT XX LOAN AMOUNT > $2.0 MILLION MAXIMUM LOAN AMOUNT. APPROVAL REQUIRED   20211214/CA: WAIVED C 1
XX TY475380 FLOW POST-CLOSE 12/XX/2021  1:33:44 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT LEASE EXPIRED FOR SUBJECT PROPERTY, XX- PLEASE PROVIDE UPDATED LEASE   20211215/CA: RECEIVED D 1
XX TY475380 FLOW POST-CLOSE 12/XX/2021  1:33:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9- DOC IN FILE IS UNSIGNED   2021215/CA: RECEIVED D 1
XX TY475380 FLOW POST-CLOSE 12/XX/2021  1:33:44 PM XX MISSING DOCS CREDIT RESCIND A A MISSING MORTGAGE MISSING MORTGAGE / DOT AND ASSIGNMENT OF LEASES 20211215/CA: RECEIVED MORTGAGE. STILL MISSING ASSIGNEMENT OF LEASES AND RENTS. PLEASE PROVIDE 20211215/CA: RESCINDED. MORTGAGE RECEIVED. MISSING ASSIGNMENT OF LEASES AND RENTS. FINDING SPLIT INTO TWO DISCRETE FINDINGS D 1
XX TY475380 FLOW POST-CLOSE 12/XX/2021  1:33:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLEMENT STATEMENT. SETTLEMENT STATEMENT IN FILE IS NOT SIGNED BY BORROWER.    20211215/CA: RECEIVED D 1
XX TY475380 FLOW POST-CLOSE 12/XX/2021  1:33:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PROPERTY MANAGEMENT AGREEMENT MISSING PROPERTY MANAGEMENT AGREEMENT OR OPERATING AGREEMENT FOR  "XX" TO TIE BORROWER TO LEASES   20211214/CA: RECEIVED D 1
XX TY475380 FLOW POST-CLOSE 12/XX/2021  1:33:44 PM XX MISSING DOCS CREDIT RESCIND A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211210/CA: CIL IN FILE, ACCEPTABLE IN LIEU OF CPL D 1
XX TY475380 FLOW POST-CLOSE 12/XX/2021  1:33:44 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  INSUFFICIENT NOTE - INCORRECT P&I AMOUNT OF $21,239.21 STATED ON NOTE- CORRECT AMOUNT IS $23,235.84. PLEASE UPDATE ACCORDINGLY. 20211216/CA: MONTHLY PAYMENT PER NOTE AMORTIZES TO ($2,135.35) AT THE END OF 360 PERIODS. $21,235.84 IS CORRECT PAYMENT BASED ON AMORTIZATION SCHEDULE. PROVIDE UPDATED NOTE 20211210/CA: INCORRECT P&I AMOUNT OF $21,239.21 STATED ON NOTE- CORRECT AMOUNT IS $23,235.84. PLEASE PROVIDE AMENDED NOTE  20220104/CA: RECEIVED C 1
XX TY475380 FLOW POST-CLOSE 12/XX/2021  1:33:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING RELEASE LANGUAGE  MISSING RELEASE VERBIAGE FOR CROSS COLLATTERAL LOANS   20211215/CA: RECEIVED D 1
XX TY475380 FLOW POST-CLOSE 12/XX/2021  1:33:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING MORTGAGE MISSING MORTGAGE   20211215/CA: RECEIVED D 1
XX TY475380 FLOW POST-CLOSE 12/XX/2021  1:33:44 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ASSIGNMENT OF LEASES AND RENTS MISSING EVIDENCE OF ASSIGNMENT OF LEASES AND RENTS    20211216/CA; RECEIVED D 1
XX TY382886 FLOW POST-CLOSE 3/XX/2022  8:17:21 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 TYPE OF LOAN DISCREPANCY. LOAN SUBMITTED AS PURCHASE TRANSACTION, HUD IN FILE SHOWS CASH OUT REFINANCE AND NO PURCHASE CONTRACT DOCUMENT IN FILE. MISSING FINAL SETTLEMENT STATEMENT FOR PURCHASE OR MISSING PURCHASE CONTRACT OF SUBJECT PROPERTY.    20211215/CA: LOAN IS A DELAYED PURCHASE D 1
XX TY382886 FLOW POST-CLOSE 3/XX/2022  8:17:21 AM XX MISSING DOCS CREDIT WAIVED B B MISSING HAZARD INSURANCE POLICY MISSING MASTER CONDO INSURANCE.  20211215/CA: RECEIVED HO6 POLICY. STILL MISSING MASTER CONDO INSURANCE POLICY TO INCLUDE SUBJECT PROPERTY ADDRESS 20211216/CA: WAIVED D 1
XX TY382886 FLOW POST-CLOSE 3/XX/2022  8:17:21 AM XX GUIDES CREDIT RESCIND A A INSUFFICIENT CONDO QUESTIONAIRE INCOMPLETE CONDO QUESTIONAIRE. THE QUESTIONAIRE IN FILE DOES NOT ANSWER WHETHER ENTITY OWNS MORE THAN 25% 20211222/CA: CONDO QUESTIONAIRE DOES NOT ANSWER WHETHER 1 OR 2 YEARS OF CAPITAL RESERVES ARE AVAILABLE FOR IMMEDIATE USE. 20211215/CA: QUESTIONNAIRE DOES NOT ANSWER IF AT LEAST ONE/TWO YEARS OF PLANNED CAPITAL RESERVES AND ANY SPECIAL ASSESSMENT ARE AVAILABLE FOR IMMEDIATE USE. ONLY 5 UNITS OWNED BY INVESTORS, WHICH IS LESS THAN 25% OF A SINGLE ENTITY  OWNING MORE THAN 25%. 20211222/CA: RESCINDED C 1
XX TY382886 FLOW POST-CLOSE 3/XX/2022  8:17:21 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT CONDO QUESTIONAIRE INCOMPLETE CONDO QUESTIONAIRE. THE QUESTIONAIRE IN FILE DOES NOT ANSWER WHETHER CAPITAL RESERVES ARE AVAILABLE FOR 1 OR 2 YEARS 20211222/CA: CANNOT RESCIND THIS CONDITION. WE NEED THIS QUESTIONED ANSWERED PER TCP UNDERWRITING GUIDELINES 20211222/CA: CONDO QUESTIONAIRE DOES NOT ANSWER WHETHER 1 OR 2 YEARS OF CAPITAL RESERVES ARE AVAILABLE FOR IMMEDIATE USE. 20211215/CA: QUESTIONNAIRE DOES NOT ANSWER IF AT LEAST ONE/TWO YEARS OF PLANNED CAPITAL RESERVES AND ANY SPECIAL ASSESSMENT ARE AVAILABLE FOR IMMEDIATE USE. ONLY 5 UNITS OWNED BY INVESTORS, WHICH IS LESS THAN 25% OF A SINGLE ENTITY  OWNING MORE THAN 25%. 20211227/CA: WAIVED C 1
XX TY292838 FLOW POST-CLOSE 12/XX/2021  11:50:25 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT, IF NEEDED FOR DELAYED PURCHASE   20211215/CA: DELAYED PURCHASE, NO PAYOFF NEEDED D 1
XX TY292838 FLOW POST-CLOSE 12/XX/2021  11:50:25 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211215/CA: CIL IN FILE SIGNED BY TITLE AGENT ACCEPTABLE IN PLACE OF CPL D 1
XX TY292838 FLOW POST-CLOSE 12/XX/2021  11:50:25 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $104,092.69 LIQUIDITY < $189,357.85 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211215/CA: DELAYED PURCHASE, CASH OUT TO BORROWER. LIQUIDITY IS SUFFICIENT C 1
XX TY292838 FLOW POST-CLOSE 12/XX/2021  11:50:25 AM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING EXECUTED WARRANTY DEED   20211215/CA: RECEIVED D 1
XX TY292838 FLOW POST-CLOSE 12/XX/2021  11:50:25 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE CONTRACT   20211215/CA: PURCHASE HUD RECEIVED D 1
XX TY844402 FLOW POST-CLOSE 11/XX/2021  12:27:17 PM XX MISSING DOCS CREDIT WAIVED B B MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT XX (XX) TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY 20211220/CA: DOCUMENT PROVIDED IS NOT SUFFICIENT TO PROVE ACCESS TO FUNDS. PROVIDE DOCUMENT TO SHOW STAKE IN COMPANY SUFFICIENT ENOUGH TO ACCESS TO FUNDS OR PROVIDE ALTERNATIVE ASSETS. 20211220/CA: ALL OPERATING AGREEMENTS IN EXCEPTION FOLDER IS FOR ENTITY: XX. PROVIDE OPERATING AGREEMENT FOR ENTITY: XX. 20211214/CA: PROVIDED OPERATING AGREEMENT IS NOT FOR XX. PROVIDE OPERATING AGREEMENT FOR XX 20211230/CA: WAIVED D 1
XX TY118805 FLOW POST-CLOSE 12/XX/2021  4:27:00 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSIFFICIENT TITLE- DOES NOT REFLECT THE BORROWING ENTITY AS INSURED   20211215/CA: ACCECPTABLE TCOMM.draft DOCUMENT IS IN FILE. D 1
XX TY118805 FLOW POST-CLOSE 12/XX/2021  4:27:00 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  NOTE DOES NOT STATE THE P&I MONTHLY AMOUNT   20211215/CA: ACCEPTABLE P&I CALCULATION VERBIAGE IS INCLUDED IN NOTE PARAGRAPH 4. C 1
XX TY118805 FLOW POST-CLOSE 12/XX/2021  4:27:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING FINAL SETTLMENT STATEMENT- DOC IN FILE IS MISSING BORROWER SIGNATURE   20211215/CA: RECEIVED D 1
XX TY638103 FLOW POST-CLOSE 12/XX/2021  2:31:04 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING COPY OF EXECUTED FINAL SETTLEMENT STATEMENT    20211215/CA: RECEIVED D 1
XX TY638103 FLOW POST-CLOSE 12/XX/2021  2:31:04 PM XX GUIDES CREDIT RESCIND A A MAX LTV 78.6% AILTV > 70% MAX ALLOWED. XX APPROVAL REQUIRED (NORMAL LTV FOR PURCHASE IS 80%, UNABLE TO DETERMINE WHY RED FLAG OF MAX LTV 70% IS PRESENT, PLEASE DISREGARD IF BORROWER MAX LTV IS ACTAULLY 80% UPON XX REVIEW)   20211215/CA: BORROWER IS GREEN CARD HOLDER, NOT FOREIGN NATIONAL C 1
XX TY068117 FLOW POST-CLOSE 1/XX/2022  6:53:06 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 MISSING BORROWER AND SETTLEMENT AGENT SIGNATURE ON THE FINAL HUD   20220104/CA: RECEIVED D 1
XX TY198620 FLOW POST-CLOSE 12/XX/2021  9:44:36 AM XX GUIDES CREDIT WAIVED B B BACKGROUND FLAG BACKGROUND CHECK REFLECTS UNSPECIFIED CRIMINAL OFFENSES DATED (NOT SPECIFIED). MISSING PROOF OF THE NATURE OF THE OFFENSE(S)   20211227/CA: WAIVED C 1
XX TY198620 FLOW POST-CLOSE 12/XX/2021  9:44:36 AM XX GUIDES CREDIT WAIVED B B INSUFFICIENT CONDO QUESTIONAIRE INCOMPLETE CONDO QUESTIONNAIRE, DOES NOT ADDRESS WHETHER SINGLE ENTITY OWNS >25% TOTAL UNIT.   20211227/CA: WAIVED C 1
XX TY686504 FLOW POST-CLOSE 12/XX/2021  8:30:13 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY.   20211215/CA: RECEIVED C 1
XX TY397353 FLOW POST-CLOSE 12/XX/2021  6:05:32 PM XX GUIDES CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY   20211124/CA:RECEIVED C 1
XX TY397353 FLOW POST-CLOSE 12/XX/2021  6:05:32 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 70 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211110/CA:RECEIVED C 1
XX TY397353 FLOW POST-CLOSE 12/XX/2021  6:05:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20211110/CA:RECEIVED D 1
XX TY397353 FLOW POST-CLOSE 12/XX/2021  6:05:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211116/CA:RECEIVED D 1
XX TY397353 FLOW POST-CLOSE 12/XX/2021  6:05:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211110/CA:RECEIVED D 1
XX TY397353 FLOW POST-CLOSE 12/XX/2021  6:05:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211110/CA:RECEIVED D 1
XX TY682580 FLOW POST-CLOSE 9/XX/2021  4:32:22 PM XX GUIDES CREDIT CLEAR A A ADVERSE CREDIT (LATE MORTGAGE PAYMENT) 1X30 MORTGAGE DELINQUENCY 7/2021, NOT ALLOWED PER GUIDELINES   2010920/CA: RECEIVED PIF LETTER AND SERVICING TRANSFER C 1
XX TY682580 FLOW POST-CLOSE 9/XX/2021  4:32:22 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR SIGNATURE BANK   20210920/CA: RECEIVED D 1
XX TY682580 FLOW POST-CLOSE 9/XX/2021  4:32:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY.   20210920/CA: RECEIVED C 1
XX TY682580 FLOW POST-CLOSE 9/XX/2021  4:32:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATES 20210920/CA: MISSING 3817 FLOOD CERT 20210920/CA: RECEIVED D 1
XX TY682580 FLOW POST-CLOSE 9/XX/2021  4:32:22 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENTS   20210920/CA: RECEIVED D 1
XX TY682580 FLOW POST-CLOSE 9/XX/2021  4:32:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY HAZARD INSURANCE DOES NOT BREAK DOWN THE COVERAGES FOR DWELLING, RENT LOSS, AND PREMIUMS FOR INDIVIDUAL PROPERTIES   20210920/CA: RECEIVED C 1
XX TY682580 FLOW POST-CLOSE 9/XX/2021  4:32:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 FINAL SETTLEMENT STATEMENT IS NOT DATED AND NOT SIGNED BY SETTLEMENT AGENT   20210930/CA: RECEIVED C 1
XX TY682580 FLOW POST-CLOSE 9/XX/2021  4:32:22 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT RELEASE LANGUAGE DOT INCLUDES 120% RELEASE LANGUAGE BUT MISSING RELEASE LOAN ALLOCATION IN EXHIBIT C   20210930/CA: RECEIVED C 1
XX TY576981 FLOW POST-CLOSE 12/XX/2021  6:59:02 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY 20211129/CA:RECEIVED HOI POLICY BUT IT DOES NOT STATE THE ANNUAL PREMIUM AMOUNT- PLEASE UPDATE 20211206/CA:RECEIVED D 1
XX TY576981 FLOW POST-CLOSE 12/XX/2021  6:59:02 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT   20211110/CA:RECEIVED D 1
XX TY576981 FLOW POST-CLOSE 12/XX/2021  6:59:02 PM XX MISSING DOCS CREDIT CLEAR A A MISSING ARTICLES OF INCORPORATION MISSING ARTICLES OF INCORPORATION    20211110/CA:RECEIVED D 1
XX TY576981 FLOW POST-CLOSE 12/XX/2021  6:59:02 PM XX MISSING DOCS CREDIT RESCIND A A MISSING CERTIFICATE OF GOOD STANDING MISSING CERTIFICATE OF GOOD STANDING   20211110/CA:RESCING NOT NEEDED D 1
XX TY576981 FLOW POST-CLOSE 12/XX/2021  6:59:02 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE    20211110/CA:RECEIVED D 1
XX TY576981 FLOW POST-CLOSE 12/XX/2021  6:59:02 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211116/CA:RECEIVED D 1
XX TY576981 FLOW POST-CLOSE 12/XX/2021  6:59:02 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER 20211111/TCP: The Correct legal address for this property is XX. The property has two entrances one for each unit. with one entrance on XX and one entrance on XX. Please see attached addendum to appraisal (page 2) that details this. One can see this clearly on Google maps. I will change the address on XX's dashboard once this is moved to post closed and I can edit info.
20211110/CA:RECEIVED CPL WHICH REFLECTS INCORRECT SUBJECT PROPERTY ADDRESS		 20211112/CA: CHANGED SUBJECT PROPERTY ADDRESS TO MATCH CPL PER TCOMM AND XX EMAIL IN FILE D 1
XX TY576981 FLOW POST-CLOSE 12/XX/2021  6:59:02 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 70 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211110/CA:RECEIVED C 1
XX TY576981 FLOW POST-CLOSE 12/XX/2021  6:59:02 PM XX GUIDES CREDIT WAIVED B B MAX LTV 78.95% LTV > 75% MAX ALLOWED. XX APPROVAL REQUIRED 202111110/CA:RECEIVED WAIVER DOCUMENT- PLEASE CLARIFY IF IT RELATES TO THIS CONDITION 20211112/CA:Please waive with XX Consent. XX Approved subject to DD. CF: Borrower has owned the property since 2013, experienced investor in subject location, 3+ DSCR C 1
XX TY576981 FLOW POST-CLOSE 12/XX/2021  6:59:02 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211110/CA:RECEIVED D 1
XX 410241002 FLOW POST-CLOSE 12/XX/2021  4:38:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING BACKGROUND CHECK MISSING BACKGROUND CHECK   20211124/CA:RECEIVED D 1
XX 410241002 FLOW POST-CLOSE 12/XX/2021  4:38:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY   20211215/CA: RECEIVED D 1
XX 410241002 FLOW POST-CLOSE 12/XX/2021  4:38:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATION   20211124/CA:RECEIVED D 1
XX 410241002 FLOW POST-CLOSE 12/XX/2021  4:38:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20211124/CA:RECEIVED D 1
XX 410241002 FLOW POST-CLOSE 12/XX/2021  4:38:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL   20211124/CA:RECEIVED D 1
XX 410241002 FLOW POST-CLOSE 12/XX/2021  4:38:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE    20211124/CA:RECEIVED D 1
XX 410241002 FLOW POST-CLOSE 12/XX/2021  4:38:07 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211201/CA:RECEIVED D 1
XX 410241003 FLOW POST-CLOSE 12/XX/2021  4:22:00 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $0 LIQUIDITY < $28,644.85 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211202/CA:$5,832.67 < $31,159.34 PROVIDE ADDITIONAL PROOF OF ASSETS.  20211203/CA:RECEIVED D 1
XX 410241003 FLOW POST-CLOSE 12/XX/2021  4:22:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211203/CA:RECEIVED HOI AND REPLACEMENT INDICATOR D 1
XX 410241003 FLOW POST-CLOSE 12/XX/2021  4:22:00 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211129/CA:RECEIVED D 1
XX 410241003 FLOW POST-CLOSE 12/XX/2021  4:22:00 PM XX GUIDES CREDIT CLEAR A A MISSING PROPERTY MANAGEMENT AGREEMENT MISSING PROPERTY MANAGEMENT AGREEMENT BETWEEN XX   20211201/CA:RECEIVED C 1
XX 410241003 FLOW POST-CLOSE 12/XX/2021  4:22:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211203/CA:RECEIVED D 1
XX 410241003 FLOW POST-CLOSE 12/XX/2021  4:22:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211129/CA:RECEIVED D 1
XX 410241003 FLOW POST-CLOSE 12/XX/2021  4:22:00 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211129/CA:RECEIVED D 1
XX 410241003 FLOW POST-CLOSE 12/XX/2021  4:22:00 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ADDITIONAL MONTH OF BANK STATEMENTS FOR THE XX ACCOUNT.    20211203/CA:RECEIVED D 1
XX 410241001 FLOW POST-CLOSE 12/XX/2021  1:18:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211206/CA: RECEIVED D 1
XX 410241001 FLOW POST-CLOSE 12/XX/2021  1:18:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN (EMPLOYER IDENTIFICATION NUMBER) 20211206/CA: EIN PROVIDE (PMC RENTALS) IS NOT FOR BORROWING ENTITY. PLEASE PROVIDE EIN FOR XX 20211211/CA:RECEIVED D 1
XX 410241001 FLOW POST-CLOSE 12/XX/2021  1:18:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATE   20211206/CA: RECEIVED D 1
XX 410241001 FLOW POST-CLOSE 12/XX/2021  1:18:32 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211206/CA: RECEIVED D 1
XX 410241001 FLOW POST-CLOSE 12/XX/2021  1:18:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211206/CA: RECEIVED D 1
XX 410241001 FLOW POST-CLOSE 12/XX/2021  1:18:32 PM XX MISSING DOCS CREDIT RESCIND A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211211/CA:NO PAYOFF NEEDED D 1
XX 410241001 FLOW POST-CLOSE 12/XX/2021  1:18:32 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT INSUFFICIENT LEASE. LEASE LACKS CONNECTION TO BORROWER (XX). PROVIDE UPDATED LEASES WITH CORRECT BORROWER. 20211201/CA:XX IS NOT ASSOCIATED WITH OUR BORROWER. IT IS CONNECTED TO A XX; SAME THING FOR XXS. THEY ARE TIED TO AN XX; 20211211/CA:LENDER SAYS GUARANTOR IS PART OWNER OF XX C 1
XX 410241001 FLOW POST-CLOSE 12/XX/2021  1:18:32 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT, ARTICLES OF INCORPORATION, AND GOOD STANDING FOR BORROWING ENTITY: XX. ENTITY DOCS IN FILE FOR XX IS NOT THE BORROWING ENTITY   20211211/CA:RECEIVED D 1
XX 410241001 FLOW POST-CLOSE 12/XX/2021  1:18:32 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 71 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211215/CA:RECEIVED C 1
XX 410001007 FLOW POST-CLOSE 12/XX/2021  11:03:41 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN   20211207/CA: RECEIVED D 1
XX 410001007 FLOW POST-CLOSE 12/XX/2021  11:03:41 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE   20211215/CA: RECEIVED D 1
XX 410001007 FLOW POST-CLOSE 12/XX/2021  11:03:41 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY (MUST REFLECT DWELLING AMOUNT AND INSURANCE PREMIUM)   20211207/CA: RECEIVED D 1
XX 410001016 FLOW POST-CLOSE 12/XX/2021  11:38:13 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT PURCHASE AGREEMENT INSUFFICIENT PURCHASE AGREEMENT: PROPOSED BUYER DOES NOT MATCH BORROWING ENTITY. PROVIDE AN UPDATED ADDENDUM WITH "XX" AS BUYER   20211210/CA:RECEIVED C 1
XX 410001016 FLOW POST-CLOSE 12/XX/2021  11:38:13 AM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD INSURANCE POLICY   20211206/CA:RECEIVED D 1
XX 410001016 FLOW POST-CLOSE 12/XX/2021  11:38:13 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY POLICY   20211206/CA:RECEIVED D 1
XX 410001016 FLOW POST-CLOSE 12/XX/2021  11:38:13 AM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE POLICY   20211206/CA:RECEIVED D 1
XX 410001016 FLOW POST-CLOSE 12/XX/2021  11:38:13 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EIN CERTIFICATE    20211206/CA:RECEIVED D 1
XX 410001019 FLOW POST-CLOSE 12/XX/2021  11:51:23 AM XX MISSING DOCS CREDIT CLEAR A A MISSING ID MISSING GUARANTOR IDENTIFICATION   20211206/CA:RECEIVED D 1
XX 410001019 FLOW POST-CLOSE 12/XX/2021  11:51:23 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EMPLOYER IDENTIFICATION NUMBER   20211215/CA: RECEIVED D 1
XX 410001019 FLOW POST-CLOSE 12/XX/2021  11:51:23 AM XX MISSING DOCS CREDIT CLEAR A A MISSING PURCHASE AGREEMENT MISSING PURCHASE CONTRACT   20211206/CA:RECEIVED D 1
XX 410001019 FLOW POST-CLOSE 12/XX/2021  11:51:23 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211206/CA:RECEIVED D 1
XX 410001019 FLOW POST-CLOSE 12/XX/2021  11:51:23 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE: TITLE PROVIDED IS MISSING THE AUTHORIZED AGENT'S SIGNATURE. PROVIDE AN EXECUTED COPY.   20211206/CA:RECEIVED C 1
XX 410001019 FLOW POST-CLOSE 12/XX/2021  11:51:23 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211215/CA: RECEIVED D 1
XX 410001019 FLOW POST-CLOSE 12/XX/2021  11:51:23 AM XX MISSING DOCS CREDIT CLEAR A A MISSING EXECUTED CLOSING PACKAGE MISSING ALL CLOSING DOCS EXCEPT FOR SETTLEMENT STATEMENT AND DEED   20211217/CA:RECEIVED D 1
XX 410001018 FLOW POST-CLOSE 12/XX/2021  4:50:57 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211206/CA:RECEIVED D 1
XX 410001018 FLOW POST-CLOSE 12/XX/2021  4:50:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211206/CA:RECEIVED D 1
XX 410001018 FLOW POST-CLOSE 12/XX/2021  4:50:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EMPLOYER IDENTIFICATION NUMBER   20211206/CA:RECEIVED D 1
XX 410001018 FLOW POST-CLOSE 12/XX/2021  4:50:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211206/CA:RECEIVED D 1
XX 410001018 FLOW POST-CLOSE 12/XX/2021  4:50:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION   20211206/CA:RECEIVED D 1
XX 410001018 FLOW POST-CLOSE 12/XX/2021  4:50:57 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT PURCHASE CONTRACT PURCHASE CONTRACT IS NOT IN BORROWER OR ENTITY'S NAMES   20211206/CA:RECEIVED C 1
XX 410001018 FLOW POST-CLOSE 12/XX/2021  4:50:57 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING EVIDENCE OF FLOOD INSURANCE   20211206/CA:RECEIVED D 1
XX 410001018 FLOW POST-CLOSE 12/XX/2021  4:50:57 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE MORTGAGEE CLAUSE - MORTGAGEE CLAUSE ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. MORTGAGEE CLAUSE PROVIDED IS MISSING ISAOA. PROVIDE UPDATED HAZARD INSURANCE WITH CORRECTED MORTGAGEE CLAUSE   20211214/CA: RECEIVED D 1
XX TY555088 FLOW POST-CLOSE 12/XX/2021  1:35:54 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE 20210831/CA: CORRECTED CONDITION TO READ MISSING LEASE 20211016/CA: RECEIVED D 1
XX TY555088 FLOW POST-CLOSE 12/XX/2021  1:35:54 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT CREDIT SCORE  CREDIT SCORE 601 < 620 MINIMUM AS PER XX GUIDELINES PROVIDE UPDATED CREDIT REPORT WITH ADDITION CREDIT BUREAUS. ONLY ONE PROVIDED   20210909/CA: RECEIVEDUPDATED CR D 1
XX TY555088 FLOW POST-CLOSE 12/XX/2021  1:35:54 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT TO SHOW GUAANTOR'S OWNERSHIP PERCENTAGE   20211018/CA: RECEIVED D 1
XX TY555088 FLOW POST-CLOSE 12/XX/2021  1:35:54 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HAZARD INSURANCE POLICY INSUFFICIENT HAZARD INSURANCE: PROPOSED INSURED ON HAZARD INSURANCE DOES NOT MATCH THE BORROWER. PROVIDE UPDATED XX   20210913/CA: RECEIVED D 1
XX TY555088 FLOW POST-CLOSE 12/XX/2021  1:35:54 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 73 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211019/CA: RECEIVED C 1
XX TY555088 FLOW POST-CLOSE 12/XX/2021  1:35:54 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20211217/CA:RECEIVED D 1
XX TY555088 FLOW POST-CLOSE 12/XX/2021  1:35:54 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 INSUFFICENT SETTLEMENT STATEMENT. PROVIDE UPDATED SETTLEMENT STATEMENT WITH SIGNATURE OF THE BORROWER AND THE SETTLEMENT AGENT   20211129/CA: RECEIVED C 1
XX TY555088 FLOW POST-CLOSE 12/XX/2021  1:35:54 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 92 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20211217/TCP WAIVED- MIT FACT- high DSCR 2.70x and good liquidity - covering 26mo of PITI C 1
XX TY555088 FLOW POST-CLOSE 12/XX/2021  1:35:54 PM XX MISSING DOCS CREDIT CLEAR A A MISSING MORTGAGE MISSING MORTGAGE / DOT   20211206/CA: RECEIVED D 1
XX TY853077 FLOW POST-CLOSE 3/XX/2022  2:23:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO PROVE ACCESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY   20211011/CA: RECEIVED D 1
XX TY853077 FLOW POST-CLOSE 3/XX/2022  2:23:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT FOR XX TO SHOW OWNERSHIP PERCENTAGE.   20211011/CA: RECEIVED D 1
XX TY853077 FLOW POST-CLOSE 3/XX/2022  2:23:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EMPLOYER IDENTIFICATION NUMBER   20211011/CA: RECEIVED D 1
XX TY853077 FLOW POST-CLOSE 3/XX/2022  2:23:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT FOR XX   20211011/CA: RECEIVED D 1
XX TY853077 FLOW POST-CLOSE 3/XX/2022  2:23:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE   20211011/CA: RECEIVED D 1
XX TY853077 FLOW POST-CLOSE 3/XX/2022  2:23:26 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE AND CLOSING PROTECTION LETTER. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE AND CPLWITH CORRECTED PROPOSED INSURED.  20211011/CA: RECEIVED UPDATED CPL, MISSING UPDATED TITLE 20211019/CA: RECEIVED C 1
XX TY853077 FLOW POST-CLOSE 3/XX/2022  2:23:26 PM XX GUIDES CREDIT CLEAR A A AGE OF CREDIT REPORT 187 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT.   20211011/CA: RECEIVED C 1
XX TY853077 FLOW POST-CLOSE 3/XX/2022  2:23:26 PM XX GUIDES CREDIT RESCIND A A ADVERSE CREDIT (LATE MORTGAGE PAYMENT) UPDATED CREDIT REPORT SHOWS 30+ FOR XX 4/21. NOT ALLOWED PER GUIDELINE   20211015/CA: NOT SUBJECT LOAN, OK PER GUIDELINES C 1
XX TY853077 FLOW POST-CLOSE 3/XX/2022  2:23:26 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9   20220107/CA:RECEIVED D 1
XX TY853077 FLOW POST-CLOSE 3/XX/2022  2:23:26 PM XX GUIDES CREDIT WAIVED B B MAX LTV 75% LTV > 70% MAX ALLOWED. XX APPROVAL REQUIRED   20211119/CA: WAIVED C 1
XX TY822656 FLOW POST-CLOSE 10/XX/2021  12:52:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OPERATING AGREEMENT MISSING OPERATING AGREEMENT TO PROVE ACESS TO FUNDS IN BANK ACCOUNT USED FOR LIQUIDITY    20210930/CA: RECEIVED D 1
XX TY822656 FLOW POST-CLOSE 10/XX/2021  12:52:18 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20210930/CA: RECEIVED D 1
XX TY822656 FLOW POST-CLOSE 10/XX/2021  12:52:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING HAZARD INSURANCE POLICY  20211001/CA: RECEIVED POLICY,BUT STILL NO ANNUAL PREMIUM ON IT.20210930/CA: MISSING HAZARD PREMIUM 20211015/CA: RECEIVED D 1
XX TY822656 FLOW POST-CLOSE 10/XX/2021  12:52:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HUD-1 MISSING THE SETTLMENT STATEMENT   20211018/CA: RECEIVED D 1
XX TY822656 FLOW POST-CLOSE 10/XX/2021  12:52:18 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT NOTE  1ST PAYMENT DATE NEEDS TO BE CLARIFIED ON NOTE 20211018/CA: RECEIVED UPDATED NOTE, TCP REQUIRES NOTE AMENDMENT. UPDATED NOTE ALSO SHOWS NO PREPAY, PRIOR NOTE SHOWS 3 YEAR PREPAY 20211104/CA: RECEIVED C 1
XX TY822656 FLOW POST-CLOSE 10/XX/2021  12:52:18 PM XX GUIDES CREDIT WAIVED B B MAX LTV 65 % AILTV > 60% MAX ALLOWED. XX APPROVAL REQUIRED 20211029/CA: WAIVER FOLDER ON BOX IS EMPTY 20211105/TCP: Approved per JK prior approval. Subject to the valuation being supported by Situs/Summit C 1
XX TY822656 FLOW POST-CLOSE 10/XX/2021  12:52:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CLOSING PROTECTION LETTER   20211011/CA: RECEIVED D 1
XX TY822656 FLOW POST-CLOSE 10/XX/2021  12:52:18 PM XX GUIDES CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENT   20211019/CA: RECEIVED C 1
XX TY336947 FLOW POST-CLOSE 12/XX/2021  12:41:14 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LEASE AGREEMENT TWO LEASES FOR SINGLE FAMILY PROPERTY, NOT ALLOWED PER GUIDELINES- XX   20211011/CA: RECEIVED ONE LEASE C 1
XX TY336947 FLOW POST-CLOSE 12/XX/2021  12:41:14 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD INSURANCE FOR PROPERTY: XX   20211019/CA: RECEIVED D 1
XX TY336947 FLOW POST-CLOSE 12/XX/2021  12:41:14 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211011/CA: RECEIVED D 1
XX TY336947 FLOW POST-CLOSE 12/XX/2021  12:41:14 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TITLE INSURANCE MISSING TITLE INSURANCE  20211014/TAM: FROM TITLE: 29 Darling is a lot that was purchased with XX. They are a part of the same deed and the seller advised that this was part of the sale. It is in the deed call and under the premises legal description as c/d. 20211012/CA: TITLE CONTAINS 7 PREMISES INSTEAD OF 6, 29 DARLENE IS NOT PART OF THIS DEAL 20211014/CA: RECEIVED D 1
XX TY336947 FLOW POST-CLOSE 12/XX/2021  12:41:14 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING CPL 20211012/CA: MISSING ISAOA AFTER LENDER NAME, MISSING THE OTHER 5 PROPERTIES, AND ENTITY NAME IS INCORRECT ON CPL 20211019/CA: RECEIVED D 1
XX TY336947 FLOW POST-CLOSE 12/XX/2021  12:41:14 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $162402.24 LIQUIDITY < $215,393.48  MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS. 20211018/CA: UPDATED LIQ NUMBER 20211021/CA: RECEIVED C 1
XX TY336947 FLOW POST-CLOSE 12/XX/2021  12:41:14 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATION FOR ALL PROPERTIES   20211012/CA: RECEIVED D 1
XX TY336947 FLOW POST-CLOSE 12/XX/2021  12:41:14 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 90 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED FOR XX. PROVIDE UPDATED BANK STATEMENTS 20211018/CA: MISSING UPDATED WF XX STATEMENT 20211021/CA: RECEIVED C 1
XX TY336947 FLOW POST-CLOSE 12/XX/2021  12:41:14 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 96 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20211215/TCP WAIVED- FOR 2 DAYS AFTER 90DAYS  C 1
XX TY336947 FLOW POST-CLOSE 12/XX/2021  12:41:14 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 FINAL SETTLMENT STATEMENT MISSING PREPAID INTEREST AMOUNT   20211205/CA:RERCEIVED D 1
XX TY928635 FLOW POST-CLOSE 11/XX/2021  7:56:09 PM XX MISSING DOCS CREDIT CLEAR A A MISSING EMPLOYER IDENTIFICATION NUMBER MISSING EMPLOYER IDENTIFICATION NUMBER. 20211008/CA: RECEIVED EIN FOR INCORRECT ENTITY (XX).  PROVIDE EIN FOR XX 20211019/CA: RECEIVED D 1
XX TY928635 FLOW POST-CLOSE 11/XX/2021  7:56:09 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT   20211008/CA: RECEIVED D 1
XX TY928635 FLOW POST-CLOSE 11/XX/2021  7:56:09 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20211011/CA: MISSING HOI ANNUAL PREMIUM FOR XX 20211019/CA: RECEIVED D 1
XX TY928635 FLOW POST-CLOSE 11/XX/2021  7:56:09 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT CLOSING PROTECTION LETTER INSUFFICIENT CLOSING PROTECTION LETTER. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED CPL WITH CORRECTED PROPOSED INSURED.  20211025/CA: BORROWING ENTITY STATED ON CPL IS INCORRECT (XX) PROVIDE CORRECTED CPL OR TCP TO INDICATE THE CORRECT BORROWING ENTITY 20211019/CA: ENTITY DOES NOT MATCH BOR ENTITY. SHOWS IV AT END OF NAME. 20211008/CA: CPL RECEIVED DOES NOT MATCH THE BORROWER'S NAME (XX) AND IS TILL MISSING ISAOA. PROVIDE CORRECTED CPL 20211027/CA: UPDATED ENTITY C 1
XX TY928635 FLOW POST-CLOSE 11/XX/2021  7:56:09 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE INSUFFICIENT TITLE INSURANCE. PROPOSED INSURED ON ALL POLICIES MUST NAME THE LENDER NAME AND ISAOA. PROPOSED INSURED SECTION IS MISSING ISAOA. PROVIDE UPDATED TITLE INSURANCE WITH CORRECTED PROPOSED INSURED.  20211008/CA: RECEIVED TITLE WITH LENDER NAME AND ISAOA; HOWEVER PROPOSED INSURED ON TITLE INSURANCE DOES NOT MATCH THE BORROWER. SCHEDULE B SHOULD INCLUDE AN EXCEPTION FOR WARRANTY DEED OR TITLE TRANSFER TO BORROWER. PROVIDE UPDATED TITLE INSURANCE 20221020/CA: RECEIVED C 1
XX TY928635 FLOW POST-CLOSE 11/XX/2021  7:56:09 PM XX GUIDES CREDIT RESCIND A A AGE OF CREDIT REPORT 182 DAYS AGE OF CREDIT REPORT > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. 20211008/CA: RECEIVED UPDATED CREDIT REPORT SHOWING 60 DAY MTG LATE IN 04/2021 20211020/CA: OTHER MTG DOES NOT APPLY C 1
XX TY928635 FLOW POST-CLOSE 11/XX/2021  7:56:09 PM XX GUIDES CREDIT WAIVED B B MAX LTV 72.76> 70% MAX ALLOWED. XX APPROVAL REQUIRED   20211022/TCP WAIVED. CF: REPEAT BOR AND HIGH DSCR C 1
XX TY928635 FLOW POST-CLOSE 11/XX/2021  7:56:09 PM XX MISSING DOCS CREDIT CLEAR A A MISSING W-9 MISSING W-9 DOCUMENT   20220107/CA:RECEIVED D 1
XX TY040101 FLOW POST-CLOSE 12/XX/2021  11:57:43 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT BANK STATEMENTS MISSING ONE MONTH BANK STATEMENT FOR ACCT: XX   20211019/CA: RECEIVED D 1
XX TY040101 FLOW POST-CLOSE 12/XX/2021  11:57:43 AM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY ACCT: RB-7458 USED FOR LIQUIDITY INSUFFICIENT: MISSING PROOF OF GUARANTOR ACCESS 20211029/CA: LETTER REFERENCES ACCOUNT XX, NOT THE SAME AS XX. 20211019/CA: SHOWS XX, NOT XX BORROWER 20211101/CA: RECEIVED ACCESS LETTER BY HUSBAND C 1
XX TY040101 FLOW POST-CLOSE 12/XX/2021  11:57:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20211025/CA:RECEIVED UPDATED HOI STATING THE RENT LOSS COVERAGE IS MAX THEY PROVIDE- XX APPROVAL REQUIRED AS COVERAGE IS< 6 MONTHS PER GUIDLINES 20211019/CA: RENT LOSS COVERAGE DOES NOT COVER 6 MOS OF RENT   D 1
XX TY040101 FLOW POST-CLOSE 12/XX/2021  11:57:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING CONDO QUESTIONAIRE MISSING EVIDENCE OF CONDO QUESTIONNAIRE 20211019/CA: ANSWER TO 4. C) MISSING AND ALSO MISSING SECOND PAGE OF QUESTIONNAIRE 20211027/CA: RECEIVED. MEETS STANDARD REQUIREMENT D 1
XX TY040101 FLOW POST-CLOSE 12/XX/2021  11:57:43 AM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING CONDO MASTER HAZARD   20211029/CA: RECEIVED D 1
XX TY040101 FLOW POST-CLOSE 12/XX/2021  11:57:43 AM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT HUD-1 BASED ON CALCULATIONS THE PREPAID CHARGE PER DAY SHOULD BE $14.39. LENDER CHARGED $14.19 PER DAY.    20211217/CA:RECEIVED UPDATED HUD D 1
XX TY675452 FLOW POST-CLOSE 11/XX/2021  4:26:38 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20211105/CA: RECEIVED INSUFFICIENT HAZARD INSURANCE. MISSING RENT LOSS COVERAGE AND NAME INSURED OF XX. PROVIDE UPDATED HAZARD INS DOC 20211108/CA: RECEIVED RENT LOSS COVG AND BORROWER AS ADDTL INSURED D 1
XX TY675452 FLOW POST-CLOSE 11/XX/2021  4:26:38 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT LIQUIDITY $104,564.97 LIQUIDITY < $112,203.42 MINIMUM REQUIRED. PROVIDE ADDITIONAL ASSETS.   20211105/CA: RECEIVED C 1
XX TY675452 FLOW POST-CLOSE 11/XX/2021  4:26:38 PM XX MISSING DOCS CREDIT CLEAR A A MISSING WARRANTY DEED MISSING WARRANTY/ GRANT DEED   20211206/CA: RECEIVED D 1
XX TY568671 FLOW POST-CLOSE 12/XX/2021  2:00:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING OFAC SEARCH MISSING OFAC CHECKS   20211108/CA: RECEIVED D 1
XX TY568671 FLOW POST-CLOSE 12/XX/2021  2:00:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CERTIFICATE OF GOOD STANDING MISSING EVIDENCE OF GOOD STANDING   20211102/CA: RECEIVED D 1
XX TY568671 FLOW POST-CLOSE 12/XX/2021  2:00:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING PAYOFF STATEMENT MISSING PAYOFF STATEMENTS 20211101/CA:RECEIVED CURRENT MORTGAGE STMNTS 20211124/CA:RECEIVED D 1
XX TY568671 FLOW POST-CLOSE 12/XX/2021  2:00:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING FLOOD CERTIFICATE MISSING FLOOD CERTIFICATEIFICATES   20211101/CA:RECEIVED D 1
XX TY568671 FLOW POST-CLOSE 12/XX/2021  2:00:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING HAZARD INSURANCE POLICY MISSING EVIDENCE OF HAZARD INSURANCE 20211101/CA:RECEIVED BUT NO ANNUAL PAYMENT AMOUNT STATED 20211108/CA: RECEIVED D 1
XX TY568671 FLOW POST-CLOSE 12/XX/2021  2:00:18 PM XX MISSING DOCS CREDIT CLEAR A A INSUFFICIENT TITLE COVERAGE MISSING EVIDENCE OF TITLE INSURANCE   20211101/CA:RECEIVED D 1
XX TY568671 FLOW POST-CLOSE 12/XX/2021  2:00:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING TAX CERTIFICATE MISSING TAX CERTIFICATEIFICATES FOR 2XX    20211101/CA:RECEIVED D 1
XX TY568671 FLOW POST-CLOSE 12/XX/2021  2:00:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING LEASE AGREEMENT MISSING LEASE AGREEMENT FOR XX   20211119/VIA: Unit #2 is in reality unleased at the moment. The data stated it was leased at 12 months, that was an error. The data has been corrected to show that the unit is unleased, with a market rent figure of $3000 per unit per month ($6000 total for both units) that comes directly from the attached Summit Valuation Report. Please see the Rental Analysis section on the last page of the SVR report. Given the correction to the data, please clear this condition. D 1
XX TY568671 FLOW POST-CLOSE 12/XX/2021  2:00:18 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 63 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS 20211105/CA: RECEIVED SIGNATURE BANK STATEMENT FOR XX (NOT AN ACCT CURRENTLY BEING USED TOWARDS LIQUIDITY). PROVIDE OPERATING AGREEMENT TO TIE BANK ACCT TO BORROWER ALONG WITH ADDTL MONTH'S BANK STATEMENT TO USE TOWARDS LIQUIDITY 20211117/CA:RECEIVED C 1
XX TY568671 FLOW POST-CLOSE 12/XX/2021  2:00:18 PM XX GUIDES CREDIT CLEAR A A AGE OF BANK STATEMENTS 92 DAYS AGE OF BANK STATEMENTS > 60 DAYS MAX ALLOWED. PROVIDE UPDATED BANK STATEMENTS   20211211/CA: NOT NEEDED FOR LIQUIDITY C 1
XX TY568671 FLOW POST-CLOSE 12/XX/2021  2:00:18 PM XX GUIDES CREDIT WAIVED B B AGE OF CREDIT REPORT 113 DAYS AGE OF CREDIT REPORTS > 90 DAYS MAX ALLOWED. PROVIDE UPDATED CREDIT REPORT. XX MAY APPROVE CREDIT HISTORY DATED PAST 30 DAYS OF LOAN ORIGINATION ON REPEAT BORROWERS.   20211216/TCP: WAIVER APPROVAL - Borrowers FICOs are 752/773 C 1
XX TY568671 FLOW POST-CLOSE 12/XX/2021  2:00:18 PM XX GUIDES CREDIT CLEAR A A INSUFFICIENT HUD-1 INCOMPLETE SETTLEMENT STATEMENT, FINAL STATEMENT IN FILE IS INCOMPLETE   20211214/CA: RECEIVED C 1
XX TY568671 FLOW POST-CLOSE 12/XX/2021  2:00:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING CLOSING PROTECTION LETTER MISSING ATTORNEY AUTHORIZATION LETTER   20211214/CA: RECEIVED D 1
XX TY568671 FLOW POST-CLOSE 12/XX/2021  2:00:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING MORTGAGE MISSING MORTGAGE / DOT   20211214/CA: RECEIVED D 1
XX TY568671 FLOW POST-CLOSE 12/XX/2021  2:00:18 PM XX MISSING DOCS CREDIT CLEAR A A MISSING RELEASE LANGUAGE  MISSING RELEASE LANGUAGE    20211214/CA: RECEIVED D 1
XX 410221000 FLOW POST-CLOSE 11/XX/2021  10:03:08 AM XX GUIDES CREDIT RESCIND A A MAX LTV LTV 70% > 65% LTV MAXIMUM. XX IS CURRENTLY VACANT AS PER APPRAISAL AND RENT RANGE. VACANCY ON CASHOUT REFI'S REQUIRES -10% REDUCTION ON LTV MAXIMUM. XX APPROVAL REQUIRED.    20211123/TCP: the loan has 4 SF properties and only one is vacant so per guidelines, its considered "occupied"  - can we have this rescinded?  Thanks  C 1
XX TY915620 FLOW POST-CLOSE 11/XX/2021  9:35:58 AM XX GUIDES CREDIT CLEAR A A MAX LTV 80 LTV / 78.43 LTC > 70 MAX ALLOWED. DSCR 1.01 WITH APPRAISAL RENT OF 2600. XX APPROVAL REQUIRED   20211029/CA: RECEIVED UPDATED RATE C 1
XX 410211041 FLOW POST-CLOSE 12/XX/2021  4:03:33 PM XX GUIDES CREDIT CLEAR A A MAX LTV 73.87% LTV > 65.00% LTV DUE TO -15% LTV REDUCTION FOR 0.93 DSCR. 3RD PARTY RENT ESTIMATE ($4,100) LOWER THAN APPRAISAL 1007 ($5,000).   20211124/CA:RECEIVED UPDATED RENT RANGE C 1