The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COMMON 001055102 464 8,647 SH   SOLE   8,647 0 0
ABBOTT LABS COMMON 002824100 635 5,481 SH   SOLE   5,481 0 0
APPLE INC COMMON 037833100 1,016 7,416 SH   SOLE   7,416 0 0
CISCO SYSTEMS INC COMMON 17275R102 673 12,699 SH   SOLE   12,699 0 0
DOMINION ENERGY INC COMMON 25746U109 457 6,211 SH   SOLE   6,211 0 0
EVERSOURCE ENERGY COMMON 30040W108 256 3,195 SH   SOLE   3,195 0 0
FIFTH THIRD BANCORP COMMON 316773100 756 19,787 SH   SOLE   19,787 0 0
GENERAL MILLS INC COMMON 370334104 350 5,744 SH   SOLE   5,744 0 0
GRAINGER W W INC COMMON 384802104 769 1,756 SH   SOLE   1,756 0 0
HOME DEPOT INC COMMON 437076102 582 1,825 SH   SOLE   1,825 0 0
ILLINOIS TOOL WORKS COMMON 452308109 454 2,033 SH   SOLE   2,033 0 0
INTL BUSINESS MCHN COMMON 459200101 569 3,880 SH   SOLE   3,880 0 0
INVESCO QQQ TR QQQ TRUST SERIES 1 46090E103 117,619 331,854 SH   SOLE   331,854 0 0
ISHARES INC MSCI CDA INDEX 464286509 32,079 860,709 SH   SOLE   860,709 0 0
ISHARES RUS 2000 VAL ETF 464287630 78,958 476,313 SH   SOLE   476,313 0 0
ISHARES RUS 2000 GRW ETF 464287648 36,154 115,993 SH   SOLE   115,993 0 0
ISHARES TR MBS FIXED BDFD 464288588 4,167 38,500 SH   SOLE   38,500 0 0
ISHARES SHRT TRS BD ETF 464288679 41,413 374,810 SH   SOLE   374,810 0 0
ISHARES TR CORE DIV GRWTH 46434V621 1,325 26,320 SH   SOLE   26,320 0 0
ISHARES TR BROAD USD HIGH 46435U853 1,053 25,250 SH   SOLE   25,250 0 0
JOHNSON & JOHNSON COMMON 478160104 510 3,097 SH   SOLE   3,097 0 0
L3HARRIS TECHNOLOGIE USD1 502431109 413 1,910 SH   SOLE   1,910 0 0
LILLY ELI & CO COMMON 532457108 966 4,207 SH   SOLE   4,207 0 0
LOCKHEED MARTIN CORP COMMON 539830109 254 671 SH   SOLE   671 0 0
MCDONALDS CORP COMMON 580135101 555 2,403 SH   SOLE   2,403 0 0
MERCK & CO INC COMMON 58933Y105 411 5,288 SH   SOLE   5,288 0 0
MICROSOFT CORP COMMON 594918104 867 3,202 SH   SOLE   3,202 0 0
PFIZER INC COMMON 717081103 406 10,369 SH   SOLE   10,369 0 0
PROCTER AND GAMBLE COM 742718109 310 2,298 SH   SOLE   2,298 0 0
SPDR S&P 500 ETF TR UNITS SER 1 S&P 78462F103 75,392 176,125 SH   SOLE   176,125 0 0
SPDR S&P 500 ETF TR UNITS SER 1 S&P 78462F103 23,543 550 SH Put SOLE   550 0 0
ETF S&P EMRG MKTS PRTFLIO EMER MARKETS 78463X509 3,874 85,152 SH   SOLE   85,152 0 0
S&P WRLD EX US DVLP WORLD EX-US ETF 78463X889 11,479 312,012 SH   SOLE   312,012 0 0
SPDR SERIES TRUST PORTFOLIO LONG TERM 78464A367 2,094 65,900 SH   SOLE   65,900 0 0
SPDR SERIES TRUST PORTFOLIO INTERMEDIA 78464A375 7,373 200,900 SH   SOLE   200,900 0 0
SPDR SERIES TRUST PORTFOLIO SHORT TERM 78464A474 4,185 133,700 SH   SOLE   133,700 0 0
SPDR S&P MTLS&MNG SPDR SERIES TRUST 78464A755 28,274 656,608 SH   SOLE   656,608 0 0
SPDR SERIES TRUST SPDR PRT S&P 500 ETF 78464A854 21,697 431,099 SH   SOLE   431,099 0 0
SPDR SER TR SPDR S&P 600 SMLCAP 78468R853 2,678 60,936 SH   SOLE   60,936 0 0
SCHWAB STRATEGIC T US DIVIDEND EQUTY ET 808524797 1,428 18,882 SH   SOLE   18,882 0 0
SELECT SECTOR SPDR SBI INT-ENERGY 81369Y506 14,869 276,015 SH   SOLE   276,015 0 0
SOUTHERN CO COMMON 842587107 516 8,526 SH   SOLE   8,526 0 0
SYSCO CORP COMMON 871829107 507 6,523 SH   SOLE   6,523 0 0
TARGET CORPORATION COMMON 87612E106 644 2,663 SH   SOLE   2,663 0 0
TRUIST FINANCIAL COR COM USD5 89832Q109 599 10,791 SH   SOLE   10,791 0 0
VANECK VECTORS FALLEN ANGEL USD BD 92189F437 2,142 65,100 SH   SOLE   65,100 0 0
VANGUARD SPECIALIZED DIV APPRECIATION 921908844 1,352 8,734 SH   SOLE   8,734 0 0
VANGUARD MALVERN F SH-TERM INFL PROTECD 922020805 30,094 574,194 SH   SOLE   574,194 0 0
VANGUARD INDEX TR GROWTH 922908736 80,848 281,887 SH   SOLE   281,887 0 0
VANGUARD INDEX TR VALUE 922908744 67,424 490,498 SH   SOLE   490,498 0 0
WALMART INC COMMON 931142103 622 4,413 SH   SOLE   4,413 0 0
WASTE MANAGEMENT INC COMMON 94106L109 661 4,719 SH   SOLE   4,719 0 0
GARMIN LTD COMMON H2906T109 766 5,295 SH   SOLE   5,295 0 0