The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 486,129 5,019 SH   SOLE   0 0 5,019
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 957,345 6,423 SH   SOLE   0 0 6,423
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 233,401 2,270 SH   SOLE   0 0 2,270
ALLEGION PLC ORD SHS G0176J109 BBG003PS7JW0 367,409 3,526 SH   SOLE   0 0 3,526
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,106,160 8,453 SH   SOLE   0 0 8,453
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 330,509 2,507 SH   SOLE   0 0 2,507
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 537,668 12,786 SH   SOLE   0 0 12,786
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,403,701 18,909 SH   SOLE   0 0 18,909
AMGEN INC COM 031162100 BBG001S5NNL6 657,399 2,446 SH   SOLE   0 0 2,446
APOLLO GLOBAL MGMT INC COM 03769M106 BBG00ZNLTFL2 353,565 3,939 SH   SOLE   0 0 3,939
APPLE INC COM 037833100 BBG001S5N8V8 13,367,155 78,075 SH   SOLE   0 0 78,075
AT&T INC COM 00206R102 BBG001S5VWH2 165,695 11,032 SH   SOLE   0 0 11,032
AXT INC COM 00246W103 BBG001S7SPZ7 356,846 148,686 SH   SOLE   0 0 148,686
BELPOINTE PREP LLC UNIT RP LTD LB A 080694102 BBG012YQ6253 1,137,410 13,272 SH   SOLE   0 0 13,272
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 4,783,293 9 SH   SOLE   0 0 9
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,697,554 4,846 SH   SOLE   0 0 4,846
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107 BBG001SBLZS1 234,526 24,532 SH   SOLE   0 0 24,532
BLACKSTONE INC COM 09260D107 BBG001S7H949 239,029 2,231 SH   SOLE   0 0 2,231
BOEING CO COM 097023105 BBG001S5P0V3 395,052 2,061 SH   SOLE   0 0 2,061
BP PLC SPONSORED ADR 055622104 BBG001S5W4F5 290,168 7,494 SH   SOLE   0 0 7,494
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 413,114 7,118 SH   SOLE   0 0 7,118
CALIFORNIA BANCORP INC COM 13005U101 BBG00H2MZSW6 527,625 26,250 SH   SOLE   0 0 26,250
CARDINAL HEALTH INC COM 14149Y108 BBG001S7PC34 294,187 3,388 SH   SOLE   0 0 3,388
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 264,118 1,566 SH   SOLE   0 0 1,566
COCA COLA CO COM 191216100 BBG001S5SMQ8 228,633 4,084 SH   SOLE   0 0 4,084
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 6,605,124 55,135 SH   SOLE   0 0 55,135
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 2,284,584 4,044 SH   SOLE   0 0 4,044
CUMMINS INC COM 231021106 BBG001S5Q9M3 248,753 1,089 SH   SOLE   0 0 1,089
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 320,588 1,292 SH   SOLE   0 0 1,292
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 332,661 12,697 SH   SOLE   0 0 12,697
DISNEY WALT CO COM 254687106 BBG001S5QHF3 652,888 8,055 SH   SOLE   0 0 8,055
ELI LILLY & CO COM 532457108 BBG001S5STL8 444,562 828 SH   SOLE   0 0 828
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 336,673 2,863 SH   SOLE   0 0 2,863
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824 BBG00DRFDQX0 822,863 16,921 SH   SOLE   0 0 16,921
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 6,911,601 158,669 SH   SOLE   0 0 158,669
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 BBG0043NRZR1 178,720 11,191 SH   SOLE   0 0 11,191
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 BBG00MFP1CK9 222,928 11,500 SH   SOLE   0 0 11,500
FIRST TR EXCHANGE-TRADED ALP MID CP GR ALPH 33737M102 BBG001V11W62 266,959 4,398 SH   SOLE   0 0 4,398
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 BBG001SQ1882 1,263,612 17,162 SH   SOLE   0 0 17,162
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 BBG006XT8631 1,011,889 17,029 SH   SOLE   0 0 17,029
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 BBG007GFNV45 2,332,903 49,384 SH   SOLE   0 0 49,384
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 BBG005SW6WS0 421,359 9,170 SH   SOLE   0 0 9,170
FIRST TR EXCHNG TRADED FD VI CBOE EQT BUFER 33740F847 BBG00QQFKGH4 1,709,487 43,989 SH   SOLE   0 0 43,989
FIRST TR EXCHNG TRADED FD VI CBOE EQT DEP NOV 33740F839 BBG00QQFKRG1 1,757,537 49,536 SH   SOLE   0 0 49,536
FIRST TR EXCHNG TRADED FD VI CBOE VEST NAS100 33740U836 BBG012G2S6M4 1,464,549 67,553 SH   SOLE   0 0 67,553
FIRST TR EXCHNG TRADED FD VI CBOE VEST NAS100 33740F581 BBG00ZR07V60 246,139 10,243 SH   SOLE   0 0 10,243
FIRST TR EXCHNG TRADED FD VI CBOE VEST NAS100 33740F557 BBG011FRQW74 1,836,883 83,991 SH   SOLE   0 0 83,991
FIRST TR EXCHNG TRADED FD VI CBOE VEST US BUF 33740F748 BBG00TSG2686 6,340,986 165,561 SH   SOLE   0 0 165,561
FIRST TR EXCHNG TRADED FD VI CBOE VEST US DEP 33740U802 BBG0101Q66H1 267,786 8,832 SH   SOLE   0 0 8,832
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U208 BBG00VZR6K84 2,935,976 76,557 SH   SOLE   0 0 76,557
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U737 BBG01FCRRYM4 789,106 25,612 SH   SOLE   0 0 25,612
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U786 BBG01462JDB8 528,937 16,082 SH   SOLE   0 0 16,082
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F433 BBG01H04M604 1,167,718 39,410 SH   SOLE   0 0 39,410
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U885 BBG0101Q5ZQ8 1,065,483 33,028 SH   SOLE   0 0 33,028
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F698 BBG00W2861Z2 300,295 8,840 SH   SOLE   0 0 8,840
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F631 BBG00YXMQGQ8 1,139,573 35,172 SH   SOLE   0 0 35,172
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F516 BBG01C9WWJR6 246,465 7,645 SH   SOLE   0 0 7,645
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722 BBG00VC9S4V5 9,824,261 242,335 SH   SOLE   0 0 242,335
FIRST TR EXCHNG TRADED FD VI FT CBOE EQTY BFR 33740U505 BBG00YGC7V96 2,711,601 77,056 SH   SOLE   0 0 77,056
FIRST TR EXCHNG TRADED FD VI FT CBOE US EQ MD 33740F458 BBG01GCNPTX2 688,157 22,436 SH   SOLE   0 0 22,436
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST 100 33740F649 BBG00YGC9804 399,103 17,635 SH   SOLE   0 0 17,635
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST BFR 33740F623 BBG00YXMPLL3 1,476,316 40,447 SH   SOLE   0 0 40,447
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST MAR 33740F599 BBG00ZR067X4 864,266 24,554 SH   SOLE   0 0 24,554
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST U S 33740F441 BBG01GN8WTL8 253,052 8,202 SH   SOLE   0 0 8,202
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST U S 33740U661 BBG01HCDPVH5 282,514 9,436 SH   SOLE   0 0 9,436
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740U307 BBG00X9DXZP8 4,120,626 111,128 SH   SOLE   0 0 111,128
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740F482 BBG01FTSQPD4 879,191 27,761 SH   SOLE   0 0 27,761
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 1,397,950 33,241 SH   SOLE   0 0 33,241
FIRST TR EXCHNG TRADED FD VI US EQT BUFFER 33740F763 BBG00RPK2N78 2,682,097 68,807 SH   SOLE   0 0 68,807
FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771 BBG00RPLC4T3 753,055 21,611 SH   SOLE   0 0 21,611
FIRST TR EXCHNG TRADED FD VI VEST US BUFFER 33740F862 BBG00QQFDN69 3,400,795 90,979 SH   SOLE   0 0 90,979
FIRST TR EXCHNG TRADED FD VI VEST US EQTY BUF 33740F664 BBG00XS5NBW0 329,756 9,027 SH   SOLE   0 0 9,027
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 BBG001ST6916 937,081 14,466 SH   SOLE   0 0 14,466
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 BBG001ST68X3 2,306,565 28,441 SH   SOLE   0 0 28,441
FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108 BBG001ST6943 899,265 9,764 SH   SOLE   0 0 9,764
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 BBG001SNH6H6 477,553 4,592 SH   SOLE   0 0 4,592
FIRST TR NASDAQ 100 TECH IND SHS 337345102 BBG001SQWVL2 389,469 2,681 SH   SOLE   0 0 2,681
FIRST TR SML CP CORE ALPHA F COM SHS 33734Y109 BBG001ST68W4 595,905 7,388 SH   SOLE   0 0 7,388
FIRST TR VALUE LINE DIVID IN SHS 33734H106 BBG001SLWD88 529,372 14,158 SH   SOLE   0 0 14,158
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108 BBG001ST6961 1,105,025 11,420 SH   SOLE   0 0 11,420
FLOWERS FOODS INC COM 343498101 BBG001S5R7L7 206,101 9,292 SH   SOLE   0 0 9,292
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 276,667 1,252 SH   SOLE   0 0 1,252
GENERAL MLS INC COM 370334104 BBG001S5RKR2 410,201 6,410 SH   SOLE   0 0 6,410
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 358,893 3,585 SH   SOLE   0 0 3,585
HIGHLAND OPPORTUNITIES HIGHLAND INCOME 43010E404 BBG001V1HXF3 138,422 17,217 SH   SOLE   0 0 17,217
HOME DEPOT INC COM 437076102 BBG001S5RTW7 579,868 1,919 SH   SOLE   0 0 1,919
INDEPENDENCE RLTY TR INC COM 45378A106 BBG004Q00LJ5 424,436 30,166 SH   SOLE   0 0 30,166
INGERSOLL RAND INC COM 45687V106 BBG002R1CW36 583,930 9,164 SH   SOLE   0 0 9,164
INNOVATOR ETFS TR GRWT100 PWR BF 45782C334 BBG00SXJYPC4 573,595 13,716 SH   SOLE   0 0 13,716
INNOVATOR ETFS TR GRWT100 PWR BF 45782C466 BBG00R879TP6 237,096 5,843 SH   SOLE   0 0 5,843
INNOVATOR ETFS TR GRWT100 PWR BUF 45782C276 BBG00VSHC6L3 309,880 6,100 SH   SOLE   0 0 6,100
INNOVATOR ETFS TR US EQT ULTRA BF 45782C672 BBG00PVP3G50 554,829 19,359 SH   SOLE   0 0 19,359
INNOVATOR ETFS TR US EQTY PWR BF 45782C680 BBG00PVP39R2 3,376,905 108,757 SH   SOLE   0 0 108,757
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 BBG00TGM5Q16 619,212 20,976 SH   SOLE   0 0 20,976
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 BBG00MYXKL20 858,492 24,672 SH   SOLE   0 0 24,672
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 BBG00QPZ1F93 4,404,485 133,227 SH   SOLE   0 0 133,227
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 BBG00Q4028Q9 2,005,106 61,886 SH   SOLE   0 0 61,886
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 BBG00RHZ5CR3 947,383 31,106 SH   SOLE   0 0 31,106
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 BBG00S1NDLX9 2,341,018 69,902 SH   SOLE   0 0 69,902
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 BBG00QYND1G0 728,747 22,520 SH   SOLE   0 0 22,520
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 BBG00LNDTJL3 1,186,746 35,215 SH   SOLE   0 0 35,215
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 BBG00KJR2976 321,701 10,670 SH   SOLE   0 0 10,670
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 6,566,697 18,329 SH   SOLE   0 0 18,329
ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 1,052,035 19,719 SH   SOLE   0 0 19,719
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 490,980 5,066 SH   SOLE   0 0 5,066
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 972,353 3,900 SH   SOLE   0 0 3,900
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 354,209 3,755 SH   SOLE   0 0 3,755
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 834,641 8,861 SH   SOLE   0 0 8,861
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 22,632,371 52,703 SH   SOLE   0 0 52,703
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 5,238,763 119,839 SH   SOLE   0 0 119,839
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 2,127,670 24,654 SH   SOLE   0 0 24,654
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 2,413,650 49,329 SH   SOLE   0 0 49,329
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 4,446,653 47,350 SH   SOLE   0 0 47,350
ISHARES TR FLTG RATE NT ETF 46429B655 BBG001V1QYX1 894,489 17,577 SH   SOLE   0 0 17,577
ISHARES TR GLOBAL TECH ETF 464287291 BBG001S60KQ0 634,101 10,963 SH   SOLE   0 0 10,963
ISHARES TR IBDS DEC28 ETF 46435U515 BBG00M0P3SC7 584,680 24,331 SH   SOLE   0 0 24,331
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 1,242,034 12,174 SH   SOLE   0 0 12,174
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 333,798 4,045 SH   SOLE   0 0 4,045
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 459,800 5,178 SH   SOLE   0 0 5,178
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 783,217 11,364 SH   SOLE   0 0 11,364
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 1,399,907 19,341 SH   SOLE   0 0 19,341
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 3,795,846 28,802 SH   SOLE   0 0 28,802
ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 528,190 5,822 SH   SOLE   0 0 5,822
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 2,649,034 25,834 SH   SOLE   0 0 25,834
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 581,661 19,292 SH   SOLE   0 0 19,292
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 243,376 1,036 SH   SOLE   0 0 1,036
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 633,558 2,382 SH   SOLE   0 0 2,382
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 1,305,284 8,598 SH   SOLE   0 0 8,598
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 353,131 1,575 SH   SOLE   0 0 1,575
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 352,159 2,598 SH   SOLE   0 0 2,598
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 302,917 3,316 SH   SOLE   0 0 3,316
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 387,623 3,715 SH   SOLE   0 0 3,715
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,410,703 7,982 SH   SOLE   0 0 7,982
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 220,309 899 SH   SOLE   0 0 899
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 1,033,291 15,102 SH   SOLE   0 0 15,102
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 508,720 4,726 SH   SOLE   0 0 4,726
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 229,995 2,236 SH   SOLE   0 0 2,236
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 284,712 3,191 SH   SOLE   0 0 3,191
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 1,707,292 16,272 SH   SOLE   0 0 16,272
ISHARES TR US HLTHCARE ETF 464287762 BBG001SFGXR4 234,151 867 SH   SOLE   0 0 867
ISHARES TR US INFRASTRUC 46435U713 BBG00KHHFPF1 426,084 11,645 SH   SOLE   0 0 11,645
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 493,207 22,378 SH   SOLE   0 0 22,378
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 201,003 3,753 SH   SOLE   0 0 3,753
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,178,899 7,569 SH   SOLE   0 0 7,569
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 631,798 4,357 SH   SOLE   0 0 4,357
LAUDER ESTEE COS INC CL A 518439104 BBG001S8L5H6 230,413 1,594 SH   SOLE   0 0 1,594
MCDONALDS CORP COM 580135101 BBG001S5T110 524,138 1,990 SH   SOLE   0 0 1,990
MERCK & CO INC COM 58933Y105 BBG001S5TC52 453,892 4,409 SH   SOLE   0 0 4,409
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 389,372 1,297 SH   SOLE   0 0 1,297
MICROSOFT CORP COM 594918104 BBG001S5TD05 6,612,099 20,941 SH   SOLE   0 0 20,941
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 341,875 4,926 SH   SOLE   0 0 4,926
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 BBG001S77X29 6,911 21,250 SH   SOLE   0 0 21,250
NUVEEN QUALITY MUNCP INCOME COM 67066V101 BBG001SCTFM1 128,312 12,654 SH   SOLE   0 0 12,654
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,115,015 2,563 SH   SOLE   0 0 2,563
ORACLE CORP COM 68389X105 BBG001S5SJG6 342,638 3,235 SH   SOLE   0 0 3,235
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 480,226 1,233 SH   SOLE   0 0 1,233
PEAKSTONE REALTY TRUST COMMON SHARES 39818P799 BBG00XTV8H01 547,868 32,925 SH   SOLE   0 0 32,925
PEPSICO INC COM 713448108 BBG001S695T1 409,460 2,417 SH   SOLE   0 0 2,417
PFIZER INC COM 717081103 BBG001S5V466 545,310 16,440 SH   SOLE   0 0 16,440
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 738,389 7,976 SH   SOLE   0 0 7,976
PHILLIPS 66 COM 718546104 BBG00286S4P7 2,227,421 18,539 SH   SOLE   0 0 18,539
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 264,403 3,008 SH   SOLE   0 0 3,008
PIMCO ETF TR INV GRD CRP BD 72201R817 BBG001TCGQY7 321,107 3,524 SH   SOLE   0 0 3,524
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 379,642 2,603 SH   SOLE   0 0 2,603
QUAKER HOUGHTON COM 747316107 BBG001S969X5 219,086 1,369 SH   SOLE   0 0 1,369
QUALCOMM INC COM 747525103 BBG001S6VS70 340,182 3,063 SH   SOLE   0 0 3,063
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 241,641 4,401 SH   SOLE   0 0 4,401
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 356,048 10,484 SH   SOLE   0 0 10,484
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 595,960 11,778 SH   SOLE   0 0 11,778
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 274,297 4,053 SH   SOLE   0 0 4,053
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 231,863 5,598 SH   SOLE   0 0 5,598
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 BBG0113JGQG9 1,146,607 17,386 SH   SOLE   0 0 17,386
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 477,303 3,707 SH   SOLE   0 0 3,707
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 558,362 1,667 SH   SOLE   0 0 1,667
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 949,667 30,625 SH   SOLE   0 0 30,625
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 5,776,692 13,513 SH   SOLE   0 0 13,513
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 298,085 3,297 SH   SOLE   0 0 3,297
SPDR SER TR PORTFLI HIGH YLD 78468R606 BBG0034VNBZ2 1,220,719 54,448 SH   SOLE   0 0 54,448
SPDR SER TR PORTFOLIO AGRGTE 78464A649 BBG001STKD11 1,746,394 71,750 SH   SOLE   0 0 71,750
SPDR SER TR PORTFOLIO CRPORT 78464A144 BBG001V10544 1,658,070 60,119 SH   SOLE   0 0 60,119
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 1,064,178 24,302 SH   SOLE   0 0 24,302
SPDR SER TR S&P 600 SMCP GRW 78464A201 BBG001SG4275 637,243 8,697 SH   SOLE   0 0 8,697
SPDR SER TR SPDR S&P1500VL 78464A128 BBG003HBVT20 889,031 6,149 SH   SOLE   0 0 6,149
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 BBG001T96GD0 251,504 33,180 SH   SOLE   0 0 33,180
STARBUCKS CORP COM 855244109 BBG001S72KH6 1,400,700 15,347 SH   SOLE   0 0 15,347
TARGET CORP COM 87612E106 BBG001SC0K41 416,273 3,765 SH   SOLE   0 0 3,765
TESLA INC COM 88160R101 BBG001SQKGD7 1,094,914 4,376 SH   SOLE   0 0 4,376
TINGO GROUP INC COM 55328R109 BBG001SK4CY4 11,293 11,018 SH   SOLE   0 0 11,018
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 1,971,271 9,715 SH   SOLE   0 0 9,715
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 479,466 2,450 SH   SOLE   0 0 2,450
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 1,132,577 5,439 SH   SOLE   0 0 5,439
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 4,981,720 12,686 SH   SOLE   0 0 12,686
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 219,299 1,375 SH   SOLE   0 0 1,375
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 513,820 2,419 SH   SOLE   0 0 2,419
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 1,412,971 10,244 SH   SOLE   0 0 10,244
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 731,731 4,709 SH   SOLE   0 0 4,709
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 685,317 6,633 SH   SOLE   0 0 6,633
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 BBG001SHVR41 238,591 1,306 SH   SOLE   0 0 1,306
VISA INC COM CL A 92826C839 BBG001SRCFY3 927,092 4,031 SH   SOLE   0 0 4,031
VROOM INC COM 92918V109 BBG009NGKQM5 13,440 12,000 SH   SOLE   0 0 12,000
WALMART INC COM 931142103 BBG001S5XH92 485,117 3,033 SH   SOLE   0 0 3,033
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 1,391,442 34,054 SH   SOLE   0 0 34,054