Compliance Manager

0001865158-23-000002.txt : 20230201 0001865158-23-000002.hdr.sgml : 20230201 20230201121821 ACCESSION NUMBER: 0001865158-23-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20221231 FILED AS OF DATE: 20230201 DATE AS OF CHANGE: 20230201 EFFECTIVENESS DATE: 20230201 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Keystone Financial Services CENTRAL INDEX KEY: 0001865158 IRS NUMBER: 274282782 STATE OF INCORPORATION: CO FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-21556 FILM NUMBER: 23575691 BUSINESS ADDRESS: STREET 1: 4090 CLYDESDALE PARKWAY STREET 2: SUITE 201 CITY: LOVELAND STATE: CO ZIP: 80538 BUSINESS PHONE: 970-744-5408 MAIL ADDRESS: STREET 1: 4090 CLYDESDALE PARKWAY STREET 2: SUITE 201 CITY: LOVELAND STATE: CO ZIP: 80538 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001865158 XXXXXXXX 12-31-2022 12-31-2022 Keystone Financial Services

4090 CLYDESDALE PARKWAY SUITE 201 LOVELAND CO 80538

13F HOLDINGS REPORT 028-21556 000310623 801-119534 N Wendi Warren Compliance Manager 9707445408 Wendi Warren Wooster OH 02-01-2023 0 185 185981814 false INFORMATION TABLE 2 keystonefinancialservices13f.xml AGNC INVT CORP COM 00123Q104 78265 6747 SH SOLE 0 0 0 6747 AGNC INVT CORP COM 00123Q104 42433 3658 SH SOLE 0 0 0 3658 ALPHABET INC CAP STK CL C 02079K107 823928 8250 SH SOLE 0 0 0 8250 ALPHABET INC CAP STK CL C 02079K107 6891 69 SH SOLE 0 0 0 69 ALPHABET INC CAP STK CL C 02079K107 472285 4729 SH SOLE 0 0 0 4729 ALPHABET INC CAP STK CL A 02079K305 221995 2246 SH SOLE 0 0 0 2246 ALPHABET INC CAP STK CL A 02079K305 33902 343 SH SOLE 0 0 0 343 AMERICAN EXPRESS CO COM 025816109 126125 721 SH SOLE 0 0 0 721 AMERICAN EXPRESS CO COM 025816109 1225 7 SH SOLE 0 0 0 7 AMERICAN EXPRESS CO COM 025816109 160411 917 SH SOLE 0 0 0 917 AMERISOURCEBERGEN CORP COM 03073E105 540841 3201 SH SOLE 0 0 0 3201 AMERISOURCEBERGEN CORP COM 03073E105 4224 25 SH SOLE 0 0 0 25 AMERISOURCEBERGEN CORP COM 03073E105 76201 451 SH SOLE 0 0 0 451 ANALOG DEVICES INC COM 032654105 455662 2657 SH SOLE 0 0 0 2657 ANALOG DEVICES INC COM 032654105 4287 25 SH SOLE 0 0 0 25 ANALOG DEVICES INC COM 032654105 61558 359 SH SOLE 0 0 0 359 APPLE INC COM 037833100 693025 4803 SH SOLE 0 0 0 4803 BANK NEW YORK MELLON CORP COM 064058100 291283 5760 SH SOLE 0 0 0 5760 BANK NEW YORK MELLON CORP COM 064058100 2882 57 SH SOLE 0 0 0 57 BANK NEW YORK MELLON CORP COM 064058100 210927 4171 SH SOLE 0 0 0 4171 BECTON DICKINSON & CO COM 075887109 413186 1638 SH SOLE 0 0 0 1638 BECTON DICKINSON & CO COM 075887109 4036 16 SH SOLE 0 0 0 16 BECTON DICKINSON & CO COM 075887109 235573 934 SH SOLE 0 0 0 934 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1585014 5088 SH SOLE 0 0 0 5088 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 13395 43 SH SOLE 0 0 0 43 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 786900 2526 SH SOLE 0 0 0 2526 BLACKROCK ETF TRUST US CARBON TRANS 09290C509 24437 541 SH SOLE 0 0 0 541 BLACKROCK ETF TRUST US CARBON TRANS 09290C509 411760 9116 SH SOLE 0 0 0 9116 BOOKING HOLDINGS INC COM 09857L108 443006 182 SH SOLE 0 0 0 182 BOOKING HOLDINGS INC COM 09857L108 4868 2 SH SOLE 0 0 0 2 BOOKING HOLDINGS INC COM 09857L108 408929 168 SH SOLE 0 0 0 168 BROADRIDGE FINL SOLUTIONS IN COM 11133T103 250650 1667 SH SOLE 0 0 0 1667 CARMAX INC COM 143130102 358097 5083 SH SOLE 0 0 0 5083 CARMAX INC COM 143130102 2888 41 SH SOLE 0 0 0 41 CARMAX INC COM 143130102 286802 4071 SH SOLE 0 0 0 4071 CIGNA CORP NEW COM 125523100 278670 880 SH SOLE 0 0 0 880 COMCAST CORP NEW CL A 20030N101 493167 12533 SH SOLE 0 0 0 12533 COMCAST CORP NEW CL A 20030N101 4801 122 SH SOLE 0 0 0 122 COMCAST CORP NEW CL A 20030N101 286940 7292 SH SOLE 0 0 0 7292 DIAMONDBACK ENERGY INC COM 25278X109 84165 576 SH SOLE 0 0 0 576 DIAMONDBACK ENERGY INC COM 25278X109 41644 285 SH SOLE 0 0 0 285 DIAMONDBACK ENERGY INC COM 25278X109 209828 1436 SH SOLE 0 0 0 1436 DOLLAR TREE INC COM 256746108 10062 67 SH SOLE 0 0 0 67 DOLLAR TREE INC COM 256746108 222116 1479 SH SOLE 0 0 0 1479 EBAY INC. 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COM 278642103 322394 6513 SH SOLE 0 0 0 6513 ENBRIDGE INC COM 29250N105 516058 12596 SH SOLE 0 0 0 12596 ENBRIDGE INC COM 29250N105 4179 102 SH SOLE 0 0 0 102 ENBRIDGE INC COM 29250N105 282447 6894 SH SOLE 0 0 0 6894 EXXON MOBIL CORP COM 30231G102 217635 1876 SH SOLE 0 0 0 1876 EXXON MOBIL CORP COM 30231G102 2088 18 SH SOLE 0 0 0 18 EXXON MOBIL CORP COM 30231G102 30743 265 SH SOLE 0 0 0 265 FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 66633 1387 SH SOLE 0 0 0 1387 FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 167615 3489 SH SOLE 0 0 0 3489 FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 128826 2833 SH SOLE 0 0 0 2833 FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 312630 6875 SH SOLE 0 0 0 6875 FISERV INC COM 337738108 107000 1003 SH SOLE 0 0 0 1003 FISERV INC COM 337738108 45979 431 SH SOLE 0 0 0 431 FISERV INC COM 337738108 189677 1778 SH SOLE 0 0 0 1778 GENERAL DYNAMICS CORP COM 369550108 386180 1657 SH SOLE 0 0 0 1657 GENERAL DYNAMICS CORP COM 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1422999 16187 SH SOLE 0 0 0 16187 ISHARES TR JPMORGAN USD EMG 464288281 1120413 12745 SH SOLE 0 0 0 12745 ISHARES TR EAFE VALUE ETF 464288877 5261089 105985 SH SOLE 0 0 0 105985 ISHARES TR EAFE VALUE ETF 464288877 7465493 150393 SH SOLE 0 0 0 150393 ISHARES TR EAFE VALUE ETF 464288877 15239 307 SH SOLE 0 0 0 307 ISHARES TR EAFE GRWTH ETF 464288885 4801916 52406 SH SOLE 0 0 0 52406 ISHARES TR EAFE GRWTH ETF 464288885 6821463 74446 SH SOLE 0 0 0 74446 ISHARES TR TIPS BD ETF 464287176 422105 3885 SH SOLE 0 0 0 3885 ISHARES TR TIPS BD ETF 464287176 813680 7489 SH SOLE 0 0 0 7489 ISHARES TR CORE S&P SCP ETF 464287804 1059024 10218 SH SOLE 0 0 0 10218 ISHARES TR CORE S&P SCP ETF 464287804 1448289 13974 SH SOLE 0 0 0 13974 ISHARES TR CORE S&P500 ETF 464287200 17882379 43796 SH SOLE 0 0 0 43796 ISHARES TR CORE S&P500 ETF 464287200 24327632 59581 SH SOLE 0 0 0 59581 ISHARES TR U.S. TECH ETF 464287721 2059722 24909 SH SOLE 0 0 0 24909 ISHARES TR U.S. TECH ETF 464287721 2882710 34862 SH SOLE 0 0 0 34862 JPMORGAN CHASE & CO COM 46625H100 806139 5760 SH SOLE 0 0 0 5760 JPMORGAN CHASE & CO COM 46625H100 4339 31 SH SOLE 0 0 0 31 JPMORGAN CHASE & CO COM 46625H100 296575 2119 SH SOLE 0 0 0 2119 LABORATORY CORP AMER HLDGS COM NEW 50540R409 102613 407 SH SOLE 0 0 0 407 LABORATORY CORP AMER HLDGS COM NEW 50540R409 47651 189 SH SOLE 0 0 0 189 LABORATORY CORP AMER HLDGS COM NEW 50540R409 164634 653 SH SOLE 0 0 0 653 LIGHTNING EMOTORS INC COM 53228T101 44451 51176 SH SOLE 0 0 0 51176 LOCKHEED MARTIN CORP COM 539830109 300255 648 SH SOLE 0 0 0 648 LOCKHEED MARTIN CORP COM 539830109 2780 6 SH SOLE 0 0 0 6 LOCKHEED MARTIN CORP COM 539830109 205687 444 SH SOLE 0 0 0 444 MCKESSON CORP COM 58155Q103 359384 949 SH SOLE 0 0 0 949 MCKESSON CORP COM 58155Q103 48092 127 SH SOLE 0 0 0 127 MCKESSON CORP COM 58155Q103 217362 574 SH SOLE 0 0 0 574 META PLATFORMS INC CL A 30303M102 388961 2611 SH SOLE 0 0 0 2611 META PLATFORMS INC CL A 30303M102 3128 21 SH SOLE 0 0 0 21 META PLATFORMS INC CL A 30303M102 323563 2172 SH SOLE 0 0 0 2172 MICROSOFT CORP COM 594918104 484221 1954 SH SOLE 0 0 0 1954 MICROSOFT CORP COM 594918104 3469 14 SH SOLE 0 0 0 14 MICROSOFT CORP COM 594918104 86238 348 SH SOLE 0 0 0 348 NOVARTIS AG SPONSORED ADR 66987V109 460440 5081 SH SOLE 0 0 0 5081 NOVARTIS AG SPONSORED ADR 66987V109 4440 49 SH SOLE 0 0 0 49 NOVARTIS AG SPONSORED ADR 66987V109 68418 755 SH SOLE 0 0 0 755 OMNICOM GROUP INC COM 681919106 194131 2258 SH SOLE 0 0 0 2258 OMNICOM GROUP INC COM 681919106 1806 21 SH SOLE 0 0 0 21 OMNICOM GROUP INC COM 681919106 32762 381 SH SOLE 0 0 0 381 ORACLE CORP COM 68389X105 933450 10552 SH SOLE 0 0 0 10552 ORACLE CORP COM 68389X105 8934 101 SH SOLE 0 0 0 101 ORACLE CORP COM 68389X105 125525 1419 SH SOLE 0 0 0 1419 PHILIP MORRIS INTL INC COM 718172109 640607 6146 SH SOLE 0 0 0 6146 PHILIP MORRIS INTL INC COM 718172109 6150 59 SH SOLE 0 0 0 59 PHILIP MORRIS INTL INC COM 718172109 81933 786 SH SOLE 0 0 0 786 QUALCOMM INC COM 747525103 215933 1621 SH SOLE 0 0 0 1621 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SPDR S&P 500 ETF TR TR UNIT 78462F103 273191 672 SH SOLE 0 0 0 672 SPDR S&P 500 ETF TR TR UNIT 78462F103 113408 279 SH SOLE 0 0 0 279 UNILEVER PLC SPON ADR NEW 904767704 429508 8405 SH SOLE 0 0 0 8405 UNILEVER PLC SPON ADR NEW 904767704 4037 79 SH SOLE 0 0 0 79 UNILEVER PLC SPON ADR NEW 904767704 57130 1118 SH SOLE 0 0 0 1118 VANGUARD INDEX FDS TOTAL STK MKT 922908769 243709 1192 SH SOLE 0 0 0 1192 VANGUARD INDEX FDS TOTAL STK MKT 922908769 562372 2751 SH SOLE 0 0 0 2751 VANGUARD INDEX FDS TOTAL STK MKT 922908769 73390 359 SH SOLE 0 0 0 359 VANGUARD INDEX FDS SMALL CP ETF 922908751 489073 2419 SH SOLE 0 0 0 2419 VISA INC COM CL A 92826C839 471931 2050 SH SOLE 0 0 0 2050 VISA INC COM CL A 92826C839 3914 17 SH SOLE 0 0 0 17 VISA INC COM CL A 92826C839 73897 321 SH SOLE 0 0 0 321 WELLS FARGO CO NEW COM 949746101 376741 8038 SH SOLE 0 0 0 8038 WELLS FARGO CO NEW COM 949746101 3703 79 SH SOLE 0 0 0 79 WELLS FARGO CO NEW COM 949746101 357806 7634 SH SOLE 0 0 0 7634 WYNDHAM HOTELS & RESORTS 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