Compliance Manager

0001865158-22-000006.txt : 20221028 0001865158-22-000006.hdr.sgml : 20221028 20221028100703 ACCESSION NUMBER: 0001865158-22-000006 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220930 FILED AS OF DATE: 20221028 DATE AS OF CHANGE: 20221028 EFFECTIVENESS DATE: 20221028 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Keystone Financial Services CENTRAL INDEX KEY: 0001865158 IRS NUMBER: 274282782 STATE OF INCORPORATION: CO FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-21556 FILM NUMBER: 221339424 BUSINESS ADDRESS: STREET 1: 4090 CLYDESDALE PARKWAY STREET 2: SUITE 201 CITY: LOVELAND STATE: CO ZIP: 80538 BUSINESS PHONE: 970-744-5408 MAIL ADDRESS: STREET 1: 4090 CLYDESDALE PARKWAY STREET 2: SUITE 201 CITY: LOVELAND STATE: CO ZIP: 80538 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001865158 XXXXXXXX 09-30-2022 09-30-2022 Keystone Financial Services

4090 CLYDESDALE PARKWAY SUITE 201 LOVELAND CO 80538

13F HOLDINGS REPORT 028-21556 N Wendi Warren Compliance Manager 9707445408 Wendi Warren Wooster OH 10-28-2022 0 183 172108 false INFORMATION TABLE 2 KeystoneFinancialServices13f.xml ALPHABET INC CAP STK CL A 02079K305 193 2092 SH SOLE 0 0 0 2092 ALPHABET INC CAP STK CL A 02079K305 34 365 SH SOLE 0 0 0 365 ALPHABET INC CAP STK CL C 02079K107 735 7939 SH SOLE 0 0 0 7939 ALPHABET INC CAP STK CL C 02079K107 6 69 SH SOLE 0 0 0 69 ALPHABET INC CAP STK CL C 02079K107 449 4845 SH SOLE 0 0 0 4845 AMERICAN EXPRESS CO COM 025816109 101 689 SH SOLE 0 0 0 689 AMERICAN EXPRESS CO COM 025816109 1 7 SH SOLE 0 0 0 7 AMERICAN EXPRESS CO COM 025816109 135 917 SH SOLE 0 0 0 917 AMERICAN INTL GROUP INC COM NEW 026874784 221 4037 SH SOLE 0 0 0 4037 AMERISOURCEBERGEN CORP COM 03073E105 466 2992 SH SOLE 0 0 0 2992 AMERISOURCEBERGEN CORP COM 03073E105 4 25 SH SOLE 0 0 0 25 AMERISOURCEBERGEN CORP COM 03073E105 75 478 SH SOLE 0 0 0 478 ANALOG DEVICES INC COM 032654105 359 2551 SH SOLE 0 0 0 2551 ANALOG DEVICES INC COM 032654105 4 25 SH SOLE 0 0 0 25 ANALOG DEVICES INC COM 032654105 57 405 SH SOLE 0 0 0 405 APPLE INC COM 037833100 695 4803 SH SOLE 0 0 0 4803 BANK NEW YORK MELLON CORP COM 064058100 229 5500 SH SOLE 0 0 0 5500 BANK NEW YORK MELLON CORP COM 064058100 2 57 SH SOLE 0 0 0 57 BANK NEW YORK MELLON CORP COM 064058100 178 4280 SH SOLE 0 0 0 4280 BECTON DICKINSON & CO COM 075887109 361 1562 SH SOLE 0 0 0 1562 BECTON DICKINSON & CO COM 075887109 4 16 SH SOLE 0 0 0 16 BECTON DICKINSON & CO COM 075887109 225 972 SH SOLE 0 0 0 972 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1416 4886 SH SOLE 0 0 0 4886 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 12 43 SH SOLE 0 0 0 43 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 747 2577 SH SOLE 0 0 0 2577 BLACKROCK ETF TRUST US CARBON TRANS 09290C509 75 1778 SH SOLE 0 0 0 1778 BLACKROCK ETF TRUST US CARBON TRANS 09290C509 372 8807 SH SOLE 0 0 0 8807 BOOKING HOLDINGS INC COM 09857L108 319 174 SH SOLE 0 0 0 174 BOOKING HOLDINGS INC COM 09857L108 4 2 SH SOLE 0 0 0 2 BOOKING HOLDINGS INC COM 09857L108 328 179 SH SOLE 0 0 0 179 CARMAX INC COM 143130102 291 4697 SH SOLE 0 0 0 4697 CARMAX INC COM 143130102 3 41 SH SOLE 0 0 0 41 CARMAX INC COM 143130102 253 4078 SH SOLE 0 0 0 4078 CIGNA CORP NEW COM 125523100 374 1182 SH SOLE 0 0 0 1182 COMCAST CORP NEW CL A 20030N101 383 11966 SH SOLE 0 0 0 11966 COMCAST CORP NEW CL A 20030N101 4 122 SH SOLE 0 0 0 122 COMCAST CORP NEW CL A 20030N101 261 8157 SH SOLE 0 0 0 8157 CVS HEALTH CORP COM 126650100 14 154 SH SOLE 0 0 0 154 CVS HEALTH CORP COM 126650100 195 2107 SH SOLE 0 0 0 2107 DIAMONDBACK ENERGY INC COM 25278X109 126 822 SH SOLE 0 0 0 822 DIAMONDBACK ENERGY INC COM 25278X109 65 427 SH SOLE 0 0 0 427 DIAMONDBACK ENERGY INC COM 25278X109 223 1451 SH SOLE 0 0 0 1451 DOLLAR TREE INC COM 256746108 10 67 SH SOLE 0 0 0 67 DOLLAR TREE INC COM 256746108 352 2252 SH SOLE 0 0 0 2252 EBAY INC. COM 278642103 293 7341 SH SOLE 0 0 0 7341 EBAY INC. COM 278642103 3 72 SH SOLE 0 0 0 72 EBAY INC. COM 278642103 271 6789 SH SOLE 0 0 0 6789 ENBRIDGE INC COM 29250N105 468 11988 SH SOLE 0 0 0 11988 ENBRIDGE INC COM 29250N105 4 102 SH SOLE 0 0 0 102 ENBRIDGE INC COM 29250N105 382 9771 SH SOLE 0 0 0 9771 EXXON MOBIL CORP COM 30231G102 193 1791 SH SOLE 0 0 0 1791 EXXON MOBIL CORP COM 30231G102 2 18 SH SOLE 0 0 0 18 EXXON MOBIL CORP COM 30231G102 32 296 SH SOLE 0 0 0 296 FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 65 1387 SH SOLE 0 0 0 1387 FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 168 3566 SH SOLE 0 0 0 3566 FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 122 2833 SH SOLE 0 0 0 2833 FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 302 7035 SH SOLE 0 0 0 7035 FISERV INC COM 337738108 103 1043 SH SOLE 0 0 0 1043 FISERV INC COM 337738108 48 482 SH SOLE 0 0 0 482 FISERV INC COM 337738108 176 1778 SH SOLE 0 0 0 1778 GENERAL DYNAMICS CORP COM 369550108 392 1582 SH SOLE 0 0 0 1582 GENERAL DYNAMICS CORP COM 369550108 4 16 SH SOLE 0 0 0 16 GENERAL DYNAMICS CORP COM 369550108 60 240 SH SOLE 0 0 0 240 HANESBRANDS INC COM 410345102 5 672 SH SOLE 0 0 0 672 HANESBRANDS INC COM 410345102 125 16970 SH SOLE 0 0 0 16970 INGREDION INC COM 457187102 16 181 SH SOLE 0 0 0 181 INGREDION INC COM 457187102 300 3431 SH SOLE 0 0 0 3431 INVESCO DB COMMDY INDX TRCK UNIT 46138B103 229 8946 SH SOLE 0 0 0 8946 INVESCO QQQ TR UNIT SER 1 46090E103 294 1076 SH SOLE 0 0 0 1076 ISHARES INC ESG AWR MSCI EM 46434G863 43 1578 SH SOLE 0 0 0 1578 ISHARES INC ESG AWR MSCI EM 46434G863 283 10326 SH SOLE 0 0 0 10326 ISHARES INC MSCI EMERG MRKT 464286533 3223 63516 SH SOLE 0 0 0 63516 ISHARES INC MSCI EMERG MRKT 464286533 4462 87936 SH SOLE 0 0 0 87936 ISHARES TR US TREAS BD ETF 46429B267 1901 84241 SH SOLE 0 0 0 84241 ISHARES TR US TREAS BD ETF 46429B267 2011 89112 SH SOLE 0 0 0 89112 ISHARES TR MSCI USA MMENTM 46432F396 1382 9514 SH SOLE 0 0 0 9514 ISHARES TR MSCI USA MMENTM 46432F396 1902 13097 SH SOLE 0 0 0 13097 ISHARES TR 0-5YR HI YL CP 46434V407 1776 43223 SH SOLE 0 0 0 43223 ISHARES TR 0-5YR HI YL CP 46434V407 1680 40885 SH SOLE 0 0 0 40885 ISHARES TR ESG AW MSCI EAFE 46435G516 58 978 SH SOLE 0 0 0 978 ISHARES TR ESG AW MSCI EAFE 46435G516 222 3746 SH SOLE 0 0 0 3746 ISHARES TR MSCI USA MIN VOL 46429B697 1365 19565 SH SOLE 0 0 0 19565 ISHARES TR MSCI USA MIN VOL 46429B697 1844 26417 SH SOLE 0 0 0 26417 ISHARES TR CONV BD ETF 46435G102 608 8644 SH SOLE 0 0 0 8644 ISHARES TR CONV BD ETF 46435G102 575 8178 SH SOLE 0 0 0 8178 ISHARES TR CORE TOTAL USD 46434V613 9686 219389 SH SOLE 0 0 0 219389 ISHARES TR CORE TOTAL USD 46434V613 7715 174734 SH SOLE 0 0 0 174734 ISHARES TR 10-20 YR TRS ETF 464288653 1539 14576 SH SOLE 0 0 0 14576 ISHARES TR 10-20 YR TRS ETF 464288653 1464 13859 SH SOLE 0 0 0 13859 ISHARES TR MSCI KLD400 SOC 464288570 143 2029 SH SOLE 0 0 0 2029 ISHARES TR MSCI KLD400 SOC 464288570 539 7646 SH SOLE 0 0 0 7646 ISHARES TR MBS ETF 464288588 3225 35464 SH SOLE 0 0 0 35464 ISHARES TR MBS ETF 464288588 2809 30886 SH SOLE 0 0 0 30886 ISHARES TR TIPS BD ETF 464287176 486 4556 SH SOLE 0 0 0 4556 ISHARES TR TIPS BD ETF 464287176 1041 9759 SH SOLE 0 0 0 9759 ISHARES TR EAFE VALUE ETF 464288877 4783 115816 SH SOLE 0 0 0 115816 ISHARES TR EAFE VALUE ETF 464288877 6818 165092 SH SOLE 0 0 0 165092 ISHARES TR EAFE VALUE ETF 464288877 14 329 SH SOLE 0 0 0 329 ISHARES TR EAFE GRWTH ETF 464288885 3291 43153 SH SOLE 0 0 0 43153 ISHARES TR EAFE GRWTH ETF 464288885 4718 61871 SH SOLE 0 0 0 61871 ISHARES TR CORE S&P SCP ETF 464287804 979 10206 SH SOLE 0 0 0 10206 ISHARES TR CORE S&P SCP ETF 464287804 1337 13937 SH SOLE 0 0 0 13937 ISHARES TR CORE S&P500 ETF 464287200 16842 44137 SH SOLE 0 0 0 44137 ISHARES TR CORE S&P500 ETF 464287200 23141 60644 SH SOLE 0 0 0 60644 ISHARES TR U.S. ENERGY ETF 464287796 252 5270 SH SOLE 0 0 0 5270 ISHARES TR U.S. ENERGY ETF 464287796 609 12764 SH SOLE 0 0 0 12764 ISHARES TR U.S. TECH ETF 464287721 1769 23764 SH SOLE 0 0 0 23764 ISHARES TR U.S. TECH ETF 464287721 2464 33103 SH SOLE 0 0 0 33103 ISHARES TR FALN ANGLS USD 46435G474 399 16415 SH SOLE 0 0 0 16415 ISHARES TR FALN ANGLS USD 46435G474 282 11610 SH SOLE 0 0 0 11610 ISHARES TR ESG AWR MSCI USA 46435G425 8872 105087 SH SOLE 0 0 0 105087 ISHARES TR ESG AWR MSCI USA 46435G425 13507 159974 SH SOLE 0 0 0 159974 ISHARES TR ESG AWARE MSCI 46435U663 82 2468 SH SOLE 0 0 0 2468 ISHARES TR ESG AWARE MSCI 46435U663 278 8383 SH SOLE 0 0 0 8383 ISHARES TR US INFRASTRUC 46435U713 638 18175 SH SOLE 0 0 0 18175 ISHARES TR US INFRASTRUC 46435U713 840 23922 SH SOLE 0 0 0 23922 ISHARES TR ESG MSCI USA ETF 46436E767 118 3998 SH SOLE 0 0 0 3998 ISHARES TR ESG MSCI USA ETF 46436E767 449 15194 SH SOLE 0 0 0 15194 ISHARES TR ESG EAFE ETF 46436E759 66 1355 SH SOLE 0 0 0 1355 ISHARES TR ESG EAFE ETF 46436E759 255 5213 SH SOLE 0 0 0 5213 ISHARES TR ESG ADV TTL USD 46436E619 147 3536 SH SOLE 0 0 0 3536 ISHARES TR ESG ADV TTL USD 46436E619 376 9059 SH SOLE 0 0 0 9059 ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 695 18062 SH SOLE 0 0 0 18062 ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 909 23604 SH SOLE 0 0 0 23604 JPMORGAN CHASE & CO COM 46625H100 706 5665 SH SOLE 0 0 0 5665 JPMORGAN CHASE & CO COM 46625H100 4 31 SH SOLE 0 0 0 31 JPMORGAN CHASE & CO COM 46625H100 270 2170 SH SOLE 0 0 0 2170 LABORATORY CORP AMER HLDGS COM NEW 50540R409 89 412 SH SOLE 0 0 0 412 LABORATORY CORP AMER HLDGS COM NEW 50540R409 43 198 SH SOLE 0 0 0 198 LABORATORY CORP AMER HLDGS COM NEW 50540R409 148 686 SH SOLE 0 0 0 686 LIGHTNING EMOTORS INC COM 53228T101 74 51176 SH SOLE 0 0 0 51176 LOCKHEED MARTIN CORP COM 539830109 293 620 SH SOLE 0 0 0 620 LOCKHEED MARTIN CORP COM 539830109 3 6 SH SOLE 0 0 0 6 LOCKHEED MARTIN CORP COM 539830109 320 679 SH SOLE 0 0 0 679 MCKESSON CORP COM 58155Q103 352 908 SH SOLE 0 0 0 908 MCKESSON CORP COM 58155Q103 44 114 SH SOLE 0 0 0 114 MCKESSON CORP COM 58155Q103 227 586 SH SOLE 0 0 0 586 META PLATFORMS INC CL A 30303M102 238 2427 SH SOLE 0 0 0 2427 META PLATFORMS INC CL A 30303M102 2 21 SH SOLE 0 0 0 21 META PLATFORMS INC CL A 30303M102 220 2251 SH SOLE 0 0 0 2251 MICROSOFT CORP COM 594918104 407 1793 SH SOLE 0 0 0 1793 MICROSOFT CORP COM 594918104 3 14 SH SOLE 0 0 0 14 MICROSOFT CORP COM 594918104 84 372 SH SOLE 0 0 0 372 NOVARTIS AG SPONSORED ADR 66987V109 386 4850 SH SOLE 0 0 0 4850 NOVARTIS AG SPONSORED ADR 66987V109 4 49 SH SOLE 0 0 0 49 NOVARTIS AG SPONSORED ADR 66987V109 58 733 SH SOLE 0 0 0 733 ORACLE CORP COM 68389X105 759 10094 SH SOLE 0 0 0 10094 ORACLE CORP COM 68389X105 8 101 SH SOLE 0 0 0 101 ORACLE CORP COM 68389X105 121 1606 SH SOLE 0 0 0 1606 PHILIP MORRIS INTL INC COM 718172109 526 5875 SH SOLE 0 0 0 5875 PHILIP MORRIS INTL INC COM 718172109 5 59 SH SOLE 0 0 0 59 PHILIP MORRIS INTL INC COM 718172109 75 842 SH SOLE 0 0 0 842 QUALCOMM INC COM 747525103 207 1808 SH SOLE 0 0 0 1808 RAYTHEON TECHNOLOGIES CORP COM 75513E101 124 1355 SH SOLE 0 0 0 1355 RAYTHEON TECHNOLOGIES CORP COM 75513E101 1 14 SH SOLE 0 0 0 14 RAYTHEON TECHNOLOGIES CORP COM 75513E101 106 1156 SH SOLE 0 0 0 1156 SANOFI SPONSORED ADR 80105N105 223 5370 SH SOLE 0 0 0 5370 SANOFI SPONSORED ADR 80105N105 2 53 SH SOLE 0 0 0 53 SANOFI SPONSORED ADR 80105N105 146 3506 SH SOLE 0 0 0 3506 SCHWAB CHARLES CORP COM 808513105 458 5921 SH SOLE 0 0 0 5921 SCHWAB CHARLES CORP COM 808513105 5 59 SH SOLE 0 0 0 59 SCHWAB CHARLES CORP COM 808513105 83 1072 SH SOLE 0 0 0 1072 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 231 1863 SH SOLE 0 0 0 1863 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 30 238 SH SOLE 0 0 0 238 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 194 1481 SH SOLE 0 0 0 1481 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 33 250 SH SOLE 0 0 0 250 SPDR S&P 500 ETF TR TR UNIT 78462F103 255 672 SH SOLE 0 0 0 672 SPDR S&P 500 ETF TR TR UNIT 78462F103 106 279 SH SOLE 0 0 0 279 UNILEVER PLC SPON ADR NEW 904767704 359 8041 SH SOLE 0 0 0 8041 UNILEVER PLC SPON ADR NEW 904767704 4 79 SH SOLE 0 0 0 79 UNILEVER PLC SPON ADR NEW 904767704 58 1287 SH SOLE 0 0 0 1287 VANGUARD INDEX FDS TOTAL STK MKT 922908769 198 1038 SH SOLE 0 0 0 1038 VANGUARD INDEX FDS TOTAL STK MKT 922908769 523 2739 SH SOLE 0 0 0 2739 VANGUARD INDEX FDS TOTAL STK MKT 922908769 74 388 SH SOLE 0 0 0 388 VANGUARD INDEX FDS SMALL CP ETF 922908751 446 2419 SH SOLE 0 0 0 2419 VISA INC COM CL A 92826C839 391 1913 SH SOLE 0 0 0 1913 VISA INC COM CL A 92826C839 3 17 SH SOLE 0 0 0 17 VISA INC COM CL A 92826C839 75 365 SH SOLE 0 0 0 365 WELLS FARGO CO NEW COM 949746101 350 7676 SH SOLE 0 0 0 7676 WELLS FARGO CO NEW COM 949746101 4 79 SH SOLE 0 0 0 79 WELLS FARGO CO NEW COM 949746101 365 7990 SH SOLE 0 0 0 7990 WYNDHAM HOTELS & RESORTS INC COM 98311A105 9 126 SH SOLE 0 0 0 126 WYNDHAM HOTELS & RESORTS INC COM 98311A105 246 3297 SH SOLE 0 0 0 3297