The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
9 METERS BIOPHARMA INC COM 654405109 10 46,025 SH   SOLE   0 0 46,025
ABBOTT LABS COM 002824100 325 3,381 SH   SOLE   0 0 3,381
ABBVIE INC COM 00287Y109 629 4,667 SH   SOLE   0 0 4,667
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 230 896 SH   SOLE   0 0 896
ADOBE SYSTEMS INCORPORATED COM 00724F101 265 967 SH   SOLE   0 0 967
ALLSTATE CORP COM 020002101 509 4,113 SH   SOLE   0 0 4,113
ALPHABET INC CAP STK CL A 02079K305 503 5,246 SH   SOLE   0 0 5,246
ALPHABET INC CAP STK CL C 02079K107 267 2,780 SH   SOLE   0 0 2,780
AMAZON COM INC COM 023135106 1,114 9,747 SH   SOLE   0 0 9,747
AMERIPRISE FINL INC COM 03076C106 1,032 4,077 SH   SOLE   0 0 4,077
AMGEN INC COM 031162100 229 1,017 SH   SOLE   0 0 1,017
APPLE INC COM 037833100 1,005 7,290 SH   SOLE   0 0 7,290
BALL CORP COM 058498106 292 6,133 SH   SOLE   0 0 6,133
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 577 2,159 SH   SOLE   0 0 2,159
BK OF AMERICA CORP COM 060505104 324 10,742 SH   SOLE   0 0 10,742
BLACKSTONE INC COM 09260D107 521 6,227 SH   SOLE   0 0 6,227
BRISTOL-MYERS SQUIBB CO COM 110122108 349 4,898 SH   SOLE   0 0 4,898
CISCO SYS INC COM 17275R102 343 8,638 SH   SOLE   0 0 8,638
CITIGROUP INC COM NEW 172967424 251 5,979 SH   SOLE   0 0 5,979
COCA COLA CO COM 191216100 328 5,834 SH   SOLE   0 0 5,834
COLUMBIA ETF TR I DIVERSIFID FXD 19761L508 741 43,964 SH   SOLE   0 0 43,964
COMCAST CORP NEW CL A 20030N101 284 9,655 SH   SOLE   0 0 9,655
CONSTELLATION BRANDS INC CL A 21036P108 890 3,861 SH   SOLE   0 0 3,861
COSTCO WHSL CORP NEW COM 22160K105 262 557 SH   SOLE   0 0 557
CVS HEALTH CORP COM 126650100 1,114 11,696 SH   SOLE   0 0 11,696
DANAHER CORPORATION COM 235851102 509 1,948 SH   SOLE   0 0 1,948
DBX ETF TR XTRCKR MSCI US 233051150 2,258 69,273 SH   SOLE   0 0 69,273
DISNEY WALT CO COM 254687106 376 3,949 SH   SOLE   0 0 3,949
EXXON MOBIL CORP COM 30231G102 1,480 16,908 SH   SOLE   0 0 16,908
FRANKLIN RESOURCES INC COM 354613101 243 11,285 SH   SOLE   0 0 11,285
FRANKLIN TEMPLETON ETF TR HIGH YIELD CORP 35473P629 11,561 539,212 SH   SOLE   0 0 539,212
GOLDMAN SACHS GROUP INC COM 38141G104 1,641 5,600 SH   SOLE   0 0 5,600
HOME DEPOT INC COM 437076102 355 1,302 SH   SOLE   0 0 1,302
HONEYWELL INTL INC COM 438516106 408 2,415 SH   SOLE   0 0 2,415
INTEL CORP COM 458140100 246 9,633 SH   SOLE   0 0 9,633
INTERNATIONAL BUSINESS MACHS COM 459200101 617 5,191 SH   SOLE   0 0 5,191
ISHARES TR CORE S&P500 ETF 464287200 309 860 SH   SOLE   0 0 860
ISHARES TR 7-10 YR TRSY BD 464287440 464 4,830 SH   SOLE   0 0 4,830
ISHARES TR 3 7 YR TREAS BD 464288661 10,580 92,664 SH   SOLE   0 0 92,664
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 7,648 152,742 SH   SOLE   0 0 152,742
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 14,703 287,057 SH   SOLE   0 0 287,057
JACOBS SOLUTIONS INC COM 46982L108 528 4,829 SH   SOLE   0 0 4,829
JOHNSON & JOHNSON COM 478160104 552 3,393 SH   SOLE   0 0 3,393
JPMORGAN CHASE & CO COM 46625H100 1,047 10,017 SH   SOLE   0 0 10,017
LEGG MASON ETF INVT WESTN AST SHRT 52468L786 1,352 58,560 SH   SOLE   0 0 58,560
LILLY ELI & CO COM 532457108 455 1,415 SH   SOLE   0 0 1,415
LINDE PLC SHS G5494J103 240 890 SH   SOLE   0 0 890
LOCKHEED MARTIN CORP COM 539830109 391 1,011 SH   SOLE   0 0 1,011
LOWES COS INC COM 548661107 317 1,685 SH   SOLE   0 0 1,685
M & T BK CORP COM 55261F104 373 2,118 SH   SOLE   0 0 2,118
MASTERCARD INCORPORATED CL A 57636Q104 435 1,525 SH   SOLE   0 0 1,525
MCDONALDS CORP COM 580135101 328 1,400 SH   SOLE   0 0 1,400
MERCK & CO INC COM 58933Y105 385 4,468 SH   SOLE   0 0 4,468
META PLATFORMS INC CL A 30303M102 251 1,869 SH   SOLE   0 0 1,869
MICROSOFT CORP COM 594918104 3,169 13,626 SH   SOLE   0 0 13,626
MONDELEZ INTL INC CL A 609207105 254 4,597 SH   SOLE   0 0 4,597
NEXTERA ENERGY INC COM 65339F101 1,194 15,175 SH   SOLE   0 0 15,175
NIKE INC CL B 654106103 270 3,270 SH   SOLE   0 0 3,270
NVIDIA CORPORATION COM 67066G104 351 2,877 SH   SOLE   0 0 2,877
PAYPAL HLDGS INC COM 70450Y103 247 2,857 SH   SOLE   0 0 2,857
PEPSICO INC COM 713448108 376 2,296 SH   SOLE   0 0 2,296
PFIZER INC COM 717081103 328 7,485 SH   SOLE   0 0 7,485
PROCTER AND GAMBLE CO COM 742718109 358 2,836 SH   SOLE   0 0 2,836
QUALCOMM INC COM 747525103 360 3,193 SH   SOLE   0 0 3,193
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,044 12,700 SH   SOLE   0 0 12,700
SALESFORCE INC COM 79466L302 272 1,893 SH   SOLE   0 0 1,893
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 601 9,923 SH   SOLE   0 0 9,923
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 544 6,612 SH   SOLE   0 0 6,612
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 6,955 192,850 SH   SOLE   0 0 192,850
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 345 5,018 SH   SOLE   0 0 5,018
SPDR SER TR PORTFLI TIPS ETF 78464A656 2,660 104,948 SH   SOLE   0 0 104,948
SPDR SER TR PORTFOLI S&P1500 78464A805 876 19,818 SH   SOLE   0 0 19,818
SPDR SER TR PORTFLI HIGH YLD 78468R606 272 12,445 SH   SOLE   0 0 12,445
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 13,895 340,331 SH   SOLE   0 0 340,331
TARGET CORP COM 87612E106 377 2,546 SH   SOLE   0 0 2,546
TEXAS INSTRS INC COM 882508104 291 1,892 SH   SOLE   0 0 1,892
THERMO FISHER SCIENTIFIC INC COM 883556102 277 531 SH   SOLE   0 0 531
UNION PAC CORP COM 907818108 261 1,329 SH   SOLE   0 0 1,329
UNITEDHEALTH GROUP INC COM 91324P102 1,128 2,162 SH   SOLE   0 0 2,162
VANGUARD INDEX FDS TOTAL STK MKT 922908769 43,034 239,754 SH   SOLE   0 0 239,754
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,556 179,836 SH   SOLE   0 0 179,836
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 15,652 198,664 SH   SOLE   0 0 198,664
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 6,581 48,683 SH   SOLE   0 0 48,683
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 331 3,485 SH   SOLE   0 0 3,485
VERIZON COMMUNICATIONS INC COM 92343V104 295 7,835 SH   SOLE   0 0 7,835
VISA INC COM CL A 92826C839 581 3,266 SH   SOLE   0 0 3,266
WALMART INC COM 931142103 299 2,314 SH   SOLE   0 0 2,314
WELLS FARGO CO NEW COM 949746101 219 5,430 SH   SOLE   0 0 5,430
ZSCALER INC COM 98980G102 352 2,164 SH   SOLE   0 0 2,164