The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON 00206R102   8,374 380,688 SH   SOLE   351,033 0 29,655
ABBOTT LABS COMMON 002824100   11,471 100,596 SH   SOLE   92,376 0 8,220
ADV MICRO DEVICES COMMON 007903107   12,321 75,080 SH   SOLE   68,120 0 6,960
AGILENT TECHN INC COMMON 00846U101   3,044 20,502 SH   SOLE   19,412 0 1,090
ALPHABET INC CLASS C 02079K107   27,554 164,820 SH   SOLE   148,320 0 16,500
ALPHABET INC CLASS A 02079K305   6,982 42,102 SH   SOLE   40,772 0 1,330
AMAZON COM INC COMMON 023135106   20,794 111,619 SH   SOLE   101,379 0 10,240
AMENTUM HOLDINGS INC COMMON STOCK 023939101   2,200 85,622 SH   SOLE   77,797 0 7,825
AMERICAN EXPRESS CO COMMON 025816109   5,253 19,370 SH   SOLE   18,350 0 1,020
AMERN INTL GROUP INC COMMON 026874784   7,126 97,290 SH   SOLE   88,880 0 8,410
CENCORA INC COMMON 03073E105   5,934 26,361 SH   SOLE   24,951 0 1,410
AMGEN INC COMMON 031162100   3,109 9,648 SH   SOLE   9,128 0 520
APPLE INC COMMON 037833100   41,918 179,905 SH   SOLE   163,530 0 16,375
BANK OF NEW YORK MEL COMMON 064058100   8,347 116,163 SH   SOLE   106,253 0 9,910
BIOGEN INC COMMON 09062X103   5,450 28,109 SH   SOLE   25,989 0 2,120
BORG WARNER INC COMMON 099724106   1,938 53,424 SH   SOLE   50,529 0 2,895
BROADCOM INC COMMON 11135F101   15,793 91,545 SH   SOLE   83,075 0 8,470
CATERPILLAR INC COMMON 149123101   13,445 34,387 SH   SOLE   31,082 0 3,305
CELANESE CORP COMMON STOCK 150870103   5,744 42,242 SH   SOLE   38,142 0 4,100
CENTENE CORP DEL COMMON 15135B101   11,664 154,988 SH   SOLE   142,418 0 12,570
CHEVRON CORP COMMON 166764100   13,360 90,711 SH   SOLE   83,746 0 6,965
CISCO SYSTEMS INC COMMON 17275R102   1,644 30,886 SH   SOLE   29,196 0 1,690
COSTCO WHSL CORP COMMON 22160K105   211 237 SH   SOLE   237 0 0
DBX ETF TR XT MSCI EAFE HDIV YL 233051630   3,186 118,414 SH   SOLE   118,414 0 0
DEERE & CO COMMON 244199105   12,279 29,418 SH   SOLE   26,758 0 2,660
DELL TECHNOLOGIES IN COMMON CLASS C 24703L202   14,249 120,182 SH   SOLE   110,123 0 10,059
DICKS SPORTING GOODS COMMON 253393102   15,911 76,241 SH   SOLE   69,696 0 6,545
WALT DISNEY CO COM 254687106   8,270 85,967 SH   SOLE   79,237 0 6,730
DISCOVER FINL SVCS COM 254709108   12,725 90,716 SH   SOLE   83,696 0 7,020
DOVER CORP COMMON 260003108   9,654 50,350 SH   SOLE   46,025 0 4,325
EOG RESOURCES INC COMMON 26875P101   8,533 69,413 SH   SOLE   63,633 0 5,780
ETF SER SOLUTIONS AAM LW DUR PFD 26922A198   530 25,000 SH   SOLE   25,000 0 0
EUROPACIFIC GROWTHF SHS CLF-2 29875E100   886 14,734 SH   SOLE   14,734 0 0
EXPEDIA GROUP INC COMMON 30212P303   14,380 97,139 SH   SOLE   88,524 0 8,615
META PLATFORMS INC COM USD0.000006 CL A 30303M102   22,689 39,631 SH   SOLE   36,071 0 3,560
FREEPORT-MCMORAN INC COMMON 35671D857   7,490 150,035 SH   SOLE   141,935 0 8,100
GAMING&LEISURE PPTYS COMMON 36467J108   12,307 239,285 SH   SOLE   220,260 0 19,025
GILEAD SCIENCES INC COMMON 375558103   5,345 63,765 SH   SOLE   58,035 0 5,730
GLOBAL X FDS US PFD ETF 37954Y657   542 26,100 SH   SOLE   26,100 0 0
GOLDMAN SACHS GROUP COMMON 38141G104   16,681 33,689 SH   SOLE   30,879 0 2,810
GOLDMAN SACHS TR STRU INTLSC IN 38144N593   671 48,161 SH   SOLE   48,161 0 0
HARRIS ASSOC INVT TR OAKMK GLBSEL I 413838822   372 15,801 SH   SOLE   15,801 0 0
HONEYWELL INTL INC COMMON 438516106   13,898 67,218 SH   SOLE   64,258 0 2,960
HUMANA INC COMMON 444859102   7,643 24,141 SH   SOLE   22,091 0 2,050
INTERNATIONAL GRW & CL F-1 SHS 45956T402   398 10,165 SH   SOLE   10,165 0 0
INVESCO QQQ TR QQQ TRUST SERIES 1 46090E103   82,276 168,575 SH   SOLE   168,575 0 0
INVESCO EXCHANGETRAD S&P 500 EQUAL WEIGHT 46137V357   797 4,450 SH   SOLE   4,450 0 0
INVESCO EXCHANGETRAD S&P 500 GARP ETF 46137V431   2,470 23,600 SH   SOLE   23,600 0 0
INVESCO ETF FD TR II PFD ETF 46138E511   762 61,700 SH   SOLE   61,700 0 0
ISHARES INC MSCI EUROZONE 464286608   27,760 531,500 SH   SOLE   531,500 0 0
ISHARES MSCI GERMANY ETF 464286806   2,326 68,723 SH   SOLE   68,723 0 0
ISHARES TRUST CORE S&P 500 ETF 464287200   25,843 44,802 SH   SOLE   26,030 0 18,772
ISHARES TR 20 YR TR BD ETF 464287432   27,654 281,900 SH   SOLE   281,900 0 0
ISHARES RUSSELL 2000 ETF 464287655   29,025 131,400 SH   SOLE   131,400 0 0
ISHARES RUSSELL 3000 ETF 464287689   30,517 93,400 SH   SOLE   93,400 0 0
ISHARES 3-7 YR TR BD ETF 464288661   27,114 226,700 SH   SOLE   226,700 0 0
ISHARES EAFE VALUE ETF 464288877   7,017 121,947 SH   SOLE   121,947 0 0
ISHARES HIGH DIVIDND ETF 46429B663   27,158 230,900 SH   SOLE   230,900 0 0
ISHARES TR CORE MSCI EAFE 46432F842   3,393 43,474 SH   SOLE   43,474 0 0
ISHARES INC MSCI EMER MRKTS EXCH 46434G764   2,268 37,123 SH   SOLE   37,123 0 0
ISHARES TR MSCI UK ETF 46435G334   3,160 84,426 SH   SOLE   84,426 0 0
JPMORGAN CHASE & CO COMMON 46625H100   20,626 97,800 SH   SOLE   90,325 0 7,475
JACOBS SOLUTIONS INC COMMON 46982L108   11,208 85,622 SH   SOLE   77,797 0 7,825
LILLY ELI & CO COMMON 532457108   708 800 SH   SOLE   800 0 0
MARATHON PETROLEUM COMMON 56585A102   21,475 131,807 SH   SOLE   120,907 0 10,900
MARRIOTT INTL INC CLASS A 571903202   9,112 36,650 SH   SOLE   33,120 0 3,530
MASTERCARD INC CLASS A 57636Q104   241 490 SH   SOLE   490 0 0
MERCK & CO INC COMMON 58933Y105   8,739 76,975 SH   SOLE   70,315 0 6,660
MICROSOFT CORP COMMON 594918104   42,481 98,718 SH   SOLE   89,768 0 8,950
NETFLIX INC COMMON 64110L106   203 286 SH   SOLE   286 0 0
NEXTERA ENERGY INC COMMON 65339F101   4,246 50,223 SH   SOLE   47,573 0 2,650
NORTH SQUARE INVESTM NORTH MICRO FD I 66263L593   9,832 874,755 SH   SOLE   874,755 0 0
NORTH SQ INVSTMNTS T ADVSY RSCH ACP I 66263L775   22,936 1,777,954 SH   SOLE   1,777,954 0 0
NORTH SQ INVSTMNTS T DYNAMIC SMCP I 66263L825   58,061 3,615,227 SH   SOLE   3,615,227 0 0
NORTH SQ INVSTMNTS T OAK RIDGE DIVD I 66263L882   5,900 273,796 SH   SOLE   273,796 0 0
NVIDIA CORP COMMON 67066G104   9,767 80,405 SH   SOLE   74,075 0 6,330
ORACLE CORP COMMON 68389X105   16,600 97,426 SH   SOLE   89,446 0 7,980
PAYPAL HLDGS INC COM 70450Y103   17,352 222,390 SH   SOLE   204,220 0 18,170
PHILIP MORRIS INTL COMMON 718172109   2,979 24,539 SH   SOLE   23,319 0 1,220
PRUDENTIAL WORLD FD JNSON GL OPT Z 743969685   2,739 56,791 SH   SOLE   56,791 0 0
PUBLIC SVC ENTERPR COMMON 744573106   7,975 89,364 SH   SOLE   82,074 0 7,290
ROSS STORES INC COMMON 778296103   230 1,525 SH   SOLE   1,525 0 0
ROWE T PRICE INTL FD EMERG MKTS STK 77956H864   567 15,496 SH   SOLE   15,496 0 0
SCE TR III FXD/FLT RT PFD 78409B207   1,411 56,450 SH   SOLE   56,450 0 0
SPDR S&P 500 ETF TR UNITS SER 1 S&P 78462F103   74,267 129,440 SH   SOLE   129,440 0 0
ETF S&P EMRG MKTS PRTFLIO EMER MARKETS 78463X509   3,323 80,501 SH   SOLE   79,400 0 1,101
S&P WRLD EX US DVLP WORLD EX-US ETF 78463X889   9,113 242,650 SH   SOLE   239,200 0 3,450
SPDR SERIES TRUST SPDR PRT S&P 500 ETF 78464A854   22,273 329,919 SH   SOLE   326,760 0 3,159
SPDR DOW JONES INDL UT SER 1 78467X109   23,690 55,987 SH   SOLE   30,500 0 25,487
SPDR SER TR SPDR S&P 600 SMLCAP 78468R853   1,850 40,652 SH   SOLE   40,100 0 552
SALESFORCE INC COMMON 79466L302   10,257 37,465 SH   SOLE   34,665 0 2,800
SELECT SECTOR SPDR AMEX FINANCIAL INDEX 81369Y605   31,221 688,900 SH   SOLE   688,900 0 0
STARBUCKS CORP COMMON 855244109   7,297 74,870 SH   SOLE   68,030 0 6,840
STATE STREET CORP DEP SHS 1/4000TH INT 857477855   496 20,100 SH   SOLE   20,100 0 0
SYSCO CORP COMMON 871829107   10,081 129,140 SH   SOLE   117,360 0 11,780
T-MOBILE US INC COMMON 872590104   16,161 78,319 SH   SOLE   71,869 0 6,450
TARGET CORPORATION COMMON 87612E106   11,000 70,566 SH   SOLE   60,966 0 9,600
TRANSDIGM GROUP COMMON 893641100   234 164 SH   SOLE   164 0 0
US BANCORP DEL COMMON 902973304   2,102 45,945 SH   SOLE   43,515 0 2,430
UNITEDHEALTH GRP INC COMMON 91324P102   335 572 SH   SOLE   572 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   10,787 270,900 SH   SOLE   270,900 0 0
VANGUARD SPECIALIZED DIV APPRECIATION 921908844   4,338 21,900 SH   SOLE   21,900 0 0
VANGUARD STAR FUND TOT INTL STK IDX FD 921909768   10,778 166,516 SH   SOLE   166,516 0 0
VANGUARD TAX MANAGED FTSE DEV MKT ETF 921943858   13,419 254,078 SH   SOLE   254,078 0 0
VANGUARD INTL EQUITY INDEX FD FTSE SMCAP 922042718   296 2,350 SH   SOLE   2,350 0 0
VANGUARD INTL EQUITY ETF ALL-WORLD EX-US 922042775   211 3,350 SH   SOLE   3,350 0 0
VANGUARD WORLD FDS HEALTH CARE ETF 92204A504   27,119 96,100 SH   SOLE   96,100 0 0
VANGUARD SCOTTSDAL FDS VNG RUS2000IDX 92206C664   25,814 288,868 SH   SOLE   288,868 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   10,485 19,870 SH   SOLE   19,870 0 0
VANGUARD INDEX TR SMALL CAP VALUE 922908611   3,696 18,404 SH   SOLE   18,404 0 0
VANGUARD INDEX TR GROWTH 922908736   81,657 212,687 SH   SOLE   212,687 0 0
VANGUARD INDEX TR VALUE 922908744   64,955 372,083 SH   SOLE   372,083 0 0
VANGUARD INDEX TR SMALL CAP 922908751   8,573 36,136 SH   SOLE   36,136 0 0
VISA INC CLASS A 92826C839   277 1,014 SH   SOLE   1,014 0 0
VIRTUS OPPORTUNITIES KAR INTLSMLMDCP CL I 92828W825   579 28,106 SH   SOLE   28,106 0 0
WALMART INC COMMON 931142103   16,266 201,415 SH   SOLE   197,725 0 3,690
WELLS FARGO & CO COMMON 949746101   8,108 143,512 SH   SOLE   131,362 0 12,150
WELLS FARGO & CO 7.5% PFD CLA SER L 949746804   2,244 1,750 SH   SOLE   1,750 0 0
WISDOMTREE TR JAPAN HEDGE EQT 97717W851   2,604 24,581 SH   SOLE   24,581 0 0
WISDOMTREE TR ETF INTL HEDGE EQT 97717X701   2,131 47,507 SH   SOLE   47,507 0 0
SENSATA TECH HLD PLC COM EUR0.01 G8060N102   7,293 203,422 SH   SOLE   186,662 0 16,760
CHUBB LIMITED COMMON H1467J104   12,067 41,834 SH   SOLE   38,359 0 3,475