The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COMMON 001055102   441 5,747 SH   SOLE   5,747 0 0
AT&T INC COMMON 00206R102   5,331 354,966 SH   SOLE   320,381 0 34,585
ABBOTT LABS COMMON 002824100   10,676 110,224 SH   SOLE   100,144 0 10,080
ADV MICRO DEVICES COMMON 007903107   10,911 106,130 SH   SOLE   95,150 0 10,980
AGILENT TECHN INC COMMON 00846U101   2,253 20,141 SH   SOLE   18,791 0 1,350
ALLSTATE CORP 5.1% PFD 15/01/23 020002309   567 22,000 SH   SOLE   22,000 0 0
ALPHABET INC CLASS C 02079K107   27,765 210,575 SH   SOLE   186,535 0 24,040
ALPHABET INC CLASS A 02079K305   7,381 56,425 SH   SOLE   54,175 0 2,250
AMAZON COM INC COMMON 023135106   749 5,900 SH   SOLE   5,900 0 0
AMERICAN EXPRESS CO COMMON 025816109   2,780 18,639 SH   SOLE   17,439 0 1,200
AMERN INTL GROUP INC COMMON 026874784   6,704 110,674 SH   SOLE   99,774 0 10,900
CENCORA INC COMMON 03073E105   4,443 24,691 SH   SOLE   23,041 0 1,650
AMGEN INC COMMON 031162100   2,430 9,043 SH   SOLE   8,443 0 600
APPLE INC COMMON 037833100   36,961 215,881 SH   SOLE   194,781 0 21,100
BANK OF NEW YORK MEL COMMON 064058100   5,585 130,997 SH   SOLE   118,047 0 12,950
BIOGEN INC COMMON 09062X103   7,255 28,226 SH   SOLE   25,581 0 2,645
BORG WARNER INC COMMON 099724106   5,702 141,258 SH   SOLE   128,458 0 12,800
CELANESE CORP COMMON STOCK 150870103   5,945 47,365 SH   SOLE   42,415 0 4,950
CENTENE CORP DEL COMMON 15135B101   11,652 169,183 SH   SOLE   152,893 0 16,290
CHARTER COMMUNICATIO CL A 16119P108   1,450 3,294 SH   SOLE   3,065 0 229
CHEVRON CORP COMMON 166764100   14,067 83,426 SH   SOLE   75,746 0 7,680
CISCO SYSTEMS INC COMMON 17275R102   9,893 183,933 SH   SOLE   165,783 0 18,150
DBX ETF TR XT MSCI EAFE HDIV YL 233051630   2,116 93,640 SH   SOLE   93,640 0 0
DEERE & CO COMMON 244199105   15,983 42,339 SH   SOLE   38,009 0 4,330
DELL TECHNOLOGIES IN COMMON CLASS C 24703L202   10,072 146,224 SH   SOLE   131,355 0 14,869
DICKS SPORTING GOODS COMMON 253393102   11,085 102,092 SH   SOLE   92,092 0 10,000
WALT DISNEY CO COM 254687106   7,207 88,934 SH   SOLE   80,894 0 8,040
DISCOVER FINL SVCS COM 254709108   8,312 95,941 SH   SOLE   87,491 0 8,450
DOMINION ENERGY INC COMMON 25746U109   880 19,699 SH   SOLE   19,699 0 0
DOVER CORP COMMON 260003108   7,369 52,809 SH   SOLE   47,549 0 5,260
EOG RESOURCES INC COMMON 26875P101   9,244 72,913 SH   SOLE   65,813 0 7,100
ETF SER SOLUTIONS AAM LW DUR PFD 26922A198   519 25,000 SH   SOLE   25,000 0 0
EUROPACIFIC GROWTHF SHS CLF-2 29875E100   754 14,734 SH   SOLE   14,734 0 0
EXPEDIA GROUP INC COMMON 30212P303   11,121 107,887 SH   SOLE   97,232 0 10,655
META PLATFORMS INC COM USD0.000006 CL A 30303M102   13,191 43,940 SH   SOLE   39,490 0 4,450
FEDERATED HERMES INC CLASS B 314211103   1,871 55,235 SH   SOLE   51,735 0 3,500
F5 INC COMMON 315616102   5,126 31,787 SH   SOLE   28,537 0 3,250
FIDELITYCOVINGTON TR MSCI INDL INDX 316092709   914 16,900 SH   SOLE   16,900 0 0
FIDELITY COVINGTON MSCI COMMNTN SVC 316092873   707 17,800 SH   SOLE   17,800 0 0
FREEPORT-MCMORAN INC COMMON 35671D857   5,294 141,954 SH   SOLE   132,454 0 9,500
GAMING&LEISURE PPTYS COMMON 36467J108   9,981 219,060 SH   SOLE   198,310 0 20,750
GILEAD SCIENCES INC COMMON 375558103   5,290 70,620 SH   SOLE   63,570 0 7,050
GLOBAL X FDS US PFD ETF 37954Y657   491 26,100 SH   SOLE   26,100 0 0
GOLDMAN SACHS GROUP COMMON 38141G104   11,656 36,014 SH   SOLE   32,564 0 3,450
GOLDMAN SACHS TR STRU INTLSC IN 38144N593   549 48,161 SH   SOLE   48,161 0 0
GOLDMAN SACHS TR STRU EMKEQT IR 38145C596   289 14,250 SH   SOLE   14,250 0 0
GRAINGER W W INC COMMON 384802104   315 456 SH   SOLE   456 0 0
HARRIS ASSOC INVT TR OAKMK GLBSEL I 413838822   314 15,801 SH   SOLE   15,801 0 0
HOME DEPOT INC COMMON 437076102   249 825 SH   SOLE   825 0 0
HONEYWELL INTL INC COMMON 438516106   9,714 52,570 SH   SOLE   49,460 0 3,110
HUMANA INC COMMON 444859102   9,300 19,115 SH   SOLE   17,345 0 1,770
ILLINOIS TOOL WORKS COMMON 452308109   215 933 SH   SOLE   933 0 0
INCYTE CORPORATION COMMON 45337C102   8,778 151,950 SH   SOLE   136,600 0 15,350
INTERNATIONAL GRW & CL F-1 SHS 45956T402   335 10,165 SH   SOLE   10,165 0 0
INVESCO QQQ TR QQQ TRUST SERIES 1 46090E103   60,395 168,575 SH   SOLE   168,575 0 0
INVESCO EXCHANGETRAD S&P 500 GARP ETF 46137V431   1,460 16,000 SH   SOLE   16,000 0 0
INVESCO ETF FD TR II PFD ETF 46138E511   676 61,700 SH   SOLE   61,700 0 0
ISHARES INC MSCI CDA INDEX 464286509   1,291 38,532 SH   SOLE   38,532 0 0
ISHARES INC MSCI SOUTH KOREA CAP 464286772   1,087 18,428 SH   SOLE   18,428 0 0
ISHARES INC MSCI MEXICO CAPPED E 464286822   25,509 438,067 SH   SOLE   438,067 0 0
ISHARES TRUST CORE S&P 500 ETF 464287200   4,320 10,060 SH   SOLE   10,060 0 0
ISHARES RUSSELL 2000 ETF 464287655   1,944 11,000 SH   SOLE   11,000 0 0
ISHARES TR MBS FIXED BDFD 464288588   2,238 25,200 SH   SOLE   25,200 0 0
ISHARES EAFE VALUE ETF 464288877   4,771 97,491 SH   SOLE   97,491 0 0
ISHARES TR CORE MSCI EAFE 46432F842   2,797 43,474 SH   SOLE   43,474 0 0
ISHARES INC MSCI JAPAN ETF 46434G822   23,091 383,000 SH   SOLE   383,000 0 0
ISHARES TR CORE DIV GRWTH 46434V621   962 19,420 SH   SOLE   19,420 0 0
ISHARES TR MSCI UK ETF 46435G334   2,112 66,771 SH   SOLE   66,771 0 0
ISHARES TR BROAD USD HIGH 46435U853   564 16,250 SH   SOLE   16,250 0 0
JPMORGAN CHASE & CO COMMON 46625H100   14,726 101,509 SH   SOLE   92,454 0 9,055
JACOBS SOLUTIONS INC COMMON 46982L108   12,584 92,194 SH   SOLE   82,979 0 9,215
JOHNSON & JOHNSON COMMON 478160104   202 1,297 SH   SOLE   1,297 0 0
L3HARRIS TECHNOLOGIE USD1 502431109   211 1,210 SH   SOLE   1,210 0 0
LILLY ELI & CO COMMON 532457108   838 1,562 SH   SOLE   1,562 0 0
MARATHON PETROLEUM COMMON 56585A102   22,203 146,724 SH   SOLE   133,004 0 13,720
MARRIOTT INTL INC CLASS A 571903202   7,890 40,130 SH   SOLE   35,950 0 4,180
MCDONALDS CORP COMMON 580135101   409 1,553 SH   SOLE   1,553 0 0
MERCK & CO INC COMMON 58933Y105   380 3,688 SH   SOLE   3,388 0 300
MICROSOFT CORP COMMON 594918104   34,893 110,507 SH   SOLE   99,647 0 10,860
NEXTERA ENERGY INC COMMON 65339F101   2,758 48,134 SH   SOLE   44,734 0 3,400
NORTH SQ INVSTMNTS T OAK RIDGE DICP I 66263L601   8,709 835,865 SH   SOLE   835,865 0 0
NORTH SQ INVSTMNTS T ADVSY RSCH ACP I 66263L775   15,470 1,591,542 SH   SOLE   1,591,542 0 0
NORTH SQ INVSTMNTS T STRATEGIC INC I 66263L791   368 43,391 SH   SOLE   43,391 0 0
NORTH SQ INVSTMNTS T DYNAMIC SMCP I 66263L825   59,950 5,089,186 SH   SOLE   5,089,186 0 0
NORTH SQ INVSTMNTS T OAK RIDGE DIVD I 66263L882   6,473 352,579 SH   SOLE   352,579 0 0
NVIDIA CORP COMMON 67066G104   438 1,005 SH   SOLE   1,005 0 0
ORACLE CORP COMMON 68389X105   11,125 105,019 SH   SOLE   95,319 0 9,700
PHILIP MORRIS INTL COMMON 718172109   8,388 90,630 SH   SOLE   79,230 0 11,400
PRICE T ROWE GROUP COM 74144T108   6,420 61,218 SH   SOLE   55,483 0 5,735
PROCTER AND GAMBLE COM 742718109   306 2,098 SH   SOLE   2,098 0 0
PRUDENTIAL WORLD FD JNSON GL OPT Z 743969685   1,943 56,791 SH   SOLE   56,791 0 0
PUBLIC SVC ENTERPR COMMON 744573106   5,365 94,328 SH   SOLE   85,128 0 9,200
RTX CORPORATION COM USD1 75513E101   4,959 68,888 SH   SOLE   61,468 0 7,420
ROWE T PRICE INTL FD EMERG MKTS STK 77956H864   514 15,496 SH   SOLE   15,496 0 0
SCE TR III FXD/FLT RT PFD 78409B207   1,355 56,450 SH   SOLE   56,450 0 0
SPDR S&P 500 ETF TR UNITS SER 1 S&P 78462F103   55,333 129,440 SH   SOLE   129,440 0 0
SPDR S&P 500 ETF TR UNITS SER 1 S&P 78462F103   6,412 150 SH   SOLE   150 0 0
SPDR SERIES TRUST PORTFOLIO LONG TERM 78464A367   1,098 51,700 SH   SOLE   51,700 0 0
SPDR SERIES TRUST PORTFOLIO INTERMEDIA 78464A375   3,953 125,700 SH   SOLE   125,700 0 0
SPDR SERIES TRUST PORTFOLIO SHORT TERM 78464A474   2,281 77,800 SH   SOLE   77,800 0 0
SPDR SERIES TRUST SPDR PRT S&P 500 ETF 78464A854   13,932 277,175 SH   SOLE   274,980 0 2,195
SCHWAB STRATEGIC T US DIVIDEND EQUTY ET 808524797   961 13,582 SH   SOLE   13,582 0 0
SEMPRA COMMON 816851109   1,181 17,358 SH   SOLE   17,358 0 0
SOUTHERN CO COMMON 842587107   403 6,226 SH   SOLE   6,226 0 0
STARBUCKS CORP COMMON 855244109   7,294 79,925 SH   SOLE   71,375 0 8,550
STATE STREET CORP DEP SHS 1/4000TH INT 857477855   465 20,100 SH   SOLE   20,100 0 0
TARGET CORPORATION COMMON 87612E106   7,702 69,650 SH   SOLE   60,150 0 9,500
TRUIST FINANCIAL COR COM USD5 89832Q109   200 6,991 SH   SOLE   6,991 0 0
US BANCORP DEL COMMON 902973304   1,432 43,312 SH   SOLE   40,392 0 2,920
UNITED PARCEL SERVIC CLASS B 911312106   7,508 48,165 SH   SOLE   43,095 0 5,070
UNITEDHEALTH GRP INC COMMON 91324P102   251 498 SH   SOLE   498 0 0
VANECK ETF TR FALLEN ANGEL HIGH YL 92189F437   1,120 41,400 SH   SOLE   41,400 0 0
VANGUARD SPECIALIZED DIV APPRECIATION 921908844   3,921 25,234 SH   SOLE   25,234 0 0
VANGUARD STAR FUND TOT INTL STK IDX FD 921909768   6,022 112,527 SH   SOLE   112,527 0 0
VANGUARD TAX MANAGED FTSE DEV MKT ETF 921943858   7,651 175,041 SH   SOLE   175,041 0 0
VANGUARD CHARLOTTE TOT INTL BOND IN 92203J407   23,030 481,500 SH   SOLE   481,500 0 0
VANGUARD INTL EQUITY INDEX FD FTSE SMCAP 922042718   250 2,350 SH   SOLE   2,350 0 0
VANGUARD INTL EQUITY ETF ALL-WORLD EX-US 922042775   2,248 43,350 SH   SOLE   43,350 0 0
VANGUARD SCOTTSDAL FDS VNG RUS2000IDX 92206C664   19,274 269,782 SH   SOLE   269,782 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,894 25,195 SH   SOLE   25,195 0 0
VANGUARD INDEX TR SMALL CAP VALUE 922908611   2,770 17,365 SH   SOLE   17,365 0 0
VANGUARD INDEX TR GROWTH 922908736   78,068 286,687 SH   SOLE   286,687 0 0
VANGUARD INDEX TR VALUE 922908744   94,851 687,683 SH   SOLE   687,683 0 0
VANGUARD INDEX TR SMALL CAP 922908751   6,412 33,920 SH   SOLE   33,920 0 0
VANGUARD INDEX TR TOTAL STOCK MARKET 922908769   7,912 37,249 SH   SOLE   36,800 0 449
VISA INC CLASS A 92826C839   205 895 SH   SOLE   895 0 0
VIRTUS OPPORTUNITIES KAR INTLSMLMDCP CL I 92828W825   451 28,106 SH   SOLE   28,106 0 0
VMWARE INC CLASS A 928563402   18,624 111,866 SH   SOLE   100,655 0 11,211
WALMART INC COMMON 931142103   12,104 75,651 SH   SOLE   74,201 0 1,450
WALGREENS BOOTS ALNC COMMON 931427108   2,663 119,935 SH   SOLE   104,285 0 15,650
WASTE MANAGEMENT INC COMMON 94106L109   414 2,719 SH   SOLE   2,719 0 0
WELLS FARGO & CO COMMON 949746101   6,459 158,160 SH   SOLE   143,260 0 14,900
WELLS FARGO & CO 7.5% PFD CLA SER L 949746804   1,952 1,750 SH   SOLE   1,750 0 0
WISDOMTREE TR JAPAN HEDGE EQT 97717W851   1,731 19,602 SH   SOLE   19,602 0 0
WISDOMTREE TR ETF INTL HEDGE EQT 97717X701   1,508 38,188 SH   SOLE   38,188 0 0
SENSATA TECH HLD PLC COM EUR0.01 G8060N102   7,560 199,945 SH   SOLE   181,365 0 18,580
CHUBB LIMITED COMMON H1467J104   8,822 42,374 SH   SOLE   38,429 0 3,945