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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   20,669,094 58,829 SH   SOLE   58,829 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,261,386 339,800 SH   SOLE   339,800 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   9,583,636 72,133 SH   SOLE   72,133 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,545,048 142,254 SH   SOLE   142,254 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   6,973,999 312,036 SH   SOLE   312,036 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,861,626 44,837 SH   SOLE   44,837 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   24,545,636 1,010,941 SH   SOLE   1,010,941 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   818,576 38,703 SH   SOLE   38,703 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   1,239,222 54,809 SH   SOLE   54,809 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   5,020,022 209,080 SH   SOLE   209,080 0 0
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   2,083,431 94,487 SH   SOLE   94,487 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,364,753 60,764 SH   SOLE   60,764 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757   1,213,126 54,572 SH   SOLE   54,572 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   9,637,076 50,406 SH   SOLE   50,406 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   5,885,406 113,794 SH   SOLE   113,794 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   3,218,132 47,996 SH   SOLE   47,996 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   7,295,104 101,547 SH   SOLE   101,547 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,391,616 50,424 SH   SOLE   50,424 0 0
APPLE INC COM 037833100   465,279 3,581 SH   SOLE   3,581 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   772,248 15,433 SH   SOLE   15,433 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   244,640 2,838 SH   SOLE   2,838 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,024,749 24,627 SH   SOLE   24,627 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,613,642 74,706 SH   SOLE   74,706 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,698,407 50,729 SH   SOLE   50,729 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   310,436 5,369 SH   SOLE   5,369 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,794,837 38,942 SH   SOLE   38,942 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,240,488 50,978 SH   SOLE   50,978 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,154,293 37,970 SH   SOLE   37,970 0 0
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   625,755 15,203 SH   SOLE   15,203 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,457,709 19,387 SH   SOLE   19,387 0 0
EVERSOURCE ENERGY COM 30040W108   246,406 2,939 SH   SOLE   2,939 0 0
CHEVRON CORP NEW COM 166764100   218,978 1,220 SH   SOLE   1,220 0 0
SIMMONS 1ST NATL CORP CL A $1 PAR 828730200   300,350 13,918 SH   SOLE   13,918 0 0