The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,105 27,018 SH   SOLE   27,018 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 10,969 48,179 SH   SOLE   48,179 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 22,151 53,353 SH   SOLE   53,353 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 13,652 284,242 SH   SOLE   284,242 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 10,057 60,711 SH   SOLE   60,711 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,397 116,990 SH   SOLE   116,990 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 642 4,073 SH   SOLE   4,073 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9,347 119,692 SH   SOLE   119,692 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 348 3,434 SH   SOLE   3,434 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,021 36,284 SH   SOLE   36,284 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 6,332 105,994 SH   SOLE   105,994 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8,828 110,986 SH   SOLE   110,986 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,996 57,137 SH   SOLE   57,137 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 704 25,335 SH   SOLE   25,335 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 563 21,445 SH   SOLE   21,445 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 1,855 36,997 SH   SOLE   36,997 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 714 3,031 SH   SOLE   3,031 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 774 10,852 SH   SOLE   10,852 0 0
AT&T INC COM 00206R102 240 10,152 SH   SOLE   10,152 0 0
CATERPILLAR INC COM 149123101 718 3,221 SH   SOLE   3,221 0 0
CHEVRON CORP NEW COM 166764100 351 2,154 SH   SOLE   2,154 0 0
EXXON MOBIL CORP COM 30231G102 217 2,624 SH   SOLE   2,624 0 0
NEW RESIDENTIAL INVT CORP COM NEW 64828T201 228 20,774 SH   SOLE   20,774 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 409 8,035 SH   SOLE   8,035 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 215 2,789 SH   SOLE   2,789 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 317 5,247 SH   SOLE   5,247 0 0
ABBOTT LABS COM 002824100 678 5,727 SH   SOLE   5,727 0 0
PROSPECT CAP CORP NOTE 4.950% 7/1 74348TAR3 15 15,000 SH   SOLE   15,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 678 1,869 SH   SOLE   1,869 0 0
WALMART INC COM 931142103 254 1,709 SH   SOLE   1,709 0 0
UNIVERSAL DISPLAY CORP COM 91347P105 351 2,104 SH   SOLE   2,104 0 0
ABBVIE INC COM 00287Y109 1,092 6,735 SH   SOLE   6,735 0 0
ADVANCED MICRO DEVICES INC COM 007903107 738 6,748 SH   SOLE   6,748 0 0
APPLE INC COM 037833100 2,001 11,458 SH   SOLE   11,458 0 0
SOUTHERN CO COM 842587107 335 4,621 SH   SOLE   4,621 0 0
INNOVATOR ETFS TR S&P 500 PWRETF 45782C797 279 9,235 SH   SOLE   9,235 0 0
INNOVATOR ETFS TR S&P 500 PWR 45782C813 297 9,688 SH   SOLE   9,688 0 0
INNOVATOR ETFS TR S&P 500 PWR BU 45782C870 265 8,920 SH   SOLE   8,920 0 0
EVERSOURCE ENERGY COM 30040W108 252 2,857 SH   SOLE   2,857 0 0
ALLEGION PLC ORD SHS G0176J109 319 2,905 SH   SOLE   2,905 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 388 2,544 SH   SOLE   2,544 0 0
SIMMONS 1ST NATL CORP CL A $1 PAR 828730200 365 13,912 SH   SOLE   13,912 0 0
TARGET CORP COM 87612E106 1,104 5,200 SH   SOLE   5,200 0 0
LILLY ELI & CO COM 532457108 243 850 SH   SOLE   850 0 0