The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   6,070,048 68,798 SH   SOLE   0 0 68,798
ALPHABET INC CAP STK CL C 02079K107   5,927,164 66,800 SH   SOLE   0 0 66,800
AMAZON COM INC COM 023135106   510,720 6,080 SH   SOLE   0 0 6,080
AMERICAN EXPRESS CO COM 025816109   295,500 2,000 SH   SOLE   0 0 2,000
APPLE INC COM 037833100   3,658,569 28,158 SH   SOLE   0 0 28,158
BANK AMERICA CORP COM 060505104   665,712 20,100 SH   SOLE   0 0 20,100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   553,240 1,791 SH   SOLE   0 0 1,791
CHEVRON CORP NEW COM 166764100   360,954 2,011 SH   SOLE   0 0 2,011
COCA COLA CO COM 191216100   244,708 3,847 SH   SOLE   0 0 3,847
FEDEX CORP COM 31428X106   396,801 2,291 SH   SOLE   0 0 2,291
GLOBAL X FDS S&P 500 COVERED 37954Y475   345,157 8,767 SH   SOLE   0 0 8,767
GOLDMAN SACHS GROUP INC COM 38141G104   517,474 1,507 SH   SOLE   0 0 1,507
HOME DEPOT INC COM 437076102   680,047 2,153 SH   SOLE   0 0 2,153
HONEYWELL INTL INC COM 438516106   542,179 2,530 SH   SOLE   0 0 2,530
ISHARES TR 20 YR TR BD ETF 464287432   408,196 4,100 SH   SOLE   0 0 4,100
ISHARES TR CALIF MUN BD ETF 464288356   1,473,673 26,264 SH   SOLE   0 0 26,264
ISHARES TR CORE S&P500 ETF 464287200   268,947 700 SH   SOLE   0 0 700
ISHARES TR IBOXX INV CP ETF 464287242   371,008 3,519 SH   SOLE   0 0 3,519
ISHARES TR MSCI EAFE ETF 464287465   5,478,249 83,459 SH   SOLE   0 0 83,459
ISHARES TR RUSSELL 2000 ETF 464287655   5,646,649 32,385 SH   SOLE   0 0 32,385
ISHARES TR SELECT DIVID ETF 464287168   2,900,792 24,053 SH   SOLE   0 0 24,053
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,034,519 60,533 SH   SOLE   0 0 60,533
LOWES COS INC COM 548661107   260,805 1,309 SH   SOLE   0 0 1,309
MCDONALDS CORP COM 580135101   426,655 1,619 SH   SOLE   0 0 1,619
MERCK & CO INC COM 58933Y105   217,795 1,963 SH   SOLE   0 0 1,963
MICROSOFT CORP COM 594918104   1,023,792 4,269 SH   SOLE   0 0 4,269
MORGAN STANLEY COM NEW 617446448   595,990 7,010 SH   SOLE   0 0 7,010
NIKE INC CL B 654106103   401,461 3,431 SH   SOLE   0 0 3,431
NVIDIA CORPORATION COM 67066G104   293,157 2,006 SH   SOLE   0 0 2,006
OLD DOMINION FREIGHT LINE IN COM 679580100   549,398 1,936 SH   SOLE   0 0 1,936
PROCTER AND GAMBLE CO COM 742718109   202,787 1,338 SH   SOLE   0 0 1,338
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,527,261 14,453 SH   SOLE   0 0 14,453
SPDR SER TR S&P DIVID ETF 78464A763   200,176 1,600 SH   SOLE   0 0 1,600
TESLA INC COM 88160R101   1,785,248 14,493 SH   SOLE   0 0 14,493
T-MOBILE US INC COM 872590104   210,560 1,504 SH   SOLE   0 0 1,504
UNITED PARCEL SERVICE INC CL B 911312106   348,723 2,006 SH   SOLE   0 0 2,006
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   12,158,823 34,607 SH   SOLE   0 0 34,607
VANGUARD INDEX FDS TOTAL STK MKT 922908769   273,211 1,429 SH   SOLE   0 0 1,429
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   253,604 6,506 SH   SOLE   0 0 6,506
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   206,972 1,363 SH   SOLE   0 0 1,363
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   356,997 8,506 SH   SOLE   0 0 8,506
VISA INC COM CL A 92826C839   475,770 2,290 SH   SOLE   0 0 2,290