The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM COM 00206R102 3 119 SH   SOLE   0 0 119
ABBOTT LABORATORIES COM COM 002824100 80 690 SH   SOLE   0 0 690
ABBVIE INC COM COM 00287Y109 106 940 SH   SOLE   0 0 940
ALPHABET INC COM CL C COM CL C 02079K107 251 100 SH   SOLE   0 0 100
ALTRIA GROUP INC COM COM 02209S103 14 300 SH   SOLE   0 0 300
AMAZON COM INC COM COM 023135106 124 36 SH   SOLE   0 0 36
ANALOG DEVICES INC COM COM 032654105 41 240 SH   SOLE   0 0 240
APPLE INC COM COM 037833100 46 339 SH   SOLE   0 0 339
ARCHER-DANIELS-MIDLAND CO COM COM 039483102 7 110 SH   SOLE   0 0 110
AVANGRID INC COM COM 05351W103 5 103 SH   SOLE   0 0 103
BANK OF NEW YORK MELLON CORP COM COM 064058100 10 200 SH   SOLE   0 0 200
BERKSHIRE HATHAWAY INC COM CL B COM CL B 084670702 61 220 SH   SOLE   0 0 220
BLACKSTONE MORTGAGE TRUST INC COM USD0.01 CLS'A' COM USD CLSA 09257W100 5 161 SH   SOLE   0 0 161
BROWN-FORMAN CORP COM CL B COM CL B 115637209 142 1,893 SH   SOLE   0 0 1,893
CINCINNATI FINANCIAL CORP COM COM 172062101 23 200 SH   SOLE   0 0 200
COCA-COLA CO COM COM 191216100 27 500 SH   SOLE   0 0 500
COHEN & STEERS INFRASTRUCTURE COM COM 19248A109 5 162 SH   SOLE   0 0 162
COLGATE-PALMOLIVE CO COM COM 194162103 33 400 SH   SOLE   0 0 400
COMCAST CORP COM CL A COM CL A 20030N101 5 96 SH   SOLE   0 0 96
COSTAR GROUP INC COM COM 22160N109 148 1,790 SH   SOLE   0 0 1,790
DARDEN RESTAURANTS INC COM COM 237194105 25 173 SH   SOLE   0 0 173
DEERE & CO COM COM 244199105 71 200 SH   SOLE   0 0 200
DENTSPLY SIRONA INC COM COM 24906P109 17 270 SH   SOLE   0 0 270
DOMINION ENERGY INC COM COM 25746U109 11 156 SH   SOLE   0 0 156
EMERSON ELECTRIC CO COM COM 291011104 19 200 SH   SOLE   0 0 200
EVERGY INC COM COM 30034W106 12 201 SH   SOLE   0 0 201
EXELON CORP COM COM 30161N101 22 500 SH   SOLE   0 0 500
EXXON MOBIL CORPORATION COM COM 30231G102 16 250 SH   SOLE   0 0 250
FEDEX CORP COM COM 31428X106 45 150 SH   SOLE   0 0 150
FIDELITY COVINGTON TRUST MSCI CONSM DIS ETF MSCI CONSM DIS ETF 316092204 7,442 91,777 SH   SOLE   1,285 0 90,492
FIDELITY COVINGTON TRUST MSCI HLTH CARE I ETF MSCI HLTH CARE I ETF 316092600 703 11,035 SH   SOLE   0 0 11,035
FIDELITY COVINGTON TRUST MSCI UTILS INDEX ETF MSCI UTILS INDEX ETF 316092865 432 10,523 SH   SOLE   0 0 10,523
GALLAGHER (ARTHUR J) & CO COM COM 363576109 29 204 SH   SOLE   0 0 204
HOLOGIC INC COM COM 436440101 21 312 SH   SOLE   0 0 312
HOME DEPOT INC COM COM 437076102 63 197 SH   SOLE   0 0 197
INTEL CORP COM COM 458140100 224 3,988 SH   SOLE   0 0 3,988
INTERNATIONAL BUS MACH CORP COM COM 459200101 22 150 SH   SOLE   0 0 150
INTUIT INC COM COM 461202103 19 38 SH   SOLE   0 0 38
INVESCO EXCHANGE TRADED FUND T SOLAR ETF SOLAR ETF 46138G706 79 885 SH   SOLE   0 0 885
ISHARES TRUST CORE S&P500 ETF CORE S&P500 ETF 464287200 18,126 42,162 SH   SOLE   579 0 41,583
ISHARES TRUST CORE US AGGBD ET ETF CORE US AGGBD ET ETF 464287226 17 151 SH   SOLE   0 0 151
ISHARES TRUST RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 11 50 SH   SOLE   0 0 50
ISHARES TRUST GL CLEAN ENE ETF GL CLEAN ENE ETF 464288224 150 6,382 SH   SOLE   0 0 6,382
ISHARES TRUST NATIONAL MUN ETF NATIONAL MUN ETF 464288414 2,396 20,444 SH   SOLE   325 0 20,119
ISHARES TRUST MSCI USA ESG SLC ETF MSCI USA ESG SLC ETF 464288802 528 5,531 SH   SOLE   0 0 5,531
ISHARES TRUST MSCI EAFE MIN VOL FACTOR ETF MSCI EAFE MIN VOL FACTOR ETF 46429B689 494 6,544 SH   SOLE   0 0 6,544
ISHARES TRUST MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL FACTOR ETF 46429B697 37 500 SH   SOLE   0 0 500
ISHARES TRUST MSCI USA QUALITY FACTOR ETF MSCI USA QUALITY FACTOR ETF 46432F339 12,452 93,713 SH   SOLE   1,257 0 92,456
ISHARES TRUST MSCI USA MOMENTUM FACTOR ETF MSCI USA MOMENTUM FACTOR ETF 46432F396 6,361 36,680 SH   SOLE   491 0 36,189
ISHARES TRUST MSCI GLOBAL IMP ETF MSCI GLOBAL IMP ETF 46435G532 165 1,663 SH   SOLE   0 0 1,663
ISHARES TRUST SELF DRIVNG EV ETF SELF DRIVNG EV ETF 46435U366 2,664 53,621 SH   SOLE   597 0 53,024
JOHNSON & JOHNSON COM COM 478160104 153 930 SH   SOLE   0 0 930
KRAFT HEINZ CO COM COM 500754106 3 69 SH   SOLE   0 0 69
ESTEE LAUDER COMPANIES INC COM CL A COM CL A 518439104 217 683 SH   SOLE   0 0 683
ELI LILLY AND COMPANY COM COM 532457108 43 186 SH   SOLE   0 0 186
MARRIOTT VACATIONS WORLDWIDE C COM COM 57164Y107 6 40 SH   SOLE   0 0 40
MARRIOTT INTERNATIONAL INC COM CL A COM CL A 571903202 34 250 SH   SOLE   0 0 250
MASTERCARD INCORPORATED COM CL A COM CL A 57636Q104 13 35 SH   SOLE   0 0 35
MCDONALD'S CORPORATION COM COM 580135101 35 150 SH   SOLE   0 0 150
MERCK & CO INC COM COM 58933Y105 44 560 SH   SOLE   0 0 560
MICROSOFT CORP COM COM 594918104 224 826 SH   SOLE   0 0 826
MONDELEZ INTL INC COM CL A COM CL A 609207105 13 207 SH   SOLE   0 0 207
NEWPARK RESOURCES INC COM COM 651718504 0 100 SH   SOLE   0 0 100
NEXTERA ENERGY INC COM COM 65339F101 94 1,280 SH   SOLE   0 0 1,280
NEXPOINT STRATEGIC OPPORTUNITI COM NEW COM NEW 65340G205 0 1 SH   SOLE   0 0 1
NEXPOINT RESIDENTIAL TRUST INC COM USD0.001 'WI' COM USD 65341D102 0 2 SH   SOLE   0 0 2
NIKE INC COM CL B COM CL B 654106103 17 111 SH   SOLE   0 0 111
ORGANON & CO COM COM 68622V106 2 56 SH   SOLE   0 0 56
PHILIP MORRIS INTL INC COM COM 718172109 30 300 SH   SOLE   0 0 300
PROCTER & GAMBLE CO COM COM 742718109 47 350 SH   SOLE   0 0 350
REALTY INCOME CORP COM USD1 COM USD1 756109104 21 313 SH   SOLE   0 0 313
REINSURANCE GROUP OF AMERICA COM COM 759351604 3 22 SH   SOLE   0 0 22
RIO TINTO ADR SPONSORED ADR SPONSORED 767204100 9 105 SH   SOLE   0 0 105
SPDR GOLD TRUST GOLD SHS ETF GOLD SHS ETF 78463V107 25 150 SH   SOLE   0 0 150
SALLIE MAE BK MURRAY UTAH CD CD 7954502T1 67 66 SH   SOLE   0 0 66
SCHWAB STRATEGIC TR INTL EQTY ETF INTL EQTY ETF 808524805 5,992 151,891 SH   SOLE   2,081 0 149,810
SCHWAB STRATEGIC TR US TIPS ETF US TIPS ETF 808524870 10,437 166,973 SH   SOLE   2,168 0 164,804
STARBUCKS CORP COM COM 855244109 12 107 SH   SOLE   0 0 107
STRYKER CORP COM COM 863667101 15 57 SH   SOLE   0 0 57
TC ENERGY CORPORATION COM COM 87807B107 5 102 SH   SOLE   0 0 102
TYLER TECHNOLOGIES INC COM COM 902252105 167 370 SH   SOLE   0 0 370
UNILEVER PLC ADR SPONSORED ADR SPONSORED 904767704 6 100 SH   SOLE   0 0 100
VANECK VECTORS ETF TRUST JR GOLD MINERS E ETF JR GOLD MINERS E ETF 92189F791 19 400 SH   SOLE   0 0 400
VANGUARD SHORT TRM BOND ETF SHORT TRM BOND ETF 921937827 11,650 141,795 SH   SOLE   1,883 0 139,912
VANGUARD STRM INFPROIDX ETF STRM INFPROIDX ETF 922020805 52 1,000 SH   SOLE   0 0 1,000
VANGUARD CONSUM STP ETF CONSUM STP ETF 92204A207 660 3,615 SH   SOLE   0 0 3,615
VANGUARD INF TECH ETF INF TECH ETF 92204A702 9,027 22,638 SH   SOLE   308 0 22,330
VANGUARD SHORT TERM TREAS ETF SHORT TERM TREAS ETF 92206C102 427 6,944 SH   SOLE   0 0 6,944
VANGUARD SHRT TRM CORP BD ETF SHRT TRM CORP BD ETF 92206C409 50 600 SH   SOLE   0 0 600
VANGUARD INTER TERM TREAS ETF INTER TERM TREAS ETF 92206C706 12,700 187,293 SH   SOLE   2,379 0 184,914
VANGUARD INT-TERM CORP ETF INT-TERM CORP ETF 92206C870 9,821 103,308 SH   SOLE   1,153 0 102,155
VANGUARD MID CAP ETF MID CAP ETF 922908629 361 1,520 SH   SOLE   0 0 1,520
VANGUARD TOTAL STK MKT ETF TOTAL STK MKT ETF 922908769 91 410 SH   SOLE   0 0 410
VISA INC COM CL A COM CL A 92826C839 10 41 SH   SOLE   0 0 41
WP CAREY INC COM USD0.001 COM USD 92936U109 8 106 SH   SOLE   0 0 106
WASHINGTON REAL ESTATE INVEST SBI USD0.01 SBI USD 939653101 12 504 SH   SOLE   0 0 504
WASTE MANAGEMENT INC COM COM 94106L109 291 2,074 SH   SOLE   0 0 2,074
XCEL ENERGY INC COM COM 98389B100 7 103 SH   SOLE   0 0 103
ZOETIS INC COM CL A COM CL A 98978V103 10 56 SH   SOLE   0 0 56
DAIMLER AG COM COM D1668R123 7 74 SH   SOLE   0 0 74
ACCENTURE PLC COM COM G1151C101 175 592 SH   SOLE   0 0 592