The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 381 2,171 SH   SOLE   2,171 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,325 2,301 SH   SOLE   2,301 0 0
AIRBNB INC COM CL A 009066101 450 2,680 SH   SOLE   2,680 0 0
ALPHABET INC CAP STK CL C 02079K107 626 235 SH   SOLE   235 0 0
ALPHABET INC CAP STK CL A 02079K305 2,013 753 SH   SOLE   753 0 0
AMARIN CORP PLC SPONS ADR NEW 023111206 532 104,341 SH   SOLE   104,341 0 0
AMAZON COM INC COM 023135106 2,362 719 SH   SOLE   719 0 0
AMGEN INC COM 031162100 222 1,046 SH   SOLE   1,046 0 0
APPLE INC COM 037833100 6,334 44,761 SH   SOLE   44,761 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 259 348 SH   SOLE   348 0 0
AT&T INC COM 00206R102 293 10,830 SH   SOLE   10,830 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 415 2,077 SH   SOLE   2,077 0 0
AUTOZONE INC COM 053332102 255 150 SH   SOLE   150 0 0
BALCHEM CORP COM 057665200 436 3,005 SH   SOLE   3,005 0 0
BAXTER INTL INC COM 071813109 297 3,694 SH   SOLE   3,694 0 0
BIOGEN INC COM 09062X103 226 798 SH   SOLE   798 0 0
BOEING CO COM 097023105 371 1,689 SH   SOLE   1,689 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 583 9,851 SH   SOLE   9,851 0 0
BROADCOM INC COM 11135F101 326 672 SH   SOLE   672 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 330 6,373 SH   SOLE   6,373 0 0
CHEVRON CORP NEW COM 166764100 711 7,004 SH   SOLE   7,004 0 0
CISCO SYS INC COM 17275R102 773 14,199 SH   SOLE   14,199 0 0
COLGATE PALMOLIVE CO COM 194162103 494 6,535 SH   SOLE   6,535 0 0
COSTCO WHSL CORP NEW COM 22160K105 678 1,508 SH   SOLE   1,508 0 0
CYMABAY THERAPEUTICS INC COM 23257D103 37 10,000 SH   SOLE   10,000 0 0
DISNEY WALT CO COM 254687106 907 5,363 SH   SOLE   5,363 0 0
ELDORADO GOLD CORP NEW COM 284902509 104 13,500 SH   SOLE   13,500 0 0
EMERSON ELEC CO COM 291011104 562 5,969 SH   SOLE   5,969 0 0
EXXON MOBIL CORP COM 30231G102 563 9,574 SH   SOLE   9,574 0 0
FACEBOOK INC CL A 30303M102 632 1,863 SH   SOLE   1,863 0 0
GENERAL MLS INC COM 370334104 402 6,724 SH   SOLE   6,724 0 0
GILEAD SCIENCES INC COM 375558103 511 7,317 SH   SOLE   7,317 0 0
HOME DEPOT INC COM 437076102 1,355 4,129 SH   SOLE   4,129 0 0
ILLUMINA INC COM 452327109 270 665 SH   SOLE   665 0 0
INTEL CORP COM 458140100 549 10,310 SH   SOLE   10,310 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 283 18,800 SH   SOLE   18,800 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 399 4,633 SH   SOLE   4,633 0 0
ISHARES TR IBOXX INV CP ETF 464287242 342 2,573 SH   SOLE   2,573 0 0
ISHARES TR MSCI EAFE ETF 464287465 6,269 80,359 SH   SOLE   80,359 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 11,673 53,361 SH   SOLE   53,361 0 0
JOHNSON & JOHNSON COM 478160104 1,473 9,122 SH   SOLE   9,122 0 0
JPMORGAN CHASE & CO COM 46625H100 708 4,323 SH   SOLE   4,323 0 0
LOCKHEED MARTIN CORP COM 539830109 1,140 3,303 SH   SOLE   3,303 0 0
LOWES COS INC COM 548661107 366 1,803 SH   SOLE   1,803 0 0
MCDONALDS CORP COM 580135101 563 2,333 SH   SOLE   2,333 0 0
MICROSOFT CORP COM 594918104 5,135 18,215 SH   SOLE   18,215 0 0
MICROSTRATEGY INC CL A NEW 594972408 1,301 2,250 SH   SOLE   2,250 0 0
NOKIA CORP SPONSORED ADR 654902204 940 172,514 SH   SOLE   172,514 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 111 241,050 SH   SOLE   241,050 0 0
NOVARTIS AG SPONSORED ADR 66987V109 210 2,565 SH   SOLE   2,565 0 0
NUVEEN MASSACHUSETS QLT MUN COM 67061E104 179 11,624 SH   SOLE   11,624 0 0
NVIDIA CORPORATION COM 67066G104 815 3,936 SH   SOLE   3,936 0 0
ORACLE CORP COM 68389X105 753 8,637 SH   SOLE   8,637 0 0
OTIS WORLDWIDE CORP COM 68902V107 251 3,052 SH   SOLE   3,052 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 870 36,196 SH   SOLE   36,196 0 0
PAYPAL HLDGS INC COM 70450Y103 1,101 4,232 SH   SOLE   4,232 0 0
PEPSICO INC COM 713448108 952 6,330 SH   SOLE   6,330 0 0
PFIZER INC COM 717081103 785 18,262 SH   SOLE   18,262 0 0
PHILIP MORRIS INTL INC COM 718172109 214 2,257 SH   SOLE   2,257 0 0
PLUG POWER INC COM NEW 72919P202 249 9,730 SH   SOLE   9,730 0 0
PROCTER AND GAMBLE CO COM 742718109 683 4,888 SH   SOLE   4,888 0 0
QUALCOMM INC COM 747525103 771 5,979 SH   SOLE   5,979 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 783 9,114 SH   SOLE   9,114 0 0
REMARK HLDGS INC COM 75955K102 39 37,000 SH   SOLE   37,000 0 0
SALESFORCE COM INC COM 79466L302 825 3,041 SH   SOLE   3,041 0 0
SAP SE SPON ADR 803054204 241 1,782 SH   SOLE   1,782 0 0
SCHWAB CHARLES CORP COM 808513105 253 3,472 SH   SOLE   3,472 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,061 32,269 SH   SOLE   32,269 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 396 2,402 SH   SOLE   2,402 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 18,644 43,445 SH   SOLE   43,445 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 17,790 36,994 SH   SOLE   36,994 0 0
STARBUCKS CORP COM 855244109 312 2,829 SH   SOLE   2,829 0 0
TARGET CORP COM 87612E106 258 1,127 SH   SOLE   1,127 0 0
TESLA INC COM 88160R101 591 762 SH   SOLE   762 0 0
THE TRADE DESK INC COM CL A 88339J105 398 5,660 SH   SOLE   5,660 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 874 1,530 SH   SOLE   1,530 0 0
TRANSOCEAN LTD REG SHS H8817H100 80 21,028 SH   SOLE   21,028 0 0
UIPATH INC CL A 90364P105 219 4,160 SH   SOLE   4,160 0 0
UNILEVER PLC SPON ADR NEW 904767704 740 13,650 SH   SOLE   13,650 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 291 1,310 SH   SOLE   1,310 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 702 14,041 SH   SOLE   14,041 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 334 5,274 SH   SOLE   5,274 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 4,531 48,904 SH   SOLE   48,904 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 364 6,743 SH   SOLE   6,743 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 213 4,532 SH   SOLE   4,532 0 0
WALMART INC COM 931142103 1,201 8,615 SH   SOLE   8,615 0 0
YUM BRANDS INC COM 988498101 825 6,747 SH   SOLE   6,747 0 0
YUM CHINA HLDGS INC COM 98850P109 228 3,929 SH   SOLE   3,929 0 0