The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 435 2,191 SH   SOLE   2,191 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,375 2,348 SH   SOLE   2,348 0 0
AES CORP COM 00130H105 211 8,102 SH   SOLE   8,102 0 0
ALPHABET INC CAP STK CL A 02079K305 1,848 757 SH   SOLE   757 0 0
ALPHABET INC CAP STK CL C 02079K107 589 235 SH   SOLE   235 0 0
AMARIN CORP PLC SPONS ADR NEW 023111206 468 106,860 SH   SOLE   106,860 0 0
AMAZON COM INC COM 023135106 2,487 723 SH   SOLE   723 0 0
AMGEN INC COM 031162100 266 1,091 SH   SOLE   1,091 0 0
APPLE INC COM 037833100 6,148 44,888 SH   SOLE   44,888 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 240 347 SH   SOLE   347 0 0
AT&T INC COM 00206R102 315 10,940 SH   SOLE   10,940 0 0
AURORA CANNABIS INC COM 05156X884 143 15,791 SH   SOLE   15,791 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 423 2,129 SH   SOLE   2,129 0 0
AUTOZONE INC COM 053332102 225 151 SH   SOLE   151 0 0
BALCHEM CORP COM 057665200 394 3,005 SH   SOLE   3,005 0 0
BAXTER INTL INC COM 071813109 300 3,732 SH   SOLE   3,732 0 0
BIOGEN INC COM 09062X103 279 807 SH   SOLE   807 0 0
BOEING CO COM 097023105 393 1,639 SH   SOLE   1,639 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 669 10,014 SH   SOLE   10,014 0 0
BROADCOM INC COM 11135F101 321 674 SH   SOLE   674 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 316 6,496 SH   SOLE   6,496 0 0
CHEVRON CORP NEW COM 166764100 768 7,335 SH   SOLE   7,335 0 0
CISCO SYS INC COM 17275R102 775 14,628 SH   SOLE   14,628 0 0
COLGATE PALMOLIVE CO COM 194162103 544 6,693 SH   SOLE   6,693 0 0
CORNING INC COM 219350105 212 5,178 SH   SOLE   5,178 0 0
COSTCO WHSL CORP NEW COM 22160K105 601 1,519 SH   SOLE   1,519 0 0
DISNEY WALT CO COM 254687106 945 5,379 SH   SOLE   5,379 0 0
ELDORADO GOLD CORP NEW COM 284902509 134 13,500 SH   SOLE   13,500 0 0
EMERSON ELEC CO COM 291011104 589 6,120 SH   SOLE   6,120 0 0
EXXON MOBIL CORP COM 30231G102 630 9,986 SH   SOLE   9,986 0 0
FACEBOOK INC CL A 30303M102 653 1,877 SH   SOLE   1,877 0 0
GENERAL MLS INC COM 370334104 412 6,766 SH   SOLE   6,766 0 0
GILEAD SCIENCES INC COM 375558103 503 7,299 SH   SOLE   7,299 0 0
HOME DEPOT INC COM 437076102 1,341 4,206 SH   SOLE   4,206 0 0
HONEYWELL INTL INC COM 438516106 203 927 SH   SOLE   927 0 0
ILLUMINA INC COM 452327109 317 669 SH   SOLE   669 0 0
INTEL CORP COM 458140100 598 10,648 SH   SOLE   10,648 0 0
ISHARES TR IBOXX INV CP ETF 464287242 346 2,573 SH   SOLE   2,573 0 0
ISHARES TR MSCI EAFE ETF 464287465 6,695 84,870 SH   SOLE   84,870 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 12,682 55,289 SH   SOLE   55,289 0 0
JOHNSON & JOHNSON COM 478160104 1,523 9,245 SH   SOLE   9,245 0 0
JPMORGAN CHASE & CO COM 46625H100 672 4,323 SH   SOLE   4,323 0 0
LOCKHEED MARTIN CORP COM 539830109 1,265 3,343 SH   SOLE   3,343 0 0
LOWES COS INC COM 548661107 360 1,857 SH   SOLE   1,857 0 0
MCDONALDS CORP COM 580135101 540 2,336 SH   SOLE   2,336 0 0
MICROSOFT CORP COM 594918104 5,079 18,748 SH   SOLE   18,748 0 0
MICROSTRATEGY INC CL A NEW 594972408 1,495 2,250 SH   SOLE   2,250 0 0
NOKIA CORP SPONSORED ADR 654902204 911 171,195 SH   SOLE   171,195 0 0
NOVARTIS AG SPONSORED ADR 66987V109 234 2,560 SH   SOLE   2,560 0 0
NUVEEN MASSACHUSETS QLT MUN COM 67061E104 176 11,624 SH   SOLE   11,624 0 0
NVIDIA CORPORATION COM 67066G104 774 968 SH   SOLE   968 0 0
ORACLE CORP COM 68389X105 689 8,857 SH   SOLE   8,857 0 0
OTIS WORLDWIDE CORP COM 68902V107 255 3,113 SH   SOLE   3,113 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 954 36,196 SH   SOLE   36,196 0 0
PAYPAL HLDGS INC COM 70450Y103 1,258 4,315 SH   SOLE   4,315 0 0
PEPSICO INC COM 713448108 952 6,426 SH   SOLE   6,426 0 0
PFIZER INC COM 717081103 725 18,518 SH   SOLE   18,518 0 0
PHILIP MORRIS INTL INC COM 718172109 229 2,313 SH   SOLE   2,313 0 0
PLUG POWER INC COM NEW 72919P202 350 10,230 SH   SOLE   10,230 0 0
PROCTER AND GAMBLE CO COM 742718109 664 4,922 SH   SOLE   4,922 0 0
QUALCOMM INC COM 747525103 870 6,084 SH   SOLE   6,084 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 787 9,230 SH   SOLE   9,230 0 0
REMARK HLDGS INC COM 75955K102 69 37,000 SH   SOLE   37,000 0 0
SALESFORCE COM INC COM 79466L302 749 3,065 SH   SOLE   3,065 0 0
SAP SE SPON ADR 803054204 250 1,780 SH   SOLE   1,780 0 0
SCHWAB CHARLES CORP COM 808513105 263 3,610 SH   SOLE   3,610 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,948 30,806 SH   SOLE   30,806 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 462 2,408 SH   SOLE   2,408 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 18,913 44,183 SH   SOLE   44,183 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 18,759 38,205 SH   SOLE   38,205 0 0
STARBUCKS CORP COM 855244109 316 2,823 SH   SOLE   2,823 0 0
TARGET CORP COM 87612E106 292 1,206 SH   SOLE   1,206 0 0
THE TRADE DESK INC COM CL A 88339J105 438 5,660 SH   SOLE   5,660 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 779 1,544 SH   SOLE   1,544 0 0
TRANSOCEAN LTD REG SHS H8817H100 72 16,028 SH   SOLE   16,028 0 0
TWITTER INC COM 90184L102 203 2,955 SH   SOLE   2,955 0 0
UNILEVER PLC SPON ADR NEW 904767704 811 13,866 SH   SOLE   13,866 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 292 1,310 SH   SOLE   1,310 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 760 13,986 SH   SOLE   13,986 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 4,500 49,755 SH   SOLE   49,755 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 378 6,742 SH   SOLE   6,742 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 242 4,602 SH   SOLE   4,602 0 0
WALMART INC COM 931142103 1,236 8,768 SH   SOLE   8,768 0 0
YUM BRANDS INC COM 988498101 796 6,924 SH   SOLE   6,924 0 0
YUM CHINA HLDGS INC COM 98850P109 271 4,091 SH   SOLE   4,091 0 0