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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   185,706,145 432,448 SH   SOLE   0 0 432,448
ISHARES TR CORE S&P MCP ETF 464287507   311,688 1,250 SH   SOLE   0 0 1,250
ISHARES TR RUSSELL 3000 ETF 464287689   527,614 2,153 SH   SOLE   0 0 2,153
ISHARES TR MSCI ACWI ETF 464288257   2,735,722 29,617 SH   SOLE   0 0 29,617
ISHARES TR MSCI EAFE ETF 464287465   2,475,675 35,921 SH   SOLE   0 0 35,921
ISHARES INC MSCI EMRG CHN 46434G764   466,309 9,358 SH   SOLE   0 0 9,358
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   32,268,664 576,535 SH   SOLE   0 0 576,535
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   13,491,603 270,644 SH   SOLE   0 0 270,644
SCHWAB STRATEGIC TR US LARGE CAP ETF 808524201   28,336,506 560,010 SH   SOLE   0 0 560,010
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,339,800 4,000 SH   SOLE   0 0 4,000
SPDR SER TR S&P DIVID ETF 78464A763   628,530 5,465 SH   SOLE   0 0 5,465
VANGUARD WORLD FD ESG US STK ETF 921910733   2,011,157 26,737 SH   SOLE   0 0 26,737
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   609,470 1,552 SH   SOLE   0 0 1,552
VANGUARD INDEX FDS TOTAL STK MKT 922908769   38,590,649 181,680 SH   SOLE   0 0 181,680
VANGUARD INDEX FDS VALUE ETF 922908744   8,762,831 63,531 SH   SOLE   0 0 63,531