The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INNOVIZ TECHNOLOGIES LTD SHS M5R635108   21,190 13,000 SH   SOLE   0 0 13,000
GENCO SHIPPING & TRADING LTD SHS Y2685T131   157,626 11,046 SH   SOLE   0 0 11,046
AT&T INC COM 00206R102   268,441 18,629 SH   SOLE   0 0 18,629
ALPHABET INC CAP STK CL C 02079K107   1,499,450 10,673 SH   SOLE   0 0 10,673
APPLE INC COM 037833100   550,292 3,079 SH   SOLE   0 0 3,079
BLACKSTONE INC COM 09260D107   415,233 3,972 SH   SOLE   0 0 3,972
CVS HEALTH CORP COM 126650100   950,674 13,298 SH   SOLE   0 0 13,298
CITIZENS FINL GROUP INC COM 174610105   245,324 9,254 SH   SOLE   0 0 9,254
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   715,912 23,542 SH   SOLE   0 0 23,542
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,363,290 60,376 SH   SOLE   0 0 60,376
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,260,900 28,020 SH   SOLE   0 0 28,020
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   5,507,371 222,700 SH   SOLE   0 0 222,700
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,354,000 40,000 SH   SOLE   0 0 40,000
DOW INC COM 260557103   266,659 5,313 SH   SOLE   0 0 5,313
ENBRIDGE INC COM 29250N105   298,251 8,997 SH   SOLE   0 0 8,997
GSK PLC SPONSORED ADR 37733W204   290,043 7,929 SH   SOLE   0 0 7,929
INVESCO QQQ TR UNIT SER 1 46090E103   10,969,284 29,694 SH   SOLE   0 0 29,694
ISHARES TR 20 YR TR BD ETF 464287432   3,363,664 39,022 SH   SOLE   0 0 39,022
ISHARES TR ISHARES BIOTECH 464287556   1,484,395 12,137 SH   SOLE   0 0 12,137
ISHARES TR CORE S&P SCP ETF 464287804   722,187 7,778 SH   SOLE   0 0 7,778
ISHARES TR MORNINGSTAR VALU 464288109   6,277,663 96,431 SH   SOLE   0 0 96,431
ISHARES TR 3 7 YR TREAS BD 464288661   4,926,453 43,732 SH   SOLE   0 0 43,732
KINDER MORGAN INC DEL COM 49456B101   243,890 14,114 SH   SOLE   0 0 14,114
MP MATERIALS CORP COM CL A 553368101   307,477 16,802 SH   SOLE   0 0 16,802
NVE CORP COM NEW 629445206   262,002 3,289 SH   SOLE   0 0 3,289
PAYPAL HLDGS INC COM 70450Y103   284,088 4,984 SH   SOLE   0 0 4,984
PAYPAL HLDGS INC COM 70450Y103   2,162 18,600 SH Call SOLE   0 0 18,600
QUALCOMM INC COM 747525103   619,077 5,602 SH   SOLE   0 0 5,602
SPDR SER TR S&P 600 SMCP VAL 78464A300   2,281,882 32,194 SH   SOLE   0 0 32,194
SPDR SER TR S&P HOMEBUILD 78464A888   413,765 5,500 SH   SOLE   0 0 5,500
SOFI TECHNOLOGIES INC COM 83406F102   251,798 30,521 SH   SOLE   0 0 30,521
SOFI TECHNOLOGIES INC NOTE 10/1 83406FAB8   5,871 10,300 SH Call SOLE   0 0 10,300
SOUTHERN COPPER CORP COM 84265V105   297,119 4,064 SH   SOLE   0 0 4,064
TESLA INC COM 88160R101   9,496,545 37,400 SH   SOLE   0 0 37,400
TESLA INC NOTE 2.000% 5/1 88160RAG6   280,985 9,400 SH Call SOLE   0 0 9,400
US BANCORP DEL COM NEW 902973304   302,224 9,265 SH   SOLE   0 0 9,265
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,826,505 77,801 SH   SOLE   0 0 77,801
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   6,369,686 84,647 SH   SOLE   0 0 84,647
VANGUARD INDEX FDS VALUE ETF 922908744   316,052 2,279 SH   SOLE   0 0 2,279
VANGUARD INDEX FDS TOTAL STK MKT 922908769   541,321 2,506 SH   SOLE   0 0 2,506
VERIZON COMMUNICATIONS INC COM 92343V104   301,969 9,663 SH   SOLE   0 0 9,663
VERIZON COMMUNICATIONS INC COM 92343V104   31,187 20,000 SH Call SOLE   0 0 20,000
WALGREENS BOOTS ALLIANCE INC COM 931427108   804,884 35,333 SH   SOLE   0 0 35,333
WISDOMTREE TR US MIDCAP FUND 97717W570   4,468,665 89,570 SH   SOLE   0 0 89,570
WISDOMTREE TR US QTLY DIV GRT 97717X669   10,601,035 163,976 SH   SOLE   0 0 163,976
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   4,869,642 96,562 SH   SOLE   0 0 96,562
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101   545,054 8,627 SH   SOLE   0 0 8,627