The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,403 13,527 SH   SOLE 0 13,527 0
ABBVIE INC COM 00287Y109 389 2,873 SH   SOLE 2,873 0 0
ADOBE INC COM 00724F101 1,512 2,667 SH   SOLE 2,667 0 0
ADVANCED MICRO DEVICES INC COM 007903107 17,300 120,219 SH   SOLE 120,219 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101 304 2,597 SH   SOLE 2,597 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 369 3,107 SH   SOLE 3,107 0 0
ALPHABET INC CAP STK CL C 02079K107 1,424 492 SH   SOLE 492 0 0
ALPHABET INC CAP STK CL A 02079K305 14,822 5,116 SH   SOLE 5,116 0 0
AMAZON COM INC COM 023135106 5,347 1,604 SH   SOLE 1,604 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 468 2,476 SH   SOLE 2,476 0 0
APPLE INC COM 037833100 22,860 128,740 SH   SOLE 128,740 0 0
BANK AMER CORP COM 060505104 1,299 29,191 SH   SOLE 29,191 0 0
BAXTER INTL INC COM 071813109 2,161 25,178 SH   SOLE 0 0 25,178
BECTON DICKINSON & CO COM 075887109 776 3,086 SH   SOLE 0 0 3,086
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,253 5 SH   SOLE 5 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,817 12,766 SH   SOLE 12,766 0 0
BIOGEN INC COM 09062X103 204 850 SH   SOLE 850 0 0
BOEING CO COM 097023105 959 4,762 SH   SOLE 4,762 0 0
BROADCOM INC COM 11135F101 629 946 SH   SOLE 946 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 248 2,308 SH   SOLE 2,308 0 0
CAL MAINE FOODS INC COM NEW 128030202 1,036 28,016 SH   SOLE 0 0 28,016
CATERPILLAR INC DEL COM 149123101 235 1,135 SH   SOLE 1,135 0 0
CHUBB LIMITED COM H1467J104 817 4,225 SH   SOLE 0 0 4,225
CISCO SYS INC COM 17275R102 3,771 59,513 SH   SOLE 59,513 0 0
CLEVELAND CLIFFS INC COM 185899101 208 9,550 SH   SOLE 9,550 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 269 3,037 SH   SOLE 3,037 0 0
CORNING INC COM 219350105 251 6,747 SH   SOLE 6,747 0 0
CSX CORP COM 126408103 213 5,658 SH   SOLE 5,658 0 0
DENTSPLY SIRONA INC COM 24906P109 752 13,485 SH   SOLE 0 0 13,485
DIAGEO P L C SPON ADR NEW 25243Q205 1,325 6,017 SH   SOLE 6,017 0 0
DISNEY WALT CO COM DISNEY 254687106 570 3,681 SH   SOLE 3,681 0 0
DOCUSIGN INC COM 256163106 2,037 13,377 SH   SOLE 13,377 0 0
EQUITY COMWLTH COM SH BEN INT 294628102 1,898 73,295 SH   SOLE 0 0 73,295
EVEREST RE GROUP LTD COM G3223R108 853 3,115 SH   SOLE 0 0 3,115
FACEBOOK INC CL A 30303M102 551 1,637 SH   SOLE 1,637 0 0
FIFTH THIRD BANCORP COM 316773100 202 4,634 SH   SOLE 4,634 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 243 11,716 SH   SOLE 11,716 0 0
FORTINET INC COM 34959E109 439 1,221 SH   SOLE 1,221 0 0
GCP APPLIED TECHNOLOGIES INC COM 36164Y101 623 19,667 SH   SOLE 0 0 19,667
GENERAL DYNAMICS CORP COM 369550108 282 1,354 SH   SOLE 1,354 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 8,152 85,684 SH   SOLE 85,684 0 0
GOLDMAN SACHS ETF TR HEDGE IND ETF 381430545 288 2,822 SH   SOLE 2,822 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 202 527 SH   SOLE 527 0 0
HOME DEPOT INC COM 437076102 1,557 3,751 SH   SOLE 3,751 0 0
HUMANA INC COM 444859102 218 470 SH   SOLE 470 0 0
ICU MED INC COM 44930G107 1,045 4,403 SH   SOLE 0 0 4,403
INTEL CORP COM 458140100 319 6,191 SH   SOLE 6,191 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 238 1,581 SH   SOLE 1,581 0 0
ISHARES INC MSCI MEXICO ETF 464286822 2,391 47,261 SH   SOLE 47,261 0 0
ISHARES INC CORE MSCI EMKT 46434G103 3,292 54,999 SH   SOLE 0 54,999 0
ISHARES INC MSCI JPN ETF NEW 46434G822 1,289 19,248 SH   SOLE 19,248 0 0
ISHARES TR CORE S&P TTL STK 464287150 4,957 46,339 SH   SOLE 46,339 0 0
ISHARES TR CORE S&P500 ETF 464287200 3,500 7,338 SH   SOLE 0 7,338 0
ISHARES TR CORE US AGGBD ET 464287226 6,094 53,422 SH   SOLE 53,422 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 264 5,400 SH   SOLE 5,400 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 724 8,616 SH   SOLE 8,616 0 0
ISHARES TR CORE S&P US VLU 464287663 3,230 42,315 SH   SOLE 42,315 0 0
ISHARES TR CORE S&P US GWT 464287671 3,301 28,541 SH   SOLE 28,541 0 0
ISHARES TR U.S. TECH ETF 464287721 1,537 13,384 SH   SOLE 13,384 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,640 23,055 SH   SOLE 0 23,055 0
ISHARES TR U.S. CNSM GD ETF 464287812 242 1,211 SH   SOLE 1,211 0 0
ISHARES TR NATIONAL MUN ETF 464288414 5,729 49,265 SH   SOLE 0 49,265 0
ISHARES TR MSCI EURO FL ETF 464289180 1,050 52,355 SH   SOLE 52,355 0 0
ISHARES TR MSCI INDIA ETF 46429B598 752 16,399 SH   SOLE 16,399 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 3,118 43,948 SH   SOLE 43,948 0 0
ISHARES TR CORE MSCI EAFE 46432F842 10,716 143,571 SH   SOLE 0 143,571 0
ISHARES TR CORE MSCI PAC 46434V696 1,258 19,696 SH   SOLE 19,696 0 0
ISHARES TR CORE MSCI EURO 46434V738 5,095 87,602 SH   SOLE 87,602 0 0
ISHARES TR HDG MSCI EAFE 46434V803 2,876 81,397 SH   SOLE 0 81,397 0
ISHARES TR MSCI UK ETF NEW 46435G334 3,975 119,953 SH   SOLE 119,953 0 0
ISHARES TR CORE INTL AGGR 46435G672 684 12,545 SH   SOLE 12,545 0 0
JOHNSON & JOHNSON COM 478160104 2,645 15,460 SH   SOLE 0 15,460 0
JPMORGAN CHASE & CO COM 46625H100 4,096 25,864 SH   SOLE 25,864 0 0
KIMBERLY CLARK CORP COM 494368103 2,532 17,715 SH   SOLE 0 17,715 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 474 1,510 SH   SOLE 1,510 0 0
LULULEMON ATHLETICA INC COM 550021109 640 1,634 SH   SOLE 1,634 0 0
MCDONALDS CORP COM 580135101 360 1,344 SH   SOLE 1,344 0 0
MEDTRONIC PLC SHS G5960L103 268 2,588 SH   SOLE 2,588 0 0
MICROSOFT CORP COM 594918104 22,453 66,761 SH   SOLE 66,761 0 0
MONDELEZ INTL INC CL A 609207105 232 3,495 SH   SOLE 3,495 0 0
MORGAN STANLEY COM NEW 617446448 438 4,461 SH   SOLE 4,461 0 0
NASDAQ INC COM 631103108 207 987 SH   SOLE 987 0 0
NGL ENERGY PARTNERS LP COM UNIT REPST 62913M107 36 20,000 SH   SOLE 20,000 0 0
NIKE INC CL B 654106103 386 2,315 SH   SOLE 2,315 0 0
NORTHERN TR CORP COM 665859104 1,282 10,714 SH   SOLE 0 0 10,714
NOVO-NORDISK A S ADR 670100205 297 2,652 SH   SOLE 2,652 0 0
NUTRIEN LTD COM 67077M108 662 8,807 SH   SOLE 8,807 0 0
NVIDIA CORP COM 67066G104 3,618 12,301 SH   SOLE 12,301 0 0
OKTA INC CL A 679295105 582 2,595 SH   SOLE 2,595 0 0
ORACLE CORP COM 68389X105 562 6,448 SH   SOLE 6,448 0 0
PAYPAL HLDGS INC COM 70450Y103 2,852 15,126 SH   SOLE 15,126 0 0
PENN NATL GAMING INC COM 707569109 542 10,460 SH   SOLE 10,460 0 0
PROCTER AND GAMBLE CO COM 742718109 614 3,756 SH   SOLE 3,756 0 0
QUALCOMM INC COM 747525103 1,460 7,984 SH   SOLE 7,984 0 0
QUEST DIAGNOSTICS INC COM 74834L100 348 2,009 SH   SOLE 2,009 0 0
REGENERON PHARMACEUTICALS COM 75886F107 563 891 SH   SOLE 891 0 0
SALESFORCE COM INC COM 79466L302 1,715 6,747 SH   SOLE 6,747 0 0
SANDERSON FARMS INC COM 800013104 1,637 8,565 SH   SOLE 0 8,565 0
SCHWAB CHARLES CORP NEW COM 808513105 947 11,261 SH   SOLE 11,261 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 335 8,607 SH   SOLE 8,607 0 0
SEA LTD ADR 81141R100 1,762 7,876 SH   SOLE 7,876 0 0
SJW GROUP COM 784305104 1,065 14,553 SH   SOLE 0 0 14,553
SMITH & NEPHEW PLC SPDN ADR NEW 83175M205 2,421 69,933 SH   SOLE 0 0 69,933
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 573 15,699 SH   SOLE 15,699 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 2,924 59,456 SH   SOLE 0 59,456 0
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 881 14,658 SH   SOLE 0 14,658 0
SQUARE INC CL A 852234103 1,311 8,119 SH   SOLE 8,119 0 0
STARBUCKS CORP COM 855244109 435 3,717 SH   SOLE 3,717 0 0
STRYKER CORP COM 863667101 715 2,673 SH   SOLE 2,673 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 1,862 15,480 SH   SOLE 15,480 0 0
TARGET CORP COM 87612E106 404 1,747 SH   SOLE 1,747 0 0
TELADOC HEALTH INC COM 87918A105 2,096 22,829 SH   SOLE 22,829 0 0
TESLA INC COM 88160R101 397 376 SH   SOLE 376 0 0
TRAVELERS COMPANIES INC COM 89417E109 3,029 19,361 SH   SOLE 0 19,361 0
UNILEVER PLC SPON ADR NEW 904767704 209 3,884 SH   SOLE 3,884 0 0
UNITEDHEALTH GROUP INC COM 91324P102 203 404 SH   SOLE 404 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100 1,453 11,206 SH   SOLE 0 11,206 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 328 3,875 SH   SOLE 3,875 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 14,509 33,234 SH   SOLE 0 33,234 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 576 4,969 SH   SOLE 0 4,969 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 661 3,695 SH   SOLE 0 3,695 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 365 1,650 SH   SOLE 1,650 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 940 2,929 SH   SOLE 2,929 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 721 4,902 SH   SOLE 0 4,902 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 315 1,306 SH   SOLE 1,306 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 623 11,545 SH   SOLE 0 11,545 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 873 17,644 SH   SOLE 17,644 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 531 5,721 SH   SOLE 5,721 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,295 25,354 SH   SOLE 25,354 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 396 1,487 SH   SOLE 1,487 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,504 28,947 SH   SOLE 28,947 0 0
VISA INC COM CL A 92826C839 401 1,849 SH   SOLE 1,849 0 0
WALMART INC COM 931142103 1,051 7,262 SH   SOLE 7,262 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 1,449 11,408 SH   SOLE 0 0 11,408