0001858428-24-000001.txt : 20240501 0001858428-24-000001.hdr.sgml : 20240501 20240501120905 ACCESSION NUMBER: 0001858428-24-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240501 DATE AS OF CHANGE: 20240501 EFFECTIVENESS DATE: 20240501 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Better Money Decisions, LLC CENTRAL INDEX KEY: 0001858428 ORGANIZATION NAME: IRS NUMBER: 471644382 STATE OF INCORPORATION: NM FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-21160 FILM NUMBER: 24901556 BUSINESS ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 BUSINESS PHONE: 844-507-0961 MAIL ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001858428 XXXXXXXX 03-31-2024 03-31-2024 false Better Money Decisions, LLC

460 St. Michaels Drive, Suite 902 Santa Fe NM 87505

13F HOLDINGS REPORT 028-21160 000172980 801-115227 N Loraine Ell 844-507-0961 /s/ Loraine Ell Santa Fe NM 05-01-2024 0 66 126079351 INFORMATION TABLE 2 infotable.xml ALPHABET INC CAP STK CL A 02079K305 586212 3884 SH SOLE 0 0 3884 AMAZON COM INC COM 023135106 1524031 8449 SH SOLE 0 0 8449 APPLE INC COM 037833100 3122546 18209 SH SOLE 0 0 18209 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 426407 1014 SH SOLE 0 0 1014 CHEVRON CORP NEW COM 166764100 496881 3150 SH SOLE 0 0 3150 COCA COLA CO COM 191216100 318609 5208 SH SOLE 0 0 5208 COSTCO WHSL CORP NEW COM 22160K105 313566 428 SH SOLE 0 0 428 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 7563211 138953 SH SOLE 0 0 138953 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 275881 10844 SH SOLE 0 0 10844 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 688961 21564 SH SOLE 0 0 21564 FLEXSHARES TR STOX US ESG SLCT 33939L696 379756 3000 SH SOLE 0 0 3000 INVESCO QQQ TR UNIT SER 1 46090E103 245325 553 SH SOLE 0 0 553 ISHARES TR CORE S&P MCP ETF 464287507 8465338 139370 SH SOLE 0 0 139370 ISHARES TR CORE S&P500 ETF 464287200 961879 1830 SH SOLE 0 0 1830 ISHARES TR CORE S&P SCP ETF 464287804 1043733 9444 SH SOLE 0 0 9444 ISHARES TR CORE MSCI EAFE 46432F842 15289509 206003 SH SOLE 0 0 206003 ISHARES TR S&P SML 600 GWT 464287887 325623 2491 SH SOLE 0 0 2491 ISHARES TR ESG AWRE 1 5 YR 46435G243 1962271 80158 SH SOLE 0 0 80158 ISHARES TR CORE INTL AGGR 46435G672 1192811 23880 SH SOLE 0 0 23880 ISHARES TR ISHS 1-5YR INVS 464288646 12274060 239354 SH SOLE 0 0 239354 ISHARES TR ESG SCRD S&P MID 46436E551 603671 14695 SH SOLE 0 0 14695 ISHARES TR ESG AWR US AGRGT 46435U549 1609179 34194 SH SOLE 0 0 34194 ISHARES TR U.S. TECH ETF 464287721 828661 6136 SH SOLE 0 0 6136 ISHARES TR US INDUSTRIALS 464287754 437318 3479 SH SOLE 0 0 3479 ISHARES TR IBOXX HI YD ETF 464288513 1190590 15317 SH SOLE 0 0 15317 ISHARES TR RUS 1000 ETF 464287622 259099 900 SH SOLE 0 0 900 ISHARES TR USD GRN BOND ETF 46435U440 702136 14974 SH SOLE 0 0 14974 ISHARES TR ESG MSCI LEADR 46435U218 371364 3957 SH SOLE 0 0 3957 ISHARES TR CORE MSCI INTL 46435G326 270870 4035 SH SOLE 0 0 4035 ISHARES TR ESG SCRND S&P500 46436E569 3884604 96418 SH SOLE 0 0 96418 ISHARES TR ESG SCRND S&P SM 46436E544 919389 23472 SH SOLE 0 0 23472 JPMORGAN CHASE & CO COM 46625H100 610514 3048 SH SOLE 0 0 3048 KKR & CO INC COM 48251W104 208100 2069 SH SOLE 0 0 2069 META PLATFORMS INC CL A 30303M102 279766 576 SH SOLE 0 0 576 MICROSOFT CORP COM 594918104 1071643 2547 SH SOLE 0 0 2547 NETFLIX INC COM 64110L106 465822 767 SH SOLE 0 0 767 NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 479509 17437 SH SOLE 0 0 17437 NUSHARES ETF TR NUVEEN ESG INTL 67092P805 3089972 99452 SH SOLE 0 0 99452 NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 473595 12187 SH SOLE 0 0 12187 NVIDIA CORPORATION COM 67066G104 656888 727 SH SOLE 0 0 727 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 217662 2673 SH SOLE 0 0 2673 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 241412 1159 SH SOLE 0 0 1159 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1163874 32474 SH SOLE 0 0 32474 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 7359843 203367 SH SOLE 0 0 203367 SPDR S&P 500 ETF TR TR UNIT 78462F103 568059 1086 SH SOLE 0 0 1086 SPDR SER TR PRTFLO S&P500 GW 78464A409 1444294 19744 SH SOLE 0 0 19744 SPDR SER TR BLOOMBERG INVT 78468R200 2927876 94968 SH SOLE 0 0 94968 SPDR SER TR S&P KENSHO INTLG 78468R697 223155 6438 SH SOLE 0 0 6438 SPDR SER TR PORTFOLIO AGRGTE 78464A649 2783164 110094 SH SOLE 0 0 110094 SPDR SER TR PORTFOLI S&P1500 78464A805 1230819 19187 SH SOLE 0 0 19187 SPDR SER TR S&P KENSHO CLEAN 78468R655 211437 3265 SH SOLE 0 0 3265 SPDR SER TR PRTFLO S&P500 VL 78464A508 1504554 30031 SH SOLE 0 0 30031 SPDR SER TR PORTFOLIO SHORT 78464A474 274008 9204 SH SOLE 0 0 9204 SPDR SER TR PORTFOLIO SH TSR 78468R101 11083963 383263 SH SOLE 0 0 383263 VANGUARD INDEX FDS LARGE CAP ETF 922908637 234272 977 SH SOLE 0 0 977 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5969414 12418 SH SOLE 0 0 12418 VANGUARD INDEX FDS MID CAP ETF 922908629 343170 1373 SH SOLE 0 0 1373 VANGUARD INDEX FDS TOTAL STK MKT 922908769 363030 1397 SH SOLE 0 0 1397 VANGUARD INDEX FDS SMALL CP ETF 922908751 6114019 26747 SH SOLE 0 0 26747 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3026006 37585 SH SOLE 0 0 37585 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 714168 3911 SH SOLE 0 0 3911 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 258961 2140 SH SOLE 0 0 2140 VANGUARD WORLD FD ESG US STK ETF 921910733 461792 4955 SH SOLE 0 0 4955 VANGUARD WORLD FD INF TECH ETF 92204A702 231318 441 SH SOLE 0 0 441 VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1020272 3772 SH SOLE 0 0 3772 VANGUARD WORLD FD ESG INTL STK ETF 921910725 239509 4168 SH SOLE 0 0 4168