0001858428-23-000002.txt : 20231108 0001858428-23-000002.hdr.sgml : 20231108 20231108120711 ACCESSION NUMBER: 0001858428-23-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231108 DATE AS OF CHANGE: 20231108 EFFECTIVENESS DATE: 20231108 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Better Money Decisions, LLC CENTRAL INDEX KEY: 0001858428 IRS NUMBER: 471644382 STATE OF INCORPORATION: NM FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-21160 FILM NUMBER: 231386792 BUSINESS ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 BUSINESS PHONE: 844-507-0961 MAIL ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001858428 XXXXXXXX 09-30-2023 09-30-2023 false Better Money Decisions, LLC

460 St. Michaels Drive, Suite 902 Santa Fe NM 87505

13F HOLDINGS REPORT 028-21160 000172980 801-115227 N Loraine Ell 844-507-0961 /s/ Loraine Ell Santa Fe NM 11-08-2023 0 58 113595691 INFORMATION TABLE 2 infotable.xml ALPHABET INC CAP STK CL A 02079K305 428436 3274 SH SOLE 0 0 3274 AMAZON COM INC COM 023135106 1013909 7976 SH SOLE 0 0 7976 APPLE INC COM 037833100 3006055 17558 SH SOLE 0 0 17558 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 360108 1028 SH SOLE 0 0 1028 CHEVRON CORP NEW COM 166764100 483434 2867 SH SOLE 0 0 2867 COCA COLA CO COM 191216100 291469 5207 SH SOLE 0 0 5207 COSTCO WHSL CORP NEW COM 22160K105 266096 471 SH SOLE 0 0 471 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 956946 20944 SH SOLE 0 0 20944 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 249255 11068 SH SOLE 0 0 11068 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 586740 22395 SH SOLE 0 0 22395 INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 424472 13101 SH SOLE 0 0 13101 ISHARES TR ESG SCRND S&P SM 46436E544 505108 15278 SH SOLE 0 0 15278 ISHARES TR ESG SCRD S&P MID 46436E551 300901 8884 SH SOLE 0 0 8884 ISHARES TR ESG SCRND S&P500 46436E569 2256602 69588 SH SOLE 0 0 69588 ISHARES TR ESG AWR US AGRGT 46435U549 1538382 33960 SH SOLE 0 0 33960 ISHARES TR USD GRN BOND ETF 46435U440 760660 16855 SH SOLE 0 0 16855 ISHARES TR SELF DRIVNG EV 46435U366 298065 8015 SH SOLE 0 0 8015 ISHARES TR CORE MSCI EAFE 46432F842 20933022 325299 SH SOLE 0 0 325299 ISHARES TR CORE INTL AGGR 46435G672 1163278 23847 SH SOLE 0 0 23847 ISHARES TR INTL DIV GRWTH 46435G524 348341 5873 SH SOLE 0 0 5873 ISHARES TR ESG AWRE 1 5 YR 46435G243 1971843 82955 SH SOLE 0 0 82955 ISHARES TR US INDUSTRIALS 464287754 349191 3461 SH SOLE 0 0 3461 ISHARES TR U.S. TECH ETF 464287721 649921 6194 SH SOLE 0 0 6194 ISHARES TR CORE S&P MCP ETF 464287507 5941096 23826 SH SOLE 0 0 23826 ISHARES TR CORE S&P SCP ETF 464287804 967003 10251 SH SOLE 0 0 10251 ISHARES TR CORE S&P500 ETF 464287200 508825 1185 SH SOLE 0 0 1185 ISHARES TR RUS 1000 ETF 464287622 215241 916 SH SOLE 0 0 916 ISHARES TR IBOXX HI YD ETF 464288513 943404 12797 SH SOLE 0 0 12797 ISHARES TR ISHS 1-5YR INVS 464288646 13545202 271828 SH SOLE 0 0 271828 JOHNSON & JOHNSON COM 478160104 302540 1942 SH SOLE 0 0 1942 JPMORGAN CHASE & CO COM 46625H100 233482 1610 SH SOLE 0 0 1610 MICROSOFT CORP COM 594918104 737608 2336 SH SOLE 0 0 2336 NETFLIX INC COM 64110L106 293018 776 SH SOLE 0 0 776 NUSHARES ETF TR NUVEEN ESG INTL 67092P805 2217138 81154 SH SOLE 0 0 81154 NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 303804 11587 SH SOLE 0 0 11587 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 210835 1286 SH SOLE 0 0 1286 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 901479 29071 SH SOLE 0 0 29071 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5581615 166268 SH SOLE 0 0 166268 SPDR S&P 500 ETF TR TR UNIT 78462F103 281808 659 SH SOLE 0 0 659 SPDR SER TR PRTFLO S&P500 GW 78464A409 1914726 32300 SH SOLE 0 0 32300 SPDR SER TR PORTFOLI S&P1500 78464A805 935580 17824 SH SOLE 0 0 17824 SPDR SER TR PORTFOLIO AGRGTE 78464A649 1987850 81670 SH SOLE 0 0 81670 SPDR SER TR PORTFOLIO SHORT 78464A474 395979 13505 SH SOLE 0 0 13505 SPDR SER TR BLOOMBERG INVT 78468R200 3221345 104861 SH SOLE 0 0 104861 SPDR SER TR PORTFOLIO SH TSR 78468R101 12594545 438529 SH SOLE 0 0 438529 SPDR SER TR PRTFLO S&P500 VL 78464A508 1115208 27029 SH SOLE 0 0 27029 SPDR SER TR S&P KENSHO INTLG 78468R697 274617 8629 SH SOLE 0 0 8629 SPDR SER TR S&P KENSHO CLEAN 78468R655 267711 3969 SH SOLE 0 0 3969 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 436132 5802 SH SOLE 0 0 5802 VANGUARD INDEX FDS SMALL CP ETF 922908751 7603555 40216 SH SOLE 0 0 40216 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4437433 11300 SH SOLE 0 0 11300 VANGUARD INDEX FDS TOTAL STK MKT 922908769 232326 1094 SH SOLE 0 0 1094 VANGUARD INDEX FDS MID CAP ETF 922908629 212674 1021 SH SOLE 0 0 1021 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2668295 35118 SH SOLE 0 0 35118 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 772208 4970 SH SOLE 0 0 4970 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 299772 2901 SH SOLE 0 0 2901 VANGUARD WORLD FD ESG US STK ETF 921910733 1022869 13598 SH SOLE 0 0 13598 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 876534 3728 SH SOLE 0 0 3728