0001800502-24-000002.txt : 20240123 0001800502-24-000002.hdr.sgml : 20240123 20240123152943 ACCESSION NUMBER: 0001800502-24-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240123 DATE AS OF CHANGE: 20240123 EFFECTIVENESS DATE: 20240123 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Better Money Decisions, LLC CENTRAL INDEX KEY: 0001858428 ORGANIZATION NAME: IRS NUMBER: 471644382 STATE OF INCORPORATION: NM FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-21160 FILM NUMBER: 24552313 BUSINESS ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 BUSINESS PHONE: 844-507-0961 MAIL ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001858428 XXXXXXXX 12-31-2023 12-31-2023 false Better Money Decisions, LLC

460 St. Michaels Drive, Suite 902 Santa Fe NM 87505

13F HOLDINGS REPORT 028-21160 000172980 801-115227 N Loraine Ell 844-507-0961 /s/ Loraine Ell Santa Fe NM 01-23-2024 0 61 120457835 INFORMATION TABLE 2 infotable.xml ALPHABET INC CAP STK CL A 02079K305 516713 3699 SH SOLE 0 0 3699 AMAZON COM INC COM 023135106 1243325 8183 SH SOLE 0 0 8183 APPLE INC COM 037833100 3476563 18057 SH SOLE 0 0 18057 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 366646 1028 SH SOLE 0 0 1028 CHEVRON CORP NEW COM 166764100 441812 2962 SH SOLE 0 0 2962 COCA COLA CO COM 191216100 306892 5208 SH SOLE 0 0 5208 COSTCO WHSL CORP NEW COM 22160K105 309578 469 SH SOLE 0 0 469 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 5057722 96651 SH SOLE 0 0 96651 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 272040 11140 SH SOLE 0 0 11140 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 656623 22464 SH SOLE 0 0 22464 INVESCO QQQ TR UNIT SER 1 46090E103 226249 552 SH SOLE 0 0 552 ISHARES TR CORE S&P MCP ETF 464287507 7303253 26351 SH SOLE 0 0 26351 ISHARES TR CORE S&P SCP ETF 464287804 1030752 9522 SH SOLE 0 0 9522 ISHARES TR CORE S&P500 ETF 464287200 567728 1189 SH SOLE 0 0 1189 ISHARES TR RUS 1000 ETF 464287622 240785 918 SH SOLE 0 0 918 ISHARES TR US INDUSTRIALS 464287754 397061 3472 SH SOLE 0 0 3472 ISHARES TR U.S. TECH ETF 464287721 752696 6132 SH SOLE 0 0 6132 ISHARES TR IBOXX HI YD ETF 464288513 1136735 14688 SH SOLE 0 0 14688 ISHARES TR ISHS 1-5YR INVS 464288646 12651756 246743 SH SOLE 0 0 246743 ISHARES TR CORE MSCI EAFE 46432F842 17761402 252472 SH SOLE 0 0 252472 ISHARES TR CORE INTL AGGR 46435G672 1222608 24550 SH SOLE 0 0 24550 ISHARES TR INTL DIV GRWTH 46435G524 390857 6053 SH SOLE 0 0 6053 ISHARES TR ESG AWRE 1 5 YR 46435G243 1962399 80163 SH SOLE 0 0 80163 ISHARES TR ESG AWR US AGRGT 46435U549 1587846 33260 SH SOLE 0 0 33260 ISHARES TR USD GRN BOND ETF 46435U440 738336 15633 SH SOLE 0 0 15633 ISHARES TR SELF DRIVNG EV 46435U366 289113 8092 SH SOLE 0 0 8092 ISHARES TR ESG SCRND S&P SM 46436E544 898212 23478 SH SOLE 0 0 23478 ISHARES TR ESG SCRD S&P MID 46436E551 554482 14698 SH SOLE 0 0 14698 ISHARES TR ESG SCRND S&P500 46436E569 3518342 96695 SH SOLE 0 0 96695 JPMORGAN CHASE & CO COM 46625H100 289680 1703 SH SOLE 0 0 1703 MICROSOFT CORP COM 594918104 919836 2446 SH SOLE 0 0 2446 NETFLIX INC COM 64110L106 377819 776 SH SOLE 0 0 776 NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 421986 11751 SH SOLE 0 0 11751 NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 465795 17284 SH SOLE 0 0 17284 NUSHARES ETF TR NUVEEN ESG INTL 67092P805 2788927 94797 SH SOLE 0 0 94797 NVIDIA CORPORATION COM 67066G104 343683 694 SH SOLE 0 0 694 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 242423 1259 SH SOLE 0 0 1259 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1083422 31856 SH SOLE 0 0 31856 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 6391635 180504 SH SOLE 0 0 180504 SPDR S&P 500 ETF TR TR UNIT 78462F103 310201 653 SH SOLE 0 0 653 SPDR SER TR PRTFLO S&P500 GW 78464A409 1305226 20062 SH SOLE 0 0 20062 SPDR SER TR PORTFOLI S&P1500 78464A805 1076129 18411 SH SOLE 0 0 18411 SPDR SER TR PORTFOLIO AGRGTE 78464A649 2419354 94359 SH SOLE 0 0 94359 SPDR SER TR PORTFOLIO SHORT 78464A474 272026 9135 SH SOLE 0 0 9135 SPDR SER TR PRTFLO S&P500 VL 78464A508 1366054 29296 SH SOLE 0 0 29296 SPDR SER TR S&P KENSHO INTLG 78468R697 298932 8647 SH SOLE 0 0 8647 SPDR SER TR S&P KENSHO CLEAN 78468R655 233495 3255 SH SOLE 0 0 3255 SPDR SER TR BLOOMBERG INVT 78468R200 2912725 95218 SH SOLE 0 0 95218 SPDR SER TR PORTFOLIO SH TSR 78468R101 11650890 401063 SH SOLE 0 0 401063 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 313145 4066 SH SOLE 0 0 4066 VANGUARD INDEX FDS MID CAP ETF 922908629 294290 1265 SH SOLE 0 0 1265 VANGUARD INDEX FDS SMALL CP ETF 922908751 7258954 34027 SH SOLE 0 0 34027 VANGUARD INDEX FDS TOTAL STK MKT 922908769 249289 1051 SH SOLE 0 0 1051 VANGUARD INDEX FDS LARGE CAP ETF 922908637 212816 976 SH SOLE 0 0 976 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5347347 12242 SH SOLE 0 0 12242 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2997749 36882 SH SOLE 0 0 36882 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 834878 4900 SH SOLE 0 0 4900 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 324489 2907 SH SOLE 0 0 2907 VANGUARD WORLD FD ESG US STK ETF 921910733 420476 4943 SH SOLE 0 0 4943 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 942624 3760 SH SOLE 0 0 3760 VANGUARD WORLD FDS INF TECH ETF 92204A702 213014 440 SH SOLE 0 0 440